Best Chase Marriott Rewards Credit Cards: Comparing Benefits and Perks
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If you’re looking for a credit card to help you earn Marriott points and provide a few perks, you might want to check out one of the 2 Marriott cards provided by Chase.
Whether you need a personal card or a business card, Chase has you covered with the Marriott Bonvoy Boundless™ Credit Card from Chase and the Marriott Bonvoy Business™ American Express card.
Let’s dig into what both of these cards can offer you.
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Chase Marriott Credit Cards
Each Marriott credit card comes with a variety of benefits as well as a sign-up bonus to get you started on the right track.
Based on your needs, you can decide which card is best for you. Take a look at the reviews below to make this easy.
Marriott Rewards® Premier Plus Credit Card
The Marriott Rewards® Premier Plus Credit Card can help you earn plenty of Marriott points. This can be especially useful if you would prefer to transfer Chase Ultimate Rewards points to other partners.
With this card, you’ll earn 6X points per dollar spent on all purchases at Marriott and Starwood hotels. You’ll also earn 2X points per dollar on all other purchases.
See below in the table for the current sign up bonus. Just make sure to meet the required minimum spending threshold to get it!
| Marriott Bonvoy Boundless™ Credit Card - Earn 75,000 bonus points after spending $3,000 on purchases in the first 3 months from account opening. Get automatic silver elite status each account anniversary year; and a free night award (valued up to 35,000 points) every year after account anniversary. |
| Marriott Bonvoy Bold™ Credit Card - Earn 30,000 bonus points when you spend $1,000 on purchases in the first 3 months of account opening. Earn 3X points per $1 at participating Marriott Bonvoy hotels. A solid card for Marriott loyalists looking for a no-annual-fee card offering Marriott Bonvoy Silver Elite status. |
| Marriott Bonvoy Business™ American Express® Card - earn 75,000 bonus points when you spend $3,000 on purchases in the first 3 months of account opening. A solid card for business owners who will get complimentary Marriott Bonvoy silver elite status. Annual fee is $125. Terms Apply. For rates and fees of the Bonvoy Business Card, click here. |
| Marriott Bonvoy Brilliant™ American Express® Card - earn 75,000 bonus points when you spend $3,000 on purchases in the first 3 months of account opening. Earn 6x per $1 at participating Marriott Bonvoy hotels plus 3x at U.S. restaurants and flights booked directly with airlines. Annual fee is $450. Terms Apply. For rates and fees of the Bonvoy Brilliant card, click here. |
This card doesn’t have any foreign transaction fees (like many other cards) — and has an $95 annual fee.
Marriott Rewards® Premier Business Credit Card
If you have a small business, the Marriott Rewards® Premier Business Credit Card might be just the ticket to some free hotel nights and a way to earn Gold elite status with Marriott.
Like the personal version of the card, you will earn 5X points per dollar spent at Marriott and Starwood hotel properties. You will earn 2X points per dollar spent on airline tickets bought directly from airlines.
Additionally, you will earn 2X points per dollar spent at restaurants, office supply stores, car rental agencies, and on cable, internet, and phone service purchases. All other purchases will earn 1X points per dollar spent.
The sign-up bonus for the Marriott Rewards® Premier Business Credit Card is often similar to the personal version at around 80,000 Marriott points. There will also be a minimum spending requirement to earn this sign-up bonus. The offer varies, so check the details of the offer at the time of application.
One key difference between this card and the Marriott Rewards® Premier Credit Card is that you can earn Gold Elite Status with Marriott by spending $50,000 during your account year. Your account year starts when you open the account and ends after 12 statements. Unfortunately, with the new Marriott program, Gold status no longer includes breakfast or club lounge access.
This card does not incur foreign transaction fees and has a $99 annual fee.
Earn Elite Status Nights
Both cards come with 15 nights toward elite status when you are approved for the card (except for 2018, where the Marriott Rewards® Premier Plus Credit Card will grant Silver Elite status but not elite night credits for 2018 only).
Additionally, you will receive these 15 nights each year you maintain the account. These 15 nights are enough to automatically earn you Silver elite status with Marriott, and you’ll be well on your way to Gold status.
| Elite Status Level | Nights Required |
| Silver | 10 Nights |
| Gold | 25 Nights |
| Platinum | 50 Nights |
| Platinum Premier | 75 Nights |
| Platinum Premier 100+ | 100 Nights + $20k spend |
The only significant difference between being a regular member and having Silver elite status is the 10% bonus points earned on your paid stays with Marriott. Once you reach Platinum status, you’ll receive benefits such as lounge access, complimentary upgrades (when available), 4 pm late check-out, and more.
Annual Free Night Certificate
You will also receive a free night certificate after you have reached your account anniversary.
For both cards, the certificate can be used at any property that is 35,000 points/night or less.
You will have 1 year from the date of issuance to book your free night.
Travel Protections
Like many other Chase credit cards, the Marriott Rewards® Premier Plus Credit Card and the Marriott Rewards® Premier Business Credit Card come with a number of travel protections.
With trip delay insurance, you will be eligible for up to $500 in reimbursement if your flight is delayed by 12 hours or the delay forces you to stay overnight. Reimbursable expenses include hotel costs, meals, ground transportation to and from the airport, and more. Make sure you confirm what is covered under the terms and conditions before making a purchase with your card.
If you arrive at your destination but your bag is delayed by at least 6 hours, you can also be reimbursed up to $100 per day for 5 days for essential purchases like toiletries and clothes. In the unfortunate event that your bags are lost, whether checked or carry-on, you can count on $3,000 in coverage per passenger.
What Can You Do With Marriott Points?
Marriott has some amazing properties around the world. Whether you’re just looking for a bed for the night, a convenient location on a business trip, or a luxury hotel, you can use Marriott to book award stays.
Marriott has 8 categories of hotels to choose from:
Free Night Award Chart:
| Category | Standard | Off-Peak (starting in 2019) | Peak (starting in 2019) |
|---|---|---|---|
| 1 | 7,500 | 5,000 | 10,000 |
| 2 | 12,500 | 10,000 | 15,000 |
| 3 | 17,500 | 15,000 | 20,000 |
| 4 | 25,000 | 20,000 | 30,000 |
| 5 | 35,000 | 30,000 | 40,000 |
| 6 | 50,000 | 40,000 | 60,000 |
| 7 | 60,000 | 50,000 | 70,000 |
| 8 (starting in 2019) | 85,000 | 70,000 | 100,000 |
Hot Tip: Check out some of the best ways to redeem your Marriott points for award stays!
Final Thoughts
The Marriott Rewards® Premier Plus Credit Card and the Marriott Rewards® Premier Business Credit Card are a great way to earn Marriott points and set you up for some amazing redemptions.
The elite night credits that you’ll receive each year with the card make earning the valuable Platinum elite status much easier.
With one (or both) of these cards in hand, you’ll be ready to earn some fantastic award travel!
Looking for a Marriott credit card with no annual Fee, or at least an option to obtain credit for the fee after charging a certain amount over a fixed period of time
Hello Tom! The Marriott Bold card does not charge an annual fee. You can learn more about it here: https://upgradedpoints.com/credit-cards/reviews/marriott-bonvoy-bold-credit-card/