What is the best area to stay in Washington, D.C.?

West End is the best area to stay in Washington, D.C. This area is walkable to Georgetown and downtown. You can also catch the Metro at the nearby Metro stops. In addition, we recommend hotels in the Dupont Circle neighborhood. This area of the city will be much quieter than West End and has more of a neighborhood feel.

How far is Dupont Circle from the White House?

Dupont Circle to the White House is roughly a 20-minute walk or a 13-minute walk plus Metro ride. We recommend walking down Connecticut Avenue, past Farragut Square, and then through Jackson Square to the White House.

How far is Arlington, VA from Washington, D.C.?

This all depends on where you are in Arlington, VA. The closest part of Arlington to Washington, D.C. is Rosslyn. The Le Méridien Arlington is an awesome place to stay if you want easy access to both Arlington, VA and Washington, D.C.

What is the best time of year to visit Washington, D.C.?

Cherry Blossom Festival (dates vary from March to April) is a great time to visit, however, the weather makes it extremely difficult to plan your travel around these dates. We recommend late May or early October as the best times to visit Washington, D.C.

Top 9 Best Washington, D.C. Hotels to Book With Points [for Max Value]

Updated: July 13, 2024, 3:23am CDT

Edited by:

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Best Value Washington, D.C. Hotels
Earn Hotel Points to Redeem in Washington, D.C.
Final Thoughts

We may be compensated when you click on product links, such as credit cards, from one or more of our advertising partners. Terms apply to the offers below. See our Advertising Policy for more about our partners, how we make money, and our rating methodology. Opinions and recommendations are ours alone.

There’s just something special about when you hop off the plane at Reagan National Airport (DCA) or the train at Union Station. You can feel that the air is different in the nation’s capital — a feeling similar to when you get off the train at Penn Station in New York.

Washington, D.C. is loaded with attractions and sites to see. It is also home to a growing culinary scene as seen with the flurry of Michelin-rated restaurants in the last few years.

For travelers interested in sightseeing, the National Mall, the Washington Monument, the Lincoln Memorial, the Museum of Natural History, the National Air and Space Museum, the White House, and the Korean War Memorial can not be missed.

Here are 9 of the best value hotels in D.C. that you can book with points. We researched 48 hotels across the 4 major hotel brands of Hilton, Hyatt, IHG, and Marriott.

The value we are using is cents per point to ensure that you are receiving the best return for the points that you earn. It’s important to also consider what value we assign to each program’s points — this helps determine where you might receive the best bang for your hard-earned redemption.

Best Value Washington, D.C. Hotels

Now that we’ve highlighted our methodology and goals of the article, let’s dive into the best Washington, D.C. hotels that you can book with points.

Grand Hyatt Washington (World of Hyatt)

Grand Hyatt Washington DC Tidal Basin — The Grand Hyatt Washington offers easy access to the National Mall. Image Credit: Hyatt

Downtown D.C. is flooded with hotel options from all major hotel brands. It makes sense — this area of the city is walkable to places like the White House, the National Mall, the Capitol, and the museums.

The Grant Hyatt Washington provides hotel guests with a bistro/bar, a coffee shop, a deli, and a gym.

15,000 points per night are all you will need to book the Grand Hyatt Washington. Cash rates during peak travel dates average $580 per night, which results in you receiving a whopping 3.9 cents per point in value.

Hot Tip: The Grand Hyatt Washington has a destination fee of $20 plus tax applied to each night of your stay (Courtesy cardholders and Globalists excluded). The resort fee includes a discounted car airport transfer, 10% off Old Town trolley tours, and a $10 daily food and beverage credit.

Category: 4

Hyatt Points Required: 15,000

April-September Rate: $580

Points Value: 3.9 cents per point

Hyatt Place Washington, D.C. / Georgetown / West End (World of Hyatt)

Hyatt Place Georgetown West End Row Houses — Access all parts of D.C. from this Hyatt in West End. Image Credit: Hyatt

West End is a great area to stay in. This area of the city makes it easy to get to Georgetown, Dupont Circle, 14th Street, and all of the downtown sites. It is also a much quieter area than downtown.

Guests staying at this hotel are offered amenities that include complimentary bike rentals, a cafe, a fitness center, a bar, a rooftop terrace, and a heated indoor pool.

The Hyatt Place Washington, D.C. / Georgetown / West End averages $332 per night during peak travel dates. An award night can be booked with 12,000 points per night, netting you 2.8 cents per point in value.

Category: 3

Hyatt Points Required: 12,000

April-September Rate: $332

Points Value: 2.8 cents per point

Hot Tip: Not sure what to do while you’re there? Check out these things to do in Washington, D.C., and our guide to visiting Washington, D.C. with kids.

Hyatt Place Washington, D.C. / White House (World of Hyatt)

Hyatt Place Washington DC White House Rooftop — The White House is not too far away when you stay at the Hyatt Place Washington, D.C. / White House. Image Credit: Hyatt

Another hotel in downtown D.C. to check out is the Hyatt Place Washington, D.C. / White House. For travelers wanting to see the sites in the downtown area, this hotel is within walking distance of most of the places that you will want to see.

Amenities available to hotel guests include a rooftop bar, a restaurant, and a fitness room.

Guests are likely to receive 2.7 cents per point in value as this hotel averages $408 per night during peak travel dates. An award night can be booked with 9,000 to 15,000 points per night.

Hot Tip: Use your Category 1-4 free night certificate that comes with The World of Hyatt Credit Card at the Hyatt Place Washington, D.C. / White House.

Category: 3

Hyatt Points Required: 9,000 to 15,000

April-September Rate: $408

Points Value: Up to 4.5 cents per point

Washington Marriott at Metro Center (Marriott Bonvoy)

Washington Marriott at Metro Center Exterior View — Find value with your Marriott points at the Washington Marriott at Metro Center. Image Credit: Marriott

Not far from the U.S. Capitol is where you’ll find the Washington Marriott at Metro Center. For guests who book a stay at this hotel, amenities include a Starbucks, an American restaurant, a gym, and an indoor pool.

The Washington Marriott at Metro Center can be booked starting at 35,000 points per night. Cash rates average $373 per night during peak travel dates, which means your points are worth 1.1 cents per point.

