The 7 Best Credit Cards for Alaska Airlines Flyers: Lounges, Upgrades, Priority Boarding, and More

If you’re loyal to Alaska Airlines, there are many credit cards you can get that offer additional benefits. Although Alaska Airlines Atmos-branded cards (which have been recently revamped) are excellent choices, you may be surprised to learn that other premium cards may be equally valuable to frequent Alaska Airlines flyers.

Co-branded cards can offer additional benefits such as priority boarding or a fast-track to elite status, while certain flexible rewards cards allow you to transfer points to the airline’s loyalty program, Atmos Rewards.

Read on to find out which credit cards are best for frequent Alaska Airlines flyers. We’ll review the top features and benefits and describe why each card could create value for an Alaska Airlines loyalist.

Best Credit Cards for Alaska Flyers: Card Overview

Reviewing a side-by-side comparison of cards can help begin your search for the best card for your situation.

Here are the key features and benefits of our top credit card picks for Alaska Airlines flyers.

Best Personal Credit Cards for Alaska Airlines Flyers

Travelers who frequently fly a specific airline can find tremendous value in an airline-branded credit card. However, it’s also helpful to look beyond airline-branded cards for travel rewards cards that offer unique features and benefits, as they could potentially provide a better fit.

Here are some of our top personal card suggestions for Alaska Airlines flyers.

1. Atmos Rewards Summit Card

Atmos™ Rewards Summit Visa Infinite^® card

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

The Atmos Rewards Summit card is the perfect companion for Alaska Airlines loyalists.

Atmos™ Rewards Summit Visa Infinite^® card

The Atmos Rewards Summit card is the perfect companion for Alaska Airlines loyalists.

Welcome Offer

Earn 80,000 bonus points and a 25,000-point Global Companion Award after spending $4,000 in the first 90 days.

80,000 points + 25,000-point Global Companion Award

UP's Offer Valuation*:

$1,680

Annual Fee

$395

APR

19.49% to 27.49% Variable

Why We Like This Card

The Atmos Rewards Summit card is perfect for any frequent Alaska or Hawaiian flyer who wants a card loaded with great benefits, such as an annual Global Companion Award, Alaska Lounge passes, free checked bags, and a fast-track toward Atmos Rewards elite status.

Pros & Cons

Pros

• 3x points on Alaska Airlines and Hawaiian Airlines purchases
• 3x points on dining and foreign purchases made overseas
• 1x points on all other purchases

Cons

• $395 annual fee
• Points aren’t as flexible as other transferable reward programs

Read Full Review

Card Highlights

• Earn 80,000 bonus points and a 25,000-point Global Companion Award after spending $4,000 in the first 90 days.
• 3x points on Alaska Airlines and Hawaiian Airlines purchases
• 3x points on dining and foreign purchases made overseas
• 1x points on all other purchases
• Receive 10,000 status points each year and 1 status point for every $2 of card spend
• 10% rewards bonus on all points earned from card purchases if you have an eligible Bank of America account.
• 25,000-point Global Companion Award annually
• 100,000-point Global Companion Award (after spending $60,000 or more on purchases in a card anniversary year)
• $395 annual fee

Financial Snapshot

• APR: 19.49% to 27.49% Variable
• Foreign Transaction Fees: 

If Alaska Airlines is your primary airline, the Atmos Rewards Summit card may be at the top of your list. The card helps you earn points faster, comes with flight benefits that save you money, and gives unique companion fare opportunities each year. This card is particularly appealing to anyone who lives or frequently travels abroad, as it’s the only U.S.-based card that offers a spending bonus on all foreign purchases.

For those who strive for elite status, spending on the card can help you get there faster.

Why We Like the Card for Alaska Airlines Flyers

• Earn 3x points for every $1 spent on Alaska Airlines and Hawaiian Airlines, as well as 3x points on dining and foreign purchases made overseas.
• Get 10,000 status points annually.
• Get a 25,000-point Global Companion Award annually.
• Get a 100,000-point Global Companion Award after spending $60,000 or more on purchases in a card anniversary year.
• Get a free checked bag and preferred boarding for the cardholder and up to 6 travelers on the same reservation when you purchase the airfare with the card.
• Receive 8 Alaska Airlines lounge passes each year.
• Get 20% back on Alaska Airlines and Hawaiian Airlines inflight purchases made with your card.
• The airline waives partner booking fees and same-day-change fees.
• Get up to $120 in reimbursement for the TSA PreCheck or Global Entry fee paid with your card.
• Receive a 25,000 global companion award annually and a 100,000 global companion award after spending $60,000 on the card each anniversary year.
• Earn 1 Atmos Rewards status point toward elite status for every $2 spent on the card, with no cap.
• Earn 1 Atmos Rewards status point toward elite status for every $1 spent on sustainable aviation fuel contributions, as well as hotels, cars, and cruises booked with Alaska.

