Airline Loyalty Rewards
Air Canada Aeroplan Loyalty Program Review
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Toronto Pearson International Airport (YYZ)
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Air Canada Signature Suite (YYZ); Access to partner lounges in the U.S. includes the Air Canada Maple Leaf Lounge in Newark (EWR), LaGuardia (LGA), and Los Angeles (LAX)
Air Canada Aeroplan Program Overview
The Air Canada frequent flyer program that you redeem points in is called Aeroplan.
You can use the program for Star Alliance and partner redemptions, like flights on United Airlines.
Members earn Status Qualifying Miles (SQM), Status Qualifying Segments (SQS), and Status Qualifying Dollars (SQD) when flying Air Canada and Star Alliance partners.
Aeroplan points allow you to qualify for the program’s elite status and redeem for award flights. They can be earned in many ways — here are the 4 most common:
- Flying Air Canada or its partner airline flights
- Spending on flexible points program credit cards
- Spending at car rental, hotel, or retail partners
- Shopping through the Aeroplan eStore shopping portal
Bottom Line: Aeroplan is the rewards program in which members earn points to use toward travel and lifestyle awards.
Joining Aeroplan
The Aeroplan program is free to join by simply completing this application.
When your application is complete, you’ll have the ability to earn points by flying with Air Canada or its partner airlines, earn elite status, and redeem points for award flights.
How To Sign in to Your Aeroplan Account
Head to the Aeroplan login page and enter your membership number or email and password.
Hot Tip: The Aeroplan website requires you to log in using your Aeroplan account number to search for award flights.
Viewing Your Account Activity
The easiest way to check your Aeroplan mileage balance is to:
- Log in to your account
- Hover over Your Account on the left and click Account Overview
Aeroplan states that it may take up to 8 days for qualifying activity to appear in your account.
Points Expiration
Aeroplan points will expire if you haven’t accumulated or redeemed points for a period of 18 consecutive months.
The program does allow you to buy back your expired points at a cost of 1¢ per point, a $30 administration fee, and applicable taxes.
Aeroplan Mileage Program
Air Canada Aeroplan Elite Status
The Air Canada Aeroplan program has 5 elite tiers:
- 25K
- 35K
- 50K
- 75K
- Super Elite 100K
The Aeroplan status qualification period begins January 1 and ends December 31 of the same calendar year. Members who qualify for a new status level during the qualification year prior to October 15 may be eligible for early recognition to a higher level of Aeroplan status.
25K: The lowest elite tier offered by Aeroplan comes with the following benefits:
- Priority check-in
- Priority boarding
- Priority seat selection
- 2 Maple Leaf Lounge 1-time guest passes
- 25% Aeroplan mile bonus with Air Canada and select airline partners
- Carrier surcharge waived on award flights between Canada and the U.S.
- 20 eUpgrade credits
- Star Alliance Silver
35K: After earning this status level, you’ll have all of the benefits of 25K, plus access to additional benefits, including:
- Complimentary access to select Maple Leaf Lounges
- Access to unsold economy class award seats on Air Canada flights
- 50% discount on Maple Leaf Club Lounge membership
- 35% Aeroplan mile bonus with Air Canada and select airline partners
- 30 eUpgrade credits
50K: The middle elite tier that you can earn comes with all of the benefits of 35K, plus the following benefits:
- 3 Maple Leaf Lounge 1-time guest passes
- Complimentary access to Maple Leaf Lounges
- 50% Aeroplan mile bonus with Air Canada and select airline partners
- Lower requalification level of 45K SQM or 45 SQS
- 40 eUpgrade credits
- 2 Status Passes
- Star Alliance Gold
75K: The second highest elite tier that you can earn comes with all of the benefits of Elite 50K, plus the following benefits:
- Guaranteed reservations for economy revenue tickets
- 75% Aeroplan bonus with Air Canada and select airline partners
- Lower requalification level of 70K AQM or 70 AQS
- Gift of Aeroplan 35K status for a friend
- 55 eUpgrade credits
- 3 Status Passes
Super Elite 100K: The highest elite tier that you can earn comes with all of the benefits of 75K, plus the following benefits:
- Air Canada concierge service
- 4 Maple Leaf Lounge 1-time guest passes
- Access to London Heathrow Arrivals Lounge
- 1 upgrade for a designated eUpgrade nominee
- 100% Aeroplan bonus with Air Canada and select airline partners
- Access to any unsold economy class seat, and additional business class seats on Air Canada flights
- Lower requalification level of 90K SQM or 90 SQS
- Aeroplan Elite 50K status for a friend
- Carrier surcharge waived on international award flights
- 70 eUpgrade credits
- 4 Status Passes
Learn more details about the Aeroplan elite benefits at each tier.
Value of Aeroplan Elite Status
Earning elite status with Air Canada Aeroplan makes the most sense if you fly Air Canada regularly or you are looking for elite benefits when flying a Star Alliance partner like United Airlines.
If you meet one of these criteria, access to premium airport lounges and mileage earning bonuses are reasons to earn elite status.
Earning Air Canada Aeroplan Elite Status
The Aeroplan program is similar to major U.S. airline programs in that elite status requires Status Qualifying Miles (SQM) or Status Qualifying Segments (SQS) and Status Qualifying Dollars (SQD).
The best way to determine the number of Aeroplan points that you’ll earn is to review the charts of each airline.
