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Amex Delta Platinum & Reserve Cards: How To Use the Monthly Ride-Share Credit [2024]

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Julian Kheel
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Julian Kheel

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Julian Kheel first learned the ins and outs of credit card rewards and travel loyalty programs while flying more than 200,000 miles a year as a TV producer and director for World Wrestling Entertainme...
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When American Express recently added new benefits to its family of Delta credit cards, one of them was a new set of monthly credits that can be used with various ride-sharing services (upon enrollment). While not everyone uses ride-shares on a regular basis, it’s important to take advantage of as many of these new perks as possible, especially since the annual fees on Delta’s credit cards also recently increased.

But you can’t just start charging rides to your Delta credit card and expect to get them free. It’s a little more complicated than that. Let’s take a look at how to use these new credits so you can be sure you’re getting your money’s worth.

Which Delta Cards Have Monthly Ride-Share Credits?

This new ride-share perk doesn’t extend to the entire family of Delta co-branded credit cards — here’s the list of cards that now feature up to $10 in monthly ride-share credits:

Since all 4 of these cards have the identical ride-share benefit, you’ll want to explore the other differences across the cards if you’re trying to decide which may be right for you.

Delta Platinum Card and Delta Platinum Business Card

The Delta Platinum card and the Delta Platinum Business card are similar to each other, with 1 geared toward personal use and the other toward small businesses.

Delta SkyMiles® Platinum American Express CardTerms Apply / Rates & Fees
U.P. Rating 
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

Frequent Delta travelers will enjoy this card's bonus categories, benefits, and ability to reach higher levels of elite status.

Learn More(at Amex's secure site)

Apply With Confidence

Know if you're approved with no credit score impact

If you're approved and accept this Card, your credit score may be impacted.

Frequent Delta travelers will enjoy this card's bonus categories, benefits, and ability to reach higher levels of elite status.
Earn 50,000 Bonus Miles after you spend $3,000 in eligible purchases on your new Card in your first 6 months of Card Membership.
50,000 Bonus Miles
$600
$350
20.99%-29.99% Variable
Upgraded Points credit ranges are a variation of FICO®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.
Good to Excellent (670-850)

The Delta SkyMiles® Platinum American Express Card can be a great option for those seeking additional ways to obtain a higher level of status — or to maintain their current status — with the airline.

A key feature of this card is the ability to earn bonus Medallion Qualification Dollars (MQDs) that are essential for earning Delta status. This could help you get closer to earning a handful of valuable benefits with the airline.

Pros
  • 3x SkyMiles per $1 spent on Delta purchases
  • 3x SkyMiles per $1 spent on purchases made directly with hotels
  • 2x SkyMiles per $1 spent at restaurants (including takeout and delivery) and U.S. supermarkets
Cons
  • $350 annual fee (rates & fees)
  • Does not earn transferable rewards
  • Earn 50,000 Bonus Miles after you spend $3,000 in eligible purchases on your new Card in your first 6 months of Card Membership.
  • Receive a Companion Certificate on Main Cabin domestic, Caribbean, or Central American roundtrip flights each year after renewal of your Card. The Companion Ticket requires payment of government-imposed taxes and fees of no more than $80 for roundtrip domestic flights and no more than $250 for roundtrip international flights (both for itineraries with up to four flight segments). Baggage charges and other restrictions apply. See terms and conditions for details.
  • Receive $2,500 Medallion® Qualification Dollars each Medallion Qualification Year and get closer to Status with MQD Headstart.
  • Delta SkyMiles® Platinum American Express Card Members get 15% off when using miles to book Award Travel on Delta flights through delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees.
  • Earn $1 Medallion® Qualification Dollar for each $20 of purchases made on your Delta SkyMiles® Platinum American Express Card in a calendar year and get a boost toward achieving Medallion Status for next Medallion Year.
  • Earn 3X Miles on Delta purchases and purchases made directly with hotels.
  • Earn 2X Miles at restaurants worldwide including takeout and delivery in the U.S., and at U.S. supermarkets.
  • Earn 1X Miles on all other eligible purchases.
  • $120 Resy Credit: When you use your enrolled Delta SkyMiles® Platinum American Express Card for eligible purchases with U.S. Resy restaurants, you can earn up to $10 each month in statement credits.
  • $120 Rideshare Credit: earn up to $10 in statement credits each month after using your Delta SkyMiles® Platinum American Express Card on U.S. rideshare purchases with select providers. Enrollment required.
  • Enjoy your first checked bag free on Delta flights.
  • Receive Zone 5 Priority Boarding on Delta flights; board early, stow your carry-on bag and settle in sooner.
  • Receive either a $100 statement credit every 4 years for a Global Entry application fee or a statement credit up to $85 every 4.5 years for a TSA PreCheck® (through a TSA official enrollment provider) application fee, when charged to your Delta SkyMiles® Platinum American Express Card. Card Members approved for Global Entry will also receive access to TSA PreCheck at no additional cost.
  • Delta SkyMiles® Platinum American Express Card Members with an eligible ticket will be added to the Complimentary Upgrade list, after Delta SkyMiles Medallion Members and Reserve Card Members.
  • No Foreign Transaction Fees.
  • $350 Annual Fee.
  • Terms Apply.
Financial Snapshot
  • APR: 20.99%-29.99% Variable
  • Foreign Transaction Fees: None
Rewards Center

