Advertiser Disclosure

Many of the credit card offers that appear on this site are from credit card companies from which we receive financial compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). However, the credit card information that we publish has been written and evaluated by experts who know these products inside out. We only recommend products we either use ourselves or endorse. This site does not include all credit card companies or all available credit card offers that are on the market. See our advertising policy here where we list advertisers that we work with, and how we make money. You can also review our credit card rating methodology.

Holiday Inn Club Vacations: 10 Most Popular Locations [2024 Guide]

Katie Seemann's image
Katie Seemann
Katie Seemann's image

Katie Seemann

Senior Content Contributor and News Editor

343 Published Articles 49 Edited Articles

Countries Visited: 28U.S. States Visited: 29

Katie has been in the points and miles game since 2015 and started her own blog in 2016. She’s been freelance writing since then and her work has been featured in publications like Travel + Leisure, F...
Edited by: Keri Stooksbury
Keri Stooksbury's image

Keri Stooksbury

Editor-in-Chief

32 Published Articles 3109 Edited Articles

Countries Visited: 45U.S. States Visited: 28

With years of experience in corporate marketing and as the Executive Director of the American Chamber of Commerce in Qatar, Keri is now Editor-in-Chief at UP, overseeing daily content operations and r...
& Kellie Jez
Kellie Jez's image

Kellie Jez

Director of Operations & Compliance

1 Published Article 1171 Edited Articles

Countries Visited: 10U.S. States Visited: 20

Kellie’s professional experience has led her to a deep passion for compliance, data reporting, and process improvement. Kellie’s learned the ins and outs of the points and miles world and leads UP’s c...

We may be compensated when you click on product links, such as credit cards, from one or more of our advertising partners. Terms apply to the offers below. See our Advertising Policy for more about our partners, how we make money, and our rating methodology. Opinions and recommendations are ours alone.

Vacation ownership is a way of buying into a vacation commitment. Often called a timeshare, it involves prepaying for your vacations and locking in today’s rates with a specific hotel brand for years to come. While that might not appeal to everyone, it’s a system that works for many people.

Holiday Inn Club Vacations is a timeshare brand that’s part of the IHG Hotels & Resorts family. It stands as an independent brand, not owned or operated by similarly named Holiday Inn Hotels & Resorts or Holiday Inn Express.

In this post, we’ll explore how Holiday Inn Club Vacations membership works, look at some of the benefits and drawbacks, and show you the 10 most popular locations.

Brand Overview: Holiday Inn Club Vacations

Locations

There are 28 Holiday Inn Club Vacations resort locations in 14 different states across the U.S.:

  • Apple Mountain Resort (Clarkesville, GA)
  • Cape Canaveral Beach Resort (Cape Canaveral, FL)
  • David Walley’s Resort (Genoa, Nevada)
  • Desert Club Resort (Las Vegas, NV)
  • Fox River Resort (Sheridan, IL)
  • Galveston Beach Resort (Galveston, TX)
  • Galveston Seaside Resort (Galveston, TX)
  • Hill Country Resort (Canyon Lake, TX)
  • Holiday Hills Resort (Branson, MO)
  • Holly Lake Resort (Holly Lake Ranch, TX)
  • Lake Geneva Resort (Lake Geneva, WI)
  • Lake o’ the Woods Resort (Flint, TX)
  • Mount Ascutney Resort (Brownsville, VT)
  • New Orleans Resort (New Orleans, LA)
  • Oak n’ Spruce Resort (South Lee, MA)
  • Orange Lake Resort (Orlando, FL)
  • Orlando Breeze Resort (Orlando, FL)
  • Ozark Mountain Resort (Kimberling City, MO)
  • Panama City Beach Resort (Panama City Beach, FL)
  • Piney Shores Resort (Conroe, TX)
  • Scottsdale Resort (Scottsdale, AZ)
  • Smoky Mountain Resort (Gatlinburg, TN)
  • South Beach Resort (Myrtle Beach, SC)
  • Sunset Cove Resort (Marco Island, FL)
  • Tahoe Ridge Resort (Stateline, NV)
  • Timber Creek Resort (De Soto, MO)
  • Villages Resort (Flint, TX)
  • Williamsburg Resort (Williamsburg, VA)

Members have access to an additional 13,000 locations available through Holiday Inn Club Vacations partners.

