The information regarding the Capital One Spark Cash Plus was independently collected by Upgraded Points and not provided nor reviewed by the issuer.
The Capital One Spark Cash Plus is great for a business owner looking to earn 2% cash-back on all purchases without a high annual fee.
Card Snapshot
- Welcome Bonus & Info (Partner Content)
- Earn up to a $1,000 cash bonus; $500 once you spend $5,000 in the first 3 months, and $500 once you spend $50,000 in the first 6 months of account opening
- Earn unlimited 2% cash back on every purchase, everywhere – with no limits or category restrictions
- Comes with no preset spending limit, so it can adapt to your needs based on your spending behavior, payment history and credit profile
- Earn an annual $200 cash bonus every year you spend $200,000 or more
- Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel
- Add employee cards for free, and earn unlimited 2% cash back from their purchases
- $150 annual fee
- Spark Cash Plus has no APR because your balance is due in full every month
- Card Categories:
Card Fees
- Interest Rates
- Late fees
- Up to $39
- Penalty APR: 29.4% Variable
- Cash Advance APR
- 26.99% Variable
- Fee: Either $10 or 3% of the amount of each cash advance, whichever is greater.
Alex has been traveling for over 25 years and from a young age was lucky enough to set out on numerous family trips all over the world, which gave him the travel bug. Alex has since earned millions of travel points and miles, mainly through maximizing credit card sign-up bonuses and taking every opportunity to earn the most points possible on each dollar spent.
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