What is the best credit card for Priority Pass lounge access?

The best credit card for Priority Pass lounge access is the card that has other benefits you will use, has an annual fee you’re comfortable paying, and spending categories that match your expenses. If you travel frequently and enjoy luxury travel perks, the Amex Platinum card offers the broadest lounge access with its Amex Global Lounge Collection network. If you travel occasionally but lounge access is important, you may select a card with a lower annual fee and a select number of passes. If you travel frequently with family, you may select a card such as the Capital One Venture X card that allows lounge access for your authorized users, which could cover your entire immediate family.

Is there a credit card with no annual fee that has priority pass lounge access?

Yes. The U.S. Bank Altitude Connect card provides a complimentary Priority Pass Select membership with 4 free visits each year. Additional visits during the year cost $35.

What is the difference between Priority Pass and Priority Pass Select?

Priority Pass is the name of the lounge membership program. The program is owned by the Collinson Group of companies. Priority Pass Select is the lounge membership product that comes with travel rewards credit cards. To illustrate, you can purchase a Priority Pass membership directly from the Priority Pass program. You receive a complimentary Priority Pass Select membership with your credit card. The term “Priority Pass Select” simply differentiates the card-provided membership from the paid “Priority Pass” membership.

How much do guests cost?

Most credit cards that offer the Priority Pass Select membership allow 2 additional guests at no cost. Some cards have written in their terms and conditions that starting with the third guest, the charge is based on the Standard Priority Plan rate, which is currently $35 per person, per visit. Other cards have a discounted rate of $27 per person, per visit for the third guest and beyond. A few cards offer unlimited guests at no additional charge. When you register for Priority Pass membership with your card, the number of guests you can bring and the amount you will be charged for guests will be fully disclosed. You can also review the Priority Pass membership details in the information displayed before you select a card or check the terms and conditions in your card benefits guide when you receive your card.

Are drinks free with Priority Pass?

Alcoholic and non-alcoholic drinks are provided at no charge in Priority Pass lounges. Additionally, eligible cardholders that dine at a Priority Pass designated restaurant can receive a credit for food and drink by showing their membership card, up to $30 per person.

Can I use my credit card to access a Priority Pass lounge?

With the exception of the Capital One Venture X card, you cannot use your credit card to access a Priority Pass lounge. You must present your physical Priority Pass Select membership card or your digital membership card, which can be found on the Priority Pass app. You will also need to present your boarding pass and ID. Not all credit cards offer the digital form of the membership card. The majority of lounges accept digital membership cards, but some do not.

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The 7+ Best Credit Cards That Get You Priority Pass Lounge Access [2025]

Updated: August 20, 2025, 7:57am CDT

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Table of Contents

What Is Priority Pass?
The 7 Best Cards That Offer Priority Pass Lounge Access — Overview
Best Personal Cards
Best Business Cards
The Benefits of a Priority Pass Membership
How To Use Your Priority Pass Membership
Final Thoughts

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Whether you use the airport lounge for business or leisure travel, chances are you appreciate the value of having access to a lounge when traveling.

Fortunately, there are plenty of ways to secure airport lounge access and the related benefits of a Priority Pass membership without having to purchase one. The membership is complimentary with several premium travel rewards credit cards.

In this article, you will find all the information you need on the Priority Pass lounge network, the amenities and services the membership includes, and which credit cards are best for getting complimentary or discounted access.

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The 7 Best Cards That Offer Priority Pass Lounge Access

The Platinum Card^® from American Express — Best for Worldwide Lounge Access
Capital One Venture X Rewards Credit Card — Best for Priority Pass & Capital One Lounges, Authorized User Access
Chase Sapphire Reserve^® — Best for Priority Pass & Sapphire Lounge Access
Marriott Bonvoy Brilliant^® American Express^® Card — Best for Lounge Access & Mid-Tier Hotel Elite Status
U.S. Bank Altitude^® Connect Visa Signature^® Card — Best No-Annual-Fee Card for Priority Pass Lounge Visits
The Business Platinum Card^® from American Express — Best Business Card for Worldwide Lounge Access
Capital One Venture X Business CardInformation collected independently. Not reviewed by Capital One.< --- Best Business Card for Priority Pass Restaurants

What Is Priority Pass?

Priority Pass has been around for over 30 years, providing a worldwide network of airport lounges.

The program’s founder watched as business class passengers enjoyed lounge access while he endured the “chaos of the departure hall.” He then created Priority Pass, a program that would offer airport lounge access, regardless of your class of travel or the airline you were flying.

The Priority Pass network has expanded to include dining facilities, spa experiences, retail offers, and access to Be Relax Spa and Minute Suites locations.

The Priority Pass worldwide network of lounges and associated properties spans nearly 150 countries, over 500 cities, and over 1,400 facilities. This dominant global footprint means you’re sure to find a lounge throughout your travels.

You can purchase a Priority Pass membership directly or receive a Priority Pass Select membership as a benefit on a travel rewards credit card.

