Delta Amex Cards Get a Major Overhaul With Increased Annual Fees, New Statement Credits

Updated: April 17, 2025, 5:35pm CDT

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Table of Contents

Overview of Delta Credit Card Changes
Delta Reserve Card and Delta Reserve Business Card Changes
Delta Platinum Card and Delta Platinum Business Card Changes
Delta Gold Card and Delta Gold Business Card Changes
Sky Club Access Changes
Final Thoughts

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A major shakeup to Delta American Express cards is coming.

Let’s start with the downside: Annual fees across all cards are increasing. In line with Amex’s usual approach, new merchant-specific credits are being introduced to help justify the higher costs.

These fresh perks include credits for Resy dining, ride-sharing services like Uber and Lyft, and bookings made through “Delta Stays,” which covers hotels and vacation rentals reserved via Delta’s website. This style of segmented, coupon-like benefits isn’t new, and Delta’s inclusion in the trend was likely inevitable.

On the bright side, the Companion Certificate benefit is becoming more valuable, and perks that we love, such as free checked baggage and a 15% discount on SkyMiles bookings, remain intact. Here’s everything you need to know.

Overview of Delta Credit Card Changes

There’s a lot to digest, so here’s a quick glance at what’s changing with Delta Amex cards:

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Card	New Benefits	New Annual Fee	Previous Annual Fee
Delta SkyMiles^® Gold American Express Card	$100 Delta Stays credit (on prepaid hotel or vacation rentals booked via Delta.com) $200 Delta flight credit after spending $10,000 in a calendar year (up from $100 Delta credit)	$0 introductory annual fee for the first year, then $150 (rates & fees)	$0 introductory annual fee for the first year, then $99
Delta SkyMiles^® Platinum American Express Card	Up to $120 annual Resy credit ($10 per month at U.S. Resy restaurants) Up to $120 annual ride-share credit ($10 per month on U.S. Uber and Lyft purchases) $150 Delta Stays credit (on prepaid hotel or vacation rentals booked via Delta.com) Expanded Companion Certificate destinations $2,500 Medallion Qualification Dollars (MQD) Boost and earn an additional $1 MQD for every $20 in eligible purchases	$350 (rates & fees)	$250
Delta SkyMiles^® Reserve American Express Card	Up to $240 annual Resy credit ($20 per month at U.S. Resy restaurants) Up to $120 annual ride-share credit ($10 per month on U.S. Uber and Lyft purchases) $200 Delta Stays credit (on prepaid hotel or vacation rentals booked via Delta.com) $2,500 Medallion Qualification Dollars (MQD) Boost and earn an additional $1 MQD for every $10 in eligible purchases	$650 (rates & fees)	$550
Delta SkyMiles^® Gold Business American Express Card	$150 Delta Stays credit (on prepaid hotel or vacation rentals booked via Delta.com) $200 Delta flight credit after spending $10,000 in a calendar year (up from $100 Delta credit) 2x miles on Delta purchases and at restaurants worldwide, plus takeout and delivery in the U.S. 2x miles on U.S. shipping providers and U.S. advertising purchases in select media (on up to $50,000 of eligible purchases per category, per year)	$0 introductory annual fee for the first year, then $150 (rates & fees)	$0 introductory annual fee for the first year, then $99
Delta SkyMiles^® Platinum Business American Express Card	Up to $120 annual Resy credit ($10 per month at U.S. Resy restaurants) Up to $120 annual ride-share credit ($10 per month on U.S. Uber and Lyft purchases) $200 Delta Stays credit (on prepaid hotel or vacation rentals booked via Delta.com) 1.5x miles on transit, U.S. shipping, and purchases of $5,000 or more (up to $100,000 per year) Expanded Companion Certificate destinations $2,500 Medallion Qualification Dollars (MQD) Boost and earn an additional $1 MQD for every $20 in eligible purchases	$350 (rates & fees)	$250
Delta SkyMiles^® Reserve Business American Express Card	Up to $240 annual Resy credit ($20 per month at U.S. Resy restaurants) Up to $120 annual ride-share credit ($10 per month on U.S. Uber and Lyft purchases) $250 Delta Stays credit (on prepaid hotel or vacation rentals booked via Delta.com) $2,500 Medallion Qualification Dollars (MQD) Boost and earn an additional $1 MQD for every $10 in eligible purchases 1.5x miles on transit, U.S. shipping, U.S. office supply stores, and on purchases after spending $150,000	$650 (rates & fees)	$550