Delta Air Lines SkyMiles

Delta SkyMiles® Platinum Business American Express CardTerms Apply / Rates & Fees
U.P. Rating 
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

Between great perks and the potential to earn plenty of SkyMiles, this card is a must-have for frequent Delta travelers.

Learn More(at Amex's secure site)
Between great perks and the potential to earn plenty of SkyMiles, this card is a must-have for frequent Delta travelers.
Welcome Offer: Earn 65,000 Bonus Miles after spending $6,000 in purchases on your new Card in your first 6 months of Card Membership.
65,000 Bonus Miles
$780
$350
20.99% - 29.99% Variable
Upgraded Points credit ranges are a variation of FICO®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.
Good to Excellent (670-850)

As a small business owner and frequent Delta flyer, the Delta SkyMiles® Platinum Business American Express Card is your go-to credit card.

You like knowing you’re earning 3x SkyMiles per dollar for purchases with Delta; benefits like no foreign transaction fees, priority boarding, and a free checked bag for each flight only sweeten the deal (rates & fees).

Plus, you can redeem your SkyMiles for travel on Delta and its partner airlines, saving you money. It’s a no-brainer!

Pros
  • Save 15% On Award Travel With TakeOff 15. Not applicable to partner-operated flights or to taxes and fees.
  • 3x SkyMiles per $1 spent on Delta and hotel purchases
  • 1.5x SkyMiles per $1 spent on purchases of $5,000 or more, up to 50,000 additional SkyMiles per calendar year
Cons
  • $350 annual fee (rates & fees)
  • Does not earn transferable rewards
  • Welcome Offer: Earn 65,000 Bonus Miles after spending $6,000 in purchases on your new Card in your first 6 months of Card Membership.
  • Enjoy a Companion Certificate each year after renewal of your Delta SkyMiles® Platinum Business American Express Card. The Companion Ticket requires payment of government-imposed taxes and fees of no more than $80 for roundtrip domestic flights and no more than $250 for roundtrip international flights (both for itineraries with up to four flight segments). Baggage charges and other restrictions apply. See terms and conditions for details.
  • Earn 1.5X miles* on eligible transit and U.S. shipping purchases, plus single eligible purchases of $5,000 or more. Terms and miles cap apply. *If your purchase qualifies for a category that has a higher mileage accelerator, only the higher accelerator will apply.
  • Get closer to elevated Status next Medallion® Year with MQD Headstart and MQD Boost: receive $2,500 Medallion Qualification Dollars each Medallion Qualification Year and earn $1 MQD for each $20 of purchases with your Delta SkyMiles® Platinum Business American Express Card.
  • Delta SkyMiles® Platinum Business American Express Card Members save 15% when using miles to book Award Travel on Delta flights through delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees.
  • With the $120 Resy Credit, earn up to $10 per month in statement credits on eligible Resy purchases using your enrolled Card.
  • Earn up to $10 back each month after using your enrolled Delta SkyMiles® Platinum Business American Express Card for U.S. rideshare purchases with select providers.
  • Not a Medallion Member? Card Members with an eligible ticket will be added to the Complimentary Upgrade list, after Delta SkyMiles Medallion Members and Reserve Card Members.
  • Receive Zone 5 Priority Boarding on Delta flights; board early, stow your carry-on bag and settle in sooner.
  • Elevate your travel experience with an annual statement credit of up to $200 after using your Delta SkyMiles® Platinum Business American Express Card to book prepaid hotels or vacation rentals through Delta Stays on delta.com.
  • Terms and limitations apply.
Financial Snapshot
  • APR: 20.99% - 29.99% Variable
  • Foreign Transaction Fees: None
Rewards Center

Delta Air Lines SkyMiles Frequent Flyer Program

The 2 cards each feature a free checked bag when flying Delta, priority boarding, up to $120 in Resy credits each year, up to $150 in annual Delta Stays credits (up to $200 for the Delta Platinum Business card), cell phone protection, a Global Entry/TSA PreCheck application fee credit, and the ability to earn Medallion Qualification Dollars (MQDs) just by spending on the card.

