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LIMITED TIME OFFER
United Club℠ Infinite Card
U.P. Rating
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.
Perfect for frequent United flyers who want premium perks like United Club access and free baggage benefits.
U.P. Rating
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.
The United Club℠ Infinite Card is a premium card designed for the most dedicated of United frequent flyers who are looking for a card that provides the opportunity to earn extra United MileagePlus miles and receive lounge access via a yearly United Club membership.
United frequent flyers will find that the United Club Infinite card provides an enhanced experience on their United flights thanks to the money saved on each flight and the conveniences it provides.
Card Details
Card Snapshot
Welcome Bonus & Info
Limited-time Offer: Earn 90,000 bonus miles
4x miles on United® purchases
2x miles on all other travel and dining
1x mile on all other purchases
United Club℠ membership - up to $650 value per year
Free first and second checked bags - a savings of up to $360 per roundtrip (terms apply) - and Premier Access® travel services
Earn up to 10,000 Premier qualifying points per calendar year (25 PQP for every $500 you spend on purchases)
Complimentary United Club membership (up to $650 value per year)
Free first and second checked bag for you and 1 traveling companion
United Premier Access
25% back on United inflight purchases
Complimentary Premier Upgrades on United-operated award tickets (when available)
Expanded award availability
Up to 10,000 Premier Qualifying Points
$120 Global Entry, TSA PreCheck, or NEXUS credit
Trip protections like trip delay insurance, lost and delayed luggage insurance, and rental car insurance
Shopping protections like return protection, purchase protection, and extended warranty protection
IHG One Rewards Platinum Elite status and a $75 annual credit
Avis President’s Club elite status
10% discount on United Economy Saver Awards within the continental U.S. and Canada
Cons
$525 annual fee
Does not earn transferable rewards
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The ratings for these cards have been determined
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as well as rates and fees are all taken into account. Compensation from the issuer does not affect
our rating. We only recommend products we either use ourselves or endorse.
” System
1094+ Expert Credit Card Guides
Great Card If
You’re a frequent United flyer
You want United Club access
You want to reach higher levels of United elite status
Don’t Get If
You seldom fly with United
You prefer a card that earns transferable points
You don’t think the benefits justify the card’s annual fee
United Club Infinite Card — Is It Worth It?
The United Club℠ Infinite Card is ideal for United loyalists that are looking for a premium card that provides great perks and an annual United Club membership so that they can enjoy airport lounge access.
A great option for those who are looking to reach higher levels of United elite status, the United Club Infinite card allows you to earn up to 10,000 PQPs each year through your card spending.
Put simply, if you are a United Airlines loyalist and are looking to reach high levels of elite status with the airline, then the United Club Infinite card would be a good fit for you.
United Club Infinite Card Top Benefits
United Club Infinite Card Travel Benefits
If you’re looking for a card that provides tons of perks to United flyers, then you’ll love what the United Club Infinite card has to offer.
United Club Access — Cardholders receive complimentary access to all United Club lounges.
Free Checked Baggage — You and 1 companion on the same reservation will each receive your first and second standard checked bag free when you pay for your flight with the United Club Infinite card.
United Premier Access — Premier Access not only offers priority boarding, but also priority check-in, security screening (where available), and baggage handling.
25% Back on United Inflight Purchases — When you use your United Club Infinite card to purchase food, beverages, or Wi-Fi on board, you’ll receive 25% back as a statement credit.
Complimentary Premier Upgrades — Get a space-available seat upgrade to the next cabin class when flying on United award tickets.
Expanded Award Availability — Cardholders have no restrictions or blackout dates on award flight availability.
Up to 10,000 Premier Qualifying Points — For every $500 spent on your card, you’ll earn 25 PQPs towards your next level of United elite status, up to 10,000 PQPs each year.
10% Discount on United Economy Saver Awards — Receive a discount within the continental U.S. and Canada.
Complimentary IHG One Rewards Platinum Elite Status and $75 Annual Credit — Receive complimentary room upgrades and extended checkout, plus up to $75 in statement credits as reimbursement for IHG Hotels and Resorts purchases.
