If you’re an American Airlines loyalist and fly frequently on the airline, you’ve probably given thought to securing an American Airlines AAdvantage® credit card. Having an AAdvantage branded credit card allows you to earn AAdvantage miles quickly, receive basic flight benefits, and save money on in-flight purchases.
However, some AAdvantage branded credit cards come with more benefits than others. For example, if having airport lounge access is important to you, there is only 1 AAdvantage credit card that delivers this valuable benefit complimentary.
The Citi®/AAdvantage® Executive World Elite™ Mastercard® comes with all the expected priority flight benefits, in-flight savings, and accelerated earnings on American Airlines purchases. It also offers an extraordinary Admirals Club lounge access benefit that extends to your traveling companions and authorized users.
And unlike many AAdvantage branded credit cards the Citi/AAdvantage Executive World Elite Mastercard can even help you reach elite status.
In this article, you’ll find a deep dive into all the benefits that come with the card and see if the card delivers the value proposition you’re looking for as a frequent American Airlines flyer.
Table of contents
- Welcome Bonus Miles
- Admirals Club Membership
- Global Entry or TSA PreCheck Credit
- Flight Benefits
- Savings on In-Flight Purchases
- A Faster Path to AAdvantage Elite Status
- Earn Double Miles on American Airlines Purchases
- Earn Miles on Every Purchase
- Reduced Mileage Awards
- Redeem Miles on Partner Airlines
- No Charge for Authorized Users
- No Foreign Transaction Fees
- Concierge Services
- Citi Private Pass®
- Worldwide Car Rental Coverage
- Trip Cancellation and Trip Interruption Protection
- Trip Delay Protection
- Baggage Delay Protection
- Lost Baggage Protection
- Roadside Dispatch Assistance
- Travel and Emergency Assistance
- Worldwide Travel Accident Insurance
- Purchase Protection
- Citi Price Rewind
- Extended Warranty
- 90-Day Return Protection
- World Elite Mastercard Benefits
- Final Thoughts
Table of Contents
- 1. Welcome Bonus Miles
- 2. Admirals Club Membership
- 3. Global Entry or TSA PreCheck Credit
- 4. Flight Benefits
- 5. Savings on In-Flight Purchases
- 6. A Faster Path to AAdvantage Elite Status
- 7. Earn Double Miles on American Airlines Purchases
- 8. Earn Miles on Every Purchase
- 9. Reduced Mileage Awards
- 10. Redeem Miles on Partner Airlines
- 11. No Charge for Authorized Users
- 12. No Foreign Transaction Fees
- 13. Concierge Services
- 14. Citi Private Pass®
- 15. Worldwide Car Rental Coverage
- 16. Trip Cancellation and Trip Interruption Protection
- 17. Trip Delay Protection
- 18. Baggage Delay Protection
- 19. Lost Baggage Protection
- 20. Roadside Dispatch Assistance
- 21. Travel and Emergency Assistance
- 22. Worldwide Travel Accident Insurance
- 23. Purchase Protection
- 24. Citi Price Rewind
- 25. Extended Warranty
- 26. 90-Day Return Protection
- 27. World Elite Mastercard Benefits
- Final Thoughts
1. Welcome Bonus Miles
You can count on thousands of AAdvantage frequent flyer bonus miles when you are approved for the AAdvantage Executive World Elite card and complete the initial spending requirements in the first 3 months after card approval.
Do note that the welcome bonus miles are not offered to those consumers who have had a personal AAdvantage credit card opened or closed in the past 24 months.
2. Admirals Club Membership
The Value of Complimentary Lounge Access
Depending on your level of American Airlines AAdvantage elite status and the type of lounge membership you select, the cost of an annual Admirals Club membership can vary greatly.
|Membership Level||AAdvantage Member||AAdvantage Gold Elite Member||AAdvantage Platinum Elite Member||AAdvantage Platinum Pro Elite Member||AAdvantage Executive Platinum Member|
If you are currently paying for an annual Admirals Club membership, securing the Executive World Elite card can make good economic sense.