The Delta Platinum card has a $350 annual fee (rates & fees), and the Delta Platinum Business card also has a $350 annual fee (rates & fees).

Delta Reserve Card and Delta Reserve Business Card

If you’re looking for a Delta credit card with all the VIP features you could ever want, the Delta Reserve card and the Delta Reserve Business card are built with high-end perks.

Delta SkyMiles® Reserve American Express CardTerms Apply / Rates & Fees
U.P. Rating 
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

Delta loyalists will love the fast track to Delta elite status, lounge access, baggage benefits, and upgrade priority with the Delta Reserve card.

Learn More(at Amex's secure site)

Apply With Confidence

Know if you're approved with no credit score impact

If you're approved and accept this Card, your credit score may be impacted.

Delta loyalists will love the fast track to Delta elite status, lounge access, baggage benefits, and upgrade priority with the Delta Reserve card.
Earn 60,000 Bonus Miles after you spend $5,000 in eligible purchases on your new Card in your first 6 months of Card Membership.
60,000 Bonus Miles
$720
$650
20.99%-29.99% Variable
Upgraded Points credit ranges are a variation of FICO®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.
Good to Excellent (670-850)

The Delta SkyMiles® Reserve American Express Card is a stellar option for frequent travelers who always fly with Delta thanks to its MQD Headstart towards status boost, lounge access, annual companion certificate, and many other great benefits.

Here is a full look at everything the Delta Reserve card can offer to you to help you decide whether the card deserves a place in your wallet.

Pros
  • 3x SkyMiles per $1 on Delta purchases
  • 1x SkyMile per $1 on all other eligible purchases
  • Card Members get 15% off when using miles to book Award Travel on Delta flights.
Cons
  • $650 annual fee (rates & fees)
  • No bonus categories other than Delta purchases
  • Earn 60,000 Bonus Miles after you spend $5,000 in eligible purchases on your new Card in your first 6 months of Card Membership.
  • Enjoy complimentary access to the Delta Sky Club. Effective 2/1/25, Reserve Card Members will receive 15 Visits per year to the Delta Sky Club; to earn an unlimited number of Visits each year starting on 2/1/25, the total eligible purchases on the Card must equal $75,000 or more between 1/1/24 and 12/31/24, and each calendar year thereafter. Once all 15 Visits have been used, Eligible Card Members may purchase additional Delta Sky Club Visits at a per-Visit rate of $50 per person using the Card.
  • Receive four Delta Sky Club® One-Time Guest Passes each year when you fly Delta so you can share the experience with family and friends.
  • Enjoy complimentary access to The Centurion® Lounge when you book a Delta flight with your Reserve Card.
  • Receive $2,500 Medallion® Qualification Dollars each Medallion Qualification Year and get closer to Status with MQD Headstart.
  • Earn $1 Medallion® Qualification Dollar for each $10 of purchases made on your Delta SkyMiles® Reserve American Express Card in a calendar year and get a boost toward achieving elevated Medallion Status for next Medallion Year.
  • Receive a Companion Certificate on First Class, Delta Comfort+®, or Main Cabin domestic, Caribbean, or Central American roundtrip flights each year after renewal of your Card. The Companion Ticket requires payment of government-imposed taxes and fees of no more than $80 for roundtrip domestic flights and no more than $250 for roundtrip international flights (both for itineraries with up to four flight segments). Baggage charges and other restrictions apply. See terms and conditions for details.
  • $240 Resy Credit: When you use your Delta SkyMiles® Reserve American Express Card for eligible purchases with U.S. Resy restaurants, you can earn up to $20 each month in statement credits. Enrollment required.
  • $120 Rideshare Credit: Earn up to $10 back in statement credits each month after you use your Delta SkyMiles® Reserve American Express Card to pay for U.S. rideshare purchases with select providers. Enrollment required.
  • Delta SkyMiles® Reserve American Express Card Members get 15% off when using miles to book Award Travel on Delta flights through delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees.
  • With your Card receive upgrade priority over other Medallion Members within the same Medallion level and fare class.
  • Delta SkyMiles® Reserve American Express Card Members with an eligible ticket will be added to the Complimentary Upgrade list, after Delta SkyMiles Medallion Members.
  • Earn 3X Miles on Delta purchases and earn 1X Miles on all other eligible purchases.
  • No Foreign Transaction Fees.
  • $650 Annual Fee.
  • Terms Apply.
Financial Snapshot
  • APR: 20.99%-29.99% Variable
  • Foreign Transaction Fees: None
Rewards Center