Hot Tip:The Air Canada Aeroplan program mirrors the major U.S. airline programs by having a revenue (dollar) requirement to earn elite status.
All eligible flights on Air Canada and partner airline flights earn Aeroplan points.
Once you qualify for Aeroplan elite status, the benefits begin immediately and continue through the following calendar year.
If you qualify for a new elite tier level during the Aeroplan qualification year prior to October 15, you may be eligible to move up to the next tier in that year.
Elite tiers work as follows:
- 25K: 25,000 SQM or 25 SQS + $3,000 SQD
- 35K: 35,000 SQM or 35 SQS + $4,000 SQD
- 50K: 50,000 SQM or 50 SQS + $6,000 SQD
- 75K: 75,000 SQM or 75 SQS + $9,000 SQD
- Super Elite 100K: 100,000 SQM or 100 SQS + $20,000
Find more details about the Aeroplan requirements for each elite tier level.
How To Earn Aeroplan Points
The Aeroplan program offers 3 primary ways to earn airline points:
- Earn points from spending on an Aeroplan credit card
- Transfer points since Aeroplan is an Amex transfer partner, Capital One transfer partner, and Marriott transfer partner)
- Use the Aeroplan eStore shopping portal
When you use all of the options in tandem, you’ll have more than enough ways to earn Aeroplan points.
Earning Points Through Flying
The number of Aeroplan points you earn on flights marketed by Air Canada, Air Canada Express, Air Canada Rouge, or a Star Alliance partner is based on the actual distance flown and the booking class purchased.
For example, if you fly an Air Canada business class fare (J, C, D) flight from Newark (EWR) to Vancouver (YVR), you’ll earn 150% of the miles traveled.
If you fly a partner, the mileage is also based on the distance flown and booking class purchased.
For example, if you fly ANA first class (F, A) from Washington (IAD) to Tokyo (NRT), you’ll earn 150% miles of the distance traveled.
Class of Service | Eligible Booking Classes | Aeroplan Points and SQM (% of Miles Flown) |
First | F, A | 150% |
Business | J | 150% |
C, D, Z | 125% | |
P | 100% | |
Premium Economy | G, E | 100% |
N | 70% | |
Economy | Y, B, M | 100% |
U, H, Q | 70% | |
V, W, S, T | 50% | |
L, K | 30% | |
The best way to see how many points you’ll earn is to reference the Aeroplan airline partners.
Aeroplan also offers bonus points for certain airlines as an incentive to fly a particular route.
Earn Points With Credit Cards
The ideal way to accumulate points from credit card spending is to focus on the flexible point programs’ credit cards.
When you earn flexible points, these can be transferred directly to the program’s airline partners.
Aeroplan partners with 3 of the 4 major flexible point programs (Amex, Marriott Bonvoy, and Capital One), providing you a couple of options to earn points.
Earning Bonus Points in Other Ways
The Aeroplan program also has a number of ways to earn Aeroplan points that don’t involve flying.
For example, it partners with hotels like Marriott and car rental companies like Avis.
Branded and Partnered Credit Cards
The Air Canada Aeroplan program makes it easy to earn points by partnering with 3 out of the 4 flexible point programs.
Aeroplan® Credit Card
The Aeroplan card is a great option for Air Canada flyers looking to earn more points and receive automatic elite status.
Why We Like This Card
Flyers based in the U.S. may think they wouldn’t have a need for a card like the Aeroplan® Credit Card, it might be much better suited for you than you think.
Not only does Air Canada offer fantastic award redemptions, but adding the card to your wallet makes the program even more rewarding by offering elite status, more points, travel coverage, and more. Let’s take a closer look and see why the Aeroplan card might make a lot of sense for you.
Pros & Cons
- 3x points per $1 on Air Canada purchases, at grocery stores, and dining at restaurants (including takeout and eligible delivery services)
- 500 bonus points for every $2,000 you spend in a calendar month (up to a maximum of 1,500 bonus points)
- Receive Aeroplan 25K status for the remainder of the calendar year, plus the following calendar year, and continue to extend it beyond that by spending $15,000 on the card per calendar year
- $95 annual fee
- Does not earn transferable rewards
Card Highlights
- Earn up to 100,000 bonus points
- Earn 75,000 bonus points after you spend $4,000 on purchases in the first 3 months your account is open. Plus, 25,000 bonus points after you spend $20,000 on purchases in the first 12 months.
- $95 Annual Fee
- Redeem points for both international and domestic flights with the Aeroplan® Credit Card.
- Fly to another continent and travel the world with the Aeroplan® Credit Card.
- Earn 3X points for each dollar spent at grocery stores, on dining at restaurants, and Air Canada directly. Earn 1X point for each dollar spent on all other purchases.
- 500 bonus points for every $2,000 you spend in a calendar month - up to 1,500 points per month.
- Member FDIC
- APR: 20.99% - 27.99% Variable
- Foreign Transaction Fees: None
The co-branded Aeroplan card from Chase offers 3x points per $1 spent on dining, groceries, and Air Canada purchases, as well as 1x point per $1 spent everywhere else.
American Express Credit Cards
American Express credit cards are a great way to earn Amex points that can be transferred directly to Aeroplan.
Amex has an impressive selection of personal and business credit cards, so you’ll have more than enough ways to earn points for your next redemption.
