10 Best London Hotels to Book With Points [for Max Value]

There is no shortage of hotels that you can book with points in London. As we showed in our New York City and Washington, D.C. articles, big cities tend to have loads of hotels that can be booked with points.

With this article, we evaluated 41 hotels across the 4 major hotel brands of Hilton, Hyatt, IHG, and Marriott. We are using a cents per point value to show the return that you can receive with your points.

If you’re curious on how much points are worth across different issuers, explore our values to each program’s points to help make sense of those points’ value.

Best Value London Hotels

With the goals of this article and the background on our methodology out of the way, let’s highlight the 10 best London hotels that you can book with points.  

Flemings Mayfair Hotel (World of Hyatt)

Travelers who are interested in a short walk to Buckingham Palace, Piccadilly Circus, and Hyde Park may want to stay at the Flemings Mayfair. This hotel has 2 restaurants, a bar, a lounge, and a gym for its hotel guests to use. 

25,000 World of Hyatt points per night books you an award stay at the Flemings Mayfair. Cash rates during the peak travel months over the summer average $568 per night resulting in more than 2 cents per point in value.

Category: 5

Hyatt Points Required: 25,000

June-September Rate: $568

Points Value: 2.3 cents per point

Bottom Line: The Flemings Mayfair is part of the Small Luxury Hotels brand that is now available to book with your World of Hyatt points. 

St. James’s Hotel and Club (World of Hyatt)

The St. James’s Hotel and Club is a Victorian-style hotel that dates back to 1857. There’s a French/British restaurant, a bar, and a bistro available to hotel guests.

This hotel averages $548 per night during the peak travel months of June-September. An award night can be booked with 25,000 World of Hyatt points per night, which results in more than 2 cents per point in value.

Category: 5

Hyatt Points Required: 25,000

June-September Rate: $548

Points Value: 2.2 cents per point

Bottom Line: St. James’s Hotel and Club is another Small Luxury Hotel that can now be booked with World of Hyatt points. 

The Franklin (World of Hyatt)

In the Chelsea neighborhood is where you’ll find The Franklin, set in a row of Victorian townhouses. Amenities available to guests include an Italian restaurant, a bar, a hammam, and a gym.

You should have no problem receiving more than 2 cents per point at the Franklin as the hotel averages $539 per night during peak travel dates. An award night can be booked with 25,000 World of Hyatt points per night.

Hot Tip: Of all of the hotels we cover in this series, The Franklin is the first hotel with a hammam. 

Category: 5

Hyatt Points Required: 25,000

June-September Rate: $539

Points Value: 2.2 cents per point 

The London EDITION (Marriott Bonvoy)

Just a short walk from Soho is The London EDITION. This hotel is located in a row of townhouses with amenities that include a British restaurant, a bar, a lounge, a nightclub, and a gym.

The London EDITION can be booked starting at 60,000 Marriott points per night. Cash rates during peak travel dates average more than $700 per night, which means your points are worth more than 1 cent per point.

Marriott Points Required: From 60,000

June-September Rate: $740

Points Value: 1.3 cents per point

JW Marriott Grosvenor House London (Marriott Bonvoy)

Just off of Hyde Park is the JW Marriott Grosvenor House in the Mayfair neighborhood. As a hotel guest, you’ll have access to 2 restaurants, a coffee shop, 2 bars, a gym, and a hair salon.

This hotel can be booked with a minimum of 60,000 Marriott points per night or $686 per night during peak travel dates. As a result, you can receive more than 1 cent per point value.

Marriott Points Required: From 60,000

June-September Rate: $686

Points Value: 1.2 cents per point

Hot Tip: JW Marriott Grosvenor House is one of the best JW Marriott hotels to book with points.

The Park Tower Knightsbridge, a Luxury Collection Hotel, London (Marriott Bonvoy)

If you want to see Kensington Palace and Hyde Park, the Park Tower Knightsbridge is in a fantastic location. On property, amenities include a lounge, a bar, and a cigar bar.

Cash rates during peak travel dates average $746 per night. If you want to use your Marriott points, a minimum of 70,000 points per night books you an award stay. This means your points will be worth more than 1 cent per point.

Marriott Points Required: From 70,000

June-September Rate: $746

Points Value: 1.1 cents per point

Hot Tip: Our Ultimate Travel Guide to London covers every aspect of visiting London from tourist attractions and getting around to green spaces, markets, and the best views.

InterContinental London Park Lane (IHG One Rewards)

Between Hyde Park and Green Park is the InterContinental London Park Lane, one of the best InterContinental hotel redemptions you’ll find. This hotel offers 2 restaurants, a cocktail bar, a spa, and a gym.

The InterContinental London Park Lane can be booked with 70,000 IHG One Rewards points per night. Guests will receive 0.7 cents per point in value as cash rates average $503 per night during the peak summer travel months.

IHG Points Required: 70,000

June-September Rate: $503

Points Value: 0.7 cents per point

London Hilton on Park Lane (Hilton Honors)

Similar to InterContinental London Park Lane, London Hilton on Park Lane is also located between Green Park and Hyde Park. Amenities include a French restaurant, a Polynesian-inspired bar and grill, a British restaurant, a gym, and a spa.

You can book the London Hilton on Park Lane with 80,000 Hilton Honors points per night. Peak travel cash rates average $538 per night resulting in your points being worth 0.7 cents per point.

Hilton Points Required: 80,000

June-September Rate: $538

Points Value: 0.7 cents per point

Hot Tip: If you’re looking for some even more unique options, check out these boutique hotels in London.

Hotel Indigo London – 1 Leicester Square (IHG One Rewards)

Hotel Indigo London is an upscale hotel on Leicester Square. Hotel guests have access to amenities including a rooftop restaurant (no alcohol) and a cocktail bar.

The Hotel Indigo London averages $476 per night. An award night can be booked using 60,000 IHG One Rewards points per night. This means that your points are worth 0.6 cents per point.

IHG Points Required: 60,000

June-September Rate: $476

Points Value: 0.6

Hot Tip: Make sure you know the best ways to fly to London with points and miles so you don’t end up paying a ton of cash for taxes and fees!

The Biltmore Mayfair, LXR Hotels & Resorts (Hilton Honors)

Overlooking Grosvenor Square is The Biltmore Mayfair. As a guest at this hotel, you’ll have access to a fine dining restaurant, a terrace cocktail bar, and a gym.

Cash rates at The Biltmore Mayfair average $514 per night. 95,000 Hilton Honors points per night books an award stay at this hotel. This results in your points being worth 0.5 cents per point.

Hilton Points Required: 95,000

June-September Rate: $514

Points Value: 0.5 cents per point

Hot Tip: One of the best ways to see London is through a guided tour. We detail the best tours and activities in London, from Harry Potter to Downton Abbey and more, including walking and bus tours.

