How much is an award night at the New York Marriott Marquis?

The New York Marriott Marquis can be booked for 40,000 to 60,000 points per night.

How large is New York City?

The population of New York City is 8.6 million.

Is Westin part of Marriott?

Yes! Westin is a brand within the Marriott portfolio.

How much is a Marriott point worth?

We value Marriott points at 0.7 cents per point. Our latest values can be found on our points and miles valuation page.

How many Marriott points do I need for a free night with Bonvoy?

A free night can be booked for 5,000 to 100,000 points per night. Marriott also offers PointsSavers and Cash + Points rates that require fewer points to book a free night.

9 Best New York City Hotels to Book With Points [for Max Value]

Updated: July 11, 2025, 1:43pm CDT

Edited by:

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Table of Contents

Key Takeaways
Best Value New York City Hotels
Earn Hotel Points to Redeem in New York City
Final Thoughts

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Key Takeaways

New York City offers various hotels where travelers can redeem points at properties affiliated with major hotel loyalty programs.
Popular options include Park Hyatt New York (World of Hyatt), AC Hotel New York Times Square (Marriott Bonvoy), and InterContinental New York Times Square (IHG One Rewards).
Cents per point value for New York City hotels typically ranges from 0.7 to 3.7, depending on the property.

New York City is one of the most iconic cities, not only in the U.S. but in the world. The Empire State Building, Central Park, Times Square, Broadway shows, food, and fashion are just a few reasons why you should visit this incredible city.

As with any visit to a major U.S. city, you will have your pick of hotels to choose from. In this article, we will outline the best value hotels that you can book with points. Our value is based on cents per point and our goal is to ensure that you are receiving the best return for your hard-earned points.

After we dive into hotels that offer high value, it is helpful to see how best to earn the hotel points that you will need. Properties from Hyatt, Marriott, Hilton, and IHG were evaluated, however, the cents per point value of Hyatt and Marriott’s were the strongest.

Best Value New York City Hotels

Now that we’ve highlighted our methodology and goals of the article, let’s dive into the New York City hotels that you can book with points.

Park Hyatt New York (World of Hyatt)

Park Hyatt New York Bedroom View — Redeem points to stay at the Park Hyatt New York. Image Credit: Hyatt

Travelers looking for a luxury hotel in the heart of Midtown should look no further than the Park Hyatt New York. This property is located a block off of Central Park and has several amenities including on-site dining, a spa, fitness center, and pool.

The Park Hyatt New York is a Category 8 hotel that requires 35,000-45,000 points per night. During peak travel dates, your point value will be 3.72 cents per point — a great luxury hotel redemption!

Hot Tip: Park Hyatt New York offers a Masters of Food & Wine series. Guests experience an interactive food and beverage tasting hosted by Park Hyatt chefs, mixologists, and sommeliers.

Category: 8

Hyatt Points Required: 35,000-45,000

August-December Rate: $1,117

Points Value: 3.72 cents per point

Bottom Line: Luxury and location are what you can expect as a guest of the Park Hyatt New York.

Gild Hall, a Thompson Hotel (World of Hyatt)

La Soffitta — Grab a drink at the Gild Hall bar. Image Credit: Victoria M. Walker

The Seaport District may not be an area of the city you’ve heard of, but it’s one you should check out. Gild Hall, a Thompson Hotel, is located in the Financial District, near the Seaport District. It’s a boutique property with several amenities including an on-property Italian restaurant.

Peak travel date cash rates are $418 and 17,000-23,000 Hyatt points per night (standard) are all the points you will need to book a free night. This results in a cents per point value of 2.09.

Category: 5

Hyatt Points Required: 17,000-23,000

August-December Rate: $418

Points Value: 2.09 cents per point

Bottom Line: If your goal is to stay in a quieter part of the city in a boutique hotel, Gild Hill needs to be at the top of your list.

Thompson Central Park New York (World of Hyatt)

Thompson Central Park New York 2 double beds room — Use points to stay at one of Hyatt’s newest hotel additions, the Parker New York. Image Credit: Katie Seeman

A second hotel just off Central Park is Thompson Central Park New York (formerly Parker New York). This luxury hotel has a fitness center and 2 on-site restaurants.

Guests can expect to receive 2.64 cents per point in value during peak travel dates. Cash rates average $661 and 25,000 points per night lands you a free night.

Category: 6

Hyatt Points Required: 21,000-29,000

August-December Rate: $661

Points Value: 2.64 cents per point

Bottom Line: The Park Hyatt New York sets the bar with luxury in the city, however, you should not overlook the Thompson Central Park New York. One of our writers included this hotel in a weekend trip to New York City using points and miles.

AC Hotel New York Times Square (Marriott Bonvoy)

AC Hotel New York Times Square Empire State Building View — Use Marriott points to stay at the AC Hotel New York Times Square. Image Credit: Marriott

A Spanish restaurant and a rooftop bar with views… these are just 2 of the things you will find at the AC Hotel New York Times Square. If the Times Square scene is what you are after, check out this hotel.

1.7 cents per point is the average value you will receive during peak fall and winter travel dates. This hotel’s standard rate starts at around 35,000 points per night and the cash rate average is $599 per night.

Marriott Points Required: From 35,000

August-December Rate: $599

Points Value: 1.7 cents per point

Bottom Line: AC Hotel New York Times Square is a good mid-tier Marriott hotel that can provide value with your points.

Sheraton New York Times Square Hotel (Marriott Bonvoy)

Sheraton New York Times Square Hotel Library Bar — The Sheraton New York Times Square provides easy access to Central Park. Image Credit: Marriott

The Sheraton New York Times Square is another Marriott property to book if you are looking to stay in Times Square. Property amenities include a ritzy restaurant, and a plush cafe and bar, in addition to a fitness center with instructors and daily classes.

This property’s standard rate starts at 40,000 points per night and the cash rate average is $675 per night. The average value you will receive during off-peak dates is 1.7 cents per point.

Hot Tip: The cheapest award pricing can be found in December, an expensive time to stay in New York City.

Marriott Points Required: From 40,000

August-December Rate: $675

Points Value: 1.7 cents per point

Conrad New York Midtown (Hilton Honors)

Conrad New York Midtown suite living room — Use your Hilton Honors points for an award stay at the Conrad New York Midtown. Image Credit: Chris Hassan

Travelers who are looking for an all-suite hotel near Central Park and Times Square should look into the Conrad New York Midtown. Amenities available to guests include a fitness center and a bar with a French menu.

0.7 cents per point is the average value you will receive during peak fall and winter travel dates. This hotel’s standard rate is 95,000 points per night and the cash rate average is $680 per night.