2. Atmos Rewards Ascent Card

Atmos™ Rewards Ascent Visa Signature^® card

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

Provides the potential to earn plenty of points to fly with Alaska Airlines and Hawaiian Airlines or over a dozen partners. Plus, get an annual companion fare from just $122 ($99 fare plus taxes and fees from $23) when you spend at least $6,000 a year on the card!

Atmos™ Rewards Ascent Visa Signature^® card

Provides the potential to earn plenty of points to fly with Alaska Airlines and Hawaiian Airlines or over a dozen partners. Plus, get an annual companion fare from just $122 ($99 fare plus taxes and fees from $23) when you spend at least $6,000 a year on the card!

Welcome Offer

Earn 70,000 bonus points and a $99 Companion Fare (plus taxes and fees from $23) after spending $3,000 or more on purchases within the first 90 days after account opening.

70,000 points + $99 Companion Fare

UP's Offer Valuation*:

$1,120

Annual Fee

$95

APR

19.49% to 27.49% Variable

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^® Score 8, one of many types of credit scores lenders may use when considering your credit card application.

Good to Excellent (670-850)

Why We Like This Card

With the Atmos Rewards Ascent card in your wallet, you can get great perks and earn points at the same time. This is a win-win if Alaska or Hawaiian is the airline you prefer to fly with! Plus, its annual companion fare is a great benefit for traveling couples.

Pros & Cons

Pros

• 3x points per $1 spent on Alaska and Hawaiian purchases
• 2x points per $1 spent on eligible gas, EV charging, local transit (including rideshare), cable, and select streaming services
• 1x point per $1 spent on all other purchases

Cons

• Charges a $95 annual fee
• Does not earn transferable rewards

Read Full Review

Card Highlights

• Earn 70,000 bonus points and a $99 Companion Fare (plus taxes and fees from $23) after spending $3,000 or more on purchases within the first 90 days after account opening.
• Alaska’s Famous Companion Fare™. Get a $99 Companion Fare (plus taxes and fees from $23) each account anniversary after you spend $6,000 or more on purchases within the prior anniversary year. Valid on all Alaska Airlines and Hawaiian Airlines flights booked direct.
• Free checked bag. Any cardholder who purchases airfare with their card, and up to 6 additional guests traveling on the same reservation, may check their first bag free.
• Enjoy priority boarding so you can get to your seat quicker, when you pay for your flight with your card.
• Earn unlimited 3 points for every $1 spent on eligible Alaska Airlines and Hawaiian Airlines purchases. Earn unlimited 2 points for every $1 spent on eligible gas, EV charging station, cable, streaming services and local transit (including ride share) purchases. And earn unlimited 1 point per $1 spent on all other purchases. And, your points don’t expire on active accounts.
• Earn a 10% rewards bonus on all points earned from card purchases if you have an eligible Bank of America^® account.
• Enjoy 20% back on all Alaska Airlines and Hawaiian Airlines inflight purchases and get $100 off an annual Alaska Lounge+ Membership when you pay with your new card.
• With oneworld^® Alliance member airlines and Alaska’s Global Partners, Alaska has expanded their global reach to over 1,000 destinations worldwide bringing more airline partners and more ways to earn and redeem points.
• Flexibility with no blackout dates on Alaska Airlines flights when booking with points or a companion fare.
• Plus, no foreign transaction fees.^†

Financial Snapshot

• APR: 19.49% to 27.49% Variable
• Foreign Transaction Fees: None

Rewards Center

Alaska Airlines Atmos Rewards Frequent Flyer Program

If you want to earn on flight purchases, receive inflight benefits, and take advantage of the popular $99 companion fare, the Atmos Rewards Ascent card can deliver those benefits. Plus, it has a lower annual fee.