Amex also has regular bonuses with some of its airline partners when you transfer your points into airline points, making this a valuable program to earn points in.
Recommended Amex Cards (Personal)
Terms Apply / Rates & FeesThe Amex Platinum reigns supreme for luxury travel, offering the best airport lounge access plus generous statement credits, and complimentary elite status.
Apply With Confidence
Know if you're approved with no credit score impact
If you're approved and accept this Card, your credit score may be impacted.
Why We Like This Card
When it comes to cards that offer top-notch benefits, you’d be hard-pressed to find a better card out there than The Platinum Card® from American Express.
Make no mistake — the Amex Platinum card is a premium card with a premium price tag. With amazing benefits like best-in-class airport lounge access, hotel elite status, and tremendous value in annual statement credits, it can easily prove to be one of the most lucrative cards in your wallet year after year.
Pros & Cons
- The best airport lounge access out of any card (by far) — enjoy access to over 1,400 worldwide lounges, including the luxurious Amex Centurion Lounges, Priority Pass lounges, Plaza Premium Lounges, and many more!
- 5x points per dollar spent on flights purchased directly with the airline or with AmexTravel.com (up to $500,000 per year)
- 5x points per dollar spent on prepaid hotels booked with AmexTravel.com
- $695 annual fee (rates and fees)
- Airline credit does not cover airfare (only incidentals like checked bags)
Card Highlights
- Earn 80,000 Membership Rewards® Points after you spend $8,000 on eligible purchases on your new Card in your first 6 months of Card Membership.
- Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year and earn 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel.
- $200 Hotel Credit: Get up to $200 back in statement credits each year on prepaid Fine Hotels + Resorts® or The Hotel Collection bookings through American Express Travel using your Platinum Card®. The Hotel Collection requires a minimum two-night stay.
- $240 Digital Entertainment Credit: Get up to $20 back in statement credits each month on eligible purchases made with your Platinum Card® on one or more of the following: Disney+, a Disney Bundle, ESPN+, Hulu, The New York Times, Peacock, and The Wall Street Journal. Enrollment required.
- The American Express Global Lounge Collection® can provide an escape at the airport. With complimentary access to more than 1,400 airport lounges across 140 countries and counting, you have more airport lounge options than any other credit card issuer on the market. As of 03/2023.
- $155 Walmart+ Credit: Save on eligible delivery fees, shipping, and more with a Walmart+ membership. Use your Platinum Card® to pay for a monthly Walmart+ membership and get up to $12.95 plus applicable taxes back on one membership (excluding Plus Ups) each month.
- $200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees are charged by the airline to your Platinum Card®.
- $200 Uber Cash: Platinum Card® Members can get out and about and explore their local area with $15 in Uber Cash for US rides each month, plus a bonus $20 in December. That can be up to $200 in annual Uber savings. Simply download the Uber app and add your Platinum Card® to your Uber account to get started. Available to Basic Card Member only. Effective 11/8/2024, an Amex Card must be selected as the payment method for your Uber or Uber Eats transaction to redeem the Amex Uber Cash benefit.
- $199 CLEAR® Plus Credit: CLEAR® Plus helps to get you to your gate faster at 50+ airports nationwide and get up to $199 back per calendar year on your Membership (subject to auto-renewal) when you use your Card. CLEARLanes are available at 100+ airports, stadiums, and entertainment venues.
- Receive either a $120 statement credit every 4 years for a Global Entry application fee or a statement credit up to $85 every 4.5 years for a TSA PreCheck® (through a TSA official enrollment provider) application fee, when charged to your Platinum Card®. Card Members approved for Global Entry will also receive access to TSA PreCheck at no additional cost.
- Shop Saks with Platinum: Get up to $100 in statement credits annually for purchases in Saks Fifth Avenue stores or at saks.com on your Platinum Card®. That's up to $50 in statement credits semi-annually. Enrollment required.
- Unlock access to exclusive reservations and special dining experiences with Global Dining Access by Resy when you add your Platinum Card® to your Resy profile.
- $695 annual fee.
- Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.
- Terms Apply.
- APR: See Pay Over Time APR
- Foreign Transaction Fees: None
Terms Apply / Rates & FeesThis is the best card for food lovers who dine out at restaurants (worldwide), order take-out and want big rewards at U.S. supermarkets!
Apply With Confidence
Know if you're approved with no credit score impact
If you're approved and accept this Card, your credit score may be impacted.
Why We Like This Card
The American Express® Gold Card is a game-changer.
With this card, you can earn 4x Membership Rewards points at restaurants, up to $50,000 per calendar year, and you’ll also earn 4x Membership Rewards points at U.S. supermarkets on up to $25,000 per calendar year, then 1x.
There isn’t another card on the market that offers a 1-2 punch like this. Of course, there are several other benefits of the Gold Card as well, including extra monthly dining rewards and more.
Pros & Cons
- 4x points per dollar at restaurants worldwide, up to $50,000 per calendar year; then 1x thereafter
- 4x points per dollar at U.S. supermarkets, up to $25,000 per calendar year; then 1x thereafter
- 3x points per dollar on flights purchased directly from airlines or at AmexTravel.com
- $325 annual fee (rates and fees)
- No lounge access
Card Highlights
- Earn 60,000 Membership Rewards® points after you spend $6,000 on eligible purchases on your new Card in your first 6 months of Card Membership.
- Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com.
- Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com.
- Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
- $120 Uber Cash on Gold: Add your Gold Card to your Uber account and each month automatically get $10 in Uber Cash for Uber Eats orders or Uber rides in the U.S., totaling up to $120 per year. Effective 11/8/2024, an Amex Card must be selected as the payment method for your Uber or Uber Eats transaction to redeem the Amex Uber Cash benefit.
- $84 Dunkin' Credit: With the $84 Dunkin' Credit, you can earn up to $7 in monthly statement credits after you enroll and pay with the American Express® Gold Card at U.S. Dunkin' locations.
- $100 Resy Credit: Get up to $100 in statement credits each calendar year after you pay with the American Express® Gold Card to dine at U.S. Resy restaurants or make other eligible Resy purchases. That's up to $50 in statement credits semi-annually. Enrollment required.
- $120 Dining Credit: Satisfy your cravings, sweet or savory, with the $120 Dining Credit. Earn up to $10 in statement credits monthly when you pay with the American Express® Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, and Five Guys. Enrollment required.
- Explore over 1,000 upscale hotels worldwide with The Hotel Collection and receive a $100 credit towards eligible charges with every booking of two nights or more through AmexTravel.com. Eligible charges vary by property.
- No Foreign Transaction Fees.
- Annual Fee is $325.
- Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.
- Terms Apply.
- APR: See Pay Over Time APR
- Foreign Transaction Fees: None
Recommended Amex Cards (Business)
Terms Apply / Rates & FeesThis card is ideal for business travelers who enjoy luxury travel and are looking for a card loaded with benefits!
Why We Like This Card
The Business Platinum Card® from American Express is a premium travel rewards card tailored toward business owners who are frequent travelers with a high number of annual expenses.
When you factor in the large number of perks that the card offers like the best airport lounge access at over 1,400 lounges, along with tons of annual credits, it’s easy to see why this card can is a top option for frequent traveling business owners.
Pros & Cons
- 5x Membership Rewards points per $1 on flights and prepaid hotels at Amex Travel
- Access to over 1,400 worldwide airport lounges as part of the American Express Global Lounge Collection
- Get 50% more Membership Rewards points (1.5 points per $1) on eligible purchases in key business categories, as well as on purchases of $5,000 or more (cap applies)
- High annual fee of $695 (rates & fees)
- Airline fee credit does not cover airfare, only incidentals like checked bags
Card Highlights
- Welcome Offer: Earn 150,000 Membership Rewards® points after you spend $20,000 in eligible purchases on the Card within the first 3 months of Card Membership.
- 5X Membership Rewards® points on flights and prepaid hotels on AmexTravel.com, and 1X points for each dollar you spend on eligible purchases.
- Earn 1.5X points (that’s an extra half point per dollar) on each eligible purchase at US construction material, hardware suppliers, electronic goods retailers, and software & cloud system providers, and shipping providers, as well as on purchases of $5,000 or more, on up to $2 million per Card Account per calendar year. Purchases eligible for multiple additional point bonuses will only receive the highest eligible bonus.
- Unlock over $1,000 in statement credits on select purchases, including tech, recruiting and wireless in the first year of membership with the Business Platinum Card®. Enrollment required. See how you can unlock over $1,000 annually in credits on select purchases with the Business Platinum Card®, here.
- $200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees are charged by the airline to the Card.
- $199 CLEAR® Plus Credit: Use your card and get up to $199 in statement credits per calendar year on your CLEAR® Plus Membership (subject to auto-renewal) when you use the Business Platinum Card®.
- The American Express Global Lounge Collection® can provide an escape at the airport. With complimentary access to more than 1,400 airport lounges across 140 countries and counting, you have more airport lounge options than any other credit card issuer on the market as of 03/2023.
- $695 Annual Fee.
- Terms Apply.
- APR: 18.49% - 27.49% Variable
- Foreign Transaction Fees: None
Terms Apply / Rates & FeesGet 4x points in 2 select categories where your business spends the most each month (on your first $150,000 spent each year).
Why We Like This Card
The American Express® Business Gold Card is excellent at racking up rewards for your business spend.
The card earns a whopping 4x points per $1 in the 2 categories (from a list of 6) that your business spends the most money on each month. With no need to opt-in or preselect your categories, so you can focus on what matters most — running your business.
Pros & Cons
- 4x points per dollar spent on your 2 highest purchase categories each month up to $150,000 each calendar year in purchases; categories include:
- Transit purchases including trains, taxicabs, rideshare services, ferries, tolls, parking, buses, and subways
- U.S. purchases made from electronic goods retailers and software & cloud system providers
- Monthly wireless telephone service charges made directly from a wireless telephone service provider in the U.S.
- U.S. purchases at gas stations
- U.S. purchases at restaurants, including takeout and delivery
- Purchases at U.S. media providers for advertising in select media (online such as Google Ads, Facebook Ads, plus TV and radio)
- 3x points per dollar on flights and prepaid hotels booked on amextravel.com using your Business Gold Card
- Access to Amex’s The Hotel Collection
- $375 annual fee (rates and fees)
- No elite travel benefits like airport lounge access or elite status
Card Highlights
- Welcome Offer: Earn 100,000 Membership Rewards® points after you spend $15,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership.*
- 0% Intro APR ¤ for 6 months from the date of account opening on purchases eligible for Pay Over Time, then a 18.49% to 27.49% variable APR.*
- Earn 4X Membership Rewards® points on the top two eligible categories where your business spends the most each month from 6 eligible categories. While your top 2 categories may change, you will earn 4X points on the first $150,000 in combined purchases from these categories each calendar year (then 1X thereafter). Only the top 2 categories each billing cycle will count towards the $150,000 cap.*
- Earn 3X Membership Rewards® points on flights and prepaid hotels booked on amextravel.com using your Business Gold Card.*
- Earn up to $20 in statement credits monthly after you use the Business Gold Card for eligible U.S. purchases at FedEx, Grubhub, and Office Supply Stores. This can be an annual savings of up to $240. Enrollment required.
