Seven Corners Travel Insurance Coverage Review — Is It Worth It?

Full Disclosure: We may receive financial compensation when you click on links and are approved for credit card products from our advertising partners. Opinions and product recommendations on this site are ours alone, and have not been influenced, reviewed or approved by the issuer. Please see our Advertiser Disclosure for more details!

If you’re planning a trip, especially in the current environment, chances are the topic of purchasing travel insurance crossed your mind. It’s good news that whether you’re looking for a comprehensive travel insurance package policy or 1 that focuses on providing medical insurance coverage during your travels, you’ll find coverage can be easily secured and it can be affordable.

The company we’re reviewing today offers both comprehensive travel insurance package plans and separate plan options that provide stand-alone travel medical coverage. Seven Corners has been offering these plans since 1993 to U.S. citizens traveling abroad, travelers who are visiting the U.S., and other international travelers.

Let’s continue as we look at why you’d want to purchase travel insurance and specifically why you’d want to consider Seven Corners. We’ll also look at the types of policies offered by Seven Corners, how the company compares to other travel insurance companies, and to the coverage that comes with your credit cards.

Join us now for a close-up look at Seven Corners and what it has to offer.

Why Purchase Travel Insurance

Travel insurance is designed to protect your trip investment from loss and from the additional expenses incurred due to an unexpected event, causing you to cancel your trip or resulting in disruption during your travels.

Here is a sampling of circumstances when travel insurance could provide a significant benefit:

  • You break your ankle during your ski trip and need to return home early
  • An immediate family member becomes seriously ill and you must cancel your trip to care for them
  • You become ill or injured while staying at a remote lodge and must be evacuated to the nearest hospital
  • There is a flood and your home becomes inhabitable, causing you to cancel your trip
  • You suffer a dental injury on vacation and need immediate dental work

Bottom Line: Any trip that involves a significant investment in non-refundable expenses should be insured, as well as any trip that takes you where you would be without medical coverage. 

Travel Insurance and COVID-19

Many travelers have recently found themselves in a position where they needed to cancel, postpone, or change their travel plans due to COVID-19. While it’s reasonable to expect that travel insurance might cover these cancellations, normally, it does not.

It’s possible your travel insurance policy will cover you for canceling your trip due to getting ill from the virus, or if your trip is disrupted as a result, but many companies are excluding coverage for any COVID-19 related claims.

Additionally, voluntary cancellations due to the fear of getting ill are not a covered reason for trip cancellation on any travel insurance policy.

In order to be covered for COVID-19-related trip cancellation, you must purchase Cancel for Any Reason insurance (CFAR). Note that the coverage can be expensive, it will not cover all of your trip costs, and many companies do not offer the coverage.

If having this coverage is important, you’ll want to select a travel insurance company that offers CFAR insurance and/or offers coverage for trip cancellation, trip interruption, and medical care should you contract the COVID-19 virus.

Bottom Line: Travel insurance does not cover voluntary trip cancellations due to the fear of getting ill. In order to have coverage for voluntary cancellations, you must purchase Cancel for Any Reason insurance. Not all companies sell this CFAR insurance, it does not cover all your trip costs, and it can be expensive.

Why Purchase Travel Insurance From Seven Corners

Ambulance and gurney
Prepare for the unexpected by insuring your trip with Seven Corners. Image Credit: RODNAE Productions via Pexels

When you select a travel insurance company, you’ll first want to make sure it’s financially stable and that it has decent customer reviews. Seven Corners checks those boxes with an A+ rating of the company’s underwriters from the insurance financial rating company A.M. Best, and according to global consumer rating company Trustpilot, 81% of its customers view their experience as good or excellent.

Now that we know Seven Corners is a stable and well-respected company, we’ll next want to check out the company’s policy offerings.

We’ll compare coverages and costs shortly, but 2 critical items we’ve covered so far in this article are 1) the importance of a company offering the option to purchase CFAR insurance and 2) that a policy offers coverage for COVID-19.

If either of these items is important to you, have peace of mind knowing that Seven Corners offers both.

Let’s look closer at the types of policies Seven Corners offers.

Bottom Line: Seven Corners has highly rated underwriters, good customer service ratings, and offers both comprehensive travel insurance package plans and medical travel insurance. In addition, the company offers CFAR add-on insurance and coverage for COVID-19 related expenses. 

Type of Policies Available

Seven Corners offers both comprehensive trip insurance policies and travel medical insurance plans. You can expect to find a combination of key coverages offered on each policy.

Let’s look at Seven Corners trip insurance policy options.