Since complimentary Admirals Club access comes with the card, you could potentially save hundreds of dollars by having the card versus purchasing an Admirals Club membership. The card charges an annual fee of $450.
Plus, with the Executive World Elite card, you can bring in 2 guests or your entire immediate family. Additionally, authorized users receive the same Admirals Club lounge privileges, including access for their guests. Another big bonus is that authorized users cost nothing to add.
With over 50 Admirals Clubs and 60 affiliated partner lounges worldwide, having complimentary access is a huge benefit. Find out more about Admirals Clubs and the amenities they offer in our complete guide.
3. Global Entry or TSA PreCheck Credit
4. Flight Benefits
Free Checked Bag
- Free checked bag for the cardholder and up to 8 travel companions on the same domestic American Airlines, and subsidiaries, reservation. With a checked bag costing $25 one-way, this benefit is a real money saver.
- Early boarding ensures space for your bags and a chance to get settled on board ahead of the crowd. You and up to 8 traveling companions can enjoy the priority boarding privileges that come with the card.
- Avoid the crowds when checking in for your flight when you use the business or first class priority check-in lane, regardless of the class you are flying on American. You and up to 8 additional travelers, on the same reservation, can use the priority check-in lane.
Priority TSA Screening Lines
- Receive TSA PreCheck when traveling on American Airlines operated flights.
5. Savings on In-Flight Purchases
Hot Tip: Use your Executive World Elite credit card to purchase in-flight food and beverage on American domestic flights and receive a 25% statement credit on your purchase. The discount is unlimited.
6. A Faster Path to AAdvantage Elite Status
Qualifying for AAdvantage elite status requires flying a specific number of miles per year. The term, Elite Qualifying Miles (EQM), is used for indicating miles flown that count toward elite status. When you spend $40,000 on the card in a calendar year, you will receive 10,000 EQM that count toward this elite status qualification.
7. Earn Double Miles on American Airlines Purchases
Use your card for purchases on American Airlines and receive 2 miles for every dollar spent.
8. Earn Miles on Every Purchase
All other purchases you make with your card earn 1 mile per dollar spent.
9. Reduced Mileage Awards
Receive a 7,500 mile discount on an award ticket of 500 miles or more, or receive 2,000 miles off an award flight of fewer than 500 miles. The discount applies to specific destinations that change monthly. Tickets must be booked by calling American Airlines or by visiting a ticket office.
10. Redeem Miles on Partner Airlines
The AAdvantage miles you earn on your Executive World Elite card can be redeemed for flights on American Airlines but also on a large network of Oneworld Alliance and partner airlines such as British Airways, Iberia, Cathay Pacific, Japan Airlines, and more.
11. No Charge for Authorized Users
You can add up to 10 authorized users to your Executive World Elite card for no additional charge. Authorized users enjoy the same access to Admirals Club lounges as the primary cardholder including the ability to bring 2 guests or immediate family.
12. No Foreign Transaction Fees
Take your card with you when you travel the world as there are no transaction fees charged on foreign purchases.
13. Concierge Services
Enjoy the services of a dedicated concierge to assist you with travel plans, shopping, entertainment, or dining arrangements.
14. Citi Private Pass®
Given that the card is backed by Citi, cardholders receive special access to a wide variety of dining and entertainment events such as concerts, sporting events, and theater tickets. Cardholders also receive invitations for unique experiences and exclusive offers.
15. Worldwide Car Rental Coverage
Not having to purchase the car rental agency’s collision damage coverage can save you a lot of money. Just decline the car rental company’s coverage and pay for your rental with your Executive World Elite card.
You can receive up to $100,000 for a covered accident or theft of your rental car. Terms and conditions apply so read the protections guide for details.
16. Trip Cancellation and Trip Interruption Protection
You may be reimbursed up to $5,000 per covered traveler per trip for non-refundable trip expenses when your trip is canceled or interrupted. Only those expenses that were paid for with your eligible card are covered, so be sure to use your Executive World Elite card.
