Advertiser Disclosure

Many of the credit card offers that appear on this site are from credit card companies from which we receive financial compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). However, the credit card information that we publish has been written and evaluated by experts who know these products inside out. We only recommend products we either use ourselves or endorse. This site does not include all credit card companies or all available credit card offers that are on the market. See our advertising policy here where we list advertisers that we work with, and how we make money. You can also review our credit card rating methodology.

Our Readers Travel Like They Never Thought Possible...

  • Demystifying the world of travel and credit cards.

    Our expertise makes affordable, unforgettable travel experiences a reality.

  • We’re travelers first.

    Our team has decades of travel and points expertise.

  • We stay on top of everything for you.

    Latest updates across major cards, airlines, hotels, deals and more.

homeHero 1
homeHero 2
homeHero 3

Upgrade Your Travel

Explore our guides written by leading travel and financial experts.

Latest News

Breeze Airways San Diego Raleigh Durham

New Breeze Airways Sale: Save 50% on Flights

Breeze Airways is a low-cost airline that focuses on point-to-point routes connecting small and midsize airports that are often ignored by larger airlines. Right now, the airline is running a great sale with 50% off flights across its network. Eligible…

Top Credit Cards

Our experts have first hand experience of 100+ credit cards and have reviewed them in-depth.

See all reviews
The Platinum Card® from American Express

The Platinum Card® from American Express

Star rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating icon

Earn 80,000 points

Luxury travel benefits and 5x points!

American Express® Gold Card

American Express® Gold Card

Star rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating icon

Earn 60,000 points

Earn 4x Membership Rewards points at restaurants and U.S. supermarkets.

Chase Sapphire Preferred® Card

Chase Sapphire Preferred® Card

Star rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating icon

Earn 60,000 bonus points

The #1 First-Time Travel Rewards Card

Capital One Venture X Rewards Credit Card

Capital One Venture X Rewards Credit Card

Star rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating icon

Earn 75,000 miles

Great all-in-one travel rewards card!

Capital One Venture Rewards Credit Card

Capital One Venture Rewards Credit Card

Star rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating icon

Earn 75,000 miles

2x Miles All the Time

Chase Freedom Unlimited®

Chase Freedom Unlimited®

Star rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating icon

Earn Up to $300 cash-back

A Cash-back Competitor

The Business Platinum Card® from American Express

The Business Platinum Card® from American Express

Star rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating icon

Earn 150,000 points

Luxury Benefits and Perks for the Serious Traveler

Ink Business Preferred® Credit Card

Ink Business Preferred® Credit Card

Star rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating icon

Earn 90,000 points

The King of Business Credit Cards

American Express® Business Gold Card

American Express® Business Gold Card

Star rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating icon

Earn 100,000 points

Earn more rewards where your business spends the most

Ink Business Unlimited® Credit Card

Ink Business Unlimited® Credit Card

Star rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating icon

Earn $750

Unlimited 1.5% Cash-Back for Business Owners

Travel Hub

Uncover a library of knowledge and experience with our travel guides, expertly written by our team who go deep on a wide range of topics including airlines, airports, hotels, car rentals, and more.

See all guides

Featured Cards

See Best Credit Cards
The Business Platinum Card® from American Express

The Business Platinum Card® from American Express

Star rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating icon

Earn 150,000 points

Luxury Benefits and Perks for the Serious Traveler

Ink Business Preferred® Credit Card

Ink Business Preferred® Credit Card

Star rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating icon

Earn 90,000 points

The King of Business Credit Cards

American Express® Business Gold Card

American Express® Business Gold Card

Star rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating icon

Earn 100,000 points

Earn more rewards where your business spends the most

Ink Business Unlimited® Credit Card

Ink Business Unlimited® Credit Card

Star rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating icon

Earn $750

Unlimited 1.5% Cash-Back for Business Owners

What Our Readers Say

MORE TESTIMONIALS

UP really make everything easy to understand for beginners, offer excellent in-depth reviews, and teach you how to maximize your points.

John Gibson
Star rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating icon
John Gibson

With kids all grown up, I can travel whenever I want and Upgraded Points has helped me do that in style!

Peggy Stumler-Newman
Star rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating icon
Peggy Stumler-Newman

We love their 'best way to use points/miles' articles as they really show you how to get outsized value out of your points.

Andrew Davidson
Star rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating icon
Andrew Davidson

Upgraded Points is my go-to points travel website, I don't think I've seen another website have as many organized guides!

Michelle Nguyen
Star rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating icon
Michelle Nguyen

Once you spend some time in the Facebook group, ask questions, and get involved, you’ll be in awe of the knowledge these incredibly wonderful people possess.