The 7 Best Cards That Offer Priority Pass Lounge Access — Overview

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Card	Welcome Offer and Annual Fee	Priority Pass Lounge Access
The Platinum Card^® from American Express	NEW OFFERAs High As 175,000 Points. Find Out Your Offer.The Platinum Card^® from American ExpressYou may be eligible for as high as 175,000 Membership Rewards^® Points after spending $8,000 in eligible purchases on your new Card in your first 6 months of Membership. Welcome offers vary and you may not be eligible for an offer. Annual fee of $695 (rates & fees)	Access to 1,400+ worldwide lounges, including Amex Centurion Lounge, Priority Pass (upon enrollment), 10 visits a year to Delta Sky Club (when flying Delta, plus the ability to unlock unlimited visits), and more Allows access for the cardholder plus up to 2 additional guests
Capital One Venture X Rewards Credit Card	75,000 milesCapital One Venture X Rewards Credit CardEarn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel. Annual fee of $395	Priority Pass lounge and Capital One Lounge access
Chase Sapphire Reserve^®	125,000 pointsChase Sapphire Reserve^®Earn 125,000 bonus points after you spend $6,000 on purchases in the first 3 months from account opening. Annual fee of $795	Priority Pass lounge access and Chase Sapphire Lounge Allows access for the cardholder plus up to 2 additional guests
Marriott Bonvoy Brilliant^® American Express^® Card	LIMITED TIME OFFER185,000 pointsMarriott Bonvoy Brilliant^® American Express^® CardEarn 185,000 Marriott Bonvoy^® bonus points after you use your new Card to make $6,000 in purchases within the first 6 months of Card Membership. Annual fee of $650 (rates & fees)	Priority Pass™ Select lounge access (enrollment required) Allows access for the cardholder plus up to 2 additional guests
U.S. Bank Altitude^® Connect Visa Signature^® Card	LIMITED TIME OFFER30,000 pointsU.S. Bank Altitude^® Connect Visa Signature^® CardEarn 30,000 bonus points when you spend $1,000 in eligible net purchases within the first 90 days of account opening. Annual fee of $0	Priority Pass Select membership with 4 free visits per year $35 per visit after 4 free visits
The Business Platinum Card^® from American Express	150,000 pointsThe Business Platinum Card^® from American ExpressEarn 150,000 Membership Rewards^® points after you spend $20,000 in eligible purchases on the Card within the first 3 months of Card Membership. Annual fee of $695 (rates & fees)	Access to over 1,400 worldwide lounges, including Amex Centurion Lounge, Priority Pass (upon enrollment), and more Allows access for the cardholder plus up to 2 additional guests
Capital One Venture X Business CardInformation collected independently. Not reviewed by Capital One.	150,000 milesCapital One Venture X Business CardEarn 150,000 bonus miles once you spend $30,000 in the first 3 months from account opening. Annual fee of $395	Priority Pass lounge access and Capital One Lounge Priority Pass restaurant credits (Mastercard version only)

Best Personal Cards

Amex Platinum Card (Staff Favorite, Best for Worldwide Lounge Access)

NEW OFFER

Terms Apply / Rates & Fees

The Platinum Card^® from American Express

U.P. Rating

The Amex Platinum reigns supreme for luxury travel, offering the best airport lounge access plus generous statement credits, and complimentary elite status.

Apply Now(at Amex's secure site)

Apply With Confidence

Know if you're approved with no credit score impact

If you're approved and accept this Card, your credit score may be impacted.

The Platinum Card^® from American Express

The Amex Platinum reigns supreme for luxury travel, offering the best airport lounge access plus generous statement credits, and complimentary elite status.

Welcome OfferYou may be eligible for as high as 175,000 Membership Rewards® Points after spending $8,000 in eligible purchases on your new Card in your first 6 months of Membership. Welcome offers vary and you may not be eligible for an offer.
As High As 175,000 Points. Find Out Your Offer.

UP's Offer Valuation*:
Up to $3,850

Annual Fee

$695

APR

See Pay Over Time APR

Credit Recommended

Good to Excellent

Why We Like This Card

When it comes to cards that offer top-notch benefits, you’d be hard-pressed to find a better card out there than The Platinum Card^® from American Express.

Make no mistake — the Amex Platinum card is a premium card with a premium price tag. With amazing benefits like best-in-class airport lounge access, hotel elite status, and tremendous value in annual statement credits, it can easily prove to be one of the most lucrative cards in your wallet year after year.

Pros & Cons

Pros

The best airport lounge access out of any card (by far) — enjoy access to over 1,400 worldwide lounges, including the luxurious Amex Centurion Lounges, Priority Pass lounges (enrollment required), Plaza Premium Lounges, and many more!
5x points per dollar spent on flights purchased directly with the airline or with AmexTravel.com (up to $500,000 per year)
5x points per dollar spent on prepaid hotels booked with AmexTravel.com

Cons

$695 annual fee (rates and fees)
Airline credit does not cover airfare (only incidentals like checked bags)