17. Trip Delay Protection
When your trip is delayed at least 12 hours, you could be reimbursed up to $500 per covered traveler per trip.
18. Baggage Delay Protection
If your checked baggage is delayed and does not get to your destination within 6 hours of your arrival, you could receive up to $100.
19. Lost Baggage Protection
If checked or carry-on baggage is lost or stolen, each covered traveler could receive up to $3,000, $2,000 per bag for New York residents. The maximum coverage per trip is $10,000.
20. Roadside Dispatch Assistance
When there’s trouble on the road, one call is all that is needed for roadside assistance. Services include flat tire changes, lockout service, fuel delivery, and jump starts. The cardholder is responsible for the cost of provided services, but you’ll receive a special pre-negotiated discounted price for each roadside service call.
21. Travel and Emergency Assistance
When things go wrong while you’re traveling, it’s good to have a lifeline. You’ll receive 24/7 assistance for medical and legal referrals, travel arrangements, emergency transportation, and much more. The cost of the actual services is the responsibility of the cardholder.
22. Worldwide Travel Accident Insurance
No one wants to think of the worst happening during your travels but it’s good to know that if there is a tragic incident involving death or serious impairment, there is coverage provided. When travel is on a common carrier and paid for with your card, the maximum coverage is $500,000.
23. Purchase Protection
Purchase a covered item with your Executive World Elite card and receive theft and damage coverage for 120 days, 90 days for New York residents, from the date of purchase. You’re covered for up to $10,000 per item, and totaling no more than $50,000 per year.
Hot Tip: If purchase protection is an important requirement for you, there are many credit cards that will give you this coverage.
24. Citi Price Rewind
Pay for your item with your card and if the price of the item decreases within the first 60 days after your purchase date, you could receive up to $500 per item. There is a maximum of $2,500 per year.
25. Extended Warranty
Pay for an eligible item in whole or in part with your Executive World Elite card and have a maximum of 24 months added to the manufacturer’s warranty. Coverage is limited to the amount charged on your card or $10,000, whichever is less.
26. 90-Day Return Protection
Eligible items, purchased with your card, are covered if you try to return the item to the merchant within 90 days of purchase and the merchant won’t accept the return. Coverage is limited to the amount you charged on the card or $500, whichever is less, and up to a maximum of $2,500 per year.
27. World Elite Mastercard Benefits
World Elite Mastercard benefits are many but often overlooked. Here’s a summary of the extra benefits you can expect from the World Elite Mastercard program.
- Discounts on premium airfare from 5% to 25% with several airlines including Cathay Pacific, Brussels Airlines, Lufthansa, Austrian Airlines, Swiss International Air Lines, Etihad Airways, and Air New Zealand
- Complimentary room upgrades, breakfast, and other amenities at over 2,000 luxury hotels
- Hotel lowest rate guarantee
- 24/7 travel assistance
- Car rental savings and elite status
- Savings on vacations, private jets, hotels, cruises, and more
Please be advised that Citi will be removing most of the travel benefits from its cards effective September 22, 2019. We are in the process of updating all of our articles to reflect these changes.
The biggest benefit of having the Citi/AAdvantage Executive World Elite Mastercard is complimentary lounge access to the Admirals Club and affiliated lounges. An annual household membership to the Admirals Club alone can cost as much as $1,250.
Because complimentary lounge access allows 2 guests or immediate family to enter with the cardholder, this access benefit can be effectively the same as having a household membership. Especially since you can add a family member as an authorized user for no additional charge and your entire traveling party, related or not, can have access.
If lounge access isn’t important to you, but you still frequent American Airlines, the Citi®/AAdvantage® Platinum Select® World Elite™ Mastercard with its $99 annual fee, which is waived for the first year, might be a good alternative selection for an AAdvantage branded credit card.
Or if you fly a lot of different airlines, find value in earning rewards, and enjoy receiving additional travel benefits, a general travel rewards credit card could be a viable consideration.
*Featured Image Credit: aa.com