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How Do I Activate and Use the Amex Platinum Card Benefits? [2024]

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Christine Krzyszton
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Christine Krzyszton

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Christine ran her own business developing and managing insurance and financial services. This stoked a passion for points and miles and she now has over 2 dozen credit cards and creates in-depth, deta...
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The number of features and benefits on The Platinum Card® from American Express can be overwhelming. It’s easy to miss an opportunity to take advantage of a travel benefit, receive a statement credit for a purchase, or earn additional rewards.

The precise number of perks offered by the Amex Platinum card changes, but currently, there are around 4 dozen features and benefits. To help avoid the almost inevitable event of missing out on any of them, today’s article focuses on activating and using each of the top Amex Platinum card features and benefits.

We’ll also include links to more detailed articles about each perk.

Here’s how to activate and use the Amex Platinum card’s top features and benefits.

Getting Started

BEST LOUNGE ACCESS
The Platinum Card® from American ExpressTerms Apply / Rates & Fees
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The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

The Amex Platinum reigns supreme for luxury travel, offering the best airport lounge access plus generous statement credits, and complimentary elite status.

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The Amex Platinum reigns supreme for luxury travel, offering the best airport lounge access plus generous statement credits, and complimentary elite status.
Earn 80,000 Membership Rewards® Points after you spend $8,000 on eligible purchases on the Card in your first 6 months of Card Membership.
80,000 points
$1,760
$695
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Upgraded Points credit ranges are a variation of FICO®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.
Good to Excellent (670-850)

When it comes to cards that offer top-notch benefits, you’d be hard-pressed to find a better card out there than The Platinum Card® from American Express.

Make no mistake — the Amex Platinum card is a premium card with a premium price tag. With amazing benefits like best-in-class airport lounge access, hotel elite status, and tremendous value in annual statement credits, it can easily prove to be one of the most lucrative cards in your wallet year after year.

Pros
  • The best airport lounge access out of any card (by far) — enjoy access to over 1,400 worldwide lounges, including the luxurious Amex Centurion Lounges, Priority Pass lounges, Plaza Premium Lounges, and many more!
  • 5x points per dollar spent on flights purchased directly with the airline or with AmexTravel.com (up to $500,000 per year)
  • 5x points per dollar spent on prepaid hotels booked with AmexTravel.com
Cons
  • $695 annual fee (rates and fees)
  • Airline credit does not cover airfare (only incidentals like checked bags)
  • Earn 80,000 Membership Rewards® Points after you spend $8,000 on eligible purchases on your new Card in your first 6 months of Card Membership. Apply and select your preferred metal Card design: classic Platinum, Platinum x Kehinde Wiley, or Platinum x Julie Mehretu.
  • Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year and earn 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel.
  • $200 Hotel Credit: Get up to $200 back in statement credits each year on prepaid Fine Hotels + Resorts® or The Hotel Collection bookings with American Express Travel when you pay with your Platinum Card®. The Hotel Collection requires a minimum two-night stay.
  • $240 Digital Entertainment Credit: Get up to $20 back in statement credits each month on eligible purchases made with your Platinum Card® on one or more of the following: Disney+, a Disney Bundle, ESPN+, Hulu, The New York Times, Peacock, and The Wall Street Journal. Enrollment required.
  • The American Express Global Lounge Collection® can provide an escape at the airport. With complimentary access to more than 1,400 airport lounges across 140 countries and counting, you have more airport lounge options than any other credit card issuer on the market. As of 03/2023.
  • $155 Walmart+ Credit: Save on eligible delivery fees, shipping, and more with a Walmart+ membership. Use your Platinum Card® to pay for a monthly Walmart+ membership and get up to $12.95 plus applicable taxes back on one membership (excluding Plus Ups) each month.
  • $200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees are charged by the airline to your Platinum Card®.
  • $200 Uber Cash: Enjoy Uber VIP status and up to $200 in Uber savings on rides or eats orders in the US annually. Uber Cash and Uber VIP status is available to Basic Card Member only. Terms Apply.
  • $189 CLEAR® Plus Credit: CLEAR® Plus helps to get you to your gate faster at 50+ airports nationwide and get up to $189 back per calendar year on your Membership (subject to auto-renewal) when you use your Card. CLEARLanes are available at 100+ airports, stadiums, and entertainment venues.
  • Receive either a $100 statement credit every 4 years for a Global Entry application fee or a statement credit up to $85 every 4.5 year period for TSA PreCheck® application fee for a 5-year plan only (through a TSA PreCheck® official enrollment provider), when charged to your Platinum Card®. Card Members approved for Global Entry will also receive access to TSA PreCheck at no additional cost.
  • Shop Saks with Platinum: Get up to $100 in statement credits annually for purchases in Saks Fifth Avenue stores or at saks.com on your Platinum Card®. That's up to $50 in statement credits semi-annually. Enrollment required.
  • Unlock access to exclusive reservations and special dining experiences with Global Dining Access by Resy when you add your Platinum Card® to your Resy profile.
  • $695 annual fee.
  • Terms Apply.
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Rewards Center

American Express Membership Rewards

Before accessing any benefits, the first step when receiving your card is to activate it. You can do this by calling the number on the back of the card or visiting americanexpress.com/confirmcard.

