Amex Platinum Cards: Marriott Bonvoy Hotel Elite Status Benefits [2025]

It’s no secret that signing up for a hotel loyalty program can deliver tangible benefits that can make your hotel stays more comfortable, save you money, and help you earn free hotel nights faster. Entry-level benefits can include complimentary Wi-Fi, elevated rewards earning, discounts, and more.

Elite status in a hotel loyalty program expands the list of benefits even further but normally requires staying frequently at a specific hotel brand.

Fortunately, you can secure complimentary hotel program elite status with the Platinum Card^® from American Express and The Business Platinum Card^® from American Express.

Both cards come with complimentary Marriott Bonvoy Gold elite status and Hilton Honors Gold status upon enrollment.

Today we’re going to focus on Marriott Bonvoy Gold Elite status and what you can expect with this card benefit.

Amex Platinum Cards Overview

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Terms Apply / Rates & Fees

Platinum Card^® from American Express

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

The Amex Platinum reigns supreme for luxury travel, offering the best airport lounge access plus generous statement credits, and complimentary elite status.

Apply Now(at Amex's secure site)

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Know if you're approved with no credit score impact

If you're approved and accept this Card, your credit score may be impacted.

Platinum Card^® from American Express

The Amex Platinum reigns supreme for luxury travel, offering the best airport lounge access plus generous statement credits, and complimentary elite status.

Welcome Offer

You may be eligible for as high as 175,000 Membership Rewards^® Points after spending $8,000 in eligible purchases on your new Card in your first 6 months of Membership. Welcome offers vary and you may not be eligible for an offer.

As High As 175,000 Points. Find Out Your Offer.

UP's Offer Valuation*:

Up to $3,850

Annual Fee

$895

APR

See Pay Over Time APR

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.

Good to Excellent

Why We Like This Card

When it comes to cards that offer top-notch benefits, you’d be hard-pressed to find a better card out there than the Platinum Card^® from American Express.

Make no mistake — the Amex Platinum card is a premium card with a premium price tag. With amazing benefits like best-in-class airport lounge access, hotel elite status, and tremendous value in annual statement credits, it can easily prove to be one of the most lucrative cards in your wallet year after year.

Pros & Cons

Pros

• The best airport lounge access out of any card (by far) — enjoy access to over 1,550 worldwide lounges, including the luxurious Amex Centurion Lounges, Priority Pass lounges (enrollment required), Plaza Premium Lounges, and many more!
• 5x points per dollar spent on flights purchased directly with the airline or with AmexTravel.com (up to $500,000 per year)
• 5x points per dollar spent on prepaid hotels booked with AmexTravel.com

Cons

• $895 annual fee (rates and fees)
• Airline credit does not cover airfare (only incidentals like checked bags)

