New Welcome Offers on United Credit Cards [Up to 110K Miles and 2,000 PQPs!]

If you want to boost your United MileagePlus balance, we have good news. Several United Airlines credit cards have solid welcome offers for new applicants, including 4 consumer cards and 2 small-business cards.

Personal cards like the United Club℠ Card, United Quest℠ Card, United℠ Explorer Card, and United℠ Gateway Card allow you to earn up to 100,000 miles, while the United℠ Business Card and United Club℠ Business Card have welcome offers that include earning up to 100,000 miles and Premier Qualifying Points (PQPs) to get you closer to Premier status.

Here’s everything you need to know about what each card offers.

United Airlines Consumer Credit Card Welcome Offers

Chase and United Airlines unveiled major changes to their personal credit cards and small-business credit cards last year, also launching improved welcome bonus offers. Here are the elevated offers for the consumer cards.

United Club Card Welcome Offer

You can earn up to 100,000 United miles after spending $5,000 on qualifying purchases in the first 3 months of opening an account (90,000 bonus miles plus 10,000 more miles when you add an authorized user within the first 3 months).

We value this welcome offer at $1,200, based on our valuation of United miles at 1.2 cents apiece. That said, you might be able to get more value than this based on how you redeem those miles.

ELEVATED OFFER

Terms Apply / Rates & Fees

United Club℠ Card

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

Perfect for frequent United flyers who want premium perks like United Club access and free baggage benefits.

Apply Now(at Chase's secure site)

United Club℠ Card

Perfect for frequent United flyers who want premium perks like United Club access and free baggage benefits.

Welcome Offer

Earn 90,000 bonus miles after you spend $5,000 on purchases in the first 3 months from account opening.

Up to 100,000 miles

UP's Offer Valuation*:

$1,200

Annual Fee

$695

APR

19.99% - 28.49% Variable

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^® Score 8, one of many types of credit scores lenders may use when considering your credit card application.

Excellent

Why We Like This Card

The United Club℠ Card is a premium card designed for the most dedicated of United frequent flyers who are looking for a card that provides the opportunity to earn extra United MileagePlus miles and receive lounge access via a yearly United Club membership.

United frequent flyers will find that the United Club card provides an enhanced experience on their United flights thanks to the money saved on each flight and the conveniences it provides.

Pros & Cons

Pros

• 11x total miles on eligible United flights and 5x miles on all other eligible United^® purchases
• 2x miles per $1 on dining and other travel purchases
• Complimentary United Club membership

Cons

• $695 annual fee
• Does not earn transferable rewards

Read Full Review

Card Highlights

• Earn up to 100,000 bonus miles
• 11x total miles on eligible United flights and 5x miles on all other eligible United^® purchases
• 2x miles on dining and all other travel
• 1x mile on all other purchases
• Unlimited United Club℠ access for you and a guest - a $750+ value per year
• Free first and second checked bags - a savings of up to $440 per roundtrip (terms apply) - and Premier Access^® travel services.
• Earn up to 20,000-miles in award flight discounts annually
• Save 10% or more when booking flights with miles. Premier members save even more.
• Member FDIC

Financial Snapshot

• APR: 19.99% - 28.49% Variable
• Foreign Transaction Fees: None

Additional perks of the United Club card include:

• United Club membership
• Free first and second checked bag for you and 1 traveling companion
• United Premier Access
• 25% back on United inflight purchases
• Premier Upgrades on United-operated award tickets (when available)
• Expanded award availability
• Up to 28,000 Premier Qualifying Points through spend
• Up to $120 Global Entry, TSA PreCheck, or NEXUS credit
• IHG One Rewards Platinum Elite status and Avis President’s Club elite status
• 10% discount on United Economy Saver Awards within the continental U.S. and Canada

United Quest Card Welcome Offer

You can earn up to 90,000 United miles and 500 PQPs after spending $4,000 on qualifying purchases in the first 3 months of opening an account (80,000 bonus miles plus 10,000 more miles when you add an authorized user). The 500 PQPs are earned after your first purchase.