Delta SkyMiles Airline Loyalty Program

Delta SkyMiles® Reserve Business American Express CardTerms Apply / Rates & Fees
U.P. Rating 
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

Receive priority boarding, complimentary access to Delta Sky Club and Centurion Lounges, concierge support, and an annual companion certificate.

Learn More(at Amex's secure site)
Receive priority boarding, complimentary access to Delta Sky Club and Centurion Lounges, concierge support, and an annual companion certificate.
Welcome Offer: Earn 75,000 Bonus Miles after spending $10,000 in purchases on your new Card in your first 6 months of Card Membership.
75,000 Bonus Miles
$900
$650
20.99% - 29.99% Variable
Upgraded Points credit ranges are a variation of FICO®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.
Good to Excellent (670-850)

The Delta SkyMiles® Reserve Business American Express Card is a premium card option for small business owners who are both frequent travelers and Delta loyalists.

While the annual fee may be steep, the card comes loaded with perks and benefits that all frequent Delta flyers are sure to love. Let’s take a look at what makes the card unique, and why it may be a great fit for your wallet.

Pros
  • 3x miles per dollar on Delta purchases
  • 1.5x miles per dollar on eligible transit, U.S. shipping and office supply stores, plus all eligible purchases after you spend $150,000 in a year
  • Save 15% On Award Travel With TakeOff 15. Not applicable to partner-operated flights or to taxes and fees.
Cons
  • High annual fee
  • Does not earn many miles for purchases outside of Delta spend
  • Welcome Offer: Earn 75,000 Bonus Miles after spending $10,000 in purchases on your new Card in your first 6 months of Card Membership.
  • Enter Delta Sky Club® at no cost. Effective 2/1/25, Reserve Card Members will receive 15 Visits per year to the Delta Sky Club; to earn an unlimited number of Visits each year starting on 2/1/25, the total eligible purchases on the Card must equal $75,000 or more between 1/1/24 and 12/31/24, and each calendar year thereafter.
  • Earn 3 miles per dollar on eligible Delta purchases.
  • Get closer to elevated Status next Medallion® Year with MQD Headstart and MQD Boost: receive $2,500 Medallion Qualification Dollars each Medallion Qualification Year and earn $1 MQD for each $10 on purchases with your Delta SkyMiles® Reserve Business American Express Card.
  • Receive a Companion Certificate on First Class, Delta Comfort+®, or Main Cabin domestic, Caribbean, or Central American roundtrip flights each year after renewal of your Card. The Companion Ticket requires payment of government-imposed taxes and fees of no more than $80 for roundtrip domestic flights and no more than $250 for roundtrip international flights (both for itineraries with up to four flight segments). Baggage charges and other restrictions apply. See terms and conditions for details.
  • With the $240 Resy Credit, earn up to $20 per month in statement credits on eligible Resy purchases using your enrolled Card.
  • Earn up to $10 back each month after using your enrolled Delta SkyMiles® Reserve Business American Express Card for U.S. rideshare purchases with select providers.
  • Save 15% when booking Award Travel on Delta flights. Not applicable to partner-operated flights or to taxes and fees.
  • Not a Medallion Member? Card Members with an eligible ticket will be added to the Complimentary Upgrade list, after Delta SkyMiles Medallion Members.
  • As a benefit of Card Membership, you can check your first bag free on Delta flights, saving up to $70 on a round-trip Delta flight per person. For a family of four that’s a potential savings of up to $280 per round-trip flight.
  • When you purchase a Delta flight with your Delta SkyMiles® Reserve Business Card, you will receive complimentary access to The Centurion® Lounge or Escape Lounge – The Centurion® Studio Partner.
  • Receive Zone 5 Priority Boarding on Delta flights; board early, stow your carry-on bag and settle in sooner.
  • Elevate your travel experience with an annual statement credit of up to $250 after using your Delta SkyMiles® Reserve Business American Express Card to book prepaid hotels or vacation rentals through Delta Stays on delta.com.
  • Pay no foreign transaction fees when you travel overseas.
  • Terms and limitations apply.
Financial Snapshot
  • APR: 20.99% - 29.99% Variable
  • Foreign Transaction Fees: None
Rewards Center

