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Real estate investing is one of the few proven ways to generate wealth, and it’s a time-tested way to protect your assets in something that you can physically see and touch.
If you’re a real estate investor, you probably know all about the benefits, including numerous tax benefits, the tendency for real estate to appreciate like clockwork, and much more.
But one of the drawbacks of real estate is that except for some niche strategies, real estate investing can be capital intensive.
In this guide, we’ll show you the best business credit cards to keep in your wallet as a real estate investor.
What To Look For in a Business Credit Card for Real Estate Investors
Real estate investors generally spend a lot of money on home improvement expenses. They may also spend large sums of money on maintenance, like landscaping, repairs, and more.
But 1 thing is for sure: most real estate investing strategies entail more spending than other types of businesses.
So, what we looked for in a business credit card perfect for real estate investors is the ability to earn uncapped rewards, and, ideally, bonus points for large transactions (you probably have a bunch of those as a real estate investor).
In addition, we looked for bonus categories where you can earn points on common real estate expenses. It can be difficult figuring out which bonus categories would be relevant to you without knowing your exact real estate niche, but many niches also include marketing expenses.
1.5x points on purchases in key business categories, as well as eligible purchases of $5,000 or more everywhere else (up to $2 million in purchases per year)
Earn $350 when you spend $3,000 in the first 3 months and an additional $400 when you spend $6,000 on purchases in the first 6 months.
Annual fee of $0
5% cash-back on purchases at office supply stores and on cellular, landline, internet, and cable TV services (up to $25,000 in combined purchases per cardmember year)
Earn 2% cash-back on purchases at gas stations and restaurants (up to $25,000 in combined purchases per cardmember year)
Best Overall Business Cards
As a real estate investor, you might have an assortment of different expenses, so it can seem overwhelming trying to figure out cards that offer these bonus categories.
As you’ll find out, you don’t necessarily need to do that. Find a single card that rewards you for as many business categories as possible, and use those to scale your expenses!
Ideally, a business card will have a high spending limit, especially if you’re routinely doing renovation projects and paying contractors. Those expenses can add up quickly, and if you’re not careful, you can max out your cards!
So without further ado, let’s get into our best business cards for real estate investors.
The Business Platinum Card® from American Express (Top Pick, No Preset Spending Limit*)
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.
This card is ideal for business travelers who enjoy luxury travel and are looking for a card loaded with benefits!
This card is ideal for business travelers who enjoy luxury travel and are looking for a card loaded with benefits!
Earn 150,000 Membership Rewards® points after you spend $20,000 in eligible purchases on the Card within the first 3 months of Card Membership.
150,000 points
$3,300
$695
18.99% - 27.99% Variable
Upgraded Points credit ranges are a variation of FICO®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.
When you factor in the large number of perks that the card offers like the best airport lounge access at over 1,400 lounges, along with tons of annual credits, it’s easy to see why this card can is a top option for frequent traveling business owners.
Pros
5x Membership Rewards points per $1 on flights and prepaid hotels at Amex Travel
Access to over 1,400 worldwide airport lounges as part of the American Express Global Lounge Collection
Get 50% more Membership Rewards points (1.5 points per $1) on eligible purchases in key business categories, as well as on purchases of $5,000 or more (cap applies)
Welcome Offer: Earn 150,000 Membership Rewards® points after you spend $20,000 in eligible purchases on the Card within the first 3 months of Card Membership.
5X Membership Rewards® points on flights and prepaid hotels on AmexTravel.com, and 1X points for each dollar you spend on eligible purchases.
Earn 1.5X points (that’s an extra half point per dollar) on each eligible purchase at US construction material, hardware suppliers, electronic goods retailers, and software & cloud system providers, and shipping providers, as well as on purchases of $5,000 or more, on up to $2 million per Card Account per calendar year. Purchases eligible for multiple additional point bonuses will only receive the highest eligible bonus.
