9 Awesome Ways To Spend 100,000 Amex Platinum Card Points

There’s no doubt that a welcome offer from the Platinum Card^® from American Express is a huge deal. Think international business class, free domestic airfare, and stays in luxurious hotel suites.

But with so many options on how to redeem your newly minted stash of American Express Membership Rewards points, you may find yourself lost in a sea of different options.

To help you decide on the redemption that’s right for you, we’ll show you 9 of our favorite ways to redeem 100,000 Membership Rewards points using Amex’s various transfer partners.

We’re mainly focusing on airfare redemptions in this piece, but we’ve sprinkled in a hotel redemption, too — let’s get to it!

Amex Platinum Card Overview

Before we dive into the redemptions, it’s important that we take a look at the star of the show, the Amex Platinum card.

This card is the premium travel card to have. It features extensive airport lounge access and other awesome benefits like a biannual Saks Fifth Avenue credit, monthly Uber Cash, elite status at Marriott and Hilton (upon enrollment), and much more.

If you’re considering applying for the card, make sure to check out our full review of the Amex Platinum card’s benefits. Here, we dive deep and show you the ins and outs of the card and its benefits.

Here’s a quick look at the card’s specifics — including its famous welcome offer:

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Platinum Card^® from American Express

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The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

The Amex Platinum reigns supreme for luxury travel, offering the best airport lounge access plus generous statement credits, and complimentary elite status.

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Platinum Card^® from American Express

The Amex Platinum reigns supreme for luxury travel, offering the best airport lounge access plus generous statement credits, and complimentary elite status.

Welcome Offer

You may be eligible for as high as 175,000 Membership Rewards^® Points after spending $8,000 in eligible purchases on your new Card in your first 6 months of Membership. Welcome offers vary and you may not be eligible for an offer.

As High As 175,000 Points. Find Out Your Offer.

UP's Offer Valuation*:

Up to $3,850

Annual Fee

$895

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Upgraded Points credit ranges are a variation of FICO^® Score 8, one of many types of credit scores lenders may use when considering your credit card application.

Good to Excellent

Why We Like This Card

When it comes to cards that offer top-notch benefits, you’d be hard-pressed to find a better card out there than the Platinum Card^® from American Express.

Make no mistake — the Amex Platinum card is a premium card with a premium price tag. With amazing benefits like best-in-class airport lounge access, hotel elite status, and tremendous value in annual statement credits, it can easily prove to be one of the most lucrative cards in your wallet year after year.

Pros & Cons

Pros

• The best airport lounge access out of any card (by far) — enjoy access to over 1,550 worldwide lounges, including the luxurious Amex Centurion Lounges, Priority Pass lounges (enrollment required), Plaza Premium Lounges, and many more!
• 5x points per dollar spent on flights purchased directly with the airline or with AmexTravel.com (up to $500,000 per year)
• 5x points per dollar spent on prepaid hotels booked with AmexTravel.com

Cons

• $895 annual fee (rates and fees)
• Airline credit does not cover airfare (only incidentals like checked bags)

