Many of the credit card offers that appear on this site are from credit card companies from which we receive financial compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). However, the credit card information that we publish has been written and evaluated by experts who know these products inside out. We only recommend products we either use ourselves or endorse. This site does not include all credit card companies or all available credit card offers that are on the market. See our advertising policy here where we list advertisers that we work with, and how we make money. You can also review our credit card rating methodology.
Boasting a portfolio of over 20 cards, Jarrod has been an expert in the points and miles space for over 6 years. He earns and redeems over 1 million points per year and his work has been featured in o...
With a degree in media and journalism, Stella has been in the points and miles game for more than 6 years. She most recently worked as a Corporate Communications Analyst for JetBlue. Find her work in ...
Kellie’s professional experience has led her to a deep passion for compliance, data reporting, and process improvement. Kellie’s learned the ins and outs of the points and miles world and leads UP’s c...
We may be compensated when you click on product links, such as credit cards, from one or more of our advertising partners. Terms apply to the offers below. See our Advertising Policy for more about our partners, how we make money, and our rating methodology. Opinions and recommendations are ours alone.
NEW OFFER
Southwest Rapid Rewards® Premier Credit Card
U.P. Rating
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.
Earn Southwest points on every purchase, plus anniversary points, Tier Qualifying Points, and points toward the Companion Pass!
U.P. Rating
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.
Another week, another flight. Flying weekly can get tiring, but you know that every flight gets you closer to taking some great vacations with your significant other or your favorite travel buddy.
To save money on the flights, you like to use Southwest Airlines.
Our seasoned and experienced team brings years of expertise in the credit card and travel sectors. Committed to integrity, we offer data-driven guides to help you find the card(s) that best fit your requirements. See details on our intensive editorial policies and card rating methodologies.
Content by Leading Industry Experts
Routine Updates and Fact-Checks
First-Hand Credit Card Experience
Shared Across 200+ Top Outlets
Methodical “U.P. Rating
The U.P. Rating System
The ratings for these cards have been determined
by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards
as well as rates and fees are all taken into account. Compensation from the issuer does not affect
our rating. We only recommend products we either use ourselves or endorse.
” System
1094+ Expert Credit Card Guides
Great Card If
You like Southwest Airlines and spend enough to earn Tier Qualifying Points
You have your eyes set on the Companion Pass
You want to earn some extra Rapid Rewards points each year
Don’t Get If
You’re a low spender and won’t make up the $99 annual fee in bonus points
You enjoy luxury benefits when traveling and don’t like low-cost carriers
You want a card that earns transferable rewards
Southwest Premier Card — Is It Worth It?
If you’re a frequent Southwest flyer, then it’s likely the Southwest Premier card would be a great option for you.
For starters, the card not only helps you earn more Southwest Rapid Rewards points on all of your flights but also on all of your other daily purchases, too.
The card isn’t just great for earning points, though. It also helps enhance your Southwest flights by offering 2 EarlyBird Check-Ins per year, 25% back on inflight purchases, and travel protections.
While the card does charge a $99 annual fee, it also offers 6,000 bonus Southwest Rapid Rewards points each year to help offset that fee.
Southwest Premier Card Top Benefits
6,000 Bonus Points Each Year
Each year you renew your card, you’ll receive 6,000 bonus points deposited into your Rapid Rewards account. Oftentimes, you’ll get around 1.3 cents per point when redeeming your Southwest Rapid Rewards points, making 6,000 points worth about $78 towards a Southwest flight.
EarlyBird Check-In
Those who fly with Southwest know that you want to score as early of a boarding position as possible, as seat selection is a first-come, first-served process.
With EarlyBird Check-In, you’ll be automatically checked in as soon as the check-in window opens, helping you score a great boarding position. The price for EarlyBird Check-In starts at $15 but can be more depending on the route.
Southwest Premier cardholders will receive 2 EarlyBird Check-Ins each year for free.
Tier Qualifying Points
The Southwest Premier card will also help you work your way towards elite status with Southwest by giving you 1,500 Tier Qualifying Points for every $5,000 you spend on the card.
While you won’t want to rely on this alone as a method for reaching elite status, it is a welcome addition.
Discounts on Inflight Purchases
Receive a 25% discount on Wi-Fi, drinks, or other items on your Southwest flight when you pay with your Southwest Premier card.
Card Protections
Baggage Delay Insurance: If you have checked a bag, and it is delayed by more than 6 hours, you’ll receive $100 per day your bag is delayed in coverage towards essential items.
Lost Luggage Reimbursement: If the items inside of your luggage are lost or damaged by the carrier, you’re covered for up to $3,000 per passenger.
Extended Warranty Protection: On eligible warranties of 3 years or less, your warranty coverage will be extended by 1 additional year.