The miles are worth about $1,080 based on our valuations, while the value of the PQPs toward elite status varies depending on how close you already are to earning United Premier status and how you use those benefits.

ELEVATED OFFER

Terms Apply / Rates & Fees

United Quest℠ Card

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

The United Quest card is a fantastic option for United flyers looking to earn more miles and enhance their flights.

Apply Now(at Chase's secure site)

United Quest℠ Card

The United Quest card is a fantastic option for United flyers looking to earn more miles and enhance their flights.

Welcome Offer

Earn 500 Premier qualifying points after your first purchase and 80,000 bonus miles after you spend $4,000 on purchases in the first 3 months your account is open.

Up to 90,000 miles + 500 PQP

UP's Offer Valuation*:

$1,080

Annual Fee

$350

APR

19.99% - 28.49% Variable

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^® Score 8, one of many types of credit scores lenders may use when considering your credit card application.

Good to Excellent

Why We Like This Card

Enter: the United Quest℠ Card. With it, you can bolster your United MileagePlus miles, thanks to the bonus categories, while enjoying the card’s many perks designed to help save you money on each United flight.

With an annual fee that falls between the United℠ Explorer Card and the United Club℠ Card, the United Quest card makes for a fantastic card option for United frequent flyers.

Pros & Cons

Pros

• 10x total miles per $1 on United flights
• 5x miles on stays through Renowned Hotels and Resorts
• 4x miles per $1 on other United purchases

Cons

• Does not earn transferable rewards
• Does not offer airport lounge access

Read Full Review

Card Highlights

• Earn up to 90,000 bonus miles after qualifying activities and 500 PQP after first purchase
• 10x total miles on eligible United flights and 4x miles on all other eligible United^® purchases
• 2x miles on dining, select streaming services, and all other travel
• 1x mile on all other purchases
• Get a jump start on earning Premier status with 1,000 Card Bonus PQP each year, awarded within 8 weeks of February 1, starting in the calendar year following your account open date.
• Free first and second checked bags--a savings of up to $440 per roundtrip (terms apply)
• Receive a $200 United^® travel credit and 10,000-mile award flight discount on each account anniversary
• Save 10% or more when booking flights with miles. Premier members save even more.
• Member FDIC

Financial Snapshot

• APR: 19.99% - 28.49% Variable
• Foreign Transaction Fees: None

The United Quest card comes with the following perks:

• 2 free checked bags for you and up to 1 traveling companion
• Over $800 in annual statement credits available
• 10,000-mile anniversary award flight credit
• Seat upgrades on award tickets
• Up to $120 in Global Entry or TSA PreCheck credit
• 1,000 bonus PQPs annually and up to 18,000 PQPs from spending
• $350 annual fee

United Explorer Card Welcome Offer

You can earn up to 80,000 United MileagePlus bonus miles after spending $3,000 on qualifying purchases in the first 3 months of opening an account, plus a $0 intro annual fee for the first year, then $150. Cardholders will earn 70,000 bonus miles plus 10,000 more miles when you add an authorized user within the first 3 months.

This welcome offer is worth about $960 based on our valuations.

ELEVATED OFFER

Terms Apply / Rates & Fees

United℠ Explorer Card

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

With priority boarding privileges, no foreign transaction fees and more, MileagePlus members will definitely enjoy their partnered card.

Apply Now(at Chase's secure site)

United℠ Explorer Card

With priority boarding privileges, no foreign transaction fees and more, MileagePlus members will definitely enjoy their partnered card.

Welcome Offer

Earn 70,000 bonus miles after you spend $3,000 on purchases in the first 3 months your account is open.

Up to 80,000 miles

UP's Offer Valuation*:

$960

Annual Fee

$150

APR

19.99% - 28.49% Variable

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^® Score 8, one of many types of credit scores lenders may use when considering your credit card application.

Good to Excellent

Why We Like This Card

You travel United all the time, but you have heard that there could be ways to make your travel experiences even better, including priority boarding, free bags, and more miles.