Earn Hotel Points to Redeem in London

Now that we know the best London hotels that you can book with points, it’s important to dive into how to earn the points that you need. Let’s start with the World of Hyatt program and work our way through Marriott Bonvoy, IHG Rewards, and Hilton Honors.  

World of Hyatt

The World of Hyatt Credit Card

The World of Hyatt Credit Card is a card that every Hyatt elite and road warrior should have in their wallet. It comes with a $95 annual fee that’s easily offset with the benefits and perks.

What if you are not a World of Hyatt elite and/or road warrior? Should the Hyatt Credit Card be in your wallet? Is it a card to hold onto over the long-term? We feel strongly the answer is yes!

The World of Hyatt Credit Card

U.P. Rating

The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

The World of Hyatt card offers a fast track to Hyatt elite status, an annual free night, and up to 9x points per $1 on Hyatt stays.

The World of Hyatt Credit Card

The World of Hyatt card offers a fast track to Hyatt elite status, an annual free night, and up to 9x points per $1 on Hyatt stays.

Welcome Offer

Earn 30,000 Bonus Points after you spend $3,000 on purchases in your first 3 months from account opening. Plus, up to 30,000 More Bonus Points by earning 2 Bonus Points total per $1 spent in the first 6 months from account opening on purchases that normally earn 1 Bonus Point, on up to $15,000 spent.

Up to 60,000 points

UP's Bonus Valuation*:

$900

Annual Fee

$95

APR

21.49% - 28.49% Variable

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.

Good to Excellent (670-850)

Why We Like This Card

The World of Hyatt Credit Card makes your Hyatt stays more rewarding and helps you get coveted World of Hyatt elite status faster. This card is a must-have for any traveler who regularly stays at Hyatt hotels, or even for anyone who’s able to take advantage of the card’s annual free night certificate.

When you factor in all the benefits the World of Hyatt card offers, it’s easy to see why it is one of the best co-branded hotel credit cards on the market.

Pros & Cons

Pros

• Up to 9 points total for Hyatt stays: 4 Bonus Points per $1 spent at Hyatt hotels and 5 Base Points per $1 from Hyatt as a World of Hyatt member
• 2x points per $1 at restaurants, on airline tickets purchased directly from the airline, local transit, rideshares, and fitness clubs/gym memberships
• 1x point per $1 on all other purchases
• 1 Free Night Award each cardmember anniversary (Category 1 to 4)
• A second Free Night Award when you spend $15,000 on the card
• Hyatt Discoverist status
• 5 automatic elite night credits each year
• 2 elite night credits for every $5,000 spent on the card
• DoorDash DashPass subscription
• No foreign transaction fees
• Purchase protection
• Trip cancellation/interruption and luggage insurance

Cons

• $95 annual fee

Card Highlights

• Earn 30,000 Bonus Points after you spend $3,000 on purchases in your first 3 months from account opening. Plus, up to 30,000 More Bonus Points by earning 2 Bonus Points total per $1 spent in the first 6 months from account opening on purchases that normally earn 1 Bonus Point, on up to $15,000 spent.
• Enjoy complimentary World of Hyatt Discoverist status for as long as your account is open.
• Get 1 free night each year after your Cardmember anniversary at any Category 1-4 Hyatt hotel or resort
• Receive 5 tier qualifying night credits towards status after account opening, and each year after that for as long as your account is open
• Earn an extra free night at any Category 1-4 Hyatt hotel if you spend $15,000 in a calendar year
• Earn 2 qualifying night credits towards tier status every time you spend $5,000 on your card
• Earn up to 9 points total for Hyatt stays - 4 Bonus Points per $1 spent at Hyatt hotels & 5 Base Points per $1 from Hyatt as a World of Hyatt member
• Earn 2 Bonus Points per $1 spent at restaurants, on airline tickets purchased directly from the airlines, on local transit and commuting and on fitness club and gym memberships
• Member FDIC

Financial Snapshot

• APR: 21.49% - 28.49% Variable
• Foreign Transaction Fees: None

Card Categories

• Credit Card Reviews
• Hotel Credit Cards

Rewards Center

World of Hyatt

More Reads

• Benefits of the Hyatt Credit Card
• How to Earn Globalist Status With World of Hyatt Credit Card Spend
• Best Credit Cards for World of Hyatt Loyalists
• Best Hotel Credit Cards for Free Nights
• Best Ways To Earn Hyatt Points

As a new cardmember, you’ll receive a substantial signup bonus and the following benefits:

• Up to 9x points at Hyatt — 4x points per $1 at Hyatt plus 5x base points per $1 as a Hyatt member
• 1 free night at a category 1-4 property after your cardmember anniversary
• 1 additional free night at a category 1-4 property after spending $15,000 during your cardmember year
• 5 elite night qualifying credits 
• 2 additional elite night credits for every $5,000 spent on the card
• Discoverist status as long as you have the card

As you can see, the Hyatt Credit Card is not your average hotel credit card. With the 1 category 1-4 free night certificate that comes with the card after your cardmember anniversary, you can easily offset the $95 annual fee. Simply redeem the certificate for a hotel that costs at least $95 per night, and you will come out ahead in terms of the annual fee.

What differentiates the Hyatt Credit Card is that it’s a card to put your spend on. With every $5,000 that you spend on the card, you will receive 2 elite night credits. If you want to earn the coveted Globalist status, 2 elite night credits per $5,000 in spending goes a long way.

Heavy spenders can also benefit from this card. If you spend $15,000 on the card, you will earn 1 additional category 1-4 free night certificate. This certificate is in addition to the free award night certificate you will earn by being a cardmember. That’s potentially 2 category 1-4 certificates to redeem!

Hot Tip: If you’re a small business owner, consider signing up for the World of Hyatt Business Credit Card, which offers big earning potential and an easier path to Globalist status.

World of Hyatt Award Chart

Other Ways to Earn World of Hyatt Points

The Hyatt Credit Card is the easiest way to earn points on stays at Hyatt hotels. You will earn 9x points at Hyatt — 5x points as a member plus 4x points from the Hyatt Credit Card.

Hyatt is also a Chase Ultimate Rewards travel partner. Similar to its airline partners, you can transfer Chase points directly to Hyatt. There are several Chase cards out there so it is fairly easy to generate World of Hyatt points via Chase point transfers.

Chase has 3 Ultimate Rewards cards in the Chase Sapphire Preferred^® Card, Chase Sapphire Reserve^®, and Ink Business Preferred^® Credit Card. These cards earn Chase points with your spending that can then be transferred directly to Hyatt.

