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The Best Ways To Fly to Canada With Points and Miles [Step-by-Step]

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Stephen Au
Stephen Au's image

Stephen Au

Senior Content Contributor

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Canada is one of the world’s most visited countries, and with such close proximity to the U.S., it should be one of your first choices for a vacation spot close to home. Fully vaccinated Americans with a negative COVID-19 test taken within 72 hours of arrival are now welcome to visit with no quarantine.

It doesn’t necessarily have the best beaches due to its colder climate, but it does have some jaw-droppingly beautiful scenery, fantastic culture, the northern lights, and adventure sports like skiing and snowboarding.

Whether you’re going to Canada for fishing season, ski season, poutine, French-Canadian culture, or some of the best hikes in the world, you’ll want to avoid paying out-of-pocket for your flights.

In this guide, we’ll show you all of the best ways you can fly to Canada with points and miles. Let’s get into it!

Nonstop Flights Between the U.S. and Canada

In general, since the U.S. and Canada are right next to each other geographically, you’ll see a ton of point-to-point routes being offered.

That being said, it would be an extremely difficult task to identify all of the nonstop routes between the U.S. and Canada.

Instead, we’ve identified the top international airports that operate nonstop flights between the U.S. and Canada:

  • Calgary (YYC)
  • Edmonton (YEG)
  • Halifax (YHZ)
  • Montréal (YUL)
  • Ottawa (YOW)
  • Québec City (YQB)
  • Toronto (YYZ)
  • Vancouver (YVR)
  • Winnipeg (YWG)

Out of all these airports, there are a handful of major airlines that operate nonstop flights, and these airlines allow for award redemptions in economy or business class:

  • Air Canada
  • American Airlines
  • Delta Air Lines
  • United Airlines

You’ll notice we excluded WestJet, Flair Airlines, Porter Airlines, and others since they either do not offer award redemptions outright or premium cabin options are ineligible for award redemptions.

Here are all of the nonstop U.S.-Canada routes for each airline mentioned:

Air Canada

  • Atlanta (ATL) – Toronto (YYZ)
  • Austin (AUS) – Toronto (YYZ)
  • Boston (BOS) – Montréal (YUL)
  • Boston (BOS) – Toronto (YYZ)
  • Chicago (ORD) – Montréal (YUL)
  • Chicago (ORD) – Toronto (YYZ)
  • Chicago (ORD) – Vancouver (YVR)
  • Dallas (DFW) – Montréal (YUL)
  • Dallas (DFW) -Toronto (YYZ)
  • Denver (DEN) – Montréal (YUL)
  • Denver (DEN) – Toronto (YYZ)
  • Denver (DEN) – Vancouver (YVR)
  • Fort Lauderdale (FLL) – Montréal (YUL)
  • Fort Lauderdale (FLL) – Ottawa (YOW)
  • Fort Lauderdale (FLL) – Québec City (YQB)
  • Fort Lauderdale (FLL) – Toronto (YYZ)
  • Houston (IAH) – Calgary (YYC)
  • Houston (IAH) – Montréal (YUL)
  • Houston (IAH) – Toronto (YYZ)
  • Las Vegas (LAS) – Calgary (YYC)
  • Las Vegas (LAS) – Montréal (YUL)
  • Las Vegas (LAS) – Toronto (YYZ)
  • Las Vegas (LAS) – Vancouver (YVR)
  • Los Angeles (LAX) – Calgary (YYC)
  • Los Angeles (LAX) – Montréal (YUL)
  • Los Angeles (LAX) – Toronto (YYZ)
  • Los Angeles (LAX) – Vancouver (YVR)
  • Memphis (MEM) – Toronto (YYZ)
  • Miami (MIA) – Montréal (YUL)
  • Miami (MIA) – Ottawa (YOW)
  • Miami (MIA) – Québec City (YQB)
  • Miami (MIA) – Toronto (YYZ)
  • Minneapolis (MSP) – Toronto (YYZ)
  • Nashville (BNA) – Toronto (YYZ)
  • Newark (EWR) – Calgary (YYC)
  • Newark (EWR) – Montréal (YUL)
  • Newark (EWR) – Toronto (YYZ)
  • Newark (EWR) – Vancouver (YVR)
  • New Orleans (MSY) – Toronto (YYZ)
  • New York (LGA) – Montréal (YUL)
  • New York (LGA) – Toronto (YYZ)
  • Orlando (MCO) – Halifax (YHZ)
  • Orlando (MCO) – Montréal (YUL)
  • Orlando (MCO) – Ottawa (YOW)
  • Orlando (MCO) – Québec City (YQB)
  • Orlando (MCO) – Toronto (YYZ)
  • Palm Springs (PSP) – Toronto (YYZ)
  • Palm Springs (PSP) – Vancouver (YVR)
  • Philadelphia (PHL) – Toronto (YYZ)
  • Phoenix (PHX) – Calgary (YYC)
  • Phoenix (PHX) – Montréal (YUL)
  • Phoenix (PHX) – Toronto (YYZ)
  • Phoenix (PHX) – Vancouver (YVR)
  • Pittsburgh (PIT) – Toronto (YYZ)
  • San Diego (SAN) – Toronto (YYZ)
  • San Diego (SAN) – Vancouver (YVR)
  • San Francisco (SFO) – Calgary (YYC)
  • San Francisco (SFO) – Montréal (YUL)
  • San Francisco (SFO) – Toronto (YYZ)
  • San Francisco (SFO) – Vancouver (YVR)
  • Seattle (SEA) – Toronto (YYZ)
  • Tampa (TPA) – Halifax (YHZ)
  • Tampa (TPA) – Montréal (YUL)
  • Tampa (TPA) – Ottawa (YOW)
  • Tampa (TPA) – Toronto (YYZ)
  • Washington, D.C. (IAD) – Montréal (YUL)
  • Washington, D.C. (IAD) – Toronto (YYZ)

American Airlines

  • Boston (BOS) – Toronto (YYZ)
  • Chicago (ORD) – Montréal (YUL)
  • Chicago (ORD) – Toronto (YYZ)
  • Dallas (DFW) – Calgary (YYC)
  • Dallas (DFW) – Montréal (YUL)
  • Dallas (DFW) – Toronto (YYZ)
  • Dallas (DFW) – Vancouver (YVR)
  • Miami (MIA) – Montréal (YUL)
  • Miami (MIA) – Toronto (YYZ)
  • New York (JFK) – Montréal (YUL)
  • New York (JFK) – Toronto (YYZ)
  • New York (LGA) – Montréal (YUL)
  • New York (LGA) – Toronto (YYZ)
  • Philadelphia (PHL) – Montréal (YUL)
  • Philadelphia (PHL) – Toronto (YYZ)
  • Washington, D.C. (DCA) – Toronto (YYZ)

Delta Air Lines

  • Atlanta (ATL) – Montréal (YUL)
  • Atlanta (ATL) – Toronto (YYZ)
  • Boston (BOS) – Toronto (YYZ)
  • Detroit (DTW) – Montréal (YUL)
  • Detroit (DTW) – Toronto (YYZ)
  • Minneapolis (MSP) – Calgary (YYC)
  • Minneapolis (MSP) – Toronto (YYZ)
  • Minneapolis (MSP) – Vancouver (YVR)
  • Minneapolis (MSP) – Winnipeg (YWG)
  • New York (LGA) – Montréal (YUL)
  • New York (LGA) – Toronto (YYZ)
  • Salt Lake City (SLC) – Calgary (YYC)
  • Salt Lake City (SLC) – Toronto (YYZ)
  • Salt Lake City (SLC) – Vancouver (YVR)
  • Seattle (SEA) – Vancouver (YVR)

