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Delta SkyMiles® Blue American Express Card – Review [2024]

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Jarrod West
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Jarrod West

Senior Content Contributor

486 Published Articles 1 Edited Article

Countries Visited: 21U.S. States Visited: 24

Boasting a portfolio of over 20 cards, Jarrod has been an expert in the points and miles space for over 6 years. He earns and redeems over 1 million points per year and his work has been featured in o...
Edited by: Kellie Jez
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Kellie Jez

Director of Operations & Compliance

6 Published Articles 1232 Edited Articles

Countries Visited: 10U.S. States Visited: 20

Kellie’s professional experience has led her to a deep passion for compliance, data reporting, and process improvement. Kellie’s learned the ins and outs of the points and miles world and leads UP’s c...
& Jessica Merritt
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Jessica Merritt

Senior Editor & Content Contributor

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Countries Visited: 4U.S. States Visited: 23

A long-time points and miles student, Jessica is the former Personal Finance Managing Editor at U.S. News and World Report and is passionate about helping consumers fund their travels for as little ca...

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Delta SkyMiles® Blue American Express Card
Terms Apply / Rates & Fees

Delta SkyMiles® Blue American Express Card

U.P. Rating
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.
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Learn More(at Amex's secure site)

Apply With Confidence

Know if you're approved with no credit score impact

If you're approved and accept this Card, your credit score may be impacted.

  • 10,000 miles

  • $0

  • 20.24%-29.24% Variable

  • Good to Excellent Credit Recommended (670-840)

Delta SkyMiles® Blue American Express Card

U.P. Rating
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.
Star rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating icon3
Learn More(at Amex's secure site)

Apply With Confidence

Know if you're approved with no credit score impact

If you're approved and accept this Card, your credit score may be impacted.

Card Details

Card Snapshot

Welcome Bonus & Info

  • Earn 10,000 bonus miles after you spend $1,000 in purchases on your new Card in your first 6 months.
  • No Annual Fee.
  • Earn 2X Miles per dollar at restaurants worldwide, plus takeout and delivery in the U.S.
  • Earn 2X Miles per dollar spent on Delta purchases, and 1X Mile on all other eligible purchases.
  • Pay with Miles: take up to $50 off the cost of your flight for every 5,000 miles you redeem with Pay with Miles when you book on delta.com.
  • Receive a 20% savings in the form of a statement credit after you use your Card on eligible Delta in-flight purchases of food and beverages.
  • No Foreign Transaction Fees.
  • Terms Apply.

Customer Service Number

1-855-823-7284

Upgraded Points: Expertise You Can Trust

Our seasoned and experienced team brings years of expertise in the credit card and travel sectors. Committed to integrity, we offer data-driven guides to help you find the card(s) that best fit your requirements. See details on our intensive editorial policies and card rating methodologies.

  • Content by Leading Industry Experts
  • Routine Updates and Fact-Checks
  • First-Hand Credit Card Experience
  • Shared Across 200+ Top Outlets
  • Methodical “U.P. Rating” System
  • 1090+ Expert Credit Card Guides

Great Card If

  • You’re looking for a card that earns Delta miles with no annual fee.
  • You want a discount on Delta inflight purchases.

Don’t Get If

  • You’re a frequent Delta flyer and want perks like free checked bags and priority boarding.
  • You prefer a card that earns transferable rewards.

Delta Blue Card — Is It Worth It?

If you’d like to earn Delta miles on all your daily purchases without paying an annual fee, the Delta Blue card could be a good option. Plus, you’ll receive worthwhile perks like a 20% discount on inflight purchases and protections like car rental loss and damage insurance, purchase protection, and extended warranty protection.

Delta Blue Card Top Benefits and Perks

Discount on Inflight Purchases

When you pay with your Delta Blue card, you’ll receive 20% off as a statement credit on inflight purchases of food, alcoholic beverages, and audio headsets. However, the 20% discount does not apply to other inflight purchases, such as Wi-Fi.

Card Protections

  • Car Rental Loss & Damage Insurance: Secondary coverage that covers accidental damage or theft of your rental car.
  • Purchase Protection: When you purchase an item with your card, you can receive up to $1,000 in reimbursement per occurrence and up to $50,000 per calendar year if it’s lost or damaged within 90 days of purchase.
  • Extended Warranty: Adds 1 year of warranty coverage to warranties of 5 years or less.