There are also Chase credit cards that earn cash back instead of points. If you hold an Ultimate Rewards card, the cash-back earned from the Chase Freedom^®, (no longer open to new applicants), Chase Freedom Flex℠, Chase Freedom Unlimited^®, Ink Business Cash^® Credit Card, and Ink Business Unlimited^® Credit Card can be converted to Chase points.

Marriott Bonvoy

Marriott Bonvoy Credit Cards

The Marriott Bonvoy program offers 4 co-branded credit cards. Each card is geared towards a different type of traveler. Here are the Marriott credit cards that you can apply for:

Marriott Bonvoy Bold^® Credit Card

U.P. Rating

The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

A great option for Marriott hotel fans who want a no annual fee card and automatic Marriott Bonvoy elite status.

Marriott Bonvoy Bold^® Credit Card

A great option for Marriott hotel fans who want a no annual fee card and automatic Marriott Bonvoy elite status.

Welcome Offer

Earn 30,000 Bonus Points after you spend $1,000 on eligible purchases within the first 3 months from account opening.

30,000 points

UP's Bonus Valuation*:

$210

Annual Fee

$0

APR

21.49%–28.49% Variable

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.

Good to Excellent (670-850)

Why We Like This Card

Casual travelers who like to frequent properties that are part of the Marriott Bonvoy collection of brands may want to consider the Marriott Bonvoy Bold^® Credit Card.

The Marriott Bold card rewards cardholders for Marriott stays and gives them a boost towards Marriott Bonvoy elite status.

Pros & Cons

Pros

• Up to 14x points per $1 on Marriott purchases
• 2x points per $1 on travel purchases
• 15 Elite Night Credits each year (automatically gives you Silver Elite status)
• No foreign transaction fees
• No annual fee

Cons

• Lower point earn rate than other Marriott Bonvoy cards
• Marriott Bonvoy Silver Elite status is the lowest status tier

Card Highlights

• Earn 30,000 Bonus Points after you spend $1,000 on purchases in the first 3 months from account opening.
• Pay no annual fee with the Marriott Bonvoy Bold^® Credit Card from Chase^®!
• Earn up to 14X total points per $1 spent at thousands of hotels participating in Marriott Bonvoy^® with the Marriott Bonvoy Bold^® Card.
• 1X point for every $1 spent on all other purchases.
• Your points don't expire as long as you make purchases on your card every 24 months.
• No Foreign Transaction Fees.
• Member FDIC

Financial Snapshot

• APR: 21.49%–28.49% Variable
• Foreign Transaction Fees: None

Card Categories

• Credit Card Reviews
• Hotel Credit Cards
• No Annual Fee Cards

Rewards Center

Marriott Bonvoy

More Reads

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LIMITED TIME OFFER

Marriott Bonvoy Boundless^® Credit Card

U.P. Rating

The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

Marriott loyalists will love this card's annual free night award, automatic elite status, and up to 17x points per $1 on Marriott hotel stays.

Marriott Bonvoy Boundless^® Credit Card

Marriott loyalists will love this card's annual free night award, automatic elite status, and up to 17x points per $1 on Marriott hotel stays.

Welcome Offer

Earn 5 Free Night Awards (each night valued up to 50,000 points) after spending $5,000 on purchases in your first 3 months from account opening with the Marriott Bonvoy Boundless^® Credit Card!

Earn 5 Free Night Awards

UP's Bonus Valuation*:

$1,750

Annual Fee

$95

APR

21.49%–28.49% Variable

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.

Good to Excellent (670-850)

Why We Like This Card

If you’re a frequent traveler and a Marriott loyalist, there’s a lot to love about the Marriott Bonvoy Boundless^® Credit Card. The card comes packed with several great benefits like a free hotel night once a year, automatic Silver Elite status (with a fast-track to Gold Elite status), and multiple options for redeeming points.

Pros & Cons

Pros

• Earn big when you use your card at thousands of participating Marriott Bonvoy hotels
• Earn big at grocery stores, gas stations, and dining
• Automatic Silver Elite Status
• 1 Free Night Award each cardmember anniversary (valued up to 35,000 points)
• One year complimentary DoorDash DashPass subscription
• No foreign transaction fees

Cons

• $95 annual fee
• Marriott Silver status is the lowest status tier

Card Highlights

• Earn 3 Free Night Awards (each night valued up to 50,000 points) after qualifying purchases.
• Earn 3X points per $1 on the first $6,000 spent in combined purchases each year on grocery stores, gas stations, and dining.
• Earn 1 Elite Night Credit towards Elite Status for every $5,000 you spend.
• 1 Free Night Award (valued up to 35,000 points) every year after account anniversary.
• Earn up to 17X total points per $1 spent at thousands of hotels participating in Marriott Bonvoy^® with the Marriott Bonvoy Boundless^® Card.
• Receive 15 Elite Night Credits annually, automatic Silver Elite status, and path to Gold Status when you spend $35,000 on purchases each calendar year.
• No Foreign Transaction Fees. Your points don't expire as long as you make purchases on your card every 24 months.
• Member FDIC

Financial Snapshot

• APR: 21.49%–28.49% Variable
• Foreign Transaction Fees: None

Card Categories

• Credit Card Reviews
• Hotel Credit Cards

Rewards Center

Marriott Bonvoy

More Reads

• The 75,000 or 100,000 Bonus Point Offer for the Marriott Boundless
• 23 Valuable Benefits of the Marriott Bonvoy Boundless Credit Card
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• Marriott Transfer Partners

NEW 155K OFFER

Terms Apply / Rates & Fees

Marriott Bonvoy Bevy™ American Express^® Card

U.P. Rating

The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

The Marriott Bonvoy Bevy card gives you automatic Marriott elite status and helps you earn more Marriott Bonvoy points on your everyday purchases.

Learn More(at Amex's secure site)

Marriott Bonvoy Bevy™ American Express^® Card

The Marriott Bonvoy Bevy card gives you automatic Marriott elite status and helps you earn more Marriott Bonvoy points on your everyday purchases.

Welcome Offer

Earn 155,000 Marriott Bonvoy bonus points after you use your new Card to make $5,000 in purchases within the first 6 months of Card Membership.

155,000 points

UP's Bonus Valuation*:

$1,085

Annual Fee

$250

APR

20.99%-29.99% Variable

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.

Good to Excellent (670-850)

Why We Like This Card

The Marriott Bonvoy Bevy™ American Express^® Card, the latest mid-tier offering in the Marriott Bonvoy lineup of cards, offers cardholders automatic elite status and ways to earn more Marriott Bonvoy points on each of their stays and daily purchases.