Read Full Review

Card Highlights

You may be eligible for as high as 175,000 Membership Rewards^® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
Earn 5X Membership Rewards^® Points for flights booked directly with airlines or with American Express Travel^® up to $500,000 on these purchases per calendar year and earn 5X Membership Rewards^® Points on prepaid hotels booked with American Express Travel^®.
$200 Hotel Credit: Get up to $200 back in statement credits each year on prepaid Fine Hotels + Resorts^® or The Hotel Collection bookings through American Express Travel using your Platinum Card^®. The Hotel Collection requires a minimum two-night stay.
$240 Digital Entertainment Credit: Get up to $20 back in statement credits each month on eligible purchases made with your Platinum Card^® on one or more of the following: Disney+, a Disney+ bundle, ESPN+, Hulu, The New York Times, Peacock, and The Wall Street Journal. Enrollment required.
Enjoy the benefits of the Global Lounge Collection, with over $500 of annual value if you visit Centurion Lounges and each of our partner lounges including Delta Sky Club^® lounges when flying an eligible Delta flight (subject to visit limitations) , select Lufthansa lounges when flying Lufthansa, Plaza Premium lounges and Escape Lounges, and enroll in Priority Pass Select. See terms.
A Walmart+ membership can get you free shipping with no order minimum on eligible items shipped by Walmart. Use your Platinum Card^® to pay for a monthly Walmart+ membership (subject to auto-renewal) and receive one statement credit for up to $12.95 (plus applicable taxes. Plus Ups not eligible) each month. Free Shipping excludes most Marketplace items, freight & certain location surcharges. Paramount+ Essential plan only, separate registration required.
$200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees are charged by the airline to your Platinum Card^® Account. American Express relies on airlines to submit the correct information on airline transactions to identify incidental fee purchases. If you do not see a credit for a qualifying incidental purchase on your eligible Card after 8 weeks, simply call the number on the back of your Card. Qualifying airlines are subject to change. See terms & conditions for more details.
$200 Uber Cash: Platinum Card^® Members can ride or dine in style with $15 in Uber Cash each month, plus a bonus $20 in December after adding their Card to their Uber account. Use your Uber Cash on rides and orders in the U.S. when you select an Amex Card for your transaction.
$199 CLEAR^® Plus Credit: CLEAR^® Plus helps get you to your gate faster by using unique facial attributes to verify you are you at 50+ airports nationwide. Receive up to $199 in statement credits per calendar year after you pay for your CLEAR Plus Membership (subject to auto-renewal) with the Platinum Card^®.
Receive either a $120 statement credit every 4 years for a Global Entry application fee or a statement credit up to $85 every 4.5 years for a TSA PreCheck^® (through a TSA official enrollment provider) application fee, when charged to your Platinum Card^®. Card Members approved for Global Entry will also receive access to TSA PreCheck at no additional cost.
Shop Saks with Platinum: Get up to $100 in statement credits annually for purchases in Saks Fifth Avenue stores or at saks.com on your Platinum Card^®. That's up to $50 in statement credits semi-annually. Enrollment required.
Use Global Dining Access by Resy to access premium dining experiences. Receive Priority Notify and unlock insider access to some of the world's most sought-after restaurants with Global Dining Access by Resy. Download the Resy iOS app or log into Resy.com and add your Platinum Card^® to your Resy profile to take advantage of your special benefits and discover restaurants near you.
$695 annual fee.
Terms Apply.

Financial Snapshot

APR: See Pay Over Time APR
Foreign Transaction Fees: None

Rewards Center

American Express Membership Rewards

Hot Tip: Apply and find out if you’re eligible for a welcome bonus offer of as high as 175,000 points with the Amex Platinum. Welcome offers may vary and you may not be eligible for an offer.

When it comes to complimentary worldwide lounge access, the Amex Platinum card is king.

While the Amex Platinum card includes access to other lounges in the Amex Global Lounge Collection — such as the Centurion Lounges, 10 visits a year to Delta Sky Club (if flying with Delta, plus the ability to unlock unlimited visits), Escape Lounges – The Centurion Studio Partner, select Lufthansa Lounges, Plaza Premium Lounges, and select Virgin Clubhouses — the largest network available is by far Priority Pass.

One of the best features of the Amex Platinum card is that authorized users receive the same complimentary Priority Pass lounge membership as the primary cardholder upon enrollment. Authorized users cost $195 per card (rates & fees).

Authorized users can each bring an additional 2 guests into the lounge for no charge. Additional guests beyond that will have to pay at the Priority Pass Standard Program rate of $35 per person, per visit.

Note that Priority Pass memberships from U.S.-issued American Express cards no longer include restaurants (“non-lounge airport experiences”).

Capital One Venture X Card (Best for Priority Pass & Capital One Lounges, Authorized User Access)

Capital One Venture X Rewards Credit Card

U.P. Rating

The Capital One Venture X card is an excellent option for travelers looking for an all-in-one premium credit card.

Capital One Venture X Rewards Credit Card

The Capital One Venture X card is an excellent option for travelers looking for an all-in-one premium credit card.

Welcome OfferEarn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel.
75,000 miles

UP's Offer Valuation*:
$1,350

Annual Fee

$395

APR

Purchases: 19.99% - 29.24% (Variable)

Credit Recommended

Excellent (740-840)

Why We Like This Card

The Capital One Venture X Rewards Credit Card is the premium Capital One travel rewards card on the block.

Points and miles fans will be surprised to see that the Capital One Venture X card packs quite the punch when it comes to bookings made through Capital One, all while offering the lowest annual fee among premium credit cards.

Depending on your travel goals and preferences, the Capital One Venture X card could very well end up being your go-to card in your wallet.