Pool at Orange Lake Resort
The pool at Orange Lake Resort is made for families. Image Credit: Holiday Inn Club Vacations

Membership

Becoming a Holiday Inn Club Vacations member usually starts with a visit to a resort and a timeshare tour (which can be done virtually, too) that will explain how the process works.

A timeshare tour takes about 2 hours on average. After your tour is done, you’ll be asked if you’re ready to join. If you are, you’ll start the closing process which will involve some paperwork and contracts.

Hot Tip: If you purchase a timeshare and then change your mind, there is usually a cancellation window (often called a rescission period) in which you can cancel your membership. These vary by state (usually it’s 3 to 10 days) and should be explained to you before you make a purchase.

Cost

If you choose to join Holiday Inn Club Vacations, you’ll have an initial purchase cost plus an annual fee. Costs vary and most vacation ownership companies don’t publish exact prices online, so it can be hard to understand your exact costs without going through a formal tour and presentation.

However, Holiday Inn Club Vacations offers some ballpark figures to help you understand what vacation ownership could cost before you go through a formal presentation.

According to its website, the average initial purchase of 75,000 Club points costs about $15,870. For an initial purchase of 200,000 Club points, the cost will be around $44,000.

In addition to the initial purchase price, there’s also an annual maintenance fee. While the exact amount is unpublished, examples on the website indicate the fees are about $880 per year. Members also have to pay a yearly membership fee of $136.

Bottom Line: Before committing to vacation ownership, do some research to see what the actual costs of traveling are (don’t just use the numbers provided to you by the timeshare company). You may find that you aren’t actually saving money by purchasing a timeshare. There are a lot of great deals available through online travel agencies like Expedia, Orbitz, or Booking.com, and don’t forget that using points and miles is a great way to save money on your next family vacation.

Is Vacation Ownership Worth It?

While this is a subjective question and one that you’ll have to answer for yourself, we can help you with some common pros and cons about vacation ownership with Holiday Inn Club Vacations.

You might enjoy Holiday Inn Club Vacations ownership if you:

  • Usually need more space than a hotel room offers
  • Need full kitchen and laundry facilities when traveling
  • Prefer to stick to a select group of hotel locations
  • Don’t want to have to search for a new hotel each time you go on vacation
  • Need help to commit to a yearly vacation

Holiday Inn Club Vacations ownership probably won’t be for you if you:

  • Travel using miles and points
  • Enjoy full-service hotels
  • Enjoy luxury accommodations
  • Don’t need a kitchen or laundry facilities on vacation
  • Enjoy staying with different hotel brands and types of accommodations

Hot Tip: If you’re set on vacation ownership, be sure to check out all of your options like Hilton Grand Vacations and Marriott Vacation Club before committing. 

IHG One Rewards Overview

While Holiday Inn Club Vacations is a vacation ownership brand, it’s also part of the IHG One Rewards loyalty program, which means non-members can redeem IHG One Rewards points at many Holiday Inn Club Vacations locations.

Award availability isn’t as plentiful as it can be with other IHG brands, but there are options if you want to use your IHG One Rewards points at a Holiday Inn Club Vacations resort.

If you need some extra IHG One Rewards points, they can be earned by staying at IHG properties (including Holiday Inn Club Vacations locations), using an IHG credit card, using the IHG Dining program, or you can transfer them from Chase Ultimate Rewards.

Hot Tip: IHG One Rewards points and Holiday Inn Club points are different. If you’re a Holiday Inn Club Vacations member, you’ll use your Holiday Inn Club points to book your accommodations. If you’re not a Holiday Inn Club Vacations member, but want to book a timeshare location, you can use IHG One Rewards points (although award availability may not be as plentiful as it is at a traditional hotel).