Pros & Cons

Pros

• 6x points per $1 at hotels participating in Marriott Bonvoy
• 4x points per $1 at restaurants worldwide and U.S. supermarkets (on up to $15,000 in combined purchases per calendar year, then 2X points)
• 2x points per $1 on all other purchases
• Complimentary Marriott Bonvoy Gold Elite status
• 15 Elite Night Credits per year
• 1,000 bonus points per paid stay
• 1 Free Night Award (up to 50,000 points) when you spend $15,000 on the card in a year
• No foreign transaction fees (rates and fees)

Cons

• $250 annual fee (rates and fees)
• Free Night Award certificate is not an automatic benefit

Card Highlights

• Earn 155,000 Marriott Bonvoy bonus points after you use your new Card to make $5,000 in purchases within the first 6 months of Card Membership.
• Earn 6X Marriott Bonvoy^® points for each dollar of eligible purchases at hotels participating in Marriott Bonvoy.
• Earn 4X points at restaurants worldwide and U.S. supermarkets (on up to $15,000 in combined purchases at restaurants and U.S. supermarkets per calendar year, then 2X points).
• Earn 2X points on all other eligible purchases.
• Marriott Bonvoy 1K Bonus Points Per Stay: Earn 1,000 Marriott Bonvoy^® bonus points per paid eligible stay booked directly with Marriott for properties participating in Marriott Bonvoy.
• With complimentary Marriott Bonvoy Gold Elites status, earn up to 2.5X points from Marriott Bonvoy^® on eligible hotel purchases with the 25% Bonus Points on stays benefit, available for Qualifying Rates.
• Marriott Bonvoy Bevy Free Night Award: Earn 1 Free Night Award after spending $15,000 on eligible purchases on your Marriott Bonvoy Bevy™ Card in a calendar year. Award can be used for one night (redemption level at or under 50,000 Marriott Bonvoy^® points) at a hotel participating in Marriott Bonvoy^®. Certain hotels have resort fees.
• 15 Elite Night Credits: Each calendar year with your Marriott Bonvoy Bevy™ American Express Card^® you can receive 15 Elite Night Credits toward the next level of Marriott Bonvoy^® Elite status. Limitations apply per Marriott Bonvoy member account. Benefit is not exclusive to Cards offered by American Express. Terms apply.
• Plan It^® is a payment option that lets you split up purchases of $100 or more into equal monthly installments with a fixed fee. Plus, you'll still earn rewards the way you usually do.
• $250 Annual Fee.
• Terms apply.

Financial Snapshot

• APR: 20.99%-29.99% Variable
• Foreign Transaction Fees: None

Card Categories

• Credit Card Reviews
• Hotel Credit Cards

More Reads

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• Best Credit Cards for Marriott Loyalists
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NEW 185K WELCOME OFFER

Terms Apply / Rates & Fees

Marriott Bonvoy Brilliant^® American Express^® Card

U.P. Rating

The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

A premium card for Marriott fans who want perks like an annual statement credit and Free Night Award, plus a fast track to Marriott elite status.

Learn More(at Amex's secure site)

Marriott Bonvoy Brilliant^® American Express^® Card

A premium card for Marriott fans who want perks like an annual statement credit and Free Night Award, plus a fast track to Marriott elite status.

Welcome Offer

Earn 185,000 Marriott Bonvoy bonus points after you use your new Card to make $6,000 in purchases within the first 6 months of Card Membership.

185,000 bonus points

UP's Bonus Valuation*:

$1,295

Annual Fee

$650

APR

20.99%-29.99% Variable

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.

Good to Excellent (670-850)

Why We Like This Card

The Marriott Bonvoy Brilliant^® American Express^® Card is a premium card designed with road warriors and Marriott Bonvoy loyalists in mind.

So is the card a worthwhile addition to your wallet?

Pros & Cons

Pros

• 6x points per $1 at hotels participating in Marriott Bonvoy program
• 3x points per $1 on flights booked directly with airlines and restaurants worldwide
• 2x points per $1 on all other purchases
• 25 Elite Night Credits each year
• Priority Pass Select membership upon enrollment
• Global Entry or TSA PreCheck application fee statement credit
• Annual Free Night Award after card renewal
• Complimentary Platinum Elite status

Cons

• Steep annual fee of $650 (rates and fees)
• 6x points per $1 is the same earn rate offered with lower annual fee alternatives like the Marriott Bonvoy Bevy™ American Express^® Card

Card Highlights

• Earn 185,000 Marriott Bonvoy bonus points after you use your new Card to make $6,000 in purchases within the first 6 months of Card Membership.
• $300 Brilliant Dining Credit: Each calendar year, get up to $300 (up to $25 per month) in statement credits for eligible purchases made on the Marriott Bonvoy Brilliant^® American Express^® Card at restaurants worldwide.
• With Marriott Bonvoy Platinum Elite status, you can receive room upgrades, including enhanced views or suites, when available at select properties and booked with a Qualifying Rate.
• Earn 6X Marriott Bonvoy points for each dollar of eligible purchases at hotels participating in Marriott Bonvoy^®. 3X points at restaurants worldwide and on flights booked directly with airlines. 2X points on all other eligible purchases.
• Free Night Award: Receive 1 Free Night Award every year after your Card renewal month. Award can be used for one night (redemption level at or under 85,000 Marriott Bonvoy points) at hotels participating in Marriott Bonvoy^®. Certain hotels have resort fees.
• Each calendar year after spending $60,000 on eligible purchases on your Marriott Bonvoy Brilliant^® American Express^® Card, you will be eligible to select a Brilliant Earned Choice Award benefit. You can only earn one Earned Choice Award per calendar year. See https://www.choice-benefit.marriott.com/brilliant for Award options.
• $100 Marriott Bonvoy Property Credit: Enjoy your stay. Receive up to a $100 property credit for qualifying charges at The Ritz-Carlton^® or St. Regis^® when you book direct using a special rate for a two-night minimum stay using your Card.
• Fee Credit for Global Entry or TSA PreCheck^®: Receive either a statement credit every 4 years after you apply for Global Entry ($100) or a statement credit every 4.5 years after you apply for a five-year membership for TSA PreCheck^® (up to $85 through a TSA PreCheck official enrollment provider) and pay the application fee with your Marriott Bonvoy Brilliant^® American Express^® Card. If approved for Global Entry, at no additional charge, you will receive access to TSA PreCheck.
• Each calendar year with your Marriott Bonvoy Brilliant^® American Express^® Card you can receive 25 Elite Night Credits toward the next level of Marriott Bonvoy^® Elite status. Limitations apply per Marriott Bonvoy member account. Benefit is not exclusive to Cards offered by American Express. Terms apply.
• Enroll in Priority Pass™ Select, which offers unlimited airport lounge visits to over 1,200 lounges in over 130 countries, regardless of which carrier or class you are flying. This allows you to relax before or between flights. You can enjoy snacks, drinks, and internet access in a quiet, comfortable location.
• No Foreign Transaction Fees on international purchases.
• With Cell Phone Protection, you can be reimbursed, the lesser of, your repair or replacement costs following damage, such as a cracked screen, or theft for a maximum of $800 per claim when your cell phone line is listed on a wireless bill and the prior month's wireless bill was paid by an Eligible Card Account. A $50 deductible will apply to each approved claim with a limit of 2 approved claims per 12-month period. Additional terms and conditions apply. Coverage is provided by New Hampshire Insurance Company, an AIG Company.
• $650 Annual Fee.
• Terms Apply.

