Edited by: Jessica Merritt
& Stella Shon
Many of the credit card offers that appear on this site are from credit card companies from which we receive financial compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). However, the credit card information that we publish has been written and evaluated by experts who know these products inside out. We only recommend products we either use ourselves or endorse. This site does not include all credit card companies or all available credit card offers that are on the market. See our advertising policy here where we list advertisers that we work with, and how we make money. You can also review our credit card rating methodology.
We may be compensated when you click on product links, such as credit cards, from one or more of our advertising partners. Terms apply to the offers below. See our Advertising Policy for more about our partners, how we make money, and our rating methodology. Opinions and recommendations are ours alone.
$95 Annual Fee, first year waived
20.99%, 25.24%, or 29.99%, based on your creditworthiness
The Choice Privileges Select card is perfect for Choice loyalists thanks to its 10x rewards on Choice stays and automatic Platinum Elite status.
If you visit Choice hotels fairly often and want more value from these stays, then the Choice Privileges Select card would certainly be worth it for you.
With it, you’ll earn 10x points per $1 on participating Choice stays and receive automatic Platinum Elite status (which includes 25% bonus points), 30,000 bonus points each anniversary, a Global Entry or TSA PreCheck credit, cell phone protection, and more.
By holding the Choice Privileges Select card, you’ll receive automatic Platinum elite status in the Choice Privileges loyalty program, which usually requires 20 elite qualifying nights each year.
With your Platinum elite status, you’ll receive:
By holding the card, you’ll receive 30,000 bonus points each year on your account anniversary, enough for a free night at any Choice hotel worldwide. We value Choice points at 0.6 cents per point, making 30,000 points worth $180 based on our valuations. That easily offsets the card’s ongoing annual fee ($0 introductory annual fee for the first year, then $95) in our book.
If you’re unfamiliar, TSA PreCheck provides an expedited security experience at U.S. airports. Global Entry provides an expedited customs experience when entering the U.S. from abroad, and includes TSA PreCheck, so we always recommend travelers apply for Global Entry.
When you pay your cell phone bill with the Choice Privileges Select card, you’ll receive up to $600 of cell phone protection toward accidental damage, with a $25 deductible and a maximum of 2 paid claims per 12-month period.
The best way to earn more Choice Privileges points is to use your card for as many purchases as possible, especially on purchases that fall within the everyday bonus categories of gas stations, grocery stores, home improvement stores, and phone plan services.
But better yet, you’ll earn 10x points on your Choice stays when you pay with your card, in addition to the 12.5x points you’ll earn per $1 spent at Choice hotels thanks to your Platinum Elite status, for a whopping 22.5x points per $1 spent.
Without question, the best option for redeeming Choice points is on Choice hotel stays. We value Choice Privileges points at 0.6 cents per point, but getting more value than that is possible. If you need ideas on where to book your next vacation, read through our guide on the best ways to redeem Choice points.
Get 2x miles plus some of the most flexible redemptions offered by a travel credit card!
As a frequent traveler with excellent credit, you’re always on the lookout for a credit card that comes with all the bells and whistles. And the easier it is to understand, the better!
The Capital One Venture Rewards Credit Card is one of the most popular rewards cards on the market. It’s perfect for anyone in search of a great sign-up bonus, high rewards rates, and flexible redemption options.
Plus, the Capital One Venture card earns 5x points on hotels and rental cars booked through Capital One Travel and 2x miles per $1 on all other purchases. Additionally, it offers 2 complimentary visits per year to Capital One Lounges or to 100+ Plaza Premium Lounges through the Partner Lounge Network, a Global Entry/TSA PreCheck credit, Hertz Gold Plus Five Star elite status, and more.
This card can provide a great way to accumulate Membership Rewards points on eligible travel, transit, and at restaurants.
The American Express® Green Card is an excellent all-around travel rewards card thanks to earning 3x Membership Rewards® points on eligible travel and transit purchases and at restaurants, access to American Express transfer partners, and a reasonable annual fee.
With it, you’ll earn 3x points on travel, transit, and restaurants worldwide. Plus, it offers an annual CLEAR Plus credit of up to $189, an annual LoungeBuddy credit of up to $100, travel and purchase protections, and more.
Enrollment required through Capital One website or mobile app. Upon enrollment, eligible cardholders will remain at upgraded status level through December 31, 2024. Please note, enrolling through the normal Hertz Gold Plus Rewards enrollment process (e.g. at Hertz.com) will not automatically detect a cardholder as being eligible for the program and cardholders will not be automatically upgraded to the applicable status tier. Additional terms apply.
The information regarding the Capital One Venture Rewards Credit Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer.
The information regarding the Choice Privileges® Select Mastercard® was independently collected by Upgraded Points and not provided nor reviewed by the issuer.
The information regarding the American Express® Green Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer.
The information regarding the Choice Privileges® Mastercard® was independently collected by Upgraded Points and not provided nor reviewed by the issuer.
The Choice Privileges Select card offers more benefits than the $0 annual fee Choice Privileges card since it earns 10x points on Choice stays instead of 5x, offers Platinum elite status instead of Gold, and includes perks like 30,000 annual bonus points and a Global Entry or TSA PreCheck credit.
That said, deciding which card is better depends on how often you stay at Choice Hotels.
Yes, the Choice Privileges Select card has a $0 introductory annual fee for the first year, then $95 annual fee.
Yes, the Choice Privileges program offers 2 co-branded credit cards: the Choice Privileges card and the Choice Privileges Select card.
Wells Fargo issues the Choice Privileges Select card.
Yes, the Choice Privileges Select card gives you automatic Platinum elite status for as long as you hold the card.
Disclaimer: Any comments listed below are not from the bank advertiser, nor have they been reviewed or approved by them. No responsibility will be taken by the bank advertiser for these comments.