- Get up to a $12.95** statement credit back each month after you pay for a monthly Walmart+ membership (subject to auto-renewal) with your Business Gold Card. **Up to $12.95 plus applicable taxes on one membership fee.*
- The Business Gold Card now comes in three metal designs: Gold, Rose Gold and Limited Edition White Gold. White Gold design is only available while supplies last. Make your selection when you apply on Americanexpress.com.
- *Terms Apply
- APR: 18.49% - 27.49% Variable,0% on purchases for 6 months from date of account opening
- Foreign Transaction Fees: None
Terms Apply / Rates & FeesEarn Membership Rewards for your business spending the easy way: get 2x points for the first $50,000 in purchases per year.
Why We Like This Card
As a business owner, getting a credit card that maximizes each dollar you spend does not have to be complicated or expensive. Especially when you opt for The Blue Business® Plus Credit Card from American Express.
With the Amex Blue Business Plus card, you’ll earn 2x Membership Rewards points on everyday business purchases throughout the year (up to $50,000; 1x thereafter) and receive purchase protections and no-additional-charge employee cards all for no annual fee (see rates and fees).
The simple and straightforward earning structure makes it a great fit for those looking to earn flexible rewards, without having to fixate on which purchases earn the most points.
Let’s take look at all that the Amex Blue Business Plus card has to offer.
Pros & Cons
- 2x Membership Rewards points per $1 on everyday business purchases (up to $50,000; 1x thereafter)
- Purchase protection and extended warranty protection
- No annual fee and employee cards at no additional cost
- No unique bonus categories and 2x earnings are capped at $50,000 in annual spend
- No elite travel benefits like lounge access or elite status
Card Highlights
- Earn 15,000 Membership Rewards® points after you spend $3,000 in eligible purchases on the Card within your first 3 months of Card Membership.
- 0.0% intro APR on purchases for 12 months from the date of account opening, then a variable rate, 17.49% - 25.49%, based on your creditworthiness and other factors at account opening. APR will not exceed 29.99%
- Earn 2X points on everyday business purchases such as office supplies or client dinners. 2X applies to the first $50,000 in purchases per year, 1 point per dollar thereafter. Terms and limitations apply.
- You’ve got the power to spend beyond your credit limit* with Expanded Buying Power. *The amount you can spend above your credit limit is flexible, so it adapts with your use of the Card, your payment history, credit record, financial resources known to us, and other factors. Just remember, the amount you can spend with Expanded Buying Power is not unlimited.
- No Annual Fee
- Terms Apply.
- APR: 17.49% - 25.49% Variable,0% on purchases for 12 months from date of account opening
- Foreign Transaction Fees: 2.7% of each transaction after conversion to US dollars.
Marriott Bonvoy Credit Cards
Marriott Bonvoy credit cards provide another way to earn flexible Marriott Bonvoy points that can be transferred directly to Aeroplan.
What makes this transfer even better is the fact that you’ll receive a 5,000-point bonus for every 60,000 points that you convert into Aeroplan points.
Marriott Bonvoy points convert into airline points at a 3:1 ratio, so 60,000 points become 25,000 Aeroplan points with the 5,000-point bonus.
A great option for Marriott hotel fans who want a no annual fee card and automatic Marriott Bonvoy elite status.
Why We Like This Card
Casual travelers who like to frequent properties that are part of the Marriott Bonvoy collection of brands may want to consider the Marriott Bonvoy Bold® Credit Card.
The Marriott Bold card rewards cardholders for Marriott stays and gives them a boost towards Marriott Bonvoy elite status.
Pros & Cons
- Up to 14x points per $1 on Marriott purchases
- 2x points at grocery stores, rideshare, select food delivery, select streaming, and internet, cable, and phone services
- 5 Elite Night Credits each year
- Lower point earn rate than other Marriott Bonvoy cards
- Marriott Bonvoy Silver Elite status is the lowest status tier
Card Highlights
- Earn 30,000 Bonus Points after you spend $1,000 on purchases in the first 3 months from account opening.
- Pay no annual fee with the Marriott Bonvoy Bold® Credit Card from Chase®!
- Earn up to 14X total points per $1 spent at thousands of hotels participating in Marriott Bonvoy® with the Marriott Bonvoy Bold® Card.
- New! Earn 2X points for every $1 spent at grocery stores, rideshare, select food delivery, select streaming, and internet, cable, and phone services.
- 1X point for every $1 spent on all other purchases.
- New! Travel now, pay later - Break up purchases into equal monthly payments with no interest plus no plan fees on qualifying travel purchases. Terms apply.
- No Foreign Transaction Fees.