Financial Snapshot

• APR: 20.99%-29.99% Variable
• Foreign Transaction Fees: None

Card Categories

• Credit Card Reviews
• Hotel Credit Cards
• Best Sign Up Bonuses

Rewards Center

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• Best Marriott Credit Cards
• Best Credit Cards with Priority Access

Marriott Bonvoy Award Chart

Marriott, like Hilton and IHG, uses dynamic pricing for its reward redemptions. This means that the amount of points you’ll pay per night will depend on demand.

Other Ways to Earn Marriott Points

Spending on Marriott Bonvoy credit cards is the easiest way to earn Marriott points. Another way to earn Marriott points is to stay at Marriott Bonvoy hotels. As a Marriott Bonvoy member, you will earn 10 points per $1 spent. Depending on which Marriott Bonvoy elite tier member you are, you will earn 10-75% bonus points during your stay.

Marriott is an Amex hotel partner and Chase hotel partner. This means that Amex and Chase points can be transferred directly to Marriott. However, we recommend that you transfer Amex and Chase points to their high-value airline (and hotel with Hyatt and Chase) partners instead.

IHG One Rewards

IHG Rewards Credit Cards

Chase is the credit card issuer of IHG credit cards. These cards are subject to the infamous Chase 5/24 rule, so you will want to do some research to determine your eligibility. The 3 IHG credit cards that are available to new applications are:

IHG One Rewards Traveler Credit Card

U.P. Rating

The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

Earn up to 17x when you stay at IHG hotels, 3x on monthly bills, at gas stations, and restaurants, and 2x on all other purchases.

Learn More(at Chase's secure site)

IHG One Rewards Traveler Credit Card

Earn up to 17x when you stay at IHG hotels, 3x on monthly bills, at gas stations, and restaurants, and 2x on all other purchases.

Welcome Offer

Earn 80,000 bonus points after spending $2,000 on purchases within the first 3 months of account opening.

80,000 bonus points

UP's Bonus Valuation*:

$400

Annual Fee

$0

APR

21.49% - 28.49% Variable

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.

Good to Excellent (670-850)

Why We Like This Card

If you’re someone who is looking to enhance your IHG stays by earning more points and benefits, without paying an annual fee, then the IHG One Rewards Traveler Credit Card might be the perfect fit for you.

In this guide, we will provide a detailed view of what the card can offer so you can decide if it makes sense to add to your wallet.

Pros & Cons

Pros

• Up to 17x total points per $1 on IHG stays
• 3x points per $1 on monthly bills, at gas stations, and restaurants
• 2x point per $1 on all other purchases
• Fourth night free on award stays
• Complimentary IHG Silver Elite status, plus the ability to spend your way to IHG Gold Elite status
• Earn 10,000 bonus points after spending $10,000 on the card in a calendar year
• 20% discount on IHG point purchases
• Trip cancellation and trip interruption insurance
• Purchase protection
• No foreign transaction fees
• $0 annual fee

Cons

• Not as rewarding as the IHG One Rewards Premier Credit Card

Card Highlights

• Earn 80,000 bonus points
• No Annual Fee
• Earn up to 17 total points per $1 spent when you stay at IHG Hotels & Resorts
• Earn 3 points per $1 spent on purchases on monthly bills, at gas stations, and restaurants. Earn 2 points per $1 spent on all other purchases
• No Foreign Transaction Fees
• Redeem 3 Nights, Get the 4th Night Free
• IHG One Rewards Bonus points are redeemable at Hotels & Resorts such as InterContinental^®, Crowne Plaza^®, Kimpton^®, EVEN^® Hotels, Indigo^® Hotels & Holiday Inn^®
• Member FDIC

Financial Snapshot

• APR: 21.49% - 28.49% Variable
• Foreign Transaction Fees: None

Card Categories

• Credit Card Reviews
• Hotel Credit Cards
• No Annual Fee Cards

Rewards Center

IHG Rewards Loyalty Program Review

More Reads

• The Benefits of IHG Rewards Elite Status [Gold, Platinum, and Spire]
• Best Ways to Redeem IHG One Rewards Points
• Best Credit Cards for IHG One Rewards Loyalists
• How To Earn IHG One Rewards Elite Status
• IHG Hotels & Resorts Brands: Suites, Luxury & More
• IHG One Rewards Transfer Partners
• Which IHG-Branded Credit Card Is Best for You?

IHG One Rewards Premier Credit Card

U.P. Rating

The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

The perfect card for IHG fans, offering a free night every year, automatic Platinum Elite status, and your fourth night free on award stays.

Learn More(at Chase's secure site)

IHG One Rewards Premier Credit Card

The perfect card for IHG fans, offering a free night every year, automatic Platinum Elite status, and your fourth night free on award stays.

Welcome Offer

Earn 140,000 Bonus Points after you spend $3,000 on purchases in the first 3 months from account opening.

140,000 points

UP's Bonus Valuation*:

$700

Annual Fee

$99

APR

21.49% - 28.49% Variable

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.

Good to Excellent (670-850)

Why We Like This Card

If you regularly visit IHG hotels throughout the year, then the IHG One Rewards Premier Credit Card is probably a perfect card to have in your wallet.

The IHG Premier card offers a great bundle of perks and benefits, including automatic Platinum elite status, an annual free night certificate, and travel protections.