Why We Like the Card for Alaska Airlines Flyers

• Earn 3x points on eligible Alaska Airlines and Hawaiian Airlines purchases, and 2x points on eligible purchases for gas, EV charging stations, cable, streaming services, and local transit, including ride-hailing services.
• Get a free checked bag and preferred boarding for the cardholder and up to 6 travelers on the same reservation when purchasing airfare with the card.
• Get 20% back on inflight purchases on Alaska Airlines and Hawaiian Airlines.
• Get $100 off the purchase of an Alaska Airlines Lounge+ membership.
• Receive a $99 Alaska Airlines companion fare (plus taxes and fees) each account anniversary after you spend $6,000 or more on purchases in the prior anniversary year.
• Earn 1 Atmos Rewards status point for every $3 spent on the card, with no cap.
• Earn 1 Atmos Rewards status point toward elite status for every $1 spent on sustainable aviation fuel contributions, as well as hotels, cars, and cruises booked with Alaska.

3. Amex Platinum Card

BEST LOUNGE CARD

Terms Apply / Rates & Fees

Platinum Card^® from American Express

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

The Amex Platinum reigns supreme for luxury travel, offering the best airport lounge access plus generous statement credits, and complimentary elite status.

Apply Now(at Amex's secure site)

Apply With Confidence

Know if you're approved with no credit score impact

If you're approved and accept this Card, your credit score may be impacted.

Platinum Card^® from American Express

The Amex Platinum reigns supreme for luxury travel, offering the best airport lounge access plus generous statement credits, and complimentary elite status.

Welcome Offer

You may be eligible for as high as 175,000 Membership Rewards^® points after you spend $12,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.  

As High As 175,000 Points. Find Out Your Offer.

UP's Offer Valuation*:

Up to $3,850

Annual Fee

$895

APR

See Pay Over Time APR

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^® Score 8, one of many types of credit scores lenders may use when considering your credit card application.

Good to Excellent

Why We Like This Card

When it comes to cards that offer top-notch benefits, you’d be hard-pressed to find a better card out there than the Platinum Card^® from American Express.

Make no mistake — the Amex Platinum card is a premium card with a premium price tag. With amazing benefits like best-in-class airport lounge access, hotel elite status, and tremendous value in annual statement credits, it can easily prove to be one of the most lucrative cards in your wallet year after year.

 

 

Pros & Cons

Pros

• The best airport lounge access out of any card (by far) — enjoy access to over 1,550 worldwide lounges, including the luxurious Amex Centurion Lounges, Priority Pass lounges (enrollment required), Plaza Premium Lounges, and many more!
• 5x points per dollar spent on flights purchased directly with the airline or with AmexTravel.com (up to $500,000 per year)
• 5x points per dollar spent on prepaid hotels booked with AmexTravel.com
• Annual and monthly statement credits upon enrollment (airline credit, Uber Cash and Uber One, Resy, lululemon credit, streaming credit, prepaid hotel credit on eligible stays, Walmart+ credit, CLEAR+ credit, and Equinox credit)
• TSA PreCheck or Global Entry credit
• Access to American Express Fine Hotels and Resorts and Amex International Airline Program
• Access to Amex transfer partners
• No foreign transaction fees (rates and fees)

 

Cons

• $895 annual fee (rates and fees)
• Airline credit does not cover airfare (only incidentals like checked bags)

 

 