Comprehensive Travel Insurance Package Policies

Whether you’re a U.S. resident or non-U.S. resident traveling internationally, Seven Corners offers a travel insurance package option that will cover you during your travels.

  • Roundtrip Trip Cancellation Insurance — for U.S. residents traveling internationally; select between Roundtrip Economy, Roundtrip Choice, and Roundtrip Elite policy options
  • Roundtrip International Trip Insurance — for non-U.S. residents traveling internationally

You’ll find a long list of coverage options on these single-trip comprehensive package travel insurance plans including the following:

  • Trip cancellation/interruption/delay coverage
  • Missed connection
  • Change fee
  • Lost, stolen, damaged, or delayed baggage
  • Emergency medical, dental, and evacuation/repatriation
  • Political evacuation
  • Accidental death and dismemberment
  • Pre-existing conditions waiver
  • 24/7 worldwide assistance services

Optional coverages include car rental insurance, CFAR, cancel for work reasons, lost or damaged ski/golf equipment, and flight accident insurance.

With more focus on medical coverage while traveling and the ability to purchase 1 annual plan for multiple trips, Seven Corners’ Wander policies also provide incidental trip protections such as trip interruption/delay and luggage insurance.

  • Wander Frequent Traveler — annual comprehensive medical coverage (not including COVID-19-related illness)
  • Wander Frequent Traveler Plus — annual comprehensive medical coverage, including COVID-19-related illness

Hot Tip: Cancel for Any Reason insurance can be added to most Seven Corners Roundtrip package policies to cover up to 75% of non-refundable trip expenses. 

Travel Medical Insurance Plans — Plans for International Travelers

Liaison travel medical insurance plans can cover up to 10 travelers, focusing on major medical coverages, and also includes incidental trip cancellation, interruption, delay, and baggage coverage.

  • Liaison Travel Basic — designed for travelers traveling outside the U.S.
  • Liaison Travel Plus — for those who are traveling outside the U.S., includes coverage for COVID-19
  • Liaison Travel Basic U.S. — for non-U.S. visitors traveling to the U.S.
  • Liaison Travel Plus U.S. — for non-U.S. visitors traveling to the U.S., includes coverage for COVID-19

Liaison Travel Plus and Travel Plus U.S. policies are recommended if you need a travel medical policy that meets Schengen visa insurance requirements.

Travel Medical Insurance Plans — Travel Within or To the U.S.

Explore North America plans focus on providing major medical coverage while visiting the U.S. but also include a $5,000 trip interruption benefit.

  • Explore North America and Explore North America Plus — policies provide coverage for non-U.S. residents who are also non-U.S. citizens who need medical coverage while visiting the U.S., Canada, Mexico, and parts of the Caribbean; the plans can cover trips up to 364 in length

The Explore North America Plus plan includes coverage for COVID-19 related expenses.

Specialty Plans

  • Group Plans — Find coverage for single trips or for extended periods up to 364 days. Whether you’re an individual traveling with a group, need a plan that covers your entire group, or want to cover your entire family, there’s a group plan that will fit your situation. Select a comprehensive travel insurance plan or 1 that focuses on medical coverage.
  • Liaison Student Travel Medical Insurance — Liaison Student medical plans are designed for U.S. citizen students traveling abroad, non-U.S. student citizens traveling to the U.S., and non-U.S. citizens traveling outside of the U.S. The plan can also cover faculty, scholars, and their families.
  • Liaison Medical Evacuation and Repatriation — This plan is designed for students traveling in the U.S. to meet J visa insurance requirements.
  • Visitor Insurance Plans — Complete medical insurance plans are available for inbound non-U.S. citizens traveling to the U.S. Coverage for family members and travel companions is also available.

Bottom Line: Seven Corners offers an expansive collection of comprehensive travel insurance plans and options for stand-alone travel medical insurance coverage. Plans include single trip coverage, annual plans, group coverage, and coverage for students. Whether you’re a U.S. citizen traveling abroad or a foreign national traveling the world, there’s a Seven Corners plan that fits your situation. 

How To Obtain a Quote

Seven Corners Quote
It takes just a minute to request a quote on the Seven Corners website. Image Credit: Seven Corners

Seven Corners provides an easy-to-use website to secure a quote for any of its travel insurance products. Minimal information is needed to receive an immediate quote. The site also provides information that can help educate you on the different types of insurance available.

Seven Corners Policy
Once you submit your information, you’ll receive an immediate quote. Image Credit: Seven Corners

After submitting your information, you’ll receive an instant quote with the price and list of coverages. Review the coverages, select any desired additional coverage, and the policy is available for immediate purchase.