Hilton Points Required: 95,000

August-December Rate: $680

Points Value: 0.7 cents per point

Hilton New York Fashion District (Hilton Honors)

Hilton New York Fashion District Exterior View — Stay in Chelsea at the Hilton New York Fashion District. Image Credit: Hilton

If you’re after a modern hotel in Chelsea, the Hilton New York Fashion District may be what you need. As a hotel guest, you’ll have access to a bar and grill, a rooftop cocktail lounge, and a gym.

This property’s standard rate is 70,000 points per night and the cash rate average is $469 per night. The average value you will receive during off-peak dates is 0.7 cents per point.

Hilton Points Required: 70,000

August-December Rate: $469

Points Value: 0.7 cents per point

InterContinental Hotels New York Times Square (IHG One Rewards)

InterContinental Hotels New York Times Square Exterior View — Stay in Times Square at the InterContinental New York. Image Credit: IHG

If you want to stay in Times Square, check out the InterContinental New York. Hotel guests have access to amenities that include a cocktail bar, a French restaurant, and a gym.

40,000 to 70,000 points per night are what you will need to book a free night at this property. Cash rates average $406 resulting in a cents per point value of 0.6 to 1.0.

IHG Points Required: 40,000 to 70,000

August-December Rate: $406

Points Value: 0.6 to 1.0 cents per point

Hot Tip: There’s a second InterContinental hotel in New York City — InterContinental New York Barclay — which is located in Midtown East, right off of Park Ave.

Crowne Plaza Times Square Manhattan (IHG One Rewards)

Crowne Plaza Times Square Manhattan Exterior View — Redeem IHG One Rewards points for a stay at the Crowne Plaza Times Square Manhattan. Image Credit: IHG

Towards the north end of Times Square is where you’ll find the Crowne Plaza Times Square. This hotel has a restaurant, a bar, a gym, and a lap pool (access fee required).

This IHG hotel requires 30,000 to 60,000 points per night. 0.4 to 0.8 cents per point in value is what to expect for this hotel that averages $254 per night during peak travel dates.

IHG Points Required: 30,000 to 60,000

August-December Rate: $254

Points Value: 0.4 to 0.8

Earn Hotel Points to Redeem in New York City

New York City is an expensive city no matter which way you slice it. The good news is that you can reduce your overall spend by using points. With that said, here are the ways you can earn points within each major hotel loyalty program.

World of Hyatt

The World of Hyatt Credit Card

For the Hyatt enthusiasts out there, the World of Hyatt Credit Card is a no-brainer. It comes with a slew of benefits and upsides with a reasonable annual fee.

The World of Hyatt Credit Card

U.P. Rating

The World of Hyatt card offers a fast track to Hyatt elite status, an annual free night, and up to 9x points per $1 on Hyatt stays.

Apply Now(at Chase's secure site)

The World of Hyatt Credit Card

The World of Hyatt card offers a fast track to Hyatt elite status, an annual free night, and up to 9x points per $1 on Hyatt stays.

Welcome OfferEarn 2 Free Nights after you spend $4,000 on purchases in the first 3 months from account opening. Plus, earn 25,000 Bonus Points after you spend $12,000 on purchases in the first 6 months from account opening.
2 Free Nights and 25K points

UP's Offer Valuation*:
$825

Annual Fee

$95

APR

19.99% - 28.49% Variable

Credit Recommended

Good to Excellent (670-850)

Why We Like This Card

The World of Hyatt Credit Card makes your Hyatt stays more rewarding and helps you get coveted World of Hyatt elite status faster. This card is a must-have for any traveler who regularly stays at Hyatt hotels, or even for anyone who’s able to take advantage of the card’s annual free night certificate.

When you factor in all the benefits the World of Hyatt card offers, it’s easy to see why it is one of the best co-branded hotel credit cards on the market.

Pros & Cons

Pros

Up to 9 points total for Hyatt stays – 4 Bonus Points per $1 spent on qualified purchases at Hyatt hotels & up to 5 Base Points per $1 from Hyatt as a World of Hyatt member
2x points per $1 at restaurants, on airline tickets purchased directly from the airline, local transit, rideshares, and fitness clubs/gym memberships
1x point per $1 on all other purchases

Cons

$95 annual fee

Read Full Review

Card Highlights

Earn 2 Free Nights after you spend $4,000 on purchases in the first 3 months from account opening. Plus, earn 25,000 Bonus Points after you spend $12,000 on purchases in the first 6 months from account opening.
Enjoy complimentary World of Hyatt Discoverist status for as long as your account is open.
Get 1 free night each year after your Cardmember anniversary at any Category 1-4 Hyatt hotel or resort
Receive 5 tier qualifying night credits towards status after account opening, and each year after that for as long as your account is open
Earn an extra free night at any Category 1-4 Hyatt hotel if you spend $15,000 in a calendar year
Earn 2 qualifying night credits towards tier status every time you spend $5,000 on your card
Earn up to 9 points total for Hyatt stays – 4 Bonus Points per $1 spent on qualified purchases at Hyatt hotels & up to 5 Base Points per $1 from Hyatt as a World of Hyatt member
Earn 2 Bonus Points per $1 spent at restaurants, on airline tickets purchased directly from the airlines, on local transit and commuting and on fitness club and gym memberships
Member FDIC

Financial Snapshot

APR: 19.99% - 28.49% Variable
Foreign Transaction Fees: None

Rewards Center

World of Hyatt

In addition to a the welcome offer above, this card offers the following perks:

Up to 9x points total at Hyatt — 4 points per $1 on qualifying purchases at Hyatt plus up to 5 base points per $1 as a Hyatt member
1 free night at a Category 1-4 property after your cardmember anniversary
1 additional free night at a Category 1-4 property after spending $15,000 during your cardmember year
5 elite night qualifying credits
2 additional elite night credits for every $5,000 spent on the card
Discoverist status as long as you have the card

As you can see, not only is the Hyatt Credit Card worth holding, it is a card that makes sense to put spend on. The more that you spend on this card, the more benefits that you will unlock. For those of you who can spend $15,000 on this card, the bonus free night is the icing on the cake.

Hot Tip: If you’re a small business owner, consider opting for the World of Hyatt Business Credit Card, which offers big earning potential and an easier path to Globalist elite status.

