Which is the best American Airlines credit card?

The best American Airlines credit card depends on how often you fly American Airlines, whether lounge access is important to you, and your tolerance for paying an annual fee. If you travel frequently on American Airlines, are currently paying for an annual Admirals Club membership, and don’t mind the annual fee, the AAdvantage Executive card offers good value. The steep annual fee is offset by the included Admirals Club membership, which can cost as much as $1,400 annually.

Can American Airline miles be transferred?

American AAdvantage miles cannot be transferred to other airlines or rewards programs. However, they can be used to book flights on American and partner airlines. You can also transfer American AAdvantage miles to another account, though there are fees.

Which credit card earns American Airline miles?

All AAdvantage-branded credit cards earn at least 1 American Airlines AAdvantage mile per $1 spent on the card. Each credit card has its own earning structure, and many have bonus categories where you can earn additional miles per $1 spent. Selecting an AAdvantage credit card that earns at least 2 miles per $1 spent on American Airlines purchases and offers bonus category earnings that match your spending habits is the fastest way to earn lots of American Airlines AAdvantage miles.

Do American Airlines miles expire?

American Airlines AAdvantage miles expire after 24 months of inactivity in your AAdvantage frequent flyer account. You can keep your miles from expiring by earning or redeeming miles with American Airlines or one of its partners. Each time you make a qualifying activity, your expiration date is extended by 24 months.

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Credit Cards

The 9 Best Credit Cards for American Airlines Flyers [Lounges, Upgrades, Priority Boarding, and More]

Updated: October 29, 2026, 8:00pm CDT

Edited by:

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Table of Contents

9 Best Cards for American Airlines Flyers: Overview
6 Best Personal Cards for American Airlines Flyers
3 Best Business Cards for American Airlines Flyers
Earning AAdvantage Elite Status With American Airlines Credit Cards
Final Thoughts

We may be compensated when you click on a link, when an application is approved, or when an account is opened from one or more of our advertising partners. Terms apply to the offers below. See our Advertising Policy for more about our partners, how we make money, and our rating methodology. Opinions and recommendations are ours alone.

Introduced in 1981, the American Airlines AAdvantage frequent flyer program is the world’s oldest — and largest — loyalty program.

American Airlines credit cards offer AAdvantage perks such as lounge access, companion tickets, flight benefits, flight credits, elevated earnings, a faster path to AAdvantage elite status, and more.

If American Airlines is your chosen airline, it’s worth considering one of its co-branded cards. Let’s take a look at which options are best and why you should have one in your wallet.

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Best Overall Cards for American Airlines Flyers

Here are our top overall picks for the best cards for flyers who frequent American Airlines:

Citi^® / AAdvantage^® Platinum Select^® World Elite Mastercard^®: Best Overall AA Personal Card
Citi^® / AAdvantage^® Globe™ Mastercard^®: Best Midtier Card for Enhanced American Airlines Perks
Citi^® / AAdvantage^® Executive World Legend Mastercard^®: Best Card for Admirals Club, Earning on AA Purchases, AAdvantage Elite Status, AA Flight Benefits
Citi Strata Elite℠ Card: Best for Transferring Flexible Rewards to AA for Award Redemptions
Platinum Card^® from American Express: Best for Global Lounge Access, Earning on Flights, Redeeming Flexible Rewards for AA Flights
Chase Sapphire Reserve^®: Best for Redeeming Flexible Rewards for AA Flights, Statement Credits for Travel Purchases, Travel Insurance Benefits
Citi^® / AAdvantage Business™ World Elite Mastercard^®: Best AA Business Card
The Business Platinum Card^® from American Express: Best Business Card for Global Lounge Access, Earning on Flights, Redeeming Flexible Rewards for AA Flights
Sapphire Reserve for Business℠: Best Business Card for AA Flights, Flexible Rewards, and Lounge Access

9 Best Cards for American Airlines Flyers: Overview

American Airlines offers numerous co-branded credit cards. Here’s a high-level look at our top picks:

6 Best Personal Cards for American Airlines Flyers

AAdvantage Platinum Select Card: Best Overall AA Personal Card

Citi^® / AAdvantage^® Platinum Select^® World Elite Mastercard^®

U.P. Rating

American Airlines frequent flyers can earn miles on everyday spending and use money-saving benefits, from free bags to statement credits.

All information about Citi^® / AAdvantage^® Platinum Select^® World Elite Mastercard^® has been collected independently by Upgraded Points.

Citi^® / AAdvantage^® Platinum Select^® World Elite Mastercard^®

American Airlines frequent flyers can earn miles on everyday spending and use money-saving benefits, from free bags to statement credits.

Welcome OfferEarn 50,000 American Airlines AAdvantage® bonus miles after $2,500 in purchases within the first 3 months of account opening.
50,000 miles

UP's Offer Valuation*:
$700

Annual Fee

$0 intro annual fee, $99 after the first year

APR

19.74% to 29.74% Variable

Why We Like This Card

The AAdvantage Platinum Select card offers American Airlines frequent flyers the ability to earn miles on everyday spending and take advantage of perks, including free checked bags, preferred boarding, travel credits, and new lifestyle benefits beginning January 24, 2027.

Pros & Cons

Pros

Beginning January 24, 2027: 3x miles on eligible AAdvantage Hotels and AAdvantage Cars bookings, 2x miles at EV charging stations, select streaming services, and Rides and Rails purchases
2x miles at restaurants, gas stations, and eligible American Airlines purchases
1x miles on all other purchases

Cons

Does not earn transferable rewards
Charges an annual fee

Read Full Review

Card Highlights

Earn 50,000 American Airlines AAdvantage^®bonus miles after $2,500 in purchases within the first 3 months of account opening.
Earn 2 AAdvantage^® miles for every $1 spent at gas stations and restaurants, and on eligible American Airlines purchases.
Earn 1 Loyalty Point for every 1 eligible AAdvantage^® mile earned from purchases.
No Foreign Transaction Fees.
First checked bag is free on domestic American Airlines itineraries for you and up to four companions traveling with you on the same reservation.
Enjoy preferred boarding on American Airlines flights.

Financial Snapshot

APR: 19.74% to 29.74% Variable
Foreign Transaction Fees: 0%

Rewards Center

American Airlines AAdvantage Program

The AAdvantage Platinum Select card is a good choice for receiving American Airlines benefits without paying a high annual fee. Your mileage balance will add up quickly, as the card earns double miles on American Airlines, gas station, and restaurant purchases.