Marriott Points Required: From 35,000

April-September Rate: $373

Points Value: 1.1 cents per point

Le Méridien Arlington (Marriott Bonvoy)

Le Méridien Arlington Bedroom View — Redeem Marriott points for a stay at the Le Méridien Arlington. Image Credit: Marriott

If you’re after views of the Potomac River and easy access to Georgetown, the Le Méridien Arlington just might be your hotel. Amenities include an Italian restaurant, a bar/lounge, and a gym.

Hotel guests can book this hotel with at least 35,000 points per night or $322 per night during peak travel dates. As a result, 0.9 cents per point is the value you would expect to see with your points.

Marriott Points Required: From 35,000

April-September Rate: $322

Points Value: 0.9 cents per point

The Ritz-Carlton Georgetown, Washington, D.C. (Marriott Bonvoy)

The Ritz Carlton Georgetown Washington D.C. Exterior View — Experience luxury at The Ritz Carlton Georgetown Washington, D.C. Image Credit: Marriott

In the heart of Georgetown, you’ll find luxury at the Ritz-Carlton Georgetown. If you stay at this hotel, you’ll have access to a restaurant, a lounge bar, a garden terrace, a spa, and a gym.

Cash rates during peak travel dates average $519 per night. For those looking to redeem points, you will need at least 60,000 points per night to book a stay. This means your points will be worth 0.9 cents per point.

Marriott Points Required: From 60,000

April-September Rate: $519

Points Value: 0.9 cents per point

Washington Hilton (Hilton Honors)

Washington Hilton Exterior View — Stay just north of Dupont at the Washington Hilton. Image Credit: Hilton

Few D.C. hotels offer ease of access to Dupont as the Washington Hilton. Guests who stay at this hotel have amenities that include an American restaurant, sports and lounge bars, a cafe, a gym (fee required), and a seasonal rooftop pool.

The Washington Hilton can be booked with 50,000 points per night. Guests will receive 0.7 cents per point in value as cash rates average $420 per night during peak travel dates.

Hilton Points Required: 50,000-60,000

April-September Rate: $420

Points Value: 0.7 cents per point

InterContinental Washington, D.C. – The Wharf (IHG One Rewards)

InterContinental Hotels Washington D.C. The Wharf Bar View — Grab a drink at the InterContinental Hotels Washington, D.C. bar. Image Credit: IHG

The Wharf is a new development in D.C. that brought in a couple of new hotels including the InterContinental Washington, D.C. – The Wharf. Amenities available to hotel guests include an African/Caribbean restaurant, a gym, a spa, and a rooftop pool with a bar.

Guests can book the InterContinental Washington, D.C. – The Wharf with 60,000 points per night. Peak travel cash rates average $313 per night making your points worth 0.6 to 0.7 cents per point.

IHG Points Required: 45,000 to 53,750

April-September Rate: $313

Points Value: 0.6 to 0.7 cents per point

Conrad Washington, D.C. (Hilton Honors)

Conrad Washington DC Bar View — Overlook downtown at the Conrad Washington, D.C. Image Credit: Hilton

Smack dab in the middle of downtown is where you’ll be staying if you book a room. On property, there is a seafood restaurant, a cocktail bar, a rooftop bar, and a gym.

Cash rates at the Conrad Washington, D.C. average $374 per night. 60,000 points per night books an award stay so your points return will be 0.6 cents per point.

Hilton Points Required: 60,000

April-September Rate: $374

Points Value: 0.6 cents per point

Earn Hotel Points to Redeem in Washington, D.C.

It’s helpful to highlight how to earn the points that you will need to book these D.C. area hotels. Hyatt properties dominated our list, so let’s start by seeing how best to earn World of Hyatt points.

World of Hyatt

World of Hyatt Credit Card

The annual fee of the World of Hyatt card is a no-brainer for World of Hyatt elite members and road warriors. When Hyatt revamped this card, it’s changes were widely recognized as positive. Benefits and perks are what travelers are looking for and this card blows it out of the park.

The World of Hyatt Credit Card

U.P. Rating

The World of Hyatt card offers a fast track to Hyatt elite status, an annual free night, and up to 9x points per $1 on Hyatt stays.

Learn More(at Chase's secure site)

The World of Hyatt Credit Card

The World of Hyatt card offers a fast track to Hyatt elite status, an annual free night, and up to 9x points per $1 on Hyatt stays.

Welcome OfferEarn up to 60,000 Bonus Points. Earn 30,000 points after you spend $3,000 on purchases in your first 3 months. Plus, up to 30,000 more points by earning 2 Bonus Points total per $1 spent in the first 6 months on purchases that normally earn 1 Bonus Point, up to $15,000 spent.
Up to 60,000 points

UP's Bonus Valuation*:
$900

Annual Fee

$95

APR

20.99% - 27.99% Variable

Credit Recommended

Good to Excellent (670-850)

Why We Like This Card

The World of Hyatt Credit Card makes your Hyatt stays more rewarding and helps you get coveted World of Hyatt elite status faster. This card is a must-have for any traveler who regularly stays at Hyatt hotels, or even for anyone who’s able to take advantage of the card’s annual free night certificate.

When you factor in all the benefits the World of Hyatt card offers, it’s easy to see why it is one of the best co-branded hotel credit cards on the market.