World of Hyatt Award Chart

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Hotel Category	Off-Peak Points Per Night	Standard Points Per Night	Peak Points Per Night
World of Hyatt Award Chart
1	3,500	5,000	6,500
2	6,500	8,000	9,500
3	9,000	12,000	15,000
4	12,000	15,000	18,000
5	17,000	20,000	23,000
6	21,000	25,000	29,000
7	25,000	30,000	35,000
8	35,000	40,000	45,000

Other Ways to Earn World of Hyatt Points

The World of Hyatt card is likely going to be your most efficient way to earn Hyatt points. As mentioned earlier, you will earn up to 9x points at Hyatt, which is hard to beat.

Another way to earn Hyatt points is by transferring points since the program is a Chase transfer partner. Chase has 3 Ultimate Rewards cards in the Chase Sapphire Preferred^® Card, Chase Sapphire Reserve^®, and Ink Business Preferred^® Credit Card. These cards earn Chase points with your spending.

You can also convert Chase cash-back into Chase points if you hold an Ultimate Rewards card. Chase cards like the Chase Freedom^® card (no longer open to new applicants), Chase Freedom Flex℠, Chase Freedom Unlimited^®, Ink Business Cash^® Credit Card, and Ink Business Unlimited^® Credit Card earn cash-back.

Marriott Bonvoy

Marriott Bonvoy Credit Cards

Marriott is a bit different in terms of credit cards compared to Hyatt. Marriott does not have 1 credit card but instead has 4 co-branded cards. Each credit card is geared towards a different type of traveler, but it also can make sense to hold multiple Marriott credit cards.

The Marriott Bonvoy credit card lineup is as follows:

Marriott Bonvoy Bold^® Credit Card

U.P. Rating

A great option for Marriott hotel fans who want a no annual fee card and automatic Marriott Bonvoy elite status.

Apply Now(at Chase's secure site)

Marriott Bonvoy Bold^® Credit Card

A great option for Marriott hotel fans who want a no annual fee card and automatic Marriott Bonvoy elite status.

Welcome OfferEarn 60,000 Bonus Points plus 1 Free Night Award after spending $2,000 on purchases in the first 3 months from account opening with the Marriott Bonvoy Bold® Credit Card! Free Night Award valued up to 50,000 points. Certain hotels have resort fees.
60,000 points + 1 Free Night Award

UP's Offer Valuation*:
Up to   $770

Annual Fee

APR

19.99% - 28.49% Variable

Credit Recommended

Good to Excellent (670-850)

Why We Like This Card

Casual travelers who like to frequent properties that are part of the Marriott Bonvoy collection of brands may want to consider the Marriott Bonvoy Bold^® Credit Card.

The Marriott Bold card rewards cardholders for Marriott stays and gives them a boost towards Marriott Bonvoy elite status.

Pros & Cons

Pros

Up to 14x points per $1 on Marriott purchases
2x points at grocery stores, rideshare, select food delivery, select streaming, and internet, cable, and phone services
5 Elite Night Credits each year

Cons

Lower point earn rate than other Marriott Bonvoy cards
Marriott Bonvoy Silver Elite status is the lowest status tier

Read Full Review

Card Highlights

Earn 60,000 Bonus Points plus 1 Free Night Award after spending $2,000 on purchases in the first 3 months from account opening. Free Night Award valued up to 50,000 points. Certain hotels have resort fees.
Pay no annual fee with the Marriott Bonvoy Bold^® Credit Card from Chase^®!
Earn up to 14X total points per $1 spent at thousands of hotels participating in Marriott Bonvoy^® with the Marriott Bonvoy Bold^® Card.
Earn 2X points for every $1 spent at grocery stores, rideshare, select food delivery, select streaming, and internet, cable, and phone services.
1X point for every $1 spent on all other purchases.
Travel now, pay later - Break up purchases into equal monthly payments with no interest plus no plan fees on qualifying travel purchases. Terms apply.
Pay Yourself Back^® - Redeem Marriott Bonvoy^® points for a statement credit to cover qualifying travel purchases made directly with airlines or at hotels participating in Marriott Bonvoy, up to $750 total in redemptions per year.
Member FDIC

Financial Snapshot

APR: 19.99% - 28.49% Variable
Foreign Transaction Fees: None

Rewards Center

Marriott Bonvoy

Marriott Bonvoy Boundless^® Credit Card

U.P. Rating

Marriott loyalists will love this card's annual Free Night Award, automatic elite status, and up to 17x points per $1 on Marriott hotel stays.

Apply Now(at Chase's secure site)

Marriott Bonvoy Boundless^® Credit Card

Marriott loyalists will love this card's annual Free Night Award, automatic elite status, and up to 17x points per $1 on Marriott hotel stays.

Welcome OfferOur best offer is back! Earn 5 Free Nights (each night valued up to 50,000 points) after spending $5,000 on eligible purchases within 3 months of account opening with your Marriott Bonvoy Boundless® Credit Card. Certain hotels have resort fees.
5 Free Night Awards

UP's Offer Valuation*:
Up to   $1,750

Annual Fee

$95

APR

19.99% - 28.49% Variable

Credit Recommended

Good to Excellent (670-850)

Why We Like This Card

If you’re a frequent traveler and a Marriott loyalist, there’s a lot to love about the Marriott Bonvoy Boundless^® Credit Card. The card comes packed with several great benefits like a free hotel night once a year, automatic Silver Elite status (with a fast-track to Gold Elite status), and multiple options for redeeming points.

Pros & Cons

Pros

Earn big when you use your card at thousands of participating Marriott Bonvoy hotels
Earn big at grocery stores, gas stations, and dining
Automatic Silver Elite Status

Cons

$95 annual fee
Marriott Silver Elite Status is the lowest status tier

Read Full Review

Card Highlights

Our best offer is back! Earn 5 Free Night Awards (each night valued up to 50,000 points) after qualifying purchases.
Earn 3X points per $1 on the first $6,000 spent in combined purchases each year on grocery stores, gas stations, and dining.
Earn 1 Elite Night Credit towards Elite Status for every $5,000 you spend.
1 Free Night Award (valued up to 35,000 points) every year after account anniversary.
Earn up to 17X total points per $1 spent at thousands of hotels participating in Marriott Bonvoy^® with the Marriott Bonvoy Boundless^® Card.
Receive 15 Elite Night Credits annually, automatic Silver Elite status, and path to Gold Status when you spend $35,000 on purchases each calendar year.
No Foreign Transaction Fees. Your points don't expire as long as you make purchases on your card every 24 months.
Member FDIC

Financial Snapshot

APR: 19.99% - 28.49% Variable
Foreign Transaction Fees: None

Rewards Center

Marriott Bonvoy

Terms Apply / Rates & Fees

Marriott Bonvoy Bevy^® American Express^® Card

U.P. Rating

The Marriott Bonvoy Bevy card gives you automatic Marriott elite status and helps you earn more Marriott Bonvoy points on your everyday purchases.