Delta SkyMiles Frequent Flyer Program

With either card, you’ll get complimentary access to both Amex Centurion Lounges (when you book your same-day Delta flight with your Delta Reserve card or Delta Reserve Business card) and Delta Sky Clubs (when flying on Delta), up to $240 in annual Resy credits, eligibility for complimentary upgrades on Delta, a first checked bag free and priority boarding, and starting on your first cardmember anniversary and each year thereafter, a Companion Certificate that can be used in first class, Comfort+, or Main Cabin for just the cost of taxes and fees.

The Delta Reserve card has a $650 annual fee (rates & fees), and the Delta Reserve Business card also has a $650 annual fee (rates & fees).

How To Enroll for the Ride-Share Credits

If you have one of the 4 Delta cards with these new monthly ride-share credits, it’s extremely important that you enroll your card in this benefit before attempting to use it. Any ride-share charges made to your Delta credit card won’t earn any credits if you haven’t first enrolled the card.

Fortunately, enrollment is relatively simple, and you only have to do it once. Log into your American Express account online and scroll to the Benefits Dashboard, where you’ll find the option to enroll in various features of your Delta credit card, including the ride-share credits.

Delta ride share enrollment
Don’t forget to enroll your card in the ride-share credits before using it. Image Credit: American Express

Or, if you prefer, you can also enroll by calling the number on the back of your card. Just keep in mind that regardless of which method you use, enrollment may take up to 24 hours to take effect, so plan accordingly.

Which Ride-Share Services Count for the Credits?

The good news is you don’t have to guess whether a specific ride-share service will count toward earning the monthly credits. That’s because, according to the terms and conditions of this benefit, there are exactly 5 ride-share services that are eligible: Alto, Curb, Level, Revel, and Uber.

Most people are already familiar with Uber and Lyft, but the other services might be new to you.

Curb is an app that lets you request and pay for taxis — it’s available in over 30 cities, including Boston, Chicago, Los Angeles, Miami, New York City, Philadelphia, and Washington, D.C.

Revel is a company that owns and operates a fleet of all-electric vehicles in New York City and some of the surrounding area.

Alto features luxury vehicles with service in Dallas, Houston, Los Angeles, and Miami.

Ride-Sharing Overseas

Of the 5 eligible ride-share services, only Uber operates outside of the U.S. and Canada. However, the monthly credits can only be earned on rides in the U.S., so don’t plan to try and use them when you’re overseas or across the border.

Food Delivery and Other Ride-Share Services

In addition to ride-shares, some of these companies offer other services, such as Uber Eats for food delivery and Lyft’s scooters and bike rentals. However, the terms of the monthly credits specifically note that:

“Eligible purchases do not include delivery services (for example, food, packages, groceries, pet food, toys or retail clothing), bikeshare, scooter, car rental, transit, membership, or any other non-rideshare services offered by the rideshare providers.”

So you’ll likely be out of luck if you try to use these credits for anything but ride-shares. But if you’re able to take advantage of one of these ride-share services regularly, either in your home city or when you travel, these credits should save you some money.

Hot Tip:

There’s currently 1 other way to take advantage of these credits besides using them directly for a ride-share. As of this writing, adding Lyft Cash to your account in the Lyft app will trigger the credit. However, the minimum Lyft Cash amount is $25, so you’ll still end up paying for $15 of that after the $10 monthly credit is deducted. Also, you won’t find the option to add Lyft Cash in the Android app or online — it only works in the iOS app.

How To Use the Ride-Share Credits

Once you’ve enrolled your card in the ride-share benefit and chosen one of the eligible services from the list, using the credits is very easy. All you need to do is add your Delta credit card to the ride-share app and then pay for your ride with it. After the charge is posted to your account, you’ll automatically see a credit of up to $10 for it.

According to American Express, it may take up to 6 to 8 weeks after an eligible purchase is charged to the enrolled account for the statement credit to post. However, in reality, these credits usually appear on your account relatively quickly, within a few days or a week at most. But if the credit doesn’t appear, you’ll likely have to wait the full 8 weeks before you can file a complaint with Amex.

