Who is eligible for Global Entry?

If you are a U.S. citizen, permanent resident, or citizen of a participating country, you’re eligible to apply for Global Entry. Applicants may not qualify for Global Entry participation if they: Provide false or incomplete information on the application Have been convicted of any criminal offense or have pending criminal charges, including outstanding warrants Have been found in violation of any customs, immigration, or agriculture regulations or laws in any country Are subjects of an investigation by any federal, state, or local law enforcement agency Are inadmissible to the U.S. under immigration regulations, including applicants with approved waivers of inadmissibility or parole documentation Cannot satisfy CBP of their low-risk status or meet other program requirements

How much does Global Entry cost?

The application fee for Global Entry is $120.

How can I get a Global Entry membership for no extra cost?

The easiest way to get Global Entry for no extra charge is by holding a credit card that offers a $120 Global Entry application credit every 4 to 5 years.

What is the difference between Global Entry and TSA PreCheck?

TSA PreCheck provides expedited security screening for domestic flights and for international flights departing from a U.S. airport. Global Entry provides all of the benefits of TSA PreCheck plus expedited U.S. customs screening when returning to the U.S. from an international destination. The price of TSA PreCheck is $78, and the price of Global Entry is $120. Since Global Entry includes TSA PreCheck, it almost always makes sense to apply for that program.

Can I use my Global Entry credit for someone else?

Yes, you are allowed to use the Global Entry application credit provided from your credit card for anyone you’d like.

What is the best credit card for Global Entry fees?

Our favorite travel rewards card that provides a Global Entry credit is the Amex Platinum card thanks to all of the premium benefits it offers, like industry-leading airport lounge access, hotel elite status, and annual credits to help offset the card’s annual fee.

Which countries offer Global Entry?

U.S. citizens, U.S. lawful permanent residents, and citizens of the following countries are eligible for Global Entry membership: Argentina Brazil India Colombia United Kingdom Germany Panama Singapore South Korea Switzerland Taiwan Mexican nationals

Does Global Entry include TSA PreCheck access?

Yes, a Global Entry membership includes TSA PreCheck, but a TSA PreCheck membership does not include Global Entry. Because of this, you’re likely better off by applying for Global Entry to get the benefits of both programs.

How long does it take to get approved for Global Entry?

The entire process, from having your application approved to scheduling your interview, can take anywhere from 2 to 6 months depending on how booked up your local CBP office is with interviews. Renewals can take as little as a day or two. To expedite this, you might be eligible for Global Entry Enrollment on Arrival, which allows Global Entry applicants who are conditionally approved to complete their interviews upon arrival into the U.S. at eligible airports. This eliminates the need for you to schedule an interview at a local enrollment center to complete your interview process.

What happens at a Global Entry interview?

The interviews are usually pretty quick and painless, often lasting less than 10 to 15 minutes, but your mileage may vary. Common questions usually include asking you about items from your application, your previous travel history and future travel plans, along with why you want Global Entry.

Is Global Entry worth it?

If you’re someone who hates waiting in line, values your time, and wants an improved airport experience, then getting Global Entry is 100% worth it. It is even more worth it if you are able to get the application fee paid for just for holding a credit card, making it a win-win scenario.

Is your Global Entry number your Known Traveler Number?

Yes, your Global Entry number is your Known Traveler Number, which you can include on your flight reservations to make sure you receive the TSA PreCheck expedited security benefits when you arrive at the airport.

Is Global Entry a Real ID?

Yes, your Global Entry ID card is considered a Real ID.

How long does a Global Entry membership last?

A Global Entry membership lasts for 5 years.

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Credit Cards

Complete List of 39 Credit Cards With Global Entry Credit [2026]

Updated: February 25, 2026, 1:37pm CST

Edited by:

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Table of Contents

What Is Global Entry?
Credit Cards That Cover the Cost of Global Entry
Other Cards That Offer a Global Entry Statement Credit
Our Top Pick for the Best Card That Offers a Global Entry Credit
Final Thoughts

We may be compensated when you click on a link, when an application is approved, or when an account is opened from one or more of our advertising partners. Terms apply to the offers below. See our Advertising Policy for more about our partners, how we make money, and our rating methodology. Opinions and recommendations are ours alone.

I’ve gotten through U.S. customs in a couple of minutes on numerous trips, and it’s all thanks to Global Entry, which has saved me endless hours of waiting in line after a long flight.

Global Entry is a program that allows low-risk travelers to enjoy expedited customs processing, making returning to the U.S. after an international trip a breeze. Better yet, Global Entry membership includes TSA PreCheck, a service that can speed you through U.S. security lines.

A 5-year Global Entry membership costs $120 for adults, but holding the right credit card means you might not have to pay anything at all. Several popular cards offer statement credits for Global Entry, meaning you and your other adult family members or friends could obtain the service for no additional cost (children of members under 18 are free, though you do have to apply and go through the membership process for each one).

In this post, we will show you what Global Entry is, why any traveler who values their time should want it, and how you can get a membership for no extra cost by paying for it with a travel rewards credit card.

What Is Global Entry?

Global Entry is one of 5 Trusted Traveler Programs offered by the U.S. Customs and Border Protection agency. When you have Global Entry, you get an expedited immigration and customs security screening process when returning to the U.S. from any international travel.

To apply for Global Entry, you need to pay a $120 application fee, fill out and submit your application, and then have an interview at your local Global Entry enrollment center. Once you’re approved, your membership is good for 5 years.

With Global Entry, instead of waiting in a long line with everyone else waiting to clear customs, you head to an expedited section with a special kiosk where you scan your passport, have your photo taken, verify your identity, and receive a printed form confirming your information. From there you can jump to the front of the customs line, answer any questions the agent has, and be on your way.

Or you can use the Global Entry app to take your photo and fill out the needed information, essentially allowing you to skip the kiosk part of the process and head straight to a customs agent.

Instead of waiting in line with hundreds of people for an hour or more, you could be through the entire customs process in a couple of minutes. And now children get Global Entry free under a parent’s membership.

As if that weren’t enough, Global Entry automatically includes a TSA PreCheck membership, giving you expedited security screening when on flights within or departing from the U.S. According to the TSA, 99% of TSA PreCheck members wait less than 10 minutes during screening.

So if you’re looking for a way to improve your overall airport experience by spending significantly less time waiting in line, getting a Global Entry membership is an easy way to do just that, especially if you hold the right credit card.

Credit Cards That Cover the Cost of Global Entry

When it comes to credit cards that offer a Global Entry credit, there are cards from several of the main issuers to choose from, whether you want a hotel co-branded card, an airline co-branded card, or a flexible rewards travel card.

Our Favorite Cards That Offer Global Entry

American Express

1. Platinum Card^® from American Express (Top Pick)

BEST LOUNGE CARD

Terms Apply / Rates & Fees

Platinum Card^® from American Express

U.P. Rating

The Amex Platinum reigns supreme for luxury travel, offering the best airport lounge access plus generous statement credits, and complimentary elite status.

Apply Now(at Amex's secure site)

Apply With Confidence

Know if you're approved with no credit score impact

If you're approved and accept this Card, your credit score may be impacted.

Platinum Card^® from American Express

The Amex Platinum reigns supreme for luxury travel, offering the best airport lounge access plus generous statement credits, and complimentary elite status.

Welcome OfferYou may be eligible for as high as 175,000 Membership Rewards® points after you spend $12,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted. 
As High As 175,000 Points. Find Out Your Offer.

UP's Offer Valuation*:
Up to $3,850

Annual Fee

$895

APR

See Pay Over Time APR

Credit Recommended

Good to Excellent

Why We Like This Card

When it comes to cards that offer top-notch benefits, you’d be hard-pressed to find a better card out there than the Platinum Card^® from American Express.

Make no mistake — the Amex Platinum card is a premium card with a premium price tag. With amazing benefits like best-in-class airport lounge access, hotel elite status, and tremendous value in annual statement credits, it can easily prove to be one of the most lucrative cards in your wallet year after year.

Pros & Cons

Pros

The best airport lounge access out of any card (by far) — enjoy access to over 1,550 worldwide lounges, including the luxurious Amex Centurion Lounges, Priority Pass lounges (enrollment required), Plaza Premium Lounges, and many more!
5x points per dollar spent on flights purchased directly with the airline or with AmexTravel.com (up to $500,000 per year)
5x points per dollar spent on prepaid hotels booked with AmexTravel.com
Annual and monthly statement credits upon enrollment (airline credit, Uber Cash and Uber One, Resy, Saks Fifth Avenue credit, lululemon credit, streaming credit, prepaid hotel credit on eligible stays, Walmart+ credit, CLEAR+ credit, and Equinox credit)
TSA PreCheck or Global Entry credit
Access to American Express Fine Hotels and Resorts and Amex International Airline Program
Access to Amex transfer partners
No foreign transaction fees (rates and fees)

Cons

$895 annual fee (rates and fees)
Airline credit does not cover airfare (only incidentals like checked bags)

Read Full Review

Card Highlights

You may be eligible for as high as 175,000 Membership Rewards^® points after you spend $12,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
Get more for your travels with 5X Membership Rewards^® points on all flights and prepaid hotel bookings through American Express Travel^®, including Fine Hotels + Resorts^® and The Hotel Collection bookings. You earn 5X points on flights purchased directly from airlines or through American Express Travel^® on up to $500,000 on these purchases per calendar year.
With over 1,550 airport lounges - more than any other credit card company on the market* - enjoy the benefits of the Global Lounge Collection^®, over $850 of annual value, with access to Centurion Lounges, 10 complimentary Delta Sky Club^® visits when flying on an eligible Delta flight (subject to visit limitations), Priority Pass Select membership (enrollment required), and other select partner lounges.* As of 07/2025.
$200 Uber Cash + $120 Uber One Credit: With the Platinum Card^® you can receive $15 in Uber Cash each month plus a bonus $20 in December when you add your Platinum Card^® to your Uber account to use on rides and orders in the U.S when you select an Amex Card for your transaction. Plus, when you use the Platinum Card^® to pay for an auto-renewing Uber One membership, you can get up to $120 in statement credits each calendar year. Terms apply.
$300 Digital Entertainment Credit: Experience the latest shows, news and recipes. Get up to $25 in statement credits each month when you use your Platinum Card^® for eligible purchases on Disney+, a Disney+ bundle, ESPN streaming services, Hulu, The New York Times, Paramount+, Peacock, The Wall Street Journal, YouTube Premium, and YouTube TV when you purchase directly from one or more of the providers. Enrollment required.
$600 Hotel Credit: Get up to $300 in statement credits semi-annually on prepaid Fine Hotels + Resorts^® or The Hotel Collection* bookings through American Express Travel^® using the Platinum Card^®. *The Hotel Collection requires a minimum two-night stay.
$400 Resy Credit + Platinum Nights by Resy: Get up to $100 in statement credits each quarter when you use the Platinum Card^® to make eligible purchases with Resy, including dining purchases at U.S. Resy restaurants. Enrollment required. Plus, with Platinum Nights by Resy, you can get special access to reservations on select nights at participating in demand Resy restaurants with the Platinum Card^®. Simply add your eligible Card to your Resy profile to book and discover Platinum Nights reservations near you.
$209 CLEAR+ Credit: CLEAR+ helps get you to your gate faster by using your face to verify you are you at 55+ airports nationwide. You can cover the cost of a CLEAR+ Membership* with up to $209 in statement credits per calendar year after you pay for CLEAR+ with your Platinum Card^®. *Excluding any applicable taxes and fees. Subject to auto-renewal.
$200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees, such as checked bags and in-flight refreshments, are charged by the airline to the Platinum Card^® Account. American Express relies on airlines to submit the correct information on airline transactions to identify incidental fee purchases. If you do not see a credit for a qualifying incidental purchase on your eligible Card after 8 weeks, simply call the number on the back of your Card. Qualifying airlines are subject to change. See terms & conditions for more details.
Start your vacation sooner, and keep it going longer. When you book Fine Hotels + Resorts^® through American Express Travel^®, enjoy noon check-in, when available, and guaranteed 4PM check-out.
$300 lululemon Credit: Enjoy up to $75 in statement credits each quarter when you use the Platinum Card^® for eligible purchases at U.S. lululemon retail stores (excluding outlets) and lululemon.com. That’s up to $300 in statement credits each calendar year. Enrollment required.
$155 Walmart+ Credit: Receive a statement credit* for one monthly Walmart+ membership (subject to auto-renewal) after you pay for Walmart+ each month with the Platinum Card^®.* Up to $12.95 plus applicable local sales tax. Plus Ups not eligible.
Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
$895 annual fee.
Terms Apply.