Pros & Cons

Pros

10x miles per $1 on hotels and rental cars purchased through Capital One Travel
5x miles per $1 on flights and vacation rentals purchased through Capital One Travel
2x miles per $1 on all other purchases

Cons

$395 annual fee
Does not offer bonus categories for flights or hotel purchases made directly with the airline or hotel group, the preferred booking method for those looking to earn elite status

Read Full Review

Card Highlights

Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel
Receive a $300 annual credit for bookings through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
Get 10,000 bonus miles (equal to $100 towards travel) every year, starting on your first anniversary
Earn unlimited 10X miles on hotels and rental cars booked through Capital One Travel and 5X miles on flights and vacation rentals booked through Capital One Travel
Earn unlimited 2X miles on all other purchases
Enjoy access to 1,300+ lounges worldwide, including Capital One Lounge locations and Priority Pass™ lounges, after enrollment
Use your Venture X miles to easily cover travel expenses, including flights, hotels, rental cars and more—you can even transfer your miles to your choice of 15+ travel loyalty programs
Enjoy a $100 experience credit and other premium benefits with every hotel and vacation rental booked from the Premier Collection
Receive up to a $120 credit for Global Entry or TSA PreCheck^®

Financial Snapshot

APR: Purchases: 19.99% - 29.24% (Variable)
Foreign Transaction Fees: None

Rewards Center

Capital One Miles

A close contender behind the Amex Platinum card, the Capital One Venture X card offers the distinct benefit of providing the primary cardholder a complimentary Priority Pass Select membership. Unlike the Amex Platinum card, you can add authorized users for no additional cost — making this a very lucrative benefit for those who can use it.

In addition to Priority Pass lounges, the Capital One Venture X card includes access to Capital One Lounges.

Chase Sapphire Reserve Card (Best for Priority Pass & Sapphire Lounge Access)

Terms Apply / Rates & Fees

Chase Sapphire Reserve^®

U.P. Rating

A top player in the high-end premium travel credit card space that earns points on travel and dining while offering top luxury perks.

Apply Now(at Chase's secure site)

Chase Sapphire Reserve^®

A top player in the high-end premium travel credit card space that earns points on travel and dining while offering top luxury perks.

Welcome OfferEarn 125,000 bonus points after you spend $6,000 on purchases in the first 3 months from account opening.
125,000 points

UP's Offer Valuation*:
$2,500

Annual Fee

$795

APR

20.24% - 28.74% Variable

Credit Recommended

Excellent

Why We Like This Card

If you’re looking for an all-around excellent travel rewards card, the Chase Sapphire Reserve^® is one of the best options.

The card combines elite travel benefits and perks like worldwide airport lounge access, with excellent point earning and redemption options. Plus, it offers top-notch travel insurance protections to cover you at home or on the road.

Don’t forget the more than $2,000 in annual credits, which can offset the annual fee!

Pros & Cons

Pros

8x points on all Chase Travel purchases
5x points on Lyft rides
4x points on flights and hotels booked directly

Cons

$795 annual fee

Read Full Review

Card Highlights

Earn 125,000 bonus points after you spend $6,000 on purchases in the first 3 months from account opening.
Get more than $2,700 in annual value with Sapphire Reserve.
Earn 8x points on all purchases through Chase Travel℠, including The Edit℠ and 4x points on flights and hotels booked direct. Plus, earn 3x points on dining worldwide & 1x points on all other purchases
$300 annual travel credit as reimbursement for travel purchases charged to your card each account anniversary year.
Access over 1,300 airport lounges worldwide with a complimentary Priority Pass™ Select membership, plus every Chase Sapphire Lounge^® by The Club with two guests. Plus, up to $120 towards Global Entry, NEXUS, or TSA PreCheck^® every 4 years
Get up to $150 in statement credits every six months for a maximum of $300 annually for dining at restaurants that are part of Sapphire Reserve Exclusive Tables.
Count on Trip Cancellation/Interruption Insurance, Auto Rental Coverage, Lost Luggage Insurance, no foreign transaction fees, and more.
Get complimentary Apple TV+, the exclusive streaming home of Apple Originals. Plus Apple Music — all the music you love, across all your devices. Subscriptions run through 6/22/27 — a value of $250 annually
Member FDIC

Financial Snapshot

APR: 20.24% - 28.74% Variable
Foreign Transaction Fees: None

Rewards Center

Chase Ultimate Rewards

The Chase Sapphire Reserve card is a premium travel rewards card offering plenty of travel benefits, including travel statement credits, elevated earnings on travel purchases, and complimentary lounge access to Priority Pass lounges. The card also has access to Chase Sapphire Lounge by The Club and the Chase Sapphire Terrace.

Just like the Amex Platinum card, authorized users receive the same Priority Pass Select membership as primary cardholders. This includes unlimited access plus 2 additional guests at no charge. Additional guests are then charged at the discounted rate of $27 per person, per visit.

It costs $195 for each authorized user you add to your Chase Sapphire Reserve card, but that can be a good value for unlimited Priority Pass lounge access and the ability to bring 2 guests.

Hot Tip: Adding an authorized user to the Amex Platinum card or Chase Sapphire Reserve card can give the additional cardholder unlimited Priority Pass Select membership, which includes the option to bring 2 additional guests.

Marriott Bonvoy Brilliant Card (Best for Lounge Access & Mid-Tier Hotel Elite Status)

LIMITED TIME OFFER

Terms Apply / Rates & Fees

Marriott Bonvoy Brilliant^® American Express^® Card

U.P. Rating

A premium card for Marriott fans who want perks like an annual statement credit and Free Night Award, plus a fast track to Marriott elite status.

Apply Now(at Amex's secure site)

Apply With Confidence

Know if you're approved with no credit score impact

If you're approved and accept this Card, your credit score may be impacted.

Marriott Bonvoy Brilliant^® American Express^® Card

A premium card for Marriott fans who want perks like an annual statement credit and Free Night Award, plus a fast track to Marriott elite status.