You should consider the United℠ Explorer Card, because this card does all that and more!

Pros & Cons

Pros

• 9x total miles per $1 on eligible United flights
• 3x miles per $1 on all other eligible United purchases
• 2x miles per $1 on dining purchases (including delivery services), and hotel stays when booked with the hotel

Cons

• $0 intro annual fee for the first year, then $150
• Does not earn transferable rewards

Read Full Review

Card Highlights

• Earn up to 80,000 bonus miles
• $0 introductory annual fee for the first year, then $150
• 9x total miles on eligible United flights and 3x miles on all other eligible United^® purchases.
• 2x miles on dining and hotel stays when booked with the hotel. 1x mile on all other purchases.
• Free first checked bag - a savings of up to $200 per roundtrip. Terms Apply. Plus, Group 2 priority boarding on United^® flights.
• 2 United Club one-time passes per year - over a $100 value
• Over $500 in partner credits each year
• Save 10% or more when booking flights with miles. Premier members save even more.
• Member FDIC

Financial Snapshot

• APR: 19.99% - 28.49% Variable
• Foreign Transaction Fees: None

Rewards Center

United MileagePlus Frequent Flyer Program

The United Explorer card comes with the following perks:

• First checked bag free for you and up to 1 traveling companion
• Global Entry, TSA PreCheck, or NEXUS statement credit
• Up to $530 in annual credits with partners
• 2 United Club one-time passes each year (usable by the primary cardholder, an authorized user, or guests traveling with them)

United Gateway Card Welcome Offer

You can earn up to 50,000 United miles after spending $1,000 on qualifying purchases in the first 3 months of opening an account (40,000 bonus miles plus 10,000 more miles when you add an authorized user within the first 3 months).

This welcome offer is worth $600 based on our valuations, and it’s the best offer we’ve ever seen on this card.

ELEVATED OFFER

Terms Apply / Rates & Fees

United Gateway℠ Card

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

The United Gateway card is a great option for those looking to earn more United miles without paying an annual fee.

Apply Now(at Chase's secure site)

United Gateway℠ Card

The United Gateway card is a great option for those looking to earn more United miles without paying an annual fee.

Welcome Offer

Earn 40,000 bonus miles after you spend $1,000 on purchases in the first 3 months your account is open. Plus, 0% intro APR for 12 months from account opening on purchases. Learn more.

Up to 50,000 miles

UP's Offer Valuation*:

$600

Annual Fee

$0

APR

0% Intro APR on Purchases for 12 months; after that, 19.99% - 28.49% Variable

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^® Score 8, one of many types of credit scores lenders may use when considering your credit card application.

Good to Excellent

Why We Like This Card

The United Gateway℠ Card is a great option for those looking to earn more United miles without wanting to pay a credit card annual fee. Plus, the card offers other solid benefits like a 25% back on United inflight purchases, purchase protection, and rental car insurance.

Pros & Cons

Pros

• 2x miles per $1 on United purchases
• 2x miles per $1 at gas stations and on local transit and commuting, including rideshare services, taxicabs, train tickets, tolls, and mass transit
• 1x mile per $1 on all other purchases

Cons

• If you are a frequent United flyer, other cards offer more perks
• It does not earn transferable rewards

Read Full Review

Card Highlights

• Earn up to 50,000 bonus miles
• 0% intro APR for the first 12 months from account opening on purchases & no annual fee.
• 5x total miles on eligible United flights and 2x miles on all other eligible United^® purchases
• 2x miles at gas stations, on local transit and commuting
• 1x mile on all other purchases
• 25% back as a statement credit on purchases of food, beverages and Wi-Fi on board United-operated flights and on Club premium drinks when you pay with your Gateway Card
• Earn 2 first standard checked bags after you spend $10,000 in a calendar year
• Save 10% or more on flights booked with miles after spending $10,000 in a calendar year
• Member FDIC

Financial Snapshot

• APR: 0% Intro APR on Purchases for 12 months; after that, 19.99% - 28.49% Variable
• Foreign Transaction Fees: None

The United Gateway card comes with the following perks:

• 2 free checked bags after spending $10,000 in a calendar year
• 25% back on United inflight purchases

United Airlines Small-Business Credit Card Welcome Offers

Here’s more information about the cards and their current offers.