Craig Allen
Star rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating icon
Craig Allen

This is truly a great community that is composed of individuals from around the world and their love for traveling.

Danyal Gurmani
Star rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating icon
Danyal Gurmani

Thank you, Upgraded Points! The comprehensive and thorough information allows all of us to play in the sandbox of credit card rewards and points travel.

Roberta Eastman
Star rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating icon
Roberta Eastman

When I searched online and began reading Upgraded Points articles, I was able to get the knowledge needed to be able to book our trips for free using points.

Lee Sevidal
Star rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating icon
Lee Sevidal

I turn to Upgraded Points for the latest info on maximizing my points redemption strategies

Damian Balinowski
Star rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating icon
Damian Balinowski

As seen in

  • ASI NYT 1
  • business insider
  • forbes
  • ASI TL
  • ASI CNBC 1
  • ASI USAT 1

Meet the Team

Alex Miller Picture

Alex Miller

Founder & CEO

Founder and CEO of Upgraded Points, Alex is a leader in the industry and has earned and redeemed millions of points and miles. He frequently discusses the award travel industry with CNBC, Fox Business, The New York Times, and more.

LEARN MORE
Erin Miller Picture

Erin Miller

Content Contributor

An experienced points hacker, Erin is Alex’s partner-in-crime and contributes to Upgraded Points with in-depth guides and relationship management. Erin’s work has been cited in multiple major publications.

LEARN MORE
Leigh Rowan Picture

Leigh Rowan

Director of Special Projects

Leigh brings a wealth of travel expertise and connections to the growing UP Team. Leigh has visited over 60 countries, often traveling with his family in premium classes for little more than the cost of an economy ticket.

LEARN MORE
Kellie Jez Picture

Kellie Jez

Director of Operations & Compliance

Kellie’s professional experience has led her to a deep passion for compliance, data reporting, and process improvement. Kellie’s learned the ins and outs of the points and miles world and leads UP’s compliance operation.

LEARN MORE
Keri Stooksbury Picture

Keri Stooksbury

Editor-in-Chief

With years of experience in corporate marketing and with a nonprofit, Keri is now editor-in-chief at UP, overseeing daily content operations and reviewing thousands of UP articles in the process.

LEARN MORE
Stella Shon Picture

Stella Shon

Senior Features Editor

With a degree in media and journalism, Stella has been in the points and miles game for more than 6 years. She most recently worked as a Corporate Communications Analyst for JetBlue. Find her work in The New York Times, USA Today, and more.

LEARN MORE
Ryan Smith Picture

Ryan Smith

News Managing Editor

Ryan completed his goal of visiting every country in the world in December of 2023 and now plans to let his wife choose their destinations. Over the years, he’s written about award travel for publications including AwardWallet, The Points Guy, USA Today Blueprint, CNBC Select, Tripadvisor, and Forbes Advisor.

LEARN MORE
Nick Ellis Picture

Nick Ellis

Senior Editor & Content Contributor

Nick’s passion for points began as a hobby and became a career. He worked for over 5 years at The Points Guy and has contributed to Business Insider and CNN. He has 14 credit cards and continues to leverage the perks of each.

LEARN MORE
Juan Ruiz Picture

Juan Ruiz

Senior Editor & Content Contributor

Juan has extensive experience in writing and editing content related to credit cards, loyalty programs, and travel. He has been honing his expertise in this field for over a decade. His work has been featured in various prestigious publications, such as USA Today, CNN Underscored, Forbes and The Points Guy. Juan is the visionary behind JetBetter, a premier award booking concierge service.

LEARN MORE
Jessica Merritt Picture

Jessica Merritt

Senior Editor & Content Contributor

A long-time points and miles student, Jessica is the former Personal Finance Managing Editor at U.S. News and World Report and is passionate about helping consumers fund their travels for as little cash as possible.

LEARN MORE
Chris Dong Picture

Chris Dong

Editor & Content Contributor

Chris is a freelance writer and editor with a focus on timely travel trends, points and miles, hot new hotels, and all things that go (he’s a proud aviation geek and transit nerd). Formerly full-time at The Points Guy, his work can now be found at AFAR, Travel + Leisure, Condé Nast Traveler, The Washington Post, and Lonely Planet, among others

LEARN MORE
Chris Hassan Picture

Chris Hassan

Social Media & Brand Manager

Chris holds a B.S. in Hospitality and Tourism Management and managed social media for all Marriott properties in South America, making him a perfect fit for UP and its social media channels. He has a passion for making content catered toward family travelers.

