How To Find The 100,000 Welcome Offer for The Amex Platinum Card [2019]

The Centurion Lounge - Rendering (JFK)

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The Platinum Card® from American Express is arguably one of the premier credit cards available today. While the annual fee isn’t for the faint of heart, this card comes with lots of premium perks and benefits.

If this card is on your radar, you will want to apply for the card when the bonus is as high as possible. That’s because American Express only allows you to earn the bonus on a credit card once in your lifetime.

If you have been around the world of points and miles for a while, you’ve likely heard of the coveted 100,000 points introductory offer. Earning a 100,000 point welcome bonus on this card is an ideal situation, but it isn’t available to everyone every day.

In this post, you’ll find all the information you need to apply for the Platinum Card® with a 100,000 point welcome bonus!

Business owner?The Business Platinum Card® from American Express is currently offering a limited-time welcome bonus of up to 100,000 points! Offer ends 12/4. Terms apply.

Benefits of The Platinum Card

First, here is a quick look at some of the benefits of the Platinum Card, so you can see why you might want to apply for the card in the first place.

While the card does come with a high annual fee, there are lots of benefits to help offset the annual fee and make the price tag easier to swallow.

Paying with the Amex Platinum
Image courtesy of American Express.

Key Benefits of The Platinum Card

American Express Membership Rewards points are worth different amounts depending on how you use them. If you are booking travel through the Amex Travel Portal, then you will get 1 cent per point in value.

However, if you transfer your points to one of American Express’ hotel or airline partners, your points can become much more valuable.

Redeeming Amex Membership Rewards points for statement credits, gift cards, or shopping provides less than 1 cent per point in value and aren’t the best in getting value.

Hot Tip: What are 100,000 Membership Rewards points worth? At a minimum, a 100,000  would be worth at least $1,000 if you used it to book travel through the Amex Travel portal. If you transfer your points to an Amex hotel or airline partner, you could get $1,500-$2,000 or more in value.

How to Find the 100,000 Welcome Bonus [Platinum Card]

The standard welcome bonus offer for the Platinum Card usually varies between 40,000-60,000 Membership Rewards points. So, a 100,000 bonus offer isn’t something you want to pass up.

Here is the current offer from the Platinum Card:

There are 2 main ways to find your 100,000 Welcome Bonus for the Amex Platinum Card:

  • Use the CardMatch Tool (this is the best & fastest option)
  • Get a targeted mailing

CardMatch Tool

The CardMatch Tool is a web-based form developed by that allows you to see your best credit card offers from partner banks in seconds.

Keep in mind the CardMatch Tool only shows you offers from banks they are affiliated with; you won’t see every credit card offer that’s available to you. They currently have affiliations with the following banks:

  • American Express
  • Chase
  • Bank of America
  • Capital One
  • First PREMIER Bank

How to Use the CardMatch Tool

  1. To use the CardMatch Tool, all simply input your name, address, and last 4 digits of your social security number on the website. Then click on Get Matches.

    CardMatch Offers Landing Page
    Image courtesy of
  2. You will see a list of the credit card offers that may be available to you. You can sort your list using the options at the left, but generally, that’s unnecessary because the list won’t be that long.

    Offers from CardMatch Tool
    Image courtesy of
  3. Searching for credit card offers using the CardMatch Tool does not affect your credit score. It only requires a soft pull. You won’t get a hard pull on your credit score until you actually apply for a card.

Bottom Line: The CardMatch Tool was developed by as a way for consumers to easily see the best credit card offers available to them through their partner banks. Using the CardMatch Tool does not impact your credit score as it only does a soft pull on your credit.

Keep in mind, using the CardMatch Tool doesn’t guarantee the welcome bonus you want. Also, try searching for the card in “incognito” mode on your browser, this may display a different offer. Here’s an example of a 75,000 welcome offer that became available when searching in incognito.

Amex Platinum 75k offer
Offer in the image is not a current reflection of any public offer. Image courtesy of American Express.

If you are getting creative or using incognito browsers to find the best offer, do so with caution. According to the terms and conditions of applying for an American Express credit card, American Express reserves the right to not honor a welcome bonus that wasn’t intended for you. According to their website,

“If we in our sole discretion determine that you have engaged in abuse, misuse, or gaming in connection with the welcome offer in any way or that you intend to do so (for example, if you applied for one or more cards to obtain a welcome offer(s) that we did not intend for you; if you cancel or downgrade your account within 12 months after acquiring it; or if you cancel or return purchases you made to meet the Threshold Amount), we may not credit Membership Rewards® points to, we may freeze Membership Rewards® points credited to, or we may take away Membership Rewards® points from your account. “

Targeted Mailings and Offers from American Express

If you are lucky, you might just find a 100,000 offer for the Platinum Card in your mailbox one day. But there are a few things you can do to give yourself the best chances of having this offer mailed to you.

Turn On Email Settings

If you want to put yourself in the best position for receiving targeted offers from American Express, be sure to sign up for their credit card offers by email.

  1. Log into your American Express account.
  2. Select Account Services in the top menu bar. Then select Alerts, Communications & Privacy, then General Marketing Email Preferences.