Pros & Cons

Pros

Up to 9 points total for Hyatt stays – 4 Bonus Points per $1 spent on qualified purchases at Hyatt hotels & up to 5 Base Points per $1 from Hyatt as a World of Hyatt member
2x points per $1 at restaurants, on airline tickets purchased directly from the airline, local transit, rideshares, and fitness clubs/gym memberships
1x point per $1 on all other purchases

Cons

$95 annual fee

Read Full Review

Card Highlights

Earn up to 60,000 Bonus Points. Earn 30,000 Bonus Points after you spend $3,000 on purchases in your first 3 months from account opening. Plus, up to 30,000 More Bonus Points by earning 2 Bonus Points total per $1 spent in the first 6 months from account opening on purchases that normally earn 1 Bonus Point, on up to $15,000 spent.
Enjoy complimentary World of Hyatt Discoverist status for as long as your account is open.
Get 1 free night each year after your Cardmember anniversary at any Category 1-4 Hyatt hotel or resort
Receive 5 tier qualifying night credits towards status after account opening, and each year after that for as long as your account is open
Earn an extra free night at any Category 1-4 Hyatt hotel if you spend $15,000 in a calendar year
Earn 2 qualifying night credits towards tier status every time you spend $5,000 on your card
Earn up to 9 points total for Hyatt stays – 4 Bonus Points per $1 spent on qualified purchases at Hyatt hotels & up to 5 Base Points per $1 from Hyatt as a World of Hyatt member
Earn 2 Bonus Points per $1 spent at restaurants, on airline tickets purchased directly from the airlines, on local transit and commuting and on fitness club and gym memberships
Member FDIC

Financial Snapshot

APR: 20.99% - 27.99% Variable
Foreign Transaction Fees: None

Rewards Center

World of Hyatt

In addition to a sign-up bonus, the Hyatt Credit Card comes with the following benefits and perks:

Up to 9 points total per $1 at Hyatt — 4 Bonus Points per $1 on qualified purchases at Hyatt, plus up to 5 Base Points per $1 from Hyatt as a World of Hyatt member
1 free night at a Category 1-4 property after your cardmember anniversary
1 additional free night at a Category 1-4 property after spending $15,000 during your cardmember year
5 elite night qualifying credits
2 additional elite night credits for every $5,000 spent on the card
Complimentary World of Hyatt Discoverist status for as long as your account is open

The Hyatt Credit Card packs a punch. Just by holding the card, you’ll receive 1 Category 1-4 free night certificate after your cardmember anniversary.

By using this certificate at a hotel that costs at least $95 per night, you can offset the annual fee. In reality, you should be able to receive much more value from this free night.

What makes the Hyatt Credit Card unique is that the card makes sense to put spend on. With every $5,000 that you spend on the card, you will receive 2 elite night credits. This is great for travelers who want to earn higher levels of World of Hyatt elite status, including the coveted Globalist status.

For travelers who can spend $15,000 on the card, you will earn 1 additional Category 1-4 free night certificate. This is in addition to the free night you will earn by being a cardmember. Another way to look at it is that you will earn 2 Category 1-4 free night certificates that you could redeem for a weekend trip. Not bad!

World of Hyatt Award Chart

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Hotel Category	Off-Peak Points Per Night	Standard Points Per Night	Peak Points Per Night
World of Hyatt Award Chart
1	3,500	5,000	6,500
2	6,500	8,000	9,500
3	9,000	12,000	15,000
4	12,000	15,000	18,000
5	17,000	20,000	23,000
6	21,000	25,000	29,000
7	25,000	30,000	35,000
8	35,000	40,000	45,000

Other Ways to Earn World of Hyatt Points

With the ability to earn 9x points at Hyatt — 5x points as a member plus 4x points from the Hyatt Credit Card — the Hyatt-branded credit card will be the easiest way to earn Hyatt points.

The World of Hyatt program is also a Chase travel partner. This means that you can transfer Chase points directly to Hyatt. This is great news as several Chase credit cards will help you to earn the Hyatt points that you need.

Chase has 3 Ultimate Rewards cards in the Chase Sapphire Preferred^® card, Chase Sapphire Reserve^®, and Ink Business Preferred^® Credit Card. These cards earn Chase points with your spending that can then be transferred directly to Hyatt.

Marriott Bonvoy

Marriott Bonvoy Credit Cards

Marriott has 4 co-branded cards with each card focused on a different type of traveler.

Marriott Bonvoy Bold^® Credit Card

U.P. Rating

A great option for Marriott hotel fans who want a no annual fee card and automatic Marriott Bonvoy elite status.

Learn More(at Chase's secure site)

Marriott Bonvoy Bold^® Credit Card

A great option for Marriott hotel fans who want a no annual fee card and automatic Marriott Bonvoy elite status.

Welcome OfferEarn 60,000 Bonus Points plus 1 Free Night Award after you spend $2,000 on purchases in the first 3 months from account opening. Free Night valued at 50,000 points. Certain hotels have resort fees.
60,000 points + 1 Free Night Award

UP's Bonus Valuation*:
$770

Annual Fee

APR

20.99% - 27.99% Variable

Credit Recommended

Good to Excellent (670-850)

Why We Like This Card

Casual travelers who like to frequent properties that are part of the Marriott Bonvoy collection of brands may want to consider the Marriott Bonvoy Bold^® Credit Card.

The Marriott Bold card rewards cardholders for Marriott stays and gives them a boost towards Marriott Bonvoy elite status.

Pros & Cons

Pros

Up to 14x points per $1 on Marriott purchases
2x points at grocery stores, rideshare, select food delivery, select streaming, and internet, cable, and phone services
5 Elite Night Credits each year

Cons

Lower point earn rate than other Marriott Bonvoy cards
Marriott Bonvoy Silver Elite status is the lowest status tier

Read Full Review

Card Highlights

Financial Snapshot

APR: 20.99% - 27.99% Variable
Foreign Transaction Fees:

Rewards Center

Marriott Bonvoy

Marriott Bonvoy Boundless^® Credit Card

U.P. Rating

Marriott loyalists will love this card's annual Free Night Award, automatic elite status, and up to 17x points per $1 on Marriott hotel stays.

Learn More(at Chase's secure site)

Marriott Bonvoy Boundless^® Credit Card

Marriott loyalists will love this card's annual Free Night Award, automatic elite status, and up to 17x points per $1 on Marriott hotel stays.

Welcome OfferEarn 125,000 bonus points after spending $5,000 on purchases in your first 3 months from your account opening.
125,000 points

UP's Bonus Valuation*:
$875

Annual Fee

$95

APR

20.99% - 27.99% Variable

Credit Recommended

Good to Excellent (670-850)

Why We Like This Card

If you’re a frequent traveler and a Marriott loyalist, there’s a lot to love about the Marriott Bonvoy Boundless^® Credit Card. The card comes packed with several great benefits like a free hotel night once a year, automatic Silver Elite status (with a fast-track to Gold Elite status), and multiple options for redeeming points.