Once completed, the card is immediately ready for use. It’s important to note the card approval date to ensure you meet the minimum spending requirements within the required period to qualify for the generous welcome offer.

Now we’re ready to browse the exciting card offerings, enroll in or register for them, and learn more about how each benefit works.

Accessing the Enrollment Center

Some features and benefits of the Amex Platinum card require enrollment before they are activated. Others are activated by simply making a required purchase.

Starting with the perks that require enrollment can be the most efficient plan of attack. You don’t want to miss out on any perk for failure to enroll or opt-in.

The easiest — and fastest — way to be sure you’re enrolled for all the features and benefits is to access the Enrollment section of your online card account.

Log in to your card account and under Rewards & Benefits, select Benefits. Scrolling down, click on the dropdown box of the Enroll section.

Here you can conveniently find the perks requiring enrollment all in the same place.

Amex Platinum Enroll
The Enroll section is the fastest way to enroll in the most important Amex Platinum card benefits. Image Credit: American Express

Once in the Enroll section, you can sign up for all the key benefits and spend a moment reading the details for each one.

Here’s a breakdown of the items requiring enrollment and how they might be utilized.

How To Enroll and Use Benefits

Enrolling in Amex Platinum card benefits is easy. Once you’re in the Enroll section, you’ll always start by clicking on the Learn More icon. Next, read about the benefit and complete the required action.

Here’s how to activate each offer and some information about each one.

American Express Global Lounge Collection

Amex Platinum Card Lounge Access List
Gain access to over 1,400 lounge properties worldwide with the Amex Platinum card. Image Credit: American Express

The Amex Platinum card lounge access benefit is superior to any other credit card. Once enrolled, you’ll have access to over 1,400 properties worldwide. To access most lounges, you can use your Amex Platinum card and a same-day boarding pass.

You’ll need a Priority Pass membership card to access Priority Pass and affiliated lounges. In the Enroll section, click on the Learn More icon, then Enroll Now. Once enrolled, you’ll receive a Priority Pass Select membership number. You can then download the Priority Pass app (iOS, Android) and use a digital version of the card for lounge access. A physical card will also be mailed to you within approximately 10 days.

Amex Platinum Card Priority Pass Enroll
You’ll need to activate your Priority Pass Select membership to gain access to Priority Pass-affiliated lounges. Image Credit: American Express.

Here is a list of the lounge networks you can access with the Amex Platinum card and your Priority Pass Select membership card.

Access to many lounges also includes 2 guests. Guest access to the Centurion Lounges and Delta Sky Club requires spending $75,000 on your card within a calendar year. Fortunately, there’s a tracker in your online card account.

Amex Platinum Card Lounge Guest Spending Tracker
You’ll need to spend $75,000 on the Amex Platinum card to be afforded guest access to Centurion and Delta Sky Club lounges. Image Credit: American Express

Digital Entertainment Credit

You can receive up to $240 in statement credits for select digital entertainment purchases. These included Hulu, Disney+, The Disney Bundle, ESPN, The New York Times, Peacock TV, and The Wall Street Journal.

A maximum monthly statement credit of $20 will be applied to qualifying digital entertainment purchases made with your card.

Enroll in the benefit after clicking on Learn More, then add your Amex Platinum card as the payment method in your qualifying digital entertainment account.

One important element of the enrollment section is that the provided tracker shows how much credit has been used each month:

Amex Platinum Digital Entertainment Credit
The digital entertainment credit tracker tells you how much of your monthly credits have been used. Image Credit: American Express

For example, you can see that my monthly ad-free Hulu subscription of $17.99 resulted in a statement credit of $18.

Airline Fee Credit

Before receiving airline fee statement credits, you must select a qualifying airline. Once again, click on the Learn More icon and complete the selection. After choosing your airline, wait a day or 2 before purchasing to ensure the selection is active.

While the credit is meant to reimburse you for airline incidental fees such as checked bags and inflight refreshments, other purchases are known to trigger the credit.

An example would be the United Travel Bank, one reason I selected United Airlines as my qualifying airline.

Amex Platinum Airline Fee Credit
Once the airline is selected, the $200 annual airline fee credit is an easy-to-use benefit. Image Credit: American Express.