Financial Snapshot

APR: See Pay Over Time APR
Foreign Transaction Fees: None

Rewards Center

American Express Membership Rewards

Global Entry benefit: Up to a $120 statement credit every 4 years

Card Earnings

5x points on flights booked directly with airlines or with AmexTravel.com (up to $500,000 per calendar year)
5x points on prepaid hotels booked with AmexTravel.com
1x points on all other purchases

2. Delta SkyMiles^® Platinum American Express Card

LIMITED TIME OFFER

Terms Apply / Rates & Fees

Delta SkyMiles^® Platinum American Express Card

U.P. Rating

Frequent Delta travelers will enjoy this card's bonus categories, benefits, and ability to reach higher levels of elite status.

Apply Now(at Amex's secure site)

Apply With Confidence

Know if you're approved with no credit score impact

If you're approved and accept this Card, your credit score may be impacted.

Delta SkyMiles^® Platinum American Express Card

Frequent Delta travelers will enjoy this card's bonus categories, benefits, and ability to reach higher levels of elite status.

Welcome OfferEarn 80,000 Bonus Miles after you spend $4,000 or more in purchases with your new Card within the first 6 months of Card Membership and an additional 20,000 bonus miles after you make an additional $2,000 in purchases on the Card within your first 6 months, starting from the date that your account is opened. Offer Ends 04/01/2026.
Up to 100,000 miles

UP's Offer Valuation*:
Up to   $1,200

Annual Fee

$350

APR

19.49%-28.49% Variable

Credit Recommended

Good to Excellent

Why We Like This Card

The Delta SkyMiles^® Platinum American Express Card can be a great option for those seeking additional ways to obtain a higher level of status — or to maintain their current status — with the airline.

A key feature of this card is the ability to earn bonus Medallion Qualification Dollars (MQDs) that are essential for earning Delta status. This could help you get closer to earning a handful of valuable benefits with the airline.

Pros & Cons

Pros

3x SkyMiles per $1 spent on Delta purchases
3x SkyMiles per $1 spent on purchases made directly with hotels
2x SkyMiles per $1 spent at restaurants (including takeout and delivery) and U.S. supermarkets

Cons

$350 annual fee (rates & fees)
Does not earn transferable rewards

Read Full Review

Card Highlights

Earn 80,000 Bonus Miles after you spend $4,000 or more in purchases with your new Card within the first 6 months of Card Membership and an additional 20,000 bonus miles after you make an additional $2,000 in purchases on the Card within your first 6 months, starting from the date that your account is opened. Offer Ends 04/01/2026.
Receive a Companion Certificate on a Delta Main round-trip flight to select destinations each year after renewal of your Card. The Companion Certificate requires payment of government-imposed taxes and fees of between $22 and $250 (for itineraries with up to four flight segments). Baggage charges and other restrictions apply. Delta Basic experiences are not eligible for this benefit.
Receive $2,500 Medallion^® Qualification Dollars with MQD Headstart each Medallion Qualification Year and earn $1 MQD for each $20 in purchases on your Delta SkyMiles^® Platinum American Express Card with MQD Boost to get closer to Status next Medallion Year.
Delta SkyMiles^® Platinum American Express Card Members get 15% off when using miles to book Award Travel on Delta flights through delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees.
Earn 3X Miles on Delta purchases and purchases made directly with hotels.
Earn 2X Miles at restaurants worldwide including takeout and delivery in the U.S., and at U.S. supermarkets.
Earn 1X Miles on all other eligible purchases.
$120 Resy Credit: Get up to $10 in statement credits each month after you pay with your enrolled Delta SkyMiles^® Platinum American Express Card to dine at U.S. Resy restaurants or make other eligible Resy purchases.
$120 Rideshare Credit: earn up to $10 in statement credits each month after using your Delta SkyMiles^® Platinum American Express Card on U.S. rideshare purchases with select providers. Enrollment required.
Enjoy your first checked bag free on Delta flights and save up to $70 per person on a round-trip Delta flight.
Receive either a $120 statement credit every 4 years for a Global Entry application fee or a statement credit up to $85 every 4.5 years for a TSA PreCheck^® (through a TSA official enrollment provider) application fee, when charged to your Delta SkyMiles^® Platinum American Express Card. Card Members approved for Global Entry will also receive access to TSA PreCheck at no additional cost.
Delta SkyMiles^® Platinum American Express Card Members with an eligible ticket will be added to the Complimentary Upgrade list, after Delta SkyMiles Medallion Members and Reserve Card Members.
No Foreign Transaction Fees.
$350 Annual Fee.
Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.
Terms Apply.

Financial Snapshot

APR: 19.49%-28.49% Variable
Foreign Transaction Fees: None

Rewards Center

Delta Air Lines SkyMiles

Global Entry benefit: Up to a $120 statement credit every 4 years

Card Earnings

3x miles on Delta purchases and purchases made directly with hotels
2x miles at restaurants and U.S. supermarkets
1x miles all other eligible purchases

3. Delta SkyMiles^® Platinum Business American Express Card

LIMITED TIME OFFER

Terms Apply / Rates & Fees

Delta SkyMiles^® Platinum Business American Express Card

U.P. Rating

Between great perks and the potential to earn plenty of SkyMiles, this card is a must-have for frequent Delta travelers.

Apply Now(at Amex's secure site)

Delta SkyMiles^® Platinum Business American Express Card

Between great perks and the potential to earn plenty of SkyMiles, this card is a must-have for frequent Delta travelers.

Welcome OfferLimited Time Offer: Earn 100,000 Bonus Miles after spending $8,000 in purchases on your new Card in your first 6 months of Card Membership. Offer ends 4/1/26.
100,000 miles

UP's Offer Valuation*:
Up to   $1,200

Annual Fee

$350

APR

19.49% - 28.49% Variable

Credit Recommended

Good to Excellent

Why We Like This Card

Small business owners and frequent Delta flyers can make the Delta SkyMiles^® Platinum Business American Express Card your go-to credit card.

Cardholders earn 3x SkyMiles per dollar for purchases with Delta and access benefits, including no foreign transaction fees, priority boarding, and a free checked bag for each flight (rates & fees).

Plus, you can redeem your SkyMiles for travel on Delta and its partner airlines, saving you money. It’s a no-brainer!

Pros & Cons

Pros

Save 15% on award travel With TakeOff 15. Not applicable to partner-operated flights or to taxes and fees
3x SkyMiles per $1 spent on Delta and hotel purchases
1.5x SkyMiles per $1 spent on purchases of $5,000 or more, up to $100,000 per year

Cons

$350 annual fee
Does not earn transferable rewards

Read Full Review

Card Highlights

Limited Time Offer: Earn 100,000 Bonus Miles after spending $8,000 in purchases on your new Card in your first 6 months of Card Membership. Offer ends 4/1/26.
Enjoy a Companion Certificate each year after renewal of your Delta Platinum Business Card. The Companion Certificate requires payment of government-imposed taxes and fees of between $22 and $250 (for itineraries with up to four flight segments). Baggage charges and other restrictions apply. Delta Basic experiences are not eligible for this benefit.
Earn 1.5X miles* on eligible transit and U.S. shipping purchases, plus single eligible purchases of $5,000 or more. Terms and miles cap apply. *If your purchase qualifies for a category that has a higher mileage accelerator, only the higher accelerator will apply.
Get closer to elevated Status next Medallion^® Year with MQD Headstart and MQD Boost: receive $2,500 Medallion^® Qualification Dollars each Medallion Qualification Year and earn $1 MQD for each $20 of purchases with your Delta SkyMiles^® Platinum Business American Express Card.
Delta SkyMiles^® Platinum Business American Express Card Members save 15% when using miles to book Award Travel on Delta flights through delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees.
With the $120 Resy Credit, earn up to $10 per month in statement credits on eligible Resy purchases using your enrolled Card.
Earn up to $10 back each month after using your enrolled Delta SkyMiles^® Platinum Business American Express Card for U.S. rideshare purchases with select providers.
Not a Medallion Member? Card Members with an eligible ticket will be added to the Complimentary Upgrade list, after Delta SkyMiles Medallion Members and Reserve Card Members.
Receive Zone 5 Priority Boarding on Delta flights; board early, stow your carry-on bag and settle in sooner.
Elevate your travel experience with an annual statement credit of up to $200 after using your Delta SkyMiles^® Platinum Business American Express Card to book prepaid hotels or vacation rentals through Delta Stays on delta.com.
Terms and limitations apply.

Financial Snapshot

APR: 19.49% - 28.49% Variable
Foreign Transaction Fees: None

Rewards Center

Delta Air Lines SkyMiles Frequent Flyer Program

Global Entry benefit: Up to a $120 statement credit every 4 years

Card Earnings

3x miles on Delta purchases and eligible hotel purchases
1.5x miles on purchases of $5,000 or more
1x miles everywhere else

4. Delta SkyMiles^® Reserve American Express Card

LIMITED TIME OFFER

Terms Apply / Rates & Fees

Delta SkyMiles^® Reserve American Express Card

U.P. Rating

Delta loyalists will love the fast track to Delta elite status, lounge access, baggage benefits, and upgrade priority with the Delta Reserve card.

Apply Now(at Amex's secure site)

Apply With Confidence

Know if you're approved with no credit score impact

If you're approved and accept this Card, your credit score may be impacted.

Delta SkyMiles^® Reserve American Express Card

Delta loyalists will love the fast track to Delta elite status, lounge access, baggage benefits, and upgrade priority with the Delta Reserve card.

Welcome OfferEarn 100,000 Bonus Miles after you spend $6,000 or more in purchases with your new Card within the first 6 months of Card Membership and an additional 25,000 bonus miles after you make an additional $3,000 in purchases on the Card within your first 6 months, starting from the date that your account is opened. Offer Ends 04/01/2026.
Up to 125,000 miles

UP's Offer Valuation*:
Up to   $1,500

Annual Fee

$650

APR

19.49%-28.49% Variable

Credit Recommended

Good to Excellent

Why We Like This Card

The Delta SkyMiles^® Reserve American Express Card is a stellar option for frequent travelers who always fly with Delta thanks to its MQD Headstart towards status boost, lounge access, annual companion certificate, and many other great benefits.

Here is a full look at everything the Delta Reserve card can offer to you to help you decide whether the card deserves a place in your wallet.

Pros & Cons

Pros

3x SkyMiles per $1 on Delta purchases.
1x SkyMile per $1 on all other eligible purchases.
Card Members get 15% off when using miles to book Award Travel on Delta flights.