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Card Highlights

• You may be eligible for as high as 175,000 Membership Rewards^® points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
• Get more for your travels with 5X Membership Rewards^® points on all flights and prepaid hotel bookings through American Express Travel^®, including Fine Hotels + Resorts^® and The Hotel Collection bookings. You earn 5X points on flights purchased directly from airlines or through American Express Travel^® on up to $500,000 on these purchases per calendar year.
• More Value! With over 1,550 airport lounges - more than any other credit card company on the market* - enjoy the benefits of the Global Lounge Collection^®, over $850 of annual value, with access to Centurion Lounges, 10 complimentary Delta Sky Club^® visits when flying on an eligible Delta flight (subject to visit limitations), Priority Pass Select membership (enrollment required), and other select partner lounges. * As of 07/2025.
• More Value! $200 Uber Cash + $120 Uber One Credit: With the Platinum Card^® you can receive $15 in Uber Cash each month plus a bonus $20 in December when you add your Platinum Card^® to your Uber account to use on rides and orders in the U.S when you select an Amex Card for your transaction. Plus, when you use the Platinum Card^® to pay for an auto-renewing Uber One membership, you can get up to $120 in statement credits each calendar year. Terms apply.
• More Value! $300 Digital Entertainment Credit: Get up to $25 in statement credits each month after you pay for eligible purchases with the Platinum Card^® at participating partners. Enrollment required.
• More Value! $600 Hotel Credit: Get up to $300 in statement credits semi-annually on prepaid Fine Hotels + Resorts^® or The Hotel Collection* bookings through American Express Travel^® using the Platinum Card^®. *The Hotel Collection requires a minimum two-night stay.
• New! $400 Resy Credit + Platinum Nights by Resy: When you use the Platinum Card^® to pay at U.S. Resy restaurants and to make other eligible purchases through Resy, you can get up to $100 in statement credits each quarter with the $400 Resy Credit benefit. Plus, with Platinum Nights by Resy, you can get special access to reservations on select nights at participating in demand Resy restaurants with the Platinum Card^®. Simply add your eligible Card to your Resy profile to book and discover Platinum Nights reservations near you, enrollment required.
• More Value! $209 CLEAR^® Plus Credit: CLEAR^® Plus helps get you to your gate faster by using unique facial attributes to verify you are you at 50+ airports nationwide. You can cover the cost of a CLEAR Plus Membership* with up to $209 in statement credits per calendar year after you pay for CLEAR Plus with the Platinum Card^®. *Excluding any applicable taxes and fees. Subject to auto-renewal.
• $200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees, such as checked bags and in-flight refreshments, are charged by the airline to the Platinum Card^® Account*. American Express relies on airlines to submit the correct information on airline transactions to identify incidental fee purchases. If you do not see a credit for a qualifying incidental purchase on your eligible Card after 8 weeks, simply call the number on the back of your Card. Qualifying airlines are subject to change. See terms & conditions for more details.
• Start your vacation sooner, and keep it going longer. When you book Fine Hotels + Resorts^® through American Express Travel^®, enjoy noon check-in upon arrival, when available, and guaranteed 4PM check-out.
• New! $300 lululemon Credit: Enjoy up to $75 in statement credits each quarter when you use the Platinum Card^® for eligible purchases at U.S. lululemon retail stores (excluding outlets) and lululemon.com. That’s up to $300 in statement credits each calendar year. Enrollment required.
• $155 Walmart+ Credit: Receive a statement credit* for one monthly Walmart+ membership (subject to auto-renewal) after you pay for Walmart+ each month with the Platinum Card^®.*Up to $12.95 plus applicable local sales tax. Plus Ups not eligible.
• $100 Saks Credit: Get up to $100 in statement credits annually for purchases at Saks Fifth Avenue or saks.com on the Platinum Card^®. That’s up to $50 in statement credits from January through June and up to $50 in statement credits from July through December. No minimum purchase required. Enrollment required.
• Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
• $895 annual fee.
• Terms Apply.

Financial Snapshot

• APR: See Pay Over Time APR
• Foreign Transaction Fees: None

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American Express Membership Rewards

ELEVATED WELCOME OFFER

Terms Apply / Rates & Fees

The Business Platinum Card^® from American Express

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

This card is ideal for business travelers who enjoy luxury travel and are looking for a card loaded with benefits!

Apply Now(at Amex's secure site)

The Business Platinum Card^® from American Express

This card is ideal for business travelers who enjoy luxury travel and are looking for a card loaded with benefits!

Welcome Offer

Earn 150,000 200,000 Membership Rewards^® points after you spend $20,000 in eligible purchases on the Card within the first 3 months of Card Membership.

200,000 points

UP's Offer Valuation*:

Up to $4,400

Annual Fee

$895

APR

18.24% - 28.99% Variable

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.

Good to Excellent

Why We Like This Card

The Business Platinum Card^® from American Express is a premium travel rewards card tailored toward business owners who are frequent travelers with a high number of annual expenses.

When you factor in the large number of perks that the card offers like the best airport lounge access at over 1,550 lounges, along with tons of annual credits, it’s easy to see why this card is a top option for frequent traveling business owners.

Pros & Cons

Pros

• Earn 5x Membership Rewards points per $1 on eligible travel purchases like flights, prepaid hotels, and prepaid short-term rentals booked through AmexTravel.com
• Access to over 1,550 worldwide airport lounges as part of the American Express Global Lounge Collection
• Earn 2x Membership Rewards points on eligible purchases in key business categories, as well as on purchases of $5,000 or more (on up to $2 million per calendar year)

Cons

• High annual fee of $895 (rates & fees)
• Airline fee credit does not cover airfare, only incidentals like checked bags