Apply Now(at Amex's secure site)

Apply With Confidence

Know if you're approved with no credit score impact

If you're approved and accept this Card, your credit score may be impacted.

Marriott Bonvoy Bevy^® American Express^® Card

The Marriott Bonvoy Bevy card gives you automatic Marriott elite status and helps you earn more Marriott Bonvoy points on your everyday purchases.

Welcome OfferEarn up to 135,000 Marriott Bonvoy® bonus points. Earn 85,000 points after you spend $5,000 and an extra 50,000 points after you spend an additional $2,000 in purchases on the Card within your first 6 months of Card Membership.
Up to 135,000 points

UP's Offer Valuation*:
Up to   $945

Annual Fee

$250

APR

20.24%-29.24% Variable

Credit Recommended

Good to Excellent

Why We Like This Card

The Marriott Bonvoy Bevy^® American Express^® Card, the latest mid-tier offering in the Marriott Bonvoy lineup of cards, offers cardholders automatic elite status and ways to earn more Marriott Bonvoy points on each of their stays and daily purchases.

Pros & Cons

Pros

6x points per $1 at hotels participating in Marriott Bonvoy
4x points per $1 at restaurants worldwide and U.S. supermarkets (on up to $15,000 in combined purchases per calendar year, then 2x points)
2x points per $1 on all other purchases

Cons

$250 annual fee (rates & fees)
Free Night Award certificate is not an automatic benefit

Read Full Review

Card Highlights

Earn up to 135,000 Marriott Bonvoy^® bonus points. Earn 85,000 points after you spend $5,000 and an extra 50,000 points after you spend an additional $2,000 in purchases on the Card within your first 6 months of Card Membership.
Earn 6X Marriott Bonvoy^® points for each dollar of eligible purchases at hotels participating in Marriott Bonvoy^®.
Earn 4X points at restaurants worldwide and U.S. supermarkets (on up to $15,000 in combined purchases at restaurants and U.S. supermarkets per calendar year, then 2X points).
Earn 2X points on all other eligible purchases.
Marriott Bonvoy^® 1K Bonus Points Per Stay: Earn 1,000 Marriott Bonvoy^® bonus points per paid eligible stay booked directly with Marriott for properties participating in Marriott Bonvoy^®.
With complimentary Marriott Bonvoy^® Gold Elite Status, earn up to 2.5X points from Marriott Bonvoy^® on eligible hotel purchases with the 25% Bonus Points on stays benefit.
Marriott Bonvoy Bevy^® Free Night Award: Earn 1 Free Night Award after spending $15,000 on eligible purchases on your Marriott Bonvoy Bevy^® Card in a calendar year. Award can be used for one night (redemption level at or under 50,000 Marriott Bonvoy^® points) at a hotel participating in Marriott Bonvoy^®. Certain hotels have resort fees.
15 Elite Night Credits: Each calendar year with your Marriott Bonvoy Bevy^® American Express^® Card you can receive 15 Elite Night Credits toward the next level of Marriott Bonvoy^® Elite status. Limitations apply per Marriott Bonvoy^® member account. Benefit is not exclusive to Cards offered by American Express.
Plan It^® is a payment option that lets you split up purchases of $100 or more into equal monthly installments with a fixed fee. Plus, you'll still earn rewards the way you usually do.
$250 Annual Fee.
Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.
Terms Apply.

Financial Snapshot

APR: 20.24%-29.24% Variable
Foreign Transaction Fees: None

Terms Apply / Rates & Fees

Marriott Bonvoy Brilliant^® American Express^® Card

U.P. Rating

A premium card for Marriott fans who want perks like an annual statement credit and Free Night Award, plus a fast track to Marriott elite status.

Apply Now(at Amex's secure site)

Apply With Confidence

Know if you're approved with no credit score impact

If you're approved and accept this Card, your credit score may be impacted.

Marriott Bonvoy Brilliant^® American Express^® Card

A premium card for Marriott fans who want perks like an annual statement credit and Free Night Award, plus a fast track to Marriott elite status.

Welcome OfferEarn up to 150,000 Marriott Bonvoy® bonus points. Earn 100,000 points after you spend $6,000 and an extra 50,000 points after you spend an additional $2,000 in purchases on the Card within your first 6 months of Card Membership.
Up to 150,000 points

UP's Offer Valuation*:
Up to   $1,050

Annual Fee

$650

APR

20.24%-29.24% Variable

Credit Recommended

Good to Excellent

Why We Like This Card

The Marriott Bonvoy Brilliant^® American Express^® Card is a premium card designed with road warriors and Marriott Bonvoy loyalists in mind.

So is the card a worthwhile addition to your wallet?

Pros & Cons

Pros

6x points per $1 at hotels participating in Marriott Bonvoy program
3x points per $1 on flights booked directly with airlines and restaurants worldwide
2x points per $1 on all other purchases

Cons

Steep annual fee of $650 (rates & fees)
6x points per $1 is the same earn rate offered with lower annual fee alternatives like the Marriott Bonvoy Bevy^® American Express^® Card

