Amex Platinum Card – How To Maximize the Monthly Uber Cash [2025]

The Platinum Card^® from American Express is one of the best and most sought after travel rewards cards on the market. Likewise, Uber is one of the leaders when it comes to ridesharing and food delivery services, so the fact that all Amex Platinum cardholders receive monthly Uber Cash is a perfect match.

Each month, Amex Platinum cardholders receive $15 in Uber Cash, plus $35 in the month of December, for a total of $200 Uber Cash each year. But how exactly do these credits work, and what sort of purchases can they be used for? This guide covers all of that and more!

Overview of the Amex Platinum Card

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The Platinum Card^® from American Express

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The Amex Platinum reigns supreme for luxury travel, offering the best airport lounge access plus generous statement credits, and complimentary elite status.

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The Platinum Card^® from American Express

The Amex Platinum reigns supreme for luxury travel, offering the best airport lounge access plus generous statement credits, and complimentary elite status.

Welcome Offer

You may be eligible for as high as 175,000 Membership Rewards^® Points after spending $8,000 in eligible purchases on your new Card in your first 6 months of Membership. Welcome offers vary and you may not be eligible for an offer.

As High As 175,000 Points. Find Out Your Offer.

UP's Offer Valuation*:

Up to $3,850

Annual Fee

$695

APR

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Credit Recommended

Upgraded Points credit ranges are a variation of FICO^®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.

Good to Excellent

Why We Like This Card

When it comes to cards that offer top-notch benefits, you’d be hard-pressed to find a better card out there than The Platinum Card^® from American Express.

Make no mistake — the Amex Platinum card is a premium card with a premium price tag. With amazing benefits like best-in-class airport lounge access, hotel elite status, and tremendous value in annual statement credits, it can easily prove to be one of the most lucrative cards in your wallet year after year.

Pros & Cons

Pros

• The best airport lounge access out of any card (by far) — enjoy access to over 1,400 worldwide lounges, including the luxurious Amex Centurion Lounges, Priority Pass lounges (enrollment required), Plaza Premium Lounges, and many more!
• 5x points per dollar spent on flights purchased directly with the airline or with AmexTravel.com (up to $500,000 per year)
• 5x points per dollar spent on prepaid hotels booked with AmexTravel.com

Cons

• $695 annual fee (rates and fees)
• Airline credit does not cover airfare (only incidentals like checked bags)

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Card Highlights

• You may be eligible for as high as 175,000 Membership Rewards^® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
• Earn 5X Membership Rewards^® Points for flights booked directly with airlines or with American Express Travel^® up to $500,000 on these purchases per calendar year and earn 5X Membership Rewards^® Points on prepaid hotels booked with American Express Travel^®.
• $200 Hotel Credit: Get up to $200 back in statement credits each year on prepaid Fine Hotels + Resorts^® or The Hotel Collection bookings through American Express Travel using your Platinum Card^®. The Hotel Collection requires a minimum two-night stay.
• $240 Digital Entertainment Credit: Get up to $20 back in statement credits each month on eligible purchases made with your Platinum Card^® on one or more of the following: Disney+, a Disney+ bundle, ESPN+, Hulu, The New York Times, Peacock, and The Wall Street Journal. Enrollment required.
• Enjoy the benefits of the Global Lounge Collection, with over $500 of annual value if you visit Centurion Lounges and each of our partner lounges including Delta Sky Club^® lounges when flying an eligible Delta flight (subject to visit limitations) , select Lufthansa lounges when flying Lufthansa, Plaza Premium lounges and Escape Lounges, and enroll in Priority Pass Select. See terms.
• A Walmart+ membership can get you free shipping with no order minimum on eligible items shipped by Walmart. Use your Platinum Card^® to pay for a monthly Walmart+ membership (subject to auto-renewal) and receive one statement credit for up to $12.95 (plus applicable taxes. Plus Ups not eligible) each month. Free Shipping excludes most Marketplace items, freight & certain location surcharges. Paramount+ Essential plan only, separate registration required.
• $200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees are charged by the airline to your Platinum Card^® Account. American Express relies on airlines to submit the correct information on airline transactions to identify incidental fee purchases. If you do not see a credit for a qualifying incidental purchase on your eligible Card after 8 weeks, simply call the number on the back of your Card. Qualifying airlines are subject to change. See terms & conditions for more details.
• $200 Uber Cash: Platinum Card^® Members can ride or dine in style with $15 in Uber Cash each month, plus a bonus $20 in December after adding their Card to their Uber account. Use your Uber Cash on rides and orders in the U.S. when you select an Amex Card for your transaction.
• $199 CLEAR^® Plus Credit: CLEAR^® Plus helps get you to your gate faster by using unique facial attributes to verify you are you at 50+ airports nationwide. Receive up to $199 in statement credits per calendar year after you pay for your CLEAR Plus Membership (subject to auto-renewal) with the Platinum Card^®.
• Receive either a $120 statement credit every 4 years for a Global Entry application fee or a statement credit up to $85 every 4.5 years for a TSA PreCheck^® (through a TSA official enrollment provider) application fee, when charged to your Platinum Card^®. Card Members approved for Global Entry will also receive access to TSA PreCheck at no additional cost.
• Shop Saks with Platinum: Get up to $100 in statement credits annually for purchases in Saks Fifth Avenue stores or at saks.com on your Platinum Card^®. That's up to $50 in statement credits semi-annually. Enrollment required.
• Use Global Dining Access by Resy to access premium dining experiences. Receive Priority Notify and unlock insider access to some of the world's most sought-after restaurants with Global Dining Access by Resy. Download the Resy iOS app or log into Resy.com and add your Platinum Card^® to your Resy profile to take advantage of your special benefits and discover restaurants near you.
• $695 annual fee.
• Terms Apply.