Why We Like the Card for American Airlines Flyers

3x miles on AAdvantage Hotels and AAdvantage Cars bookings starting January 24, 2027
2x miles for every $1 on American Airlines purchases, gas stations, EV charging stations, restaurants, Rides and Rails, and streaming (EV charging stations, Rides and Rails, and streaming begin earning 2x miles on January 24, 2027)
Preferred boarding and a free checked bag for the cardholder and up to 4 traveling companions
$125 flight discount after spending $20,000 on the card each card anniversary year (increases to $150 on January 24, 2027)
25% inflight purchase discount (changes to a $100 inflight purchase credit annually on January 24, 2027)
Generous welcome bonus offer after meeting minimum spending requirements
Moderate annual fee that is waived the first year
Earn Loyalty Points toward status from purchases on the card
FOX One and Walmart+ subscription benefits (enrollment required, beginning January 24, 2027)

Hot Tip:

In addition to the associated American Airlines benefits, Citi-issued cards may come with a car rental collision damage waiver; lost-, stolen-, damaged-, or delayed-baggage insurance; trip cancellation, trip interruption, or trip delay coverage; travel, emergency, and roadside assistance; no foreign transaction fees; and shopping protections, including purchase protection and extended warranty coverage. Coverage varies by card. Each card’s guide to benefits provides detailed descriptions, terms, and conditions.

AAdvantage Globe Card: Best for Racking up Miles

Citi^® / AAdvantage^® Globe™ Mastercard^®

U.P. Rating

The AAdvantage Globe card gives you more value on every American Airlines flight and helps you qualify for elite status.

All information about Citi^® / AAdvantage^® Globe™ Mastercard^® has been collected independently by Upgraded Points.

Citi^® / AAdvantage^® Globe™ Mastercard^®

The AAdvantage Globe card gives you more value on every American Airlines flight and helps you qualify for elite status.

Welcome OfferEarn 60,000 American Airlines AAdvantage® bonus miles after $4,000 in purchases in the first 3 months of account opening.
60,000 miles

UP's Offer Valuation*:
$840

Annual Fee

$350

APR

19.74% to 29.74% Variable

Why We Like This Card

The AAdvantage Globe card is an excellent option for American Airlines frequent flyers who want a card that offers benefits on every American Airlines flight and makes it easier to qualify for American Airlines elite status.

Pros & Cons

Pros

6x miles on eligible AAdvantage Hotels bookings
3x miles on American Airlines purchases
2x miles at restaurants, including takeout and delivery

Cons

$350 annual fee
Doesn’t earn transferable rewards

Read Full Review

Card Highlights

Earn 60,000 American Airlines AAdvantage^®bonus miles after $4,000 in purchases in the first 3 months of account opening.
American Airlines AAdvantage^® bonus miles are not available if you have received AAdvantage^®bonus miles for a new AAdvantage^® Globe™ account in the past 48 months or if you converted another Citi credit card account on which you earned a new account bonus in the last 48 months into a AAdvantage^® Globe™ account.
Every calendar year, receive four Admirals Club^®Globe™ Passes.
Global Entry^® or TSA PreCheck^® application fee credit of up to $120 every 4 years.
Earn 6 AAdvantage^® miles for every $1 spent on eligible hotels booked through aadvantagehotels.com.
Earn 3 AAdvantage^® miles for every $1 spent on eligible American Airlines purchases.
Earn 2 AAdvantage^® miles for every $1 spent at restaurants, including takeout and delivery.
Earn 1 AAdvantage^® miles for every $1 spent on all other purchases.

Financial Snapshot

APR: 19.74% to 29.74% Variable
Foreign Transaction Fees: $0

Not quite as premium as the AAdvantage Executive card but more robust than the AAdvantage Platinum Select card, the AAdvantage Globe card most benefits frequent AA flyers who want elite status but don’t fly or spend enough with the airline to choose the AAdvantage Executive card.

Why We Like the Card for American Airlines Flyers

Flight Streak bonus
Free checked bag for you and up to 8 traveling companions
Companion certificate for $99 plus taxes and fees
4 Admirals Club lounge passes annually

This card has no foreign transaction fees, but it does have an annual fee, and rewards earned aren’t transferable.

AAdvantage Executive Card: Best Card for Admirals Club, Earning on AA Purchases, AAdvantage Elite Status, AA Flight Benefits

Citi^® / AAdvantage^® Executive World Legend Mastercard^®

U.P. Rating

Access to Admirals Clubs, tons of added benefits, and a way to spend towards elite status make this a great option for American Airlines loyalists.

All information about Citi^® / AAdvantage^® Executive World Legend Mastercard^® has been collected independently by Upgraded Points.

Citi^® / AAdvantage^® Executive World Legend Mastercard^®

Access to Admirals Clubs, tons of added benefits, and a way to spend towards elite status make this a great option for American Airlines loyalists.

Welcome OfferEarn 80,000 AAdvantage® bonus miles after $8,000 in purchases in the first 3 months of account opening.
80,000 miles

UP's Offer Valuation*:
$1,120

Annual Fee

$695

APR

19.74% to 29.74% Variable

Credit Recommended

Good to Excellent (670-850)

Why We Like This Card

The AAdvantage Executive card is a must-have for frequent American Airlines flyers who want Admirals Club lounge access, to earn more miles on their daily expenses, and a fast-track to American Airlines AAdvantage elite status.

Pros & Cons

Pros

Earn 12x miles on eligible hotels and car rentals booked through aadvantagehotels.com and aadvantagecars.com
Earn 4x miles on eligible American Airlines purchases, and 5x miles after you spend $150,000 in purchases in a calendar year
Earn 1x mile and 1 Loyalty Point on all other purchases

Cons

$695 annual fee
Doesn’t earn many miles on all other eligible purchases

Read Full Review

Card Highlights

Earn 80,000 American Airlines AAdvantage^®bonus miles after $8,000 in purchases in the first 3 months of account opening.
The only card with Admirals Club^® membership. Membership includes access for you and up to two guests or immediate family members traveling with you.
Global Entry^® or TSA PreCheck^® application fee credit of up to $120 every 4 years.
Earn a 10,000 Loyalty Point bonus after reaching 50,000, 90,000, 165,000 and 240,000 Loyalty Points in the same status qualification year.
First checked bag is free on domestic American Airlines itineraries for you and up to 8 companions traveling with you on the same reservation.

Financial Snapshot

APR: 19.74% to 29.74% Variable
Foreign Transaction Fees:

Rewards Center

American Airlines AAdvantage Frequent Flyer Program

If you’re a frequent American Airlines flyer and lounge access is important to you, consider the AAdvantage Executive card.

Admirals Club memberships cost up to $1,400 for an annual household membership (or 140,000 miles) and $750 for an annual single membership.

