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Earn 175K Bonus Points With Amex Business Platinum Card [Current Public Offer Is 200K]

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Brett Holzhauer
Edited by: Stella Shon
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The Business Platinum Card® from American Express is an outstanding option for business owners who want to earn valuable rewards and access a long list of benefits.

The welcome bonus offer can change regularly, so if you’re able to find the targeted 175,000 offer and have enough expenses to hit the spending minimum, it may be worth jumping on.

Here’s how you can potentially find it, and we’ll go over the details about the card you should know.

Targeted offers are discussed in the article below. Please note that these offers are not available to all applicants. Any information related to targeted offers has been collected independently and has not been reviewed or provided by the card issuer.

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Amex Business Platinum Card Welcome Bonus Offer

The current public offer of the Amex Business Platinum card is: 

Earn 150,000 200,000 points after spending $20,000 in eligible purchases within the first 3 months.

But now, our staffers have found an even higher targeted welcome bonus offer with heavy spenders in mind. New applicants could potentially earn 175,000 American Express Membership Rewards points after spending $20,000 in the first 3 months.

Hot Tip:

These bonus points are worth a whopping $3,500 for travel based on our valuations. And this is only the beginning of what the card can offer.

Option 1: Check On Amex Directly (Try This First)

First, try applying directly on American Express’ website to find the best possible offers on the Amex Business Platinum card. You may be targeted for a solid welcome offer by checking directly with American Express first.

175 The Business Platinum Card from American Express 2024 10 28 21 56 20
Offer captured on October 28, 2024, and may not be available to all applicants. Image Credit: American Express

Option 2. Targeted Email Offers

Another way you can find elevated welcome offers such as the one above is by checking targeted emails or mailers. If you want to start receiving these targeted offers, opt-in to receive New Card and Credit Offers in your Amex account’s General Marketing Email Preferences.

Benefits of the Amex Business Platinum Card

There are very few business cards that can rival the Amex Business Platinum card. Despite its $895 annual fee (rates & fees), here’s a preview of the long list of benefits that business owners will appreciate:

  • Rewarding points on business and travel, with 5x points on flights, prepaid hotels, and short-term rentals booked at AmexTravel.com; 2x points on eligible purchases at U.S. construction material and hardware suppliers, electronic goods retailers, software and cloud system providers, and shipping providers, and on purchases of $5,000 or more (on up to $2 million of these purchases per calendar year); and 1x points on all other eligible purchases
  • More than $1,000 in annual statement credits, including select purchases made with Dell TechnologiesIndeedAdobe, Hilton, U.S. wireless service providers, airline fee incidentals, and a CLEAR Plus membership (enrollment required for some benefits)
  • Up to $600 in hotel credits a year (up to $300 semi-annually) on eligible prepaid stays via Amex Travel
  • Global Entry or TSA PreCheck credit
  • Access to more than 1,550 airport lounges worldwide, including Amex Centurion Lounges (U.S. and international), Delta Sky Clubs (when flying same-day Delta), Priority Pass (enrollment required), and more
  • Hotel and rental car elite status and benefits upon enrollment
  • 35% airline bonus when you use Pay With Points for flights with pre-selected airlines booked through AmexTravel.com on your preselected airline (up to 1 million points per year)
  • Up to $1,200 in credits for flights booked online at AmexTravel.com (unlocked after spending $250,000 in a calendar year to use the following year)

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Maximizing 175K Membership Rewards Points

If you find and meet the spending requirements for the 175,000-point welcome bonus offer, what can you do with all of those Amex Membership Rewards points? Here’s a glimpse at what’s on the table.

1. 3 Nights at Boulders Resort & Spa Scottsdale, Curio Collection

I’ve stayed at this beautiful resort before, and it’s fantastic.

boulderpile
Image Credit: Hilton

By earning a heap of rewards, you can transfer Amex points at a 1:2 ratio directly to Hilton Honors to book a stay at the Boulders Resort & Spa Scottsdale.

2. Round-Trip in Qatar Airways QSuites to the Maldives

A one-way Qsuites ticket to the Maldives will cost just 70,000 British Airways Avios one-way.

Katie in Qsuites
Image Credit: Katie Seemann

This means you’ll have plenty of points for a round-trip flight with the welcome bonus offer and a sizable portion left over.

Final Thoughts

The Amex Business Platinum card is a solid option for business owners who have heavy expenses and can extract value from the benefits of the card. However, because of the steep spending minimum, be sure to have a plan on how you’re going to hit the requirement before applying.