Financial Snapshot

• APR: See Pay Over Time APR
• Foreign Transaction Fees: None

Rewards Center

American Express Membership Rewards

The Amex Platinum card is a crowd favorite in the points and miles community — and good reason. The Amex Platinum card comes jam-packed with lots of excellent travel and lifestyle benefits that make it extremely rewarding to be a cardmember. Here is a look at some of the best benefits of the Amex Platinum card.

Key Benefits of Amex Platinum Card

• Up to $200 in annual Uber Cash
• 5x points per $1 spent on flights purchased directly with the airline or at AmexTravel.com
• Up to $200 annual airline fee credit
• Up to $100 annual Saks Fifth Avenue credit
• Best in class lounge access: Amex Centurion Lounges, Priority Pass lounges upon enrollment, Plaza Premium Lounges, Escape Lounges, and 10 visits a year to Delta Sky Clubs when flying Delta the same day (plus the ability to unlock unlimited visits)
• Hilton Honors Gold and Marriott Bonvoy Gold Elite status upon enrollment
• TSA PreCheck or Global Entry credit

How Amex Platinum Card Uber Cash Work

Setting up your Uber Cash isn’t as difficult as you might think. All you have to do is link your Amex Platinum card as a payment method on your Uber or Uber Eats account in the Wallet section of the Uber app and the funds will be deposited into your account automatically on the first of each month.

Once you’ve linked your account, and your credits have been deposited, these credits will automatically be applied to your next U.S. Uber Eats or U.S. ride purchase. Don’t have enough Uber Cash to cover the entire purchase? No problem! You can apply all of the credits you have in your account as 1 part of the payment method and cover the rest with a linked credit card.

An Amex Card must be selected as the payment method for your Uber or Uber Eats transaction to redeem the Amex Uber Cash benefit.

4 Ways To Use Your Uber Cash

If you thought you could only use Uber Cash for Uber rides, you thought wrong. Here are all of the ways you can put Uber Cash to good use.

1. U.S. Uber Rides

Unsurprisingly, the most obvious way to use your Uber Cash is for free, or discounted, rides with the ridesharing platform. This includes every type of ride service that Uber offers. So whether you want a standard UberX, a shared Uber Pool, or a luxurious Uber Black ride, you can apply your Uber Cash to the purchase.

Hot Tip: Prefer a greener option? Uber also offers electric bikes and electric scooters in select cities, providing another option to the traditional rideshare model. And you guessed it — you can use your Uber Cash for these, too!

2. U.S. Uber Eats

Another great way to use your monthly Uber Cash is through Uber Eats. This is especially helpful for those who don’t take Ubers often because everyone has got to eat!

Your monthly Uber Cash can be applied to both pickup and delivery orders at every restaurant offered on the Uber Eats app in your location. Uber Eats doesn’t just deliver food, though — you can also get alcohol delivery, too, from participating restaurants.

3. U.S. Uber Groceries

Uber has recently launched a grocery delivery service, although it is currently only available in Dallas, Miami, and New York, along with select Canadian and Latin American cities, though they plan to roll out the service to more cities in the near future.

For those that have ever used a service like Instacart, Uber Groceries effectively operates in the exact same way, allowing you to do all of your grocery shopping at home from your phone with everything delivered straight to your door.

4. Gift Your Credits

Don’t plan to use your Uber Cash this month? You can make a kind gesture and gift it to someone else! While you’re not able to just transfer your Uber Cash to someone else’s account, you can just as easily place an order through your account for someone else, whether that be a ride through Uber or ordering them a meal through Uber Eats.

Final Thoughts

Whether you prefer a free meal each month or rides to the airport for your next trip, you have multiple solid options when it comes to how you redeem your Amex Platinum card’s Uber Cash each month. If you’re someone that already uses these services often and you don’t currently have the Amex Platinum card, we strongly suggest that you consider adding it to your wallet.