Cons

$650 annual fee (rates & fees)
No bonus categories other than Delta purchases

Read Full Review

Card Highlights

Earn 100,000 Bonus Miles after you spend $6,000 or more in purchases with your new Card within the first 6 months of Card Membership and an additional 25,000 bonus miles after you make an additional $3,000 in purchases on the Card within your first 6 months, starting from the date that your account is opened. Offer Ends 04/01/2026.
Delta SkyMiles^® Reserve American Express Card Members receive 15 Visits per Medallion^® Year to the Delta Sky Club^® when flying Delta and can unlock an unlimited number of Visits after spending $75,000 in purchases on your Card in a calendar year. Plus, you’ll receive four One-Time Guest Passes each Medallion Year so you can share the experience with family and friends when traveling Delta together.
Enjoy complimentary access to The Centurion^® Lounge in the U.S. and select international locations (as set forth on the Centurion Lounge Website), Sidecar by The Centurion^® Lounge in the U.S. (see the Centurion Lounge Website for more information on Sidecar by The Centurion^® Lounge availability), and Escape Lounges when flying on a Delta flight booked with the Delta SkyMiles^® Reserve American Express Card. § To access Sidecar by The Centurion^® Lounge, Card Members must arrive within 90 minutes of their departing flight (including layovers). To access The Centurion^® Lounge, Card Members must arrive within 3 hours of their departing flight. Effective July 8, 2026, during a layover, Card Members must arrive within 5 hours of the connecting flight.
Receive $2,500 Medallion^® Qualification Dollars with MQD Headstart each Medallion Qualification Year and earn $1 MQD for each $10 in purchases on your Delta SkyMiles^® Reserve American Express Card with MQD Boost to get closer to Status next Medallion Year.
Enjoy a Companion Certificate on a Delta First, Delta Comfort, or Delta Main round-trip flight to select destinations each year after renewal of your Card. The Companion Certificate requires payment of government-imposed taxes and fees of between $22 and $250 (for itineraries with up to four flight segments). Baggage charges and other restrictions apply. Delta Basic experiences are not eligible for this benefit.
$240 Resy Credit: When you use your Delta SkyMiles^® Reserve American Express Card for eligible purchases with U.S. Resy restaurants, you can earn up to $20 each month in statement credits. Enrollment required.
$120 Rideshare Credit: Earn up to $10 back in statement credits each month after you use your Delta SkyMiles^® Reserve American Express Card to pay for U.S. rideshare purchases with select providers. Enrollment required.
Delta SkyMiles^® Reserve American Express Card Members get 15% off when using miles to book Award Travel on Delta flights through delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees.
With your Delta SkyMiles^® Reserve American Express Card, receive upgrade priority over others with the same Medallion tier, product and fare experience purchased, and Million Miler milestone when you fly with Delta.
Earn 3X Miles on Delta purchases and earn 1X Miles on all other eligible purchases.
No Foreign Transaction Fees. Enjoy international travel without additional fees on purchases made abroad.
$650 Annual Fee.
Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.
Terms Apply.

Financial Snapshot

APR: 19.49%-28.49% Variable
Foreign Transaction Fees: None

Rewards Center

Delta SkyMiles Airline Loyalty Program

Global Entry benefit: Up to a $120 statement credit every 4 years

Card Earnings

3x miles on Delta purchases
1x miles on all other eligible purchases

5. Delta SkyMiles^® Reserve Business American Express Card

LIMITED TIME OFFER

Terms Apply / Rates & Fees

Delta SkyMiles^® Reserve Business American Express Card

U.P. Rating

Receive priority boarding, complimentary access to Delta Sky Club and Centurion Lounges, concierge support, and an annual companion certificate.

Apply Now(at Amex's secure site)

Delta SkyMiles^® Reserve Business American Express Card

Receive priority boarding, complimentary access to Delta Sky Club and Centurion Lounges, concierge support, and an annual companion certificate.

Welcome OfferLimited Time Offer: Earn 125,000 Bonus Miles after spending $15,000 in purchases on your new Card in your first 6 months of Card Membership. Offer ends 4/1/26.
125,000 miles

UP's Offer Valuation*:
Up to   $1,500

Annual Fee

$650

APR

19.49% - 28.49% Variable

Credit Recommended

Good to Excellent

Why We Like This Card

The Delta SkyMiles^® Reserve Business American Express Card is a premium card option for small business owners who are both frequent travelers and Delta loyalists.

While the annual fee may be steep, the card comes loaded with perks and benefits that all frequent Delta flyers are sure to love. Let’s take a look at what makes the card unique, and why it may be a great fit for your wallet.

Pros & Cons

Pros

3x miles per dollar on Delta purchases
1.5x miles per dollar on eligible transit, U.S. shipping and office supply stores, plus all eligible purchases after you spend $150,000 in a year
Save 15% On Award Travel With TakeOff 15. Not applicable to partner-operated flights or to taxes and fees.

Cons

High annual fee
Does not earn many miles for purchases outside of Delta spend

Read Full Review

Card Highlights

Limited Time Offer: Earn 125,000 Bonus Miles after spending $15,000 in purchases on your new Card in your first 6 months of Card Membership. Offer ends 4/1/26.
Delta SkyMiles^® Reserve Business Members receive 15 Visits each Medallion^® Year to the Delta Sky Club^® and can unlock Unlimited Delta Sky Club Access after spending $75,000 in purchases on your Card in a calendar year.
Earn 3 miles per dollar on eligible Delta purchases.
Get closer to elevated Status next Medallion^® Year with MQD Headstart and MQD Boost: receive $2,500 Medallion^® Qualification Dollars each Medallion Qualification Year and earn $1 MQD for each $10 on purchases with your Delta SkyMiles^® Reserve Business American Express Card.
Enjoy a Companion Certificate on a Delta First, Delta Comfort, or Delta Main domestic, Caribbean, or Central American round-trip flight each year after renewal of your Card. The Companion Certificate requires payment of government-imposed taxes and fees of between $22 and $250 (for itineraries with up to four flight segments). Baggage charges and other restrictions apply. Delta Basic experiences are not eligible for this benefit.
With the $240 Resy Credit, earn up to $20 per month in statement credits on eligible Resy purchases using your enrolled Card. Enrollment required.
Earn up to $10 back each month after using your enrolled Delta SkyMiles^® Reserve Business American Express Card for U.S. rideshare purchases with select providers. Enrollment required.
Save 15% when booking Award Travel on Delta flights. Not applicable to partner-operated flights or to taxes and fees.
Not a Medallion Member? Card Members with an eligible ticket will be added to the Complimentary Upgrade list, after Delta SkyMiles Medallion Members.
As a benefit of Card Membership, you can check your first bag free on Delta flights, saving up to $70 on a round-trip Delta flight per person. For a group of four that’s a potential savings of up to $280 per round-trip flight.
When you purchase a Delta flight with your Delta SkyMiles^® Reserve Business Card, you will receive complimentary access to The Centurion^® Lounge or Escape Lounge.
Receive Zone 5 Priority Boarding on Delta flights; board early, stow your carry-on bag and settle in sooner.
Elevate your travel experience with an annual statement credit of up to $250 after using your Delta SkyMiles^® Reserve Business American Express Card to book prepaid hotels or vacation rentals through Delta Stays on delta.com.
Enjoy travel without foreign transaction fees from American Express with your Delta SkyMiles^® Reserve Business American Express Card.
Terms and limitations apply.

Financial Snapshot

APR: 19.49% - 28.49% Variable
Foreign Transaction Fees: None

Rewards Center

Delta SkyMiles Frequent Flyer Program

Global Entry benefit: Up to a $120 statement credit every 4 years

Card Earnings

3x miles on Delta purchases
1x miles on all purchases
1.5x miles on all purchases after spending $150,000 on the card

6. Marriott Bonvoy Brilliant^® American Express^® Card

Terms Apply / Rates & Fees

Marriott Bonvoy Brilliant^® American Express^® Card

U.P. Rating

A premium card for Marriott fans who want perks like an annual statement credit and Free Night Award, plus a fast track to Marriott elite status.

Apply Now(at Amex's secure site)

Apply With Confidence

Know if you're approved with no credit score impact

If you're approved and accept this Card, your credit score may be impacted.

Marriott Bonvoy Brilliant^® American Express^® Card

A premium card for Marriott fans who want perks like an annual statement credit and Free Night Award, plus a fast track to Marriott elite status.

Welcome OfferEarn 100,000 Marriott Bonvoy® bonus points after you use your new Card to make $6,000 in purchases within the first 6 months of Card Membership.
100,000 points

UP's Offer Valuation*:
Up to   $700

Annual Fee

$650

APR

19.49%-28.49% Variable

Credit Recommended

Good to Excellent

Why We Like This Card

The Marriott Bonvoy Brilliant^® American Express^® Card is a premium card designed with road warriors and Marriott Bonvoy loyalists in mind.

So is the card a worthwhile addition to your wallet?

Pros & Cons

Pros

6x points per $1 at hotels participating in Marriott Bonvoy program
3x points per $1 on flights booked directly with airlines and restaurants worldwide
2x points per $1 on all other purchases

Cons

Steep annual fee of $650 (rates & fees)
6x points per $1 is the same earn rate offered with lower annual fee alternatives like the Marriott Bonvoy Bevy^® American Express^® Card

Read Full Review

Card Highlights

Earn 100,000 Marriott Bonvoy^® bonus points after you use your new Card to make $6,000 in purchases within the first 6 months of Card Membership.
Earn 6X Marriott Bonvoy^® points for each dollar of eligible purchases at hotels participating in Marriott Bonvoy.
Earn 3X points at restaurants worldwide and on flights booked directly with airlines.
Earn 2X points on all other eligible purchases.
Earn up to 21X Marriott Bonvoy^® points for every $1 spent on eligible purchases at hotels participating in Marriott Bonvoy. Earn 6X points with the Marriott Bonvoy Brilliant^® American Express^® Card. Earn up to 10X points from Marriott Bonvoy for being a Marriott Bonvoy member. Earn up to 5X points from Marriott Bonvoy with the 50% Bonus Points on Stays, a benefit available with your complimentary Platinum Elite status.
$300 Brilliant Dining Credit: Each calendar year, get up to $300 (up to $25 per month) in statement credits for eligible purchases made on the Marriott Bonvoy Brilliant^® American Express^® Card at restaurants worldwide.
A Marriott Bonvoy^® Platinum Elite member will earn 50% more points on eligible purchases at hotels participating in Marriott Bonvoy for each U.S. dollar or the currency equivalent that is incurred and paid for by the member.
Receive 1 Free Night Award every year after your Card renewal month. Award can be used for one night (redemption level at or under 85,000 Marriott Bonvoy^® points) at hotels participating in Marriott Bonvoy^®, such as Le Metropolitan, a Tribute Portfolio Hotel in Paris. Certain hotels have resort fees.
Each calendar year after spending $60,000 on eligible purchases on your Marriott Bonvoy Brilliant^® American Express^® Card, you will be eligible to select a Brilliant Earned Choice Award benefit. You can only earn one Brilliant Earned Choice Award per calendar year. See https://www.choice-benefit.marriott.com/brilliant for Award options.
$100 Marriott Bonvoy^® Property Credit: Enjoy your stay. Receive up to a $100 property credit for qualifying charges at The Ritz-Carlton^® or St. Regis^® when you book direct using a special rate for a two-night minimum stay using your Card.
Fee Credit for Global Entry or TSA PreCheck^®: Receive either a statement credit every 4 years after you apply for Global Entry ($120) or a statement credit every 4.5 years after you apply for a five-year membership for TSA PreCheck^® (up to $85 through a TSA PreCheck official enrollment provider) and pay the application fee with your Marriott Bonvoy Brilliant^® American Express^® Card. If approved for Global Entry, at no additional charge, you will receive access to TSA PreCheck.
Each calendar year with your Marriott Bonvoy Brilliant^® American Express^® Card you can receive 25 Elite Night Credits toward the next level of Marriott Bonvoy^® Elite status. Limitations apply per Marriott Bonvoy member account. Benefit is not exclusive to Cards offered by American Express.
With your Marriott Bonvoy Brilliant^® American Express^® Card, you can enroll in Priority Pass™ Select, with an unlimited number of visits to over 1,200 airport lounges in over 130 countries, regardless of which carrier or class you are flying. This allows you to relax before or between flights. You can enjoy snacks, drinks and internet access in a quiet, comfortable location.
Trip Cancelled or Interrupted? If you purchase a round-trip entirely with your Eligible Card and a covered reason cancels or interrupts your trip, we may be able to help. Terms, conditions and limitations apply. Coverage is provided by New Hampshire Insurance Company, an AIG Company.
No Foreign Transaction Fees on international purchases.
$650 Annual Fee.
Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.
Terms Apply.

