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Earn 175K Bonus Points With Amex Business Platinum Card [Current Public Offer Is 200K]

Brett Holzhauer's image
Brett Holzhauer
Edited by: Michael Y. Park
& Jestan Mendame
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We may be compensated when you click on a link, when an application is approved, or when an account is opened from one or more of our advertising partners. Terms apply to the offers below. See our Advertising Policy for more about our partners, how we make money, and our rating methodology. Opinions and recommendations are ours alone.

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BEST LOUNGE CARD
Platinum Card® from American Express

Platinum Card® from American Express

Apply Now(at Amex's secure site)
As High As 175,000 Points. Find Out Your Offer.
ELEVATED WELCOME OFFERThe Business Platinum Card® from American Express
LIMITED-TIME OFFERIHG One Rewards Premier Credit Card

IHG One Rewards Premier Credit Card

Apply Now(at Chase's secure site)
Earn 140,000 175,000 Bonus Points
NEW OFFERChase Sapphire Preferred® Card

Chase Sapphire Preferred® Card

Apply Now(at Chase's secure site)
Earn 60,000 75,000 Points

The Business Platinum Card® from American Express is an outstanding option for business owners who want to earn valuable rewards and access a long list of benefits.

The card’s current public welcome offer may be higher, but you could be targeted for a different offer, such as the 175,000 points discussed here. If you find this offer and have enough expenses to hit the minimum spending threshold, it may be worth jumping on.

Here’s a look at the card’s most important details, as well as how you can potentially find this offer.

Targeted offers are discussed in the article below. Please note that these offers are not available to all applicants. Any information related to targeted offers has been collected independently and has not been reviewed or provided by the card issuer.

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Amex Business Platinum Card Welcome Bonus Offer

The Amex Business Platinum card‘s welcome offer can change. The current public offer of the Amex Business Platinum card is: 

  • Earn 150,000 200,000 points after spending $20,000 in eligible purchases within the first 3 months.

If the public offer is elevated, you’re in luck. You can score even more points when you are approved for the card and meet the minimum spending requirements. But if the above welcome bonus offer isn’t available to you, let’s take a look at the ways you can find some of the better welcome offers available, such as this one that allows new applicants to potentially earn 175,000 American Express Membership Rewards points after spending $20,000 in the first 3 months.

Hot Tip:

We believe 175,000 bonus points are worth a whopping $3,500 for travel based on our valuations. And this is only the beginning of what the card can offer.

How To Find a Welcome Offer for 175,000 Points

Option 1: Check on Amex Directly (Try This First)

First, try applying directly on American Express’ website to find the best possible offers on the Amex Business Platinum card.

175 The Business Platinum Card from American Express 2024 10 28 21 56 20
Offer captured on October 28, 2024, and may not be available to all applicants. Image Credit: American Express

You may be targeted for a solid welcome offer if you check directly with American Express first, such as this one for 200,000 points. Note that these screenshots illustrate the application process and are not indicative of the offer you may receive.

Amex Business Platinum card 200k offer Feb 13 2026
Offer captured on February 13, 2026, and may not be available to all applicants. Image Credit: Nick Ellis

After selecting the option that says “Apply Now,” you must basic information to advance the application.

Amex Business Platinum card 200k offer Feb 13 2026
Offer captured February 13, 2026, and may not be available to all applicants. Image Credit: American Express

If you’re approved to apply for a card, you can do so with no impact on your personal credit score. The hard inquiry on your credit only happens after you accept the offer and decide to open an account.

Option 2: Check CardMatch

If Amex’s offer isn’t the one you’re looking for, we recommend checking via the CardMatch tool.

CardMatch uses a soft credit check to determine whether you’re eligible for any higher offers. Because it isn’t a hard pull, the check doesn’t impact your personal credit score.

Option 3: Targeted Email Offers

Another way to find better welcome offers, such as the one above, is to check targeted emails or mailers. If you want to start receiving these targeted offers, opt in to receive new card and credit offers in your Amex account’s general marketing email preferences.

Option 4: Personal Referral Offer

Check with friends or family members who have Amex cards for a link through the Amex refer-a-friend program. They don’t have to have an Amex Business Platinum card to refer you to any Amex card.

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Benefits of the Amex Business Platinum Card

There are very few business cards that can rival the Amex Business Platinum card. Despite its $895 annual fee (rates & fees), here’s a preview of the long list of benefits that business owners will appreciate:

Maximizing 175K Membership Rewards Points

If you find and meet the spending requirements for the 175,000-point welcome offer, what can you do with all of those Amex Membership Rewards points? Here’s a glimpse at what’s on the table.

1. Enjoy the Desert Heat This Spring at Boulders Resort & Spa Scottsdale, Curio Collection

Boulders Resort & Spa Scottsdale, Curio Collection, is a well-regarded and beautiful resort in one of the nation’s most stunning destinations. If invigorating hikes, desert heat, and mouth-watering Southwest cuisine sound appealing to you for a spring getaway, you’re in luck.

boulderpile
Image Credit: Hilton

This resort participates in the Hilton Honors program, meaning you can earn and redeem points for stays here. Even better, you can transfer American Express Membership Rewards points at a 1:2 ratio to Hilton to book stays at this property (and other Hilton hotels worldwide).