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About Brett Holzhauer

Brett is a personal finance and travel junkie. Based out of Fort Lauderdale, he’s had over 100 credit cards and earned millions of credit card rewards. He learned the tricks of the trade from his mom, and has taken many steps forward. He wasn’t exposed to much travel as a kid, but now has a goal of reaching 100 countries in his life. In 2019, he sold all of his possessions to become a digital nomad, and he says it was one of the best decisions he ever made. He plans to do it again at some point in his life.

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We Recommend

Platinum Card® from American Express

  • You may be eligible for as high as 175,000 Membership Rewards® points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
  • Get more for your travels with 5X Membership Rewards® points on all flights and prepaid hotel bookings through American Express Travel®, including Fine Hotels + Resorts® and The Hotel Collection bookings. You earn 5X points on flights purchased directly from airlines or through American Express Travel® on up to $500,000 on these purchases per calendar year.
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  • More Value! With over 1,550 airport lounges - more than any other credit card company on the market* - enjoy the benefits of the Global Lounge Collection®, over $850 of annual value, with access to Centurion Lounges, 10 complimentary Delta Sky Club® visits when flying on an eligible Delta flight (subject to visit limitations), Priority Pass Select membership (enrollment required), and other select partner lounges. * As of 07/2025.
  • More Value! $200 Uber Cash + $120 Uber One Credit: With the Platinum Card® you can receive $15 in Uber Cash each month plus a bonus $20 in December when you add your Platinum Card® to your Uber account to use on rides and orders in the U.S when you select an Amex Card for your transaction. Plus, when you use the Platinum Card® to pay for an auto-renewing Uber One membership, you can get up to $120 in statement credits each calendar year. Terms apply.
  • More Value! $300 Digital Entertainment Credit: Get up to $25 in statement credits each month after you pay for eligible purchases with the Platinum Card® at participating partners. Enrollment required.
  • More Value! $600 Hotel Credit: Get up to $300 in statement credits semi-annually on prepaid Fine Hotels + Resorts® or The Hotel Collection* bookings through American Express Travel® using the Platinum Card®. *The Hotel Collection requires a minimum two-night stay.
  • New! $400 Resy Credit + Platinum Nights by Resy: When you use the Platinum Card® to pay at U.S. Resy restaurants and to make other eligible purchases through Resy, you can get up to $100 in statement credits each quarter with the $400 Resy Credit benefit. Plus, with Platinum Nights by Resy, you can get special access to reservations on select nights at participating in demand Resy restaurants with the Platinum Card®. Simply add your eligible Card to your Resy profile to book and discover Platinum Nights reservations near you, enrollment required.
  • More Value! $209 CLEAR® Plus Credit: CLEAR® Plus helps get you to your gate faster by using unique facial attributes to verify you are you at 50+ airports nationwide. You can cover the cost of a CLEAR Plus Membership* with up to $209 in statement credits per calendar year after you pay for CLEAR Plus with the Platinum Card®. *Excluding any applicable taxes and fees. Subject to auto-renewal.
  • $200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees, such as checked bags and in-flight refreshments, are charged by the airline to the Platinum Card® Account*. American Express relies on airlines to submit the correct information on airline transactions to identify incidental fee purchases. If you do not see a credit for a qualifying incidental purchase on your eligible Card after 8 weeks, simply call the number on the back of your Card. Qualifying airlines are subject to change. See terms & conditions for more details.
  • Start your vacation sooner, and keep it going longer. When you book Fine Hotels + Resorts® through American Express Travel®, enjoy noon check-in upon arrival, when available, and guaranteed 4PM check-out.
  • New! $300 lululemon Credit: Enjoy up to $75 in statement credits each quarter when you use the Platinum Card® for eligible purchases at U.S. lululemon retail stores (excluding outlets) and lululemon.com. That’s up to $300 in statement credits each calendar year. Enrollment required.
  • $155 Walmart+ Credit: Receive a statement credit* for one monthly Walmart+ membership (subject to auto-renewal) after you pay for Walmart+ each month with the Platinum Card®.*Up to $12.95 plus applicable local sales tax. Plus Ups not eligible.
  • $100 Saks Credit: Get up to $100 in statement credits annually for purchases at Saks Fifth Avenue or saks.com on the Platinum Card®. That’s up to $50 in statement credits from January through June and up to $50 in statement credits from July through December. No minimum purchase required. Enrollment required.
  • Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
  • $895 annual fee.
  • Terms Apply.
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