IHG Credit Cards

If you stay at IHG properties often, you may want to consider having an IHG Rewards credit card in your wallet. There are 3 options currently available.

IHG One Rewards Traveler Credit Card

IHG One Rewards Traveler Credit Card

IHG One Rewards Traveler Credit Card

U.P. Rating
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

Earn up to 17x when you stay at IHG hotels, 3x on monthly bills, at gas stations, and restaurants, and 2x on all other purchases.

Learn More(at Chase's secure site)

IHG One Rewards Traveler Credit Card

Earn up to 17x when you stay at IHG hotels, 3x on monthly bills, at gas stations, and restaurants, and 2x on all other purchases.
Earn 80,000 bonus points after spending $2,000 on purchases within the first 3 months of account opening.
80,000 bonus points
$400
$0
21.49% - 28.49% Variable
Upgraded Points credit ranges are a variation of FICO®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.
Good to Excellent (670-850)

If you’re someone who is looking to enhance your IHG stays by earning more points and benefits, without paying an annual fee, then the IHG One Rewards Traveler Credit Card might be the perfect fit for you.

In this guide, we will provide a detailed view of what the card can offer so you can decide if it makes sense to add to your wallet.

Pros

  • Up to 17x total points per $1 on IHG stays
  • 3x points per $1 on monthly bills, at gas stations, and restaurants
  • 2x point per $1 on all other purchases
  • Fourth night free on award stays
  • Complimentary IHG Silver Elite status, plus the ability to spend your way to IHG Gold Elite status
  • Earn 10,000 bonus points after spending $10,000 on the card in a calendar year
  • 20% discount on IHG point purchases
  • Trip cancellation and trip interruption insurance
  • Purchase protection
  • No foreign transaction fees
  • $0 annual fee

Cons

  • Not as rewarding as the IHG One Rewards Premier Credit Card
  • Earn 80,000 bonus points
  • No Annual Fee
  • Earn up to 17 total points per $1 spent when you stay at IHG Hotels & Resorts
  • Earn 3 points per $1 spent on purchases on monthly bills, at gas stations, and restaurants. Earn 2 points per $1 spent on all other purchases
  • No Foreign Transaction Fees
  • Redeem 3 Nights, Get the 4th Night Free
  • IHG One Rewards Bonus points are redeemable at Hotels & Resorts such as InterContinental®, Crowne Plaza®, Kimpton®, EVEN® Hotels, Indigo® Hotels & Holiday Inn®
  • Member FDIC

Financial Snapshot

  • APR: 21.49% - 28.49% Variable
  • Foreign Transaction Fees: None

Card Categories

Rewards Center

IHG Rewards Loyalty Program Review

This base-level card comes with Silver Elite status and the ability to earn Gold Elite status after spending $10,000 in a calendar year — but it doesn’t come with many premium benefits.

  • Earn up to 17x points per dollar at IHG Hotels and Resorts
  • Earn 3x points per dollar on monthly bills, gas stations, and restaurants
  • Fourth reward night free

IHG One Rewards Premier Credit Card

IHG One Rewards Premier Credit Card

IHG One Rewards Premier Credit Card

U.P. Rating
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

The perfect card for IHG fans, offering a free night every year, automatic Platinum Elite status, and your fourth night free on award stays.

Learn More(at Chase's secure site)

IHG One Rewards Premier Credit Card

The perfect card for IHG fans, offering a free night every year, automatic Platinum Elite status, and your fourth night free on award stays.
Earn 140,000 Bonus Points after you spend $3,000 on purchases in the first 3 months from account opening.
140,000 points
$700
$99
21.49% - 28.49% Variable
Upgraded Points credit ranges are a variation of FICO®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.
Good to Excellent (670-850)

If you regularly visit IHG hotels throughout the year, then the IHG One Rewards Premier Credit Card is probably a perfect card to have in your wallet.