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Card Highlights

• You may be eligible for as high as 175,000 Membership Rewards^® points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
• Get more for your travels with 5X Membership Rewards^® points on all flights and prepaid hotel bookings through American Express Travel^®, including Fine Hotels + Resorts^® and The Hotel Collection bookings. You earn 5X points on flights purchased directly from airlines or through American Express Travel^® on up to $500,000 on these purchases per calendar year.
• More Value! With over 1,550 airport lounges - more than any other credit card company on the market* - enjoy the benefits of the Global Lounge Collection^®, over $850 of annual value, with access to Centurion Lounges, 10 complimentary Delta Sky Club^® visits when flying on an eligible Delta flight (subject to visit limitations), Priority Pass Select membership (enrollment required), and other select partner lounges. * As of 07/2025.
• More Value! $200 Uber Cash + $120 Uber One Credit: With the Platinum Card^® you can receive $15 in Uber Cash each month plus a bonus $20 in December when you add your Platinum Card^® to your Uber account to use on rides and orders in the U.S when you select an Amex Card for your transaction. Plus, when you use the Platinum Card^® to pay for an auto-renewing Uber One membership, you can get up to $120 in statement credits each calendar year. Terms apply.
• More Value! $300 Digital Entertainment Credit: Get up to $25 in statement credits each month after you pay for eligible purchases with the Platinum Card^® at participating partners. Enrollment required.
• More Value! $600 Hotel Credit: Get up to $300 in statement credits semi-annually on prepaid Fine Hotels + Resorts^® or The Hotel Collection* bookings through American Express Travel^® using the Platinum Card^®. *The Hotel Collection requires a minimum two-night stay.
• New! $400 Resy Credit + Platinum Nights by Resy: When you use the Platinum Card^® to pay at U.S. Resy restaurants and to make other eligible purchases through Resy, you can get up to $100 in statement credits each quarter with the $400 Resy Credit benefit. Plus, with Platinum Nights by Resy, you can get special access to reservations on select nights at participating in demand Resy restaurants with the Platinum Card^®. Simply add your eligible Card to your Resy profile to book and discover Platinum Nights reservations near you, enrollment required.
• More Value! $209 CLEAR^® Plus Credit: CLEAR^® Plus helps get you to your gate faster by using unique facial attributes to verify you are you at 50+ airports nationwide. You can cover the cost of a CLEAR Plus Membership* with up to $209 in statement credits per calendar year after you pay for CLEAR Plus with the Platinum Card^®. *Excluding any applicable taxes and fees. Subject to auto-renewal.
• $200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees, such as checked bags and in-flight refreshments, are charged by the airline to the Platinum Card^® Account*. American Express relies on airlines to submit the correct information on airline transactions to identify incidental fee purchases. If you do not see a credit for a qualifying incidental purchase on your eligible Card after 8 weeks, simply call the number on the back of your Card. Qualifying airlines are subject to change. See terms & conditions for more details.
• Start your vacation sooner, and keep it going longer. When you book Fine Hotels + Resorts^® through American Express Travel^®, enjoy noon check-in upon arrival, when available, and guaranteed 4PM check-out.
• New! $300 lululemon Credit: Enjoy up to $75 in statement credits each quarter when you use the Platinum Card^® for eligible purchases at U.S. lululemon retail stores (excluding outlets) and lululemon.com. That’s up to $300 in statement credits each calendar year. Enrollment required.
• $155 Walmart+ Credit: Receive a statement credit* for one monthly Walmart+ membership (subject to auto-renewal) after you pay for Walmart+ each month with the Platinum Card^®.*Up to $12.95 plus applicable local sales tax. Plus Ups not eligible.
• $100 Saks Credit: Get up to $100 in statement credits annually for purchases at Saks Fifth Avenue or saks.com on the Platinum Card^®. That’s up to $50 in statement credits from January through June and up to $50 in statement credits from July through December. No minimum purchase required. Enrollment required.
• Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
• $895 annual fee.
• Terms Apply.

Financial Snapshot

• APR: See Pay Over Time APR
• Foreign Transaction Fees: None

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American Express Membership Rewards

Hot Tip: Apply and find out if you’re eligible for a welcome bonus offer of as high as 175,000 points with the Amex Platinum. Welcome offers may vary and you may not be eligible for an offer.

And now, let’s check out those redemptions!

1. ANA Business Class to Tokyo

Is Tokyo on your bucket list? Cross it off by booking ANA business class with Membership Rewards transfer partner Virgin Atlantic Flying Club. Virgin Atlantic Flying Club provides amazing sweet spots between the U.S. and Japan on its partner airline ANA.

Here’s a look at Virgin Atlantic Flying Club’s award chart for ANA flights (one-way):

Virgin Atlantic and ANA have a partnership that lets Virgin Atlantic Flying Club members redeem their miles on ANA flights to Tokyo from the U.S., Europe, and beyond. It’s easy to earn Flying Club points as the program has transfer relationships with several programs, including American Express Membership Rewards (points transfer at a 1:1 ratio).

One of the best sweet spots on the chart is the ability to redeem 60,000 points for one-way business class tickets from the West Coast of the U.S. to Japan and 52,500 points from the Midwest and East Coast to Japan.

That’s right — for 120,000 points or less round-trip, you can book a ticket from Chicago (ORD), Los Angeles (LAX), New York (JFK), or another ANA U.S. gateway to the airline’s hub in Tokyo (HND, NRT). Plus, you’ll pay less than $300 in taxes and fees round-trip — not bad for a ticket that usually costs over $6,000!

Booking the award takes a few extra steps, though. You can’t book ANA flights on the Virgin Atlantic website, so you need to find Saver Award space on United.com before you book.

Simply search for the dates you’d like to fly on the United website and look for tickets with Saver Award space that are operated wholly by ANA — connecting legs on United and other Star Alliance carriers cannot be booked with Virgin Atlantic miles.

Once you’ve found the flights you want, give Virgin Atlantic Flying Club a call (800-862-8621) and have the phone representative put the flights you found on hold. Then, transfer your Amex points to Virgin Atlantic Flying Club and have the representative book the ticket for you.

This is by far the best way to get to Japan on miles and points and one of the best Membership Rewards redemptions out there. We highly recommend using this option if you’re headed to Japan!

2. Fly Singapore Suites to Europe

No first class product is more famous than Singapore Suites — and for good reason. This product offers a true bed in the sky and includes stellar food, drink, and inflight entertainment along the way. All of these awesome amenities have made the product a favorite among the miles and points community.