Welcome OfferEarn 185,000 Marriott Bonvoy® bonus points after you use your new Card to make $6,000 in purchases within the first 6 months of Card Membership.
185,000 points

UP's Offer Valuation*:
Up to   $1,295

Annual Fee

$650

APR

20.24%-29.24% Variable

Credit Recommended

Good to Excellent

Why We Like This Card

The Marriott Bonvoy Brilliant^® American Express^® Card is a premium card designed with road warriors and Marriott Bonvoy loyalists in mind.

So is the card a worthwhile addition to your wallet?

Pros & Cons

Pros

6x points per $1 at hotels participating in Marriott Bonvoy program
3x points per $1 on flights booked directly with airlines and restaurants worldwide
2x points per $1 on all other purchases

Cons

Steep annual fee of $650 (rates & fees)
6x points per $1 is the same earn rate offered with lower annual fee alternatives like the Marriott Bonvoy Bevy^® American Express^® Card

Read Full Review

Card Highlights

Earn 185,000 Marriott Bonvoy^® bonus points after you use your new Card to make $6,000 in purchases within the first 6 months of Card Membership.
$300 Brilliant Dining Credit: Each calendar year, get up to $300 (up to $25 per month) in statement credits for eligible purchases made on the Marriott Bonvoy Brilliant^® American Express^® Card at restaurants worldwide.
With Marriott Bonvoy^® Platinum Elite Status, you can receive room upgrades, including enhanced views or suites, when the stay is booked with a Qualifying Rate at hotels that participate in Marriott Bonvoy, subject to availability upon check-in.
Earn 6X Marriott Bonvoy^® points for each dollar of eligible purchases at hotels participating in Marriott Bonvoy^®. Earn 3X Marriott Bonvoy^® points at restaurants worldwide and on flights booked directly with airlines and 2X Marriott Bonvoy^® points on all other eligible purchases made on the Marriott Bonvoy Brilliant^® American Express^® Card.
Free Night Award: Receive 1 Free Night Award every year after your Card renewal month. Award can be used for one night (redemption level at or under 85,000 Marriott Bonvoy^® points) at hotels participating in Marriott Bonvoy^®. Certain hotels have resort fees.
Each calendar year after spending $60,000 on eligible purchases on your Marriott Bonvoy Brilliant^® American Express^® Card, you will be eligible to select a Brilliant Earned Choice Award benefit. You can only earn one Brilliant Earned Choice Award per calendar year. See https://www.choice-benefit.marriott.com/brilliant for Award options.
$100 Marriott Bonvoy^® Property Credit: Enjoy your stay. Receive up to a $100 property credit for qualifying charges at The Ritz-Carlton^® or St. Regis^® when you book direct using a special rate for a two-night minimum stay using your Card.
Fee Credit for Global Entry or TSA PreCheck^®: Receive either a statement credit every 4 years after you apply for Global Entry ($120) or a statement credit every 4.5 years after you apply for a five-year membership for TSA PreCheck^® (up to $85 through a TSA PreCheck official enrollment provider) and pay the application fee with your Marriott Bonvoy Brilliant^® American Express^® Card. If approved for Global Entry, at no additional charge, you will receive access to TSA PreCheck.
Each calendar year with your Marriott Bonvoy Brilliant^® American Express^® Card you can receive 25 Elite Night Credits toward the next level of Marriott Bonvoy^® Elite status. Limitations apply per Marriott Bonvoy member account. Benefit is not exclusive to Cards offered by American Express.
Enroll in Priority Pass™ Select, which offers unlimited airport lounge visits to over 1,200 lounges in over 130 countries, regardless of which carrier or class you are flying. This allows you to relax before or between flights. You can enjoy snacks, drinks, and internet access in a quiet, comfortable location.
No Foreign Transaction Fees on international purchases.
With Cell Phone Protection*, you can be reimbursed, the lesser of, your repair or replacement costs following damage, such as a cracked screen, or theft for a maximum of $800 per claim when your cell phone line is listed on a wireless bill and the prior month's wireless bill was paid by an Eligible Card Account. A $50 deductible will apply to each approved claim with a limit of 2 approved claims per 12-month period. Additional terms and conditions apply. *Coverage is provided by New Hampshire Insurance Company, an AIG Company.
$650 Annual Fee.
Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.
Terms Apply.

Financial Snapshot

APR: 20.24%-29.24% Variable
Foreign Transaction Fees: None

Rewards Center

Marriott Bonvoy

With complimentary elite status, and a free hotel night each card anniversary, the Marriott loyalist will enjoy all of the perks of the premium Marriott Bonvoy Brilliant card.

In addition, the primary cardholder receives complimentary Priority Pass™ Select membership that provides unlimited access to Priority Pass lounges (upon enrollment). The primary cardholder can also bring 2 additional guests.

According to the terms and conditions on the card, any additional guests above the 2 complimentary guests are charged at the standard Priority Pass membership rate, which would be $35 per person, per visit.

Authorized users do not receive Priority Pass Select membership.

Note that Priority Pass memberships from U.S.-issued American Express cards no longer include restaurants (“non-lounge airport experiences”).

U.S. Bank Altitude Connect Card (Best for Free Lounge Visits & No Annual Fee)

LIMITED TIME OFFER

Terms Apply / Rates & Fees

U.S. Bank Altitude^® Connect Visa Signature^® Card

U.P. Rating

Earn big on travel, plus everyday earning on everyday purchases.

U.S. Bank Altitude^® Connect Visa Signature^® Card

Earn big on travel, plus everyday earning on everyday purchases.

