15 Products You Can Buy With Amex Business Platinum’s Dell Credits [2024]

The Business Platinum Card^® from American Express is one of the most prestigious cards available to business owners.

This card’s numerous benefits include perks ranging from airport lounge access to the ability to earn 5x points per dollar spent on flights and prepaid hotels through AmexTravel.com.

Amex has also pioneered shopping credits. Instead of being focused on airfare or lodging, these credits are designed to be spent at retailers. In this case, Amex offers a statement credit upon enrollment solely for qualifying Dell purchases.

In this guide, we’ll show you the best purchases you can make for free (or deeply discounted) Dell merchandise. Let’s get started.

Which Credit Cards Offer Dell Credits?

Amex Business Platinum Card

The Amex Business Platinum card is a quintessential card you should add to your portfolio of tools to help build your business. It’s a worthwhile card for anybody tackling the massive challenge of starting a business.

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Terms Apply / Rates & Fees

The Business Platinum Card^® from American Express

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

This card is ideal for business travelers who enjoy luxury travel and are looking for a card loaded with benefits!

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The Business Platinum Card^® from American Express

This card is ideal for business travelers who enjoy luxury travel and are looking for a card loaded with benefits!

Welcome Offer

Earn 150,000 Membership Rewards^® points after you spend $20,000 in eligible purchases on the Card within the first 3 months of Card Membership.

150,000 points

UP's Bonus Valuation*:

$3,300

Annual Fee

$695

APR

18.99% - 27.99% Variable

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.

Good to Excellent (670-850)

Why We Like This Card

The Business Platinum Card^® from American Express is a premium travel rewards card tailored toward business owners who are frequent travelers with a high number of annual expenses.

When you factor in the large number of perks that the card offers like the best airport lounge access at over 1,400 lounges, along with tons of annual credits, it’s easy to see why this card can is a top option for frequent traveling business owners.

Pros & Cons

Pros

• 5x Membership Rewards points per $1 on flights and prepaid hotels at Amex Travel
• Access to over 1,400 worldwide airport lounges as part of the American Express Global Lounge Collection
• Get 50% more Membership Rewards points (1.5 points per $1) on eligible purchases in key business categories, as well as on purchases of $5,000 or more (cap applies)

Cons

• High annual fee of $695 (rates & fees)
• Airline fee credit does not cover airfare, only incidentals like checked bags

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Card Highlights

• Welcome Offer: Earn 150,000 Membership Rewards^® points after you spend $20,000 in eligible purchases on the Card within the first 3 months of Card Membership.
• 5X Membership Rewards^® points on flights and prepaid hotels on AmexTravel.com, and 1X points for each dollar you spend on eligible purchases.
• Earn 1.5X points (that’s an extra half point per dollar) on each eligible purchase at US construction material, hardware suppliers, electronic goods retailers, and software & cloud system providers, and shipping providers, as well as on purchases of $5,000 or more, on up to $2 million per Card Account per calendar year. Purchases eligible for multiple additional point bonuses will only receive the highest eligible bonus.
• Unlock over $1,000 in statement credits on select purchases, including tech, recruiting and wireless in the first year of membership with the Business Platinum Card^®. Enrollment required. See how you can unlock over $1,000 annually in credits on select purchases with the Business Platinum Card^®, here.
• $200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees are charged by the airline to the Card.
• $199 CLEAR^® Plus Credit: Use your card and get up to $199 in statement credits per calendar year on your CLEAR^® Plus Membership (subject to auto-renewal) when you use the Business Platinum Card^®.
• The American Express Global Lounge Collection^® can provide an escape at the airport. With complimentary access to more than 1,400 airport lounges across 140 countries and counting, you have more airport lounge options than any other credit card issuer on the market as of 03/2023.
• $695 Annual Fee.
• Terms Apply.

Financial Snapshot

• APR: 18.99% - 27.99% Variable
• Foreign Transaction Fees: None

Rewards Center

American Express Membership Rewards

Hot Tip: Check to see if you’re eligible for a huge welcome bonus offer of up to 170,000 points with the Amex Business Platinum. The current public offer is 150,000 points. (This targeted offer was independently researched and may not be available to all applicants.)

Besides the 35% rebate when redeeming for airfare with Pay With Points, up to $200 annual airline incidental fee credit, access to a network of over 1,400 airport lounges upon enrollment, and automatic elite status upon enrollment in Hilton Honors and Marriott Bonvoy, you also get up to $400 in annual Dell Technologies credits by getting up to $200 semiannually for U.S. purchases.

Keep in mind that you must enroll to use this benefit.

What Counts and Doesn’t Count as a Dell Purchase

To use the Dell credit, you need to make qualifying purchases.

According to American Express, Dell credits are “valid only on purchases made directly with Dell Technologies or at dell.com in the U.S. and U.S. territories where Dell Technologies is the merchant of record for the purchase. [The credits are not valid for] online purchases shipped outside the U.S. and from unauthorized resellers or online auctioneers.” In addition, Dell gift cards do not count.

Statement credits can take 2 to 4 weeks to post.