Pros & Cons

Pros

Earn big when you use your card at thousands of participating Marriott Bonvoy hotels
Earn big at grocery stores, gas stations, and dining
Automatic Silver Elite Status

Cons

$95 annual fee
Marriott Silver Elite Status is the lowest status tier

Read Full Review

Card Highlights

Earn 125,000 bonus points after qualifying purchases - our best points offer!
Earn 3X points per $1 on the first $6,000 spent in combined purchases each year on grocery stores, gas stations, and dining.
Earn 1 Elite Night Credit towards Elite Status for every $5,000 you spend.
1 Free Night Award (valued up to 35,000 points) every year after account anniversary.
Earn up to 17X total points per $1 spent at thousands of hotels participating in Marriott Bonvoy^® with the Marriott Bonvoy Boundless^® Card.
Receive 15 Elite Night Credits annually, automatic Silver Elite status, and path to Gold Status when you spend $35,000 on purchases each calendar year.
No Foreign Transaction Fees. Your points don't expire as long as you make purchases on your card every 24 months.
Member FDIC

Financial Snapshot

APR: 20.99% - 27.99% Variable
Foreign Transaction Fees: None

Rewards Center

Marriott Bonvoy

Terms Apply / Rates & Fees

Marriott Bonvoy Bevy™ American Express^® Card

U.P. Rating

The Marriott Bonvoy Bevy card gives you automatic Marriott elite status and helps you earn more Marriott Bonvoy points on your everyday purchases.

Learn More(at Amex's secure site)

Apply With Confidence

Know if you're approved with no credit score impact

If you're approved and accept this Card, your credit score may be impacted.

Marriott Bonvoy Bevy™ American Express^® Card

The Marriott Bonvoy Bevy card gives you automatic Marriott elite status and helps you earn more Marriott Bonvoy points on your everyday purchases.

Welcome OfferEarn 85,000 Marriott Bonvoy bonus points after you spend $5,000 in purchases within the first 6 months of Card Membership.
85,000 points

UP's Bonus Valuation*:
$595

Annual Fee

$250

APR

20.24%-29.24% Variable

Credit Recommended

Good to Excellent (670-850)

Why We Like This Card

The Marriott Bonvoy Bevy™ American Express^® Card, the latest mid-tier offering in the Marriott Bonvoy lineup of cards, offers cardholders automatic elite status and ways to earn more Marriott Bonvoy points on each of their stays and daily purchases.

Pros & Cons

Pros

6x points per $1 at hotels participating in Marriott Bonvoy
4x points per $1 at restaurants worldwide and U.S. supermarkets (on up to $15,000 in combined purchases per calendar year, then 2x points)
2x points per $1 on all other purchases

Cons

$250 annual fee (rates & fees)
Free Night Award certificate is not an automatic benefit

Read Full Review

Card Highlights

Earn 85,000 Marriott Bonvoy bonus points after you use your new Card to make $5,000 in purchases within the first 6 months of Card Membership.
Earn 6X Marriott Bonvoy^® points for each dollar of eligible purchases at hotels participating in Marriott Bonvoy.
Earn 4X points at restaurants worldwide and U.S. supermarkets (on up to $15,000 in combined purchases at restaurants and U.S. supermarkets per calendar year, then 2X points).
Earn 2X points on all other eligible purchases with the Marriott Bonvoy Bevy™ Card.
Marriott Bonvoy 1K Bonus Points Per Stay: Earn 1,000 Marriott Bonvoy^® bonus points per paid eligible stay booked directly with Marriott for properties participating in Marriott Bonvoy.
With complimentary Marriott Bonvoy Gold Elites status, earn up to 2.5X points from Marriott Bonvoy^® on eligible hotel purchases with the 25% Bonus Points on stays benefit, available for Qualifying Rates.
Marriott Bonvoy Bevy Free Night Award: Earn 1 Free Night Award after spending $15,000 on eligible purchases on your Marriott Bonvoy Bevy™ Card in a calendar year. Award can be used for one night (redemption level at or under 50,000 Marriott Bonvoy^® points) at a hotel participating in Marriott Bonvoy^®. Certain hotels have resort fees.
15 Elite Night Credits: Each calendar year with your Marriott Bonvoy Bevy™ American Express Card^® you can receive 15 Elite Night Credits toward the next level of Marriott Bonvoy^® Elite status. Limitations apply per Marriott Bonvoy member account. Benefit is not exclusive to Cards offered by American Express. Terms apply.
Plan It^® is a payment option that lets you split up purchases of $100 or more into equal monthly installments with a fixed fee. Plus, you'll still earn rewards the way you usually do.
$250 Annual Fee.
Terms Apply.

Financial Snapshot

APR: 20.24%-29.24% Variable
Foreign Transaction Fees: None

Terms Apply / Rates & Fees

Marriott Bonvoy Brilliant^® American Express^® Card

U.P. Rating

A premium card for Marriott fans who want perks like an annual statement credit and Free Night Award, plus a fast track to Marriott elite status.

Learn More(at Amex's secure site)

Apply With Confidence

Know if you're approved with no credit score impact

If you're approved and accept this Card, your credit score may be impacted.

Marriott Bonvoy Brilliant^® American Express^® Card

A premium card for Marriott fans who want perks like an annual statement credit and Free Night Award, plus a fast track to Marriott elite status.

Welcome OfferEarn 95,000 Marriott Bonvoy® bonus points after you use your new Card to make $6,000 in purchases within the first 6 months of Card Membership.
95,000 points

UP's Bonus Valuation*:
$665

Annual Fee

$650

APR

20.24%-29.24% Variable

Credit Recommended

Good to Excellent (670-850)

Why We Like This Card

The Marriott Bonvoy Brilliant^® American Express^® Card is a premium card designed with road warriors and Marriott Bonvoy loyalists in mind.

So is the card a worthwhile addition to your wallet?