Welcome OfferEarn 30,000 bonus points when you spend $1,000 in eligible net purchases within the first 90 days of account opening.
30,000 points

Annual Fee

APR

0% intro APR on purchases and balance transfers for the first 15 billing cycles, then a variable APR of 18.24% - 28.24% applies.

Why We Like This Card

The information regarding the U.S. Bank Altitude^® Connect Visa Signature^® Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer.

The U.S. Bank Altitude Connect card is an excellent $0-annual-fee cash-back rewards card that offers 6 different bonus categories, airport lounge access, a Global Entry or TSA PreCheck credit, and more.

Pros & Cons

Pros

5x points on prepaid hotels and car rentals booked directly in the Altitude Rewards Center
4x points on travel
4x points at gas stations and EV charging stations (on your first $1,000 each quarter)

Cons

Does not earn transferable rewards
Award redemptions are capped at 1 cent per point

Read Full Review

Card Highlights

Earn 30,000 bonus points when you spend $1,000 in eligible net purchases within the first 90 days of account opening.
5X points on prepaid hotels and car rentals booked directly in the Altitude Rewards Center.
4X points on travel.
4X points at gas stations and EV charging stations (on the first $1,000 each quarter).
2X points on streaming services.
2X points at grocery stores, grocery delivery, and dining.
Receive up to $100 in statement credits for reimbursement toward your TSA PreCheck^® or Global Entry^® application fee once every four years.
1X points on all other eligible purchases.
Points never expire.
Pay over time by splitting eligible purchases of $100+ into equal monthly payments with a U.S. Bank ExtendPay™ Plan.
Terms and conditions apply.

Financial Snapshot

APR: 0% intro APR on purchases and balance transfers for the first 15 billing cycles, then a variable APR of 18.24% - 28.24% applies.
Foreign Transaction Fees: None

If you don’t need lounge access often and do not want to transfer points to airlines or hotels, the U.S. Bank Altitude Connect card may be a good choice. Even with a $0 annual fee, it provides a complimentary membership to Priority Pass Select with 4 free visits per year. Once you have used up your free visits, the cost is $35 per visit.

You do not get to bring a guest at no charge with your free visits, but you can use one of your free visits for them.

The card is also helpful when your flight is delayed, thanks to its free SmartDelay benefit. With SmartDelay, you and up to 3 of your traveling companions may receive complimentary lounge access at one of 1,700+ airport lounges in more than 500 airports in over 100 countries during a significant delay.

Other travel benefits include no foreign transaction fees, Global Entry or TSA PreCheck application credit of up to $100 every four years, complimentary GigSky global mobile data plans, trip cancelation/interruption coverage, and trip delay reimbursement.

Additional Personal Credit Cards

Lesser-known cards like the Mastercard^® Black Card™ and Mastercard^® Gold Card™ also offer complimentary Priority Pass Select membership, which includes unlimited access for the primary cardholder, guests, and authorized users.

In addition, although not open to new applicants, The Ritz-Carlton™ Credit Card comes with unlimited access to Priority Pass lounges for the primary cardholder, who can also bring unlimited guests. The Citi Prestige^® Card is also closed to new applicants but allows access for the cardholder plus immediate family or 2 additional guests.

Best Business Cards

Amex Business Platinum Card (Best Business Card for Worldwide Lounge Access)

BEST LOUNGE ACCESS

Terms Apply / Rates & Fees

The Business Platinum Card^® from American Express

U.P. Rating

This card is ideal for business travelers who enjoy luxury travel and are looking for a card loaded with benefits!

Apply Now(at Amex's secure site)

The Business Platinum Card^® from American Express

This card is ideal for business travelers who enjoy luxury travel and are looking for a card loaded with benefits!

Welcome OfferEarn 150,000 Membership Rewards® points after you spend $20,000 in eligible purchases on the Card within the first 3 months of Card Membership.
150,000 points

UP's Offer Valuation*:
Up to   $3,300

Annual Fee

$695

APR

18.49% - 29.24% Variable

Credit Recommended

Good to Excellent

Why We Like This Card

The Business Platinum Card^® from American Express is a premium travel rewards card tailored toward business owners who are frequent travelers with a high number of annual expenses.

When you factor in the large number of perks that the card offers like the best airport lounge access at over 1,400 lounges, along with tons of annual credits, it’s easy to see why this card can is a top option for frequent traveling business owners.

Pros & Cons

Pros

5x Membership Rewards points per $1 on eligible travel purchases like flights, prepaid hotels, and prepaid short-term rentals booked through AmexTravel.com
Access to over 1,400 worldwide airport lounges as part of the American Express Global Lounge Collection (as of 10/2024).
Get 50% more Membership Rewards points (1.5 points per $1) on eligible purchases in key business categories, as well as on purchases of $5,000 or more (on up to $2 million per calendar year)

Cons

High annual fee of $695 (rates & fees)
Airline fee credit does not cover airfare, only incidentals like checked bags