- Member FDIC
- APR: 20.74% - 27.74% Variable
- Foreign Transaction Fees: None
Marriott loyalists will love this card's annual Free Night Award, automatic elite status, and up to 17x points per $1 on Marriott hotel stays.
Why We Like This Card
If you’re a frequent traveler and a Marriott loyalist, there’s a lot to love about the Marriott Bonvoy Boundless® Credit Card. The card comes packed with several great benefits like a free hotel night once a year, automatic Silver Elite status (with a fast-track to Gold Elite status), and multiple options for redeeming points.
Pros & Cons
- Earn big when you use your card at thousands of participating Marriott Bonvoy hotels
- Earn big at grocery stores, gas stations, and dining
- Automatic Silver Elite Status
- $95 annual fee
- Marriott Silver Elite Status is the lowest status tier
Card Highlights
- Earn 3 Free Night Awards (each night valued up to 50,000 points) after qualifying purchases.
- Earn 3X points per $1 on the first $6,000 spent in combined purchases each year on grocery stores, gas stations, and dining.
- Earn 1 Elite Night Credit towards Elite Status for every $5,000 you spend.
- 1 Free Night Award (valued up to 35,000 points) every year after account anniversary.
- Earn up to 17X total points per $1 spent at thousands of hotels participating in Marriott Bonvoy® with the Marriott Bonvoy Boundless® Card.
- Receive 15 Elite Night Credits annually, automatic Silver Elite status, and path to Gold Status when you spend $35,000 on purchases each calendar year.
- No Foreign Transaction Fees. Your points don't expire as long as you make purchases on your card every 24 months.
- Member FDIC
- APR: 20.74% - 27.74% Variable
- Foreign Transaction Fees: None
Terms Apply / Rates & FeesThe Marriott Bonvoy Bevy card gives you automatic Marriott elite status and helps you earn more Marriott Bonvoy points on your everyday purchases.
Apply With Confidence
Know if you're approved with no credit score impact
If you're approved and accept this Card, your credit score may be impacted.
Why We Like This Card
The Marriott Bonvoy Bevy™ American Express® Card, the latest mid-tier offering in the Marriott Bonvoy lineup of cards, offers cardholders automatic elite status and ways to earn more Marriott Bonvoy points on each of their stays and daily purchases.
Pros & Cons
- 6x points per $1 at hotels participating in Marriott Bonvoy
- 4x points per $1 at restaurants worldwide and U.S. supermarkets (on up to $15,000 in combined purchases per calendar year, then 2x points)
- 2x points per $1 on all other purchases
- $250 annual fee (rates & fees)
- Free Night Award certificate is not an automatic benefit
Card Highlights
- Earn 85,000 Marriott Bonvoy bonus points after you use your new Card to make $5,000 in purchases within the first 6 months of Card Membership.
- Earn 6X Marriott Bonvoy® points for each dollar of eligible purchases at hotels participating in Marriott Bonvoy.
- Earn 4X points at restaurants worldwide and U.S. supermarkets (on up to $15,000 in combined purchases at restaurants and U.S. supermarkets per calendar year, then 2X points).
- Earn 2X points on all other eligible purchases with the Marriott Bonvoy Bevy™ Card.
- Marriott Bonvoy 1K Bonus Points Per Stay: Earn 1,000 Marriott Bonvoy® bonus points per paid eligible stay booked directly with Marriott for properties participating in Marriott Bonvoy.
- With complimentary Marriott Bonvoy Gold Elites status, earn up to 2.5X points from Marriott Bonvoy® on eligible hotel purchases with the 25% Bonus Points on stays benefit, available for Qualifying Rates.
- Marriott Bonvoy Bevy Free Night Award: Earn 1 Free Night Award after spending $15,000 on eligible purchases on your Marriott Bonvoy Bevy™ Card in a calendar year. Award can be used for one night (redemption level at or under 50,000 Marriott Bonvoy® points) at a hotel participating in Marriott Bonvoy®. Certain hotels have resort fees.
- 15 Elite Night Credits: Each calendar year with your Marriott Bonvoy Bevy™ American Express Card® you can receive 15 Elite Night Credits toward the next level of Marriott Bonvoy® Elite status. Limitations apply per Marriott Bonvoy member account. Benefit is not exclusive to Cards offered by American Express. Terms apply.
- Plan It® is a payment option that lets you split up purchases of $100 or more into equal monthly installments with a fixed fee. Plus, you'll still earn rewards the way you usually do.
- $250 Annual Fee.
- Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.
- Terms Apply.
- APR: 19.99%-28.99% Variable
- Foreign Transaction Fees: None
Terms Apply / Rates & FeesA premium card for Marriott fans who want perks like an annual statement credit and Free Night Award, plus a fast track to Marriott elite status.
Apply With Confidence
Know if you're approved with no credit score impact
If you're approved and accept this Card, your credit score may be impacted.
Why We Like This Card
The Marriott Bonvoy Brilliant® American Express® Card is a premium card designed with road warriors and Marriott Bonvoy loyalists in mind.
So is the card a worthwhile addition to your wallet?
Pros & Cons
- 6x points per $1 at hotels participating in Marriott Bonvoy program
- 3x points per $1 on flights booked directly with airlines and restaurants worldwide
- 2x points per $1 on all other purchases
- Steep annual fee of $650 (rates & fees)
- 6x points per $1 is the same earn rate offered with lower annual fee alternatives like the Marriott Bonvoy Bevy™ American Express® Card
Card Highlights
- Earn 95,000 Marriott Bonvoy® bonus points after you use your new Card to make $6,000 in purchases within the first 6 months of Card Membership.