Cardholders receive a membership as long as they have the card. Plus, they can bring immediate family members or up to 2 guests. This means a family of 3, 4, or more could enjoy the club while traveling together without extra charges. Lounge benefits also extend to partner lounges where American Airlines has a reciprocal agreement.

Authorized users added to the card ($175 for up to 3 authorized users; $175 per authorized user thereafter) also receive Admirals Club access.

Swivel chairs at the Admirals Club at Boston Logan Airport — A key benefit of the AAdvantage Executive card is Admirals Club membership. Image Credit: Chris Hassan

Why We Like the Card for American Airlines Flyers

Admirals Club membership for the cardholder; guest access for immediate family or up to 2 guests
4x miles on American Airlines and 12x miles on AAdvantage Hotels and AAdvantage Cars bookings
Up to 40,000 bonus Loyalty Points earned every year
Free checked bag for the cardholder and up to 8 travel companions on the same reservation
Priority boarding, priority check-in, and priority TSA screening lines for the cardholder and up to 8 companions
Up to $120 Global Entry or TSA PreCheck fee reimbursement statement credit
$100 statement credit for inflight and Admirals Club purchases

Hot Tip:

The AAdvantage Executive card is the best American Airlines card for lounge access, earning on American Airlines purchases, and flight benefits. The card does come with a higher annual fee.

Citi Strata Elite Card: Best Card for Redeeming Flexible Rewards for AA Flights

Terms Apply / Rates & Fees

Citi Strata Elite℠ Card

U.P. Rating

The Citi Strata Elite card is Citi's most premium card built for frequent travelers and foodies.

Apply Now(at our partner's secure site)

Citi Strata Elite℠ Card

The Citi Strata Elite card is Citi's most premium card built for frequent travelers and foodies.

Welcome OfferEarn 75,000 bonus Points after spending $6,000 in the first 3 months of account opening.
75,000 Points

UP's Offer Valuation*:
Up to   $1,200

Annual Fee

$595

APR

20.74% to 28.74% Variable

Why We Like This Card

The Citi Strata Elite card is a great option for frequent travelers, foodies, and those who are fans of the Citi ThankYou Rewards ecosystem thanks to its combination of bonus categories, perks, and annual credits.

Pros & Cons

Pros

12x points on hotels, rental cars, and attractions booked through Citi Travel
6x points on airfare through Citi Travel
6x points on dining on Citi Nights (Friday and Saturday nights from 6 p.m. to 6 a.m.) and 3x points on dining at all other times

Cons

$595 annual fee
Boosted dining rewards are limited to 2 nights per week

Read Full Review

Card Highlights

Earn 75,000 bonus Points after spending $6,000 in the first 3 months of account opening.
Earn 12 Points per $1 spent on Hotels, Car Rentals, and Attractions booked on cititravel.com and 6 Points per $1 spent on Air Travel booked on cititravel.com
Earn 6 Points per $1 spent at Restaurants including Restaurant Delivery Services on CitiNights℠ purchases, every Friday and Saturday from 6 PM to 6 AM ET. Earn 3 Points per $1 spent any other time
Earn 1.5 Points per $1 spent on All Other Purchases
Up to $300 Annual Hotel Benefit: Each calendar year, enjoy up to $300 off a hotel stay of two nights or more when booked through cititravel.com.
No Foreign Transaction Fees

Financial Snapshot

APR: 20.74% to 28.74% Variable
Foreign Transaction Fees: None

Consider the Citi Strata Elite card if you want to use American Airlines AAdvantage miles but want more flexibility. Introduced in 2025, the Citi Strata Elite card allows flexible rewards points to be transferred to American Airlines AAdvantage at a 1:1 ratio. In general, premium Citi cards transfer Citi points to AA miles at a 1:1 ratio, while no-annual-fee cards transfer at a 1:0.7 ratio.

Besides the ability to transfer points to American Airlines AAdvantage, the Citi Strata Elite card has a lot more going for it. It comes with a Priority Pass Select membership, giving you access to thousands of airport lounges worldwide. You also get 4 American Airlines Admirals Club passes each calendar year. Topping it off, you’re eligible for statement credits for Global Entry, TSA PreCheck, $300 in some hotel stays, an up-to-$200 annual Splurge Credit, and up to a $200 annual Blacklane credit.

Why We Like the Card for American Airlines Flyers

Ability to transfer ThankYou Points 1:1 to American Airlines AAdvantage miles
Complimentary Priority Pass Select membership
4 American Admirals Club passes annually
Up to $700 in potential annual credits on hotels, splurges, and Blacklane chauffeur service

Hot Tip:

In addition to the Citi Strata Elite card, American Airlines flyers may also be interested in the Citi Strata Premier^® Card, which earns flexible Citi ThankYou Points that can be transferred to American Airlines AAdvantage.

Amex Platinum Card: Best for Global Lounge Access, Earning on Flights, Redeeming Flexible Rewards for AA Flights

BEST OFFER

Terms Apply / Rates & Fees

Platinum Card^® from American Express

U.P. Rating

The Amex Platinum card reigns supreme for luxury travel, offering the best airport lounge access plus generous statement credits, and elite status.

Apply Now(at Amex's secure site)

Apply With Confidence

Know if you're approved with no credit score impact

If you're approved and accept this Card, your credit score may be impacted.

Platinum Card^® from American Express

The Amex Platinum card reigns supreme for luxury travel, offering the best airport lounge access plus generous statement credits, and elite status.

Welcome OfferYou may be eligible for as high as 175,000 Membership Rewards® points after you spend $12,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary, and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount — all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
As High as 175,000 Points. Find Out Your Offer.

UP's Offer Valuation*:
Up to $3,850

Annual Fee

$895

APR

See Pay Over Time APR

Credit Recommended

Good to Excellent

Why We Like This Card

When it comes to cards that offer top-notch benefits, the Platinum Card^® from American Express is a top choice.

The card offers premium perks like best-in-class airport lounge access, hotel elite status, and several annual card credits. The Amex Platinum card is easily worth the annual fee for frequent travelers who use the lounges and travel credits, and hard to justify for those who won’t.

Pros & Cons

Pros

The best airport lounge access out of any card (by far): Get access to over 1,550 worldwide lounges, including Amex Centurion Lounges, Priority Pass lounges (enrollment required), Plaza Premium Lounges, and many more!
5 points per $1 spent on flights purchased directly with the airline or with AmexTravel.com (up to $500,000 per year)
5 points per $1 spent on prepaid hotels booked with AmexTravel.com

Cons

$895 annual fee (rates & fees)
Airline credit does not cover airfare (only incidentals like checked bags).

