The Citi ThankYou Points program lets members earn points toward travel when making purchases with any of the 3 Citi ThankYou Points credit cards: the Citi Prestige® Card, the Citi ThankYou® Premier Card, and the Citi ThankYou® Preferred Card.
(For more information on Citi’s cards, read our guide on the best Citi credit cards where we compare their perks and benefits.)
Of course, the more ThankYou Points you earn, the better your redemption options will be. So, let’s talk about how you can earn 100,000 ThankYou Points in just 90 days!
Make sure you take a look at our complete guide to earning ThankYou Points for more ways to earn tons of points!
Table of contents
Table of Contents
Why Would You Want to Earn 100k ThankYou Points?
Earning 100,000 ThankYou Points is within your grasp but what would you do with all those points once you earned them? Fortunately, there are plenty of ways to redeem ThankYou Points for maximum value!
Let’s start with the fact that there are over a dozen airline partners that allow you to make direct transfers to their loyalty programs. You can also redeem ThankYou Points for flights booked through the Citi Travel Center but be aware that this is not the best way to redeem those hard-earned points.
Travel is the by far a more valuable option. More specifically, transferring points to one of the Citi ThankYou Points airline partners is the best option.
1. Apply for Citi ThankYou Points Credit Cards
Depending on the Citi card, you may qualify to earn bonus points just for signing up.
Previous sign-up bonuses between 15,000 and 75,000 points were given after cardholders met the minimum spend requirement within their first 3 months of having the card. Often this requirement was to spend between $3,000 and $4,000.
The Citi ThankYou Points cards are listed in the table below:
|CREDIT CARD||CARD INFO|
|Citi Prestige® Card|
|Citi ThankYou® Preferred Card|
|Citi ThankYou® Premier Card|
Keep in mind that you are not eligible for the sign-up bonus from a Citi ThankYou Points card if you have opened or closed any of these 3 cards in the last 24 months. It can take up to 8 weeks for bonus points to be added to your balance once they’ve been earned.
2. Maximize Bonus Categories to Boost Your Earning
The quickest way to earn points steadily is by using the credit cards to make purchases on a regular basis. The minimum number of points you will earn for purchases is 1X point per dollar. Each card also has bonus categories like dining, entertainment, etc. that can earn anywhere from 1 – 3X points per dollar.
Here’s a breakdown of the bonus categories for each card:
|Citi Prestige® Card||Citi ThankYou® Premier Card||Citi ThankYou® Preferred Card|
|Car Rental Agencies||1x||3x||1x|
|Uber, Lyft, & Taxis||1x||3x||1x|
The Citi Prestige® Card has several bonus categories, and it also offers great perks such as a Priority Pass membership and an annual $250 airfare credit. This card is definitely the one for you if you want to earn ThankYou Points and want perks from a high-end credit card.
The Citi ThankYou® Premier Card really excels with its broad travel bonus category. Unlike the vast majority of travel rewards cards, it earns 3X points per dollar at gas stations!
And best of all, as long as your account is current, your points will never expire!
3. Citibank Banking Products and Services
Do you have a Citibank consumer checking account? If so, listen to this!
You can earn points for products and services you link to the account if you set up a minimum of 1 direct deposit and 1 bill pay per statement cycle.
Citi Private Bank, Citi Priority, and Citi Gold customers who don’t meet the requirement can still earn points by making a credit or debit transaction during the month.
What products and services can earn you more points? The list includes Home Equity Line/Loan, Savings/Money Market, Custom Credit Line, and more!
Using Those 100k+ Citi ThankYou Points
With these strategies, you’ll accumulate lots of Citi ThankYou Points. Now, don’t let them sit in your account when you can do so much with them!
Our guide to using Citi ThankYou Points has tons of ideas for using your points. For instance:
Fly to Europe: For 76,000 Singapore Airlines KrisFlyer miles, you can try one of the best first class products in the sky: Singapore Suites from New York City (JFK) to Frankfurt (FRA)! If you can’t find award space on the outbound flight, give it a try on the return flight.
Visit Vancouver: Fly first class on Cathay Pacific from New York City (JFK) to Vancouver for 70,000 miles round-trip.
Head to the Caribbean: Save miles for more flights when you spend just 15,000 miles to fly one-way to the Caribbean by using Air France/KLM Flying Blue miles to fly on Delta.
It’s time to start earning ThankYou Points. With the Citi Prestige® Card, Citi ThankYou® Premier Card, or Citi ThankYou® Preferred Card in your hand, you can’t go wrong!
Before you know it, you’ll have 100,000 points in hand, and you’ll be booking an awesome adventure!