United Airlines

  • Chicago (ORD) – Calgary (YYC)
  • Chicago (ORD) – Montréal (YUL)
  • Chicago (ORD) – Toronto (YYZ)
  • Chicago (ORD) – Vancouver (YVR)
  • Chicago (ORD) – Winnipeg (YWG)
  • Denver (DEN) – Calgary (YYC)
  • Denver (DEN) – Edmonton (YEG)
  • Denver (DEN) – Toronto (YYZ)
  • Denver (DEN) – Vancouver (YVR)
  • Houston (IAH) – Calgary (YYC)
  • Houston (IAH) – Edmonton (YEG)
  • Houston (IAH) – Toronto (YYZ)
  • Houston (IAH) – Vancouver (YVR)
  • Los Angeles (LAX) – Vancouver (YVR)
  • Newark (EWR) – Halifax (YHZ)
  • Newark (EWR) – Montréal (YUL)
  • Newark (EWR) – Québec City (YQB)
  • Newark (EWR) – Toronto (YYZ)
  • San Francisco (SFO) – Calgary (YYC)
  • San Francisco (SFO) – Toronto (YYZ)
  • San Francisco (SFO) – Vancouver (YVR)
  • Washington, D.C. (IAD) – Ottawa (YOW)
  • Washington, D.C. (IAD) – Toronto (YYZ)

You’ll notice that all 4 of the above airlines have diverse route networks. While there are other airlines like Alaska Airlines, Porter Airlines, and WestJet that offer nonstop flights, these airlines either do not permit business class awards or do not even offer a premium cabin product.

Bottom Line: In general, you should be optimizing your flight redemptions for the most convenient route, ideally nonstop flights only, unless you’re looking to book a premium-cabin lie-flat product worth going out of the way for, such as Air Canada’s lie-flat business class.

Best Programs for Booking Flights to Canada

Turkish Airlines Miles&Smiles

Air Canada B787-9 FRA to YUL economy cabin lights off
Air Canada Signature Class on the Boeing 787 Dreamliner is flown on some transcontinental U.S.-Canada flights. Image Credit: Ryan Smith

Turkish Airlines Miles&Smiles might not seem like a relevant loyalty program for flights to Canada, but what you’ll need to remember is that any Star Alliance loyalty program can book flights on other Star Alliance airlines.

And since each loyalty program constructs its mileage pricing program differently, you’ll often find that seemingly random programs have fantastic award prices.

This is especially true with Turkish Airlines miles because for flights within North America, you’ll pay according to this award chart:

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Cabin ClassTurkish Airlines Miles CostTaxes and Fees
Economy10,000~$25 to $78
Business15,000~$78 to $107

In this case, we’d recommend booking flights on either Air Canada business class — here are some great example redemptions:

  • Los Angeles (LAX) – Toronto (YYZ) one-way in Air Canada business class for 15,000 Turkish Airlines miles + ~$78 in taxes and fees
  • Newark (EWR) – Vancouver (YVR) one-way in Air Canada business class for 15,000 Turkish Airlines miles + ~$78 in taxes and fees
  • San Francisco (SFO) – Toronto (YYZ) one-way in Air Canada business class for 15,000 Turkish Airlines miles + ~$78 in taxes and fees

Because of how difficult it is to search for Star Alliance flights on Turkish Airlines’ website, we generally recommend finding availability on United.com first and then calling Turkish Airlines to book the ticket.

Here are the steps to do so:

  1. Visit United.com.
  2. Perform your desired award search and find a suitable Air Canada flight option.
  3. Call Turkish Airlines at 800-874-8875 and feed the agent your Air Canada flight details.
  4. Redeem your Turkish Airlines miles and pay for any taxes and fees using a credit card.

Earning Turkish Airlines Miles

Earning Turkish Airlines miles doesn’t require being a regular customer on Turkish Airlines flights.

Instead, Turkish Airlines Miles&Smiles is transfer partners with 2 currencies: Citi ThankYou Rewards and Capital One Miles.

Citi and Capital One transfer at a 1:1 ratio in 1 to 2 business days.

Recommended Citi Cards

Citi Premier® Card

Citi Premier® Card

U.P. Rating
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

Frequent flyers will enjoy 3x ThankYou Points at restaurants, gas stations, supermarkets, air travel, and hotels.

Learn More(at our partner's secure site)

Citi Premier® Card

Frequent flyers will enjoy 3x ThankYou Points at restaurants, gas stations, supermarkets, air travel, and hotels.
Earn 60,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening. Plus, for a limited time, earn a total of 10 ThankYou® Points per $1 spent on hotel, car rentals, and attractions (excluding air travel) booked on the Citi Travel℠ portal through June 30, 2024.
60,000 points
$960
$95
21.24% - 29.24% Variable
Upgraded Points credit ranges are a variation of FICO®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.
Good to Excellent (670-850)

The Citi Premier® Card is an excellent option for anyone looking for an all-around travel rewards credit card. The card helps you earn points fast with great 3x bonus categories such as restaurants, supermarkets, gas stations, airfare, and hotels. Plus, it offers access to airline and hotel transfer partners, doesn’t charge foreign transaction fees, and has a reasonable annual fee!

Pros

  • 3x points at restaurants, supermarkets, gas stations, airfare, and hotel purchases
  • Access to Citi transfer partners
  • Annual hotel credit
  • No foreign transaction fees

Cons

  • $95 annual fee
  • Earn 60,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening. Plus, for a limited time, earn a total of 10 ThankYou® Points per $1 spent on hotel, car rentals, and attractions (excluding air travel) booked on the Citi Travel℠ portal through June 30, 2024.
  • Earn 3 Points per $1 spent at Gas Stations, Air Travel and Other Hotels
  • Earn 3 Points per $1 spent at Restaurants and Supermarkets
  • Earn 1 Point per $1 spent on all other purchases
  • Annual Hotel Savings Benefit
  • 60,000 ThankYou® Points are redeemable for $600 in gift cards redeemable for $600 in gift cards or travel rewards at thankyou.com
  • No expiration and no limit to the amount of points you can earn with this card
  • No Foreign Transaction Fees on purchases

Financial Snapshot

  • APR: 21.24% - 29.24% Variable
  • Foreign Transaction Fees: None

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Citi ThankYou Rewards

Singapore KrisFlyer

Air Canada Signature Class front view
Air Canada business class. Image Credit: Air Canada

Turkish Airlines Miles&Smiles has the best award chart for U.S.-Canada flights by a significant amount, but what if you don’t have Citi ThankYou Points or Capital One miles available to transfer?

Singapore KrisFlyer is the next-best option because as a fellow Star Alliance frequent flyer program, it also offers the ability to book Air Canada and United flights using KrisFlyer miles.

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Cabin ClassSingapore KrisFlyer Miles CostTaxes and Fees
Economy14,000~$25 to $78
Business26,000~$78 to $107

In this case, KrisFlyer charges 9,500 more miles for a one-way business class flight and 5,500 more miles for a one-way economy class flight than Turkish Airlines.

However, you’ll find out below that it’s much, much easier to earn Singapore Airlines miles.

