Chase Slate^® Card: Full Review [2026]

Great Card If

• You need to begin building your credit.
• You can take advantage of 0% APR on purchases and balance transfers.
• You want a card with no annual fee.

Don’t Get If

• You are looking for a card that earns rewards.
• You have an established credit profile.
• You don’t need a 0% introductory APR offer.

Chase Slate Card: Is It Worth It?

Whether the Chase Slate^® Card is worth it depends on your situation. Generally speaking, the Chase Slate card is a good fit for those who have never had a credit card before and need to start building their credit profile, those who have a large purchase coming up, and those who are currently carrying high-interest debt on another credit card and can take advantage of the card’s generous 0% introductory APR offer on new purchases and balance transfers.

If you fall into one of those categories, then the Chase Slate card could be worth it for you. If not, then you’d likely be better off choosing another card.

Chase Slate Card Top Benefits and Perks

The Chase Slate card doesn’t offer many perks, but there are a few worth mentioning:

• 0% introductory APR: This provides a 0% intro APR for 21 months on new purchases and balance transfers.
• No annual fee: Continue to use your card without needing to pay an annual fee.
• Purchase power increase: You’re automatically considered for a credit line increase every 6 months, provided your account is in good standing.
• Purchase protection: This covers eligible new purchases for 120 days from the date of purchase against damage or theft for up to $500 per item.
• Extended warranty protection: The card extends the manufacturer’s U.S. warranty by an additional year for eligible warranties of 3 years or less.
• DoorDash DashPass: Get 6 months of complimentary DoorDash DashPass, which provides $0 delivery fees and lower service fees.

Alternatives to the Chase Slate Card

Chase Freedom Unlimited^®

If you want a card with a good 0% intro APR offer and a $0 annual fee that earns credit card rewards, then the Freedom Unlimited card is an excellent choice.

It earns 5% cash-back on travel purchased through Chase Travel, 3% cash-back on dining and drugstores, and 1.5% cash-back on all other purchases. It offers a 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 18.24% - 27.74%. Plus, you still receive travel and purchase protections, access to Chase Offers, and a cash-back welcome bonus offer.

Blue Cash Everyday^® Card from American Express

The Blue Cash Everyday card is another great card that earns cash-back rewards with a $0 annual fee (rates & fees). It also offers a 0% intro APR on purchases and balance transfers for 15 months from the date of account opening. After that, 19.49%-28.49% variable APR (rates & fees).

Plus, the Blue Cash Everyday card is great when it comes to earning cash-back, thanks to its 3% back on purchases at U.S. supermarkets (on up to $6,000 in purchases each year), 3% back on purchases at U.S. gas stations (on up to $6,000 in purchases each year), and 3% back on purchases on online retail purchases (on up to $6,000 in purchases each year), then 1% back afterward on all of these purchases and on all other purchases.

Upon enrollment, you also receive up to a $7 monthly statement credit after using your card for a subscription purchase, toward Disney+, Hulu, ESPN+, or a bundle of these services, along with car rental loss and damage insurance, purchase protection, and more.