The IHG Premier card offers a great bundle of perks and benefits, including automatic Platinum elite status, an annual free night certificate, and travel protections.

Pros

  • Up to 26x points per $1 on IHG stays
  • 5 points per $1 spent on purchases on travel, at gas stations, and restaurants
  • 3x points per $1 on all other purchases
  • Automatic Platinum Elite status, and the ability to spend your way to Diamond Elite status
  • Free anniversary night certificate
  • Fourth-night free on award stays
  • 20% off when buying IHG Rewards points
  • Up to $50 in United Airlines TravelBank Cash each year
  • Global Entry, TSA PreCheck, or NEXUS fee credit (up to $100 every four years)
  • Earn a $100 statement credit and 10,000 bonus points after spending $20,000 on the card in a calendar year
  • Trip cancellation/interruption insurance
  • Purchase protection
  • No foreign transaction fees

Cons

  • $99 annual fee
  • Does not earn transferable points
  • Earn 140,000 Bonus Points
  • Enjoy an Anniversary Free Night at IHG Hotels & Resorts. Plus, enjoy a fourth reward night free when you redeem points for a consecutive four-night IHG® hotel stay.
  • Earn up to 26 total points per $1 spent when you stay at IHG Hotels & Resorts
  • Earn 5 points per $1 spent on purchases on travel, at gas stations, and restaurants. Earn 3 points per $1 spent on all other purchases
  • Automatic Platinum Elite status as long as you remain a Premier cardmember
  • Global Entry, TSA PreCheck® or NEXUS Statement Credit of up to $100 every 4 years as reimbursement for the application fee charged to your card
  • IHG One Rewards Bonus points are redeemable at Hotels & Resorts such as InterContinental®, Crowne Plaza®, Kimpton®, EVEN® Hotels, Indigo® Hotels & Holiday Inn®
  • Member FDIC

Financial Snapshot

  • APR: 21.49% - 28.49% Variable
  • Foreign Transaction Fees: None

Card Categories

The IHG Premier card comes with automatic Platinum Elite status and a free anniversary night. In addition to some other great benefits, this card often comes with big welcome offer which will help you earn a lot of IHG One Rewards points fast.

  • Earn up to 26 points total per $1 spent when you stay at an IHG hotel
  • Earn 5 points per $1 spent on purchases on travel, gas stations, and restaurants.
  • Earn 3 points per $1 spent on all other purchases
  • Automatic IHG Platinum Elite status
  • Yearly anniversary night that can be used at locations costing 40,000 points or less
  • Global Entry, TSA PreCheck, or NEXUS application fee credit (up to $100 value)

IHG One Rewards Premier Business Credit Card

LIMITED TIME OFFER!
IHG One Rewards Premier Business Credit Card

IHG One Rewards Premier Business Credit Card

U.P. Rating
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

The IHG Premier Business card is the perfect option for business travelers who regularly stay at IHG hotels.

Learn More(at Chase's secure site)

IHG One Rewards Premier Business Credit Card

The IHG Premier Business card is the perfect option for business travelers who regularly stay at IHG hotels.
Limited Time Offer! Earn up to 175,000 Bonus Points. Earn 140,000 Bonus Points after spending $4,000 on purchases in the first 3 months from account opening. Plus, earn 35,000 Bonus Points after spending a total of $7,000 in the first 6 months from account opening.
175,000 Bonus Points
$875
$99
21.49% - 28.49% Variable
Upgraded Points credit ranges are a variation of FICO®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.
Good to Excellent Credit Recommended (670-850)

IHG Rewards and Chase have teamed up to offer the IHG One Rewards Premier Business Card, a compelling option for those who travel often for their business and stay at IHG hotels.

In this review, we will cover all of the benefits of the card, including earning rates, perks, fees, and more to help you determine whether the card is a good fit for your travel goals.