While 100,000 Membership Rewards isn’t quite enough to book you from the U.S. to Singapore (SIN) in Suites, it’s more than enough to book you to fly the airline’s fifth-freedom route from New York (JFK) to Frankfurt (FRA). Though it’s a shorter flight than continuing all the way to Singapore, it still gives you more than enough time to enjoy the product and costs just 97,000 Singapore Airlines miles one-way.

Booking is simple, too. Just search for award space on the Singapore Airlines website. Once you’ve found a ticket you’d like to book, call Singapore Airlines (312-843-5333) and ask them to place a hold on the ticket for you. Then, transfer the Membership Rewards points needed to Singapore Airlines and call the airliner to finalize the ticket.

Hot Tip: Membership Rewards transfers to Singapore Airlines take 24 to 48 hours to process, so always make sure that you get the ticket on hold first. 

3. Give Lufthansa First Class a Shot

Alternatively, you can fly from the U.S. to Europe in Lufthansa first class one-way for 87,000 Membership Rewards points transferred to Avianca LifeMiles.

The airline flies its first class product from many U.S. gateways to its hubs at Frankfurt (FRA) and Munich (MUC). You can expect top-notch service on all of these flights, with proper Champagne and caviar service. Plus, the seat is pretty excellent, too.

If you fly out of Frankfurt, you have access to the airline’s dedicated first class terminal. It includes an upgraded lounge experience, private security lines, and a private car transfer to your plane. These cars are usually Porsches or other high-end German vehicles, so it’s definitely a fun experience!

Booking Lufthansa first class with Avianca LifeMiles is pretty simple, too. Just search for the ticket on the LifeMiles website, and you can book as soon as you find award space and transfer the miles needed. These transfers are usually instant, too, so there’s no need to wait.

Hot Tip: Lufthansa’s first class award space usually opens to partner bookings (like Avianca LifeMiles) 2 weeks before departure, so it’s perfect for last-minute bookings.

Oh, and you’re not limited to Frankfurt or Munich, either — you can book connecting flights in business class to other destinations in Europe, too. Oddly enough, a first class flight from New York (JFK) to Frankfurt (FRA) to Prague (PRG) actually prices 3,480 LifeMiles lower than if you booked just the segment from JFK to FRA.

4. Book Delta’s Business Class Suites

In 2017, Delta Air Lines unveiled an awesome new business class product on its Airbus A350 and A330-900 aircraft. Called Delta One Suites, these lie-flat seats have a door for privacy and an excellent selection of inflight entertainment. Plus, judging by Upgraded Points contributor Stephen Au’s experience, the food and inflight service are excellent, too.

Hot Tip: Not all of Delta’s international flights offer the new Suites product. Make sure to check which plane operates your route of choice on Delta’s website before you book your flight.

The best way to book Delta One with Membership Rewards points is to transfer your points to Virgin Atlantic Flying Club. Delta One award tickets to Europe cost 47,500 to 67,500 points during off-peak dates and 57,500 to 77,500 points during peak travel dates. It’s much cheaper to book Delta One with Flying Club than Delta SkyMiles (which have dynamic pricing).

You can book most Delta tickets by searching for them on the Virgin Atlantic website, however, not all routes are searchable. Simply put, the Virgin Atlantic website won’t let you search for certain routes even if there’s award space (for reasons unknown).

If you find that your route of choice isn’t searchable on the Virgin Atlantic website, send Virgin Atlantic a text. You can text Virgin Atlantic’s Flying Club team within the U.S. at 97634. Ask the text message team to search for Delta award space for you on a flight of your choice. You should hear back shortly.

If the text message representative finds award space for you, give Virgin Atlantic a call (800-862-8621) and ask them to put the Delta ticket on hold. Then transfer the Membership Rewards points needed to Virgin Atlantic and finalize your award ticket over the phone.

On the other hand, if award space is available online, you can book on the spot without a phone call.

Bottom Line: Delta One Suites are some of the best business class seats in the sky. If you want to book them for your next trip, we highly recommend doing so by transferring your Membership Rewards points to Virgin Atlantic Flying Club. 

5. Enjoy a Lie-Flat Seat From New York to California

New Yorkers, Bostonians, Angelenos, and San Franciscans know the pain of flying coast-to-coast.

It’s a long flight, and unless you’re in business class, it can be pretty uncomfortable, too — especially if you’re unlucky enough to fly on a red-eye from the West Coast to the East Coast.

But fear not: You can transfer 25,000 Membership Rewards points to the Air Canada Aeroplan program and fly on a United transcontinental route in lie-flat business class for close to free. Just search for the flights on the Aeroplan website, transfer the miles, and complete your booking online.