Nevertheless, here are some fantastic sample redemptions you can make:

  • Atlanta (ATL) – Toronto (YYZ) one-way in Air Canada business class for 26,000 KrisFlyer miles + ~$78 in taxes and fees
  • Boston (BOS) – Montréal (YUL) one-way in Air Canada business class for 26,000 KrisFlyer miles + ~$78 in taxes and fees
  • Chicago (ORD) – Vancouver (YVR) one-way in Air Canada business class for 26,000 KrisFlyer miles + ~$78 in taxes and fees
  • Denver (DEN) – Toronto (YYZ) one-way in Air Canada business class for 26,000 KrisFlyer miles + ~$78 in taxes and fees
  • Houston (IAH) – Calgary (YYC) one-way in Air Canada business class for 26,000 KrisFlyer miles + ~$78 in taxes and fees
  • Las Vegas (LAS) – Toronto (YYZ) one-way in Air Canada business class for 26,000 KrisFlyer miles + ~$78 in taxes and fees
  • Memphis (MEM) – Toronto (YYZ) one-way in Air Canada business class for 26,000 KrisFlyer miles + ~$78 in taxes and fees
  • Miami (MIA) – Québec City (YQB) one-way in Air Canada business class for 26,000 KrisFlyer miles + ~$78 in taxes and fees
  • Orlando (MCO) – Halifax (YHZ) one-way in Air Canada business class for 26,000 KrisFlyer miles + ~$78 in taxes and fees
  • Palm Springs (PSP) – Vancouver (YVR) one-way in Air Canada business class for 26,000 KrisFlyer miles + ~$78 in taxes and fees
  • San Francisco (SFO) – Calgary (YYC) one-way in Air Canada business class for 26,000 KrisFlyer miles + ~$78 in taxes and fees
  • Tampa (TPA) – Ottawa (YOW) one-way in Air Canada business class for 26,000 KrisFlyer miles + ~$78 in taxes and fees

To be frank, because of how expansive Air Canada’s route network is, the possibilities are almost endless.

Once you’re ready to book, follow these steps:

  1. Find partner-level availability by searching on United.com.
  2. Any tickets that are Business Class Saver Awards should be bookable with KrisFlyer miles.
  3. Call Singapore Airlines KrisFlyer at 833-727-0118.
  4. Feed the agent your desired Air Canada flight information and book the ticket with KrisFlyer miles and a credit card for taxes and fees.

Earning Singapore KrisFlyer Miles

Singapore Airlines KrisFlyer miles are among the easiest to earn because KrisFlyer is transfer partners with American Express Membership Rewards, Chase Ultimate Rewards, Citi ThankYou Rewards, Brex Rewards, Capital One Miles, and Marriott Bonvoy.

KrisFlyer receives transfers at a 1:1 ratio from Amex and Chase (1 to 2 business days), Citi (2 business days), Capital One (up to 36 hours), and Brex (up to 5 business days).

Marriott Bonvoy also transfers at a 3:1 ratio to KrisFlyer with a bonus of 5,000 miles when you transfer 60,000 Marriott Bonvoy points. Also, Marriott Bonvoy transfers take around 2 business days.

Recommended American Express Cards

BEST LOUNGE ACCESS
The Platinum Card® from American ExpressTerms Apply / Rates & Fees

The Platinum Card® from American Express

U.P. Rating
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

The Amex Platinum reigns supreme for luxury travel, offering the best airport lounge access plus generous statement credits, and complimentary elite status.

Learn More(at Amex's secure site)

The Platinum Card® from American Express

The Amex Platinum reigns supreme for luxury travel, offering the best airport lounge access plus generous statement credits, and complimentary elite status.
Earn 80,000 Membership Rewards® Points after you spend $8,000 on purchases on the Card in your first 6 months of Card Membership.
80,000 points
$1,760
$695
See Pay Over Time APR
Upgraded Points credit ranges are a variation of FICO®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.
Good to Excellent (670-850)

When it comes to cards that offer top-notch benefits, you’d be hard-pressed to find a better card out there than The Platinum Card® from American Express.

Make no mistake — the Amex Platinum card is a premium card with a premium price tag. With amazing benefits like best-in-class airport lounge access, hotel elite status, and tremendous value in annual statement credits, it can easily prove to be one of the most lucrative cards in your wallet year after year.

Pros

  • The best airport lounge access out of any card (by far) — enjoy access to over 1,400 worldwide lounges, including the luxurious Amex Centurion Lounges, Priority Pass lounges, Plaza Premium Lounges, and many more!
  • 5x points per dollar spent on flights purchased directly with the airline or with AmexTravel.com (up to $500,000 per year)
  • 5x points per dollar spent on prepaid hotels booked with AmexTravel.com
  • Annual and monthly statement credits upon enrollment (airline credit, Uber Cash credit, Saks Fifth Avenue credit, streaming credit, prepaid hotel credit on eligible stays, Walmart+ credit, CLEAR credit, and Equinox credit)
  • TSA PreCheck or Global Entry credit
  • Access to American Express Fine Hotels and Resorts
  • Access to Amex International Airline Program
  • No foreign transaction fees (rates and fees)

Cons

  • $695 annual fee (rates and fees)
  • Airline credit does not cover airfare (only incidentals like checked bags)
  • Earn 80,000 Membership Rewards® Points after you spend $8,000 on purchases on your new Card in your first 6 months of Card Membership. Apply and select your preferred metal Card design: classic Platinum Card®, Platinum x Kehinde Wiley, or Platinum x Julie Mehretu.
  • Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year and earn 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel.
  • $200 Hotel Credit: Get up to $200 back in statement credits each year on prepaid Fine Hotels + Resorts® or The Hotel Collection bookings with American Express Travel when you pay with your Platinum Card®. The Hotel Collection requires a minimum two-night stay.
  • $240 Digital Entertainment Credit: Get up to $20 back in statement credits each month on eligible purchases made with your Platinum Card® on one or more of the following: Disney+, a Disney Bundle, ESPN+, Hulu, The New York Times, Peacock, and The Wall Street Journal. Enrollment required.
  • $155 Walmart+ Credit: Cover the cost of a $12.95 monthly Walmart+ membership (subject to auto-renewal) with a statement credit after you pay for Walmart+ each month with your Platinum Card®. Cost includes $12.95 plus applicable local sales tax. Plus Up Benefits are excluded.
  • $200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees are charged by the airline to your Platinum Card®.
  • $200 Uber Cash: Enjoy Uber VIP status and up to $200 in Uber savings on rides or eats orders in the US annually. Uber Cash and Uber VIP status is available to Basic Card Member only. Terms Apply.
  • $300 Equinox Credit: Get up to $300 back in statement credits per calendar year on an Equinox membership, or an Equinox club membership (subject to auto-renewal) when you pay with your Platinum Card®. Enrollment required. Visit https://platinum.equinox.com/ to enroll.
  • $189 CLEAR® Plus Credit: Breeze through security with CLEAR Plus at 100+ airports, stadiums, and entertainment venues nationwide and get up to $189 back per calendar year on your Membership (subject to auto-renewal) when you use your Platinum Card®. Learn more.
  • $100 Global Entry Credit: Receive either a $100 statement credit every 4 years for a Global Entry application fee or a statement credit up to $85 every 4.5 years for a TSA PreCheck® (through a TSA official enrollment provider) application fee, when charged to your Platinum Card®. Card Members approved for Global Entry will also receive access to TSA PreCheck at no additional cost.
  • Shop Saks with Platinum: Get up to $100 in statement credits annually for purchases in Saks Fifth Avenue stores or at saks.com on your Platinum Card®. That's up to $50 in statement credits semi-annually. Enrollment required.
  • $300 SoulCycle At-Home Bike Credit: Get a $300 statement credit for the purchase of a SoulCycle at-home bike with your Platinum Card®. An Equinox+ subscription is required to purchase a SoulCycle at-home bike and access SoulCycle content. Must charge full price of bike in one transaction. Shipping available in the contiguous U.S. only. Enrollment Required.
  • Unlock access to exclusive reservations and special dining experiences with Global Dining Access by Resy when you add your Platinum Card® to your Resy profile.
  • $695 annual fee.
  • Terms Apply.