- $300 Brilliant Dining Credit: Each calendar year, get up to $300 (up to $25 per month) in statement credits for eligible purchases made on the Marriott Bonvoy Brilliant® American Express® Card at restaurants worldwide.
- With Marriott Bonvoy Platinum Elite status, you can receive room upgrades, including enhanced views or suites, when available at select properties and booked with a Qualifying Rate.
- Earn 6X Marriott Bonvoy® points for each dollar of eligible purchases at hotels participating in Marriott Bonvoy®. Earn 3X Marriott Bonvoy® points at restaurants worldwide and on flights booked directly with airlines and 2X Marriott Bonvoy® points on all other eligible purchases made on the Marriott Bonvoy Brilliant® American Express® Card.
- Free Night Award: Receive 1 Free Night Award every year after your Card renewal month. Award can be used for one night (redemption level at or under 85,000 Marriott Bonvoy points) at hotels participating in Marriott Bonvoy®. Certain hotels have resort fees.
- Each calendar year after spending $60,000 on eligible purchases on your Marriott Bonvoy Brilliant® American Express® Card, you will be eligible to select a Brilliant Earned Choice Award benefit. You can only earn one Earned Choice Award per calendar year. See https://www.choice-benefit.marriott.com/brilliant for Award options.
- $100 Marriott Bonvoy Property Credit: Enjoy your stay. Receive up to a $100 property credit for qualifying charges at The Ritz-Carlton® or St. Regis® when you book direct using a special rate for a two-night minimum stay using your Card.
- Fee Credit for Global Entry or TSA PreCheck®: Receive either a statement credit every 4 years after you apply for Global Entry ($120) or a statement credit every 4.5 years after you apply for a five-year membership for TSA PreCheck® (up to $85 through a TSA PreCheck official enrollment provider) and pay the application fee with your Marriott Bonvoy Brilliant® American Express® Card. If approved for Global Entry, at no additional charge, you will receive access to TSA PreCheck.
- Each calendar year with your Marriott Bonvoy Brilliant® American Express® Card you can receive 25 Elite Night Credits toward the next level of Marriott Bonvoy® Elite status. Limitations apply per Marriott Bonvoy member account. Benefit is not exclusive to Cards offered by American Express.
- Enroll in Priority Pass™ Select, which offers unlimited airport lounge visits to over 1,200 lounges in over 130 countries, regardless of which carrier or class you are flying. This allows you to relax before or between flights. You can enjoy snacks, drinks, and internet access in a quiet, comfortable location.
- No Foreign Transaction Fees on international purchases.
- With Cell Phone Protection, you can be reimbursed, the lesser of, your repair or replacement costs following damage, such as a cracked screen, or theft for a maximum of $800 per claim when your cell phone line is listed on a wireless bill and the prior month's wireless bill was paid by an Eligible Card Account. A $50 deductible will apply to each approved claim with a limit of 2 approved claims per 12-month period. Additional terms and conditions apply. Coverage is provided by New Hampshire Insurance Company, an AIG Company.
- $650 Annual Fee.
- Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.
- Terms Apply.
- APR: 19.99%-28.99% Variable
- Foreign Transaction Fees: None
Capital One Credit Cards
Capital One credit cards are another great way to add points to your Air Canada Aeroplan account thanks to its 1:1 transfer rate.
You have multiple card options when it comes to selecting a great Capital One Miles credit card.
Terms Apply / Rates & FeesThe Capital One Venture X card is an excellent option for travelers looking for an all-in-one premium credit card.
Why We Like This Card
The Capital One Venture X Rewards Credit Card is the premium Capital One travel rewards card on the block.
Points and miles fans will be surprised to see that the Capital One Venture X card packs quite the punch when it comes to bookings made through Capital One, all while offering the lowest annual fee among premium credit cards.
Depending on your travel goals and preferences, the Capital One Venture X card could very well end up being your go-to card in your wallet.
Pros & Cons
- 10x miles per $1 on hotels and rental cars purchased through Capital One Travel
- 5x miles per $1 on flights and vacation rentals purchased through Capital One Travel
- 2x miles per $1 on all other purchases
- $395 annual fee (rates & fees)
- Does not offer bonus categories for flights or hotel purchases made directly with the airline or hotel group, the preferred booking method for those looking to earn elite status
Card Highlights
- Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel
- Receive a $300 annual credit for bookings through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
- Get 10,000 bonus miles (equal to $100 towards travel) every year, starting on your first anniversary
- Earn unlimited 10X miles on hotels and rental cars booked through Capital One Travel and 5X miles on flights and vacation rentals booked through Capital One Travel
- Earn unlimited 2X miles on all other purchases
- Enjoy complimentary access to 1,300+ airport lounges worldwide, including Capital One Lounge locations and the Partner Lounge Network
- Use your Venture X miles to easily cover travel expenses, including flights, hotels, rental cars and more—you can even transfer your miles to your choice of 15+ travel loyalty programs
- Enjoy a $100 experience credit and other premium benefits with every hotel and vacation rental booked from the Premier Collection
- Receive up to a $120 credit for Global Entry or TSA PreCheck®
- APR: 19.99% - 29.49% (Variable)
- Foreign Transaction Fees: None
Terms Apply / Rates & FeesGet 2x miles plus some of the most flexible redemptions offered by a travel credit card!