Remember, you can use up to 3 payment methods on each Dell order, potentially enabling you to get $1,200 in Dell credits annually or $600 in Dell credits in 1 transaction.

On dell.com, you must click Add Another Payment Method under Split your payment at the bottom of the payment step.

Hot Tip:

Keep in mind that the inventory and prices of items at Dell constantly fluctuate. Although we make a reasonable effort to ensure pricing is constantly updated, these fluctuations may not be wholly captured in our article. 

The 11 Best Things You Can Buy With a $200 Dell Credit

In each of the first and second halves of the calendar year, you receive $200 in Dell credits.

Here are some fabulous things you can get at Dell with a $200 Dell credit:

1. Garmin Forerunner 55

Make your morning runs safer and more efficient with a product like the Garmin Forerunner 55. 

It has 2 weeks of battery life, health tracking, cadence alerts, and even stress monitoring. It features the Garmin Coach, which has customizable training plans you can tailor to your goals. 

One of our favorite features is a safeguard called Incident Detection. Designed to help protect you in the event of an emergency, Garmin’s GPS will notify your chosen emergency contacts if it detects sudden and abrupt deceleration. If you’re feeling unsafe you can activate this manually.

The Garmin Forerunner 55 is $199.99, making this an excellent use of your credit.

2. Microsoft Xbox Wireless Controller

Did you know your credit would cover the cost of up to 3 new Xbox controllers?

That’s right: For just $59.99, you can purchase the Microsoft Xbox Wireless Controller, which is compatible with PC, Microsoft Xbox One, Android, Microsoft Xbox Series S, and Microsoft Xbox Series X.

The controller features Bluetooth technology, up to 40 hours of battery life, custom mapping, and more.

3. Adobe Acrobat 1 Year and TurboTax Deluxe Plus State 2023 Bundle

With tax season upon us, this eligible purchase is an obvious choice. The Adobe Acrobat and TurboTax Deluxe Bundle includes 5 federal e-files and 1 state via download.

This 1-year subscription to Adobe Acrobat Standard bundled with the resources and streamlining of TurboTax takes the guesswork — and inevitable headache — out of this year’s tax season. With TurboTax’s downloadable software, you can avoid mistakes by importing your tax documents, your investments, and your mortgage information to check for missing deductions or credits.

At $225.99, the Dell credit doesn’t cover it entirely, but $200 off is an 88% discount — nothing to scoff at!

4. Logitech Brio 4K UHD Webcam

The Brio 4K UHD Webcam from Logitech offers a full 4K UHD resolution of 4096×2160 with 5x zoom and HDR. In layman’s terms, it’s exceptional.

With RightLight 3 Technology and HDR to auto-adjust, this webcam can handle what others are notoriously inept with: low light. It has 3 different settings for the field of view, the ability to use facial recognition, and a shutter for privacy.

It has a $199.99 price tag, which pushes the value of the credit to the very last cent. This is great for anyone who wants to elevate their video quality while working remotely.

5. ION Explorer XL Bluetooth, 220-Watt, All-Weather Speaker With Premium 5-Speaker Sound

A 120-hour rechargeable battery, Bluetooth 5.0 that allows connectivity up to 100 feet away, and an impressive 220-watt, 5-way speaker system propels the ION Explorer XL All Weather speaker above the rest. It’s not your average portable speaker, it’s water-resistant, and, most importantly, it’s loud.

For $179.99, it’s well within your biannual Dell credit, and you could be powering the party anytime, anywhere without the hassle of bulky equipment and tangled wires.

6. Aluratek 11.6-Inch Wi-Fi Photo Frame With Live Video Chat and 16 GB Memory

The Aluratek 11.6” Digital Photo Frame is not your average picture frame. It features a Wi-Fi connection and live video chat, so you can feel connected even when you’re away. Send photos, make video calls, and keep track of your calendar anywhere there’s Wi-Fi.

It’s an ideal holiday gift no matter the season!

The $199.99 cash price meets the Dell credit limit nicely but hardly reflects the priceless memories held and created by staying connected to your loved ones.

7. Ring Floodlight Cam Wired Plus With Motion-Activated 1080p HD Video

By now, we’ve all heard of the Ring Doorbell; but did you know they make a Ring Floodlight Cam?

The floodlight cam is designed for large areas and is fitted with a siren, which is just about the last thing an intruder wants to hear. Like other Ring devices, it has 2-way talking and motion-activated notifications. The safety of your home is invaluable, but using your Dell credit on this product means it won’t break the bank, either.

It’s $199.99 to protect yourself from porch pirates and unwelcome visitors.

8. Philips Hue Play Gradient Light Tube

Home is, of course, where the heart is. It’s also where we unwind, recharge, and express ourselves.

If you’re feeling uninspired by your home, consider the Philips Hue Play Gradient Light Tube. It’s smartphone and TV compatible, synchronizing to music or extending an ambient glow based on what you’re watching on screen. This light bar elevates any space and transforms any room into a stunning display of color.