Read Full Review

Card Highlights

Earn up to 150,000 Marriott Bonvoy^® bonus points. Earn 100,000 points after you spend $6,000 and an extra 50,000 points after you spend an additional $2,000 in purchases on the Card within your first 6 months of Card Membership.
$300 Brilliant Dining Credit: Each calendar year, get up to $300 (up to $25 per month) in statement credits for eligible purchases made on the Marriott Bonvoy Brilliant^® American Express^® Card at restaurants worldwide.
With Marriott Bonvoy^® Platinum Elite Status, you can receive room upgrades, including enhanced views or suites, when the stay is booked with a Qualifying Rate at hotels that participate in Marriott Bonvoy, subject to availability upon check-in.
Earn 6X Marriott Bonvoy^® points for each dollar of eligible purchases at hotels participating in Marriott Bonvoy^®. Earn 3X Marriott Bonvoy^® points at restaurants worldwide and on flights booked directly with airlines and 2X Marriott Bonvoy^® points on all other eligible purchases made on the Marriott Bonvoy Brilliant^® American Express^® Card.
Free Night Award: Receive 1 Free Night Award every year after your Card renewal month. Award can be used for one night (redemption level at or under 85,000 Marriott Bonvoy^® points) at hotels participating in Marriott Bonvoy^®. Certain hotels have resort fees.
Each calendar year after spending $60,000 on eligible purchases on your Marriott Bonvoy Brilliant^® American Express^® Card, you will be eligible to select a Brilliant Earned Choice Award benefit. You can only earn one Brilliant Earned Choice Award per calendar year. See https://www.choice-benefit.marriott.com/brilliant for Award options.
$100 Marriott Bonvoy^® Property Credit: Enjoy your stay. Receive up to a $100 property credit for qualifying charges at The Ritz-Carlton^® or St. Regis^® when you book direct using a special rate for a two-night minimum stay using your Card.
Fee Credit for Global Entry or TSA PreCheck^®: Receive either a statement credit every 4 years after you apply for Global Entry ($120) or a statement credit every 4.5 years after you apply for a five-year membership for TSA PreCheck^® (up to $85 through a TSA PreCheck official enrollment provider) and pay the application fee with your Marriott Bonvoy Brilliant^® American Express^® Card. If approved for Global Entry, at no additional charge, you will receive access to TSA PreCheck.
Each calendar year with your Marriott Bonvoy Brilliant^® American Express^® Card you can receive 25 Elite Night Credits toward the next level of Marriott Bonvoy^® Elite status. Limitations apply per Marriott Bonvoy member account. Benefit is not exclusive to Cards offered by American Express.
Enroll in Priority Pass Select, which offers unlimited airport lounge visits to over 1,200 lounges in over 130 countries, regardless of which carrier or class you are flying. This allows you to relax before or between flights. You can enjoy snacks, drinks, and internet access in a quiet, comfortable location.
No Foreign Transaction Fees on international purchases.
With Cell Phone Protection*, you can be reimbursed, the lesser of, your repair or replacement costs following damage, such as a cracked screen, or theft for a maximum of $800 per claim when your cell phone line is listed on a wireless bill and the prior month's wireless bill was paid by an Eligible Card Account. A $50 deductible will apply to each approved claim with a limit of 2 approved claims per 12-month period. Additional terms and conditions apply. *Coverage is provided by New Hampshire Insurance Company, an AIG Company.
$650 Annual Fee.
Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.
Terms Apply.

Financial Snapshot

APR: 20.24%-29.24% Variable
Foreign Transaction Fees: None

Rewards Center

Marriott Bonvoy

Now that we have the cards laid out, let’s dive into each card and review what you will receive as a cardmember.

Marriott Boundless card:

1 free award night every cardmember anniversary at a property requiring up to 35,000 points
6x point per $1 at Marriott

Marriott Bold card:

15 elite night credits annually, qualifying you for Silver Elite status
3x points per $1 at Marriott

Marriott Bonvoy Brilliant card:

1 Free Night Award, redemption level at or under 85,000 Marriott Bonvoy points, every year after card renewal month (Only valid at participating Marriott Bonvoy hotels. Certain hotels have resort fees.)
25 elite night credits annually
6x points per $1 at Marriott
Complimentary Platinum Elite status
Up to $100 credit at Marriott, Ritz-Carlton, or St. Regis properties for 2-night stays
Priority Pass Select lounge access
Global Entry or TSA PreCheck application fee credit

Marriott Bonvoy Business card:

Complimentary Marriott Bonvoy Gold Elite Status
1 Free Night Award, redemption level at or under 35,000 Marriott Bonvoy points, every year after card renewal month (Only valid at participating Marriott Bonvoy hotels. Certain hotels have resort fees.)
6x points at at hotels participating in the Marriott Bonvoy program

Marriott Bonvoy Award Chart

Like Hilton and IHG, Marriott has dropped its award chart in favor of dynamic pricing. This means you’ll need to check individual dates for prices.

Other Ways to Earn Marriott Points

Putting your spend on Marriott credit cards is going to be the easiest way to earn Marriott points. When you factor in the welcome offer on top of consistent spend on Marriott cards, you will have your fair share of points to redeem.

Staying at Marriott hotels is another way to earn Marriott points. You will earn 10 points per $1 spent as a Marriott member and 10-75% bonus points depending upon your Marriott elite member tier.

Marriott also partners with American Express and Chase. This means that you can transfer American Express and Chase points to Marriott. The value is low when making these types of transfers so we recommend that you transfer American Express and Chase points to their high-value airline (and hotel with Hyatt and Chase) partners instead.

IHG One Rewards

IHG Credit Cards

Chase issues all of the IHG credit cards and are subject to the 5/24 rule. This is important to keep in mind if you plan on applying.

HIGHEST POINTS OFFER OF 2025

Terms Apply / Rates & Fees

IHG One Rewards Traveler Credit Card

U.P. Rating

Earn up to 17x when you stay at IHG hotels, 3x on monthly bills, at gas stations, and restaurants, and 2x on all other purchases.

Apply Now(at Chase's secure site)

IHG One Rewards Traveler Credit Card

Earn up to 17x when you stay at IHG hotels, 3x on monthly bills, at gas stations, and restaurants, and 2x on all other purchases.

Welcome OfferEarn 120,000 Bonus Points after spending $2,000 on purchases within the first 3 months of account opening.
120,000 points

UP's Offer Valuation*:
$600

Annual Fee

APR

19.99% - 28.49% Variable

Credit Recommended

Good to Excellent

Why We Like This Card

If you’re someone who is looking to enhance your IHG stays by earning more points and benefits, without paying an annual fee, then the IHG One Rewards Traveler Credit Card might be the perfect fit for you.

In this guide, we will provide a detailed view of what the card can offer so you can decide if it makes sense to add to your wallet.

Pros & Cons

Pros

Up to 17x total points per $1 on IHG stays
3x points per $1 on monthly bills, at gas stations, and restaurants
2x point per $1 on all other purchases

Cons

Not as rewarding as the IHG One Rewards Premier Credit Card

Read Full Review

Card Highlights

Our Highest Points Offer of 2025! Earn 120,000 Bonus Points
No Annual Fee
Earn up to 17 total points per $1 spent when you stay at IHG Hotels & Resorts
Earn 3 points per $1 spent on purchases on monthly bills, at gas stations, and restaurants. Earn 2 points per $1 spent on all other purchases
No Foreign Transaction Fees
Redeem 3 Nights, Get the 4th Night Free
IHG One Rewards Bonus points are redeemable at Hotels & Resorts such as InterContinental^®, Crowne Plaza^®, Kimpton^®, EVEN^® Hotels, Indigo^® Hotels & Holiday Inn^®
Member FDIC

Financial Snapshot

APR: 19.99% - 28.49% Variable
Foreign Transaction Fees: None

Rewards Center

IHG Rewards Loyalty Program Review

BEST OFFER OF 2025

Terms Apply / Rates & Fees

IHG One Rewards Premier Credit Card

U.P. Rating

The perfect card for IHG fans, offering a free night every year, automatic Platinum Elite status, and your fourth night free on award stays.

