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Citi/AAdvantage Executive World Elite Mastercard — Full Review [2025]

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Jarrod West
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Jarrod West

Senior Content Contributor

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Boasting a portfolio of over 20 cards, Jarrod has been an expert in the points and miles space for over 6 years. He earns and redeems over 1 million points per year and his work has been featured in o...
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Michael Y. Park

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Michael Y. Park is a journalist living in New York City. He’s traveled through Afghanistan disguised as a Hazara Shi’ite, slept with polar bears on the Canadian tundra, picnicked with the king and que...
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Kellie Jez

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Kellie’s professional experience has led her to a deep passion for compliance, data reporting, and process improvement. Kellie’s learned the ins and outs of the points and miles world and leads UP’s c...

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Citi® / AAdvantage® Executive World Elite Mastercard®

Citi® / AAdvantage® Executive World Elite Mastercard®

U.P. Rating
The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.
Star rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating icon4.5
  • 70,000 miles

  • $595

  • 20.24% — 29.24% Variable

  • Good to Excellent (670-850)

Citi® / AAdvantage® Executive World Elite Mastercard®

Access to Admirals Clubs, tons of added benefits, and a way to spend towards elite status make this a great option for American Airlines loyalists.

U.P. Rating
The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.
Star rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating icon4.5
Summary

The AAdvantage Executive World Elite card is a must-have for frequent American Airlines flyers who want Admirals Club lounge access, to earn more miles on their daily expenses, and a fast-track to American Airlines AAdvantage elite status.

Card Details

Card Snapshot

Welcome Bonus & Info

  • Earn 70,000 American Airlines AAdvantage® bonus miles after spending $7,000 within the first 3 months of account opening.
  • Admirals Club® membership for you and access for up to two guests or immediate family members traveling with you
  • No Foreign Transaction Fees on purchases
  • Earn 1 Loyalty Point for every 1 eligible AAdvantage® mile earned from purchases
  • First checked bag is free on domestic American Airlines itineraries for you and up to 8 companions traveling with you on the same reservation
Pros & Cons

Pros

  • Earn 10x miles on eligible hotels and car rentals booked through aadvantagehotels.com and aadvantagecars.com
  • Earn 4x miles on eligible American Airlines purchases, and 5x miles after you spend $150,000 in purchases in a calendar year
  • Earn 1x mile and 1 Loyalty Point on all other purchases
  • Complimentary Admirals Club membership for you and access for up to two guests or immediate family members traveling with you
  • Up to $360 in annual credits with Lyft, Grubhub, and Avis/Budget
  • Earn a 10,000 Loyalty Point bonus after reaching 50,000 Loyalty Points in a status qualification year. Earn another 10,000 Loyalty Point bonus after reaching 90,000 Loyalty Points in the same status qualification year
  • Earn 1 Loyalty Point for every 1 eligible AAdvantage® mile earned from purchases
  • First checked bag is free on domestic American Airlines itineraries for you and up to 8 companions traveling on the same reservation
  • 25% rebate on inflight food and beverage purchases
  • Global Entry/TSA PreCheck credit
  • Priority boarding and priority check-in (where available) for you and up to 8 traveling companions on the same reservation
  • No foreign transaction fees

Cons

  • $595 annual fee
  • Doesn’t earn many miles on all other eligible purchases
  • Doesn’t earn transferable rewards
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Great Card If

  • You’re a frequent American Airlines flyer.
  • You want Admirals Club airport lounge access.
  • You want a card that helps you achieve higher levels of American Airlines elite status.

Don’t Get If

  • You rarely fly with American Airlines.
  • You want a card that earns transferable rewards.

AAdvantage Executive World Elite Card: Is It Worth It?

If you’re a frequent American Airlines flyer who is looking to attain high-level elite status in the AAdvantage program and you want Admirals Club airport lounge access, the AAdvantage Executive World Elite card is a must-add to your wallet.

Not only does the card help you earn more AAdvantage miles on all of your daily purchases, it also comes loaded with perks like free checked bags, priority check-in and screening, priority boarding, a discount on inflight food and beverage purchases, in addition to annual credits with Lyft, Grubhub, Avis, and Budget rental cars.

Plus, for those looking to qualify or requalify for AAdvantage elite status, the card has a bonus of 10,000 Loyalty Points after you reach 50,000 Loyalty Points in a status qualification year. It awards another 10,000 Loyalty Points bonus after you reach 90,000 Loyalty Points in a qualification year.

AAdvantage Executive World Elite Card Top Benefits and Perks

While the AAdvantage Executive World Elite card does charge a high annual fee, it also comes loaded with benefits that frequent American Airlines flyers are sure to get plenty of value from.

