Spencer Howard
Spencer Howard
Former Content Contributor
51 Published Articles
Countries Visited: 21U.S. States Visited:
Always a fan of flying, Spencer wanted to find ways to upgrade his travel experience. Over the years, Spencer has been a guest speaker on multiple YouTube shows as well as podcasts on maximizing point...
Edited by: Juan Ruiz
Juan Ruiz
Senior Editor & Content Contributor
515 Published Articles 1054 Edited Articles
Countries Visited: 49U.S. States Visited: 32
Juan Ruiz is a leading travel journalist and expert in credit cards and loyalty programs. For over a decade, he has turned complex rewards and travel strategies into clear, actionable insights. His wo...