Pros & Cons

Pros

6x points per $1 at hotels participating in Marriott Bonvoy program
3x points per $1 on flights booked directly with airlines and restaurants worldwide
2x points per $1 on all other purchases

Cons

Steep annual fee of $650 (rates & fees)
6x points per $1 is the same earn rate offered with lower annual fee alternatives like the Marriott Bonvoy Bevy™ American Express^® Card

Read Full Review

Card Highlights

Earn 95,000 Marriott Bonvoy^® bonus points after you use your new Card to make $6,000 in purchases within the first 6 months of Card Membership.
$300 Brilliant Dining Credit: Each calendar year, get up to $300 (up to $25 per month) in statement credits for eligible purchases made on the Marriott Bonvoy Brilliant^® American Express^® Card at restaurants worldwide.
With Marriott Bonvoy Platinum Elite status, you can receive room upgrades, including enhanced views or suites, when available at select properties and booked with a Qualifying Rate.
Earn 6X Marriott Bonvoy^® points for each dollar of eligible purchases at hotels participating in Marriott Bonvoy^®. Earn 3X Marriott Bonvoy^® points at restaurants worldwide and on flights booked directly with airlines and 2X Marriott Bonvoy^® points on all other eligible purchases made on the Marriott Bonvoy Brilliant^® American Express^® Card.
Free Night Award: Receive 1 Free Night Award every year after your Card renewal month. Award can be used for one night (redemption level at or under 85,000 Marriott Bonvoy points) at hotels participating in Marriott Bonvoy^®. Certain hotels have resort fees.
Each calendar year after spending $60,000 on eligible purchases on your Marriott Bonvoy Brilliant^® American Express^® Card, you will be eligible to select a Brilliant Earned Choice Award benefit. You can only earn one Earned Choice Award per calendar year. See https://www.choice-benefit.marriott.com/brilliant for Award options.
$100 Marriott Bonvoy Property Credit: Enjoy your stay. Receive up to a $100 property credit for qualifying charges at The Ritz-Carlton^® or St. Regis^® when you book direct using a special rate for a two-night minimum stay using your Card.
Fee Credit for Global Entry or TSA PreCheck^®: Receive either a statement credit every 4 years after you apply for Global Entry ($120) or a statement credit every 4.5 years after you apply for a five-year membership for TSA PreCheck^® (up to $85 through a TSA PreCheck official enrollment provider) and pay the application fee with your Marriott Bonvoy Brilliant^® American Express^® Card. If approved for Global Entry, at no additional charge, you will receive access to TSA PreCheck.
Each calendar year with your Marriott Bonvoy Brilliant^® American Express^® Card you can receive 25 Elite Night Credits toward the next level of Marriott Bonvoy^® Elite status. Limitations apply per Marriott Bonvoy member account. Benefit is not exclusive to Cards offered by American Express.
Enroll in Priority Pass™ Select, which offers unlimited airport lounge visits to over 1,200 lounges in over 130 countries, regardless of which carrier or class you are flying. This allows you to relax before or between flights. You can enjoy snacks, drinks, and internet access in a quiet, comfortable location.
No Foreign Transaction Fees on international purchases.
With Cell Phone Protection, you can be reimbursed, the lesser of, your repair or replacement costs following damage, such as a cracked screen, or theft for a maximum of $800 per claim when your cell phone line is listed on a wireless bill and the prior month's wireless bill was paid by an Eligible Card Account. A $50 deductible will apply to each approved claim with a limit of 2 approved claims per 12-month period. Additional terms and conditions apply. Coverage is provided by New Hampshire Insurance Company, an AIG Company.
$650 Annual Fee.
Terms Apply.

Financial Snapshot

APR: 20.24%-29.24% Variable
Foreign Transaction Fees: None

Rewards Center

Marriott Bonvoy

Marriott Bonvoy Award Chart

Marriott uses a dynamic pricing system for its reward redemptions, meaning the price you’ll pay in points will vary according to demand.

Other Ways to Earn Marriott Points

Marriott credit card spending will likely be the easiest way to earn Marriott points. Another way to earn points is to stay at Marriott hotels. You’ll earn 10 points per $1 spent as a Marriott member and 10-75% bonus points depending upon your Marriott elite member tier.

Marriott is an American Express transfer partner and a Chase transfer partner. However, we recommend that you transfer American Express and Chase points to their high-value airline (and hotel with Hyatt and Chase) partners instead.

IHG One Rewards

IHG One Rewards Credit Cards

IHG credit cards are issued by Chase and are subject to the Chase 5/24 rule. The 3 credit cards that are available to new applications are as follows:

LIMITED TIME OFFER

IHG One Rewards Traveler Credit Card

U.P. Rating

Earn up to 17x when you stay at IHG hotels, 3x on monthly bills, at gas stations, and restaurants, and 2x on all other purchases.

IHG One Rewards Traveler Credit Card

Earn up to 17x when you stay at IHG hotels, 3x on monthly bills, at gas stations, and restaurants, and 2x on all other purchases.

Welcome OfferLimited Time Offer! Earn 100,000 Bonus Points
100,000 bonus points

UP's Bonus Valuation*:
$500

Annual Fee

APR

20.99% - 27.99% Variable

Credit Recommended

Good to Excellent (670-850)

Why We Like This Card

If you’re someone who is looking to enhance your IHG stays by earning more points and benefits, without paying an annual fee, then the IHG One Rewards Traveler Credit Card might be the perfect fit for you.

In this guide, we will provide a detailed view of what the card can offer so you can decide if it makes sense to add to your wallet.

Pros & Cons

Pros

Up to 17x total points per $1 on IHG stays
3x points per $1 on monthly bills, at gas stations, and restaurants
2x point per $1 on all other purchases

Cons

Not as rewarding as the IHG One Rewards Premier Credit Card

Read Full Review

Card Highlights

Limited Time Offer! Earn 100,000 Bonus Points
No Annual Fee
Earn up to 17 total points per $1 spent when you stay at IHG Hotels & Resorts
Earn 3 points per $1 spent on purchases on monthly bills, at gas stations, and restaurants. Earn 2 points per $1 spent on all other purchases
No Foreign Transaction Fees
Redeem 3 Nights, Get the 4th Night Free
IHG One Rewards Bonus points are redeemable at Hotels & Resorts such as InterContinental^®, Crowne Plaza^®, Kimpton^®, EVEN^® Hotels, Indigo^® Hotels & Holiday Inn^®
Member FDIC

Financial Snapshot

APR: 20.99% - 27.99% Variable
Foreign Transaction Fees: None

Rewards Center

IHG Rewards Loyalty Program Review

IHG One Rewards Premier Credit Card

U.P. Rating

The perfect card for IHG fans, offering a free night every year, automatic Platinum Elite status, and your fourth night free on award stays.