Pros & Cons

Pros

• Up to 26x points per $1 on IHG stays
• 5 points per $1 spent on purchases on travel, at gas stations, and restaurants
• 3x points per $1 on all other purchases
• Automatic Platinum Elite status, and the ability to spend your way to Diamond Elite status
• Free anniversary night certificate
• Fourth-night free on award stays
• 20% off when buying IHG Rewards points
• Up to $50 in United Airlines TravelBank Cash each year
• Global Entry, TSA PreCheck, or NEXUS fee credit (up to $100 every four years)
• Earn a $100 statement credit and 10,000 bonus points after spending $20,000 on the card in a calendar year
• Trip cancellation/interruption insurance
• Purchase protection
• No foreign transaction fees

Cons

• $99 annual fee
• Does not earn transferable points

Card Highlights

• Earn 140,000 Bonus Points
• Enjoy an Anniversary Free Night at IHG Hotels & Resorts. Plus, enjoy a fourth reward night free when you redeem points for a consecutive four-night IHG^® hotel stay.
• Earn up to 26 total points per $1 spent when you stay at IHG Hotels & Resorts
• Earn 5 points per $1 spent on purchases on travel, at gas stations, and restaurants. Earn 3 points per $1 spent on all other purchases
• Automatic Platinum Elite status as long as you remain a Premier cardmember
• Global Entry, TSA PreCheck^® or NEXUS Statement Credit of up to $100 every 4 years as reimbursement for the application fee charged to your card
• IHG One Rewards Bonus points are redeemable at Hotels & Resorts such as InterContinental^®, Crowne Plaza^®, Kimpton^®, EVEN^® Hotels, Indigo^® Hotels & Holiday Inn^®
• Member FDIC

Financial Snapshot

• APR: 21.49% - 28.49% Variable
• Foreign Transaction Fees: None

Card Categories

• Credit Card Reviews
• Hotel Credit Cards
• Best Sign Up Bonuses

More Reads

• How to Find a 140k (over even 150k) Bonus Offer for the IHG One Rewards Premier Credit Card [2024]
• Benefits of the IHG Rewards Premier Credit Card
• Best Credit Cards for IHG One Rewards Loyalists
• Which IHG-branded Credit Card Is Best for You?
• Best Hotel Credit Cards for Free Nights

LIMITED TIME OFFER!

IHG One Rewards Premier Business Credit Card

U.P. Rating

The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

The IHG Premier Business card is the perfect option for business travelers who regularly stay at IHG hotels.

Learn More(at Chase's secure site)

IHG One Rewards Premier Business Credit Card

The IHG Premier Business card is the perfect option for business travelers who regularly stay at IHG hotels.

Welcome Offer

Limited Time Offer! Earn up to 175,000 Bonus Points. Earn 140,000 Bonus Points after spending $4,000 on purchases in the first 3 months from account opening. Plus, earn 35,000 Bonus Points after spending a total of $7,000 in the first 6 months from account opening.

175,000 Bonus Points

UP's Bonus Valuation*:

$875

Annual Fee

$99

APR

21.49% - 28.49% Variable

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.

Good to Excellent Credit Recommended (670-850)

Why We Like This Card

IHG Rewards and Chase have teamed up to offer the IHG One Rewards Premier Business Card, a compelling option for those who travel often for their business and stay at IHG hotels.

In this review, we will cover all of the benefits of the card, including earning rates, perks, fees, and more to help you determine whether the card is a good fit for your travel goals.

Pros & Cons

Pros

• Up to 26x total points per $1 spent on IHG Hotels and Resorts
• 5x points per $1 spent on travel, at gas stations, select advertising, and restaurants
• 3x points per $1 spent on all other purchases
• Automatic IHG Platinum Elite status, plus the ability to spend your way to Diamond Elite status
• Fourth night free on award stays
• Free anniversary night certificate, plus the ability to earn a second free night after spending $40,000 on the card in a calendar year
• Up to $50 United Airlines TravelBank Cash each year
• Global Entry, TSA PreCheck, or NEXUS statement credit
• Trip cancellation/interruption insurance
• Purchase protection
• 20% discount on IHG point purchases

Cons

• $99 annual fee
• Does not earn transferable rewards

Card Highlights

• Limited Time offer! Earn up to 175,000 Bonus Points. Earn 140,000 Bonus Points after spending $4,000 on purchases in the first 3 months from account opening. Plus, earn 35,000 Bonus Points after spending a total of $7,000 in the first 6 months from account opening.
• Enjoy an Anniversary Free Night at IHG Hotels & Resorts. Plus, enjoy a fourth reward night free when you redeem points for a consecutive four-night IHG^® hotel stay.
• Earn up to 26 total points per $1 spent when you stay at IHG Hotels and Resorts
• Earn 5 points per $1 spent on purchases on travel, at gas stations, select advertising, and restaurants. Earn 3 points per $1 spent on all other purchases
• Automatic Platinum Elite status as long as you remain a Premier Business cardmember
• Global Entry, TSA PreCheck^® or NEXUS Statement Credit of up to $100 every 4 years as reimbursement for the application fee charged to your card
• IHG One Rewards Bonus points are redeemable at hotels such as InterContinental^®, Crowne Plaza^®, Kimpton^®, EVEN^® Hotels, Indigo^® Hotels & Holiday Inn^®
• Member FDIC

Financial Snapshot

• APR: 21.49% - 28.49% Variable
• Foreign Transaction Fees: None

Card Categories

• Credit Card Reviews
• Business Credit Cards
• Hotel Credit Cards

The IHG One Rewards Premier Credit Card, previously called the IHG^® Rewards Club Select Credit Card (no longer open to new applicants), is currently offering a monster welcome offer. Concerning credit card perks, IHG elite status, the annual certificate for a property requiring up to 40,000 points per night, and a reward night free on an eligible award booking are reasons to apply for this card.

The IHG One Rewards Traveler Credit Card is another co-branded card issued by Chase. The ability to earn additional points at IHG properties (in addition to bonuses on monthly bills, gas stations, and restaurants) are the reasons to apply for this card. Another perk of the IHG Traveler card is the ability to get automatic IHG Silver Elite status.

IHG One Rewards Award Chart

IHG now uses dynamic award pricing, and as a result, there is no longer a published award chart. The number of points required to book a room will fluctuate, so the only way to know how many points you will need per hotel is by running an award search.

Other Ways to Earn IHG One Rewards Points

Hilton Honors Credit Cards

Hilton incentivizes new credit card signups by offering large signup bonuses and free night certificates for a standard room. The cards that offer certificates do come with annual fees, however, it is easy to offset these fees by redeeming the certificate.

Terms Apply / Rates & Fees

Hilton Honors American Express Card

U.P. Rating

The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

Complimentary Hilton Honors Silver status, plus great earnings at Hilton, U.S. gas stations, U.S. supermarkets, and U.S. restaurants!

Learn More(at Amex's secure site)

Hilton Honors American Express Card

Complimentary Hilton Honors Silver status, plus great earnings at Hilton, U.S. gas stations, U.S. supermarkets, and U.S. restaurants!

Welcome Offer

Earn 80,000 Hilton Honors Bonus Points after you spend $2,000 in purchases on the Card in the first 6 months of Card Membership.

80,000 points

UP's Bonus Valuation*:

$400

Annual Fee

$0

APR

20.99%-29.99% Variable

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.