Financial Snapshot

  • APR: See Pay Over Time APR
  • Foreign Transaction Fees: None

Card Categories

Rewards Center

American Express Membership Rewards

BEST FOR DINING
American Express® Gold CardTerms Apply / Rates & Fees

American Express® Gold Card

U.P. Rating
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

This is the best card for food lovers who dine out at restaurants (worldwide), order take-out and want big rewards at U.S. supermarkets!

Learn More(at Amex's secure site)

American Express® Gold Card

This is the best card for food lovers who dine out at restaurants (worldwide), order take-out and want big rewards at U.S. supermarkets!
Earn 60,000 Membership Rewards® Points after you spend $6,000 on eligible purchases with your new Card within the first 6 months.
60,000 points
$1,320
$250
See Pay Over Time APR
Upgraded Points credit ranges are a variation of FICO®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.
Good to Excellent (670-850)

The American Express® Gold Card is a game-changer.

With this card, you can earn 4x Membership Rewards points at restaurants and you’ll also earn 4x Membership Rewards points at U.S. supermarkets on up to $25,000 per calendar year in purchases, then 1x.

There isn’t another card on the market that offers a 1-2 punch like this. Of course, there are several other benefits of the Gold Card as well, including extra monthly dining rewards and more.

Pros

  • 4x points per dollar at restaurants, plus takeout and delivery in the U.S.
  • 4x points per dollar at U.S. supermarkets, up to $25,000 per calendar year in purchases; and 1x thereafter
  • 3x points per dollar on flights purchased directly from airlines or at Amex Travel
  • Up to $120 annual dining credit: up to $10 monthly statement credit when you pay with the Amex Gold card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, Milk Bar and select Shake Shack locations
  • Up to $120 in annual Uber Cash: get $10 monthly in Uber Cash for Uber Eats orders or Uber rides in the U.S. when you add your Gold Card to your Uber account
  • No foreign transaction fees (see rates and fees)
  • Access to Amex’s The Hotel Collection
  • Access to American Express transfer partners

Cons

  • Earn 60,000 Membership Rewards® points after you spend $6,000 on eligible purchases with your new Card within the first 6 months of Card Membership.
  • Earn 4X Membership Rewards® Points at Restaurants, plus takeout and delivery in the U.S., and earn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X).
  • Earn 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com.
  • $120 Uber Cash on Gold: Add your Gold Card to your Uber account and each month automatically get $10 in Uber Cash for Uber Eats orders or Uber rides in the U.S., totaling up to $120 per year.
  • $120 Dining Credit: Satisfy your cravings and earn up to $10 in statement credits monthly when you pay with the American Express® Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, Milk Bar and select Shake Shack locations. Enrollment required.
  • Get a $100 experience credit with a minimum two-night stay when you book The Hotel Collection through American Express Travel. Experience credit varies by property.
  • Choose the color that suits your style. Gold or Rose Gold.
  • No Foreign Transaction Fees.
  • Annual Fee is $250.
  • Terms Apply.

Financial Snapshot

  • APR: See Pay Over Time APR
  • Foreign Transaction Fees: None

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Rewards Center

American Express Membership Rewards

Air Canada Aeroplan

Air Canada Signature Suite YYZ
Air Canada’s Signature Suite is accessible only with Aeroplan’s flexible business award tickets. Image Credit: Air Canada

For flights to Canada, it only makes sense that we include Air Canada’s Aeroplan frequent flyer program in our discussion.

Because of how complicated Aeroplan is and the craziness of its award pricing structure, we’ve boiled down the award chart to flights within North America, which are priced based on the flight distance of your itinerary:

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Flight Distance (Miles)Economy Class Points CostBusiness Class Points Cost
0 to 5006,000 to 10,00015,000 to 25,000
501 to 1,50010,000 to 15,00020,000 to 35,000
1,501 to 2,75012,500 to 17,50025,000 to 60,000
2,751+17,500 to 25,00035,000 to 70,000

Aeroplan employs a range of prices, and the price is generally correlated with the revenue cost of the ticket.

Sure, it’s possible to find business class award tickets on the lower end of each range above, but this is absolutely more the exception than the norm.

For example, nonstop flights between Vancouver and Toronto are around 2,085 miles in flight distance, but you’ll find that the vast majority of these business class award tickets are around 50,000 to 60,000 points, which is very pricey.

Still, there’s 1 unique feature of Aeroplan that could make it a worthwhile program to consider, and that’s the ability to get access to Air Canada’s incredible Signature Suite airport lounges through an award ticket.

Specifically, if you book a Business Class Flexible Reward ticket, which may be slightly more expensive than a Saver award ticket, you’ll get access to this lounge. In fact, this is the only way to get access to the exclusive Signature Suite!

Not to mention that you can actually access much better award availability if you’re tied to certain dates and plans — both Turkish Airlines and Singapore KrisFlyer don’t have that option.

The cherry on top is that Air Canada flights can be booked 100% online with Aeroplan points:

  1. Visit Air Canada’s website.
  2. Hovering over the button in the top-right corner that says Sign in and click Sign in.
  3. Enter your Aeroplan number and password and log in.
  4. Toggle the slider that says Points in the homepage’s center search box.
  5. Choose One-way or Round-trip or One-way, enter your flight details, and click Find.
  6. Find your desired flight, redeem your Aeroplan points, and use a credit card to pay for taxes and fees.

Earning Air Canada Aeroplan Points

Air Canada Aeroplan has 4 transfer partners: Chase (1:1), Amex (1:1), Capital One (1:1), and Marriott Bonvoy (3:1 with a 5,000-point bonus when you transfer 60,000 Marriott Bonvoy points to Aeroplan).

Transfers from Chase, Amex, and Capital One are almost instant. Transfers from Marriott Bonvoy take around 5 business days to complete.

Recommended Capital One Cards (Personal)

Capital One Venture Rewards Credit CardTerms Apply / Rates & Fees

Capital One Venture Rewards Credit Card

U.P. Rating
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

Get 2x miles plus some of the most flexible redemptions offered by a travel credit card!

Learn More(at Capital One's secure site)

Capital One Venture Rewards Credit Card

Get 2x miles plus some of the most flexible redemptions offered by a travel credit card!
Enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel.
75,000 miles
$1,350
$95
19.99% - 29.99% (Variable)
Upgraded Points credit ranges are a variation of FICO®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.
Good to Excellent Credit (670-850)

The Capital One Venture Rewards Credit Card is one of the most popular rewards cards on the market. It’s perfect for anyone in search of a great welcome offer, high rewards rates, and flexible redemption options.

Frequent travelers with excellent credit may benefit from this credit card that offers a lot of bells and whistles. And it offers easy-to-understand rewards earning and redemption.

Pros

  • 5x miles per $1 on hotels and rental cars booked through Capital One Travel
  • 2x miles per $1 on all other purchases
  • Global Entry or TSA PreCheck application fee credit
  • No foreign transaction fees (rates & fees)
  • Access to Capital One transfer partners

Cons

  • Enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel
  • Earn unlimited 2X miles on every purchase, every day
  • Earn 5X miles on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
  • Miles won't expire for the life of the account and there's no limit to how many you can earn
  • Receive up to a $100 credit for Global Entry or TSA PreCheck®
  • Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel
  • Enrich every hotel stay from the Lifestyle Collection with a suite of cardholder benefits, like a $50 experience credit, room upgrades, and more
  • Transfer your miles to your choice of 15+ travel loyalty programs

Financial Snapshot

  • APR: 19.99% - 29.99% (Variable)
  • Foreign Transaction Fees: None

Card Categories

Rewards Center

Capital One Miles

Capital One Venture X Rewards Credit CardTerms Apply / Rates & Fees

Capital One Venture X Rewards Credit Card

U.P. Rating
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

The Capital One Venture X card is an excellent option for travelers looking for an all-in-one premium credit card.