Learn More(at Chase's secure site)

IHG One Rewards Premier Credit Card

The perfect card for IHG fans, offering a free night every year, automatic Platinum Elite status, and your fourth night free on award stays.

Welcome OfferEarn 140,000 Bonus Points after spending $3,000 on purchases in the first 3 months from account opening.
140,000 points

UP's Bonus Valuation*:
$700

Annual Fee

$99

APR

20.99% - 27.99% Variable

Credit Recommended

Good to Excellent (670-850)

Why We Like This Card

If you regularly visit IHG hotels throughout the year, then the IHG One Rewards Premier Credit Card is probably a perfect card to have in your wallet.

The IHG Premier card offers a great bundle of perks and benefits, including automatic Platinum elite status, an annual free night certificate, and travel protections.

Pros & Cons

Pros

Up to 26x points per $1 on IHG stays
5x points per $1 spent on purchases on travel, at gas stations, and restaurants
3x points per $1 on all other purchases

Cons

$99 annual fee
Does not earn transferable points

Read Full Review

Card Highlights

Earn 140,000 Bonus Points
Enjoy an Anniversary Free Night at IHG Hotels & Resorts. Plus, enjoy a fourth reward night free when you redeem points for a consecutive four-night IHG^® hotel stay.
Earn up to 26 total points per $1 spent when you stay at IHG Hotels & Resorts
Earn 5 points per $1 spent on purchases on travel, at gas stations, and restaurants. Earn 3 points per $1 spent on all other purchases
Automatic Platinum Elite status as long as you remain a Premier cardmember
Global Entry, TSA PreCheck^® or NEXUS Statement Credit of up to $100 ($120 starting 10/1/24) every 4 years as reimbursement for the application fee charged to your card
IHG One Rewards Bonus points are redeemable at Hotels & Resorts such as InterContinental^®, Crowne Plaza^®, Kimpton^®, EVEN^® Hotels, Indigo^® Hotels & Holiday Inn^®
Member FDIC

Financial Snapshot

APR: 20.99% - 27.99% Variable
Foreign Transaction Fees: None

IHG One Rewards Premier Business Credit Card

U.P. Rating

The IHG Premier Business card is the perfect option for business travelers who regularly stay at IHG hotels.

Learn More(at Chase's secure site)

IHG One Rewards Premier Business Credit Card

The IHG Premier Business card is the perfect option for business travelers who regularly stay at IHG hotels.

Welcome OfferEarn 140,000 Bonus Points after spending $4,000 on purchases in the first 3 months from account opening
140,000 points

UP's Bonus Valuation*:
$700

Annual Fee

$99

APR

20.99% - 27.99% Variable

Credit Recommended

Good to Excellent Credit Recommended (670-850)

Why We Like This Card

IHG Rewards and Chase have teamed up to offer the IHG One Rewards Premier Business Card, a compelling option for those who travel often for their business and stay at IHG hotels.

In this review, we will cover all of the benefits of the card, including earning rates, perks, fees, and more to help you determine whether the card is a good fit for your travel goals.

Pros & Cons

Pros

Up to 26x total points per $1 spent on IHG Hotels and Resorts
5x points per $1 spent on travel, at gas stations, select advertising, and restaurants
3x points per $1 spent on all other purchases

Cons

$99 annual fee
Does not earn transferable rewards

Read Full Review

Card Highlights

Earn 140,000 Bonus Points after spending $4,000 on purchases in the first 3 months from account opening.
Enjoy an Anniversary Free Night at IHG Hotels & Resorts. Plus, enjoy a fourth reward night free when you redeem points for a consecutive four-night IHG^® hotel stay.
Earn up to 26 total points per $1 spent when you stay at IHG Hotels and Resorts
Earn 5 points per $1 spent on purchases on travel, at gas stations, select advertising, and restaurants. Earn 3 points per $1 spent on all other purchases
Automatic Platinum Elite status as long as you remain a Premier Business cardmember
Global Entry, TSA PreCheck^® or NEXUS Statement Credit of up to $100 ($120 starting 10/1/24) every 4 years as reimbursement for the application fee charged to your card
IHG One Rewards Bonus points are redeemable at hotels such as InterContinental^®, Crowne Plaza^®, Kimpton^®, EVEN^® Hotels, Indigo^® Hotels & Holiday Inn^®
Member FDIC

Financial Snapshot

APR: 20.99% - 27.99% Variable
Foreign Transaction Fees: None

IHG One Rewards Award Chart

When redeeming IHG points, there will be dynamic award pricing similar to what you’ll see with Hilton Honors. The number of points required for an award night is tied to the cash cost of the room.

Other Ways to Earn IHG One Rewards Points

Spending on IHG credit cards and staying at IHG Hotels & Resorts are the 2 easy ways to earn IHG One Rewards points. You can also transfer Chase points directly to IHG. However, we do not recommend that you make this transfer. Instead, redeem Chase points with its more valuable airline and hotel partners.

Hilton Honors

Hilton Honors Credit Cards

Similar to Marriott, Hilton has an array of credit cards geared towards every type of traveler.

Hilton’s strategy for new credit card signups is to offer free night certificates for a standard room. The cards that offer these certificates have annual fees, however, it’s easy to offset the fee with the certificate.

LIMITED TIME OFFER

Terms Apply / Rates & Fees

Hilton Honors American Express Card

U.P. Rating

Complimentary Hilton Honors Silver status, plus great earnings at Hilton, U.S. gas stations, U.S. supermarkets, and U.S. restaurants!

Learn More(at Amex's secure site)

Apply With Confidence

Know if you're approved with no credit score impact

If you're approved and accept this Card, your credit score may be impacted.

Hilton Honors American Express Card

Complimentary Hilton Honors Silver status, plus great earnings at Hilton, U.S. gas stations, U.S. supermarkets, and U.S. restaurants!