This is better than a coat of paint. You’d be cashing in on $199.99 of your Dell credit in exchange for your home becoming a stunning display of color.

9. TurboTax Business 2023

Happen to be operating a partnership, corporation, LLC, trust, or estate? With TurboTax Business, you can take care of your federal filing needs with this tax preparation software suite.

It includes 5 federal e-files, though you can also purchase business state files via download.

Again, the primary purpose of this software is to help businesses make compliant filings, like:

• Prepare unlimited W-2 and 1099 tax forms for employees and contractors
• Import data from QuickBooks Desktop income and expense accounts (classifies data for you, too)
• Create K-1 forms electronically
• Calculate and report asset depreciation
• Flag areas that might trigger an IRS audit

Be sure to keep in mind that TurboTax Business covers business filings only — you still need to file your personal taxes.

You can get this for $179.99.

10. SteelSeries Apex Pro USB Keyboard – OmniPoint Adjustable Key Switch

The right keyboard is essential if you frequently type away for work or pleasure. The Apex Pro USB Keyboard from SteelSeries can help you stylishly upgrade your keyboard game. It has an integrated OLED smart display with RGB backlighting and an aluminum alloy frame.

Believe it or not, every key can be adjusted via OmniPoint switches to register at any point from 0.4 to 3.6 millimeters for customized switch actuation.

This keyboard also has a premium magnetic wrist rest and dedicated multimedia controls.

Weighing under 4 pounds, this accessory might be what you need to take your typing game to the next level — and it can be yours for $199.99.

11. Google Nest Doorbell (Battery)

Home security is critical, but did you know you could protect your home with a neat gadget available on Dell’s website for just under $200?

More specifically, you can get a Google Nest Doorbell (Battery) – Video Doorbell Camera – Wireless Doorbell Security Camera, which alerts you to things happening at your door, such as incoming package deliveries or visitors. You can watch videos live, replay videos, and talk to visitors. The device is also compatible with Google Assistant and Amazon Alexa-enabled devices.

It’s available in ash, linen, or snow on Dell’s website for $179.99.

Bottom Line:

Entry-level electronics like cameras, monitors, and peripherals are some of the best ways to use your Dell credits.

The 4 Best Items You Can Buy With a $400 Dell Credit

If you want to use your semiannual $200 Dell credits on a single purchase, you might be able to make better use of it by buying a bigger-ticket item. Let’s look at the best things you can get with $101 to $200 in Dell credits.

1. Nintendo Switch – OLED Model

We’re caught in the Great Console Divide once again. Each of these gaming systems is remarkable in its own right, which is why it’s important to identify what you want from your system.

The Nintendo Switch – OLED is the newest creation from Nintendo. It has a 7-inch OLED screen for on-the-go gaming and a TV docking station for when you’re ready to relax on the couch.

Nintendo stands apart from its competitors with features like better local multiplayer support and a wealth of family-friendly games, which continue to define Nintendo’s commitment to creating a connection between family members of any age. Nintendo’s massively popular franchises like Mario Party, Super Smash Bros., Super Mario Odyssey, Legend of Zelda, and Animal Crossing are all exclusive to this console.

The Nintendo Switch OLED is $349.99, which is competitively priced.

2. Garmin Fēnix 7X Sapphire Solar Sport Watch – 32GB

The Garmin Fēnix 7X embodies confidence in any terrain or situation. Equipped with its Sapphire Solar Charging Lens, which is also scratch-resistant, built-in GPS, and even Garmin Pay, this 42-millimeter, cased watch is designed to ensure it’s always working and always visible no matter the situation.

Preset with various workouts and coupled with health monitoring, this watch would be a welcome addition to anyone who wants more from their wristwatch.

Priced at $899.99, the Garmin Fēnix 7X would be a great product to have discounted via the Dell credit.

3. Bose Portable Home Speaker

Bose is a pillar in the industry of sound, known to consistently deliver high-quality products year after year, and the Bose Portable Smart Speaker is no exception. It’s voice-activated, easily carried, and comes with built-in Wi-Fi, is Google- and Alexa Assistant-compatible, and Bluetooth for all your listening options.

The portable speaker is priced at $399.99 and is available in black or white.

4. Samsung Projector the Freestyle, 2nd Generation

This portable projector packs a big punch with full high-definition 1080×1920 resolution, 5-watt speakers with 360-degree sound; HDMI, Wi-Fi 5, and AirPlay 2 inputs; and an image size of up to 100 inches.

Enjoy projecting your favorite shows on a wall from the sofa or take it with you to wow your friends and family, no matter where you go.

Priced at $699.99, the Samsung Projector Freestyle 2nd Gen adds lets you extend your entertainment area in ways you never imagined.

Final Thoughts

There are so many different purchases you can make using your Dell credits. You’ll undoubtedly find many worthwhile electronics and accessories at different price ranges.

Whether it’s state-of-the-art media accessories like headphones or speaker systems, awesome office upgrades like monitors or docking stations, or video games and consoles, you’ll surely find something incredibly valuable using your Amex Business Platinum card’s Dell credits.

Happy shopping!