Complimentary Avis President’s Club Elite Status — Enjoy complimentary 2-car class upgrades, guaranteed car availability, expedited rental service, and more.
United Club Infinite Card Travel and Purchase Protections
Frequent travelers will love the protections they receive thanks to their United Club Infinite card.
Trip Delay Coverage — When you purchase your flight with your United Club Infinite card, and it is delayed by more than 12 hours, or overnight, you’re covered for up to $500 in charges towards necessities like food and lodging.
Lost or Delayed Baggage Insurance — If your luggage is lost or damaged by the airline, you’re covered for up to $3,000. If the airline delays your bag by more than 6 hours, you’re covered up to $100 a day, for up to 3 days, towards necessary expenses.
Trip Cancellation Insurance — Trips that must be canceled due to covered situations are covered for up to $10,000 per traveler, and $20,000 per trip, for non-refundable travel expenses.
Rental Car Insurance — Primary rental car insurance coverage covers theft and collision damage to your rental vehicle.
Return Protection — You’ll be reimbursed for items that the store will not accept a return for within 90 days of purchase, up to $500 per item and $1,000 per year.
Purchase Protection — Items purchased with your card are covered in the case of theft or accidental damage, up to 120 days from the purchase date, for up to $10,000 per claim and $50,000 per year.
Extended Warranty Coverage — Any items purchased with your card that have extended warranties of 3 years or less will be extended by 1 additional year.
Best Ways To Earn and Redeem United Miles
Besides flying and using your credit card, how else can you rack up United miles? Well, there are quite a few options actually! From transfer partners to airline shopping and dining programs, there are tons of great ways to earn United miles.
As most award travelers know, earning miles can be the easy part, but putting them to good use can be a bit more difficult. We’ve got you covered, though, with our guide to the best ways to redeem United miles for max value.
Alternative Cards to the United Club Infinite Card
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.
The United Quest card is a fantastic option for United flyers looking to earn more miles and enhance their flights.
The United Quest card is a fantastic option for United flyers looking to earn more miles and enhance their flights.
Earn 70,000 bonus miles and 500 Premier qualifying points after you spend $4,000 on purchases in the first 3 months your account is open.
70,000 miles
$840
$250
21.24% - 28.24% Variable
Upgraded Points credit ranges are a variation of FICO®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.
Good to Excellent (670-850)
Why We Like This Card
The newest addition to United’s lineup of cards is the United Quest℠ Card. With it, you can bolster your United MileagePlus miles, thanks to the bonus categories, while enjoying the card’s many perks designed to help save you money on each United flight.
Limited-time Offer: Earn 70,000 bonus miles and 500 PQP
3x miles on United® purchases
2x miles on all other travel, dining, and select streaming services
1x mile on all other purchases
Up to a $125 United® purchase credit and up to 10,000 miles in award flight credits each year (terms apply)
Free first and second checked bags - a savings of up to $360 per roundtrip (terms apply) - and priority boarding
Earn up to 6,000 Premier qualifying points per calendar year (25 PQP for every $500 you spend on purchases)
Member FDIC
Financial Snapshot
APR: 21.24% - 28.24% Variable
Foreign Transaction Fees: None
If you’re a frequent United flyer but aren’t interested in paying the high annual fee of the United Club Infinite card, then the United Quest card is a happy medium. It offers 3x miles per $1 on United purchases and 2x miles per $1 on travel, dining, and streaming purchases. Plus, it offers many of the benefits that the United Club Infinite card offers, like free checked bags, priority boarding, and complimentary premier upgrades.
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.
The Amex Platinum reigns supreme for luxury travel, offering the best airport lounge access plus generous statement credits, and complimentary elite status.
The Amex Platinum reigns supreme for luxury travel, offering the best airport lounge access plus generous statement credits, and complimentary elite status.
Earn 80,000 Membership Rewards® Points after you spend $8,000 on eligible purchases on the Card in your first 6 months of Card Membership.