Read Full Review

Card Highlights

• You may be eligible for as high as 175,000 Membership Rewards^® points after you spend $12,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
• Get more for your travels with 5X Membership Rewards^® points on all flights and prepaid hotel bookings through American Express Travel^®, including Fine Hotels + Resorts^® and The Hotel Collection bookings. You earn 5X points on flights purchased directly from airlines or through American Express Travel^® on up to $500,000 on these purchases per calendar year.
• With over 1,550 airport lounges - more than any other credit card company on the market* - enjoy the benefits of the Global Lounge Collection^®, over $850 of annual value, with access to Centurion Lounges, 10 complimentary Delta Sky Club^® visits when flying on an eligible Delta flight (subject to visit limitations), Priority Pass Select membership (enrollment required), and other select partner lounges.* As of 07/2025.
• $200 Uber Cash + $120 Uber One Credit: With the Platinum Card^® you can receive $15 in Uber Cash each month plus a bonus $20 in December when you add your Platinum Card^® to your Uber account to use on rides and orders in the U.S when you select an Amex Card for your transaction. Plus, when you use the Platinum Card^® to pay for an auto-renewing Uber One membership, you can get up to $120 in statement credits each calendar year. Terms apply.
• $300 Digital Entertainment Credit: Experience the latest shows, news and recipes. Get up to $25 in statement credits each month when you use your Platinum Card^® for eligible purchases on Disney+, a Disney+ bundle, ESPN streaming services, Hulu, The New York Times, Paramount+, Peacock, The Wall Street Journal, YouTube Premium, and YouTube TV when you purchase directly from one or more of the providers. Enrollment required.
• $600 Hotel Credit: Get up to $300 in statement credits semi-annually on prepaid Fine Hotels + Resorts^® or The Hotel Collection* bookings through American Express Travel^® using the Platinum Card^®. *The Hotel Collection requires a minimum two-night stay.
• $400 Resy Credit + Platinum Nights by Resy: Get up to $100 in statement credits each quarter when you use the Platinum Card^® to make eligible purchases with Resy, including dining purchases at U.S. Resy restaurants. Enrollment required. Plus, with Platinum Nights by Resy, you can get special access to reservations on select nights at participating in demand Resy restaurants with the Platinum Card^®. Simply add your eligible Card to your Resy profile to book and discover Platinum Nights reservations near you.
• $209 CLEAR+ Credit: CLEAR+ helps get you to your gate faster by using your face to verify you are you at 55+ airports nationwide. You can cover the cost of a CLEAR+ Membership* with up to $209 in statement credits per calendar year after you pay for CLEAR+ with your Platinum Card^®. *Excluding any applicable taxes and fees. Subject to auto-renewal.
• $200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees, such as checked bags and in-flight refreshments, are charged by the airline to the Platinum Card^® Account. American Express relies on airlines to submit the correct information on airline transactions to identify incidental fee purchases. If you do not see a credit for a qualifying incidental purchase on your eligible Card after 8 weeks, simply call the number on the back of your Card. Qualifying airlines are subject to change. See terms & conditions for more details.
• Start your vacation sooner, and keep it going longer. When you book Fine Hotels + Resorts^® through American Express Travel^®, enjoy noon check-in, when available, and guaranteed 4PM check-out.
• $300 lululemon Credit: Enjoy up to $75 in statement credits each quarter when you use the Platinum Card^® for eligible purchases at U.S. lululemon retail stores (excluding outlets) and lululemon.com. That’s up to $300 in statement credits each calendar year. Enrollment required.
• $155 Walmart+ Credit: Receive a statement credit* for one monthly Walmart+ membership (subject to auto-renewal) after you pay for Walmart+ each month with the Platinum Card^®.* Up to $12.95 plus applicable local sales tax. Plus Ups not eligible.
• Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
• $895 annual fee.
• Terms Apply.

Financial Snapshot

• APR: See Pay Over Time APR
• Foreign Transaction Fees: None

Rewards Center

American Express Membership Rewards

 

 

The Amex Platinum card is one of the best overall premium travel rewards cards available.

One downside of an airline-branded card is that rewards can be redeemed only with that airline or within its alliance. With the Amex Platinum card, you earn flexible Membership Rewards points that you can redeem via AmexTravel.com for flights or transfer to airline and hotel partners for even greater potential value.

Add in all these travel benefits, and the economic value for the Alaska Airlines flyer is obvious.

Why We Like the Card for Alaska Airlines Flyers

• Earn 5x Membership Rewards points on flights purchased directly from airlines or via AmexTravel.com (on up to $500,000 per calendar year, then 1x).
• Get complimentary access to over 1,550 lounges worldwide in the American Express Global Lounge Collection, including access to the prestigious Centurion Lounge network and Priority Pass Select membership (enrollment required).
• Transfer Membership Rewards points earned on the card to Oneworld partners and redeem them for Alaska Airlines flights.
• Redeem points via AmexTravel.com for Alaska Airlines flights.
• Get up to a $200 airline incidental fee credit each year when you enroll and select Alaska Airlines as your qualifying airline.
• Receive up to a $209 CLEAR^®+ credit.
• Get reimbursement for Global Entry or TSA PreCheck fees, up to $120 when paid with the card.

4. Chase Sapphire Reserve Card

NEW OFFER

Terms Apply / Rates & Fees

Chase Sapphire Reserve^®

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

A top player in the high-end premium travel credit card space that earns points on travel and dining while offering top luxury perks.

Apply Now(at Chase's secure site)

Chase Sapphire Reserve^®

A top player in the high-end premium travel credit card space that earns points on travel and dining while offering top luxury perks.

Welcome Offer

Earn 125,000 bonus points after you spend $6,000 on purchases in the first 3 months from account opening.

125,000 points

UP's Offer Valuation*:

$2,500

Annual Fee

$795

APR

19.49% - 27.99% Variable

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^® Score 8, one of many types of credit scores lenders may use when considering your credit card application.

Excellent

Why We Like This Card

If you’re looking for an all-around excellent travel rewards card, the Chase Sapphire Reserve^® is one of the best options.