Read Full Review

Card Highlights

• Elevated Welcome Offer: Earn 200,000 Membership Rewards^® points after you spend $20,000 in eligible purchases on the Business Platinum Card^® within the first 3 months of Card Membership.
• The American Express Global Lounge Collection^® can provide an escape at the airport. With complimentary access to more than 1,550 airport lounges across 140 countries and counting, you have more airport lounge options than any other credit card company on the market as of 07/2025.
• See how you can unlock over $3,500 in business and travel value annually after meeting qualifying spend thresholds on the Business Platinum Card. Terms apply.
• New! Get up to $300 in statement credits semi-annually for up to a total of $600 in statement credits per calendar year on prepaid Fine Hotels + Resorts^® or The Hotel Collection bookings through American Express Travel using the Business Platinum Card^®. The Hotel Collection requires a minimum two-night stay.
• No Preset Spending Limit: The spending limit on the Business Platinum Card is flexible, so unlike a traditional credit card with a set limit, the amount you can spend adapts based on factors such as your purchase, payment and credit history.
• Make the Business Platinum Card^® work even harder for you. Hilton For Business members get up to $200 back per calendar year when you make an eligible purchase at Hilton properties across the globe. Benefit enrollment required.
• Fly like a pro with a $200 Airline Fee Credit. Select one qualifying airline to receive up to $200 back per year on baggage fees and other incidentals.
• Use the Business Platinum Card and get up to $209 back per calendar year on your CLEAR^® Plus Membership (subject to auto-renewal).
• Maximize your time away with Fine Hotels + Resorts through Amex Travel™.
• New! Enroll and get up to $150 in statement credits on U.S purchases directly with Dell Technologies on the Business Platinum Card and an additional $1,000 statement credit after you spend $5,000 or more on that same Card per calendar year.
• New! Enroll and get a $250 statement credit after you spend $600 or more on U.S. purchases directly with Adobe per calendar year on the Business Platinum Card.
• Get up to $90 in statement credits quarterly for purchases with Indeed on the Business Platinum Card. That’s up to $360 back per year. Enrollment required.
• Get up to $10 in statement credits per month for wireless telephone service purchases made directly with a wireless provider in the U.S. on the Business Platinum Card. That’s up to $120 back per year. Enrollment required.
• Enhanced! 2X points on purchases at U.S. construction material & hardware suppliers, electronic goods retailers and software & cloud system providers, and shipping providers, as well as on each eligible purchase of $5,000 or more, up to $2 million of these purchases per calendar year. Purchases eligible for multiple additional point bonuses will only receive the highest eligible bonus.
• 5X points on flights and prepaid hotels on AmexTravel.com
• 1X points on other eligible purchases
• $895 Annual Fee.
• Terms Apply.

Financial Snapshot

• APR: 18.24% - 28.99% Variable
• Foreign Transaction Fees: None

Rewards Center

American Express Membership Rewards

Benefits of the Marriott Elite Status Benefit

When you hold either the Amex Platinum card or the Amex Business Platinum card, you can receive complimentary Marriott Bonvoy Gold Elite status.

Having Marriott Bonvoy Gold Elite status comes with several benefits:

• 25% More Bonus Points — Gold Elite members receive 25% more points for staying at Marriott properties than base members.
• Complimentary Enhanced Wi-Fi — You will not be charged for fast Wi-Fi.
• A Welcome Gift of Points — The number of welcome points varies by brand, but you will receive between 250 and 500 points.
• Enhanced Room Upgrades — When available, you’ll receive an upgraded room with a better view, higher floor, or larger space.
• Late Checkout — Request a checkout as late as 2 p.m. and, when available, enjoy those additional hours in your room.

Both primary and additional Amex Platinum card and Amex Business Platinum card additional users are also eligible for the elite status benefit.

You will need to register each card to receive the benefit, whether for the primary cardholder or additional user.

To earn Marriott Bonvoy Gold Elite status, you would normally need to stay 25 nights in a calendar year.

How To Enroll To Activate Elite Status

You will not receive the Marriott Bonvoy elite status benefit automatically. You must enroll via your online card account.

Log in to your online Amex card account and select Benefits under the Rewards and Benefits section. Scroll down the page until you see the Marriott Bonvoy Gold Elite Status benefit section, as shown below. Click on Enroll Now.

Once you’ve added your Marriott Bonvoy loyalty program number and enrolled, you can expect to see the status reflected in your account within 3 to 5 days. If, after 10 days, you have not received a confirmation of your elite status, you should call the number on the back of your card.