Learn More(at Capital One's secure site)

Capital One Venture X Rewards Credit Card

The Capital One Venture X card is an excellent option for travelers looking for an all-in-one premium credit card.
Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel.
75,000 miles
$1,350
$395
19.99% - 29.99% (Variable)
Upgraded Points credit ranges are a variation of FICO®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.
Excellent (740-840)

The Capital One Venture X Rewards Credit Card is the premium Capital One travel rewards card on the block.

Points and miles fans will be surprised to see that the Capital One Venture X card packs quite the punch when it comes to bookings made through Capital One, all while offering the lowest annual fee among premium credit cards.

Depending on your travel goals and preferences, the Capital One Venture X card could very well end up being your go-to card in your wallet.

 

Pros

  • 10x miles per $1 on hotels and rental cars purchased through Capital One Travel
  • 5x miles per $1 on flights purchased through Capital One Travel
  • 2x miles per $1 on all other purchases
  • $300 annual travel credit on bookings made through Capital One Travel
  • Unlimited complimentary access for cardholder and 2 guests to 1,300+ lounges, including Capital One Lounges and the Partner Lounge Network
  • 10,000 bonus miles awarded on your account anniversary each year
  • Global Entry or TSA PreCheck credit
  • Add authorized users for no additional annual fee (rates & fees)
  • No foreign transaction fees (rates & fees)

 

Cons

  • $395 annual fee (rates & fees)
  • Does not offer bonus categories for flights or hotel purchases made directly with the airline or hotel group, the preferred booking method for those looking to earn elite status

 

  • Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel
  • Receive a $300 annual credit for bookings through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
  • Get 10,000 bonus miles (equal to $100 towards travel) every year, starting on your first anniversary
  • Earn unlimited 10X miles on hotels and rental cars booked through Capital One Travel and 5X miles on flights booked through Capital One Travel
  • Earn unlimited 2X miles on all other purchases
  • Unlimited complimentary access for you and two guests to 1,300+ lounges, including Capital One Lounges and the Partner Lounge Network
  • Use your Venture X miles to easily cover travel expenses, including flights, hotels, rental cars and more—you can even transfer your miles to your choice of 15+ travel loyalty programs
  • Elevate every hotel stay from the Premier or Lifestyle Collections with a suite of cardholder benefits, like an experience credit, room upgrades, and more
  • Receive up to a $100 credit for Global Entry or TSA PreCheck®

Financial Snapshot

  • APR: 19.99% - 29.99% (Variable)
  • Foreign Transaction Fees: None

Card Categories

Rewards Center

Capital One Miles

 

Hot Tip: Check out our step-by-step guide on the best ways to book Air Canada business class with points.

Delta SkyMiles

Delta Airbus A220 First Class Cabin
Delta Airbus A220 first class. Image Credit: Greg Stone

Delta SkyMiles isn’t without its flaws. Although the airline itself is very popular among U.S. travelers, its frequent flyer program comes with incredibly high price tags, particularly for long-haul business class flights.

But the good news is that Delta SkyMiles has been structured to get you a minimum redemption value of around 1 cent per mile, which means you’ll never be liable for high redemption prices if your flight is affordable.

Usually, flights between the U.S. and Canada aboard Delta are relatively reasonable, unless you’re booking a last-minute flight and are a hub captive (e.g. Detroit or Minneapolis).

Delta doesn’t publish an award chart, so the only way to find out how much an award flight will cost is to try to search for it on Delta.com. Generally speaking, Delta does have a Saver-level award for most of these flights, which gives you an idea of how much these award flights start at.

Here are some great example redemptions you can make with Delta SkyMiles:

  • Atlanta (ATL) – Montréal (YUL) one-way in Delta first class for 31,500 Delta SkyMiles + ~$5.60 in taxes and fees
  • Atlanta (ATL) – Toronto (YYZ) one-way in Delta first class for 27,000 Delta SkyMiles + ~$5.60 in taxes and fees
  • Detroit (DTW) – Toronto (YYZ) one-way in Delta first class for 25,000 Delta SkyMiles + ~$5.60 in taxes and fees
  • Minneapolis (MSP) – Calgary (YYC) one-way in Delta first class for 29,000 Delta SkyMiles + ~$5.60 in taxes and fees
  • Minneapolis (MSP) – Winnipeg (YWG) one-way in Delta first class for 24,500 Delta SkyMiles + ~$5.60 in taxes and fees
  • Salt Lake City (SLC) – Toronto (YYZ) one-way in Delta first class for 40,000 Delta SkyMiles + ~$5.60 in taxes and fees

Follow these steps to redeem Delta SkyMiles 100% online:

  1. Visit Delta’s homepage.
  2. Populate the search box at the top banner on the homepage. Check off the box that says Shop with Miles and click First Class under Best Fares For.
  3. Search for your flights.
  4. Find the best flight options, redeem your SkyMiles, and use a credit card to pay for taxes and fees.

Earning Delta SkyMiles

Delta SkyMiles are easy to earn, thanks to transfer partners in Amex Membership Rewards and Marriott Bonvoy.

Amex transfers at a 1:1 ratio almost instantly, while Marriott Bonvoy transfers at a 3:1 ratio in 1 business day.

Also, there are many Delta-branded credit cards available, all issued exclusively by American Express, which earn SkyMiles directly.

Recommended Delta SkyMiles Cards (Personal)

Delta SkyMiles® Gold American Express CardTerms Apply / Rates & Fees

Delta SkyMiles® Gold American Express Card

U.P. Rating
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

This card provides bonus SkyMiles on all purchases, along with a free checked bag, priority boarding, and discounted award flights.

Learn More(at Amex's secure site)

Delta SkyMiles® Gold American Express Card

This card provides bonus SkyMiles on all purchases, along with a free checked bag, priority boarding, and discounted award flights.
Earn 40,000 Bonus Miles after you spend $2,000 in purchases on your new Card in your first 6 months of Card Membership.
40,000 miles
$480
$0 introductory annual fee for the first year, then $150.
20.99%-29.99% Variable
Upgraded Points credit ranges are a variation of FICO®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.
Good to Excellent (670-850)

Frequent Delta flyers will love the Delta SkyMiles® Gold American Express Card. The card offers great benefits that will help save you money, effectively mimics low-level elite status with Delta SkyMiles, and helps you earn miles even faster, all for a low annual fee. Let’s dive into the benefits to see if the Delta Gold card is a good fit for your needs.

Pros

  • $100 Delta Stays Credit: You can earn up to $100 back annually on eligible prepaid Delta Stays bookings on delta.com.
  • Receive a $200 Delta Flight Credit to use toward future travel after you spend $10,000 in purchases in a year.
  • Card Members get 15% off when using miles to book Award Travel on Delta flights through delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees.
  • Bonus earning on Delta purchases and U.S. supermarket and worldwide restaurant purchases
  • First checked bag free on Delta flights
  • 20% back as a statement credit on in-flight purchases

Cons

  • Moderate annual fee
  • Earn rate for Delta flights is relatively low compared to other travel cards
  • Earn 40,000 Bonus Miles after you spend $2,000 in purchases on your new Card in your first 6 months of Card Membership.
  • Enjoy a $0 introductory Annual Fee for the first year, then $150.
  • Delta SkyMiles® Gold American Express Card Members get 15% off when using miles to book Award Travel on Delta flights through delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees.
  • $200 Delta Flight Credit: After you spend $10,000 in purchases in a year, you can receive a $200 Delta Flight Credit to use toward future travel.
  • Earn 2X Miles on Delta purchases, at U.S. Supermarkets and at restaurants worldwide, including takeout and delivery in the U.S. Earn 1X Miles on all other eligible purchases.
  • You can check your first bag free on Delta flights, saving up to $60 on a round-trip Delta flight per person. For a family of four that’s a potential savings of up to $240 per round-trip flight.
  • Receive Main Cabin 1 Priority Boarding on Delta flights; board early, stow your carry-on bag and settle in sooner.
  • $100 Delta Stays Credit: Delta SkyMiles® Gold American Express Card Members can earn up to $100 back annually on eligible prepaid Delta Stays bookings on delta.com.
  • Take up to $50 off the cost of your flight for every 5,000 miles you redeem with Pay with Miles when you book on delta.com.
  • Receive a 20% savings in the form of a statement credit on eligible Delta in-flight purchases after using your Card.
  • No Foreign Transaction Fees.
  • With Send & Split®, you can send money and split your Card purchases with any other Venmo or PayPal user, directly from the Amex App. Enroll today.
  • Terms Apply.