    How to sign up for email card offers from Amex
    Image courtesy of American Express.
  3. Make sure the New Card and Credit Offers is toggled to On. Be sure to save your selections at the bottom of the page.
Amex Marketing Email Preferences
Image courtesy of American Express.

Reasons You May Not Get a Targeted 100,000 Bonus Offer

Bad Credit: First and foremost, make sure your credit score is as high as possible. You should be using your current credit responsibly and paying off your bill in full and on time each month.

You Already Have an American Express Card: According to crowdsourced data, you might be less likely to get a targeted offer like this if you already have an American Express credit card.

Final Thoughts

An offer for 100,000 bonus points on a Platinum Card is like a four leaf clover; it exists but can be hard to find.

If you are lucky enough to get a 100,000 welcome offer, make sure you analyze if the Platinum Card is worth the annual fee before you apply for the card. With a 100,000 welcome offer worth at least $1,000, it most likely is, but always see if it makes sense for you and your finances. It’s always smart to know all the perks the card offers before you apply

After you have earned the 100,000 bonus points, let the fun begin figuring out the best way to use all those Membership Rewards points.


How much are Amex Platinum points worth?

The value of the points you earn through your Platinum Card® varies based on how you use them. If you are booking travel through the Amex Travel Portal, you will get 1 cent per point in value. But, if you transfer them to hotel or airline partners they can be worth much more!

So, at a minimum, a 100,000 Platinum Card® bonus would be worth $1,000 in travel.

Where can I find an Amex Platinum 100,000 link?

Finding a link for a Platinum Card® welcome bonus isn’t easy. You need to be targeted for the 100,000 offer. Using the CardMatch Tool is a good way to check to see if you are eligible. Also, make sure you are signed up to receive credit card offers from Amex. You might get lucky and find this offer waiting for you in your mailbox soon.

Is the Platinum Card from American Express worth it?

This is a great question, but the answer will vary from person to person. The Platinum Card® from American Express comes with a lot of benefits, but also a steep price tag. If you aren’t sure if this card is right for you, check out our analysis of the perks and benefits to help you determine if the Amex Platinum is worth it.

Katie Seemann

About Katie Seemann

Katie is an Ohio native who caught the travel bug after spending a semester in college in Nottingham, England. In addition to exploring England, she visited Ireland, Scotland and the Netherlands during that time and loved every minute of it (everything except the hostel in Scotland – that’s an experience she doesn’t intend on repeating!) In 2015, Katie discovered the world of points and miles, and since then she’s earned countless points and has an embarrassingly large number of credit cards in her wallet (which she needs a spreadsheet to keep track of!)

Disclaimer: Any comments listed below are not from the bank advertiser, nor have they been reviewed or approved by them. No responsibility will be taken by the bank advertiser for these comments.


  1. L deol · April 25, 2019 · Reply

    Sounds like a great credit card offer but I’m still searching for a something with no annual fee.

    • Katie Seemann · April 25, 2019 · Reply

      Yes, this is a great offer but definitely not if you are looking for a no annual fee card! American Express does have some great no fee cards that you might want to check out.

  2. Jason · May 31, 2019 · Reply

    Hi Katie,

    I’m very interested in the Amex Platinum, but I don’t want to miss out on the 100k offer the way I missed out for my CSR. I’m told that if I already have an Amex card, it will be unlikely that I will receive this offer. I currently do have a Blue Cash Everyday, however, I do get targeted offers directly from Amex for the 50k bonus offer on the Gold Card. I’ve got this offer at least twice, if not 3 times, in the last year. Would closing out my BCE increase my odds of getting this offer? I also try card match, but for some reason, the only results I get are for 3 Chase Cards (the Freedom and Freedom Unlimited, which I already have, and the CSP, which I don’t need since I have the CSR). I have gotten special offers from my browsers (Chrome and Safari) for 70k and 75k offers. Some people tell me I should just accept that and give up on the 100k, but I’m not sure if I want to do that. What are your thoughts on this?

    • Katie Seemann · June 5, 2019 · Reply

      Hi Jason,
      Unfortunately, there is not one right or wrong answer here. While I don’t know for sure, I don’t think canceling your Blue Cash Everyday card would increase your odds of getting the 100K Platinum Card offer.
      If you have an immediate need for the Platinum card or could start using the benefits right away, I would seriously consider the 75K offer – that’s a pretty good bonus! However, if you can wait, it might not hurt to give it a little more time.

  3. D Cooper · June 3, 2019 · Reply

    How would a new customer without an active Amex card sign up for email settings on the Amex website?

    It says you need an American Express card to sign up.

    • Christine Krzyszton · June 3, 2019 · Reply

      You are correct, D. Cooper, signing up to receive email offers for additional Amex cards requires having an American Express account. You could try using the Card Match tool to see if you have any offers available.

  4. Sasha Luko · August 23, 2019 · Reply

    Hi Katie,

    You mentioned that transferring points to airlines or hotel partners may increase the value. Can you give some specific examples?

    Thank you

  5. Raul F Bustos · November 3, 2019 · Reply

    Amex is not a premier credit card it’s a “Charge” card, pay in full at the end of the month!

    • Hi Raul,

      American Express offers both credit cards and charge cards. If you’re referring to the Platinum card outlined in this post, then yes that is a charge card.

      Thanks for reading!

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