LEARN MORE
Jarrod West Picture

Jarrod West

Senior Content Contributor

Boasting a portfolio of over 20 cards, Jarrod has been an expert in the points and miles space for over 6 years. He earns and redeems over 1 million points per year and his work has been featured in outlets like The New York Times.

LEARN MORE
Christine Krzyszton Picture

Christine Krzyszton

Senior Finance Contributor

Christine ran her own business developing and managing insurance and financial services. This stoked a passion for points and miles and she now has over 2 dozen credit cards and creates in-depth, detailed content for UP.

LEARN MORE
Katie Seemann Picture

Katie Seemann

Senior Content Contributor and News Editor

Katie has been in the points and miles game since 2015 and started her own blog in 2016. She’s been freelance writing since then and her work has been featured in publications like Travel + Leisure, Forbes Advisor, and Fortune Recommends.

LEARN MORE
Amar Hussain Picture

Amar Hussain

Senior Content Contributor

Amar is an avid traveler and tester of products. He has spent the last 13 years traveling all 7 continents and has put the products to the test on each of them. He has contributed to publications including Forbes, the Huffington Post, and more.

LEARN MORE
James Larounis Picture

James Larounis

Senior Content Contributor

James (Jamie) started The Forward Cabin blog to educate readers about points, miles, and loyalty programs. He’s spoken at Princeton University and The New York Times Travel Show and has been quoted in dozens of travel publications.

LEARN MORE
Carissa Rawson Picture

Carissa Rawson

Senior Content Contributor

Carissa served in the U.S. Air Force where she developed her love for travel and new cultures. She started her own blog and eventually joined The Points Guy. Since then, she’s contributed to Business Insider, Forbes, and more.

LEARN MORE
Daniel Ross Picture

Daniel Ross

Senior Content Contributor

Daniel has loved aviation and travel his entire life. He earned a Master of Science in Air Transport Management and has written about travel and aviation in publications like Simple Flying, The Points Guy, and more.

LEARN MORE
Victoria M. Walker Picture

Victoria M. Walker

Senior Content Contributor

Victoria holds a B.A. in Broadcast Journalism from the Howard University School of Communications and is an award-winning journalist, travel reporter, and the founder of the “Carrying On with Victoria M. Walker” newsletter.

LEARN MORE
Christy Rodriguez Picture

Christy Rodriguez

Travel & Finance Content Contributor

After having “non-rev” privileges with Southwest Airlines, Christy dove into the world of points and miles so she could continue traveling for free. Her other passion is personal finance, and is a certified CPA.

LEARN MORE
Ashley Onadele Picture

Ashley Onadele

Content Contributor

Ashley discovered a love for travel in college that’s continued as her family has grown. She loves showing parents how they can take their families on trips using points and has contributed to numerous publications and podcasts.

LEARN MORE
Lori Zaino Picture

Lori Zaino

Senior Content Contributor

Lori is an intrepid traveler who loves creating itineraries that exude “luxe on a budget.” She’s written for CNN, NBC, The Infatuation, and Forbes and has taken points-fueled trips to Sri Lanka, Sicily, and Myanmar.

LEARN MORE
Michael Y. Park Picture

Michael Y. Park

Senior Editor & Content Contributor

Michael Y. Park is a journalist living in New York City. He’s traveled through Afghanistan disguised as a Hazara Shi’ite, slept with polar bears on the Canadian tundra, picnicked with the king and queen of Malaysia, tramped around organic farms in Cuba, ridden the world’s longest train through the Sahara, and choked down gasoline clams in North Korea.

LEARN MORE

Explore Our Top Content

How We Work

Disclaimer:

Upgraded Points, LLC and its website, UpgradedPoints.com, provides information on credit cards, reward programs, travel information and ancillary information concerning travel and credit cards. The information provided is for informational purposes only and should not be considered financial, tax or legal advice.

Upgraded Points, LLC uses reasonable efforts to maintain accurate information on the site — and prior to applying for any credit card offers found on UpgradedPoints.com, all visitors should review other features of such credit cards including but not limited to interest rates, annual fees and transaction fees, and should determine the suitability of such credit cards considering their own individual financial position.

Advertiser Disclosure:

Many of the credit card offers that appear on this site are from credit card companies from which we receive compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). This site does not include all credit card companies or all available credit card offers. For more information on our advertisers and how we make money, see our advertising policy here. In addition, as an Amazon Associate we earn from qualifying purchases.

Editorial Disclosure:

The content featured on UpgradedPoints.com has not been influenced, provided, or reviewed by the credit card companies mentioned. Any and all options, reviews, comments and analyses are the responsibility of the author(s) and not any Advertiser or credit card issuer.