If you do not have a Marriott Bonvoy loyalty program number, you can leave the box empty, click on Enroll Now, and you will be prompted to enroll in the program.

Once enrolled, you’ll continue to receive Marriott Bonvoy Gold Elite status, with no further stay requirements, as long as your associated American Express card is active.

Combine Marriott Bonvoy Elite Status With Fine Hotels + Resorts Program Benefits

While not all Marriott-branded properties participate in American Express’ Fine Hotels + Resorts (FHR) program, those that do can allow you to receive both programs’ benefits.

Expressly stated in the terms and conditions of complimentary Marriott Bonvoy elite status is this statement: “Marriott Bonvoy Gold Elite status benefits may be combined with the American Express Fine Hotels + Resorts program.”

Let’s look at the benefits you can expect when booking FHR properties via American Express for a stay of just 1 night or more.

Fine Hotels + Resorts Benefits

The Amex Platinum card and the Amex Business Platinum card offer these elite-style benefits at FHR properties booked using your card and/or associated Membership Rewards points for a prepaid stay:

• Room Upgrade — Receive a room upgrade on arrival, when available.
• Early Check-In — Check in as early as noon, when available.
• Daily Breakfast — Receive complimentary daily breakfast for 2 people, a minimum value of at least $60.
• Experience Credit — During each stay, you’ll receive a credit for an experience unique to that property, which could include spa services, dining, on-site activities, and more. This benefit is guaranteed to be worth at least $100.
• Complimentary Wi-Fi — Enjoy free Wi-Fi throughout the property.
• Late Checkout — Your checkout can be extended to 4 p.m. and is guaranteed.

Additionally, you’ll be earning 5x Membership Rewards points on either card when your prepaid hotel stay is booked via AmexTravel.com.

Take Advantage of the up to $600 Statement Credit

The Amex Platinum card and the Amex Business Platinum card come with another valuable FHR benefit. You can receive a $600 prepaid hotel statement credit each calendar year (up to $300 semi-annually). Pay for your stay in full with your card, use Membership Rewards points, or a combination of the 2, to receive the credit shortly after booking.

A stay of just 1 night or more qualifies for the statement credit.

How To Find Marriott FHR Properties

When booking a Fine Hotel + Resort property within your Amex Platinum card or Amex Business Platinum card account, you can filter properties by brand.

On the FHR booking page, select Explore More Properties by Region, Collection, or Brand. The Brand section sorts properties by brand and then by region. Participating Marriott Bonvoy brands include Autograph Collection, Design Hotels, EDITION, JW Marriott, The Luxury Collection, Marriott, Renaissance, The Ritz-Carlton, St. Regis, W Hotels, and Westin.

Provide your Marriott Bonvoy loyalty program number when booking the FHR property to receive elite night credits and earn Marriott Bonvoy points for qualifying on-site purchases.

The Amex Platinum card and the Amex Business Platinum card also include hotel program benefits with The Hotel Collection. While it may be possible to receive Marriott Bonvoy elite benefits when booking Marriott-branded hotels in this program, such benefits are not guaranteed in the terms and conditions. The Hotel Collection also requires a stay of 2 nights or more to receive benefits.

Additional Cards With Marriott Bonvoy Elite Status

While the Amex Platinum card and the Amex Business Platinum card are some of the best cards available that come with Marriott Bonvoy Gold Elite status, there are additional cards to consider as a Marriott loyalist.

Elite status levels with Marriott Bonvoy from entry-level to the highest level are Silver Elite, Gold Elite, Platinum Elite, Titanium Elite, and Ambassador Elite. You’ll find Marriott Bonvoy elite status on these popular cards:

Final Thoughts

Marriott Bonvoy Gold Elite status alone offers several useful benefits. Combining those benefits with the Fine Hotels + Resorts perks offered on the Amex Platinum card and the Amex Business Platinum card can create an enhanced experience.

If you occasionally stay at Marriott properties but travel frequently, you’ll find tremendous value in the premium travel benefits of either card.

If you stay at Marriott frequently, you may also want to consider a Marriott-branded card. Marriott-branded cards can provide a faster path to Marriott Bonvoy elite status with bonus earning rates and elite night credits that count toward higher status levels.