  • Admirals Club membership: Receive access to nearly 100 Admirals Club airport lounges and partner lounges locations worldwide. Immediate family members or up to 2 guests can join you.
  • Loyalty Point bonus: Earn a 10,000 Loyalty Points bonus after reaching 50,000 Loyalty Points in a status qualification year and another 10,000 Loyalty Points bonus after reaching 90,000 Loyalty Points in the same status qualification year.
  • Earn Loyalty Points: Earn 1 Loyalty Point toward AAdvantage elite status for every $1 you spend on the card.
  • Up to $120 in annual Lyft credits: After taking 3 eligible rides in a calendar month, earn a $10 Lyft credit, for a total of up to $120 Lyft credits annually.
  • Up to $120 in annual Grubhub credits: Earn a statement credit of up to $10 per monthly billing statement on eligible Grubhub purchases, for a total of up to $120 each year.
  • Up to $120 in annual Avis or Budget credits: Earn up to $120 in statement credits every calendar year on eligible prepaid car rentals booked directly with Avis or Budget.
  • Free checked bags: Get your first checked bag free on domestic American Airlines flights for you and up to 8 traveling companions on the same reservation.
  • 25% saving on inflight purchases: Applies to food and beverage purchases on American Airlines flights purchased with your card.
  • Enhanced airport experience: Receive priority check-in and screening, as well as priority boarding privileges for you and up to eight passengers on the same reservation.
  • Global Entry or TSA PreCheck credit: Get priority security screening both when departing from U.S. airports and when returning to the U.S. from abroad.
  • No foreign transaction fees: Use your card overseas to continue earning miles without paying additional fees.

Best Ways To Earn and Redeem Your AAdvantage Miles

If you want to earn more American Airlines miles, use your AAdvantage Executive World Elite card for as many purchases as you can, especially on American Airlines flights, where you earn 4x miles, as well as eligible hotels booked through aadvantagehotels.com and on eligible car rentals booked through aadvantagecars.com, where you earn 10x miles.

Plus, every $1 you spend on the card also helps you earn 1 Loyalty Point toward your status qualification, as well. Additionally, you can use platforms like the AAdvantage Shopping Portal and SimplyMiles, both of which help you earn more Loyalty Points and redeemable miles.

As far as airline loyalty programs go, American Airlines miles are one of the most valuable, and you have no shortage of great ways to redeem your American Airlines miles both with American and its Oneworld partners like Cathay Pacific, Japan Airlines, and Qatar Airways.

Alternative Card to the AAdvantage Executive World Elite Card

Citi® / AAdvantage® Platinum Select® World Elite Mastercard®

If you regularly fly with American Airlines and want additional perks and to earn more miles on your daily expenses but don’t want to pay a large annual fee, then the AAdvantage Platinum Select World Elite card would be a better fit for you.

With it, you earn 2x miles at restaurants, gas stations, and eligible American Airlines purchases, along with 1x mile and 1x Loyalty Point on all other purchases. Plus, it still offers perks like a free checked bag for you and up to 4 traveling companions, preferred boarding, and a 25% savings on inflight food and beverage purchases.

The Platinum Card® from American Express

For those who want a premium card with premium perks but prefer a card that earns transferable rewards, the Amex Platinum card is easily one of the best cards on the market.

Not only is it arguably the best card for airport lounge access, including Amex Centurion lounges, Delta SkyClubs, and Priority Pass lounges upon enrollment, but it also comes loaded with benefits like statement credits with Uber, CLEAR, digital entertainment, Saks Fifth Avenue, and more. Plus, you receive hotel and rental car elite status with Hilton, Marriott, Avis, Hertz, and National, along with great consumer and travel protections. Note that some statement credits and elite status benefits may require enrollment to use.

Frequently Asked Questions

Does the AAdvantage Executive World Elite card have airport lounge access?

Yes, the AAdvantage Executive World Elite card offers access to Admirals Clubs and partner lounges worldwide for the cardholder and their immediate family (including spouse, domestic partner, and children under 18) or up to 2 guests.

What is the annual fee of the AAdvantage Executive World Elite card?

The annual fee of the AAdvantage Executive World Elite card is $595.

What are the benefits of the AAdvantage Executive World Elite card?

The AAdvantage Executive World Elite card is loaded with helpful benefits for American Airlines flyers, including Admirals Club lounge access, up to $360 in annual credits with Lyft, Grubhub, and Avis or Budget, free checked bags, a 25% savings on inflight food and beverage purchases, priority check-in, priority boarding, and a Global Entry or TSA PreCheck credit.

What credit score is needed for the AAdvantage Executive World Elite card?

There is no set credit score that will guarantee that you will be approved for the AAdvantage Executive World Elite card. Further, Citi will consider not only your credit score but also your income, the number of new cards you have opened recently, your history with American Airlines cards from Citi, and more. That said, those with credit scores of 670 or higher should have high approval odds.

Does the AAdvantage Executive World Elite card help you earn elite status?

Yes, the AAdvantage Executive World Elite card helps you earn elite status by giving you 1 Loyalty Point for every $1 you spend on the card, in addition to a 10,000 Loyalty Points bonus after you reach 50,000 Loyalty Points in a status qualification year and another 10,000 Loyalty Points bonus after you reach 90,000 Loyalty Points in the same status qualification year just for holding the card.

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About Jarrod West

Boasting a portfolio of over 20 cards, Jarrod has been an expert in the points and miles space for over 6 years. He earns and redeems over 1 million points per year and his work has been featured in outlets like The New York Times.

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