Unlock over $1,000 in statement credits on select purchases, including tech, recruiting and wireless in the first year of membership with the Business Platinum Card®. Enrollment required. See how you can unlock over $1,000 annually in credits on select purchases with the Business Platinum Card®, here.
$200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees are charged by the airline to the Card.
$199 CLEAR® Plus Credit: Use your card and get up to $199 in statement credits per calendar year on your CLEAR® Plus Membership (subject to auto-renewal) when you use the Business Platinum Card®.
The American Express Global Lounge Collection® can provide an escape at the airport. With complimentary access to more than 1,400 airport lounges across 140 countries and counting, you have more airport lounge options than any other credit card issuer on the market as of 03/2023.
The card also earns 1.5x points on eligible purchases in key business categories, as well as on purchases of $5,000 or more everywhere else (up to $2 million in purchases per calendar year). This can be very handy for real estate investors, where your contractor and materials costs, as well as tax payments, might easily eclipse $5,000.
Hot Tip: The Amex Business Platinum card is one of the few cards that can earn bonus points at U.S. construction material and hardware suppliers, as well as electronic goods retailers, and more.
Another significant benefit of this card is that you won’t be restricted to any preset spending limit* in the way you might be with a traditional credit card. American Express will evaluate your spending habits and allow you to spend large amounts of money if they believe you can pay it back.
That’s an incredible value proposition for real estate investors when you consider the fact that real estate expenses can be very high.
Some of the “givens” you’ll get with this card are purchase protection, return protection, extended warranty coverage, travel insurance, and QuickBooks integrations (to manage business expenses).
Why We Like Earning Amex Membership Rewards Points
If you have this card, you’ll earn Amex Membership Rewards points, which are redeemable for gift cards, statement credits, merchandise, charitable donations, and travel bookings through AmexTravel.com.
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.
The Ink Business Unlimited card is a stellar option for business owners looking for a no-fuss uncapped 1.5% cash-back card without an annual fee.
The Ink Business Unlimited card is a stellar option for business owners looking for a no-fuss uncapped 1.5% cash-back card without an annual fee.
Earn $900 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening.
$900
$900
$0
0% intro APR on purchases for 12 months; variable 18.49% - 24.49% thereafter
Upgraded Points credit ranges are a variation of FICO®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.
Good to Excellent (670-850)
As a business owner, you likely keep pretty busy and probably prefer a credit card that just keeps things simple.
If so, the Ink Business Unlimited® Credit Card might be just the card for you. From zero annual fee to a flat cash-back rate, the card is a no-frills option that you don’t have to think twice about.
Don’t forget too, 0% intro APR on purchases for 12 months; variable 18.49% - 24.49% thereafter
Pros
1.5% cash-back on all purchases
No annual fee
0% intro APR on purchases for 12 months; variable 18.49% - 24.49% thereafter
The Ink Business Unlimited card is a superb credit card for those who want to earn straightforward rewards without worrying about bonus categories.
This credit card is fantastic because it comes with a substantial welcome bonus and it earns a flat 1.5% cash-back on all business purchases, regardless of category. It also earns uncapped rewards, so you’ll earn 1.5% cash-back with no ceiling.
But perhaps the best aspect is that you can convert your 1.5% cash-back to 1.5x Chase Ultimate Rewards points if you also hold Ultimate Rewards credit cards like the Chase Sapphire Preferred® Card or the Chase Sapphire Reserve®.
The cherry on top is the fact that this credit card has no annual fee, and you might love the introductory 0% APR benefit to help you avoid accruing interest on balances.
Other appreciated benefits are the ability to add employee cards at no additional cost, primary rental car insurance, purchase protection, zero liability fraud protection, and extended warranty protection for your business.
Why We Like Earning Chase Ultimate Rewards Points
The Ink Business Unlimited card ordinarily earns cash-back, but as we mentioned earlier, you can turn the cash-back into Ultimate Rewards points, which are worth around 2 cents per point. That’s an easy way to double your return on spend!
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.
Get 4x points in 2 select categories where your business spends the most each month (on your first $150,000 spent each year).
