Edited by: Keri Stooksbury
& Juan Ruiz
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When you open the Uber app and punch in the destination you need to get to, the app quickly calculates how much this ride will cost you based on a variety of factors. However, it doesn’t provide much clarity as to how Uber arrives at the price it quoted you.
In this guide, we will break down how much Uber costs per mile, all of the fees associated with Uber rides, and some card recommendations to help you get as much value as possible from your Uber rides.
Many factors impact how much your Uber ride will cost, including the ride’s location, distance, time of day, and which car type you select.
For instance, an Uber Black ride from Midtown Manhattan to JFK during rush hour traffic is likely to be significantly more expensive than a shorter UberX ride in Manhattan that you take to grab a drink with friends.
Most estimates claim that an Uber ride will cost between $1 and $2 per mile on average. However, this is just one aspect of how Uber prices your ride and does not include any other fees. Let’s take a look at what those fees are.
If you’ve ever looked at your receipt after completing an Uber ride, you’ve likely noticed that there are quite a few fees that can make up the overall price you pay for your ride. Here are the most common fees:
Hot Tip: You can use the Uber price estimator tool to get an idea of how much your ride would cost.
If you often use Uber, here are what we view as the best credit cards for Uber purchases so that you can get as much value as possible from your rides.
An excellent cash-back card that offers rewards for categories like dining, entertainment, popular streaming services, and grocery stores. (Information collected independently. Not reviewed by Capital One.)
When it comes to rewards credit cards, you can break up most savvy consumers into 2 camps: those who prefer travel rewards and those who prefer cash-back.
Both options can be very lucrative to you and your wallet, especially if you’re using the right card. For those who fall in the “cash is king” camp, you’ll likely find the Capital One Savor card quite compelling.
The Capital One Savor card is arguably the best credit card for Uber purchases because it offers an industry-leading 10% cash-back on Uber rides and Uber Eats purchases, plus a complimentary Uber One membership through November 14, 2024, which usually costs $9.99 per month. Uber One membership perks include 5% off Uber rides, access to top-rated drivers, an unlimited $0 delivery fee on Uber eats orders, and more.
Put simply, no other credit card is going to offer nearly as much cash-back on your Uber purchases as the Capital One Savor card, and it also offers 4% cash-back on dining, entertainment, and popular streaming services, plus 3% cash-back at grocery stores, making it a very well-round cash-back earner.=
The Amex Platinum reigns supreme for luxury travel, offering the best airport lounge access plus generous statement credits, and complimentary elite status.
When it comes to cards that offer top-notch benefits, you’d be hard-pressed to find a better card out there than The Platinum Card® from American Express.
Make no mistake — the Amex Platinum card is a premium card with a premium price tag. With amazing benefits like best-in-class airport lounge access, hotel elite status, and tremendous value in annual statement credits, it can easily prove to be one of the most lucrative cards in your wallet year after year.
Hot Tip: Check to see if you’re eligible for a welcome bonus offer of up to 125k (or 150k) points with the Amex Platinum. The current public offer is 80,000 points. (This targeted offer was independently researched and may not be available to all applicants.)
You might be surprised to see the Amex Platinum card included here as it does not offer a bonus spending category for Uber, so you’ll earn just 1x points on these purchases.
What it does offer, though, is up to $200 annually in Uber Cash that can be used for both Uber and Uber Eats orders. The $200 credit is dealt out in $15 monthly increments, plus $35 in December, so if you use the rideshare service or get food delivery at least once per month you should have no issue maximizing its full value.
Beyond that, the Amex Platinum card is one of the most benefits-rich cards available by offering the best airport lounge access out of any card, an annual hotel and airline incidental credit, annual CLEAR Plus credit, annual digital entertainment credit, and much more.
This is the best card for food lovers who dine out at restaurants (worldwide), order take-out and want big rewards at U.S. supermarkets!
The American Express® Gold Card is a game-changer.
With this card, you can earn 4x Membership Rewards points at restaurants and you’ll also earn 4x Membership Rewards points at U.S. supermarkets on up to $25,000 per calendar year in purchases, then 1x.
There isn’t another card on the market that offers a 1-2 punch like this. Of course, there are several other benefits of the Gold Card as well, including extra monthly dining rewards and more.
You’ll also earn 4x points at restaurants, 4x points at U.S. supermarkets on up to $25,000 per calendar year in purchases (then 1x points), and 3x points on airfare purchased directly with airlines, plus you’ll receive up to $120 in annual dining credit.
This card can provide a great way to accumulate Membership Rewards points on eligible travel, transit, and at restaurants.
The American Express® Green Card is an excellent all-around travel rewards card thanks to earning 3x Membership Rewards® points on eligible travel and transit purchases and at restaurants, access to American Express transfer partners, and a reasonable annual fee.
With the Amex Green card, you’ll earn 3x points on all transit purchases, including Uber rides, making it a great option for those who frequently utilize the rideshare service.
A fantastic travel card with a huge welcome offer, good benefits, and perks for a moderate annual fee.
The Chase Sapphire Preferred® card is one of the best travel rewards cards on the market. Its bonus categories include travel, dining, online grocery purchases, and streaming services, which gives you the opportunity to earn lots of bonus points on these purchases.
Additionally, it offers flexible point redemption options, no foreign transaction fees, and excellent travel insurance coverage including primary car rental insurance. With benefits like these, it’s easy to see why this card is an excellent choice for any traveler.
The Chase Sapphire Preferred card earns 2x points on all travel purchases, which includes rideshare services like Uber.
The card also earns 5x points on all travel booked via the Chase Ultimate Rewards portal, 5x points on Lyft purchases (through March 31, 2025), and 3x points on dining purchases, online grocery purchases, and select streaming services.
Hot Tip: If you want to learn more about maximizing your Uber purchases, read our ultimate guide to Uber and earning maximum points.
Ultimately, the cost of an Uber ride per mile will vary based on a number of factors, including the type of ride you select, the location and distance of the ride, and the time of day. Additionally, you’ll want to keep certain fees in mind that might impact the price of your ride, like tolls, local fees, taxes, airport fees, and more.
That said, if you find yourself regularly spending money with Uber, then you should consider adding a credit card to your wallet to help maximize each of these purchases.
The information regarding the Capital One Savor Cash Rewards Credit Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer.
The information regarding the American Express® Green Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer.
Uber prices are not based by the minute, but rather the price is determined by the type of ride you select, the location and distance of the ride, the time of day the ride is booked, and any applicable fees.
Uber offers a price estimator tool that allows you to plug in most routes and receive a reasonably close estimate of what the ride will cost you based on the ride type you select. Similarly, you can also receive a price estimate directly through the Uber app.
Yes, the primary way to pay for an Uber is with a credit card through the app. Further, many credit cards offer Uber Cash as a card benefit or include rideshare services as a bonus spending category.
When you input your pickup and drop off location on the Uber app, the app will immediately quote you a price for the ride. If the price sounds reasonable to you, then you can then confirm the ride and the nearest available driver will head to your pick up location.
No, you cannot pay for your Uber with cash as the transaction is handled entirely through the app, so you’ll need to enter a credit card or debit card into the app to pay. You could, however, offer a tip to your driver in cash, if you’d like.
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UP's Bonus Valuation
This bonus value is an estimated valuation calculated by UP after analyzing redemption options, transfer partners, award availability and how much UP would pay to buy these points.