The card combines elite travel benefits and perks like worldwide airport lounge access, with excellent point earning and redemption options. Plus, it offers top-notch travel insurance protections to cover you at home or on the road.

Don’t forget the more than $2,000 in annual credits, which can offset the annual fee!

Pros & Cons

Pros

• 8x points on all Chase Travel purchases
• 5x points on Lyft rides
• 4x points on flights and hotels booked directly
• 3x points on all dining purchases worldwide
• Chase Sapphire lounge access and Priority Pass airport lounge access
• $300 annual travel credit
• $500 annual The Edit credit
• $300 annual dining credit
• $300 annual StubHub credit
• $120 in annual Lyft in-app credits
• Complimentary subscriptions to Apple TV+ and Apple Music
• $300 annually in monthly DoorDash promos and complimentary access to DashPass for a minimum of one year (activate by December 31, 2027)
• Complimentary IHG One Rewards Platinum Elite Status
• TSA PreCheck, Global Entry, or NEXUS credit

Cons

• $795 annual fee

Card Highlights

• Earn 125,000 bonus points after you spend $6,000 on purchases in the first 3 months from account opening.
• Get more than $2,700 in annual value with Sapphire Reserve.
• Earn 8x points on all purchases through Chase Travel℠, including The Edit℠ and 4x points on flights and hotels booked direct. Plus, earn 3x points on dining worldwide & 1x points on all other purchases
• $300 annual travel credit as reimbursement for travel purchases charged to your card each account anniversary year.
• Access over 1,300 airport lounges worldwide with a complimentary Priority Pass™ Select membership, plus every Chase Sapphire Lounge^® by The Club with two guests. Plus, up to $120 towards Global Entry, NEXUS, or TSA PreCheck^® every 4 years
• Get up to $150 in statement credits every six months for a maximum of $300 annually for dining at restaurants that are part of Sapphire Reserve Exclusive Tables.
• Count on Trip Cancellation/Interruption Insurance, Auto Rental Coverage, Lost Luggage Insurance, no foreign transaction fees, and more.
• Get complimentary Apple TV+, the exclusive streaming home of Apple Originals. Plus Apple Music — all the music you love, across all your devices. Subscriptions run through 6/22/27 — a value of $250 annually
• Member FDIC

Financial Snapshot

• APR: 19.49% - 27.99% Variable
• Foreign Transaction Fees: None

Card Categories

• Credit Card Reviews
• Credit Cards
• Travel Rewards Credit Cards
• Sign Up Bonuses

Rewards Center

Chase Ultimate Rewards

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• Chase Sapphire Preferred vs Reserve

The Chase Sapphire Preferred^® Card and Chase Sapphire Reserve card are two of the best travel rewards cards offering a top collection of travel insurance benefits. The Chase Sapphire Reserve card offers a broader collection of statement credits and worldwide lounge access, but it has a higher fee than the Chase Sapphire Preferred card.

Either card is worth considering if you’re an Alaska Airlines flyer, though we think you’d get the most out of the Chase Sapphire Reserve card.

Why We Like the Card for Alaska Airlines Flyers

• Earn 4x Ultimate Rewards points on flights not purchased through Chase Travel, which includes Alaska Airlines flights purchased directly with the airline.
• With Priority Pass Select membership (enrollment required), you and 2 guests receive complimentary cardholder access to over 1,300 lounges worldwide.
• You can transfer Ultimate Rewards points earned on the card to Oneworld partners and then redeem them for Alaska Airlines flights.
• You can redeem Ultimate Rewards to book Alaska Airlines flights directly through Chase Travel.
• Get a $300 annual travel credit you can use to purchase Alaska Airlines flights.
• The card comes with several premium travel insurance benefits.

5. Bilt Palladium Card

Terms Apply / Rates & Fees

Bilt Palladium Card

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

Bilt Palladium Card

Welcome Offer

50,000 Bilt Points + Gold Status after spending $4,000 on everyday purchases in the first 3 months + $300 of Bilt Cash.

50,000 points + $300 Bilt Cash

Annual Fee

$495

Why We Like This Card

The Bilt Palladium Card is a premium card option for those who want to earn rewards on their rent and mortgage payments, but also want premium perks like airport lounge access.