Apply Now(at Chase's secure site)

IHG One Rewards Premier Credit Card

The perfect card for IHG fans, offering a free night every year, automatic Platinum Elite status, and your fourth night free on award stays.

Welcome OfferEarn 5 Free Nights – valued at up to 300,000 total points – after spending $5,000 on purchases in the first 3 months from account opening. Each Free Night is valued at up to 60,000 points.
5 Free Nights

UP's Offer Valuation*:
$1,500

Annual Fee

$99

APR

19.99% - 28.49% Variable

Credit Recommended

Good to Excellent (670-850)

Why We Like This Card

If you regularly visit IHG hotels throughout the year, then the IHG One Rewards Premier Credit Card is probably a perfect card to have in your wallet.

The IHG Premier card offers a great bundle of perks and benefits, including automatic Platinum elite status, an annual free night certificate, and travel protections.

Pros & Cons

Pros

Up to 26x points per $1 on IHG stays
5x points per $1 spent on purchases on travel, at gas stations, and restaurants
3x points per $1 on all other purchases

Cons

$99 annual fee
Does not earn transferable points

Read Full Review

Card Highlights

Our Best Offer of 2025! Earn 5 Free Nights
Enjoy an Anniversary Free Night at IHG Hotels & Resorts. Plus, enjoy a fourth reward night free when you redeem points for a consecutive four-night IHG^® hotel stay.
Earn up to 26 total points per $1 spent when you stay at IHG Hotels & Resorts
Earn 5 points per $1 spent on purchases on travel, at gas stations, and restaurants. Earn 3 points per $1 spent on all other purchases
Automatic Platinum Elite status as long as you remain a Premier cardmember
Global Entry, TSA PreCheck^® or NEXUS Statement Credit of up to $120 every 4 years as reimbursement for the application fee charged to your card
IHG One Rewards Bonus points are redeemable at Hotels & Resorts such as InterContinental^®, Crowne Plaza^®, Kimpton^®, EVEN^® Hotels, Indigo^® Hotels & Holiday Inn^®
Member FDIC

Financial Snapshot

APR: 19.99% - 28.49% Variable
Foreign Transaction Fees: None

Terms Apply / Rates & Fees

IHG One Rewards Premier Business Credit Card

U.P. Rating

The IHG Premier Business card is the perfect option for business travelers who regularly stay at IHG hotels.

Apply Now(at Chase's secure site)

IHG One Rewards Premier Business Credit Card

The IHG Premier Business card is the perfect option for business travelers who regularly stay at IHG hotels.

Welcome OfferEarn 140,000 Bonus Points after spending $4,000 on purchases in the first 3 months from account opening.
140,000 points

UP's Offer Valuation*:
$700

Annual Fee

$99

APR

19.99% - 28.49% Variable

Credit Recommended

Good to Excellent

Why We Like This Card

IHG Rewards and Chase have teamed up to offer the IHG One Rewards Premier Business Card, a compelling option for those who travel often for their business and stay at IHG hotels.

In this review, we will cover all of the benefits of the card, including earning rates, perks, fees, and more to help you determine whether the card is a good fit for your travel goals.

Pros & Cons

Pros

Up to 26x total points per $1 spent on IHG Hotels and Resorts
5x points per $1 spent on travel, at gas stations, select advertising, and restaurants
3x points per $1 spent on all other purchases

Cons

$99 annual fee
Does not earn transferable rewards

Read Full Review

Card Highlights

Earn 140,000 Bonus Points after spending $4,000 on purchases in the first 3 months from account opening.
Enjoy an Anniversary Free Night at IHG Hotels & Resorts. Plus, enjoy a fourth reward night free when you redeem points for a consecutive four-night IHG^® hotel stay.
Earn up to 26 total points per $1 spent when you stay at IHG Hotels and Resorts
Earn 5 points per $1 spent on purchases on travel, at gas stations, select advertising, and restaurants. Earn 3 points per $1 spent on all other purchases
Automatic Platinum Elite status as long as you remain a Premier Business cardmember
Global Entry, TSA PreCheck^® or NEXUS Statement Credit of up to $120 every 4 years as reimbursement for the application fee charged to your card
IHG One Rewards Bonus points are redeemable at hotels such as InterContinental^®, Crowne Plaza^®, Kimpton^®, EVEN^® Hotels, Indigo^® Hotels & Holiday Inn^®
Member FDIC

Financial Snapshot

APR: 19.99% - 28.49% Variable
Foreign Transaction Fees: None

The IHG One Rewards Premier Credit Card used to be the IHG^® Rewards Club Select Credit Card (no longer open to new applicants). As a cardmember, the top perks of this credit card are IHG elite status, the annual certificate for a property requiring up to 40,000 points per night, and a night free on an eligible award booking.

The other personal co-branded IHG card issued by Chase is the IHG One Rewards Traveler Credit Card. Earning additional points at IHG properties, in addition to bonuses on monthly bills, gas stations, and restaurants, is the main reason to pick up this card.

In addition to the bonus category earnings, cardmembers receive an award night when you redeem points for any stay of 4 or more nights. Not bad for a card without an annual fee!

IHG One Rewards Award Chart

Similar to Hilton Honors, IHG uses dynamic award pricing. The number of points required to book a room is variable, so to know how many points you will need per hotel per night you will need to run an award search.

Other Ways to Earn IHG One Rewards Points

There are a couple of easy ways that we recommend earning IHG One Rewards points —spending on IHG credit cards and staying at IHG Hotels & Resorts.

Another option is to transfer Chase points directly to IHG to book an award stay. Chase points have a ton of value so we do not recommend that you make this transfer. Instead, we recommend redeeming Chase points with its more valuable airline and hotel partners.

Hilton Honors

Hilton Honors Credit Cards

Hilton partners with American Express to issue its credit cards. No matter what type of traveler you are, there’s a Hilton credit card for you.

Free night certificates for a standard room are the carrot Hilton uses to incentive new credit card applications. These cards have annual fees, however, but it’s easy to offset the fee by redeeming these certificates.

LIMITED TIME OFFER

Terms Apply / Rates & Fees

Hilton Honors American Express Card

U.P. Rating

Complimentary Hilton Honors Silver status, plus great earnings at Hilton, U.S. gas stations, U.S. supermarkets, and U.S. restaurants!

Apply Now(at Amex's secure site)

Apply With Confidence

Know if you're approved with no credit score impact

If you're approved and accept this Card, your credit score may be impacted.