Get 4x points in 2 select categories where your business spends the most each month (on your first $150,000 spent each year).
Earn 100,000 Membership Rewards® points after you spend $15,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership.*
100,000 points
$2,200
$375
18.99% - 27.99% Variable,0% on purchases for 6 months from date of account opening
Upgraded Points credit ranges are a variation of FICO®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.
The card earns a whopping 4x points per $1 in the 2 categories (from a list of 6) that your business spends the most money on each month. With no need to opt-in or preselect your categories, so you can focus on what matters most — running your business.
Pros
4x points per dollar spent on your 2 highest purchase categories each month up to $150,000 each calendar year in purchases; categories include:
Transit purchases including trains, taxicabs, rideshare services, ferries, tolls, parking, buses, and subways
U.S. purchases made from electronic goods retailers and software & cloud system providers
Monthly wireless telephone service charges made directly from a wireless telephone service provider in the U.S.
U.S. purchases at gas stations
U.S. purchases at restaurants, including takeout and delivery
Purchases at U.S. media providers for advertising in select media (online such as Google Ads, Facebook Ads, plus TV and radio)
3x points per dollar on flights and prepaid hotels booked on amextravel.com using your Business Gold Card
Welcome Offer: Earn 100,000 Membership Rewards® points after you spend $15,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership.*
0% Intro APR ¤ for 6 months from the date of account opening on purchases eligible for Pay Over Time, then a 18.99% to 27.99% variable APR.*
Earn 4X Membership Rewards® points on the top two eligible categories where your business spends the most each month from 6 eligible categories. While your top 2 categories may change, you will earn 4X points on the first $150,000 in combined purchases from these categories each calendar year (then 1X thereafter). Only the top 2 categories each billing cycle will count towards the $150,000 cap.*
Earn 3X Membership Rewards® points on flights and prepaid hotels booked on amextravel.com using your Business Gold Card.*
Earn up to $20 in statement credits monthly after you use the Business Gold Card for eligible U.S. purchases at FedEx, Grubhub, and Office Supply Stores. This can be an annual savings of up to $240. Enrollment required.
Get up to a $12.95** statement credit back each month after you pay for a monthly Walmart+ membership (subject to auto-renewal) with your Business Gold Card. **Up to $12.95 plus applicable taxes on one membership fee.*
The Business Gold Card now comes in three metal designs: Gold, Rose Gold and Limited Edition White Gold. White Gold design is only available while supplies last. Make your selection when you apply on Americanexpress.com.
*Terms Apply
Financial Snapshot
APR: 18.99% - 27.99% Variable,0% on purchases for 6 months from date of account opening
The Amex Business Gold card is one of the mainstay options for business owners. It’s easy to see why this card is one of our favorite picks because of its extraordinary bonus categories.
This card earns 4x Membership Rewards points on the top 2 categories in which your business spends the most every month (up to $150,000 in combined purchases every calendar year):
Transit purchases including trains, taxicabs, rideshare services, ferries, tolls, parking, buses, and subways
U.S. purchases made from electronic goods retailers and software & cloud system providers
Monthly wireless telephone service charges made directly from a wireless telephone service provider in the U.S.
U.S. purchases at gas stations
U.S. purchases at restaurants, including takeout and delivery
Purchases at U.S. media providers for advertising in select media (online, TV, radio)
There are some familiar categories like advertising, shipping, and gas stations, as well as some new categories like restaurants and technology providers.
One of the biggest benefits of this card is that you get to enjoy these 4x bonus categories without having to worry about choosing which bonus categories — they’re automatically chosen to earn you the most points every month.
If you spend $150,000 in a year on these purchases, you’d end up with 600,000 Amex Membership Rewards points, which is worth around $13,000+! You’ll also earn 3x points on flights and prepaid hotels booked through AmexTravel.com, and 1x points on all other eligible purchases. You can’t forget about the welcome offer, either.