Pros & Cons

Pros

• 2x points and 4% Bilt Cash on everyday purchases
• Up to 1x points on rent and mortgage purchases
• $400 annual Bilt Travel hotel credit, split into 2 semiannual credits (requires a 2-night stay)

Cons

• Charges a $495 annual fee (rates & fees)
• You’ll need to redeem Bilt Cash to unlock rewards for rent and mortgage payments

Read Full Review

Card Highlights

• Welcome bonus (subject to approval): 50,000 Bilt Points + Gold Status after spending $4,000 on everyday purchases in the first 3 months + $300 of Bilt Cash.

• Earn points on housing with no transaction fee.

• Choose to earn 4% back in Bilt Cash on everyday spend. Use Bilt Cash to unlock point earnings on rent and mortgage payments with no transaction fee, up to 1X.

• 2X points on everyday spend.

• $400 Bilt Travel Hotel credit. Applied twice a year, as $200 statement credits, for qualifying Bilt Travel Portal hotel bookings.

• $200 Bilt Cash (awarded annually). At the end of each calendar year, any Bilt Cash balance over $100 will expire.

• Priority Pass ($469/year value). See Guide to Benefits.

• Bilt Point redemptions include airlines, hotels, future rent and mortgage payments, Lyft rides, statement credits, student loan balances, a down payment on a home, and more.

Financial Snapshot

• Foreign Transaction Fees: 

The most premium card in Bilt 2.0’s refreshed 3-card lineup, the Bilt Palladium card (rates & fees) offers an easy path to award redemptions for Alaska flyers, as the card’s valuable Bilt Points (offer terms) transfer to Atmos Rewards at a 1:1 ratio. Plus, you can use Bilt Cash (up to $100 of Bilt Cash earned rolls over to the next year) to multiply your earnings ratio, getting you closer to coveted flight redemptions.

Why We Like the Card for Alaska Airlines Flyers

• Earn 2x Bilt Points on all purchases.
• Earn up to 1.25x on housing (rent and mortgage).
• Choose between housing-only rewards (earn up to 1.25x on housing) or Bilt Cash (earn up to 1x on housing).
• Use your Bilt Cash to buy bonus accelerations (up to 5 times annually), where you can earn an additional 1x more points (for a total of 3x) on all purchases for up to $5,000.
• Transfer Bilt points to over 20 travel partners, many of which, including Alaska, are at a 1:1 ratio.
• Get $400 Bilt Travel hotel credit ($200 statement credits twice per year for qualifying Bilt Travel portal hotel bookings).
• Get Priority Pass lounge access.

Best Business Credit Cards for Alaska Airlines Flyers

If you run a small business, these credit cards can be helpful, especially if you’re flying Alaska or Hawaiian for business purposes. Check these cards out:

6. Atmos Rewards Business Card

Atmos™ Rewards Visa^® Business Card

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

The Atmos Rewards Business card earns you extra points and benefits on Alaska and Hawaiian flights, plus it allows you to earn an annual companion certificate.

Atmos™ Rewards Visa^® Business Card

The Atmos Rewards Business card earns you extra points and benefits on Alaska and Hawaiian flights, plus it allows you to earn an annual companion certificate.

Welcome Offer

Earn 70,000 bonus points and a $99 Companion Fare (plus taxes and fees from $23) after spending $4,000 or more on purchases within the first 90 days after account opening.

70,000 points + $99 Companion Fare

Annual Fee

$70 for the company, then $25 per card

APR

19.49% to 27.49% Variable

Why We Like This Card

The Atmos Rewards Business card is a great option for business owners looking to receive added perks on their Alaska and Hawaiian flights and earn additional points for all of their business expenses.

Pros & Cons

Pros

• 3x points on eligible Alaska Airlines and Hawaiian Airlines purchases
• 2x points on eligible gas, EV charging station, shipping and local transit (including rideshare) purchases
• 1x points on all other purchases

Cons

• Charges an annual fee
• Annual companion certificate requires $6,000 in annual spend

Read Full Review

Card Highlights

• Earn 70,000 bonus points and a $99 Companion Fare (plus taxes and fees from $23) after spending $4,000 or more on purchases within the first 90 days after account opening.
• Earn another Alaska’s Companion Fare^™ ($99 fare plus taxes and fees from $23) each account anniversary after spending $6,000 or more on purchases within the prior anniversary year.
• Free checked bag for you and up to 6 guests on your reservation – that’s a savings of $70 per person roundtrip!
• Enjoy priority boarding so you can get to your seat quicker, when you pay for your flight with your card.
• Earn 3 points for every $1 spent on eligible Alaska Airlines and Hawaiian Airlines purchases, 2 points for every $1 spent on eligible gas, EV charging station, shipping and local transit (including ride-share) purchases, and 1 point for every $1 spent on all other purchases.
• Earn a 10% rewards bonus on all points earned from card purchases if your company has an eligible Bank of America small business account
• Enjoy 20% back on Alaska Airlines and Hawaiian Airlines inflight purchases when you pay with your card
• Get $100 off an annual Alaska Lounge+ Membership purchased with your Alaska Airlines Business card.
• With oneworld^® Alliance member airlines and Alaska’s Global Partners, you have the freedom to travel to more than 1,000 destinations.
• Flexibility with no blackout dates on Alaska Airlines flights when booking with miles or a companion fare.
• No foreign transaction fees.