Read Full Review

Card Highlights

You may be eligible for as high as 175,000 Membership Rewards^® points after you spend $12,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
Get more for your travels with 5X Membership Rewards^® points on all flights and prepaid hotel bookings through American Express Travel^®, including Fine Hotels + Resorts^® and The Hotel Collection bookings. You earn 5X points on flights purchased directly from airlines or through American Express Travel^® on up to $500,000 on these purchases per calendar year.
$600 Hotel Credit: Get up to $300 in statement credits semi-annually on prepaid Fine Hotels + Resorts^® or The Hotel Collection* bookings through American Express Travel^® using the Platinum Card^®. *The Hotel Collection requires a minimum two-night stay. Effective January 1, 2027, Fine Hotels + Resorts^® bookings will require a minimum two-night stay to be eligible for the $600 Hotel Credit.
With over 1,550 airport lounges - more than any other credit card company on the market* - enjoy the benefits of the Global Lounge Collection, over $850 of annual value, with access to Centurion Lounges, 10 Delta Sky Club visits when flying on an eligible Delta flight, Priority Pass membership (enrollment required), and other select partner lounges. *As of 08/2026.
$200 Uber Cash + $120 Uber One Credit: With the Platinum Card^® you can receive $15 in Uber Cash each month plus a bonus $20 in December when you add your Platinum Card^® to your Uber account to use on rides and orders in the U.S. when you select an Amex Card for your transaction. Plus, when you use the Platinum Card^® to pay for an auto-renewing Uber One membership, you can get up to $120 in statement credits each calendar year. Terms apply.
$300 Digital Entertainment Credit: Experience the latest shows, news and recipes. Get up to $25 in statement credits each month when you use your Platinum Card^® for eligible purchases on Disney+, a Disney+ bundle, ESPN streaming services, Hulu, The New York Times, Paramount+, Peacock, The Wall Street Journal, YouTube Premium, and YouTube TV when you purchase directly from one or more of the providers. Enrollment required.
$400 Resy Credit + Platinum Nights™ by Resy: Get up to $100 in statement credits each quarter when you use the Platinum Card^® to pay for eligible purchases with Resy, including dining purchases at over 10,000 qualifying U.S. Resy restaurants. Enrollment required. As a Platinum Card^® Member you have special access to reservations on select nights at participating sought after Resy restaurants through Platinum Nights™ by Resy. Simply add your Platinum Card^® to your Resy profile to book your reservation.
$219 CLEAR+ Credit: CLEAR+ helps get you to your gate faster by using your face to verify you are you at 60+ airports nationwide. You can cover the cost of a CLEAR+ Membership* with up to $219 in statement credits per calendar year after you pay for CLEAR+ with your Platinum Card^®. *Excluding any applicable taxes and fees. Subject to auto-renewal.
$200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees, such as checked bags and in-flight refreshments, are charged by the airline to The Platinum Card^® Account. American Express relies on airlines to submit the correct information on airline transactions to identify incidental fee purchases. If you do not see a credit for a qualifying incidental purchase on your eligible Card after 8 weeks, simply call the number on the back of your Card. Qualifying airlines are subject to change. See terms & conditions for more details.
Whatever the occasion, choose from our two signature collections of premium hotels, curated to inspire and excite you when you book through Amex Travel™: Fine Hotels + Resorts^® is a collection of over 1,900 luxury hotels that are destinations unto themselves and the Hotel Collection includes over 1,400 upscale hotels in desirable destinations.
$300 lululemon Credit: Enjoy up to $75 in statement credits each quarter when you use the Platinum Card^® for eligible purchases at U.S. lululemon retail stores (excluding outlets) and lululemon.com. That’s up to $300 in statement credits each calendar year. Enrollment required.
$155 Walmart+ Credit: Get up to a $12.95* statement credit back each month after you pay for a monthly Walmart+ membership (subject to auto-renewal) with your Platinum Card^®. *Up to $12.95 plus applicable taxes on one membership fee.
$895 annual fee.
Terms Apply.

Financial Snapshot

APR: See Pay Over Time APR
Foreign Transaction Fees: None

Rewards Center

American Express Membership Rewards

The Amex Platinum card has all the key benefits of a premium travel rewards card. The card earns flexible rewards that are redeemable with a wide selection of Amex transfer partners, rather than flights with just 1 airline alliance.

The card also comes with a long list of travel perks and protections.

Why We Like the Card for American Airlines Flyers

5x Membership Rewards points on flights purchased directly from airlines (including American Airlines) or from AmexTravel.com for up to $500,000 of these purchases per calendar year (then 1x)
Access to the American Express Global Lounge Collection, including access to the prestigious Centurion Lounge network and Priority Pass membership upon enrollment
Membership Rewards points earned on the card are redeemable with Oneworld partners for American Airlines flights
Up to $200 airline incidental fee credit each year if you select American Airlines as your qualifying airline when enrolling for the benefit

Chase Sapphire Reserve Card: Best for Redeeming Flexible Rewards for AA Flights, Statement Credits for Travel Purchases, Travel Insurance Benefits

Terms Apply / Rates & Fees

Chase Sapphire Reserve^®

U.P. Rating

A top player in the high-end premium travel credit card space that earns points on travel and dining while offering top luxury perks.

Apply Now(at Chase's secure site)

Chase Sapphire Reserve^®

A top player in the high-end premium travel credit card space that earns points on travel and dining while offering top luxury perks.

Welcome OfferEarn 100,000 bonus points after you spend $6,000 on purchases in the first 3 months from account opening.
100,000 points

UP's Offer Valuation*:
$2,000

Annual Fee

$795

APR

19.74% - 28.24% Variable

Credit Recommended

Excellent

Why We Like This Card

If you’re looking for an all-around excellent travel rewards card, the Chase Sapphire Reserve^® is one of the best options.

The card combines elite travel benefits and perks like worldwide airport lounge access, with excellent point earning and redemption options. Plus, it offers top-notch travel insurance protections to cover you at home or on the road.

Don’t forget the more than $2,000 in annual credits, which can offset the annual fee!