Financial Snapshot

APR: 19.49%-28.49% Variable
Foreign Transaction Fees: None

Rewards Center

Marriott Bonvoy

Global Entry benefit: Up to a $120 statement credit every 4 years

Card Earnings

6x points on Marriott stays at participating properties
3x points at U.S. restaurants and on flights booked directly with airlines
2x points on all other purchases

7. The Business Platinum Card^® from American Express

ELEVATED WELCOME OFFER

Terms Apply / Rates & Fees

The Business Platinum Card^® from American Express

U.P. Rating

This card is ideal for business travelers who enjoy luxury travel and are looking for a card loaded with benefits!

Apply Now(at Amex's secure site)

The Business Platinum Card^® from American Express

This card is ideal for business travelers who enjoy luxury travel and are looking for a card loaded with benefits!

Welcome OfferEarn 150,000 200,000 Membership Rewards® points after you spend $20,000 in eligible purchases on the Card within the first 3 months of Card Membership.
150,000 200,000 points

UP's Offer Valuation*:
Up to   $4,400

Annual Fee

$895

APR

17.74% - 28.49% Variable

Credit Recommended

Good to Excellent

Why We Like This Card

The Amex Business Platinum Card is a premium travel rewards card tailored for business owners who are frequent travelers with high annual expenses.

When you factor in the large number of perks that the card offers, like the best airport lounge access at over 1,550 lounges and numerous annual credits, it’s easy to see why this card is a top option for frequent traveling business owners.

Pros & Cons

Pros

Earn 5x Membership Rewards points per $1 on eligible travel purchases like flights, prepaid hotels, and prepaid short-term rentals booked through AmexTravel.com
Access to over 1,550 worldwide airport lounges as part of the American Express Global Lounge Collection
Earn 2x Membership Rewards points on eligible purchases in key business categories, as well as on purchases of $5,000 or more (on up to $2 million per calendar year)

Cons

High annual fee of $895 (rates & fees)
Airline fee credit does not cover airfare, only incidentals like checked bags

Read Full Review

Card Highlights

Elevated Welcome Offer: Earn 200,000 Membership Rewards^® points after you spend $20,000 in eligible purchases on the Business Platinum Card^® within the first 3 months of Card Membership.
The American Express Global Lounge Collection^® can provide an escape at the airport. With complimentary access to more than 1,550 airport lounges across 140 countries and counting, you have more airport lounge options than any other credit card company on the market as of 07/2025.
See how you can unlock over $3,500 in business and travel value annually after meeting qualifying spend thresholds on the Business Platinum Card. Terms apply.
Get up to $300 in statement credits semi-annually for up to a total of $600 in statement credits per calendar year on prepaid Fine Hotels + Resorts^® or The Hotel Collection bookings through American Express Travel using the Business Platinum Card^®. The Hotel Collection requires a minimum two-night stay.
No Preset Spending Limit: The spending limit on the Business Platinum Card is flexible, so unlike a traditional credit card with a set limit, the amount you can spend adapts based on factors such as your purchase, payment and credit history.
Make the Business Platinum Card^® work even harder for you. Hilton for Business members get up to $200 back per calendar year when you make an eligible purchase at Hilton properties across the globe. Gift cards are not an eligible purchase. Benefit enrollment required.
Fly like a pro with a $200 Airline Fee Credit. Select one qualifying airline to receive up to $200 back per year on baggage fees and other incidentals.
Use the Business Platinum Card and get up to $209 back per calendar year on your CLEAR^® Plus Membership (subject to auto-renewal).
Maximize your time away with Fine Hotels + Resorts through Amex Travel™.
Enroll and get up to $150 in statement credits on U.S purchases directly with Dell Technologies on the Business Platinum Card and an additional $1,000 statement credit after you spend $5,000 or more on that same Card per calendar year.
Enroll and get a $250 statement credit after you spend $600 or more on U.S. purchases directly with Adobe per calendar year on the Business Platinum Card.
Get up to $90 in statement credits quarterly for purchases with Indeed on the Business Platinum Card. That’s up to $360 back per year. Enrollment required.
Get up to $10 in statement credits per month for wireless telephone service purchases made directly with a wireless provider in the U.S. on the Business Platinum Card. That’s up to $120 back per year. Enrollment required.
Enhanced! 2X points on purchases at U.S. construction material & hardware suppliers, electronic goods retailers and software & cloud system providers, and shipping providers, as well as on each eligible purchase of $5,000 or more, up to $2 million of these purchases per calendar year. Purchases eligible for multiple additional point bonuses will only receive the highest eligible bonus.
5X points on flights and prepaid hotels on AmexTravel.com
1X points on other eligible purchases
$895 Annual Fee.
Terms Apply.

Financial Snapshot

APR: 17.74% - 28.49% Variable
Foreign Transaction Fees: None

Rewards Center

American Express Membership Rewards

Hot Tip: Check to see if you’re eligible for a welcome bonus offer of up to 250,000 points with the Amex Business Platinum card. The current public offer is ~~150,000~~ 200,000 points. (This targeted offer was independently researched and may not be available to all applicants.)

Global Entry benefit: Up to a $120 statement credit every 4 years

Card Earnings

5x points on flights, prepaid hotels, and short-term rentals booked at AmexTravel.com
2x points on eligible purchases in key business categories, as well as on purchases of $5,000 or more everywhere else (up to $2 million in purchases per calendar year)
1x points on all other purchases

Bank of America

Atmos™ Rewards Summit Visa Infinite^® card

U.P. Rating

The Atmos Rewards Summit card is the perfect companion for Alaska Airlines loyalists.

Atmos™ Rewards Summit Visa Infinite^® card

The Atmos Rewards Summit card is the perfect companion for Alaska Airlines loyalists.

Welcome OfferEarn 80,000 bonus points and a 25,000-point Global Companion Award after spending $4,000 in the first 90 days.
80,000 points + 25,000-point Global Companion Award

UP's Offer Valuation*:
$1,680

Annual Fee

$395

APR

19.49% to 27.49% Variable

Why We Like This Card

The Atmos Rewards Summit card is perfect for any frequent Alaska or Hawaiian flyer who wants a card loaded with great benefits, such as an annual Global Companion Award, Alaska Lounge passes, free checked bags, and a fast-track toward Atmos Rewards elite status.

Pros & Cons

Pros

3x points on Alaska Airlines and Hawaiian Airlines purchases
3x points on dining and foreign purchases made overseas
1x points on all other purchases

Cons

$395 annual fee
Points aren’t as flexible as other transferable reward programs

Read Full Review

Card Highlights

Earn 80,000 bonus points and a 25,000-point Global Companion Award after spending $4,000 in the first 90 days.
3x points on Alaska Airlines and Hawaiian Airlines purchases
3x points on dining and foreign purchases made overseas
1x points on all other purchases
Receive 10,000 status points each year and 1 status point for every $2 of card spend
10% rewards bonus on all points earned from card purchases if you have an eligible Bank of America account.
25,000-point Global Companion Award annually
100,000-point Global Companion Award (after spending $60,000 or more on purchases in a card anniversary year)
$395 annual fee

Financial Snapshot

APR: 19.49% to 27.49% Variable
Foreign Transaction Fees:

8. Atmos™ Rewards Summit Visa Infinite^® Card

Global Entry benefit: Up to a $120 statement credit every 4 years

Card Earnings

3x points on Alaska Airlines and Hawaiian Airlines purchases
3x points on dining and foreign purchases made overseas
1x points on all other purchases

Capital One

9. Capital One Spark Miles for Business

Capital One Spark Miles for Business

U.P. Rating

The Capital One Spark Miles card is a low-annual-fee business card that earns 2x transferable miles on every dollar you spend. The information regarding this card was independently collected by Upgraded Points and not provided nor reviewed by the issuer.

Capital One Spark Miles for Business

Welcome OfferEarn a one-time bonus of 50,000 miles – equal to $500 in travel – once you spend $4,500 on purchases within the first 3 months from account opening.
50,000 miles

UP's Offer Valuation*:
$900

Annual Fee

$0 intro for the first year, $95 after that

APR

24.49% (Variable)

Credit Recommended

Good to Excellent (670-850)

Why We Like This Card

The Capital One Spark Miles for Business is a great option for business owners looking for an uncomplicated rewards card that earns double miles on every purchase they make and offers access to transfer partners, all for a low annual fee.

Pros & Cons

Pros

Unlimited 2x miles per dollar spent on all purchases
5x miles per dollar spent on hotels, vacation rentals, and rental cars purchased through Capital One Business Travel
Up to a $120 Global Entry or TSA PreCheck credit

Cons

Annual fee: $0 intro for the first year, $95 after that

Read Full Review

Card Highlights

Earn a one-time bonus of 50,000 miles – equal to $500 in travel – once you spend $4,500 on purchases within the first 3 months from account opening
Earn unlimited 2X miles per dollar on every purchase, everywhere, no limits or category restrictions, and miles won’t expire for the life of the account
Unlimited 5X miles on hotels, vacation rentals and rental cars booked through Capital One Business Travel
Transfer your miles to 15+ travel loyalty programs
Redeem your miles instantly for any travel-related purchases, from flights and hotels to ride-sharing services
Receive up to a $120 credit for Global Entry or TSA PreCheck^®
$0 intro annual fee for the first year; $95 after that
Free employee cards which also earn unlimited 2X miles from their purchases
Top rated mobile app

Financial Snapshot

APR: 24.49% (Variable)
Foreign Transaction Fees: None

Rewards Center

Capital One Miles

Global Entry benefit: Up to a $120 statement credit every 4 years

Card Earnings

5x miles on hotel and rental car bookings through Capital One’s travel booking site
2x miles on all other purchases

10. Capital One Venture Rewards Card

LIMITED-TIME OFFER

Terms Apply / Rates & Fees

Capital One Venture Rewards Credit Card

U.P. Rating

Get 2x miles plus some of the most flexible redemptions offered by a travel credit card!

Apply Now(at Capital One's secure site)

Capital One Venture Rewards Credit Card

Get 2x miles plus some of the most flexible redemptions offered by a travel credit card!

Welcome OfferEnjoy $250 to use on Capital One Travel in your first cardholder year, plus earn 75,000 bonus miles once you spend $4,000 on purchases within the first 3 months from account opening - that’s equal to $1,000 in travel.
75,000 miles + $250 Capital One Travel credit

UP's Offer Valuation*:
$1,600

Annual Fee

$95

APR

Purchases: 19.49% - 28.49% (Variable)

Credit Recommended

Good to Excellent Credit

Why We Like This Card

The Capital One Venture Rewards Credit Card is one of the most popular rewards cards on the market. It’s perfect for anyone in search of a great welcome offer, high rewards rates, and flexible redemption options.

Frequent travelers with excellent credit may benefit from this credit card that offers a lot of bells and whistles. And it offers easy-to-understand rewards earning and redemption.