Seven Corners Purchase
Your quote can be customized to the level of coverage you prefer. Image Credit: Seven Corners

You’ll find the process of getting a quote and comparing coverages simple and easy to understand. Plus, you’ll be able to secure coverage for your trip immediately.

Bottom Line: Whether you need travel medical insurance or a comprehensive travel insurance policy, Seven Corners’ website makes it easy to secure a quote, review coverages, and purchase a policy with immediate coverage.

The Value of Travel Insurance Comparison Sites

Seven Corners Travel Insurance
Travel insurance comparison sites help you compare dozens of companies. Image Credit: Squaremouth

Regardless of the type of insurance you wish to purchase, it’s always prudent to compare policy coverages and costs. This is especially true with travel insurance and travel medical plans as coverage is widely available and costs can vary significantly between companies.

That’s where travel insurance comparison sites can add value. You’ll find each site compares scores of highly-rated companies and dozens of policies, making it easy to compare and select the policy that best meets your needs.

Here are a few we recommend.

Best for Comprehensive Travel Insurance Plans

  • TravelInsurance.com — Compare travel insurance plans that also offer travel medical insurance. No stand-alone travel medical plans are offered.
  • Squaremouth — Search for single trip, annual, group, and sports/adventure plans. While travel insurance plans can include medical coverage, there is no option to search for medical-only coverage.

Best for Travel Medical Plans

  • InsureMyTrip — The site allows you to compare single and multi-trip travel medical policies as well as comprehensive travel insurance plans.

Bottom Line: Travel comparison websites are valuable resources for comparing travel insurance plans. However, not all sites allow you to search for stand-alone travel medical plans.

How Seven Corners Travel Insurance Compares

Seven Corners vs. Other Travel Insurance Companies

Seven Corners Comparison
Travel medical insurance is affordable and widely available from dozens of travel insurance companies. Image Credit: InsureMyTrip

Purchasing travel medical insurance for a single trip is not an expensive decision, although costs can be much higher as you get older. In the above example, we searched for a quote for a 1-week $3,000 trip to Mexico for a traveler 40 years of age. All plans include COVID-19 coverage and cost $13 to $20. At 70 years of age, the same policy would cost approximately $50 to $90.

Seven Corners offers both competitive coverage and premium costs on travel medical insurance when compared to several other insurance companies. Your experience will vary based on the type of policy, the coverage selected, the age of the travelers, and the length/cost of the trip.

When we look at comprehensive travel insurance policies, Seven Corners, although competitive, had lower limits on medical coverage within the comprehensive travel insurance plans when compared to most other companies. However, higher limits are available via the Seven Corners website.

Seven Corners vs Others
Medical coverage limits were generally lower with Seven Corners when purchasing a comprehensive travel insurance plan. Image Credit: Squaremouth

Seven Corners vs. Credit Card Insurance

Many credit cards come with complimentary travel insurance coverages that can provide a benefit if your trip is canceled/interrupted for covered reasons, your luggage becomes damaged, lost, or delayed, or even if you have an accident with your rental car.

It’s possible this coverage could be sufficient for a simple trip that doesn’t include a significant financial outlay. However, the coverage that comes on your credit card will not take the place of a comprehensive travel insurance policy. Plus, it’s rare to find any level of travel medical insurance on a credit card.

There are just a few additional reasons for considering travel insurance over the coverage that comes with your credit card:

  • Coverage that comes with your credit card is normally secondary coverage that requires you to first file a claim with any other applicable insurance
  • Claims for travel insurance are not handled by the credit card issuer but by a third-party company, making it potentially more complicated to file a claim
  • Credit cards do not provide comprehensive travel medical coverage
  • Credit card insurance does not cover cancellations due to the fear of getting ill, including the fear of getting the COVID-19 virus
  • You are normally required to use the applicable credit card to purchase the trip in order to have coverage

If your trip does not involve a significant investment, you have medical insurance that covers you while traveling outside the country, and you feel comfortable relying on the coverages offered by travel rewards credit cards, here are a few of the best cards to consider:

Chase Sapphire Preferred® Card

One of our favorite overall travel rewards cards, the Chase Sapphire Preferred card offers the following travel insurance benefits:

For more information on the Chase Sapphire Preferred’s travel insurance benefits, you’ll want to read this informative article.

Chase Sapphire Reserve® Card

Examples of travel insurance benefits that come with the Chase Sapphire Reserve card include:

  • Trip cancellation, trip interruption, trip delay
  • Emergency medical, dental, and evacuation insurance
  • Primary car rental insurance
  • Baggage insurance
  • Travel and emergency assistance
  • Travel accident insurance

To review all the travel insurance coverages included with the Sapphire Reserve, you can learn more in our expanded article.