Pros & Cons

Pros

8x points on all Chase Travel purchases
5x points on Lyft rides
4x points on flights and hotels booked directly

Cons

$795 annual fee

Read Full Review

Card Highlights

Earn 100,000 bonus points after you spend $6,000 on purchases in the first 3 months from account opening.
Get $3,000 in annual value with Sapphire Reserve.
Earn 8x points on all purchases through Chase Travel℠, including The Edit℠ and 4x points on flights and hotels booked direct. Plus, earn 3x points on dining worldwide & 1x points on all other purchases.
$300 annual travel credit as reimbursement for travel purchases charged to your card each account anniversary year.
Access over 1,300 airport lounges worldwide with a complimentary Priority Pass™ Select membership, plus every Chase Sapphire Lounge^® by The Club with two guests. Plus, a statement credit of up to $120 every four years as reimbursement for the application fee charged to your card for a Global Entry, TSA Precheck^® or NEXUS application.
Get up to $150 in statement credits from January through June and again from July through December for a maximum of $300 annually when you dine at restaurants part of Sapphire Reserve Exclusive Tables.
Count on Trip Cancellation/Interruption Insurance, Auto Rental Coverage, Lost Luggage Insurance, no foreign transaction fees, and more.
Get complimentary subscriptions to Apple TV and Apple Music for a minimum of one year when activated by June 22, 2027, a value of $324 annually.
Member FDIC

Financial Snapshot

APR: 19.74% - 28.24% Variable
Foreign Transaction Fees: None

Rewards Center

Chase Ultimate Rewards

One downside of an airline-branded credit card is that miles can only be redeemed with that airline and its partners, whether or not they’re in the same alliance. With the Chase Sapphire Reserve card, you can redeem rewards for any airline or transfer points to travel partners for even greater potential value.

The card also provides the economic value of statement credits for travel purchases and valuable travel insurance benefits.

Why We Like the Card for American Airlines Flyers

4x Ultimate Rewards points on airfare booked directly with an airline
Complimentary access for the cardholder and 2 guests to over 1,300 lounges worldwide with a Priority Pass Select membership (upon activation)
Ultimate Rewards points earned on the card are transferable to Oneworld partners and then redeemable for American Airlines flights
A $300 annual travel credit that can be used for American Airlines flights
Several premium travel insurance benefits

3 Best Business Cards for American Airlines Flyers

AAdvantage Business Card: Best AA Business Card

Citi^® / AAdvantage^® Business™ World Elite Mastercard^®

U.P. Rating

A low annual fee, a free checked bag, and tons of perks and discounts make this card valuable for business owners who frequently travel with American Airlines.

All information about Citi^® / AAdvantage^® Business™ World Elite Mastercard^® has been collected independently by Upgraded Points.

Citi^® / AAdvantage^® Business™ World Elite Mastercard^®

A low annual fee, a free checked bag, and tons of perks and discounts make this card valuable for business owners who frequently travel with American Airlines.

Welcome OfferFor a limited time, earn 75,000 American Airlines AAdvantage® bonus miles after spending $5,000 in purchases within the first 5 months of account opening.
75,000 miles

UP's Offer Valuation*:
$1,050

Annual Fee

$0 intro annual fee for the first year, then $99

APR

19.74% to 28.74% Variable

Credit Recommended

Excellent (740-850)

Why We Like This Card

With the Citi^® / AAdvantage Business™ World Elite Mastercard®, you can earn more miles on business expenses and get perks including preferred boarding, free checked bags, and discounts on inflight purchases. It also helps you qualify for higher levels of elite status.

Beginning January 24, 2027, cardholders can access expanded earning categories, travel credits, and travel protections.

Pros & Cons

Pros

Starting January 24, 2027: 3x miles per $1 on qualifying AAdvantage Hotels and AAdvantage Cars bookings, 2x on one eligible self-select category (U.S. shipping providers, office supply stores, or U.S. advertising services)
2x miles per $1 spent on American Airlines purchases
2x miles per $1 spent on cable and satellite providers, at gas stations, on car rentals, and on select telecommunications merchants

Cons

$0 intro annual fee for the first year, then $99 annual fee (increases to $150 on January 24, 2027)
Does not earn transferable rewards

Read Full Review

Card Highlights

Designed for businesses.
For a limited time, earn 75,000 American Airlines AAdvantage^® bonus miles after spending $5,000 in purchases within the first 5 months of account opening.
First checked bag is free on domestic American Airlines itineraries to reduce travel costs and boost your bottom line.
25% savings on American Airlines inflight Wi-Fi when you use your card.
Enjoy preferred boarding on American Airlines flights.
Earn 2 AAdvantage^® miles per $1 spent on eligible American Airlines purchases, and on purchases at telecommunications merchants, cable and satellite providers, car rental merchants and at gas stations.
Earn 1 AAdvantage^® mile per $1 spent on other purchases.
Earn 1 Loyalty Point for every 1 eligible AAdvantage^® mile earned from purchases.
No Foreign Transaction Fees.

Financial Snapshot

APR: 19.74% to 28.74% Variable
Foreign Transaction Fees: None

Rewards Center

American Airlines AAdvantage Frequent Flyer Program

If you’re a business owner and fly American Airlines, the AAdvantage Business card could be a fit for those focused on earning American Airlines miles. Not only do you earn bonus miles on American Airlines purchases, but you also earn on certain business purchases.

Business travel can be more comfortable with preferred boarding, and you and your travel companions receive complimentary checked-bag benefits, even on personal trips.

Why We Like the Card for American Airlines Flyers

3x miles on AAdvantage Hotels and AAdvantage Cars bookings starting January 24, 2027
2x miles on American Airlines and telecommunications, satellite and cable providers, car rentals, and gas stations
2x miles in a self-selected category, with the option of U.S. shipping providers, office supply stores, or U.S. advertising services (starting January 24, 2027)
Preferred boarding and a free checked bag for the cardholder and up to 4 traveling companions
25% discount on certain inflight purchases (changes to up to $100 in inflight purchase credits each year starting January 24, 2027)
Companion ticket for $99 plus taxes and fees after spending $30,000 on the card in a cardmember year
Up to $120 Global Entry or TSA PreCheck application fee credit every 4 years (beginning January 24, 2027)
25% off a Melio subscription plan (beginning January 24, 2027)

Amex Business Platinum Card: Best Business Card for Global Lounge Access, Earning on Flights, Redeeming Flexible Rewards for AA Flights

NEW CHATGPT BENEFIT

Terms Apply / Rates & Fees

The Business Platinum Card^® from American Express

U.P. Rating

This card is ideal for business travelers who enjoy luxury travel and are looking for a card loaded with benefits!

Apply Now(at Amex's secure site)

The Business Platinum Card^® from American Express

This card is ideal for business travelers who enjoy luxury travel and are looking for a card loaded with benefits!

Welcome OfferYour Offer Could Be As High As 300,000 points. Apply And Find Out Your Offer. You may be eligible to earn as high as 300,000 Membership Rewards® Points after spending $20,000 in eligible purchases on your new Card in your first 3 months of Membership. Welcome offers vary and you may not be eligible for an offer. 
Your Offer Could Be As High As 300,000 Points. Find Out Your Offer. 

UP's Offer Valuation*:
Up to   $6,600

Annual Fee

$895

APR

17.99% - 28.74% Variable

Credit Recommended

Good to Excellent

Why We Like This Card

The Amex Business Platinum Card is a premium travel rewards card tailored for business owners who are frequent travelers with high annual expenses.