Pros

  • Up to 26x total points per $1 spent on IHG Hotels and Resorts
  • 5x points per $1 spent on travel, at gas stations, select advertising, and restaurants
  • 3x points per $1 spent on all other purchases
  • Automatic IHG Platinum Elite status, plus the ability to spend your way to Diamond Elite status
  • Fourth night free on award stays
  • Free anniversary night certificate, plus the ability to earn a second free night after spending $40,000 on the card in a calendar year
  • Up to $50 United Airlines TravelBank Cash each year
  • Global Entry, TSA PreCheck, or NEXUS statement credit
  • Trip cancellation/interruption insurance
  • Purchase protection
  • 20% discount on IHG point purchases

Cons

  • $99 annual fee
  • Does not earn transferable rewards
  • Limited Time offer! Earn up to 175,000 Bonus Points. Earn 140,000 Bonus Points after spending $4,000 on purchases in the first 3 months from account opening. Plus, earn 35,000 Bonus Points after spending a total of $7,000 in the first 6 months from account opening.
  • Enjoy an Anniversary Free Night at IHG Hotels & Resorts. Plus, enjoy a fourth reward night free when you redeem points for a consecutive four-night IHG® hotel stay.
  • Earn up to 26 total points per $1 spent when you stay at IHG Hotels and Resorts
  • Earn 5 points per $1 spent on purchases on travel, at gas stations, select advertising, and restaurants. Earn 3 points per $1 spent on all other purchases
  • Automatic Platinum Elite status as long as you remain a Premier Business cardmember
  • Global Entry, TSA PreCheck® or NEXUS Statement Credit of up to $100 every 4 years as reimbursement for the application fee charged to your card
  • IHG One Rewards Bonus points are redeemable at hotels such as InterContinental®, Crowne Plaza®, Kimpton®, EVEN® Hotels, Indigo® Hotels & Holiday Inn®
  • Member FDIC

Financial Snapshot

  • APR: 21.49% - 28.49% Variable
  • Foreign Transaction Fees: None

Card Categories

The new IHG Premier Business card is a great option for business owners who want IHG status since it comes with Platinum Elite status automatically. Some of the card’s other benefits include:

  • Earn up to 26 points total per $1 spent when you stay at an IHG hotel
  • Earn 5 points per $1 spent on travel, hotels, dining, gas, office supply stores, and social media and search engine advertising
  • Earn 3 points per $1 spent on all other purchases
  • Yearly anniversary night worth 40,000 points (that can be topped off with additional points)
  • Global Entry, TSA PreCheck, or NEXUS application fee credit (up to $100 value)

Bottom Line: Holiday Inn Club Vacations members will automatically receive IHG One Rewards Gold Elite status. Alternatively, the IHG Premier card comes with automatic Platinum Elite status without any spending requirements or memberships.

Chase Ultimate Rewards Credit Cards

IHG is a Chase hotel partner which means your Chase points transfer to IHG at a 1:1 ratio. However, this is not the best way to use your Chase points since they are worth much more than IHG One Rewards points (Chase points are valued at ~2 cents each vs. ~0.5 cents each for IHG One Rewards points).

If you need a few extra IHG One Rewards points for a specific redemption, transferring a small amount of Chase points could make sense. If you are a die-hard IHG loyalist, Chase cards are a good way to give yourself more points earning opportunities above and beyond IHG cards.

Here are our recommended Chase Ultimate Rewards earning cards:

POPULAR FIRST CARD
Chase Sapphire Preferred® Card

Chase Sapphire Preferred® Card

U.P. Rating
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

A fantastic travel card with a huge welcome offer, good benefits, and perks for a moderate annual fee.