Financial Snapshot

• APR: 19.49% to 27.49% Variable
• Foreign Transaction Fees: 

If your business, even a small one, involves travel on Alaska Airlines, the Atmos Rewards Business card may help you save money and earn points faster. Saving money on checked bags, inflight purchases, and a companion ticket can add enough value to offset the modest annual fee.

Why We Like the Card for Alaska Airlines Flyers

• Earn 3x points for every $1 spent on Alaska Airlines and Hawaiian Airlines, 2x points on gas, EV charging stations, shipping, and local transit (including ride-sharing).
• Get priority boarding and a free checked bag for the cardholder and up to 6 travelers on the same reservation.
• Get 20% back on Alaska Airlines inflight purchases.
• Receive $100 off an annual Alaska Lounge+ membership when paying for the membership with the card.
• Receive a $99 Companion Fare (plus taxes and fees) each account anniversary (you may have to hit a spending threshold to reach this).
• Earn 1 Atmos Rewards elite status point for every $3 spent on the card, uncapped.
• Earn 1 Atmos Rewards status point toward elite status for every $1 spent on sustainable aviation fuel contributions, as well as hotels, cars, and cruises booked with Alaska.

7. Amex Business Platinum Card

ELEVATED WELCOME OFFER

Terms Apply / Rates & Fees

The Business Platinum Card^® from American Express

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

This card is ideal for business travelers who enjoy luxury travel and are looking for a card loaded with benefits!

Apply Now(at Amex's secure site)

The Business Platinum Card^® from American Express

This card is ideal for business travelers who enjoy luxury travel and are looking for a card loaded with benefits!

Welcome Offer

Earn 150,000 200,000 Membership Rewards^® points after you spend $20,000 in eligible purchases on the Card within the first 3 months of Card Membership. 

150,000 200,000 points

UP's Offer Valuation*:

Up to $4,400

Annual Fee

$895

APR

17.74% - 28.49% Variable

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^® Score 8, one of many types of credit scores lenders may use when considering your credit card application.

Good to Excellent

Why We Like This Card

The Amex Business Platinum Card is a premium travel rewards card tailored for business owners who are frequent travelers with high annual expenses.

When you factor in the large number of perks that the card offers, like the best airport lounge access at over 1,550 lounges and numerous annual credits, it’s easy to see why this card is a top option for frequent traveling business owners.

 

Pros & Cons

Pros

• Earn 5x Membership Rewards points per $1 on eligible travel purchases like flights, prepaid hotels, and prepaid short-term rentals booked through AmexTravel.com
• Access to over 1,550 worldwide airport lounges as part of the American Express Global Lounge Collection
• Earn 2x Membership Rewards points on eligible purchases in key business categories, as well as on purchases of $5,000 or more (on up to $2 million per calendar year)
• Up to $200 annual airline fee credit on your selected qualifying airline
• Generous statement credits on select purchases with your card (including credits for airline incidentals, prepaid hotels, CLEAR, Dell, and Hilton)
• Global Entry or TSA PreCheck application fee credit
• Access to Amex’s Fine Hotels & Resorts program
• Hotel elite status with Hilton, Marriott, and Leading Hotels of the World upon enrollment

 

Cons

• High annual fee of $895 (rates & fees)
• Airline fee credit does not cover airfare, only incidentals like checked bags

 