Pros & Cons

Pros

5x miles per $1 on hotels, vacation rentals, and rental cars booked through Capital One Travel
2x miles per $1 on all other purchases
Up to a $120 Global Entry or TSA PreCheck application fee credit

Cons

$95 annual fee
Limited elite benefits

Read Full Review

Card Highlights

LIMITED-TIME OFFER: Enjoy $250 to use on Capital One Travel in your first cardholder year, plus earn 75,000 bonus miles once you spend $4,000 on purchases within the first 3 months from account opening - that’s equal to $1,000 in travel
Earn unlimited 2X miles on every purchase, every day
Earn 5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel
Miles won't expire for the life of the account and there's no limit to how many you can earn
Receive up to a $120 credit for Global Entry or TSA PreCheck^®
Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel
Enjoy a $50 experience credit and other premium benefits with every hotel and vacation rental booked from the Lifestyle Collection
Transfer your miles to your choice of 15+ travel loyalty programs
Top rated mobile app

Financial Snapshot

APR: Purchases: 19.49% - 28.49% (Variable)
Foreign Transaction Fees: None

Rewards Center

Capital One Miles

Global Entry benefit: Up to a $120 statement credit every 4 years

Card Earnings

5x miles on hotel and rental car bookings through Capital One Travel
2x miles on all other purchases

11. Capital One Venture X Rewards Credit Card

Terms Apply / Rates & Fees

Capital One Venture X Rewards Credit Card

U.P. Rating

The Capital One Venture X card is an excellent option for travelers looking for an all-in-one premium credit card.

Apply Now(at Capital One's secure site)

Capital One Venture X Rewards Credit Card

The Capital One Venture X card is an excellent option for travelers looking for an all-in-one premium credit card.

Welcome OfferEarn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel.
75,000 miles

UP's Offer Valuation*:
$1,350

Annual Fee

$395

APR

Purchases: 19.49% - 28.49% (Variable)

Credit Recommended

Excellent

Why We Like This Card

The Capital One Venture X Rewards Credit Card is the premium Capital One travel rewards card on the block.

Points and miles fans will be surprised to see that the Capital One Venture X card packs quite the punch when it comes to bookings made through Capital One, all while offering the lowest annual fee among premium credit cards.

Depending on your travel goals and preferences, the Capital One Venture X card could very well end up being your go-to card in your wallet.

Pros & Cons

Pros

10x miles per $1 on hotels and rental cars purchased through Capital One Travel
5x miles per $1 on flights and vacation rentals purchased through Capital One Travel
2x miles per $1 on all other purchases

Cons

$395 annual fee
Does not offer bonus categories for flights or hotel purchases made directly with the airline or hotel group, the preferred booking method for those looking to earn elite status

Read Full Review

Card Highlights

Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel
Receive a $300 annual credit for bookings through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
Get 10,000 bonus miles (equal to $100 towards travel) every year, starting on your first anniversary
Earn unlimited 10X miles on hotels and rental cars booked through Capital One Travel and 5X miles on flights and vacation rentals booked through Capital One Travel
Earn unlimited 2X miles on all other purchases
Enjoy access to 1,300+ lounges worldwide, including Capital One Lounge and Landing locations and participating Priority Pass lounges, after enrollment
Use your Venture X miles to easily cover travel expenses, including flights, hotels, rental cars and more—you can even transfer your miles to your choice of 15+ travel loyalty programs
Enjoy a $100 experience credit and other premium benefits with every hotel and vacation rental booked from the Premier Collection
Receive up to a $120 credit for Global Entry or TSA PreCheck^®
Top rated mobile app

Financial Snapshot

APR: Purchases: 19.49% - 28.49% (Variable)
Foreign Transaction Fees: None

Rewards Center

Capital One Miles

Global Entry benefit: Up to a $120 statement credit every 4 years

Card Earnings

10x miles on hotels and rental cars booked through Capital One Travel
5x miles on flights booked through Capital One Travel
2x miles on all other purchases

12. Capital One Venture X Business Card

Capital One Venture X Business Card

U.P. Rating

The Capital One Venture X Business card offers at least 2x miles on all purchases, and comes packed with premium perks.

Capital One Venture X Business Card

The Capital One Venture X Business card offers at least 2x miles on all purchases, and comes packed with premium perks.

Welcome OfferEarn 150,000 bonus miles once you spend $30,000 in the first 3 months from account opening.
150,000 miles

UP's Offer Valuation*:
Up to   $2,700

Annual Fee

$395

APR

This is a pay-in-full card, so your balance is due in full every month.

Why We Like This Card

The Capital One Venture X Business card is a great all-around premium rewards card that helps you rack up miles on all of your business expenses.

From 2x miles per dollar on all purchases, airport lounge access, an annual travel credit, complimentary employee cards, and more, there is plenty to love about the Capital One Venture X Business card.

Pros & Cons

Pros

10x miles per dollar on hotels and rental cars purchased through Capital One Business Travel
5x miles per dollar on flights and vacation rentals purchased through Capital One Business Travel
2x miles per dollar on all other purchases
$300 annual travel credit on bookings made through Capital One Business Travel
10,000 bonus miles awarded on your account anniversary each year
Enjoy complimentary access to 1,300+ airport lounges worldwide, including Capital One Lounge and Landing locations and participating Priority Pass lounges, after enrollment
Global Entry or TSA PreCheck credit
No-additional-fee employee cards
No preset spending limit
No foreign transaction fees

Cons

$395 annual fee
10x and 5x bonus categories are limited to Capital One Business Travel

Card Highlights

Earn 150,000 bonus miles once you spend $30,000 in the first 3 months from account opening
Earn unlimited 2X miles on every purchase, everywhere—with no limits or category restrictions
Earn 10X miles on hotels and rental cars and 5X miles on flights and vacation rentals booked through Capital One Business Travel
With no preset spending limit, enjoy big purchasing power that adapts so you can spend more and earn more rewards
Empower your teams to make business purchases while earning rewards on their transactions, with free employee and virtual cards. Plus, automatically sync your transaction data with your accounting software and pay your vendors with ease
Redeem your miles on flights, hotels and more. Plus, transfer your miles to any of the 15+ travel loyalty programs
Every year, you'll get 10,000 bonus miles after your account anniversary date. Plus, receive an annual $300 credit for bookings made through Capital One Business Travel
Receive up to a $120 credit for Global Entry or TSA PreCheck^®. Enjoy access to 1,300+ airport lounges worldwide, including Capital One Lounge and Landing locations and participating Priority Pass lounges, after enrollment
Enjoy a $100 experience credit and other premium benefits with every hotel and vacation rental booked from the Premier Collection
This is a pay-in-full card, so your balance is due in full every month
Top rated mobile app

Financial Snapshot

APR: This is a pay-in-full card, so your balance is due in full every month.
Foreign Transaction Fees: None

Card Categories

Rewards Center

Capital One Miles

Global Entry benefit: Up to a $120 statement credit every 4 years

Card Earnings

10x miles on hotels and rental cars through Capital One Business Travel
5x miles on flights and vacation rentals through Capital One Business Travel
2x miles on all other purchases

Chase

13. Chase Sapphire Reserve^®

NEW OFFER

Terms Apply / Rates & Fees

Chase Sapphire Reserve^®

U.P. Rating

A top player in the high-end premium travel credit card space that earns points on travel and dining while offering top luxury perks.

Apply Now(at Chase's secure site)

Chase Sapphire Reserve^®

A top player in the high-end premium travel credit card space that earns points on travel and dining while offering top luxury perks.

Welcome OfferEarn 125,000 bonus points after you spend $6,000 on purchases in the first 3 months from account opening.
125,000 points

UP's Offer Valuation*:
$2,500

Annual Fee

$795

APR

19.49% - 27.99% Variable

Credit Recommended

Excellent

Why We Like This Card

If you’re looking for an all-around excellent travel rewards card, the Chase Sapphire Reserve^® is one of the best options.

The card combines elite travel benefits and perks like worldwide airport lounge access, with excellent point earning and redemption options. Plus, it offers top-notch travel insurance protections to cover you at home or on the road.

Don’t forget the more than $2,000 in annual credits, which can offset the annual fee!

Pros & Cons

Pros

8x points on all Chase Travel purchases
5x points on Lyft rides
4x points on flights and hotels booked directly

Cons

$795 annual fee

Read Full Review

Card Highlights

Earn 125,000 bonus points after you spend $6,000 on purchases in the first 3 months from account opening.
Get more than $2,700 in annual value with Sapphire Reserve.
Earn 8x points on all purchases through Chase Travel℠, including The Edit℠ and 4x points on flights and hotels booked direct. Plus, earn 3x points on dining worldwide & 1x points on all other purchases
$300 annual travel credit as reimbursement for travel purchases charged to your card each account anniversary year.
Access over 1,300 airport lounges worldwide with a complimentary Priority Pass™ Select membership, plus every Chase Sapphire Lounge^® by The Club with two guests. Plus, up to $120 towards Global Entry, NEXUS, or TSA PreCheck^® every 4 years
Get up to $150 in statement credits every six months for a maximum of $300 annually for dining at restaurants that are part of Sapphire Reserve Exclusive Tables.
Count on Trip Cancellation/Interruption Insurance, Auto Rental Coverage, Lost Luggage Insurance, no foreign transaction fees, and more.
Get complimentary Apple TV+, the exclusive streaming home of Apple Originals. Plus Apple Music — all the music you love, across all your devices. Subscriptions run through 6/22/27 — a value of $250 annually
Member FDIC

Financial Snapshot

APR: 19.49% - 27.99% Variable
Foreign Transaction Fees: None

Rewards Center

Chase Ultimate Rewards

Global Entry benefit: Up to a $120 statement credit every 4 years

Card Earnings

8x points on all purchases through Chase Travel
4x points on airfare and hotels booked direct
3x points on dining worldwide
1x points on all other purchases

14. Sapphire Reserve for Business℠

Terms Apply / Rates & Fees

Sapphire Reserve for Business℠

U.P. Rating

The Chase Sapphire Reserve for Business card is perfect for frequent traveler business owners who want premium perks.

Apply Now

Sapphire Reserve for Business℠

The Chase Sapphire Reserve for Business card is perfect for frequent traveler business owners who want premium perks.

Welcome OfferEarn 150,000 bonus points after you spend $20,000 on purchases in your first 3 months from account opening and access more than $6,000 in total business and travel value in your first year.
150,000 points

UP's Offer Valuation*:
$3,000

Annual Fee

$795

APR

Flex for Business Variable APR: 17.74% - 25.74%

Credit Recommended

Excellent

Why We Like This Card

The Chase Sapphire Reserve Business card is a great pick for business owners who can easily make use of the annual credits for travel, Google Workspace, ZipRecruiter, and more. Plus, it offers helpful bonus categories such as ad spend and offers access to over 1,300 airport lounges — including Chase Sapphire Lounges.

Pros & Cons

Pros

8x points on Chase Travel purchases
4x points on flights and hotels booked directly
3x points on advertising purchases made with social media sites and search engines (uncapped)

Cons

$795 annual fee

Read Full Review

Card Highlights

Earn 150,000 bonus points after you spend $20,000 on purchases in your first 3 months from account opening.
$6,000+ in value your first year. 150K points, valued at $3,000 for select flights and hotels through Chase Travel℠, plus $3,000+ in annual value through travel and business benefits.
Earn 8x points on Chase Travel℠ for airline tickets, hotels, including The Edit℠, car rentals, cruises, activities and tours.
Earn 5x total points on Lyft rides through 9/30/27.
Earn 4x points on flights & hotels booked direct.
Earn 3x points on social media & search engine advertising.
Get the most flexible travel credit compared to any other card, with up to $300 in statement credits each anniversary year on travel purchases.
Enjoy complimentary access to the Chase Sapphire Lounge^® by The Club network and Priority Pass™ Select membership. Two guests may accompany the Primary Cardmember to the lounges free of charge.
Member FDIC

Financial Snapshot

APR: Flex for Business Variable APR: 17.74% - 25.74%
Foreign Transaction Fees: None

Global Entry benefit: Up to a $120 statement credit every 4 years

Card Earnings

8x points on Chase Travel for airline tickets, hotels, car rentals, cruises, activities, and tours
5x points on Lyft rides through September 30, 2027
4x points on flights & hotels booked direct
3x points on social media & search engine advertising

15. IHG One Rewards Premier Credit Card

LIMITED-TIME OFFER

Terms Apply / Rates & Fees

IHG One Rewards Premier Credit Card

U.P. Rating

The perfect card for IHG fans, offering a free night every year, automatic Platinum Elite status, and your fourth night free on award stays.