Financial Snapshot

  • APR: 20.99%-29.99% Variable
  • Foreign Transaction Fees: None

Card Categories

Rewards Center

Delta SkyMiles Frequent Flyer Program

Delta SkyMiles® Platinum American Express CardTerms Apply / Rates & Fees

Delta SkyMiles® Platinum American Express Card

U.P. Rating
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

Frequent Delta travelers will enjoy this card's bonus categories, benefits, and ability to reach higher levels of elite status.

Learn More(at Amex's secure site)

Delta SkyMiles® Platinum American Express Card

Frequent Delta travelers will enjoy this card's bonus categories, benefits, and ability to reach higher levels of elite status.
Earn 50,000 Bonus Miles after you spend $3,000 in purchases on your new Card in your first 6 months of Card Membership.
50,000 Bonus Miles
$600
$350
20.99%-29.99% Variable
Upgraded Points credit ranges are a variation of FICO®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.
Good to Excellent (670-850)

The Delta SkyMiles® Platinum American Express Card can be a great option for those seeking additional ways to obtain a higher level of status — or to maintain their current status — with the airline.

A key feature of this card is the ability to earn bonus Medallion Qualification Dollars (MQDs) that are essential for earning Delta status. This could help you get closer to earning a handful of valuable benefits with the airline.

Pros

  • 3x SkyMiles per $1 spent on Delta purchases
  • 3x SkyMiles per $1 spent on purchases made directly with hotels
  • 2x SkyMiles per $1 spent at restaurants (including takeout and delivery) and U.S. supermarkets
  • 1x SkyMile per $1 spent on all other eligible purchases
  • Card Members get 15% off when using miles to book Award Travel on Delta flights through delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees.
  • Receive a Companion Certificate on Main Cabin domestic, Caribbean, or Central American roundtrip flights to select destinations each year after renewal of your Card. Taxes and fees will apply.
  • Receive $2,500 MQDs each year and get closer to Status with MQD Headstart.
  • Complimentary first checked bag
  • Main Cabin 1 Priority Boarding
  • $120 Resy Credit: Earn up to $10 per month in statement credits on eligible Resy purchases.
  • $120 Rideshare Credit: Earn up to $10 back in statement credits each month on U.S. rideshare purchases with select providers upon enrollment.
  • Application fee credit for Global Entry or TSA PreCheck
  • 20% back on inflight purchases
  • $150 Delta Stays Credit: Earn up to $150 back annually on eligible prepaid Delta Stays bookings on delta.com.

Cons

  • $350 annual fee (rates & fees)
  • Does not earn transferable rewards
  • Earn 50,000 Bonus Miles after you spend $3,000 in purchases on your new Card in your first 6 months of Card Membership.
  • Receive a Companion Certificate on Main Cabin domestic, Caribbean, or Central American roundtrip flights each year after renewal of your Card. The Companion Ticket requires payment of government-imposed taxes and fees of no more than $80 for roundtrip domestic flights and no more than $250 for roundtrip international flights (both for itineraries with up to four flight segments). Baggage charges and other restrictions apply. See terms and conditions for details.
  • Receive $2,500 Medallion® Qualification Dollars each Medallion Qualification Year and get closer to Status with MQD Headstart.
  • Delta SkyMiles® Platinum American Express Card Members get 15% off when using miles to book Award Travel on Delta flights through delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees.
  • Earn $1 Medallion® Qualification Dollar for each $20 of purchases made on your Delta SkyMiles® Platinum American Express Card in a calendar year and get a boost toward achieving Medallion Status for next Medallion Year.
  • Earn 3X Miles on Delta purchases and purchases made directly with hotels.
  • Earn 2X Miles at restaurants worldwide including takeout and delivery in the U.S., and at U.S. supermarkets and earn 1X Miles on all other eligible purchases.
  • $120 Resy Credit: With the Delta SkyMiles® Platinum American Express Card Resy Credit, earn up to $10 per month in statement credits on eligible Resy purchases using your enrolled Card.
  • $120 Rideshare Credit: You can earn up to $10 back in statement credits each month on U.S. rideshare purchases with select providers after you pay with your Delta SkyMiles® Platinum American Express Card. Enrollment Required.
  • Enjoy your first checked bag free on Delta flights.
  • Receive Main Cabin 1 Priority Boarding on Delta flights; board early, stow your carry-on bag and settle in sooner.
  • Fee Credit for Global Entry or TSA PreCheck®: Receive $100 back for Global Entry or up to $85 back for TSA PreCheck® after you apply through any Official Enrollment Provider. If approved for Global Entry, at no additional charge, you will receive access to TSA PreCheck.
  • Delta SkyMiles® Platinum American Express Card Members with an eligible ticket will be added to the Complimentary Upgrade list, after Delta SkyMiles Medallion Members and Reserve Card Members.
  • No Foreign Transaction Fees.
  • $350 Annual Fee.
  • Terms Apply.

Financial Snapshot

  • APR: 20.99%-29.99% Variable
  • Foreign Transaction Fees: None

Card Categories

Rewards Center

Delta Air Lines SkyMiles

Delta SkyMiles® Reserve American Express CardTerms Apply / Rates & Fees

Delta SkyMiles® Reserve American Express Card

U.P. Rating
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

Delta loyalists will love the fast track to Delta elite status, lounge access, baggage benefits, and upgrade priority with the Delta Reserve card.

Learn More(at Amex's secure site)

Delta SkyMiles® Reserve American Express Card

Delta loyalists will love the fast track to Delta elite status, lounge access, baggage benefits, and upgrade priority with the Delta Reserve card.
Earn 60,000 Bonus Miles after you spend $5,000 in purchases on your new Card in your first 6 months of Card Membership.
60,000 Bonus Miles
$720
$650
20.99%-29.99% Variable
Upgraded Points credit ranges are a variation of FICO®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.
Good to Excellent (670-850)

The Delta SkyMiles® Reserve American Express Card is a stellar option for frequent travelers who always fly with Delta thanks to its MQD Headstart towards status boost, lounge access, annual companion certificate, and many other great benefits.

Here is a full look at everything the Delta Reserve card can offer to you to help you decide whether the card deserves a place in your wallet.