When you factor in the large number of perks that the card offers, like the best airport lounge access at over 1,550 lounges and numerous annual credits, it’s easy to see why this card is a top option for frequent traveling business owners.

Pros & Cons

Pros

Earn 5x Membership Rewards points per $1 on eligible travel purchases like flights, prepaid hotels, and prepaid short-term rentals booked through AmexTravel.com
Access to over 1,550 worldwide airport lounges as part of the American Express Global Lounge Collection
Earn 2x Membership Rewards points on eligible purchases in key business categories, as well as on purchases of $5,000 or more (on up to $2 million per calendar year)

Cons

High annual fee of $895 (rates & fees)
Airline fee credit does not cover airfare, only incidentals like checked bags

Read Full Review

Card Highlights

As High As 300,000 points. Find Out Your Offer. You may be eligible for as high as 300,000 Membership Rewards^® Points after spending $20,000 in eligible purchases on your new Card in your first 3 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Learn more.
The American Express Global Lounge Collection^® can provide an escape at the airport. With complimentary access to more than 1,550 airport lounges across 140 countries and counting, you have more airport lounge options than any other credit card company on the market as of 01/2026.
See how you can unlock over $4,000 in business and travel value annually after meeting qualifying spend thresholds on the Business Platinum Card. Terms apply.
Get up to $300 in statement credits semi-annually for up to a total of $600 in statement credits per calendar year on prepaid Fine Hotels + Resorts^® or The Hotel Collection bookings through American Express Travel^® using the Business Platinum Card^®. The Hotel Collection requires a minimum two-night stay. Effective January 1, 2027, Fine Hotels + Resorts^® bookings will require a minimum two-night stay to be eligible for the $600 Hotel Credit.
No Preset Spending Limit: The spending limit on the Business Platinum Card is flexible, so unlike a traditional credit card with a set limit, the amount you can spend adapts based on factors such as your purchase, payment and credit history.
Make the Business Platinum Card^® work even harder for you. Hilton for Business members get up to $200 back per calendar year when you make an eligible purchase at Hilton properties across the globe. Gift cards are not an eligible purchase. Benefit enrollment required.
Fly like a pro with a $200 Airline Fee Credit. Select one qualifying airline to receive up to $200 back per year on baggage fees and other incidentals.
Use the Business Platinum Card and get up to $219 back per calendar year on your CLEAR+ Membership (subject to auto-renewal).
Maximize your time away with Fine Hotels + Resorts through Amex Travel™.
Enroll and get up to $150 in statement credits on U.S purchases directly with Dell Technologies on the Business Platinum Card and an additional $1,000 statement credit after you spend $5,000 or more on that same Card per calendar year.
Enroll and get up to $300 in statement credits per calendar year on U.S. purchases of ChatGPT Business* on the Business Platinum Card. *Subject to auto-renewal.
Enroll and get a $250 statement credit after you spend $600 or more on U.S. purchases directly with Adobe per calendar year on the Business Platinum Card.
Get up to $90 in statement credits quarterly for purchases with Indeed on the Business Platinum Card. That’s up to $360 back per year. Enrollment required.
Get up to $10 in statement credits per month for wireless telephone service purchases made directly with a wireless provider in the U.S. on the Business Platinum Card. That’s up to $120 back per year. Enrollment required. Effective February 17, 2027, select merchants only. See terms.
2X points on purchases at U.S. construction material & hardware suppliers, electronic goods retailers and software & cloud system providers, and shipping providers¹, as well as on each eligible purchase of $5,000 or more, up to $2 million of these purchases per Card account per calendar year. Purchases eligible for multiple additional point bonuses will only receive the highest eligible bonus. ¹Effective February 17, 2027, select merchants only. See terms.
5X points on flights and prepaid hotels on AmexTravel.com
NEW: With the Business Platinum Card^® , you receive a complimentary American Express^® ZO Membership from Tishman Speyer. Enjoy access to premium ZO Clubhouses and Lounges in select U.S. cities. Plus, get 4 complimentary day passes per month at U.S. Studio spaces and up to $500 in statement credits each calendar year when you use the Business Platinum Card^® for event space bookings and/or a Dining Club membership.
1X points on other eligible purchases
Apply to know if you’re approved with no personal or business credit score impact. If you are approved and choose to accept the Card, your personal and business credit scores may be impacted
Terms Apply.

Financial Snapshot

APR: 17.99% - 28.74% Variable
Foreign Transaction Fees: None

Rewards Center

American Express Membership Rewards

Business owners who fly American Airlines should also consider the Amex Business Platinum card. Like the personal version, the card offers elevated flight earnings and worldwide lounge access.

Additionally, you get several statement credits for travel-related purchases.

Why We Like the Card for American Airlines Flyers

5x Membership Rewards points on American Airlines flights purchased via AmexTravel.com
Access to lounges in the American Express Global Lounge Collection
35% point rebate, up to 1 million points rebated per year, on rewards redeemed for American Airlines flights via AmexTravel.com when American Airlines is your preselected airline
Global Entry or TSA PreCheck fee reimbursement
Up to $219 CLEAR+ statement credit
Up to $200 airline incidental fee credit each year that can be used on American Airlines if you select American Airlines as your qualifying airline during benefit enrollment

Chase Sapphire Reserve Business Card: Best Business Card for AA Flights, Flexible Rewards, and Lounge Access

OFFER EXTENDED

Terms Apply / Rates & Fees

Sapphire Reserve for Business℠

U.P. Rating

The Chase Sapphire Reserve for Business card is perfect for frequent traveler business owners who want premium perks.

Apply Now

Sapphire Reserve for Business℠

The Chase Sapphire Reserve for Business card is perfect for frequent traveler business owners who want premium perks.

Welcome OfferEarn 200,000 bonus points after you spend $30,000 on purchases in your first 6 months from account opening and access more than $7,000 in total business and travel value in your first year.
200,000 points

UP's Offer Valuation*:
$4,000

Annual Fee

$795

APR

Flex for Business Variable APR: 17.99% - 28.74%

Credit Recommended

Excellent

Why We Like This Card

The Chase Sapphire Reserve Business card is a great pick for business owners who can easily make use of the annual credits for travel, Google Workspace, ZipRecruiter, and more. Plus, it offers helpful bonus categories such as ad spend and offers access to over 1,300 airport lounges — including Chase Sapphire Lounges.