United Business Card Welcome Offer

You can earn up to 100,000 bonus miles and 2,000 PQPs after spending $5,000 on qualifying purchases in the first 3 months of opening an account (90,000 bonus miles after spending $5,000 in 3 months, plus 10,000 bonus miles after adding an employee card in the first 3 months). This welcome offer is worth $1,200, based on our valuations.

Terms Apply / Rates & Fees

United℠ Business Card

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

A business card from Chase for United loyalists with benefits such as free checked bags and discounts on inflight purchases.

Apply Now(at Chase's secure site)

United℠ Business Card

A business card from Chase for United loyalists with benefits such as free checked bags and discounts on inflight purchases.

Welcome Offer

Earn 90,000 bonus miles and 2,000 PQP after you spend $5,000 on purchases in the first 3 months your account is open.

Up to 100,000 miles + 2,000 PQP

UP's Offer Valuation*:

$1,200

Annual Fee

$150

APR

19.99% - 28.49% Variable

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^® Score 8, one of many types of credit scores lenders may use when considering your credit card application.

Good to Excellent

Why We Like This Card

The United℠ Business Card is a compelling option for traveling business owners that are also frequent United flyers. Not only will this Chase business card help you earn more United miles, but it also offers great perks such as free checked bags, priority boarding, a discount on inflight purchases, and much more.

Pros & Cons

Pros

• 8x miles per $1 on United flights
• 2x miles per $1 on other United purchases
• 2x miles per $1 on dining

Cons

• Doesn’t earn transferable rewards
• Other United cards are more rewarding for United purchases

Read Full Review

Card Highlights

• Earn up to 100,000 bonus miles and 2,000 PQP after you spend $5,000 on purchases in the first 3 months your account is open.
• $150 Annual Fee.
• 8x total miles on eligible United flights.
• 2x miles on all other eligible United^® purchases. 2x miles on dining including eligible delivery services, at gas stations, office supply stores, and on local transit and commuting.
• 1x mile on all other purchases. Plus, employee cards at no additional cost - miles earned from their purchases accrue in your account so you can earn rewards faster.
• Receive a 5,000-mile "better together" bonus each anniversary when you have both the United℠ Business Card and a personal Chase United^® credit card.
• Enjoy a free first checked bag - a savings of up to $200 per roundtrip (terms apply), 2 United Club℠ one-time passes per year, and priority boarding privileges.
• Save 10% or more when booking flights with miles. Premier members save even more.
• Member FDIC

Financial Snapshot

• APR: 19.99% - 28.49% Variable
• Foreign Transaction Fees: None

The United Business card comes with the following perks:

• Earn 8x total miles on eligible United flights, up from previous 7x
• 1 free checked bag for you and a traveling companion
• 2 United Club one-time passes each year (usable by the primary cardholder, an authorized user, or guests traveling with them)
• Premier Upgrades on United-operated award tickets (when available)
• Up to 4,000 PQPs through spending annually
• Up to $120 in Global Entry, TSA PreCheck, or NEXUS credit
• Almost $500 in annual statement credits available

United Club Business Card Welcome Offer

Earn up to 100,000 bonus miles and 2,000 PQPs after spending $5,000 on purchases in the first 3 months of opening an account (90,000 bonus miles after meeting the spending requirement plus 10,000 more miles when you add an authorized user within the first 3 months). This welcome offer is worth $1,200, based on our valuations.

United Club℠ Business Card

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

The United Club Business card is a great option for frequent United flyers looking for United Club access.

United Club℠ Business Card

The United Club Business card is a great option for frequent United flyers looking for United Club access.

Welcome Offer

Earn 90,000 bonus miles and 2,000 Premier qualifying points (PQP) after you spend $5,000 on purchases in the first 3 months your account is open. Plus, earn 10,000 bonus miles after you add an employee card to your account in the first 3 months your account is open.