Welcome OfferEarn 100,000 Hilton Honors Bonus Points after you spend $2,000 in purchases on the Card in the first 6 months of Card Membership. Offer ends 1/8/2025.
100,000 points

UP's Bonus Valuation*:
$500

Annual Fee

APR

20.24%-29.24% Variable

Credit Recommended

Good to Excellent (670-850)

Why We Like This Card

You can’t beat a comfy king-sized bed and room service. For many travelers, it’s the hotel that really makes or breaks an experience. If you’re one of those people, you’ve probably stayed at a Hilton hotel.

Whether your visits are for work or pleasure, the Hilton brand has you covered with more than 6,200 locations in 100 counties and territories.

To enjoy a host of great benefits, you may want to apply for the Hilton Honors American Express Card.

Pros & Cons

Pros

7x points per $1 on Hilton stays
5x points per $1 at U.S. restaurants, at U.S. supermarkets, and at U.S. gas stations
3x points per $1 on all other purchases

Cons

Not great for those who want multiple redemption options
Offers the least benefits of all Hilton cards

Read Full Review

Card Highlights

Earn 100,000 Hilton Honors Bonus Points after you spend $2,000 in purchases on the Card in the first 6 months of Card Membership. Offer ends 1/8/2025.
Earn 7X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with hotels and resorts within the Hilton portfolio.
Earn 5X Points per dollar on purchases at U.S. restaurants, at U.S. supermarkets, and at U.S. gas stations.
Earn 3X Points for all other eligible purchases on your Card.
Enjoy complimentary Hilton Honors™ Silver status with your Card. Plus, spend $20,000 on eligible purchases on your Card in a calendar year and you can earn an upgrade to Hilton Honors™ Gold status through the end of the next calendar year.
No Foreign Transaction Fees. Enjoy international travel without additional fees on purchases made abroad.
No Annual Fee.
Terms Apply.

Financial Snapshot

APR: 20.24%-29.24% Variable
Foreign Transaction Fees: None

Rewards Center

Hilton Honors Loyalty Program

LIMITED TIME OFFER

Terms Apply / Rates & Fees

Hilton Honors American Express Surpass^® Card

U.P. Rating

An excellent high-earning Hilton credit card that comes with perks like Hilton Honors Gold status and up to $200 in Hilton credits every year.

Learn More(at Amex's secure site)

Apply With Confidence

Know if you're approved with no credit score impact

If you're approved and accept this Card, your credit score may be impacted.

Hilton Honors American Express Surpass^® Card

An excellent high-earning Hilton credit card that comes with perks like Hilton Honors Gold status and up to $200 in Hilton credits every year.

Welcome OfferEarn 165,000 Hilton Honors Bonus Points after you spend $3,000 in purchases on the Hilton Honors American Express Surpass® Card in your first 6 months of Card Membership. Offer ends 1/8/2025.
165,000 points

UP's Bonus Valuation*:
$825

Annual Fee

$150

APR

20.24%-29.24% Variable

Credit Recommended

Good to Excellent (670-850)

Why We Like This Card

If you’re someone who loves traveling and loves staying in Hilton hotels, adding a co-branded Hilton hotel card to your wallet is almost a no-brainer. From automatic Hilton elite status to up to $200 in Hilton credits every year, the Hilton Honors American Express Surpass^® Card can be a great fit for Hilton loyalists looking to up their travel game.

Pros & Cons

Pros

12x points per $1 at Hilton hotels
6x points per $1 at U.S. supermarkets, U.S. gas stations, and U.S. restaurants
4x points per $1 at U.S. online retail purchases

Cons

Annual fee of $150 (rates & fees)

Read Full Review

Card Highlights

Earn 165,000 Hilton Honors Bonus Points after you spend $3,000 in purchases on the Hilton Honors American Express Surpass^® Card in your first 6 months of Card Membership. Offer ends 1/8/2025.
Get up to $200 back each year on eligible Hilton purchases after you use your Hilton Honors American Express Surpass^® Card.
Earn 12X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with a hotel or resort within the Hilton portfolio.
Earn 6X Points for each dollar of purchases on your Card at U.S. restaurants, at U.S. supermarkets, and at U.S. gas stations.
Earn 4X Points for each dollar on U.S. Online Retail Purchases.
Earn 3X Points for all other eligible purchases on your Card.
Earn a Free Night Reward from Hilton Honors after you spend $15,000 on eligible purchases on your Card in a calendar year.
Enjoy complimentary Hilton Honors ™ Gold Status with your Hilton Honors American Express Surpass^® Card.
Spend $40,000 on eligible purchases on your Card in a calendar year and you can earn Hilton Honors™ Diamond Status through the end of the next calendar year.
Enjoy complimentary National Car Rental^® Emerald Club Executive^® status. Enrollment in the complimentary Emerald Club^® program is required. Terms apply.
No Foreign Transaction Fees. Enjoy international travel without additional fees on purchases made abroad.
$150 annual fee.
Terms Apply.

Financial Snapshot

APR: 20.24%-29.24% Variable
Foreign Transaction Fees: None

Rewards Center

Hilton Honors

Terms Apply / Rates & Fees

Hilton Honors American Express Aspire Card

U.P. Rating

Automatic Hilton Diamond status, an annual free night, and a travel and resort credit make this the perfect card for those who stay in Hilton hotels.

All information about Hilton Honors American Express Aspire Card has been collected independently by Upgraded Points.

Apply With Confidence

Know if you're approved with no credit score impact

If you're approved and accept this Card, your credit score may be impacted.

Hilton Honors American Express Aspire Card

Automatic Hilton Diamond status, an annual free night, and a travel and resort credit make this the perfect card for those who stay in Hilton hotels.

Welcome OfferEarn 175,000 Hilton Honors Bonus Points after you spend $6,000 in purchases on the Card within your first 6 months of Card Membership
175,000 points

UP's Bonus Valuation*:
$875

Annual Fee

$550

APR

20.99% - 29.99% Variable

Credit Recommended

Good to Excellent (670-850)

Why We Like This Card

The information regarding the Hilton Honors American Express Aspire Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer.

Paying hundreds of dollars for an annual fee on a co-branded hotel card might seem ridiculous, but you should know that the Hilton Honors American Express Aspire Card is much more than your run-of-the-mill hotel credit card.