Similar to the Amex Business Platinum card, the Amex Business Gold card doesn’t have a preset spending limit*, which could seriously help you make the purchases and transactions you need to manage your business. Normal cards can’t do that.
The other benefits you will get include extended warranty coverage, secondary car rental insurance, travel insurance, and purchase protection.
Bottom Line: The Amex Business Gold card is a fantastic choice if you’re a real estate investor that tends to spend a lot on business meals, advertising, and gas stations.
Ink Business Preferred® Credit Card (Excellent Overall Business Card)
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.
The Ink Business Preferred card is hard to beat, with a huge welcome bonus offer and 3x points per $1 on the first $150,000 in so many business categories.
The Ink Business Preferred card is hard to beat, with a huge welcome bonus offer and 3x points per $1 on the first $150,000 in so many business categories.
Earn 90k bonus points after you spend $8,000 on purchases in the first 3 months from account opening. That's $900 cash back or $1,125 toward travel when redeemed through Chase Travel℠.
90,000 points
$1,800
$95
21.24%-26.24% Variable
Upgraded Points credit ranges are a variation of FICO®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.
Good to Excellent (670-850)
The Ink Business Preferred® Credit Card is a powerhouse for earning lots of points from your business purchases, especially for business owners that spend regularly on ads.
Plus the card offers flexible redemption options, including access to Chase airline and hotel transfer partners where you can achieve outsized value.
Business owners will also love the protections the card provides like excellent cell phone insurance, rental car insurance, purchase protection, and more.
Pros
3x Ultimate Rewards points per $1 on up to $150,000 in combined purchases on internet, cable and phone services, shipping expenses, travel, and ads purchased with search engines or social media sites
Cell phone protection
Purchase protection
Cons
No elite travel benefits like airport lounge access
Earn 90k bonus points after you spend $8,000 on purchases in the first 3 months from account opening. That's $900 cash back or $1,125 toward travel when redeemed through Chase Travel℠
Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year. Earn 1 point per $1 on all other purchases
Round-the-clock monitoring for unusual credit card purchases
With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.
Redeem points for cash back, gift cards, travel and more - your points don't expire as long as your account is open
Points are worth 25% more when you redeem for travel through Chase Travel℠
Purchase Protection covers your new purchases for 120 days against damage or theft up to $10,000 per claim and $50,000 per account.
The Ink Business Preferred card is one of our top business credit cards overall, and it’s a popular choice for real estate investors. This card offers a huge welcome bonus, lots of perks, and a low annual fee.
This is an Ultimate Rewards card that allows you to earn 3x points on your first $150,000 spent every cardmember year on these business categories:
Travel
Shipping purchases
Internet, cable, and phone services
Advertising purchases with social media sites and search engines
Although you probably won’t be spending a whole lot on travel and shipping purchases in your everyday life as a real estate investor, the advertising and telecommunications categories could come in handy.
You will also earn 5x points per dollar on Lyft purchases through March 31, 2025.
These points are redeemable for airline and hotel transfers, travel with a 25% bonus (1.25 cents per point) when booked through the Chase travel portal, Pay Yourself Back, as well as gift cards, cash-back, and more.
This card comes with purchase protection, extended warranty coverage, cell phone protection insurance, primary rental car collision insurance, other travel protections, and no foreign transaction fees.
Alternative Business Credit Cards
If you’re a real estate investor and the card recommendations above don’t jive with you, we’ve also put together a list of alternative business credit cards that might fit your needs.
Ink Business Cash® Credit Card (No Annual Fee, Best for Cash-Back Across Multiple Categories)
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.
This card offers great rewards and no annual fee. Any new business owner that needs to get going will enjoy this card.
This card offers great rewards and no annual fee. Any new business owner that needs to get going will enjoy this card.
Earn $350 when you spend $3,000 on purchases in the first three months and an additional $400 when you spend $6,000 on purchases in the first six months after account opening.
Up to $750
Up to $750
$0
0% intro APR on purchases for 12 months; 18.49% - 24.49% variable thereafter.
