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Miles & More® World Elite Mastercard® — Full Review [2025]

Jarrod West's image
Jarrod West
Edited by: Jestan Mendame
& Jestan Mendame

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Miles & More® World Elite Mastercard®

Miles & More® World Elite Mastercard®

U.P. Rating
The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.
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  • 70,000 miles

  • $89

  • 0% introductory APR for 15 months on balance transfers made within 45 days of account opening, then a variable APR of 19.99% to 29.99% will apply.

Miles & More® World Elite Mastercard®

The Lufthansa Miles & More card helps you earn Lufthansa miles on your daily purchases.

U.P. Rating
The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.
Star rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating icon2.5

Summary

The Lufthansa Miles & More card can be a good option for travelers who want a card that will help them earn more Lufthansa miles on their daily purchases and achieve higher levels of Miles & More elite status.

Card Details

Card Snapshot

Welcome Bonus & Info

  • Earn up to 70,000 miles: Earn 50,000 miles after spending $3,000 on purchases and paying the annual fee in full, both within the first 90 days. Plus, earn 20,000 miles after spending $12,000 on purchases within the first 365 days
  • 2x miles on Miles & More partner airline tickets
  • 1x miles on all other purchases
  • 2 complimentary Lufthansa Business Lounge vouchers annually
  • Annual companion ticket after each account anniversary
  • Redeem for Flight Tickets from the entire Lufthansa Group and Star Alliance network
  • Convert 5,000 to 25,000 miles earned on purchases into Points and Qualifying Points, helping you qualify for Miles & More status faster
  • 0% intro APR offer
  • No foreign transaction fees
  • $89 annual fee

Pros & Cons

Pros

  • 2x miles on Miles & More partner airline tickets
  • 1x miles on all other purchases
  • 2 complimentary Lufthansa Business Lounge vouchers annually
  • Annual companion ticket
  • Convert 5,000 to 25,000 miles earned on purchases into Points and Qualifying Points, helping you qualify for Miles & More status faster
  • 0% introductory APR for 15 months on balance transfers made within 45 days of account opening, then a variable APR of 19.99% to 29.99% will apply
  • No foreign transaction fees

Cons

  • Relatively poor earning rates
  • Doesn’t offer many perks when flying with Lufthansa, like free checked bags or priority boarding, compared to competitor airline cards
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Great Card If

  • You frequently fly with Lufthansa and its partners
  • You want a card that will help you reach Miles & More status faster

Don’t Get If

  • You rarely fly with Lufthansa
  • You want a card that earns transferable rewards

Miles & More® World Elite Mastercard® — Is It Worth It?

While the Lufthansa Miles & More card may be a bit niche for most U.S. travelers, it can be a good option for those who frequently travel with Lufthansa and its partners, both as a way of earning miles faster and helping you reach Miles & More status faster.

This is especially true when considering that the Lufthansa Miles & More program is not a partner of any major transferable rewards programs. Adding the Lufthansa Miles & More card to your wallet is arguably the best way to earn Lufthansa miles on all of your daily purchases.

Lufthansa Miles & More Card Top Benefits and Perks

Here is a look at the benefits you can expect when you hold the Lufthansa Miles & More card:

  • Lounge access: Receive 2 complimentary Lufthansa Business Lounge vouchers annually.
  • Annual companion ticket: Each year, receive an annual companion ticket valid for an economy class ticket on any Lufthansa flight. You’ll still pay the taxes and fees for your companion award.
  • Achieve Miles & More status faster: Once each calendar year, you can convert 5,000 to 25,000 miles earned on purchases into Points and Qualifying Points, helping you qualify for Miles & More status faster.
  • 0% intro APR offer: 0% introductory APR for 15 months on balance transfers made within 45 days of account opening, then a variable APR of 19.99% to 29.99% will apply.
  • No foreign transaction fees: Continue to earn miles when traveling internationally without paying foreign transaction fees.

Best Ways To Earn and Redeem Lufthansa Miles

With the Lufthansa Miles & More card, you’ll earn 2x miles on Miles & More partner airline tickets and 1x miles on all other purchases. Using your card to travel with Lufthansa and its partners and for everyday purchases is one of the best ways to earn more Lufthansa miles.

The miles can be tough to earn, but there are great ways to redeem Lufthansa miles, like the top-notch Lufthansa first class experience between the U.S. and Europe for 91,000 miles.

Alternative Cards to the Lufthansa Miles & More Card

Chase Sapphire Preferred® Card

For a $95 annual fee, you could add a card to your wallet that is generally better at earning points and earning rewards that can be transferred to multiple airline and hotel partners.

With the Chase Sapphire Preferred card, you’ll earn 5x points on all travel booked via the Chase Travel portal, 3x points on dining purchases, online grocery purchases, and select streaming services, 2x points on all other travel worldwide, and 1x points on all other purchases. Plus, you’ll receive 10% annual bonus points based on your annual card spend.

Further, the card has other solid perks like a $50 annual Chase Travel hotel credit, complimentary access to DoorDash DashPass, and excellent travel and purchase protections.

While Lufthansa isn’t one of the Chase transfer partners of the Chase Ultimate Rewards program, you can transfer your points to multiple Star Alliance partners, like Air Canada Aeroplan and United Mileage Plan. You can use those points to book award tickets on Lufthansa flights.

Capital One Venture Rewards Credit Card

Similarly, the Capital One Venture card is a great travel rewards credit card for those who want an uncomplicated earning structure and access to Capital One transfer partners for a relatively low annual fee.

It earns 5x miles on hotels, vacation rentals, and rental cars booked through Capital One Travel and an uncapped 2x miles on all other purchases. Card benefits include an up to $120 Global Entry or TSA PreCheck application fee credit, a $50 experience credit for every hotel and vacation rental booked from the Lifestyle Collection, and no foreign transaction fees.

While the Capital One Miles program isn’t a transfer partner of Lufthansa Miles & More, it also offers multiple Star Alliance transfer partners that you can use to book award tickets with Lufthansa, like Air Canada Aeroplan and Avianca LifeMiles.

Frequently Asked Questions

What credit card earns Lufthansa miles?

For U.S.-based travelers, the only credit card that earns Lufthansa miles is the Lufthansa Miles & More card issued by Barclays.

Is Lufthansa a partner of transferable mileage programs?

No, Lufthansa is not a partner of any of the major transferable point programs like American Express Membership Rewards or Chase Ultimate Rewards. If earning Lufthansa miles is important to you, adding the Lufthansa Miles & More card to your wallet can make sense.

How do I earn more Lufthansa miles?

Outside of flying with Lufthansa and its partners, the best way for U.S. travelers to earn more Lufthansa miles is to use the Lufthansa Miles & More card to earn Lufthansa miles on their daily purchases.

Does the Lufthansa Miles & More card have lounge access?

Yes, the Lufthansa Miles & More card has 2 complimentary Lufthansa Business Lounge vouchers annually.

What are the benefits of the Lufthansa Miles & More card?

Outside of the rewards you’ll earn with the Lufthansa Miles & More card, you’ll also receive perks like:

  • 2 complimentary Lufthansa Business Lounge vouchers annually
  • An annual companion ticket good for economy airfare
  • The ability to convert miles earned on purchases into Qualifying Points toward your Miles & More status
  • A 0% intro APR offer
  • No foreign transaction fees
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About Jarrod West

Boasting a portfolio of over 20 cards, Jarrod has been an expert in the points and miles space for over 8 years. He earns and redeems over 1 million points per year, and his work has been featured in outlets like The New York Times.

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