These flights are operated by a combination of Boeing 777-200, 757, and 787-10 aircraft, but we highly recommend booking flights with the 787-10. This is United’s newest aircraft, and it features the airline’s new Polaris business class seats. This product has direct aisle access from all seats, along with posh bedding from Saks Fifth Avenue.

But no matter which plane you fly, you’ll arrive at your destination well-rested after a luxurious jump from the other side of the country.

6. Fly to Hawaii in Style

Hawaii is a beautiful state, but it can be incredibly expensive to travel to during peak holiday travel months. Armed with 100,000 Membership Rewards points, you can fly from several mainland U.S. cities to Hawaii on the cheap.

The best way to use your Membership Rewards points to fly to Hawaii is by transferring your Membership Rewards points to Singapore Airlines’ KrisFlyer program and then using them to book United Airlines award tickets.

You’ll pay 19,500 Singapore miles for a one-way ticket to Hawaii in economy class or 39,000 miles one-way in business class. Even cooler, this redemption is far cheaper than using United’s own miles to book the same tickets.

Booking this ticket is similar to booking the ANA business class ticket. You have to find award space on United.com and then call Singapore Airlines (312-843-5333) to book the ticket. Look for flights that have Saver availability and are operated by United Airlines when searching on the United website.

7. Take 10 Domestic Trips on American Airlines

Have family and friends scattered around the U.S.? You can visit them on the cheap when you transfer your Membership Rewards points to The British Airways Club.

British Airways and American Airlines are both in the Oneworld alliance, so you can use your British Airways Avios to book tickets on any American Airlines flight with award space. In many cases, it’s a better deal to book these tickets with Avios than with American AAdvantage miles, too, since British Airways employs a distance-based award chart.

This means that your American Airlines award tickets would be priced based on the length of the flight. In the case of domestic U.S. awards, flights under 1,151 miles cost 9,000 Avios, while flights between 1,152 and 2,000 miles cost 11,000 Avios. All domestic awards charge $5.60 in taxes and fees.

This means that you can book a flight from Minneapolis (MSP) to New York (LGA) for just 9,000 Membership Rewards points and minimal taxes and fees. This flight can be well over $300 one-way when booking at the last minute, giving you over 3.3 cents per point in value.

You can find American Airlines award tickets by searching on British Airways’ website, so there’s no need to call in to book.

8. Take Advantage of Flying Blue and Delta Award Sales

American Express transfer partners Air France-KLM Flying Blue and Delta SkyMiles both run limited-time sales for their loyalty programs each month. These sales offer flights at a fraction of their usual cost — think 40,000-point redemptions to Europe in business class or 40,000-point redemptions to Asia round-trip in economy.

On the Flying Blue side of things, we see deals in international business class, premium economy, and economy awards every month. For example, we’ve been able to book Toronto (YYZ) to Prague (PRG) via Amsterdam (AMS) for 39,750 Flying Blue points one-way in business class.

Check out the Flying Blue Promo Rewards website for an up-to-date list of sales. Each award has a specific booking and flying window, with each award usually expiring at the end of the month the award was announced. New awards are released at the beginning of each month.

On the Delta side of things, the airline refers to its sales as SkyMiles Flash Deals. These are a mixed bag of domestic and international awards but are almost always in economy class. Some interesting deals we’ve seen in the past include 5,000-mile domestic rewards, 22,000-mile tickets to Europe, and 40,000-mile round trips to Asia.

Keep an eye on the Delta SkyMiles Deals website for more info. We usually see new deals released a few times per month with very limited booking windows, so act fast if you see something you like.

9. Book Expensive Hotel Rooms During Events

Dying to see the Super Bowl in person? Or maybe you want to head to New York City for a New Year’s Eve celebration in Times Square? Regardless of the special event, hotel rooms can get insanely expensive during sporting events, large trade shows, party holidays, and other major events — especially at nicer properties.

Thankfully, though, you can transfer your Membership Rewards points to Choice Privileges, Hilton Honors, and Marriott Bonvoy at varying rates. While this usually isn’t the best use of your miles, it can be a solid deal when hotel rooms are extremely expensive.

So, if you’re traveling when hotels are expensive, make sure to check your points options. It could save you thousands of dollars in the process.

Final Thoughts

As you can see, there’s no shortage of awesome ways to redeem 100,000 Amex Platinum card points. You have the choice of flying around the U.S., flying to Europe, or even taking an awesome business class excursion to Asia.

But no matter which redemption you run with, you’ll have the ability to see the world in comfort at a fraction of the price of a paid ticket. And if you combine the welcome offers with our other methods of earning Membership Rewards points, you can take a friend or family member with you, too!

But now it’s your turn: How do you plan on using your Membership Rewards points?