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Card Highlights

• Elevated Welcome Offer: Earn 200,000 Membership Rewards^® points after you spend $20,000 in eligible purchases on the Business Platinum Card^® within the first 3 months of Card Membership.
• The American Express Global Lounge Collection^® can provide an escape at the airport. With complimentary access to more than 1,550 airport lounges across 140 countries and counting, you have more airport lounge options than any other credit card company on the market as of 07/2025.
• See how you can unlock over $3,500 in business and travel value annually after meeting qualifying spend thresholds on the Business Platinum Card. Terms apply.
• Get up to $300 in statement credits semi-annually for up to a total of $600 in statement credits per calendar year on prepaid Fine Hotels + Resorts^® or The Hotel Collection bookings through American Express Travel using the Business Platinum Card^®. The Hotel Collection requires a minimum two-night stay.
• No Preset Spending Limit: The spending limit on the Business Platinum Card is flexible, so unlike a traditional credit card with a set limit, the amount you can spend adapts based on factors such as your purchase, payment and credit history.
• Make the Business Platinum Card^® work even harder for you. Hilton for Business members get up to $200 back per calendar year when you make an eligible purchase at Hilton properties across the globe. Gift cards are not an eligible purchase. Benefit enrollment required.
• Fly like a pro with a $200 Airline Fee Credit. Select one qualifying airline to receive up to $200 back per year on baggage fees and other incidentals.
• Use the Business Platinum Card and get up to $209 back per calendar year on your CLEAR^® Plus Membership (subject to auto-renewal).
• Maximize your time away with Fine Hotels + Resorts through Amex Travel™.
• Enroll and get up to $150 in statement credits on U.S purchases directly with Dell Technologies on the Business Platinum Card and an additional $1,000 statement credit after you spend $5,000 or more on that same Card per calendar year.
• Enroll and get a $250 statement credit after you spend $600 or more on U.S. purchases directly with Adobe per calendar year on the Business Platinum Card.
• Get up to $90 in statement credits quarterly for purchases with Indeed on the Business Platinum Card. That’s up to $360 back per year. Enrollment required.
• Get up to $10 in statement credits per month for wireless telephone service purchases made directly with a wireless provider in the U.S. on the Business Platinum Card. That’s up to $120 back per year. Enrollment required.
• Enhanced! 2X points on purchases at U.S. construction material & hardware suppliers, electronic goods retailers and software & cloud system providers, and shipping providers, as well as on each eligible purchase of $5,000 or more, up to $2 million of these purchases per calendar year. Purchases eligible for multiple additional point bonuses will only receive the highest eligible bonus.
• 5X points on flights and prepaid hotels on AmexTravel.com
• 1X points on other eligible purchases
• $895 Annual Fee.
• Terms Apply.

Financial Snapshot

• APR: 17.74% - 28.49% Variable
• Foreign Transaction Fees: None

Rewards Center

American Express Membership Rewards

 

Similar to the personal version of the card, the Amex Business Platinum card provides premium travel benefits for Alaska Airlines flyers. The card includes access to the broadest collection of global airport lounges regardless of the airline you’re flying. You also save with the card because you receive reimbursement for expedited security memberships.

Why We Like the Card for Alaska Airlines Flyers

• Earn 5x Membership Rewards points on Alaska Airlines flights purchased via AmexTravel.com.
• Get complimentary access to worldwide lounges in the American Express Global Lounge Collection.
• Transfer flexible Membership Rewards points to Oneworld airline partners to purchase award tickets.
• Redeem rewards on AmexTravel.com for Alaska Airlines flights and receive a 35% points rebate when Alaska is your preselected airline (up to 1 million points back)
• Receive Global Entry or TSA PreCheck fee reimbursement.
• Get up to a $209 CLEAR^® statement credit.
• Receive up to a $200 airline incidental fee credit each year that can be used on Alaska Airlines so long as you select Alaska Airlines as your qualifying airline.

Earning Alaska Airlines Atmos Rewards Elite Status With Alaska Airlines Credit Cards

If you have an Alaska Airlines credit card, spending on the card and earning status points can help you achieve Alaska Airlines Atmos Rewards elite status faster. Elite status benefits may include free checked bags, priority boarding, seating, and security, lounge access, point bonuses, upgrade eligibility, and more.

Here are the requirements for each Alaska Airlines elite status tier:

You can earn status points by flying on Alaska Airlines and partner flights and spending on Alaska Airlines Atmos-branded credit cards.

Final Thoughts

If you’re a frequent flyer and you include Alaska Airlines in your itineraries, one or more of the cards featured in our article would likely be a perfect choice for added value.

Frequent Alaska Airlines flyers can benefit from having an Alaska Airlines Atmos-branded credit card. Higher earnings, flight benefits, a discounted companion ticket, lounge passes, and a faster path to elite status make having a branded card a real asset.

For Alaska Airlines flyers with Alaska Airlines Atmos Rewards elite status, a premium travel rewards card that doesn’t duplicate benefits may be a better choice. A flexible travel rewards card can also be a good choice for those who travel on various airlines.