The Platinum Card® from American Express

You can expect to find a nice collection of travel insurance benefits on the Amex Platinum.

  • Trip cancellation, trip interruption, and trip delay reimbursement
  • Secondary car rental insurance with the option to purchase Premium Protection for 1 low fee that covers the entire rental period
  • Travel accident insurance
  • Premium Global Assist Hotline
  • Emergency transport and evacuation (included in the Premium Global Assist Hotline benefit)

Bottom Line: The travel insurance coverage that comes with your credit card is not a substitute for a travel insurance package policy or medical coverage. The credit card coverage could be sufficient for a trip that does not involve a significant investment or if your health insurance covers you during your travels. For an overview of the best credit cards for travel insurance coverages, check out our article on the topic. 

Everything Else You Need To Know

Here is some additional helpful information regarding purchasing a policy from Seven Corners:

  • You have 10 days after you receive your policy documents to review the plan and, if not satisfied, request a full refund
  • Some Seven Corners medical plans are secondary and require you to have an underlying health insurance plan that covers you in the U.S. to be eligible
  • Not all policies offered by Seven Corners are available in every state
  • You can initiate a claim with Seven Corners by calling 800-335-0611 or 317-575-2652 worldwide or via the Seven Corners website
  • Seven Corners offers plans that meet Schengen Visa requirements

Final Thoughts

Seven Corners is a highly rated, established, and respected travel insurance company that offers a wide variety of travel and medical insurance plans for travelers. It is overall competitive and offers both COVID-19 coverage and Cancel for Any Reason insurance.

The company also excels in providing long-term medical coverage for international travelers.

One caution to note is that, as with all travel insurance companies, many of Seven Corners’ plans do not offer COVID-19 related coverage. If this coverage is important to you, be sure to select a policy that includes it and if desired, add CFAR coverage.

Because there are so many variables when it comes to purchasing travel insurance or travel medical insurance, prices and coverages can vary significantly. Be sure to check several sources to find the right coverage at the right cost.


All information and content provided by Upgraded Points is intended as general information and for educational purposes only and should not be interpreted as medical advice or legal advice. For more information, see our Medical & Legal Disclaimers.

For rates and fees of The Platinum Card® from American Express, click here.


Frequently asked questions

Is Seven Corners travel insurance good?

Yes. Seven Corners receives good reviews and its underlying underwriting companies are rated highly by insurance rating company A.M. Best.

The company, unlike many other travel insurance companies, also provides the option to purchase Cancel for Any Reason insurance and coverage for COVID-19 related events that can disrupt your travels.

How do I make a travel insurance claim with Seven Corners?

You can call 800-335-0611 or 317-575-2652 worldwide. You can also initiate and track your claim via the Seven Corners website.

Does Seven Corners' policies meet Schengen Visa requirements?

Yes. You will find several medical insurance plans offered by Seven Corners that meet Schengen Visa requirements.

Does Seven Corners cover COVID-19?

Yes. Several of Seven Corners’ policies offer the option to include coverage for COVID-19 and some include this coverage. You can also cover cancellations of any type by adding CFAR coverage, available on many of Seven Corners’ policies.

Does Seven Corners cover evacuation?

Yes. There is coverage for evacuation on Seven Corners travel medical insurance policies. The level of coverage will depend on the policy and the level of coverage chosen.

Christine Krzyszton

About Christine Krzyszton

Christine, who lives in Northern Michigan, travels about 300,000 miles a year despite her remote location. Her expertise is traveling the world on a weekend with no pre-determined destination in mind, letting the cost of the airfare determine where she will go. She has over four million flown miles and elite status on all three major domestic carriers.

Travel prices are about to surge from pent-up demand.

Use this points strategy to lock in pennies-on-the-dollar pricing in 2021, all without being a frequent flyer...

How do I only pay $30 to go to Hawaii, $200 for business class to Asia or just $150 to Europe?

Discover the real-life strategies that anyone can use to enjoy limitless travel (even on a limited budget!)

Just sign up below and I’ll send you the Limitless Travel Playbook instantly:

We respect your privacy. Please view our privacy policy here.

Disclaimer: Any comments listed below are not from the bank advertiser, nor have they been reviewed or approved by them. No responsibility will be taken by the bank advertiser for these comments.

Any thoughts or questions? Comment below!

Advertiser Disclosure

Many of the credit card offers that appear on this site are from credit card companies from which we receive financial compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). However, the credit card information that we publish has been written by experts who know these products inside out, and what we recommend is what we would (or already) use ourselves. This site does not include all credit card companies or all available credit card offers that are on the market. Click here to see a list of advertisers that we work with.