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Get an Incredible 200K Points With the Amex Business Platinum [New Public Offer]

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Juan Ruiz
Edited by: Michael Y. Park
& Kellie Jez
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Welcome offers are a cornerstone of any award traveler’s strategy, letting you accumulate a large amount of points quickly and unlock incredible travel redemptions that might otherwise take years to earn.

Until recently, the public welcome offer for The Business Platinum Card® from American Express was 150,000 points. But now, what used to be a hard-to-find deal has become the new standard bonus: a generous 200,000-point welcome offer that makes this high-end business card even more compelling.

Let’s examine how to find your best offer and use those points in your future travel plans.

The article below discusses targeted offers. Please note that these offers are not available to all applicants. Any information related to targeted offers has been independently collected and not reviewed or provided by the card issuer.

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Amex Business Platinum Card Welcome Bonus Offer

The current public offer for the Amex Business Platinum card is:

  • Earn 150,000 200,000 points after spending $20,000 in eligible purchases within the first 3 months.

From our average valuations, Amex Membership Rewards points are worth 2.2 cents apiece. Using those numbers, this new welcome offer is worth a whopping $4,400!

While this is the most generous welcome offer we’ve seen in quite a while on the Amex Business Platinum card, history shows that Amex sometimes targets certain cardholders with even larger welcome bonus offer, occasionally reaching 250,000 points or more. So while this enhanced public offer is incredible on its own, it’s worth checking to see if you might be eligible for an even higher targeted bonus before applying.

Option 1: Check on Amex Directly (Try This First)

To see if you’re eligible for an even higher targeted offer, first check directly on American Express’ website.

Typically, numerous offers are available for the Amex Business Platinum card at any given time, depending on who applies, how they apply, and when they do so.

However, our writers have seen that American Express regularly provides elevated offers directly to targeted applicants. As with all targeted offers, these aren’t available to all applicants and can change without notice, but here’s an example of a targeted offer we’ve found directly with American Express.

Eligible applicants can earn 200,000 Membership Rewards points after spending $20,000 on purchases in the first 3 months of account opening.

Amex Business Platinum card 200k ofer January 17 2026
Offer captured on January 17, 2026, and may not be available to all applicants. Image Credit: American Express

Option 2: Check on CardMatch

We also recommend checking your elevated offers via the CardMatch tool. Your credit score won’t be affected, because CardMatch doesn’t initiate a hard pull. Here, you can see if you have any dedicated offers available.

Option 3. Targeted Email Offers

If you already have an existing Amex account, make sure you’ve opted in to targeted email offers. After logging in, click on the tab called “Account Services” in the top menu, then choose the selection entitled “Alerts and Communications.” In this section, click on the choice that says “Marketing Email Preferences” to ensure you’re opted in for notifications about targeted offers.

Benefits of the Amex Business Platinum Card

Few business cards compete with the Amex Business Platinum card. Despite the annual fee of $895 (rates & fees), business owners stand to benefit greatly from the following list of benefits:

Whether you’re a frequent traveler or only occasionally take advantage of these business-focused statement credits, the perks offered on this business card can provide significant value.

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Maximizing the 200K Welcome Bonus Offer

Since the 200,000-point welcome bonus is now the standard public offer, meeting the spending requirements opens up a wealth of ways to redeem Amex Membership Rewards points for exceptional value.

Let’s look at ideas to consider.

Explore the Lakes of Switzerland

Switzerland is known for its Alpine scenery, including beautiful lakes like Lake Geneva, Lake Lucerne, and Lake Neuchâtel. The welcome offer on the Amex Business Platinum card can help get you to Switzerland. One way is by transferring your Amex Membership Rewards points to Air Canada’s Aeroplan program at a 1:1 ratio to book 3 (or more) one-way SWISS business class flights to Switzerland, from which you can head to one of the many surrounding Swiss lakes.

SWISS 777 300ER business class cabin from back
Fly in style to Switzerland for as few as 60,000 Amex points one-way in business class. Image Credit: Ehsan Haque

You can fly from the U.S. to Switzerland in a comfy, lie-flat seat starting at 60,000 points one-way or take the entire family for as few as 35,000 points each way in economy!

Fly to the Caribbean for a Paradisiacal Getaway

If you’re looking for blue water and pristine beaches any time soon, consider transferring your points to the British Airways Club loyalty program for a Caribbean getaway.

Turks Flight View
Explore blue water and beautiful beaches by booking flights for a Caribbean vacation using British Airways Avios. Image Credit: Juan Ruiz

With a 200,000-point bonus, you can book at least 8 round-trip, economy tickets to the Caribbean from the East Coast on American Airlines. Using Membership Rewards points here can be a great way to get outstanding value from your rewards.

Spend 5 Nights at the Hilton Moorea Lagoon Resort & Spa

If French Polynesia is more your style, consider a stay at the Hilton Moorea Lagoon Resort & Spa.

Hilton Moorea Lagoon
Hilton Moorea Lagoon Resort & Spa. Image Credit: Hilton

Hilton Honors is an American Express transfer partner with a 1:2 transfer ratio. That means 200,000 Membership Rewards points turn into 400,000 Hilton Honors points. Though Hilton no longer has an award chart, you can find nights for under 100,000 points per night. With Hilton’s fifth-night-free benefit, your 400,000 Hilton points could get you 5 nights in paradise.

