The Amex Blue Business Plus Card

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The Amex Blue Business Plus Card

U.P. Rating ? The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

"More Membership Rewards for Your Business!"

Learn More (at Amex's secure site)

Our Verdict

As a business owner, getting a credit card that maximizes each dollar you spend does not have to be complicated or expensive. Especially when you opt for The Blue Business® Plus Credit Card from American Express.

With the Amex Blue Business Plus card, you’ll earn 2x Membership Rewards points on everyday business purchases (up to $50,000 per year; 1x thereafter) and receive great purchase protections and free employee cards, all for no annual fee (see rates and fees).

The simple and straightforward earning structure makes it a great fit for those looking to earn flexible rewards, without having to fixate on which purchases earn the most points.

  • Welcome Bonus & Info (Partner Content)
    • Earn 15,000 Membership Rewards® points after you spend $3,000 in eligible purchases on the Card within your first 3 months of Card Membership.
    • Earn 2X Membership Rewards® points on everyday business purchases such as office supplies or client dinners. 2X applies to the first $50,000 in purchases per year, 1 point per dollar thereafter.
    • You’ve got the power to use your Card beyond its credit limit* with Expanded Buying Power.
    • *The amount you can spend above your credit limit is not unlimited. It adjusts with your use of the Card, your payment history, credit record, financial resources known to American Express, and other factors.
    • 0.0% intro APR on purchases for 12 months from the date of account opening, then a variable rate, 13.24% - 19.24%, based on your creditworthiness and other factors at account opening.
    • No Annual Fee
    • Terms Apply


  • 2x Membership Rewards points per $1 on everyday business purchases (up to $50,000 per year)
  • Purchase protection and extended warranty protection
  • No annual fee
  • Employee cards at no additional cost (see rates and fees).


  • No unique bonus categories, and 2x earnings are capped at $50,000 in spend
  • No elite travel benefits like lounge access or elite status
  • Charges foreign transaction fees

Current Welcome Offer

Earn 15,000 Membership Rewards® points after you spend $3,000 in eligible purchases on the Card within your first 3 months of Card Membership. Terms apply.

Don’t Get If

  • You want a card that offers bonus categories to help you maximize the purchases your business spends the most on
  • Your business spends significantly more than $50,000 each year

Great Card If

  • You like a straightforward earning structure
  • You’re looking for a business card without an annual fee

Apply for The Amex Blue Business Plus Card

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