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Card Highlights

Welcome Offer: Earn 150,000 Membership Rewards^® points after you spend $20,000 in eligible purchases on the Card within the first 3 months of Card Membership.
The American Express Global Lounge Collection^® can provide an escape at the airport. With complimentary access to more than 1,400 airport lounges across 140 countries and counting, you have more airport lounge options than any other credit card issuer on the market as of 10/2024.
Unlock over $2,000 in statement credits with business and travel benefits annually* on the Business Platinum Card. Terms apply. Learn more. *After meeting qualifying spend thresholds
New! Enroll and get up to $150 in statement credits on U.S purchases directly with Dell Technologies on the Business Platinum Card and an additional $1,000 statement credit after you spend $5,000 or more on that same Card per calendar year.
New! Enroll and get a $250 statement credit after you spend $600 or more on U.S. purchases directly with Adobe per calendar year on the Business Platinum Card.
Fly like a pro with a $200 Airline Fee Credit. Select one qualifying airline to receive up to $200 back per year on baggage fees and other incidentals.
Make the Business Platinum Card^® work even harder for you. Hilton For Business members get up to $200 back per calendar year when you make an eligible purchase at Hilton properties across the globe. Benefit enrollment required.
5X points on flights and prepaid hotels booked on AmexTravel.com
1.5X points (that’s an extra half point per dollar) on purchases at US construction material & hardware suppliers, electronic goods retailers and software & cloud system providers, and shipping providers, as well as on each eligible purchase of $5,000 or more, up to $2 million of these purchases per calendar year. Purchases eligible for multiple additional point bonuses will only receive the highest eligible bonus.
1X points on other eligible purchases
Use the Business Platinum Card^® and get up to $209 back per calendar year on your CLEAR^® Plus Membership (subject to auto-renewal).
$695 Annual Fee.
Terms Apply.

Financial Snapshot

APR: 18.49% - 29.24% Variable
Foreign Transaction Fees: None

Rewards Center

American Express Membership Rewards

Hot Tip: Check to see if you’re eligible for a welcome bonus offer of up to 250,000 points with the Amex Business Platinum card. The current public offer is 150,000 points. (This targeted offer was independently researched and may not be available to all applicants.)

The Amex Business Platinum card comes with the same access to the Amex Global Lounge Collection as the personal version of the card, including Priority Pass lounge access upon enrollment. Like the personal version, the Amex Business Platinum card offers unlimited access for the primary cardholder and any authorized users.

The Amex Business Platinum card allows access to 2 additional guests for both primary cardholders and authorized users. Additional guests beyond 2, according to the terms and conditions on the card, will be charged at the Priority Pass Standard Program rate of $35 per person, per visit.

Authorized users on the Amex Business Platinum card can be added for $350 each (rates & fees).

Note that Priority Pass memberships from U.S.-issued American Express cards no longer include restaurants (“non-lounge airport experiences”).

Capital One Venture X Business Card (Best Business Card for Priority Pass Restaurants)

Capital One Venture X Business Card

U.P. Rating

The Capital One Venture X Business card offers at least 2x miles on all purchases, and comes packed with premium perks. The information regarding this card was independently collected by Upgraded Points and not provided nor reviewed by the issuer.

Capital One Venture X Business Card

Welcome OfferEarn 150,000 bonus miles once you spend $30,000 in the first 3 months from account opening.
150,000 miles

UP's Offer Valuation*:
Up to   $2,700

Annual Fee

$395

APR

All charges made on this account are due and payable in full when you receive your periodic statement. The minimum payment due is the New Balance as indicated on your statement.

Why We Like This Card

The Capital One Venture X Business card is a great all-around premium rewards card that helps you rack up miles on all of your business expenses.

From 2x miles per dollar on all purchases, airport lounge access, an annual travel credit, complimentary employee cards, and more, there is plenty to love about the Capital One Venture X Business card.

Pros & Cons

Pros

10x miles per dollar on hotels and rental cars purchased through Capital One’s travel booking site
5x miles per dollar on flights and vacation rentals purchased through Capital One’s travel booking site
2x miles per dollar on all other purchases

Cons

$395 annual fee
10x and 5x bonus categories are limited to Capital One’s travel booking site

Read Full Review

Card Highlights

Earn 150,000 bonus miles once you spend $30,000 in the first 3 months from account opening
Earn unlimited 2X miles on every purchase, everywhere—with no limits or category restrictions
Earn unlimited 10X miles on hotels and rental cars and 5X miles on flights and vacation rentals booked through Capital One’s travel booking site
With no preset spending limit, enjoy big purchasing power that adapts so you can spend more and earn more rewards
Empower your teams to make business purchases while earning rewards on their transactions, with free employee and virtual cards. Plus, automatically sync your transaction data with your accounting software and pay your vendors with ease
Redeem your miles on flights, hotels and more. Plus, transfer your miles to any of the 15+ travel loyalty programs
Every year, you’ll get 10,000 bonus miles after your account anniversary date. Plus, receive an annual $300 credit for bookings made through Capital One’s travel booking site
Receive up to a $120 credit for Global Entry or TSA PreCheck^®. Enjoy access to 1,300+ airport lounges worldwide, including Capital One Lounge locations and Priority Pass™ lounges, after enrollment
Enjoy a $100 experience credit and other premium benefits with every hotel and vacation rental booked from the Premier Collection
This is a pay-in-full card, so your balance is due in full every month

Financial Snapshot

APR: All charges made on this account are due and payable in full when you receive your periodic statement. The minimum payment due is the New Balance as indicated on your statement.
Foreign Transaction Fees: None

Rewards Center

Capital One Miles

The Mastercard version of the Capital One Venture X Business card offers access to Priority Pass lounges and Capital One Lounges. Cardholders who applied in or after 2024 have the Visa version, which does not include restaurant access.

While the card doesn’t offer access to as many lounges as the Amex Business Platinum card, it partly compensates by offering access to Priority Pass restaurants, where cardholders can get complimentary credit for $28 worth of food (or $56 worth if they bring a companion).