Good to Excellent (670-850)

Why We Like This Card

You can’t beat a comfy king-sized bed and room service. For many travelers, it’s the hotel that really makes or breaks an experience. If you’re one of those people, you’ve probably stayed at a Hilton hotel.

Whether your visits are for work or pleasure, the Hilton brand has you covered with more than 6,200 locations in 100 counties and territories.

To enjoy a host of great benefits, you may want to apply for the Hilton Honors American Express Card.

Pros & Cons

Pros

• 7x points per $1 on Hilton stays
• 5x points per $1 at U.S. restaurants, at U.S. supermarkets, and at U.S. gas stations
• 3x points per $1 on all other purchases
• Complimentary Hilton Honors Silver status
• No annual fee (rates & fees)
• No foreign transaction fees (rates & fees)

Cons

• Not great for those who want multiple redemption options
• Offers the least benefits of all Hilton cards

Card Highlights

• Earn 80,000 Hilton Honors Bonus Points after you spend $2,000 in purchases on the Card in the first 6 months of Card Membership.
• Earn 7X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with hotels and resorts within the Hilton portfolio.
• Earn 5X Points per dollar on purchases at U.S. restaurants, at U.S. supermarkets, and at U.S. gas stations.
• Earn 3X Points for all other eligible purchases on your Card.
• Enjoy complimentary Hilton Honors™ Silver status with your Card. Plus, spend $20,000 on eligible purchases on your Card in a calendar year and you can earn an upgrade to Hilton Honors™ Gold status through the end of the next calendar year.
• No Foreign Transaction Fees. Enjoy international travel without additional fees on purchases made abroad.
• No Annual Fee.
• Terms Apply.

Financial Snapshot

• APR: 20.99%-29.99% Variable
• Foreign Transaction Fees: None

Card Categories

• Credit Card Reviews
• Hotel Credit Cards
• No Annual Fee Cards

Rewards Center

Hilton Honors Loyalty Program

More Reads

• Comparing American Express Hilton Credit Cards
• Best Credit Cards for Hilton Honors Loyalists

Terms Apply / Rates & Fees

Hilton Honors American Express Surpass^® Card

U.P. Rating

The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

An excellent high-earning Hilton credit card that comes with perks like Hilton Honors Gold status and up to $200 in Hilton credits every year.

Learn More(at Amex's secure site)

Hilton Honors American Express Surpass^® Card

An excellent high-earning Hilton credit card that comes with perks like Hilton Honors Gold status and up to $200 in Hilton credits every year.

Welcome Offer

Earn 130,000 Hilton Honors Bonus Points after you spend $3,000 in purchases in your first 6 months of Card Membership.

130,000 points

UP's Bonus Valuation*:

$650

Annual Fee

$150

APR

20.99%-29.99% Variable

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.

Good to Excellent (670-850)

Why We Like This Card

If you’re someone who loves traveling and loves staying in Hilton hotels, adding a co-branded Hilton hotel card to your wallet is almost a no-brainer. From automatic Hilton elite status to up to $200 in Hilton credits every year, the Hilton Honors American Express Surpass^® Card can be a great fit for Hilton loyalists looking to up their travel game.

Pros & Cons

Pros

• 12x points per $1 at Hilton hotels
• 6x points per $1 U.S. supermarkets, U.S. gas stations, and U.S. restaurants
• 4x points per $1 at U.S. online retail purchases
• 3x points per $1 on all other purchases
• Complimentary Hilton Honors Gold status
• No foreign transaction fees (rates & fees)

Cons

• Annual fee of $150 (rates & fees)

Card Highlights

• Earn 130,000 Hilton Honors Bonus Points after you spend $3,000 in purchases on the Hilton Honors American Express Surpass^® Card in your first 6 months of Card Membership.
• Get up to $200 back each year on eligible Hilton purchases after you use your Hilton Honors American Express Surpass^® Card.
• Earn 12X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with a hotel or resort within the Hilton portfolio.
• Earn 6X Points for each dollar of purchases on your Card at U.S. restaurants, at U.S. supermarkets, and at U.S. gas stations.
• Earn 4X Points for each dollar on U.S. Online Retail Purchases.
• Earn 3X Points for all other eligible purchases on your Card.
• Earn a Free Night Reward from Hilton Honors after you spend $15,000 on eligible purchases on your Card in a calendar year.
• Enjoy complimentary Hilton Honors ™ Gold Status with your Hilton Honors American Express Surpass^® Card.
• Spend $40,000 on eligible purchases on your Card in a calendar year and you can earn Hilton Honors™ Diamond Status through the end of the next calendar year.
• Enjoy complimentary National Car Rental^® Emerald Club Executive^® status. Enrollment in the complimentary Emerald Club^® program is required. Terms apply.
• No Foreign Transaction Fees. Enjoy international travel without additional fees on purchases made abroad.
• $150 annual fee.
• Terms Apply.

Financial Snapshot

• APR: 20.99%-29.99% Variable
• Foreign Transaction Fees: None

Card Categories

• Credit Card Reviews
• Hotel Credit Cards
• Travel Rewards Credit Cards

Rewards Center

Hilton Honors

More Reads

• Benefits of the Amex Hilton Honors Surpass Card
• How to Find the Hilton Surpass 150k (Or Even 130k + 1 Free Night) Welcome Bonus Offer
• Comparing American Express Hilton Credit Cards
• Best Credit Cards for Airport Lounge Access

Terms Apply / Rates & Fees

Hilton Honors American Express Aspire Card

U.P. Rating

The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

Automatic Hilton Diamond status, an annual free night, and a travel and resort credit make this the perfect card for those who stay in Hilton hotels.

All information about Hilton Honors American Express Aspire Card has been collected independently by Upgraded Points.

Hilton Honors American Express Aspire Card

Automatic Hilton Diamond status, an annual free night, and a travel and resort credit make this the perfect card for those who stay in Hilton hotels.

Welcome Offer

Earn 180,000 Hilton Honors Bonus Points with the Hilton Aspire card from American Express after you use your new card to make $6,000 in eligible purchases within the first 6 months of card membership.

180,000 points

UP's Bonus Valuation*:

$900

Annual Fee

$550

APR

20.74% - 29.74% Variable

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.

Good to Excellent (670-850)

Why We Like This Card

The information regarding the Hilton Honors American Express Aspire Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer.

---

Paying hundreds of dollars for an annual fee on a co-branded hotel card might seem ridiculous, but you should know that the Hilton Honors American Express Aspire Card is much more than your run-of-the-mill hotel credit card.

The Hilton Aspire card is not only a phenomenal card for Hilton Honors loyalists, but even those who visit Hilton hotels just a few times a year can still get excellent value out of all the benefits that are packed into this card.

So let’s have a look at what makes the card so valuable to travelers.