For more tips on utilizing the Amex Platinum card’s airline fee credit, our article on the topic can help.

Uber Cash

You won’t want to miss the $15 in Uber Cash added to your account each month and VIP recognition. Plus, in December, you’ll receive a bonus of $20, for a total of $35. That’s $200 in Uber Cash each year.

Once clicking on the Learn More icon, then Enroll, you’ll want to add the Amex Platinum card as the payment option in your Uber account.

Amex Platinum Uber Cash
Uber Cash is deposited into your Uber account monthly. Image Credit: American Express

You can then make the required purchase using the Uber Cash in your account. Any amount charged more than your Uber Cash balance will be charged to your card.

Uber Cash can be used for Uber rides and Uber Eats in the U.S.

Here’s more information on maximizing the Uber Cash credit on the Amex Platinum card.

Hilton Honors and Marriott Bonvoy Gold Elite Status

While the Amex Platinum card comes with Hilton Honors and Marriott Bonvoy Gold elite status, it doesn’t happen automatically. To receive these benefits, you must enroll in the benefit with your hotel loyalty program membership number.

Amex Platinum Card Hilton and Marriott Elite Status
Hotel program elite status does not happen automatically. You must enroll with your membership number. Image Credit: American Express

Click on the Learn More icon and type in your loyalty program number for Hilton Honors (for example), then repeat the process for Marriott Bonvoy.

Amex Platinum Card Enroll Hotel Elite Status
Sign up separately for Hilton Honors and Marriott Bonvoy Gold elite status. Image Credit: American Express

Learn more about Hilton Honors and Marriott Bonvoy Gold elite status and the related benefits in our informative article.

$200 Prepaid Hotel Credit

While enrollment is not required, booking via AmexTravel.com is a prerequisite to receiving the $200 prepaid hotel stay credit.

When you book at least a 1-night stay with Fine Hotels + Resorts, or a 2-night stay with The Hotel Collection, you’ll receive $200 in statement credits shortly after charging the prepaid stay to your card.

Amex FHR
FHR and Hotel Collection benefits can be worth hundreds of dollars. Image Credit: American Express

The benefits beyond the $200 are many and include on-site perks valued at more than $600. You’ll also be earning 5x Membership Rewards points.

ShopRunner

Enroll in the ShopRunner benefit to receive free 2-day shipping, complimentary returns, plus deals from over 100 select retailers.

Enroll in ShopRunner by clicking on the link and registering with your card.

Amex Platinum Card ShopRunner
ShopRunner is an underrated benefit that can save you money on shipping and returns. Image Credit: American Express

Saks Fifth Avenue Credit

Shopping at Saks is more fun when you receive up to $50 in statement credits for your purchase. The credit is available once from January through June, and again from July through December. That’s up to $100 in statement credits each calendar year.

To enroll, click on the Enroll Now icon under the Shop Saks with Platinum section, then use your Amex Platinum card for your purchase.

Amex Platinum Card Saks Credit Enroll
The Saks Fifth Avenue credit is like getting a free mini shopping spree. Image Credit: American Express

Here are some great ideas for using your credit at Saks.

CLEAR Plus Membership Credit

CLEAR Plus membership can speed up your airport security experience. While you do not need to enroll your card specifically, to receive the statement credit, you can enroll in CLEAR and pay your application fee (or renewal fee) with your Amex Platinum card. A link is provided in the Enroll section to sign up for a CLEAR Plus membership.

Hot Tip:

If you belong to any airline frequent flyer programs, check for discounted CLEAR Plus membership offers. Enroll in CLEAR Plus via your frequent flyer account, use your Amex Platinum card to pay the fee, and receive a statement credit of up to $189.

Once you’ve used your credit, it will show on the tracker in your card account.

Amex Platinum Card CLEAR Plus Credit Tracker
Use of your CLEAR Plus credits can be tracked within your online card account. Image Credit: American Express

Monthly Walmart+ Membership Credit

The Amex Platinum card comes with a monthly Walmart+ membership credit of $12.95 plus the applicable taxes.

To receive the Walmart+ membership credit, you must first enroll in a Walmart+ membership. You’ll then add your Amex Platinum card as payment to that account. Click the Get Started button to be taken to the Walmart+ enrollment page.

Amex Platinum Walmart Credit
Walmart+ membership comes with several benefits, including free delivery. Image Credit: American Express

The key benefits of Walmart+ membership are free delivery with a minimum purchase of $35, free shipping (no minimum order), 10 cents per gallon fuel savings, and a complimentary Paramount+ subscription.