Pros

  • 3x SkyMiles per $1 on Delta purchases
  • 1x SkyMile per $1 on all other eligible purchases
  • Card Members get 15% off when using miles to book Award Travel on Delta flights.
  • Receive $2,500 MQM each year and get closer to Status with MQD Headstart.
  • Receive a Companion Certificate on First Class, Delta Comfort+®, or Main Cabin domestic, Caribbean, or Central American roundtrip flights to select destinations each year after renewal.
  • $240 Resy Credit: Earn up to $20 per month in statement credits on eligible Resy purchases upon enrollment.
  • $120 Rideshare Credit: Earn up to $10 back in statement credits each month on U.S. rideshare purchases with select providers upon enrollment.
  • Application fee credit for Global Entry or TSA PreCheck.
  • $200 Delta Stays Statement Credit: Earn up to $200 back in the form of a statement credit annually on eligible prepaid Delta Stays bookings on delta.com.
  • Access to Complimentary Upgrades and Upgrade Priority
  • Free checked bag
  • 20% back on inflight purchases

Cons

  • $650 annual fee (rates & fees)
  • No bonus categories other than Delta purchases
  • Earn 60,000 Bonus Miles after you spend $5,000 in purchases on your new Card in your first 6 months of Card Membership.
  • Enjoy complimentary access to the Delta Sky Club® and bring up to two guests or immediate family members at a rate of $50 per person per visit when flying Delta. Effective 2/1/25, Reserve Card Members will receive 15 Visits per year to the Delta Sky Club; to earn an unlimited number of Visits each year starting on 2/1/25, the total eligible purchases on the Card must equal $75,000 or more between 1/1/24 and 12/31/24, and each calendar year thereafter.
  • Receive four Delta Sky Club® One-Time Guest Passes each year when you fly together on Delta. After that, you may bring up to two guests at a per-visit rate of $50 per person, per location.
  • Enjoy complimentary access to The Centurion® Lounge when you book a Delta flight with your Reserve Card.
  • Receive $2,500 Medallion® Qualification Dollars each Medallion Qualification Year and get closer to Status with MQD Headstart.
  • Earn $1 Medallion® Qualification Dollar for each $10 of purchases made on your Delta SkyMiles® Reserve American Express Card in a calendar year and get a boost toward achieving elevated Medallion Status for next Medallion Year.
  • Receive a Companion Certificate on First Class, Delta Comfort+®, or Main Cabin domestic, Caribbean, or Central American roundtrip flights each year after renewal of your Card. The Companion Ticket requires payment of government-imposed taxes and fees of no more than $80 for roundtrip domestic flights and no more than $250 for roundtrip international flights (both for itineraries with up to four flight segments). Baggage charges and other restrictions apply. See terms and conditions for details.
  • $240 Resy Credit: With the Delta SkyMiles® Reserve American Express Card Resy Credit, earn up to $20 per month in statement credits on eligible Resy purchases using your enrolled Card.
  • $120 Rideshare Credit: You can earn up to $10 back in statement credits each month on U.S. rideshare purchases with select providers after you pay with your Delta SkyMiles® Reserve American Express Card. Enrollment Required.
  • Delta SkyMiles® Reserve American Express Card Members get 15% off when using miles to book Award Travel on Delta flights through delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees.
  • With your Card receive upgrade priority over other Medallion Members within the same Medallion level and fare class.
  • Delta SkyMiles® Reserve American Express Card Members with an eligible ticket will be added to the Complimentary Upgrade list, after Delta SkyMiles Medallion Members.
  • Earn 3X Miles on Delta purchases and earn 1X Miles on all other eligible purchases.
  • No Foreign Transaction Fees.
  • $650 Annual Fee.
  • Terms Apply.

Financial Snapshot

  • APR: 20.99%-29.99% Variable
  • Foreign Transaction Fees: None

Card Categories

Rewards Center

Delta SkyMiles Airline Loyalty Program

British Airways Executive Club

American Airlines recliner first class
American Airlines recliner first class. Image Credit: American Airlines

British Airways is a member of the Oneworld alliance, and it’s extremely handy for booking flights on American Airlines.

Currently, British Airways Executive Club has favorable award pricing for short-haul flights and terrible award pricing for long-haul flights.

Since flights between the U.S. and Canada are generally short-haul flights, you can access some great deals on American Airlines flights using British Airways Avios.

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Distance BracketCabin Class British Airways Avios Price
Zone 2 (651 to 1,151 miles)Economy9,000
Premium Economy12,500
Business16,500
Zone 3 (1,152 to 2,000 miles)Economy11,000
Premium Economy16,500
Business22,000

American Airlines flights don’t travel any further than 2,000 miles in flight distance, which is why we’ve included up to Zone 3 in this table above.

Also, Zone 1 Avios awards aren’t permitted within/to/from the U.S., even though there are flights within the U.S. that are 650 miles or shorter in distance.

Here are some great redemptions you can make on American Airlines with British Airways Avios:

  • Chicago (ORD) – Montréal (YUL) one-way in American Airlines economy class for 9,000 British Airways Avios + ~$5.60 in taxes and fees
  • Dallas (DFW) – Calgary (YYC) one-way in American Airlines business class for 22,000 British Airways Avios + ~$5.60 in taxes and fees
  • Dallas (DFW) – Vancouver (YVR) one-way in American Airlines business class for 22,000 British Airways Avios + ~$5.60 in taxes and fees
  • Miami (MIA) – Montréal (YUL) one-way in American Airlines business class for 22,000 British Airways Avios + ~$5.60 in taxes and fees
  • Miami (MIA) – Toronto (YYZ) one-way in American Airlines business class for 22,000 British Airways Avios + ~$5.60 in taxes and fees
  • New York (JFK) – Toronto (YYZ) one-way in American Airlines business class for 22,000 British Airways Avios + ~$5.60 in taxes and fees
  • New York (LGA) – Montréal (YUL) one-way in American Airlines business class for 22,000 British Airways Avios + ~$5.60 in taxes and fees
  • New York (LGA) – Toronto (YYZ) one-way in American Airlines business class for 22,000 British Airways Avios + ~$5.60 in taxes and fees
  • Philadelphia (PHL) – Montréal (YUL) one-way in American Airlines economy class for 9,000 British Airways Avios + ~$5.60 in taxes and fees

With British Airways Avios, you can book your American Airlines award flight completely online following these steps:

  1. Go to the British Airways homepage.
  2. Click Log in in the top-right corner, enter your BA Executive Club account information, and log in.
  3. In the top banner under the Book area, click Book a flight with Avios.
  4. Fill in the search form, and click Get flights.
  5. Redeem your British Airways Avios, use a credit card for taxes and fees, and confirm your ticket.

Earning British Airways Avios

British Airways Executive Club is transfer partners with Chase, American Express, Capital One, and Marriott Bonvoy.

Amex, Capital One, and Chase transfer almost instantly at a 1:1 ratio.

Marriott Bonvoy transfers at a 3:1 ratio in approximately 5 business days. For every 60,000 Marriott Bonvoy points you transfer to British Airways, you’ll get an extra 5,000 Avios.

In addition, Chase is the co-branded credit card issuer of the British Airways Visa Signature® Card that earns British Airways Avios directly.

Recommended Marriott Bonvoy Cards

There are many Marriott credit cards available which we cover in our in-depth guide.

Cathay Pacific Asia Miles

American Airlines recliner business class
American Airlines recliner business class. Image Credit: American Airlines

Even though Cathay Pacific Asia Miles redemptions to Canada are focused exclusively on American Airlines flights, just like British Airways Executive Club, we’re discussing Asia Miles as a backup if you can’t access British Airways Avios through transfer partners or co-branded cards.

In particular, if you have Citi ThankYou Rewards Points, Asia Miles will be a good redemption option for American Airlines flights.