Up to 100,000 miles + 2,000 PQP

UP's Offer Valuation*:

$1,080

Annual Fee

$695

APR

19.99% to 28.49% Variable

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^® Score 8, one of many types of credit scores lenders may use when considering your credit card application.

Good to Excellent (670-850)

Why We Like This Card

The United Club℠ Business Card is a premium card option for dedicated United loyalists seeking a card that offers complimentary United Club access, helps them earn and retain status, and doesn’t skip on the benefits.

From free checked bags to upgrades on award tickets and the ability to earn Premier qualifying points, there is plenty to the United Club Business card that United flyers are sure to love.

Pros & Cons

Pros

• At least 8x total miles on eligible United flights
• 2x miles per $1 spent on other United purchases
• 1.5x miles per $1 spent on all other purchases

Cons

• $695 annual fee
• Earning rate for United purchases is poor compared to other United cards

Read Full Review

Card Highlights

• Earn 90,000 bonus miles and 2,000 Premier qualifying points (PQP) after you spend $5,000 on purchases in the first 3 months your account is open. Plus, earn 10,000 bonus miles after you add an employee card in the first 3 months your account is open.
• Earn 8x total miles on eligible United flights
• Earn 2x miles on other United purchases
• Earn 1.5x miles on all other purchases
• Earn 5x miles on stays purchased through Renowned Hotels and Resorts for United^® Cardmembers
• Employee cards at no additional cost
• United Club℠ membership included – at least a $750 value per year – with the ability to unlock United Club All Access Membership
• Earn 2 global Economy Plus^® seat upgrades each year
• Free first and second checked bags for you and a companion, save up to $320 per round-trip
• Up to $50 in credits on United FareLock purchases annually
• Up to $200 in credits on Renowned Hotels and Resorts for United^® Cardmembers annually
• Up to $150 in credits on rideshare purchases annually
• Up to $100 in United travel credits on Avis or Budget purchases annually
• Up to $200 in credits on JSX purchases annually
• 25% back on United inflight purchases
• No foreign transaction fees
• Complimentary Instacart+ Membership (terms apply)
• Up to $240 in Instacart credits annually (terms apply)

Financial Snapshot

• APR: 19.99% to 28.49% Variable
• Foreign Transaction Fees: $0

The United Club Business card comes with the following perks:

• Earn 8x total miles on eligible United flights, up from previous 7x
• United Club membership and the ability to earn a United Club All Access membership
• 4 United Club one-time passes during each year you unlock All Access membership (usable by the primary cardholder, an authorized user, or guests traveling with them)
• 2 free checked bags for you and a traveling companion
• United Premier Access, 25% back on United inflight purchases, and expanded award availability
• Premier Upgrades on United-operated award tickets (when available)
• Up to $120 in Global Entry, TSA PreCheck, or NEXUS credit
• 5,000-mile bonus each year you hold this card and a personal United credit card
• Over $900 in annual statement credits available
• Avis President’s Club elite status

Great Ways To Redeem Your United Miles

One of our favorite ways to redeem United miles is to book tickets in United’s Polaris business class cabin. You can book one-way tickets starting at 80,000 miles between the U.S. and Europe and 100,000 miles between the U.S. and Asia.

Some example routes include:

• Chicago (ORD) to or from Tokyo (HND)
• Newark (EWR) to or from Paris (CDG)
• San Francisco (SFO) to or from Singapore (SIN) 

Plus, passengers flying in United Polaris can access the luxurious United Polaris lounges, which are currently at United’s hub airports in Chicago (ORD), Houston (IAH), Los Angeles (LAX), Newark (EWR), San Francisco (SFO), and Washington, D.C. (IAD).

Final Thoughts

While each card offers an excellent opportunity to boost your United mileage balance, choosing the right option depends on how often you fly with United and which benefits matter most.

No matter which card you choose, we suggest making the most of these welcome offers while they’re available — especially if you’re looking to get closer to the next elite status tier with United.