Hot Tip:

For more inspiration, check out the best ways to redeem your Amex Membership Rewards points.

Final Thoughts

The Amex Business Platinum card now comes with a standard welcome offer of 200,000 points, making it one of the most generous public offers we’ve ever seen on this card. Once you meet the minimum spending requirements, you have a wide range of options for using the Membership Rewards points from the welcome offer to take incredible trips.

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About Juan Ruiz

Juan is a leading expert in credit cards, loyalty programs, and airlines and hotels, with over a decade of experience helping readers and clients maximize points, miles, and travel value. His insights have appeared in prestigious outlets including USA Today, Travel & Leisure, CNN Underscored, Forbes, and The Points Guy, where he’s known for making complex travel strategies accessible and actionable. As the founder of JetBetter, Juan turns the complex world of points and miles into effortless, high-value travel, guiding clients through award redemptions, uncovering maximum value, and delivering stress-free, expertly planned trips that both travelers and industry insiders rely on.

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Platinum Card® from American Express

  • You may be eligible for as high as 175,000 Membership Rewards® points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
  • Get more for your travels with 5X Membership Rewards® points on all flights and prepaid hotel bookings through American Express Travel®, including Fine Hotels + Resorts® and The Hotel Collection bookings. You earn 5X points on flights purchased directly from airlines or through American Express Travel® on up to $500,000 on these purchases per calendar year.
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  • More Value! With over 1,550 airport lounges - more than any other credit card company on the market* - enjoy the benefits of the Global Lounge Collection®, over $850 of annual value, with access to Centurion Lounges, 10 complimentary Delta Sky Club® visits when flying on an eligible Delta flight (subject to visit limitations), Priority Pass Select membership (enrollment required), and other select partner lounges. * As of 07/2025.
  • More Value! $200 Uber Cash + $120 Uber One Credit: With the Platinum Card® you can receive $15 in Uber Cash each month plus a bonus $20 in December when you add your Platinum Card® to your Uber account to use on rides and orders in the U.S when you select an Amex Card for your transaction. Plus, when you use the Platinum Card® to pay for an auto-renewing Uber One membership, you can get up to $120 in statement credits each calendar year. Terms apply.
  • More Value! $300 Digital Entertainment Credit: Get up to $25 in statement credits each month after you pay for eligible purchases with the Platinum Card® at participating partners. Enrollment required.
  • More Value! $600 Hotel Credit: Get up to $300 in statement credits semi-annually on prepaid Fine Hotels + Resorts® or The Hotel Collection* bookings through American Express Travel® using the Platinum Card®. *The Hotel Collection requires a minimum two-night stay.
  • New! $400 Resy Credit + Platinum Nights by Resy: When you use the Platinum Card® to pay at U.S. Resy restaurants and to make other eligible purchases through Resy, you can get up to $100 in statement credits each quarter with the $400 Resy Credit benefit. Plus, with Platinum Nights by Resy, you can get special access to reservations on select nights at participating in demand Resy restaurants with the Platinum Card®. Simply add your eligible Card to your Resy profile to book and discover Platinum Nights reservations near you, enrollment required.
  • More Value! $209 CLEAR® Plus Credit: CLEAR® Plus helps get you to your gate faster by using unique facial attributes to verify you are you at 50+ airports nationwide. You can cover the cost of a CLEAR Plus Membership* with up to $209 in statement credits per calendar year after you pay for CLEAR Plus with the Platinum Card®. *Excluding any applicable taxes and fees. Subject to auto-renewal.
  • $200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees, such as checked bags and in-flight refreshments, are charged by the airline to the Platinum Card® Account*. American Express relies on airlines to submit the correct information on airline transactions to identify incidental fee purchases. If you do not see a credit for a qualifying incidental purchase on your eligible Card after 8 weeks, simply call the number on the back of your Card. Qualifying airlines are subject to change. See terms & conditions for more details.
  • Start your vacation sooner, and keep it going longer. When you book Fine Hotels + Resorts® through American Express Travel®, enjoy noon check-in upon arrival, when available, and guaranteed 4PM check-out.
  • New! $300 lululemon Credit: Enjoy up to $75 in statement credits each quarter when you use the Platinum Card® for eligible purchases at U.S. lululemon retail stores (excluding outlets) and lululemon.com. That’s up to $300 in statement credits each calendar year. Enrollment required.
  • $155 Walmart+ Credit: Receive a statement credit* for one monthly Walmart+ membership (subject to auto-renewal) after you pay for Walmart+ each month with the Platinum Card®.*Up to $12.95 plus applicable local sales tax. Plus Ups not eligible.
  • $100 Saks Credit: Get up to $100 in statement credits annually for purchases at Saks Fifth Avenue or saks.com on the Platinum Card®. That’s up to $50 in statement credits from January through June and up to $50 in statement credits from July through December. No minimum purchase required. Enrollment required.
  • Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
  • $895 annual fee.
  • Terms Apply.
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