What if your ride costs less than $10? You’ll only get a credit up to the amount of your ride-share cost, but you’re able to use these credits over multiple purchases. So, if you take another ride-share in the same month, you can earn the rest of the credit that way. However, these monthly credits don’t “roll over” from month to month — you’ll need to use it or lose it.

Authorized Users

If you have an authorized user on your card, can they use the ride-share credit as well? Yes, they can, as long as the primary cardmember has enrolled their own account in the benefit.

However, you only get 1 set of credits per account — there aren’t any extra credits each month for having an authorized user. The credits are shared across all cards tied to a single account. So, if your authorized user takes a ride-share and uses up the $10 credit in a particular month, you won’t be able to use the credit that month on your own card.

Are the Ride-Share Credits Worth It?

Lyft passengers and driver
If you use ride-shares regularly, you’ll find it easy to earn the Delta monthly credits. Image Credit: Lyft

Since these credits are effectively restricted to actual rides and can’t be used on any of the other related ride-share services, whether you typically utilize ride-shares will determine if the credits are worth it.

Many people use ride-shares multiple times a month, while others rarely need them. It’s also not unusual nowadays to rely on ride-shares when traveling to easily get around a new area instead of renting a car.

If you already use ride-shares regularly, either at home or on the road, these credits will be easy to use each month and help offset your card’s annual fee. On the other hand, if you never use ride-shares, you’ll want to ensure you’re taking advantage of the other perks of your Delta credit card to get as much value from it as possible.

Hot Tip:

Set your Delta Platinum card, Delta Platinum Business card, Delta Reserve card, or Delta Reserve Business card as your default payment card in 1 or all of the qualifying ride-share apps. That way, you’ll automatically use the credit whenever you find yourself in a ride-share.

Final Thoughts

While it’s never fun to have the annual fee on your credit card go up, at least Delta and American Express have added more benefits, like the new monthly ride-share credits, to help offset the extra cost. As with all credit cards, when changes happen, you should consider whether the new perks fit your lifestyle. If they don’t, it’s time to consider changing things up and looking at some new credit card options.

These Delta ride-share credits are relatively simple to use for those who take ride-shares even once or twice a month. They can easily earn you up to $120 a year in money that goes right back into your pocket, making them one of the easier new perks to take advantage of each month.


For the cell phone protection benefit of the Delta SkyMiles® Platinum American Express Card and Delta SkyMiles® Platinum Business American Express Card, eligibility and benefit level varies by card. Terms, conditions, and limitations apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by New Hampshire Insurance Company, an AIG Company.

For rates and fees of the Delta SkyMiles® Platinum American Express Card, click here.
For rates and fees of the Delta SkyMiles® Platinum Business American Express Card, click here.
For rates and fees of Delta SkyMiles® Reserve American Express Card, click here.
For rates and fees for the Delta SkyMiles® Reserve Business American Express Card, click here.

Frequently Asked Questions

What are the Delta credit card ride-share credits?

The Delta ride-share credits are a new benefit available on specific Delta credit cards. They provide up to $10 each month in statement credits when you use qualifying ride-share services and charge the ride to your eligible Delta credit card.

Which Delta credit cards give ride-share credits?

The Delta ride-share credits are available on 4 credit cards: the Delta Platinum card, the Delta Platinum Business card, the Delta Reserve American Express card, and the Delta Reserve Business card.

Which ride-share services can I use my Delta credits on?

Eligible Delta credit card members can use their ride-share credits with 5 services: Alto, Curb, Level, Revel, and Uber. Only rides taken within the U.S. will qualify for the credits.

How do I use my Delta ride-share credits?

Before using your ride-share credits, you must first enroll your eligible Delta credit card either online at the American Express website or by calling the number on the back of your card. Then, once you’re enrolled, simply charge your ride (or several rides if each one is less than $10) to your credit card when using one of the qualifying ride-share services, and you’ll receive a credit of up to $10 each month.

Can you combine monthly Delta ride-share credits?

The up to $10 in monthly Delta ride-share credits do not roll over from month to month, so you cannot combine them. Essentially they’re “use them or lose them” since they’ll disappear if you don’t utilize them by the end of each month.

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About Julian Kheel

Julian Kheel first learned the ins and outs of credit card rewards and travel loyalty programs while flying more than 200,000 miles a year as a TV producer and director for World Wrestling Entertainment. With over 15 years of professional experience studying travel loyalty programs, Julian has served as CNN’s Senior Editor covering travel and credit cards, as well as the Editorial Director of The Points Guy, and has worked as a consultant for the Big 3 U.S. airlines.

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