Upgraded Points credit ranges are a variation of FICO®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.
Good to Excellent (670-850)
The Ink Business Cash® Credit Card has a lot going for it that makes it a compelling choice for small business owners. The card features a very lucrative 5% back on up to $25,000 spent in combined purchases at office supply stores and on cellular phone, landline, internet, and cable TV services each account anniversary year.
When you factor in that the card has no annual fee, and 0% intro APR on purchases for 12 months; variable 18.49% - 24.49% thereafter, you could be adding big value back into your business for no cost out of pocket.
Pros
Earn 5% back on up to $25,000 spent in combined purchases at office supply stores and on cellular phone, landline, internet, and cable TV services each account anniversary year
Earn 2% back on up to $25,000 spent in combined purchases at gas stations and restaurants, and 1% back on all other purchases
10% Business Relationship Bonus if you have the Ink Business Cash card plus a Chase Business Checking account on your first card anniversary
Earn $350 when you spend $3,000 on purchases in the first three months and an additional $400 when you spend $6,000 on purchases in the first six months after account opening
Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year
Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year. Earn 1% cash back on all other purchases
10% Business Relationship Bonus If you have the Ink Business Cash card plus a Chase Business Checking account on your first card anniversary
With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.
No Annual Fee
Redeem rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards®.
0% introductory APR for 12 months on purchases
Member FDIC
Financial Snapshot
APR: 0% intro APR on purchases for 12 months; 18.49% - 24.49% variable thereafter.
Foreign Transaction Fees: 3% of each transaction in U.S. dollars
The Ink Business Cash card offers a niche value proposition without the burden of an annual fee.
This card will earn 5% cash-back on up to $25,000 in purchases every cardmember year on cell phone, landline, internet, and cable TV purchases and at office supply stores. Lyft purchases also earn 5% cash-back through March 31, 2025.
Also, the card will earn 2% cash-back on the first $25,000 in purchases every cardmember year on gas stations and dining purchases. You’ll earn 1% cash-back elsewhere.
If you happen to have large transactions at office supply stores as a real estate investor, this card can offer you some of the best rewards.
Your 5%, 2%, and 1% cash-back is convertible to 5x, 2x, and 1x Ultimate Rewards points, respectively, if you have an Ultimate Rewards card like the Chase Sapphire Preferred card.
Other benefits include no annual fee, zero liability fraud protection, primary rental car insurance, and a 0% introductory APR perk.
The Blue Business® Plus Credit Card from American Express (No Annual Fee, 2x Points)
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.
Earn Membership Rewards for your business spending the easy way: get 2x points for the first $50,000 in purchases per year.
Earn Membership Rewards for your business spending the easy way: get 2x points for the first $50,000 in purchases per year.
Earn 15,000 Membership Rewards® points after you spend $3,000 in eligible purchases on the Card within your first 3 months of Card Membership.
15,000 points
$330
No annual fee
17.99% - 25.99% Variable,0% on purchases for 12 months from date of account opening
Upgraded Points credit ranges are a variation of FICO®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.
With the Amex Blue Business Plus card, you’ll earn 2x Membership Rewards points on everyday business purchases throughout the year (up to $50,000; 1x thereafter) and receive purchase protections and no-additional-charge employee cards all for no annual fee (see rates and fees).
The simple and straightforward earning structure makes it a great fit for those looking to earn flexible rewards, without having to fixate on which purchases earn the most points.
Let’s take look at all that the Amex Blue Business Plus card has to offer.
Pros
2x Membership Rewards points per $1 on everyday business purchases (up to $50,000; 1x thereafter)
Purchase protection and extended warranty protection
No annual fee and employee cards at no additional cost
Cons
No unique bonus categories and 2x earnings are capped at $50,000 in annual spend
No elite travel benefits like lounge access or elite status
Earn 15,000 Membership Rewards® points after you spend $3,000 in eligible purchases on the Card within your first 3 months of Card Membership.