Pros & Cons

Pros

8x points on Chase Travel purchases
4x points on flights and hotels booked directly
3x points on advertising purchases made with social media sites and search engines (up to $1 million per anniversary year starting 11/15/2026, then 1x)

Cons

$795 annual fee

Read Full Review

Card Highlights

Earn 200,000 bonus points after you spend $30,000 on purchases in your first 6 months from account opening.
$7,000+ in value your first year. 200K points, valued at $4,000 for select flights and hotels through Chase Travel℠, plus $3,000+ in annual value through travel and business benefits.
Earn 8x points on Chase Travel℠ for airline tickets, hotels, including The Edit℠, car rentals, cruises, activities and tours.
Earn 5x total points on Lyft rides through 9/30/27.
Earn 4x points on flights & hotels booked direct.
Earn 3x points on social media & search engine advertising on up to $1 million in spend each anniversary year, starting 11/15/26.
Get the most flexible travel credit compared to any other card, with up to $300 in statement credits each anniversary year on travel purchases.
Enjoy complimentary access to the Chase Sapphire Lounge^® by The Club network and Priority Pass™ Select membership. Two guests may accompany the Primary Cardmember to the lounges free of charge.
Member FDIC

Financial Snapshot

APR: Flex for Business Variable APR: 17.99% - 28.74%
Foreign Transaction Fees: None

If you’re a business owner who prefers earning Chase Ultimate Rewards, the Chase Sapphire Reserve Business card can be a compelling option. You earn 4x points on flights and hotels booked directly with the airline, including American Airlines flights. You’re also eligible for a $300 statement credit each anniversary year on most travel purchases.

Traveling with the Chase Sapphire Reserve Business card can also elevate your travel experience. You can access thousands of airport lounges with a complimentary Priority Pass Select membership. That includes the premium Chase Sapphire Lounges. In addition to the annual $300 travel credit, Sapphire Reserve Business cardholders can access statement credits for stays with The Edit by Chase Travel, purchases with ZipRecruiter, Google Workspace, Giftcards.com, Lyft, DoorDash, and Global Entry.

Why We Like the Card for American Airlines Flyers

Outstanding worldwide premium lounge access
Points transferable to travel partners
Complimentary IHG One Rewards Platinum Elite status
Potential for over $1,000 in annual credits, including a $300 travel purchase statement credit

Bottom Line:

The best overall card for the American Airlines flyer may not be an AAdvantage-branded credit card. Premium travel rewards credit cards can offer broader lounge access opportunities, greater rewards on travel purchases, flexible redemption options, and premium travel benefits.

Earning AAdvantage Elite Status With American Airlines Credit Cards

There are many benefits to airline elite status. Free checked bags, priority boarding, complimentary upgrades, and access to dedicated assistance make elite status the goal of many American Airlines flyers.

American Airlines A321T Flagship Business welcome champagne — One of the benefits of airline elite status is complimentary upgrades. Image Credit: Daniel Ross

Having an American Airlines credit card alone does not give you elite status, but it can help you achieve it.

First, let’s review the requirements for achieving American Airlines AAdvantage elite status:

AAdvantage Gold: 40,000 Loyalty Points
AAdvantage Platinum: 75,000 Loyalty Points
AAdvantage Platinum Pro: 125,000 Loyalty Points
AAdvantage Executive Platinum: 200,000 Loyalty Points

Achieving elite status requires earning these Loyalty Points during the status qualification year from March through February of the following year. You can earn Loyalty Points in the following ways:

Flying on American Airlines and partner flights
Spending on an AAdvantage-branded credit card
AAdvantage Dining
Shopping via the AAdvantage shopping portal or the SimplyMiles program
Qualifying hotel bookings, vacation packages, rental cars, and cruises
Paying utility bills with some vendors
Miles for Opinions surveys

Hot Tip:

Did you know you can achieve American Airlines AAdvantage elite status without flying? To learn how to shortcut the process by earning Loyalty Points, read about the great tips in our article.

Earn Bonus Loyalty Points by Spending on American Airlines Cards

While AAdvantage-branded American Airlines credit cards earn 1 Loyalty Point for every $1 spent on the card, the AAdvantage Executive card helps you reach elite status faster.

You can earn 10,000 bonus Loyalty Points after reaching 50,000, 90,000, 165,000, and 240,000 Loyalty Points within the same status qualification year, up to a maximum of 40,000 bonus Loyalty Points each qualification year.

Final Thoughts

The best American Airlines card is the one that closely matches your priorities for earning American Airlines miles, the benefits you prefer, and your comfort level for paying an annual fee. The good news is that every type of American Airlines flyer can find an ideal card.

Finally, if you have American Airlines elite status and an AAdvantage-branded card that duplicates some of those benefits, you may want to consider a premium travel rewards card. The Amex Platinum card and the Chase Sapphire Reserve card offer far more premium travel benefits and flexible redemption options, which can result in more potential value for your rewards.

The cards include travel insurance benefits, shopping protections and benefits, and statement credits for certain purchases (though prior enrollment may be required).