Hilton Honors American Express Card

Complimentary Hilton Honors Silver status, plus great earnings at Hilton, U.S. gas stations, U.S. supermarkets, and U.S. restaurants!

Welcome OfferEarn 100,000 Hilton Honors Bonus Points and a $100 Statement Credit after you spend $2,000 on eligible purchases on the Hilton Honors American Express® Card within your first 6 months of Card Membership. Offer Ends 8/13/2025.
$100 Statement Credit + 100k points

UP's Offer Valuation*:
Up to   $500

Annual Fee

APR

20.24%-29.24% Variable

Credit Recommended

Good to Excellent

Why We Like This Card

You can’t beat a comfy king-sized bed and room service. For many travelers, it’s the hotel that really makes or breaks an experience. If you’re one of those people, you’ve probably stayed at a Hilton hotel.

Whether your visits are for work or pleasure, the Hilton brand has you covered with more than 6,200 locations in 100 counties and territories.

To enjoy a host of great benefits, you may want to apply for the Hilton Honors American Express Card.

Pros & Cons

Pros

7x points per $1 on Hilton stays
5x points per $1 at U.S. restaurants, at U.S. supermarkets, and at U.S. gas stations
3x points per $1 on all other purchases

Cons

Not great for those who want multiple redemption options
Offers the least benefits of all Hilton cards

Read Full Review

Card Highlights

Earn 100,000 Hilton Honors Bonus Points and a $100 Statement Credit after you spend $2,000 on eligible purchases on the Hilton Honors American Express^® Card within your first 6 months of Card Membership. Offer Ends 8/13/2025.
Earn 7X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with hotels and resorts within the Hilton portfolio.
Earn 5X Points per dollar on purchases at U.S. restaurants, at U.S. supermarkets, and at U.S. gas stations.
Earn 3X Points for all other eligible purchases on your Card.
Enjoy complimentary Hilton Honors™ Silver status with your Card. Plus, spend $20,000 on eligible purchases on your Card in a calendar year and you can earn an upgrade to Hilton Honors™ Gold status through the end of the next calendar year.
No Foreign Transaction Fees. Enjoy international travel without additional fees on purchases made abroad.
No Annual Fee.
Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.
Terms Apply.

Financial Snapshot

APR: 20.24%-29.24% Variable
Foreign Transaction Fees: None

Rewards Center

Hilton Honors Loyalty Program

Terms Apply / Rates & Fees

Hilton Honors American Express Surpass^® Card

U.P. Rating

An excellent high-earning Hilton credit card that comes with perks like Hilton Honors Gold status and up to $200 in Hilton credits every year.

Apply Now(at Amex's secure site)

Apply With Confidence

Know if you're approved with no credit score impact

If you're approved and accept this Card, your credit score may be impacted.

Hilton Honors American Express Surpass^® Card

An excellent high-earning Hilton credit card that comes with perks like Hilton Honors Gold status and up to $200 in Hilton credits every year.

Welcome OfferEarn 130,000 Hilton Honors Bonus Points after you spend $3,000 in purchases on the Card in the first 6 months of Card Membership. Offer Ends 8/13/2025.
130,000 points

UP's Offer Valuation*:
Up to   $650

Annual Fee

$0 intro annual fee for the first year, then $150.

APR

20.24%-29.24% Variable

Credit Recommended

Good to Excellent

Why We Like This Card

If you’re someone who loves traveling and loves staying in Hilton hotels, adding a co-branded Hilton hotel card to your wallet is almost a no-brainer. From automatic Hilton elite status to up to $200 in Hilton credits every year, the Hilton Honors American Express Surpass^® Card can be a great fit for Hilton loyalists looking to up their travel game.

Pros & Cons

Pros

12x points per $1 at Hilton hotels
6x points per $1 at U.S. supermarkets, U.S. gas stations, and U.S. restaurants
4x points per $1 at U.S. online retail purchases

Cons

$0 intro annual fee for the first year, then $150 (rates & fees)

Read Full Review

Card Highlights

Earn 130,000 Hilton Honors Bonus Points after you spend $3,000 in purchases on the Card in the first 6 months of Card Membership. Offer Ends 8/13/2025.
Get up to $50 in statement credits each quarter for purchases made directly with a property in the Hilton portfolio on your Hilton Honors American Express Surpass^® Card. That's up to $200 in statement credits annually.
Earn 12X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with a hotel or resort within the Hilton portfolio.
Earn 6X Points for each dollar of purchases on your Card at U.S. restaurants, at U.S. supermarkets, and at U.S. gas stations.
Earn 4X Points for each dollar on U.S. Online Retail Purchases.
Earn 3X Points for all other eligible purchases on your Card.
Earn a Free Night Reward from Hilton Honors after you spend $15,000 on eligible purchases on your Card in a calendar year.
Enjoy complimentary Hilton Honors ™ Gold Status with your Hilton Honors American Express Surpass^® Card.
Spend $40,000 on eligible purchases on your Card in a calendar year and you can earn Hilton Honors™ Diamond Status through the end of the next calendar year.
As a Hilton Honors American Express Surpass^® Card Member, you can enroll to receive complimentary National Car Rental^® Emerald Club Executive^® status through the link on your American Express online account. After you're enrolled, you can reserve a rental car by calling National Car Rental directly, using your travel service, or by booking online or through the National Car Rental mobile app. Terms apply.
No Foreign Transaction Fees. Enjoy international travel without additional fees on purchases made abroad.
$0 introductory annual fee for the first year, then $150.
Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.
Terms Apply.

Financial Snapshot

APR: 20.24%-29.24% Variable
Foreign Transaction Fees: None

Rewards Center

Hilton Honors

LIMITED TIME OFFER

Terms Apply / Rates & Fees

Hilton Honors American Express Aspire Card

U.P. Rating

Automatic Hilton Diamond status, an annual free night, and a travel and resort credit make this the perfect card for those who stay in Hilton hotels.

All information about Hilton Honors American Express Aspire Card has been collected independently by Upgraded Points.

Apply With Confidence

Know if you're approved with no credit score impact

If you're approved and accept this Card, your credit score may be impacted.

Hilton Honors American Express Aspire Card

Automatic Hilton Diamond status, an annual free night, and a travel and resort credit make this the perfect card for those who stay in Hilton hotels.

Welcome OfferEarn 175,000 Hilton Honors Bonus Points with the Hilton Honors American Express Aspire Card after you spend $6,000 in purchases on the Card within your first 6 months of Card Membership. Offer ends 8/13/2025.
175,000 points

UP's Offer Valuation*:
$875

Annual Fee

$550

APR

20.24% - 29.24% Variable

Credit Recommended

Good to Excellent (670-850)

Why We Like This Card

The information regarding the Hilton Honors American Express Aspire Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer.