Purchase Protection: Items you purchase with the card are covered against theft or accidental damage, with up to $50,000 in coverage, up to 120 days from the date of purchase.
Best Ways To Earn and Redeem Your Southwest Rapid Rewards Points
Thankfully, the Southwest Rapid Rewards program is very robust. This is advantageous because it means you have plenty of great ways to rack up Southwest Rapid Rewards points, such as through its dining program or shopping portal.
As a fixed point rewards program, Southwest helps take the headache out of the equation when it comes to redemptions, by making each point worth about 1.3 cents towards any Southwest flight with no blackout dates or award space to worry about. Southwest also offers a great route map with plenty of great destinations you can visit with your Southwest Rapid Rewards points.
Alternative Cards to the Southwest Premier Card
Southwest Rapid Rewards® Priority Credit Card
If you’re a frequent Southwest flyer, then the Southwest Priority card will likely be a better fit for you.
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.
This card focuses on the Southwest traveler with anniversary points, travel credit, upgrades, and money back on inflight purchases.
This card focuses on the Southwest traveler with anniversary points, travel credit, upgrades, and money back on inflight purchases.
Earn a $400 statement credit and 40,000 bonus points after spending $3,000 on purchases in the first 4 months from account opening.
$400 + 40,000 points
$880
$149
20.74% - 27.74% Variable
Upgraded Points credit ranges are a variation of FICO®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.
Not only does the card offer multiple bonus categories to help you earn more Southwest Rapid Rewards points, but it is also loaded with benefits that are sure to offer quite a bit of value to Southwest flyers.
Here is a full overview of the card to help you decide if it is a good fit for your wallet.
Pros & Cons
Pros
3x points per $1 on Southwest purchases
2x points per $1 on local transit and commuting, including rideshare purchases
2x points per $1 on internet, cable, phone services, and select streaming purchases
While the annual fee is a bit higher, the card offers quite a bit more benefits like 7,500 bonus points each year, a $75 Southwest credit each year, and 4 Upgraded Boarding certificates per year.
Chase Sapphire Preferred® Card
Those who want an all-around travel rewards card should opt for the Chase Sapphire Preferred card.
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.
A fantastic travel card with a great welcome offer, good benefits, and perks for a moderate annual fee.
A fantastic travel card with a great welcome offer, good benefits, and perks for a moderate annual fee.
Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.
60,000 bonus points
$1,200
$95
20.74% - 27.74% Variable
Upgraded Points credit ranges are a variation of FICO®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.
Good to Excellent (670-850)
Why We Like This Card
The Chase Sapphire Preferred® card is one of the best travel rewards cardson the market. Its bonus categories include travel, dining, online grocery purchases, and streaming services, which gives you the opportunity to earn lots of bonus points on these purchases.
Additionally, it offers flexible point redemption options, no foreign transaction fees, and excellent travel insurance coverage including primary car rental insurance. With benefits like these, it’s easy to see why this card is an excellent choice for any traveler.
Pros & Cons
Pros
5x points on all travel booked via the Chase Travel portal
5x points on select Peloton purchases over $150 (through March 31, 2025)
5x points on Lyft purchases (through March 31, 2025)
Cons
$95 annual fee
No elite benefits like airport lounge access or hotel elite status
Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.
Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, $50 Annual Chase Travel Hotel Credit, plus more.
Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Travel℠. For example, 60,000 points are worth $750 toward travel.
Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2027.
You’ll earn 5x points per $1 on travel purchased through Chase Travel, 2x points per $1 on other travel purchases, and 3x points per $1 on dining, online grocery, and select streaming purchases.
Plus, Chase Ultimate Rewards points are some of the most valuable points available to award travelers thanks to their ability to be transferred at a 1:1 rate to many great Chase transfer partners.
![Marriott Rewards® Premier Credit Card — Full Review [2024]](https://upgradedpoints.com/wp-content/uploads/2018/02/marriott-rewards-premier-card-art.jpg?auto=webp&disable=upscale&width=700)
![Southwest Rapid Rewards Plus Credit Card — Full Review [2024]](https://upgradedpoints.com/wp-content/uploads/2018/03/Southwest-Plus-Card-Art.png?auto=webp&disable=upscale&width=700)
![Marriott Bonvoy Boundless Credit Card — Full Review [2024]](https://upgradedpoints.com/wp-content/uploads/2020/01/marriott_bonvoy_boundless_card.png?auto=webp&disable=upscale&width=700)
![Marriott Bonvoy Bold Credit Card — Full Review [2024]](https://upgradedpoints.com/wp-content/uploads/2019/06/bonvoy-bold-credit-card.png?auto=webp&disable=upscale&width=700)