Asia Miles allows you to price out award flights online, but there’s no specific award chart for American Airlines flights. Here’s the general award chart for American Airlines flights between the U.S. and Canada:

SCROLL FOR MORE
Cabin ClassAsia Miles CostTaxes and Fees
Economy10,000 to 15,000~$5.60
Business20,000 to 30,000~$5.60

Here are some example redemptions you can book using Asia Miles on American Airlines:

  • Boston (BOS) – Toronto (YYZ) one-way in American Airlines business class for 20,000 Asia Miles + ~$5.60 in taxes and fees
  • Chicago (ORD) – Toronto (YYZ) one-way in American Airlines business class for 20,000 Asia Miles + ~$5.60 in taxes and fees
  • Dallas (DFW) – Montréal (YUL) one-way in American Airlines business class for 30,000 Asia Miles + ~$5.60 in taxes and fees
  • Dallas (DFW) – Toronto (YYZ) one-way in American Airlines business class for 30,000 Asia Miles + ~$5.60 in taxes and fees
  • Philadelphia (PHL) – Toronto (YYZ) one-way in American Airlines business class for 20,000 Asia Miles + ~$5.60 in taxes and fees
  • Washington, D.C. (DCA) – Toronto (YYZ) one-way in American Airlines business class for 20,000 Asia Miles + ~$5.60 in taxes and fees

Asia Miles reservations on American Airlines are best booked over the phone:

  1. Find American Airlines’ partner-level award space on British Airways’ or Qantas’ website.
  2. Call Asia Miles at 866-892-2598 and feed the agent your American Airlines flight information you’d like to book.
  3. Use Asia Miles to book the ticket and provide a credit card for all taxes and fees.

Earning Cathay Pacific Asia Miles

Cathay Pacific Asia Miles is currently transfer partners with Amex Membership Rewards, Citi ThankYou Rewards, Capital One Miles, Brex Rewards, and Marriott Bonvoy.

Amex transfers within a few hours and Citi transfers almost instantly, both at a 1:1 ratio. Brex transfers at a 1:1 ratio within 1 business day. Capital One transfers at a 1:1 ratio, which takes around 36 business hours.

Marriott Bonvoy transfers at a 3:1 ratio in 5 business days. There’s a bonus of 5,000 Asia Miles whenever you transfer 60,000 Marriott Bonvoy points to Asia Miles.

Also, Cathay Pacific has a co-branded credit card that is issued by Synchrony Bank.

United MileagePlus

United first class
United first class. Image Credit: United

The very last program we’ll discuss is United MileagePlus. We’d generally recommend United MileagePlus if you need access to extra award availability and plan on booking a flight on United Airlines.

We would recommend using any of the Star Alliance programs above for Air Canada flights but using United MileagePlus for United flights is the best way to go.

That’s because United MileagePlus reserves most of its award availability for its own loyalty program members and very rarely releases adequate Saver-level award availability to warrant an investigation.

Here’s what United MileagePlus awards cost for United flights between the U.S. and Canada:

SCROLL FOR MORE
Cabin ClassUnited Miles Cost
EconomyFrom 12,500 miles
BusinessFrom 27,500 miles

One thing you’ll inevitably notice is that the price charged in United miles will fluctuate a lot, thanks to United’s dynamic award pricing scheme.

Here are some great example redemptions you can make using United miles to fly to Canada:

  • Chicago (ORD) – Vancouver (YVR) one-way in United business class from 27,500 United miles + ~$5.60 in taxes and fees
  • Chicago (ORD) – Winnipeg (YWG) one-way in United business class from 27,500 United miles + ~$5.60 in taxes and fees
  • Denver (DEN) – Edmonton (YEG) one-way in United business class from 27,500 United miles + ~$5.60 in taxes and fees
  • Houston (IAH) – Calgary (YYC) one-way in United business class from 27,500 United miles + ~$5.60 in taxes and fees
  • Houston (IAH) – Toronto (YYZ) one-way in United business class from 27,500 United miles + ~$5.60 in taxes and fees
  • Newark (EWR) – Halifax (YHZ) one-way in United business class from 27,500 United miles + ~$5.60 in taxes and fees
  • Newark (EWR) – Québec City (YQB) one-way in United business class from 27,500 United miles + ~$5.60 in taxes and fees
  • San Francisco (SFO) – Toronto (YYZ) one-way in United business class from 27,500 United miles + ~$5.60 in taxes and fees
  • Washington, D.C. (IAD) – Ottawa (YOW) one-way in United business class from 27,500 United miles + ~$5.60 in taxes and fees

Once you’re ready to book your flight, follow these instructions:

  1. Visit United’s homepage.
  2. Check off the box that says Book with miles in the homepage’s search box.
  3. Fill in the search details, click Find flights, and find a flight option you’d like to book.
  4. Click the option you’d like to book, redeem your United miles, and use a credit card to pay for taxes and fees.

Earning United MileagePlus Miles

United MileagePlus miles are easy to earn due to transfer partnerships with Chase Ultimate Rewards and Marriott Bonvoy.

Chase transfers instantly at a 1:1 ratio while Marriott Bonvoy transfers in 3 business days at a 3:1.1 ratio. Plus, when you transfer 60,000 Marriott Bonvoy points, you will earn a bonus of 5,500 United miles added to your transferred amount.

Additionally, Chase has a suite of co-branded United MileagePlus credit cards that will enable you to earn United miles directly.

Recommended United MileagePlus Cards

We cover the large number of United credit cards available in our detailed guide.

Final Thoughts

The best frequent flyer program to use to fly to Canada will ultimately depend on which airline and route you want to take to Canada.

If you want to book Air Canada business class in a lie-flat seat, one of the best ways to get maximum value is to redeem Turkish Airlines or KrisFlyer miles after finding partner-level availability.

And if you want to experience Air Canada’s Signature Lounge, you’ll have no choice but to redeem Aeroplan points, as this is the only way to access this experience with points and miles.

If you want to fly on Delta, one of the best ways to do so is by using Delta SkyMiles.

For American Airlines flights, consider using British Airways Avios or Cathay Pacific Asia Miles.

Lastly, if you’re looking at United flights, you’ll have a tough time finding availability on any partners — instead, redeem United MileagePlus miles to access better award availability.

The information regarding the Marriott Bonvoy Bold® Credit Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer.
The information regarding the Marriott Bonvoy Boundless® Credit Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer.
The information regarding the United Club℠ Business Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer.

For rates and fees of The Platinum Card® from American Express, click here.
For rates and fees of the American Express® Gold Card, click here.
For rates and fees of the Delta SkyMiles® Gold American Express Card, click here.
For rates and fees of the Delta SkyMiles® Platinum American Express Card, click here.
For rates and fees of Delta SkyMiles® Reserve American Express Card, click here.
For rates and fees of the Marriott Bonvoy Bevy™ American Express® Card, click here.
For rates and fees of the Marriott Bonvoy Brilliant® American Express® card, click here.

Frequently Asked Questions

What is the best airline to fly to Canada?

The best airline, in our opinion, to fly between the U.S. and Canada is Air Canada. That’s because Air Canada offers a true business class product that feels a lot like what you’d get on a long-haul flight.

We love Air Canada’s premium cabin product, so if you have a large budget, it’s hard to beat Air Canada.

Is American Airlines still flying to Canada?

Yes! American Airlines actually flies from Boston, Chicago, Dallas, Miami, New York (LaGuardia and Kennedy), Philadelphia, and Washington, D.C (Reagan) to Canada.

Where does AA fly in Canada?

American Airlines flies to Calgary, Montréal, Toronto, and Vancouver.

How long is a flight to Canada?

A flight to Canada can be as short as an hour if you live in the northern part of the U.S. It can also be as long as 8+ hours if you’re flying from Hawaii to Canada nonstop.

A transcontinental flight between the U.S. and Canada should take around 4 to 5 hours each way.

What are the best ways to fly to Canada with points and miles?

We think the best ways to fly to Canada with points and miles are to redeem Turkish Airlines miles, Singapore KrisFlyer miles, Air Canada Aeroplan points, Delta SkyMiles, British Airways Avios, Cathay Pacific Asia Miles, or United MileagePlus miles.

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About Stephen Au

Stephen is an established voice in the credit card space, with over 70 to his name. His work has been in publications like The Washington Post, and his Au Points and Awards Consulting Services is used by hundreds of clients.

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