Delta Reserve Card and Delta Reserve Business Card Changes

The Delta Reserve Card annual fee will increase from $550 to $650, with the Delta Reserve Business Card increasing from $550 to $650. However, new credits and perks for both cardholders include:

Up to $240 annual Resy credit (up to $10 per month at U.S. Resy restaurants). Enrollment is required.
Up to $120 annual ride-share credit (up to $10 per month on U.S. Uber and Lyft purchases). Enrollment is required.
$2,500 Medallion Qualification Dollars (MQD) Boost and earn an additional $1 MQD for every $10 in eligible purchases.
Limited to 15 Delta Sky Club visits (a “visit” is unlimited access within a 24-hour period) starting February 1, 2025.

The only main difference between the 2 cards is that Delta Reserve cardholders receive a new $150 Delta Stays credit (on prepaid hotel or vacation rentals booked via Delta.com), while Delta Reserve Business cardholders will receive a higher $200 Delta Stays credit.

Delta Platinum Card and Delta Platinum Business Card Changes

The Delta Platinum Card’s new annual fee of $350 is an increase from $250. Likewise, the Delta Business Platinum’s annual fee rose to $350 from $250 as well. Here’s an overview of the added perks and credits:

Up to $120 annual Resy credit (up to $10 per month at U.S. Resy restaurants). Enrollment required.
Up to $120 annual ride-share credit (up to $10 per month on U.S. Uber and Lyft purchases). Enrollment is required.
Annual Companion Certificate will include destinations such as Alaska, Hawaii, Mexico, and the Caribbean — in addition to the U.S. lower 48.
$2,500 Medallion Qualification Dollars (MQD) Boost and earn an additional $1 MQD for every $20 in eligible purchases

Delta Platinum cardholders will now receive a new $150 Delta Stays credit (on prepaid hotel or vacation rentals booked via Delta.com), and Delta Platinum Business cardholders will receive a $200 Delta Stays credit.

Unique to the Delta Platinum Business card, cardholders can earn 1.5x miles on transit, U.S. shipping, and purchases of $5,000 or more (up to $100,000 per year).

Delta Gold Card and Delta Gold Business Card Changes

For the Delta Gold Card, the annual fee goes up from $99 to $0 introductory annual fee for the first year, then $150. As for the Delta Gold Business Card, the annual fee goes up from $99 to $0 introductory annual fee for the first year, then $150.

Delta Gold cardholders now get a $100 credit for Delta Stays, which applies to prepaid hotel or vacation rental bookings made through Delta.com. Meanwhile, those with the Delta Gold Business card receive a slightly higher $150 Delta Stays credit.

Finally, the flight credit for hitting $10,000 in annual spending has improved. Both cardholders will now earn a $200 Delta flight credit, up from the previous $100 reward.

Sky Club Access Changes

Starting February 1, 2025, there will be a limit on Sky Club visits measured by 24 hours. Cardholders of the Delta Reserve card and Delta Reserve Business card will be allotted 15 days per year. (If you happen to have both cards, you get 30 visits annually).

That said, cardholders can purchase Sky Club access for $50 per entry thereafter. Alternatively, you can spend $75,000 annually on the Delta Reserve card or Delta Reserve Business card to earn unlimited Sky Club access for the year in which the spending threshold is met, plus the following Medallion year. (Delta began tracking spending on these cards on January 1, 2024, for the 2025 Medallion year.)

Delta Sky Club HNL Access — Image Credit: Stella Shon

Finally, Delta will sell lounge memberships to Medallion members, which will cost $695 for an individual membership or $1,495 for an executive membership.

Final Thoughts

Do the new statement credits justify higher annual fees? For some travelers, the answer is likely no. And with unlimited visits to Sky Clubs ending in early 2025, it’s getting more difficult to see the value in some of Delta’s top-tier credit cards.