Equinox and SoulCycle Credit

Amex Platinum Card Soul Cycle Enroll
The $300 Equinox credit could be a valuable benefit for those who use the service. Image Credit: American Express

Use your Amex Platinum card to purchase an Equinox+ digital subscription or Equinox Club membership and receive up to $300 in statement credits each calendar year. Or, buy a SoulCycle At-home bike with your card and receive a credit of up to $300.

Here’s more information on how to maximize the Equinox credit.

Activity Tracker

Under the Benefits tab in your online card account, you’ll find the activity tracker for all the benefits that have requirements or provide a statement credit. You’ll be able to view the status of all the credits and your progress toward any spending requirements.

Amex Platinum Card Benefit Activity Tracker
A handy activity tracker is included in your card account. Image Credit: American Express

Accessing this section periodically will ensure you don’t miss out on any monthly perks or spending deadlines.

Additional Benefits

Here are additional Amex Platinum card benefits you’ll want to consider, some of which have requirements before use.

  • Global Entry/TSA PreCheck Fee Reimbursement — Use your card to pay your application or renewal fee and receive reimbursement as a statement credit, up to $100.
  • Cell Phone Protection — Pay your monthly wireless bill with your card and receive coverage for damage or theft, up to $800 per claim. There is a limit of 2 approved claims per 12-month period and a $50 deductible per claim. Terms apply.
  • Premium Car Rental Protection — For 1 low price covering the entire rental period you’ll receive premium primary car rental protection. Enroll your card before renting to activate coverage effective whenever you use your card for a rental.
  • Global Dining Access by Resy — Receive exclusive reservations, priority for open tables, and access to special experiences. Download the app and add your Amex Platinum card as the payment option.
  • Amex Offers — Log into your online card account and select from up to 100 offers with merchants and service providers. Add the offer to your card and complete the required purchase to earn additional rewards or receive statement credits.
  • Auto Purchasing Program — Shop with one of the certified dealers and receive upfront pricing for a new or used car. You may be able to charge up to $2,000 (or more) on your Amex Platinum card when purchasing a new vehicle.

Final Thoughts

The number of Amex Platinum card benefits may seem daunting.

However, with the Enroll section and trackers within your online card account, you can manage the perks and ensure you’re on track to receive the most value possible. Plus, maximizing these benefits can help offset the card’s annual fee of $695 (rates & fees).

It’s also worth the time to read the requirements and descriptions of each benefit so you don’t miss out.

This article provides further information for a comprehensive overview of Amex Platinum card benefits.


For the cell phone protection benefit of The Platinum Card® from American Express, coverage for a stolen or damaged eligible cellular wireless telephone is subject to the terms, conditions, exclusions and limits of liability of this benefit. The maximum liability is $800, per claim, per eligible card account. Each claim is subject to a $50 deductible. Coverage is limited to two (2) claims per eligible card account per 12 month period. Eligibility and benefit level varies by Card. Terms, conditions and limitations apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by New Hampshire Insurance Company, an AIG Company.

For rates and fees of The Platinum Card® from American Express, click here.

Frequently Asked Questions

Which benefits do I need to register for with the Amex Platinum card?

Several of the benefits offered on the Amex Platinum card require enrollment. In your online card account, under the Rewards and Benefits section, you will find the Enrollment section under Benefits. Here you’ll find a list of benefits that require enrollment. You’ll also want to review all the card benefits as some have requirements before using.

Can I use the Amex Platinum card for Priority Pass lounges?

You must enroll in Priority Pass and receive a Priority Pass Select membership card number before gaining lounge access at Priority Pass locations. After logging into your online Amex Platinum card account, you can enroll in Priority Pass in the Enroll section and receive a membership number. You can then use a digital version of the card via the Priority Pass app. A physical card will be sent in the mail.

How do I use the Uber Cash on my Amex Platinum card?

Once you’ve added your Amex Platinum card as the payment method on your Uber account, you will receive $15 in monthly Uber Cash. In December, you’ll receive $35. You can use Uber Cash for Uber rides and Uber Eats in the U.S. Any amounts greater than your Uber Cash will be charged to your card.

Can I use my Amex Platinum card CLEAR Plus credit for someone else?

Yes. Just charge the application or renewal fee to your Amex Platinum card and if you have the credit available, you will receive a statement credit for up to $189.

What counts for the Amex Platinum card digital entertainment credit?

You can receive up to $20 in monthly statement credits for purchases with Hulu, Disney+, the Disney Bundle, ESPN, The New York Times, Peacock TV, and The Wall Street Journal. You can make purchases with multiple services but the maximum monthly credit is $20.

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About Christine Krzyszton

Christine ran her own business developing and managing insurance and financial services. This stoked a passion for points and miles and she now has over 2 dozen credit cards and creates in-depth, detailed content for UP.

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