The Benefits of a Priority Pass Membership

With a Priority Pass Select membership, you can expect the following benefits:

Access to over 1,400 airport lounges worldwide
Complimentary beverages, snacks, and hot food (where available)
Free Wi-Fi
Showers and conference rooms (where available)
Restaurant dining at specific airports — eligible cardholders receive a credit of $28 to $30 credit per person; limits apply depending on the card and/or restaurant
Minute Suite access — 1 hour free, discounted rate after that
Be Relax Spas — eligible cardholders can take advantage of various spa services
Access to other facilities specific to individual airports (for example, Sleep’n Fly at DXB)
Avis Preferred benefits
Access to over 800 dining, shopping, and spa discounts
Comfortable seating and quiet spaces
Newspapers and magazines
Power outlets and USB ports

Additional locations and services are constantly being added. When you initiate a search for a lounge, all of the available facilities, including restaurants and sleeping options, will be listed.

Bottom Line: Priority Pass Select includes more than just lounge access. You can find a place to take a nap, dine at a restaurant with your traveling companion, or catch a quick shower. While facilities vary by airport, with over 1,400 locations and growing, you’ll find Priority Pass locations widely available during your travels. Check out our guides to the best Priority Pass lounges in the U.S. and the best Priority Pass lounges worldwide.

The Value of Complimentary Priority Pass Lounge Access

To get an idea of how much the complimentary lounge access on a travel rewards credit card is worth, here is a look at what it costs for a Priority Pass membership and what it offers.

There are 3 levels of membership you can purchase directly from Priority Pass. One key factor to notice is that even if you buy the Prestige level membership, you must pay extra for any guests to have access.

With Priority Pass Select (the level of membership you receive on a travel rewards credit card), you can bring 2 additional guests into the lounge with you for no extra charge.

Since a single Prestige level membership costs $469 (before any available discount) a year when purchased from Priority Pass, the complimentary membership that comes with your credit card and allows 2 guests can be worth much more.

Hot Tip: The complimentary Priority Pass membership that comes with a travel rewards credit card can be worth more than a purchased membership as the complimentary membership can allow up to 2 additional guests for no charge. Paid membership charges $35 per guest per visit.

How To Use Your Priority Pass Membership

Activating Your Membership

The complimentary Priority Pass membership that comes with your credit card is not activated automatically, so you will need to register for membership.

Log into your online credit card account, and under Card Benefits, you’ll see the Priority Pass option. Once you’ve registered, you’ll clearly see your membership’s confirmation and terms.

Once you’ve activated your membership, a membership card will be sent to you in the mail, and you’ll receive your card within 10 to 14 days. You will also likely have a digital card for immediate use.

With the exception of the Capital One Venture X card, you cannot use your credit card to access a Priority Pass lounge. You must use either the physical Priority Pass membership card or a digital version of the card from the Priority Pass mobile app.

The Priority Pass mobile app can be very helpful for locating lounges and accessing your digital membership card.

Having the app on your smartphone allows you to do all of the following:

Locate Priority Pass lounges worldwide
Access your digital membership card
Access more than 800 dining, spa, and shopping discounts
Access major airport maps
Track your visit history
Save your favorite lounges for future visits
Find nearby lounges based on your current location

Not all credit cards have access to digital membership cards, and not all Priority Pass lounges accept digital membership cards, but most do.

Final Thoughts

Having a Priority Pass Select membership can be a real luxury when traveling. Having that membership provided complimentary with a credit card is even better.

Usually, you wouldn’t select a credit card based on just 1 benefit. However, with the addition of dining establishments, Minute Suites and Be Relax Spa access, and over 1,400 locations worldwide, Priority Pass Select membership is a benefit that makes securing a card that has it very compelling.

The value of complimentary Priority Pass Select membership is clear. Lounge access alone can cost hundreds of dollars per year. If you use the complimentary access and consume a couple of free meals per year at Priority Pass program restaurants, you’ve received more than enough value to offset any annual fee. Plus, credit cards with Priority Pass Select membership typically offer other benefits that add even more value.

For Capital One products listed on this page, some of the benefits may be provided by Visa^® or Mastercard^® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply.

The 7 Best Cards That Offer Priority Pass Lounge Access

What Is Priority Pass?

The 7 Best Cards That Offer Priority Pass Lounge Access — Overview

Best Personal Cards

Amex Platinum Card (Staff Favorite, Best for Worldwide Lounge Access)

Apply With Confidence

Know if you're approved with no credit score impact

Capital One Venture X Card (Best for Priority Pass & Capital One Lounges, Authorized User Access)

Chase Sapphire Reserve Card (Best for Priority Pass & Sapphire Lounge Access)

Marriott Bonvoy Brilliant Card (Best for Lounge Access & Mid-Tier Hotel Elite Status)

Apply With Confidence

Know if you're approved with no credit score impact

U.S. Bank Altitude Connect Card (Best for Free Lounge Visits & No Annual Fee)

Additional Personal Credit Cards

Best Business Cards

Amex Business Platinum Card (Best Business Card for Worldwide Lounge Access)

Capital One Venture X Business Card (Best Business Card for Priority Pass Restaurants)

The Benefits of a Priority Pass Membership

The Value of Complimentary Priority Pass Lounge Access

How To Use Your Priority Pass Membership

Activating Your Membership

Download the App

Final Thoughts