Why We Like This Card
The Capital One Venture Rewards Credit Card is one of the most popular rewards cards on the market. It’s perfect for anyone in search of a great welcome offer, high rewards rates, and flexible redemption options.
Frequent travelers with excellent credit may benefit from this credit card that offers a lot of bells and whistles. And it offers easy-to-understand rewards earning and redemption.
Pros & Cons
- 5x miles per $1 on hotels, vacation rentals, and rental cars booked through Capital One Travel
- 2x miles per $1 on all other purchases
- Up to a $120 Global Entry or TSA PreCheck application fee credit
- $95 annual fee (rates & fees)
- Limited elite benefits
Card Highlights
- Enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel
- Earn unlimited 2X miles on every purchase, every day
- Earn 5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
- Miles won't expire for the life of the account and there's no limit to how many you can earn
- Receive up to a $120 credit for Global Entry or TSA PreCheck®
- Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel
- Enjoy a $50 experience credit and other premium benefits with every hotel and vacation rental booked from the Lifestyle Collection
- Transfer your miles to your choice of 15+ travel loyalty programs
- APR: 19.99% - 29.49% (Variable)
- Foreign Transaction Fees: None
Terms Apply / Rates & FeesThe card offers unlimited miles at 1.25x per $1 and no annual fee. When you consider the flexible rewards, frequent travelers come out on top.
Why We Like This Card
Interested in a travel rewards credit card without one of those pesky annual fees? Then say hello to the Capital One VentureOne Rewards Credit Card.
In addition to no annual fee, the Capital One VentureOne card offers no foreign transaction fees.
But is this card worth its salt, or is it merely a shell of the more popular Capital One Venture card?
Pros & Cons
- No annual fee (rates & fees)
- No foreign transaction fees (rates & fees)
- Ability to use transfer partners
- Weak earn rate at 1.25x miles per $1 spent on all purchases
- No luxury travel or elite benefits
Card Highlights
- $0 annual fee and no foreign transaction fees
- Earn a bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening, equal to $200 in travel
- Earn unlimited 1.25X miles on every purchase, every day
- Miles won't expire for the life of the account and there's no limit to how many you can earn
- Earn 5X miles on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
- Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel
- Transfer your miles to your choice of 15+ travel loyalty programs
- Enjoy 0% intro APR on purchases and balance transfers for 15 months; 19.49% - 29.49% variable APR after that; balance transfer fee applies
- APR: 19.49% - 29.49% (Variable),0% intro on purchases for 15 months
- Foreign Transaction Fees: None
Air Canada Aeroplan Credit Cards (Canadian Residents)
Air Canada and TD Bank have partnered to offer 3 separate credit card products to Canadian residents. The TD® Aeroplan® Visa Platinum Card that earns 1x point per $1 spent on Air Canada flights, the TD® Aeroplan® Visa Infinite Card that earns 1.5x points per $1 spent on Air Canada flights, and the TD® Aeroplan® Visa Infinite Privilege Card that earns 2x points per $1 spent on Air Canada flights.
Other Hotel Partner Credit Cards
Transferring other hotel points to Aeroplan, like via Hilton or IHG, will result in less than a 1:1 transfer ratio, with Hilton transferring at 10:1 and IHG transferring at 5:1, so we highly recommend avoiding this option.
However, if you are merely topping off your Aeroplan account, or are in a bind, transferring hotel points to Aeroplan can be a good option.
How To Redeem Aeroplan Points
Most of the Aeroplan partner award flights can be both searched for and booked directly on the Aeroplan website.
If you are unable to see award availability for a particular airline, you can call Aeroplan at 800-361-5373 to confirm availability found on another airline’s website.
Hot Tip: If you’re looking for ways to use your Aeroplan points, we put together a guide on the best ways to use Aeroplan points.
Star Alliance Partner Awards
Since Aeroplan is in the Star Alliance, you can use Aeroplan points to fly on any airline in the alliance.
Booking Online
The Aeroplan search engine can be a great way to book Aeroplan and Star Alliance award flights.
For Star Alliance partner flights, we recommend using the United search engine first, and then confirming the same award availability on the Aeroplan search engine.
If the partner you are trying to book can’t be booked on the Aeroplan website, search for award space on the United search engine first, and then call Aeroplan at 800-361-5373 to confirm award space and ticket the award flight.
The information regarding the Capital One Venture X Rewards Credit Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer.
The information regarding the Capital One Venture Rewards Credit Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer.
The information regarding the Capital One VentureOne Rewards Credit Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer.
The information regarding the Marriott Bonvoy Bold® Credit Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer.
The information regarding the Marriott Bonvoy Boundless® Credit Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer.
The information regarding the TD® Aeroplan® Visa Infinite Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer.
The information regarding the TD® Aeroplan® Visa Infinite Privilege Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer.
For rates and fees of The Platinum Card® from American Express, click here.
For rates and fees of The Business Platinum Card® from American Express, click here.
For rates and fees of the American Express® Business Gold Card, click here.
For rates and fees of The Blue Business® Plus Credit Card from American Express, click here.
For rates and fees of the Marriott Bonvoy Bevy™ American Express® Card, click here.
For rates and fees of the Marriott Bonvoy Brilliant® American Express® card, click here.