The Hilton Aspire card is not only a phenomenal card for Hilton Honors loyalists, but even those who visit Hilton hotels just a few times a year can still get excellent value out of all the benefits that are packed into this card.

So let’s have a look at what makes the card so valuable to travelers.

Pros & Cons

Pros

14x points per $1 on Hilton purchases
7x points per $1 on select travel and at U.S. restaurants
3x points per $1 on all other eligible purchases

Cons

High annual fee of $550

Read Full Review

Card Highlights

Earn 175,000 Hilton Honors Bonus Points after you spend $6,000 in purchases on the Card within your first 6 months of Card Membership
Earn 14x Hilton Honors Bonus Points when you make eligible purchases on your card at participating hotels or resorts within the Hilton portfolio
Earn 7x Hilton Honors Bonus Points for eligible travel purchases: on flights booked directly with airlines or AmexTravel.com and on car rentals booked directly from select car rental companies
Earn 7x Hilton Honors Bonus Points on dining at U.S. restaurants, including takeout and delivery
Earn 3x Hilton Honors Bonus Points for other eligible purchases on your card
Enjoy up to $400 in Hilton Resort Credits (up to $200 in statement credits semi-annually) on your card each anniversary year when you stay at participating resorts within the Hilton portfolio
Enjoy complimentary Diamond status
$550 annual fee

Financial Snapshot

APR: 20.99% - 29.99% Variable
Foreign Transaction Fees: None

LIMITED TIME OFFER

Terms Apply / Rates & Fees

The Hilton Honors American Express Business Card

U.P. Rating

An excellent option for business owners and business travelers who stay at Hilton properties often and want perks like Hilton Honors elite status.

Learn More(at Amex's secure site)

The Hilton Honors American Express Business Card

An excellent option for business owners and business travelers who stay at Hilton properties often and want perks like Hilton Honors elite status.

Welcome Offer

175,000 points

UP's Bonus Valuation*:
$875

Annual Fee

$195

APR

20.24% - 29.24% Variable

Credit Recommended

Good to Excellent (670-850)

Why We Like This Card

For frequent business travelers who regularly stay in Hilton hotels, The Hilton Honors American Express Business Card is a great option.

Not only will the card help you earn more points on all of your Hilton stays, but you’ll also receive automatic elite status and travel protections.

Here’s a detailed look at all the benefits this card offers so that you can determine if it’s a good fit for you.

Pros & Cons

Pros

Earn 12x points per $1 on eligible Hilton purchases
Earn 5x points on other purchases made for the first $100,000 in purchases each calendar year, 3x points thereafter.
Complimentary Hilton Honors Gold status, and the ability to spend your way to Diamond status

Cons

$195 annual fee (rates and fees)

Read Full Review

Card Highlights

Limited Time Offer: Earn 175,000 Hilton Honors Bonus Points after you spend $8,000 in purchases on the Hilton Honors Business Card within the first six months of Card Membership. Offer Ends 1/8/2025.
Earn 12X Hilton Honors Bonus Points on eligible Hilton purchases.
Earn 5X Hilton Honors Bonus Points on other purchases made using the Hilton Honors Business Card on the first $100,000 in purchases each calendar year, 3X points thereafter.
Get up to $60 in statement credits each quarter for purchases made directly with a property in the Hilton portfolio on your Hilton Honors American Express Business Card.
Enjoy complimentary Hilton Honors™ Gold Status with your Hilton Honors Business Card. With Hilton Honors Gold status, you can enjoy benefits at hotels and resorts within the Hilton Portfolio. As a Gold member, earn an 80% Bonus on all Base Points you earn on every stay getting you to free nights faster.
You may receive an upgrade to Hilton Honors Diamond status through the end of the calendar year if the total eligible purchases on your Card Account during a calendar year reach $40,000 or more.
As a Hilton Honors American Express Business Card Member, you can enroll to receive complimentary National Car Rental^® Emerald Club Executive^® status through the link on your American Express online account. After you’re enrolled, you can reserve a rental car by calling National Car Rental directly, using your travel service, or by booking online or through the National Car Rental mobile app. Terms apply.
Terms apply.

Financial Snapshot

APR: 20.24% - 29.24% Variable
Foreign Transaction Fees: None

Rewards Center

Hilton Honors loyalty program

Hot Tip: We have an article comparing Amex Hilton Honors credit cards that’s great to check out if you want to learn more about these cards.

Hilton Honors Award Chart

As previously mentioned, Hilton does not use an award chart. The number of points required is instead tied to the cash cost of the hotel room.

One helpful way to see how many points you’ll need is the Points Explorer tool. Enter your destination in the Where do you want to go? search bar. Then enter the number of points that you have in the How many Points per night are you working with? scroll bar. Last, the search results will show you how many points you will need to book a hotel in that area.

Other Ways to Earn Hilton Honors Points

Earning Hilton points from its credit cards that offer 3x and 14x points in spending categories like airfare, grocery stores, Hilton purchases, and restaurants makes it easy to earn Hilton points.

You can also increase your Hilton balance by paying for cash stays at Hilton properties and taking Lyft rides. You can also transfer American Express points to Hilton.

Final Thoughts

You will not go wrong with using points to book any of the hotels on this list. As you can see, you will receive between 0.6-3.9 cents point per in value.

From a luxury hotel option in the Ritz-Carlton Georgetown, Washington, D.C. to a boutique option in the Graham Washington, D.C. Georgetown to more full-service Hyatt Place properties, you have plenty of hotel options for your next trip to “the District.”

Looking for more cities to book on points? Explore our best hotels to book with points in Chicago, Los Angeles, New York City, and San Francisco.

The information regarding the Marriott Bonvoy Bold^® Credit Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer.
The information regarding the Marriott Bonvoy Boundless^® Credit Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer.
The information regarding the Hilton Honors American Express Aspire Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer.

For rates and fees of the Marriott Bonvoy Bevy™ American Express^® Card, click here.
For rates and fees of the Marriott Bonvoy Brilliant^® American Express^® card, click here.
For rates and fees of the Hilton Honors American Express Card, click here.
For rates and fees for The Hilton Honors American Express Surpass^® Card, click here.
For rates and fees of The Hilton Honors American Express Business Card, click here.