Pros & Cons

Pros

• 14x points per $1 on Hilton purchases
• 7x points per $1 on select travel and at U.S. restaurants
• 3x points per $1 on all other purchases
• Complimentary Hilton Diamond status
• Up to $400 in annual statement credits on purchases with participating Hilton Resorts (up to $200 in statement credits semi-annually)
• Up to $200 back annually on eligible flight purchases (up to $50 in statement credits each quarter)
• 1 Free Weekend Night Award each cardmember anniversary
• $100 credit at Waldorf Astoria and Conrad properties

Cons

• High annual fee of $550

Card Highlights

• Earn 180,000 Hilton Honors Bonus Points with the Hilton Aspire card from American Express after you use your new card to make $6,000 in eligible purchases within the first 6 months of card membership. Plus, enjoy a free Weekend Night Reward within your first year and every year after renewal.
• Earn 14x Hilton Honors Bonus Points when you make eligible purchases on your card at participating hotels or resorts within the Hilton portfolio.
• Earn 7x Hilton Honors Bonus Points for eligible purchases: on flights booked directly with airlines or amextravel.com, on car rentals booked directly from select car rental companies, and at U.S. restaurants.
• Earn 3X Hilton Honors Bonus Points for all other eligible purchases on your card.
• Enjoy up to $400 in Hilton Resort Credits (up to $200 in statement credits semi-annually) on your card each anniversary year when you stay at participating resorts within the Hilton portfolio.
• Enjoy complimentary Diamond status.
• $550 annual fee.

Financial Snapshot

• APR: 20.74% - 29.74% Variable
• Foreign Transaction Fees: None

Card Categories

• Credit Card Reviews
• Hotel Credit Cards

More Reads

• Benefits of the Hilton Honors American Express Aspire Card
• Maximizing the Hilton Aspire Resort Credit
• Amex Platinum vs Hilton Aspire
• Comparing American Express Hilton Credit Cards
• Best Credit Cards for Airport Lounge Access

LIMITED TIME OFFER

Terms Apply / Rates & Fees

The Hilton Honors American Express Business Card

U.P. Rating

The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

An excellent option for business owners and business travelers who stay at Hilton properties often and want perks like Hilton Honors elite status.

Learn More(at Amex's secure site)

The Hilton Honors American Express Business Card

An excellent option for business owners and business travelers who stay at Hilton properties often and want perks like Hilton Honors elite status.

Welcome Offer

Limited Time Offer: Earn 175,000 bonus points after you spend $8,000 in purchases in the first 6 months of Card Membership. Offer Ends 6/5.

175,000 points

UP's Bonus Valuation*:

$875

Annual Fee

$195

APR

20.99% - 29.99% Variable

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.

Good to Excellent (670-850)

Why We Like This Card

For frequent business travelers who regularly stay in Hilton hotels, The Hilton Honors American Express Business Card is a great option.

Not only will the card help you earn more points on all of your Hilton stays, but you’ll also receive automatic elite status and travel protections.

Here’s a detailed look at all the benefits this card offers so that you can determine if it’s a good fit for you.

Pros & Cons

Pros

• 12x points per $1 on eligible Hilton purchases
• Enhanced: 5x points on other purchases made for the first $100,000 in purchases each calendar year, 3X points thereafter.
• Automatic Hilton Honors Gold status, and the ability to spend your way to Diamond status
• New: Enjoy up to $240 back each year for eligible purchases made directly with Hilton.
• New: Enjoy complimentary National Car Rental^® Emerald Club Executive^® status. Enrollment in the complimentary Emerald Club^® program is required.
• No foreign transaction fees (rates and fees)

Cons

• $195 annual fee (rates and fees)

Card Highlights

• Limited Time Offer: Earn 175,000 Hilton Honors Bonus Points after you spend $8,000 in purchases on the Hilton Honors Business Card within the first six months of Card Membership. Offer Ends 6/5.
• Earn 12X Hilton Honors Bonus Points on eligible Hilton purchases.
• ENHANCED: Earn 5X Hilton Honors Bonus Points on other purchases made using the Hilton Honors Business Card on the first $100,000 in purchases each calendar year, 3X points thereafter.
• NEW: Enjoy up to $240 back each year for eligible purchases made directly with Hilton.
• Enjoy complimentary Hilton Honors™ Gold Status with your Hilton Honors Business Card. With Hilton Honors Gold status, you can enjoy benefits at hotels and resorts within the Hilton Portfolio. As a Gold member, earn an 80% Bonus on all Base Points you earn on every stay getting you to free nights faster.
• You may receive an upgrade to Hilton Honors Diamond status if the total eligible purchases on your Card Account during a calendar year reach $40,000 or more.
• NEW: Enjoy complimentary National Car Rental^® Emerald Club Executive^® status. Enrollment in the complimentary Emerald Club^® program is required. Terms apply.
• Terms apply.

Financial Snapshot

• APR: 20.99% - 29.99% Variable
• Foreign Transaction Fees: None

Card Categories

• Credit Card Reviews
• Best Business Credit Cards
• Hotel Credit Cards

Rewards Center

Hilton Honors loyalty program

More Reads

• Comparing American Express Hilton Credit Cards
• Best Credit Cards for Airport Lounge Access
• Best Credit Cards with Priority Access
• Best Business Credit Cards for Gas
• The 18 Best Business Credit Cards With No Foreign Transaction Fees [2024]

The Hilton Aspire card is the premium credit card in the Hilton credit card family. As a cardmember, you will receive a free night certificate each year. A free night certificate can be earned on the Hilton Surpass card after spending $15,000 in a calendar year.

The Hilton Business Amex card is yet another Amex card that allows you to earn a free night certificate after $15,000 spending in a cardmember. Big spenders can earn an additional free night certificate by spending an additional $45,000 in a calendar year and top-tier Diamond status after $40,000 in a calendar year.

Hot Tip: If you are looking for a deep dive on American Express Hilton Honors credit cards, check out our Amex Hilton Honors credit cards article. 

Hilton Honors Award Chart

Hilton does not use an award chart and instead uses dynamic award pricing. We have found that the Points Explorer tool is a helpful way to see the number of points you will need per night.

Enter your destination in the Where do you want to go? search bar. Then enter the number of points that you have in the How many Points per night are you working with? scroll bar. Last, the search results will show you how many points you will need to book a hotel in that area.

Other Ways to Earn Hilton Honors Points

Final Thoughts

As is the case with any major city, a trip to London will not be cheap. However, 1 way to keep your expenses in check is by using points for your hotel stays. In this article, we showed that you can receive between 0.5-2.3 cents per point in value with hotel points. That’s awesome news as you can stay in a variety of properties across all of the major hotel brands in prime London locations.