Apply Now(at Chase's secure site)

IHG One Rewards Premier Credit Card

The perfect card for IHG fans, offering a free night every year, automatic Platinum Elite status, and your fourth night free on award stays.

Welcome OfferEarn 140,000 175,000 Bonus Points after spending $5,000 on purchases in the first 3 months from account opening.
140,000 175,000 Bonus Points

UP's Offer Valuation*:
$875

Annual Fee

$99

APR

19.24% - 27.74% Variable

Credit Recommended

Good to Excellent

Why We Like This Card

If you regularly visit IHG hotels throughout the year, then the IHG One Rewards Premier Credit Card is probably a perfect card to have in your wallet.

The IHG Premier card offers a great bundle of perks and benefits, including automatic Platinum elite status, an annual free night certificate, and travel protections.

Pros & Cons

Pros

Up to 26x points per $1 on IHG stays
5x points per $1 spent on purchases on travel, at gas stations, and restaurants
3x points per $1 on all other purchases

Cons

$99 annual fee
Does not earn transferable points

Read Full Review

Card Highlights

Limited Time Offer! Earn 175,000 Bonus Points
Enjoy an Anniversary Free Night at IHG^® Hotels & Resorts. Plus, enjoy a fourth reward night free when you redeem points for a consecutive four-night IHG hotel stay.
Earn up to 26 total points per $1 spent when you stay at IHG Hotels & Resorts
Earn 5 points per $1 spent on purchases on travel, at gas stations, and restaurants. Earn 3 points per $1 spent on all other purchases
Automatic Platinum Elite status as long as you remain a Premier cardmember
Global Entry, TSA PreCheck^® or NEXUS Statement Credit of up to $120 every 4 years as reimbursement for the application fee charged to your card
IHG One Rewards Bonus points are redeemable at Hotels & Resorts such as InterContinental^®, Crowne Plaza^®, Kimpton^®, EVEN^® Hotels, Hotel Indigo^® & Holiday Inn^®
Member FDIC

Financial Snapshot

APR: 19.24% - 27.74% Variable
Foreign Transaction Fees: None

Global Entry benefit: Up to a $120 statement credit every 4 years

Card Earnings

Up to 26x points total when you stay at an IHG hotel
5x points on purchases on travel, gas stations, and restaurants
3x points on all other purchases

16. IHG One Rewards Premier Business Credit Card

Terms Apply / Rates & Fees

IHG One Rewards Premier Business Credit Card

U.P. Rating

The IHG Premier Business card is the perfect option for business travelers who regularly stay at IHG hotels.

Apply Now(at Chase's secure site)

IHG One Rewards Premier Business Credit Card

The IHG Premier Business card is the perfect option for business travelers who regularly stay at IHG hotels.

Welcome OfferEarn 140,000 Bonus Points after spending $4,000 on purchases in the first 3 months from account opening.
140,000 points

UP's Offer Valuation*:
$700

Annual Fee

$99

APR

19.24% - 27.74% Variable

Credit Recommended

Good to Excellent

Why We Like This Card

IHG Rewards and Chase have teamed up to offer the IHG One Rewards Premier Business Card, a compelling option for those who travel often for their business and stay at IHG hotels.

In this review, we will cover all of the benefits of the card, including earning rates, perks, fees, and more to help you determine whether the card is a good fit for your travel goals.

Pros & Cons

Pros

Up to 26x total points per $1 spent on IHG Hotels and Resorts
5x points per $1 spent on travel, at gas stations, select advertising, and restaurants
3x points per $1 spent on all other purchases

Cons

$99 annual fee
Does not earn transferable rewards

Read Full Review

Card Highlights

Earn 140,000 Bonus Points after spending $4,000 on purchases in the first 3 months from account opening.
Enjoy an Anniversary Free Night at IHG Hotels & Resorts. Plus, enjoy a fourth reward night free when you redeem points for a consecutive four-night IHG^® hotel stay.
Earn up to 26 total points per $1 spent when you stay at IHG Hotels and Resorts
Earn 5 points per $1 spent on purchases on travel, at gas stations, select advertising, and restaurants. Earn 3 points per $1 spent on all other purchases
Automatic Platinum Elite status as long as you remain a Premier Business cardmember
Global Entry, TSA PreCheck^® or NEXUS Statement Credit of up to $120 every 4 years as reimbursement for the application fee charged to your card
IHG One Rewards Bonus points are redeemable at hotels such as InterContinental^®, Crowne Plaza^®, Kimpton^®, EVEN^® Hotels, Indigo^® Hotels & Holiday Inn^®
Member FDIC

Financial Snapshot

APR: 19.24% - 27.74% Variable
Foreign Transaction Fees: None

Global Entry benefit: Up to a $120 statement credit every 4 years

Card Earnings

Up to 26x points total when you stay at an IHG hotel
5x points on purchases on travel, gas stations, restaurants, and select business purchases
3x points on all other purchases

17. Aeroplan^® Credit Card

Aeroplan^® Credit Card

U.P. Rating

The Aeroplan card is a great option for Air Canada flyers looking to earn more points and receive automatic elite status.

Aeroplan^® Credit Card

The Aeroplan card is a great option for Air Canada flyers looking to earn more points and receive automatic elite status.

Welcome OfferEarn 60,000 bonus points after you spend $3,000 on purchases in the first 3 months your account is open.
60,000 points

UP's Offer Valuation*:
$900

Annual Fee

$95

APR

19.74% - 28.24% Variable

Credit Recommended

Good to Excellent (670-850)

Why We Like This Card

Flyers based in the U.S. may think they wouldn’t have a need for a card like the Aeroplan^® Credit Card, it might be much better suited for you than you think.

Not only does Air Canada offer fantastic award redemptions, but adding the card to your wallet makes the program even more rewarding by offering elite status, more points, travel coverage, and more. Let’s take a closer look and see why the Aeroplan card might make a lot of sense for you.

Pros & Cons

Pros

3x points per $1 on Air Canada purchases, at grocery stores, and dining at restaurants (including takeout and eligible delivery services)
500 bonus points for every $2,000 you spend in a calendar month (up to a maximum of 1,500 bonus points)
Receive Aeroplan 25K status for the remainder of the calendar year, plus the following calendar year, and continue to extend it beyond that by spending $15,000 on the card per calendar year

Cons

$95 annual fee
Does not earn transferable rewards

Read Full Review

Card Highlights

Earn 60,000 bonus points
Earn 60,000 bonus points after you spend $3,000 on purchases in the first 3 months your account is open.
$95 Annual Fee
Redeem points for both international and domestic flights with the Aeroplan^® Credit Card.
Fly to another continent and travel the world with the Aeroplan^® Credit Card.
Earn 3X points for each dollar spent at grocery stores, on dining at restaurants, and Air Canada directly. Earn 1X point for each dollar spent on all other purchases.
500 bonus points for every $2,000 you spend in a calendar month - up to 1,500 points per month.
Member FDIC

Financial Snapshot

APR: 19.74% - 28.24% Variable
Foreign Transaction Fees: None

Global Entry benefit: Up to a $120 statement credit every 4 years

Card Earnings

3x points on dining, grocery stores, and for Air Canada purchases
1x points on all other purchases

18. Southwest^® Rapid Rewards^® Performance Business Credit Card

Terms Apply / Rates & Fees

Southwest^® Rapid Rewards^® Performance Business Credit Card

U.P. Rating

Southwest frequent flyers will love the complimentary seat selection and bonus points on each cardmember anniversary.

Apply Now(at Chase's secure site)

Southwest^® Rapid Rewards^® Performance Business Credit Card

Southwest frequent flyers will love the complimentary seat selection and bonus points on each cardmember anniversary.

Welcome OfferEarn 80,000 points after you spend $5,000 on purchases in the first 3 months from account opening.
80,000 points

UP's Offer Valuation*:
$1,040

Annual Fee

$299

APR

19.24% - 27.74% Variable

Credit Recommended

Good to Excellent

Why We Like This Card

The Southwest^® Rapid Rewards^® Performance Business Credit Card is a phenomenal option for business owners who are Southwest frequent flyers. It helps you earn more points on business expenses, offers complimentary seat selection at the time of booking, and helps you reach higher levels of Southwest elite status.

Pros & Cons

Pros

4x points per $1 spent on Southwest purchases
2x points per $1 spent at gas stations and restaurants, with no annual cap
2x points per $1 spent on all hotel purchases

Cons

$299 annual fee
Doesn’t earn transferable rewards

Read Full Review

Card Highlights

Earn 80,000 points after you spend $5,000 on purchases in the first 3 months from account opening.
9,000 bonus points after your Cardmember anniversary.
Earn 4X pts on Southwest^® purchases.
Earn 2 points for every $1 you spend at gas stations and restaurants
Earn 2X points on hotel accommodations booked directly with the hotel
Earn 2X points on local transit and commuting, including rideshare.
First checked bag free for Cardmembers and up to 8 additional passengers in the same reservation.
Cardmembers and up to 8 passengers in the same reservation will board with Group 5 giving them earlier access to overhead bins.
Member FDIC

Financial Snapshot

APR: 19.24% - 27.74% Variable
Foreign Transaction Fees: None

Global Entry benefit: Up to a $120 statement credit every 4 years

Card Earnings

4x points on Southwest purchases
2x points at gas stations and restaurants, with no annual cap
2x points on all hotel purchases booked directly
2x points on local transit and commuting, including rideshare services
1x points on all other purchases

19. United Club℠ Card

Terms Apply / Rates & Fees

United Club℠ Card

U.P. Rating

Perfect for frequent United flyers who want premium perks like United Club access and free baggage benefits.

Apply Now(at Chase's secure site)

United Club℠ Card

Perfect for frequent United flyers who want premium perks like United Club access and free baggage benefits.

Welcome OfferEarn 90,000 bonus miles after you spend $5,000 on purchases in the first 3 months from account opening.
90,000 miles

UP's Offer Valuation*:
$1,080

Annual Fee

$695

APR

19.74% - 28.24% Variable

Credit Recommended

Excellent

Why We Like This Card

The United Club℠ Card is a premium card designed for the most dedicated of United frequent flyers who are looking for a card that provides the opportunity to earn extra United MileagePlus miles and receive lounge access via a yearly United Club membership.

United frequent flyers will find that the United Club card provides an enhanced experience on their United flights thanks to the money saved on each flight and the conveniences it provides.

Pros & Cons

Pros

4x miles per $1 on United purchases
2x miles per $1 on travel and dining purchases
Complimentary United Club membership

Cons

$695 annual fee
Does not earn transferable rewards

Read Full Review

Card Highlights

Earn 90,000 bonus miles
4x miles on United^® purchases
2x miles on dining and all other travel
1x mile on all other purchases
United Club℠ card membership - at least a $750 value
Free first and second checked bags - a savings of up to $360 per roundtrip (terms apply)
Premier Access^® travel services
Earn up to 20,000-miles in award flight discounts annually
Member FDIC

Financial Snapshot

APR: 19.74% - 28.24% Variable
Foreign Transaction Fees: None

Global Entry benefit: Up to a $120 in statement credit every 4 years

Card Earnings

4x miles on United purchases
2x miles on travel and dining purchases
1x miles on all other purchases

20. United℠ Explorer Card

LIMITED-TIME OFFER

Terms Apply / Rates & Fees

United℠ Explorer Card

U.P. Rating

With priority boarding privileges, no foreign transaction fees and more, MileagePlus members will definitely enjoy their partnered card.