0.0% intro APR on purchases for 12 months from the date of account opening, then a variable rate, 17.99% - 25.99%, based on your creditworthiness and other factors at account opening. APR will not exceed 29.99%
Earn 2X points on everyday business purchases such as office supplies or client dinners. 2X applies to the first $50,000 in purchases per year, 1 point per dollar thereafter. Terms and limitations apply.
You’ve got the power to spend beyond your credit limit* with Expanded Buying Power. *The amount you can spend above your credit limit is flexible, so it adapts with your use of the Card, your payment history, credit record, financial resources known to us, and other factors. Just remember, the amount you can spend with Expanded Buying Power is not unlimited.
No Annual Fee
Terms Apply.
Financial Snapshot
APR: 17.99% - 25.99% Variable,0% on purchases for 12 months from date of account opening
Foreign Transaction Fees: 2.7% of each transaction after conversion to US dollars.
The Amex Blue Business Plus card is, without a doubt, one of the most rewarding small business credit cards. This card earns a straightforward 2x points on everyday business purchases, up to $50,000 per year, then 1x thereafter.
You’ll also be able to access a useful 0% introductory APR, in addition to Expanded Buying Power**, purchase protection, extended warranty coverage, no-annual-fee employee cards, and access to Amex Membership Rewards (rates & fees).
The only drawback of this card is that the 2x points earning is capped at $50,000 per year. This might be fine if you’re a small-scale real estate investor, but once you build up your portfolio, you might burn through $50,000 pretty quickly.
Final Thoughts
Real estate investors have plenty of options to earn rewards with credit card spending. But only a handful of cards offer worthwhile benefits and rewards that can help you maximize your purchases.
With names like the Amex Business Platinum card, the Ink Business Unlimited card, the Amex Business Gold card, and the Ink Business Preferred card, it’s easy to jumpstart your rewards!
Be sure to compare and contrast the different benefits and points you’re looking for, whether it’s awesome airport lounge access, massive bonus categories of up to 5x points, a low annual fee, or straightforward earning structures.
*No Preset Spending Limit on an American Express card means your spending limit is flexible. Unlike a traditional card with a set limit, the amount you can spend adapts based on factors such as your purchase, payment, and credit history.
**With Expanded Buying Power, the amount you can spend above your credit limit is flexible, so it adapts with your use of the card, your payment history, credit record, financial resources known to American Express, and other factors. Just remember, the amount you can spend with Expanded Buying Power is not unlimited.
For the extended warranty and purchase protection benefits of The Business Platinum Card® from American Express, eligibility and benefit level varies by card. Terms, conditions and limitations apply. Visit americanexpress.com/benefitsguide for more details. Underwritten by AMEX Assurance Company.
For the return protection benefit of The Business Platinum Card® from American Express, eligibility and benefit level varies by card. Terms, conditions and limitations apply. Visit americanexpress.com/benefitsguide for more details.
For the car rental collision damage coverage benefit of the American Express® Business Gold Card, eligibility and benefit level varies by card. Terms, conditions and limitations apply. Visit americanexpress.com/benefitsguide for more details. Underwritten by AMEX Assurance Company. Car rental loss or damage coverage is offered through American Express Travel Related Services Company, Inc.
For the extended warranty and purchase protection benefits of the American Express® Business Gold Card, eligibility and benefit level varies by card. Terms, conditions and limitations apply. Visit americanexpress.com/benefitsguide for more details. Underwritten by AMEX Assurance Company.
For the extended warranty and purchase protection benefits of The Blue Business® Plus Credit Card from American Express, eligibility and benefit level varies by card. Terms, conditions and limitations apply. Visit americanexpress.com/benefitsguide for more details. Underwritten by AMEX Assurance Company.
For rates and fees of The Business Platinum Card® from American Express, click here. For rates and fees of the American Express® Business Gold Card, click here. For rates and fees of The Blue Business® Plus Credit Card from American Express, click here.
This bonus value is an estimated valuation calculated by UP after analyzing redemption options, transfer partners, award availability and how much UP would pay to buy these points.
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