2. Shake up Your Spring Break Routine: Fly to the Maldives and Back in Qatar QSuite

A one-way QSuite ticket to the Maldives costs 70,000 British Airways Avios one-way.

Katie in Qsuites
Image Credit: Katie Seemann

Given that Amex Membership Rewards points transfer to The British Airways Club at a 1:1 ratio, you can book a round-trip ticket in one of the world’s best business class products and still have a sizable balance of points left over for future trips.

Final Thoughts

The Amex Business Platinum card is a solid option for business owners with heavy expenses who can leverage the card’s benefits. However, because of the steep spending minimum, be sure to have a plan for meeting the requirement before applying.

Brett Holzhauer's image

About Brett Holzhauer

Brett is a personal finance and travel junkie. Based out of Fort Lauderdale, he’s had over 100 credit cards and earned millions of credit card rewards. He learned the tricks of the trade from his mom, and has taken many steps forward. He wasn’t exposed to much travel as a kid, but now has a goal of reaching 100 countries in his life. In 2019, he sold all of his possessions to become a digital nomad, and he says it was one of the best decisions he ever made. He plans to do it again at some point in his life.

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We Recommend

Platinum Card® from American Express

  • You may be eligible for as high as 175,000 Membership Rewards® points after you spend $12,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
  • Get more for your travels with 5X Membership Rewards® points on all flights and prepaid hotel bookings through American Express Travel®, including Fine Hotels + Resorts® and The Hotel Collection bookings. You earn 5X points on flights purchased directly from airlines or through American Express Travel® on up to $500,000 on these purchases per calendar year.
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  • With over 1,550 airport lounges - more than any other credit card company on the market* - enjoy the benefits of the Global Lounge Collection®, over $850 of annual value, with access to Centurion Lounges, 10 complimentary Delta Sky Club® visits when flying on an eligible Delta flight (subject to visit limitations), Priority Pass Select membership (enrollment required), and other select partner lounges.* As of 07/2025.
  • $200 Uber Cash + $120 Uber One Credit: With the Platinum Card® you can receive $15 in Uber Cash each month plus a bonus $20 in December when you add your Platinum Card® to your Uber account to use on rides and orders in the U.S when you select an Amex Card for your transaction. Plus, when you use the Platinum Card® to pay for an auto-renewing Uber One membership, you can get up to $120 in statement credits each calendar year. Terms apply.
  • $300 Digital Entertainment Credit: Experience the latest shows, news and recipes. Get up to $25 in statement credits each month when you use your Platinum Card® for eligible purchases on Disney+, a Disney+ bundle, ESPN streaming services, Hulu, The New York Times, Paramount+, Peacock, The Wall Street Journal, YouTube Premium, and YouTube TV when you purchase directly from one or more of the providers. Enrollment required.
  • $600 Hotel Credit: Get up to $300 in statement credits semi-annually on prepaid Fine Hotels + Resorts® or The Hotel Collection* bookings through American Express Travel® using the Platinum Card®. *The Hotel Collection requires a minimum two-night stay.
  • $400 Resy Credit + Platinum Nights by Resy: Get up to $100 in statement credits each quarter when you use the Platinum Card® to make eligible purchases with Resy, including dining purchases at U.S. Resy restaurants. Enrollment required. Plus, with Platinum Nights by Resy, you can get special access to reservations on select nights at participating in demand Resy restaurants with the Platinum Card®. Simply add your eligible Card to your Resy profile to book and discover Platinum Nights reservations near you.
  • $209 CLEAR+ Credit: CLEAR+ helps get you to your gate faster by using your face to verify you are you at 55+ airports nationwide. You can cover the cost of a CLEAR+ Membership* with up to $209 in statement credits per calendar year after you pay for CLEAR+ with your Platinum Card®. *Excluding any applicable taxes and fees. Subject to auto-renewal.
  • $200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees, such as checked bags and in-flight refreshments, are charged by the airline to the Platinum Card® Account. American Express relies on airlines to submit the correct information on airline transactions to identify incidental fee purchases. If you do not see a credit for a qualifying incidental purchase on your eligible Card after 8 weeks, simply call the number on the back of your Card. Qualifying airlines are subject to change. See terms & conditions for more details.
  • Start your vacation sooner, and keep it going longer. When you book Fine Hotels + Resorts® through American Express Travel®, enjoy noon check-in, when available, and guaranteed 4PM check-out.
  • $300 lululemon Credit: Enjoy up to $75 in statement credits each quarter when you use the Platinum Card® for eligible purchases at U.S. lululemon retail stores (excluding outlets) and lululemon.com. That’s up to $300 in statement credits each calendar year. Enrollment required.
  • $155 Walmart+ Credit: Receive a statement credit* for one monthly Walmart+ membership (subject to auto-renewal) after you pay for Walmart+ each month with the Platinum Card®.* Up to $12.95 plus applicable local sales tax. Plus Ups not eligible.
  • Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
  • $895 annual fee.
  • Terms Apply.
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