Apply Now(at Chase's secure site)

United℠ Explorer Card

With priority boarding privileges, no foreign transaction fees and more, MileagePlus members will definitely enjoy their partnered card.

Welcome OfferEarn 70,000 United MileagePlus® bonus miles after spending $3,000 on qualifying purchases in the first three months of opening an account, plus $0 annual fee for the first year.
50,000 70,000 bonus miles

UP's Offer Valuation*:
$840

Annual Fee

$150

APR

19.74% - 28.24% Variable

Credit Recommended

Good to Excellent

Why We Like This Card

You travel United all the time, but you have heard that there could be ways to make your travel experiences even better, including priority boarding, free bags, and more miles.

You should consider the United℠ Explorer Card, because this card does all that and more!

Pros & Cons

Pros

5x total miles per $1 on hotel stays through United Hotels
2x miles per $1 on United purchases, dining purchases (including delivery services), and hotel stays
1x mile per $1 on all other purchases

Cons

$0 intro annual fee for the first year, then $150
Does not earn transferable rewards

Read Full Review

Card Highlights

Earn 70,000 bonus miles
$0 introductory annual fee for the first year, then $150
2x miles on United^® purchases, dining, and hotel stays when booked with the hotel
Free first checked bag - a savings of up to $160 per roundtrip. Terms Apply.
Priority boarding on United^® flights
2 United Club one-time passes per year - over a $100 value
Over $500 in partner credits each year
Up to $120 Global Entry, TSA PreCheck^® or NEXUS fee credit
Member FDIC

Financial Snapshot

APR: 19.74% - 28.24% Variable
Foreign Transaction Fees: None

Rewards Center

United MileagePlus Frequent Flyer Program

Global Entry benefit: Up to a $120 statement credit every 4 years

Card Earnings

2x miles on United purchases, restaurants, and hotel stays
1x miles on all other purchases

21. United Quest℠ Card

LIMITED-TIME OFFER

Terms Apply / Rates & Fees

United Quest℠ Card

U.P. Rating

The United Quest card is a fantastic option for United flyers looking to earn more miles and enhance their flights.

Apply Now(at Chase's secure site)

United Quest℠ Card

The United Quest card is a fantastic option for United flyers looking to earn more miles and enhance their flights.

Welcome OfferEarn 80,000 bonus miles and 3,000 Premier qualifying points after you spend $4,000 on purchases in the first 3 months your account is open.
80,000 miles + 3,000 PQP

UP's Offer Valuation*:
$960

Annual Fee

$350

APR

19.74% - 28.24% Variable

Credit Recommended

Good to Excellent

Why We Like This Card

Enter: the United Quest℠ Card. With it, you can bolster your United MileagePlus miles, thanks to the bonus categories, while enjoying the card’s many perks designed to help save you money on each United flight.

With an annual fee that falls between the United℠ Explorer Card and the United Club℠ Card, the United Quest card makes for a fantastic card option for United frequent flyers.

Pros & Cons

Pros

5x miles on stays through Renowned Hotels and Resorts
3x miles per $1 on United purchases
2x miles per $1 spent on travel, dining, and select streaming services

Cons

Does not earn transferable rewards
Does not offer airport lounge access

Read Full Review

Card Highlights

Earn 80,000 bonus miles and 3,000 PQP
3x miles on United^® purchases
2x miles on dining, select streaming services, and all other travel
1x mile on all other purchases
Get a jump start on earning Premier status with 1,000 Card Bonus PQP each year, awarded within 8 weeks of February 1, starting in the calendar year following your account open date.
Free first and second checked bags--a savings of up to $360 per roundtrip (terms apply)
Receive a $200 United^® travel credit and 10,000-mile award flight discount on each account anniversary
Earn a 10,000-mile eligible award flight discount after spending $20,000 each calendar year
Member FDIC

Financial Snapshot

APR: 19.74% - 28.24% Variable
Foreign Transaction Fees: None

Global Entry benefit: Up to a $120 statement credit every 4 years

Card Earnings

3x miles on United purchases
2x miles on travel, dining, and streaming services
1x miles on all other purchases

Citibank

22. Citi^® / AAdvantage^® Globe™ Mastercard^®

Citi^® / AAdvantage^® Globe™ Mastercard^®

U.P. Rating

The AAdvantage Globe card gives you more value on every American Airlines flight and helps you qualify for elite status.

Citi^® / AAdvantage^® Globe™ Mastercard^®

The AAdvantage Globe card gives you more value on every American Airlines flight and helps you qualify for elite status.

Welcome OfferEligible new cardmembers can earn 90,000 AAdvantage bonus miles after spending $5,000 within the first four months of account opening.    
90,000 miles

UP's Offer Valuation*:
$1,260

Annual Fee

$350

APR

19.49% to 29.49% Variable

Why We Like This Card

The AAdvantage Globe card is an excellent option for American Airlines frequent flyers who want a card that offers benefits on every American Airlines flight and makes it easier to qualify for American Airlines elite status.

Pros & Cons

Pros

6x miles on eligible AAdvantage Hotels bookings
3x miles on American Airlines purchases
2x miles at restaurants, including takeout and delivery

Cons

$350 annual fee
Doesn’t earn transferable rewards

Read Full Review

Card Highlights

Eligible new cardmembers can earn 90,000 AAdvantage bonus miles after spending $5,000 within the first four months of account opening.
6x AAdvantage^® miles on eligible AAdvantage Hotels™ bookings.
3x AAdvantage^® miles on American Airlines purchases.
2x AAdvantage^® miles at restaurants, including takeout and delivery.
2x AAdvantage^® miles on Rides and Rails™ purchases, including taxis, ride-shares, and public transit.
1x AAdvantage^® mile on all other purchases.
1 Loyalty Point toward AAdvantage status for every 1 eligible AAdvantage mile earned from qualifying purchases.
No mileage cap, the earning potential is unlimited.
Get 4 Admirals Club^® Globe™ lounge passes annually, each valid for 24 hours, and enjoy access to nearly 50 Admirals Club^® lounges worldwide.
Receive an Annual Companion Certificate with every card renewal, redeemable for $99 plus taxes and fees, which is eligible for a single round-trip qualifying domestic flight in Main Cabin.
Earn up to $100 inflight purchase credits when using your card on American Airlines flights.
First checked bag is free on domestic American Airlines itineraries for the primary cardmember and up to 8 traveling companions on the same reservation.
Enjoy Group 5 boarding on American Airlines flights for the primary cardmember and up to 8 traveling companions on the same reservation.
Receive up to $120 Global Entry^® or TSA PreCheck^® credit every four years.
Cardmembers receive 5,000 Loyalty Points after every 4 qualifying American Airlines flights, for up to 15,000 additional Loyalty Points each qualification year.
Earn up to $100 annual Splurge Credit℠ with a choice of up to two of the following: eligible AAdvantage Hotels™ bookings, 1stDibs, Future Personal Training and Live Nation^®.
Earn up to $30 in statement credits on each eligible trip with Turo, up to $240 in credits each calendar year.
No foreign transaction fees
$350 annual fee
Various travel and shopping protections

Financial Snapshot

APR: 19.49% to 29.49% Variable
Foreign Transaction Fees: $0

Global Entry benefit: Up to a $120 statement credit every 4 years

Card Earnings

6x miles on eligible AAdvantage Hotels bookings
3x miles on eligible American Airlines purchases
2x miles at restaurants, including takeout and delivery
2x miles on Rides and Rails purchases, which includes taxis, ride-sharing, and public transportation

23. Citi Strata Elite

Citi Strata Elite℠ Card

U.P. Rating

The Citi Strata Elite card is Citi's most premium card built for frequent travelers and foodies.

Citi Strata Elite℠ Card

The Citi Strata Elite card is Citi's most premium card built for frequent travelers and foodies.

Welcome OfferEarn 75,000 bonus ThankYou Points after spending $6,000 within the first 3 months of account opening.
75,000 points

UP's Offer Valuation*:
Up to   $1,200

Annual Fee

$595

APR

20.49% to 28.49% Variable

Why We Like This Card

The Citi Strata Elite card is a great option for frequent travelers, foodies, and those who are fans of the Citi ThankYou Rewards ecosystem thanks to its combination of bonus categories, perks, and annual credits.

Pros & Cons

Pros

12x points on hotels, rental cars, and attractions booked through Citi Travel
6x points on airfare through Citi Travel
6x points on dining on Citi Nights (Friday and Saturday nights from 6 p.m. to 6 a.m.) and 3x points on dining at all other times

Cons

$595 annual fee
Boosted dining rewards are limited to 2 nights per week

Read Full Review

Card Highlights

Earn 75,000 bonus ThankYou Points after spending $6,000 within the first 3 months of account opening
12x points on hotels, car rentals, and attractions booked on cititravel.com
6x points on air travel booked on cititravel.com
6x points at restaurants, including restaurant delivery services, every Friday and Saturday from 6 p.m. to 6 a.m. ET, and 3x points any other time
1.5x points on all other purchases
Global Entry or TSA PreCheck credit
Up to $300 annual hotel benefit
Up to $200 annual Splurge credit
Up to $200 annual Blacklane credit
4 American Airlines Admirals Club passes every calendar year
Transfer Citi ThankYou Points to partners like American Airlines
Complimentary Priority Pass membership
No foreign transaction fees

Financial Snapshot

APR: 20.49% to 28.49% Variable
Foreign Transaction Fees: None

Global Entry benefit: $120 statement credit every 5 years

Card Earnings

12x points on hotels, car rentals, and attractions booked on cititravel.com
6x points on air travel booked on cititravel.com
6x points at restaurants, including restaurant delivery services, every Friday and Saturday from 6 p.m. to 6 a.m. Eastern time, and 3x points any other time
1.5x points on all other purchases

24. Citi^®/AAdvantage^® Executive World Elite Mastercard^®

Citi^® / AAdvantage^® Executive World Elite Mastercard^®

U.P. Rating

Access to Admirals Clubs, tons of added benefits, and a way to spend towards elite status make this a great option for American Airlines loyalists.

Citi^® / AAdvantage^® Executive World Elite Mastercard^®

Access to Admirals Clubs, tons of added benefits, and a way to spend towards elite status make this a great option for American Airlines loyalists.

Welcome OfferEligible new Citi® / AAdvantage® Executive World Elite Mastercard® cardmembers can earn 100,000 AAdvantage bonus miles after spending $10,000 within the first three months of account opening.
100,000 miles

UP's Offer Valuation*:
$1,400

Annual Fee

$595

APR

19.49% to 29.49% Variable

Credit Recommended

Good to Excellent (670-850)

Why We Like This Card

The AAdvantage Executive World Elite card is a must-have for frequent American Airlines flyers who want Admirals Club lounge access, to earn more miles on their daily expenses, and a fast-track to American Airlines AAdvantage elite status.