80,000 points
$1,760
$695
See Pay Over Time APR
Upgraded Points credit ranges are a variation of FICO®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.
Good to Excellent (670-850)
Why We Like This Card
When it comes to cards that offer top-notch benefits, you’d be hard-pressed to find a better card out there than The Platinum Card® from American Express.
Make no mistake — the Amex Platinum card is a premium card with a premium price tag. With amazing benefits like best-in-class airport lounge access, hotel elite status, and tremendous value in annual statement credits, it can easily prove to be one of the most lucrative cards in your wallet year after year.
Pros & Cons
Pros
The best airport lounge access out of any card (by far) — enjoy access to over 1,400 worldwide lounges, including the luxurious Amex Centurion Lounges,Priority Pass lounges, Plaza Premium Lounges, and many more!
5x points per dollar spent on flights purchased directly with the airline or with AmexTravel.com (up to $500,000 per year)
5x points per dollar spent on prepaid hotels booked with AmexTravel.com
Earn 80,000 Membership Rewards® Points after you spend $8,000 on eligible purchases on your new Card in your first 6 months of Card Membership.
Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year and earn 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel.
$200 Hotel Credit: Get up to $200 back in statement credits each year on prepaid Fine Hotels + Resorts® or The Hotel Collection bookings through American Express Travel using your Platinum Card®. The Hotel Collection requires a minimum two-night stay.
$240 Digital Entertainment Credit: Get up to $20 back in statement credits each month on eligible purchases made with your Platinum Card® on one or more of the following: Disney+, a Disney Bundle, ESPN+, Hulu, The New York Times, Peacock, and The Wall Street Journal. Enrollment required.
The American Express Global Lounge Collection® can provide an escape at the airport. With complimentary access to more than 1,400 airport lounges across 140 countries and counting, you have more airport lounge options than any other credit card issuer on the market. As of 03/2023.
$155 Walmart+ Credit: Save on eligible delivery fees, shipping, and more with a Walmart+ membership. Use your Platinum Card® to pay for a monthly Walmart+ membership and get up to $12.95 plus applicable taxes back on one membership (excluding Plus Ups) each month.
$200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees are charged by the airline to your Platinum Card®.
$200 Uber Cash: Platinum Card® Members can get out and about and explore their local area with $15 in Uber Cash for US rides each month, plus a bonus $20 in December. That can be up to $200 in annual Uber savings. Simply download the Uber app and add your Platinum Card® to your Uber account to get started. Available to Basic Card Member only. Effective 11/8/2024, an Amex Card must be selected as the payment method for your Uber or Uber Eats transaction to redeem the Amex Uber Cash benefit.
$199 CLEAR® Plus Credit: CLEAR® Plus helps to get you to your gate faster at 50+ airports nationwide and get up to $199 back per calendar year on your Membership (subject to auto-renewal) when you use your Card. CLEARLanes are available at 100+ airports, stadiums, and entertainment venues.
Receive either a $120 statement credit every 4 years for a Global Entry application fee or a statement credit up to $85 every 4.5 years for a TSA PreCheck® (through a TSA official enrollment provider) application fee, when charged to your Platinum Card®. Card Members approved for Global Entry will also receive access to TSA PreCheck at no additional cost.
Shop Saks with Platinum: Get up to $100 in statement credits annually for purchases in Saks Fifth Avenue stores or at saks.com on your Platinum Card®. That's up to $50 in statement credits semi-annually. Enrollment required.
Unlock access to exclusive reservations and special dining experiences with Global Dining Access by Resy when you add your Platinum Card® to your Resy profile.
$695 annual fee.
Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.
If you want a premium card with ultra-premium perks like airport lounge access, all while earning transferable points, then the Amex Platinum card might be the perfect card for you. Not only does the card earn 5x points per $1 on airfare (up to $500,000 per calendar year), but you also receive airport lounge access to multiple lounge networks, Hilton and Marriott elite status, Saks Fifth Avenue credits, and much more. Terms apply and some benefits require enrollment.
For rates and fees of The Platinum Card® from American Express, click here.
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