Best Ways To Earn and Redeem Delta Miles

Using your card for daily purchases can help you rack up miles, especially on the card’s bonus categories of dining and Delta purchases. There are many other great ways to earn lots of Delta SkyMiles, including the SkyMiles shopping portal and SkyMiles dining program.

Once you’re earning Delta miles on your daily purchases, you’ll want to determine how to redeem them for your next vacation. Read our dedicated guide that explains some of the best ways to use Delta SkyMiles.

Alternatives to the Delta Blue Card

Delta SkyMiles® Gold American Express Card

If you’re a frequent Delta flyer, the Delta Gold card might make more sense for you. Not only does it help you earn more miles on Delta purchases and everyday expenses, but it also comes with significantly more perks, like a free checked bag, priority boarding, and up to $100 annual Delta stays credit.

American Express® Green Card

If you prefer a card that earns transferable rewards, then the Amex Green card might be a better option. With it, you’ll earn 3x points on eligible travel and transit purchases at restaurants, along with access to the Amex transfer partners, including Delta. It also offers access to an annual CLEAR Plus credit, trip delay insurance, baggage delay insurance, car rental loss and damage insurance, and more.


For the car rental loss and damage insurance benefit of the Delta SkyMiles® Blue American Express Card and American Express® Green Card, car rental loss and damage insurance can provide coverage up to $50,000 for theft of or damage to most rental vehicles when you use your eligible card to reserve and pay for the entire eligible vehicle rental and decline the collision damage waiver or similar option offered by the commercial car rental company. This product provides secondary coverage and does not include liability coverage. Not all vehicle types or rentals are covered. geographic restrictions apply. Eligibility and benefit level varies by card. Terms, conditions and limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by AMEX Assurance Company. Car Rental Loss or Damage Coverage is offered through American Express Travel Related Services Company, Inc.

For the purchase protection benefit of the Delta SkyMiles® Blue American Express Card, when an American Express® card member charges a covered purchase with their eligible card, purchase protection can help protect their covered purchases for up to 90 days from the covered purchase date if it is stolen or accidentally damaged. The coverage is limited up to $1,000 per occurrence, up to $50,000 per card member account per calendar year. Eligibility and benefit level varies by card. Terms, conditions and limitations apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by AMEX Assurance Company.

For the extended warranty benefit of the Delta SkyMiles® Blue American Express Card, when an American Express® card member charges a covered purchase to an eligible card, extended warranty can provide up to one extra year added to the original manufacturer’s warranty. Applies to warranties of five (5) years or less. Coverage is up to the actual amount charged to your card for the item up to a maximum of $10,000; not to exceed $50,000 per card member account per calendar year. Eligibility and benefit level varies by card. Terms, conditions and limitations apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by AMEX Assurance Company.

The information regarding the American Express® Green Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer.

For rates and fees of the Delta SkyMiles® Blue American Express Card, click here.
For rates and fees of the Delta SkyMiles® Gold American Express Card, click here.
For rates and fees of Delta SkyMiles® Reserve American Express Card, click here.
For rates and fees for the Delta SkyMiles® Reserve Business American Express Card, click here.

Frequently Asked Questions

What are the benefits of the Delta Blue card?

The Delta Blue card offers a small handful of benefits, such as 20% back on inflight purchases, car rental loss and damage insurance, purchase protection, and extended warranty protection. While it doesn’t offer nearly as many benefits as the other American Express Delta cards, it also has a $0 annual fee.

Does the Delta Blue card comes with free checked bags?

No, the Delta Blue card does not offer free checked bags. If free checked bags are a must for you, then you should consider any of the other Delta cards from American Express.

What is the credit limit on the Delta Blue card?

If you are approved for the Delta Blue card, your credit limit will be at least $1,000. That said, the limit you are approved for is likely to be much higher depending on your credit score, income, history with American Express, and other factors.

Does the Delta Blue card have an annual fee?

No, the Delta Blue card has a $0 annual fee.

Does the Delta Blue card have lounge access?

No, the Delta Blue card does not have lounge access. The only Delta cards with access to airport lounges are the Delta SkyMiles® Reserve American Express Card and the Delta SkyMiles® Reserve Business American Express Card.

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About Jarrod West

Boasting a portfolio of over 20 cards, Jarrod has been an expert in the points and miles space for over 6 years. He earns and redeems over 1 million points per year and his work has been featured in outlets like The New York Times.

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