Pros & Cons

Pros

Earn 10x miles on eligible hotels and car rentals booked through aadvantagehotels.com and aadvantagecars.com
Earn 4x miles on eligible American Airlines purchases, and 5x miles after you spend $150,000 in purchases in a calendar year
Earn 1x mile and 1 Loyalty Point on all other purchases

Cons

$595 annual fee
Doesn’t earn many miles on all other eligible purchases

Read Full Review

Card Highlights

Eligible new Citi^® / AAdvantage^® Executive World Elite Mastercard^® cardmembers can earn 100,000 AAdvantage bonus miles after spending $10,000 within the first three months of account opening
Admirals Club^® membership for you and access for up to two guests or immediate family members traveling with you
No Foreign Transaction Fees on purchases
Earn 1 Loyalty Point for every 1 eligible AAdvantage^® mile earned from purchases
First checked bag is free on domestic American Airlines itineraries for you and up to 8 companions traveling with you on the same reservation

Financial Snapshot

APR: 19.49% to 29.49% Variable
Foreign Transaction Fees:

Rewards Center

American Airlines AAdvantage Frequent Flyer Program

Global Entry benefit: Up to a $120 statement credit every 4 years

Card Earnings

4x miles on American Airlines purchases
10x miles on eligible car rentals booked through aa.com/cars
10x miles on eligible hotels booked through aa.com/hotels

Other Cards That Offer a Global Entry Statement Credit

Bank of America^® Premium Rewards^® Credit Card
Mastercard^® Black Card™
Mastercard^® Gold Card™
Centurion^® Card from American Express* (aka the Amex Black Card, by invite only)
Citi Prestige^® Card (not available to new applicants)
Crystal^® Visa Infinite^® Credit Card
HSBC Premier World Elite Mastercard^® Credit Card
Visa Signature^® Flagship Rewards Credit Card
PenFed Pathfinder^® Rewards Visa Signature^® Card
Provident World+ Travel Visa Signature Card
SKYPASS Select Visa Signature^® Card
Truist Enjoy Travel Credit Card
U.S. Bank Altitude™ Reserve Visa Infinite^® Card
U.S. Bank FlexPerks^® Gold American Express^®
UBS Visa Infinite Credit Card

*The information concerning the Centurion^® Card from American Express was independently collected by Upgraded Points and was neither provided nor reviewed by the issuer.

Our Top Pick for the Best Card That Offers a Global Entry Credit

Amex Platinum Card

Amex Platinum Upgraded Points LLC 24 Large — Image Credit: Upgraded Points

Why is the Amex Platinum card our favorite card to use for Global Entry? It comes with a massive selection of perks.

Not only does it provide a Global Entry credit, it’s also the very best card for airport lounge access by allowing cardholders to visit Centurion Lounges, International American Express Centurion Lounges, and Plaza Premium Lounges; giving 10 visits a year to Delta Sky Clubs (when flying Delta the same day, plus the ability to unlock unlimited visits); and granting access to Escape Lounges, some Virgin Clubhouses, certain Lufthansa Lounges (when flying Lufthansa the same day), and of course, Priority Pass lounges upon enrollment.

Amex Platinum cardholders also get up to $200 in annual airline fee credit and up to $100 in annual Saks Fifth Avenue credit, among several other shopping and retail credits (several of these credits require enrollment).

Hot Tip:

If you have more than 1 credit card that comes with a Global Entry credit, you can use it to give a friend or family member Global Entry — the perfect gift for a frequent traveler.

Final Thoughts

There’s no shortage of cards that reimburse you for a Global Entry application fee. If you want an improved airport experience that drastically reduces your wait times at security and customs, then getting Global Entry is the right plan.

Better yet, if you hold any of the above credit cards, you can get Global Entry for no additional cost.

The information concerning the HSBC Premier World Elite Mastercard^® Credit Card, Provident World+ Travel Visa Signature Card, Truist Enjoy Travel Credit Card, and U.S. Bank FlexPerks^® Gold American Express^® was independently collected by Upgraded Points and not provided nor reviewed by the issuer.

Card	Welcome Offer and Annual Fee	Earning Rates
Aeroplan^® Credit Card	60,000 pointsAeroplan^® Credit CardEarn 60,000 bonus points after you spend $3,000 on purchases in the first 3 months your account is open. $95	1x-3x pointsAeroplan^® Credit Card Earn 3X points for each dollar spent at grocery stores, on dining at restaurants, and Air Canada directly. Earn 1X point for each dollar spent on all other purchases.
The Business Platinum Card^® from American Express	ELEVATED WELCOME OFFER~~150,000~~ 200,000 pointsThe Business Platinum Card^® from American ExpressEarn ~~150,000~~ 200,000 Membership Rewards^® points after you spend $20,000 in eligible purchases on the Card within the first 3 months of Card Membership. $895 (rates & fees)	1x-5x pointsThe Business Platinum Card^® from American Express Earn 5x Membership Rewards^® points on eligible travel purchases like flights, prepaid hotels, and prepaid short-term rentals booked through Amex Travel Earn 2x points (up to $2 million per calendar year) on each eligible purchase at: U.S. construction material Hardware suppliers Electronic goods retailers Software & cloud system providers Shipping providers Purchases of $5,000 or more Earn 1x points on other eligible purchases
Capital One Venture X Rewards Credit Card	75,000 milesCapital One Venture X Rewards Credit CardEarn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel. $395 (rates & fees)	2x-10x milesCapital One Venture X Rewards Credit Card Earn unlimited 10X miles on hotels and rental cars booked through Capital One Travel and 5X miles on flights and vacation rentals booked through Capital One Travel Earn unlimited 2X miles on all other purchases
Chase Sapphire Reserve^®	NEW OFFER125,000 pointsChase Sapphire Reserve^®Earn 125,000 bonus points after you spend $6,000 on purchases in the first 3 months from account opening. $795 (rates & fees)	1x-10x pointsChase Sapphire Reserve^® 10x points on eligible Peloton equipment and accessory purchases 8x points on all Chase Travel purchases 5x points on Lyft rides 4x points on flights and hotels booked directly Earn 3x points on all dining purchases worldwide Earn 1x points per $1 spent on all other purchases
Delta SkyMiles^® Platinum American Express Card	LIMITED TIME OFFERUp to 100,000 milesDelta SkyMiles^® Platinum American Express CardEarn 80,000 Bonus Miles after you spend $4,000 or more in purchases with your new Card within the first 6 months of Card Membership and an additional 20,000 bonus miles after you make an additional $2,000 in purchases on the Card within your first 6 months, starting from the date that your account is opened. Offer Ends 04/01/2026. $350 (rates & fees)	1x-3x milesDelta SkyMiles^® Platinum American Express Card Earn 3X SkyMiles on Delta purchases and purchases made directly with hotels. Earn 2X SkyMiles at restaurants worldwide including takeout and delivery in the U.S., and at U.S. supermarkets. Earn 1X SkyMiles on all other eligible purchases.
Delta SkyMiles^® Reserve American Express Card	LIMITED TIME OFFERUp to 125,000 milesDelta SkyMiles^® Reserve American Express CardEarn 100,000 Bonus Miles after you spend $6,000 or more in purchases with your new Card within the first 6 months of Card Membership and an additional 25,000 bonus miles after you make an additional $3,000 in purchases on the Card within your first 6 months, starting from the date that your account is opened. Offer Ends 04/01/2026. $650 (rates & fees)	1x-3x milesDelta SkyMiles^® Reserve American Express Card Earn 3x SkyMiles on purchases made directly with Delta Earn 1x SkyMiles on other eligible purchases
IHG One Rewards Premier Credit Card	LIMITED-TIME OFFER~~140,000~~ 175,000 Bonus PointsIHG One Rewards Premier Credit CardEarn ~~140,000~~ 175,000 Bonus Points after spending $5,000 on purchases in the first 3 months from account opening. $99 (rates & fees)	3x-26x pointsIHG One Rewards Premier Credit Card Earn up to 26 total points per $1 spent when you stay at IHG Hotels & Resorts. Earn 5 points per $1 spent on purchases on travel, at gas stations, and restaurants. Earn 3 points per $1 spent on all other purchases.
Marriott Bonvoy Brilliant^® American Express^® Card	100,000 pointsMarriott Bonvoy Brilliant^® American Express^® CardEarn 100,000 Marriott Bonvoy^® bonus points after you use your new Card to make $6,000 in purchases within the first 6 months of Card Membership. $650 (rates & fees)	2x-6x pointsMarriott Bonvoy Brilliant^® American Express^® Card Earn 6X Marriott Bonvoy^® points for each dollar of eligible purchases at hotels participating in Marriott Bonvoy^®. Earn 3X Marriott Bonvoy^® points at restaurants worldwide and on flights booked directly with airlines Earn 2X Marriott Bonvoy^® points on all other eligible purchases made on the Marriott Bonvoy Brilliant^® American Express^® Card. Terms Apply.
Platinum Card^® from American Express	As High As 175,000 Points. Find Out Your Offer.Platinum Card^® from American ExpressYou may be eligible for as high as 175,000 Membership Rewards^® points after you spend $12,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted. $895 (rates & fees)	1x-5x pointsPlatinum Card^® from American Express Earn 5X Membership Rewards^® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year Earn 5X Membership Rewards^® Points on prepaid hotels booked with American Express Travel Earn 1X Membership Rewards^® Point on other purchases
United℠ Explorer Card	LIMITED-TIME OFFER~~50,000~~ 70,000 bonus milesUnited℠ Explorer CardEarn 70,000 United MileagePlus^® bonus miles after spending $3,000 on qualifying purchases in the first three months of opening an account, plus $0 annual fee for the first year. $0 intro annual fee for the first year, then $150 (rates & fees)	1x-5x milesUnited℠ Explorer Card Earn 5 total miles per $1 spent on hotel stays purchased through United^® Hotels Earn 2 miles per $1 spent on dining, hotel stays, and United^® purchases Earn 1 mile per $1 spent on all other purchases

What Is Global Entry?

Credit Cards That Cover the Cost of Global Entry

Our Favorite Cards That Offer Global Entry

American Express

1. Platinum Card® from American Express (Top Pick)

Apply With Confidence

Know if you're approved with no credit score impact

2. Delta SkyMiles® Platinum American Express Card

Apply With Confidence

Know if you're approved with no credit score impact

3. Delta SkyMiles® Platinum Business American Express Card

4. Delta SkyMiles® Reserve American Express Card

Apply With Confidence

Know if you're approved with no credit score impact

5. Delta SkyMiles® Reserve Business American Express Card

6. Marriott Bonvoy Brilliant® American Express® Card

Apply With Confidence

Know if you're approved with no credit score impact

7. The Business Platinum Card® from American Express

Bank of America

8. Atmos™ Rewards Summit Visa Infinite® Card

Capital One

9. Capital One Spark Miles for Business

10. Capital One Venture Rewards Card

11. Capital One Venture X Rewards Credit Card

12. Capital One Venture X Business Card

Capital One Venture X Business Card

Capital One Venture X Business Card

Pros

Cons

Financial Snapshot

Card Categories

Rewards Center

Chase

13. Chase Sapphire Reserve®

14. Sapphire Reserve for Business℠

15. IHG One Rewards Premier Credit Card

16. IHG One Rewards Premier Business Credit Card

17. Aeroplan® Credit Card

18. Southwest® Rapid Rewards® Performance Business Credit Card

19. United Club℠ Card

20. United℠ Explorer Card

21. United Quest℠ Card

Citibank

22. Citi® / AAdvantage® Globe™ Mastercard®

23. Citi Strata Elite

24. Citi®/AAdvantage® Executive World Elite Mastercard®

Other Cards That Offer a Global Entry Statement Credit

Our Top Pick for the Best Card That Offers a Global Entry Credit

Amex Platinum Card

Final Thoughts

1. Platinum Card^® from American Express (Top Pick)

2. Delta SkyMiles^® Platinum American Express Card

3. Delta SkyMiles^® Platinum Business American Express Card

4. Delta SkyMiles^® Reserve American Express Card

5. Delta SkyMiles^® Reserve Business American Express Card

6. Marriott Bonvoy Brilliant^® American Express^® Card

7. The Business Platinum Card^® from American Express

8. Atmos™ Rewards Summit Visa Infinite^® Card

13. Chase Sapphire Reserve^®

17. Aeroplan^® Credit Card

18. Southwest^® Rapid Rewards^® Performance Business Credit Card

22. Citi^® / AAdvantage^® Globe™ Mastercard^®

24. Citi^®/AAdvantage^® Executive World Elite Mastercard^®