Paying hundreds of dollars for an annual fee on a co-branded hotel card might seem ridiculous, but you should know that the Hilton Honors American Express Aspire Card is much more than your run-of-the-mill hotel credit card.

The Hilton Aspire card is not only a phenomenal card for Hilton Honors loyalists, but even those who visit Hilton hotels just a few times a year can still get excellent value out of all the benefits that are packed into this card.

So let’s have a look at what makes the card so valuable to travelers.

Pros & Cons

Pros

14x points per $1 on Hilton purchases
7x points per $1 on select travel and at U.S. restaurants
3x points per $1 on all other eligible purchases

Cons

High annual fee of $550

Read Full Review

Card Highlights

Earn 175,000 Hilton Honors Bonus Points with the Hilton Honors American Express Aspire Card after you spend $6,000 in purchases on the Card within your first 6 months of Card Membership. Offer ends 8/13/2025.
Earn 14x Hilton Honors Bonus Points when you make eligible purchases on your card at participating hotels or resorts within the Hilton portfolio
Earn 7x Hilton Honors Bonus Points for eligible travel purchases: on flights booked directly with airlines or AmexTravel.com and on car rentals booked directly from select car rental companies
Earn 7x Hilton Honors Bonus Points on dining at U.S. restaurants, including takeout and delivery
Earn 3x Hilton Honors Bonus Points for other eligible purchases on your card
Enjoy up to $400 in Hilton Resort Credits (up to $200 in statement credits semi-annually) on your card each anniversary year when you stay at participating resorts within the Hilton portfolio
Enjoy complimentary Diamond status
$550 annual fee

Financial Snapshot

APR: 20.24% - 29.24% Variable
Foreign Transaction Fees: None

LIMITED-TIME OFFER

Terms Apply / Rates & Fees

The Hilton Honors American Express Business Card

U.P. Rating

An excellent option for business owners and business travelers who stay at Hilton properties often and want perks like Hilton Honors elite status.

Apply Now(at Amex's secure site)

The Hilton Honors American Express Business Card

An excellent option for business owners and business travelers who stay at Hilton properties often and want perks like Hilton Honors elite status.

Welcome Offer

up to 175,000 points

UP's Offer Valuation*:
Up to   $875

Annual Fee

$195

APR

20.24% - 29.24% Variable

Credit Recommended

Good to Excellent

Why We Like This Card

For frequent business travelers who regularly stay in Hilton hotels, The Hilton Honors American Express Business Card is a great option.

Not only will the card help you earn more points on all of your Hilton stays, but you’ll also receive automatic elite status and travel protections.

Here’s a detailed look at all the benefits this card offers so that you can determine if it’s a good fit for you.

Pros & Cons

Pros

Earn 12x points per $1 on eligible Hilton purchases
Earn 5x points on other purchases made for the first $100,000 in purchases each calendar year, 3x points thereafter.
Complimentary Hilton Honors Gold status, and the ability to spend your way to Diamond status

Cons

$195 annual fee (rates and fees)

Read Full Review

Card Highlights

Limited Time Offer: Earn 150,000 Hilton Honors Bonus Points after you spend $8,000 in purchases on the Hilton Honors American Express Business Card in your first 6 months of Card Membership. Plus earn an additional 25,000 Hilton Honors Bonus points after you spend an additional $2,000 in purchases on your Card within your first 6 months of Card Membership. Offer Ends 8/13/2025.
Earn 12X Hilton Honors Bonus Points on eligible purchases made directly with hotels and resorts within the Hilton portfolio.
Earn 5X Hilton Honors Bonus Points on other purchases made using the Hilton Honors Business Card on the first $100,000 in purchases each calendar year, 3X points thereafter.
Get up to $60 in statement credits each quarter for purchases made directly with a property in the Hilton portfolio on your Hilton Honors American Express Business Card.
Enjoy complimentary Hilton Honors™ Gold Status with your Hilton Honors Business Card. With Hilton Honors™ Gold Status, you can enjoy benefits at hotels and resorts within the Hilton Portfolio. As a Gold member, earn an 80% Bonus on all Base Points you earn on every stay.
You may receive an upgrade to Hilton Honors™ Diamond Status through the end of the next calendar year if the total eligible purchases on your Card Account during a calendar year reach $40,000 or more.
As a Hilton Honors American Express Business Card Member, you can enroll to receive complimentary National Car Rental^® Emerald Club Executive^® status through the link on your American Express online account. After you’re enrolled, you can reserve a rental car by calling National Car Rental directly, using your travel service, or by booking online or through the National Car Rental mobile app. Terms apply.
Terms apply.

Financial Snapshot

APR: 20.24% - 29.24% Variable
Foreign Transaction Fees: None

Rewards Center

Hilton Honors loyalty program

The Hilton Aspire card is Hilton’s premium card geared towards travelers who find value in its free night certificate. Another Hilton card that allows you to earn a free night certificate is the Hilton Surpass card. By spending $15,000 in a calendar year on this card, you’ll earn a free night.

Bottom Line: Check out our Amex Hilton Honors credit card comparison if you need a deeper dive into Hilton cards. Everything you need to know is covered in this article.

Hilton Honors Award Chart

Hilton does not use an award chart and instead uses dynamic pricing. This means that the number of points per night will change depending on the date.

The Points Explorer tool is what we’ve found helpful in determining the number of Hilton points you need to book a free night. Enter your destination in the Where do you want to go? search bar. Then enter the number of points that you have in the How many Points per night are you working with? scroll bar. Last, the search results will show you how many points you will need to book a hotel in that area.

Other Ways to Earn Hilton Honors Points

Hilton credit cards make it easy to earn the Hilton points that you need. 3x and 14x points in spending categories like airfare, grocery stores, Hilton purchases, and restaurants is what you can earn with the array of Hilton cards currently available.

Other ways to pad your Hilton points balance include paying for cash stays at Hilton properties, taking Lyft rides, and transferring American Express points. Similar to Chase and IHG, we do not recommend transferring Amex points to Hilton but do recommend using Lyft to earn 3x points per $1 spent on rides.

Final Thoughts

Deciding which hotel to book for your next trip to New York City can feel overwhelming. It feels like there is a limitless supply of hotels and you want to receive the most value. The good news is that we’ve done the work for you and found that the cents per point value for New York City hotels will range from 0.7-3.7, depending on the hotel that you book.

Looking for tours and activities to finishing planning your trip to New York? Explore the best activities and tours in New York City and kid-friendly Manhattan activities for a great trip to the Big Apple.