Card	Welcome Offer and Annual Fee	Earning Rates and Top American Airlines Benefits
Citi^® / AAdvantage^® Platinum Select^® World Elite Mastercard^®	50,000 milesCiti^® / AAdvantage^® Platinum Select^® World Elite Mastercard^®Earn 50,000 American Airlines AAdvantage^® bonus miles after $2,500 in purchases within the first 3 months of account opening. Annual fee of $0 intro annual fee, then $99 after the first year (increases to $150 on January 24, 2027)	1x to 2x milesCiti^® / AAdvantage^® Platinum Select^® World Elite Mastercard^® Beginning January 24, 2027: Earn 3x miles on eligible AAdvantage Hotels and AAdvantage Cars bookings, 2x miles at EV charging stations, select streaming services, and Rides and Rails Earn 2x AAdvantage^® miles at restaurants Earn 2x AAdvantage^® miles at gas stations Earn 2x AAdvantage^® miles on eligible American Airlines purchases Earn 1x AAdvantage^® mile on all other purchases $125 American Airlines flight discount after spending $20,000 per card anniversary year (increases to $150 after January 24, 2027) Free checked bag for the cardholder and up to 4 traveling companions Preferred boarding Up to $120 Global Entry or TSA PreCheck credit once every 4 years (beginning January 24, 2027) 25% discount on inflight food and beverage purchases (changes to $100 annual inflight purchase credit on January 24, 2027)
Citi^® / AAdvantage^® Globe™ Mastercard^®	60,000 milesCiti^® / AAdvantage^® Globe™ Mastercard^®Earn 60,000 American Airlines AAdvantage^® bonus miles after $4,000 in purchases in the first 3 months of account opening. Annual fee of $350	1x-6x milesCiti^® / AAdvantage^® Globe™ Mastercard^® 6x AAdvantage^® miles on eligible AAdvantage Hotels™ bookings. 3x AAdvantage^® miles on American Airlines purchases. 2x AAdvantage^® miles at restaurants, including takeout and delivery. 2x AAdvantage^® miles on Rides and Rails™ purchases, including taxis, ride-shares, and public transit. 1x AAdvantage^® mile on all other purchases. 1 Loyalty Point toward AAdvantage status for every 1 eligible AAdvantage mile earned from qualifying purchases. No mileage cap, the earning potential is unlimited. 4 Admirals Club Globe lounge passes annually Annual companion certificate for $99 plus taxes and fees Up to $100 in inflight purchase credit Free checked bags for you and up to 8 traveling companions on the same reservation Preferred boarding Up to $120 in Global Entry or TSA PreCheck credit Flight Streak bonus Up to $100 in annual Splurge Credit Up to $240 in annual Turo credits
Citi^® / AAdvantage^® Executive World Legend Mastercard^®	80,000 milesCiti^® / AAdvantage^® Executive World Legend Mastercard^®Earn 80,000 AAdvantage^® bonus miles after $8,000 in purchases in the first 3 months of account opening. Annual fee of $695	1x-12x milesCiti^® / AAdvantage^® Executive World Legend Mastercard^® Earn 12x AAdvantage^® miles on eligible hotels booked through aa.com/hotels and on eligible car rentals booked through aa.com/cars Earn 4x AAdvantage^® miles spent on eligible American Airlines purchases Earn 5x AAdvantage^® miles after you spend $150,000 in purchases in a calendar year on eligible American Airlines purchases for the remainder of the year Earn 1x AAdvantage^® miles on all other purchases Access to Admirals Club for the cardholder and 2 guests or immediate family Dedicated check-in areas, expedited airport screening, and priority boarding Free checked bag for the cardholder and up to 8 traveling companions
Citi Strata Elite℠ Card	75,000 PointsCiti Strata Elite℠ CardEarn 75,000 bonus Points after spending $6,000 in the first 3 months of account opening. Annual fee of $595	1.5x-12x pointsCiti Strata Elite℠ Card Earn 12x points on hotels, car rentals, and attractions booked on cititravel.com Earn 6x points on air travel booked on cititravel.com Earn 6x points at restaurants, including restaurant delivery services, every Friday and Saturday from 6 p.m. to 6 a.m. ET, and 3x points any other time Earn 1.5x points on all other purchases Priority Pass membership and 4 Admirals Club lounge passes per year Up to $700 in potential annual credits on hotels, splurges and Blacklane chauffeur service Transfer flexible Citi ThankYou Points to American Airlines AAdvantage
Platinum Card^® from American Express	BEST OFFERAs High as 175,000 Points. Find Out Your Offer.Platinum Card^® from American ExpressYou may be eligible for as high as 175,000 Membership Rewards^® points after you spend $12,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary, and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount — all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted. Annual fee of $895 (rates & fees)	1x-5x pointsPlatinum Card^® from American Express Earn 5X Membership Rewards^® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year Earn 5X Membership Rewards^® Points on prepaid hotels booked with American Express Travel Earn 1X Membership Rewards^® Point on other purchases American Express global lounge access Up to $200 airline incidental fee credit (enrollment required)
Chase Sapphire Reserve^®	100,000 pointsChase Sapphire Reserve^®Earn 100,000 bonus points after you spend $6,000 on purchases in the first 3 months from account opening. Annual fee of $795	1x-10x pointsChase Sapphire Reserve^® 10x points on eligible Peloton equipment and accessory purchases 8x points on all Chase Travel purchases 5x points on Lyft rides 4x points on flights and hotels booked directly 3x points on all dining purchases worldwide 1x points per $1 spent on all other purchases Worldwide lounge access Transfer points to travel partners $300 annual travel credit
Citi^® / AAdvantage Business™ World Elite Mastercard^®	75,000 milesCiti^® / AAdvantage^® Business™ World Elite Mastercard^®For a limited time, earn 75,000 American Airlines AAdvantage^®bonus miles after spending $5,000 in purchases within the first 5 months of account opening. $0 intro annual fee for the first year, then $99 (increases to $150 on January 24, 2027)	1x-2x milesCiti^® / AAdvantage^® Business™ World Elite Mastercard^® Starting January 24, 2027: 3x miles per $1 on qualifying AAdvantage Hotels and AAdvantage Cars bookings, 2x on one eligible self-select category (U.S. shipping providers, office supply stores, or U.S. advertising services) Earn 2x AAdvantage^® miles on eligible American Airlines purchases, and on purchases at telecommunications merchants, cable and satellite providers, car rental merchants, and at gas stations Earn 1x AAdvantage^® miles spent on other purchases Free checked bag for the cardholder and up to 4 traveling companions Preferred boarding Companion Certificate for domestic travel after you spend $30,000 or more in purchases in a cardmember year
The Business Platinum Card^® from American Express	NEW CHATGPT BENEFITYour Offer Could Be As High As 300,000 Points. Find Out Your Offer. The Business Platinum Card^® from American ExpressYour Offer Could Be As High As 300,000 points. Apply And Find Out Your Offer. You may be eligible to earn as high as 300,000 Membership Rewards^® Points after spending $20,000 in eligible purchases on your new Card in your first 3 months of Membership. Welcome offers vary and you may not be eligible for an offer. Annual fee of $895 (rates & fees)	1x-5x pointsThe Business Platinum Card^® from American Express Earn 5x Membership Rewards^® points on eligible travel purchases like flights, prepaid hotels, and prepaid short-term rentals booked through Amex Travel Earn 2x points (up to $2 million per calendar year) on each eligible purchase at: U.S. construction material Hardware suppliers Electronic goods retailers Software & cloud system providers Shipping providers (certain merchants only effective February 17, 2027) Purchases of $5,000 or more Earn 1x points on other eligible purchases American Express global lounge access Up to $200 airline incidental fee credit (enrollment required)
Sapphire Reserve for Business℠	OFFER EXTENDED200,000 pointsSapphire Reserve for Business℠Earn 200,000 bonus points after you spend $30,000 on purchases in your first 6 months from account opening and access more than $7,000 in total business and travel value in your first year. Annual fee of $795	1x-8x pointsSapphire Reserve for Business℠ Earn 8x points on Chase Travel℠ for airline tickets, hotels, including The Edit℠, car rentals, cruises, activities and tours Earn 5x total points on Lyft rides through September 30, 2027 Earn 4x points on flights & hotels booked direct Earn 3x points on social media & search engine advertising (up to $1 million per anniversary year starting 11/15/26, then 1x) Outstanding worldwide premium lounge access Transfer points to travel partners Complimentary IHG One Rewards Platinum Elite status Potential for over $1,000 in annual credits, including a $300 travel purchase statement credit