Learn More(at Chase's secure site)

Chase Sapphire Preferred® Card

A fantastic travel card with a huge welcome offer, good benefits, and perks for a moderate annual fee.
Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Ultimate Rewards®.
60,000 points
$1,200
$95
21.49%-28.49% Variable
Upgraded Points credit ranges are a variation of FICO®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.
Good to Excellent (670-850)

The Chase Sapphire Preferred® card is one of the best travel rewards cards on the market. Its bonus categories include travel, dining, online grocery purchases, and streaming services, which gives you the opportunity to earn lots of bonus points on these purchases.

Additionally, it offers flexible point redemption options, no foreign transaction fees, and excellent travel insurance coverage including primary car rental insurance. With benefits like these, it’s easy to see why this card is an excellent choice for any traveler.

Pros

  • 5x points on all travel booked via the Chase Travel portal
  • 5x points on select Peloton purchases over $150 (through March 31, 2025)
  • 5x points on Lyft purchases (through March 31, 2025)
  • 3x points on dining purchases, online grocery purchases, and select streaming services
  • 2x points on all other travel worldwide
  • $50 annual credit on hotel stays booked through the Chase Travel portal
  • 6 months of complimentary Instacart+ (activate by July 31, 2024), plus up to $15 in statement credits each quarter through July 2024
  • Excellent travel and car rental insurance
  • 10% annual bonus points
  • No foreign transaction fees
  • 1:1 point transfer to leading airline and hotel loyalty programs like United MileagePlus and World of Hyatt

Cons

  • $95 annual fee
  • No elite benefits like airport lounge access or hotel elite status
  • Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Travel℠.
  • Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, $50 Annual Chase Travel Hotel Credit, plus more.
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Travel℠. For example, 60,000 points are worth $750 toward travel.
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
  • Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2024.
  • Member FDIC

Financial Snapshot

  • APR: 21.49%-28.49% Variable
  • Foreign Transaction Fees: None

Card Categories

Rewards Center

Chase Ultimate Rewards

Chase Sapphire Reserve®

Chase Sapphire Reserve®

U.P. Rating
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

A top player in the high-end premium travel credit card space that earns 3x points on travel and dining while offering top luxury perks.

Learn More(at Chase's secure site)

Chase Sapphire Reserve®

A top player in the high-end premium travel credit card space that earns 3x points on travel and dining while offering top luxury perks.
Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $900 toward travel when you redeem through Chase Travel.
60,000 points
$1,200
$550
22.49%-29.49% Variable
Upgraded Points credit ranges are a variation of FICO®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.
Excellent (740-850)

If you’re looking for an all-around excellent travel rewards card, the Chase Sapphire Reserve® is one of the best options out there.

The card combines elite travel benefits and perks like airport lounge access, with excellent point earning and redemption options.  Plus it offers top-notch travel insurance protections to keep you covered whether you’re at home or on the road.

Don’t forget the $300 annual travel credit which really helps to reduce the annual fee!

Pros

  • 10x total points on hotels and car rentals when you purchase travel through Chase TravelSM immediately after the first $300 is spent on travel purchases annually
  • 10x points on Lyft purchases March 31, 2025
  • 10x points on Peloton equipment and accessory purchases over $250 through March 31, 2025
  • 5x points on airfare booked through Chase TravelSM
  • 3x points on all other travel and dining purchases; 1x point on all other purchases
  • $300 annual travel credit
  • Priority Pass airport lounge access
  • TSA PreCheck, Global Entry, or NEXUS credit
  • Access to Chase Luxury Hotel and Resort Collection
  • Rental car elite status with National and Avis

Cons

  • $550 annual fee
  • Does not offer any sort of hotel elite status
  • Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $900 toward travel when you redeem through Chase Travel℠.
  • $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year.
  • Earn 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Travel℠ immediately after the first $300 is spent on travel purchases annually. Earn 3x points on other travel and dining & 1 point per $1 spent on all other purchases
  • Get 50% more value when you redeem your points for travel through Chase Travel℠. For example, 60,000 points are worth $900 toward travel.
  • 1:1 point transfer to leading airline and hotel loyalty programs
  • Access to 1,300+ airport lounges worldwide after an easy, one-time enrollment in Priority Pass™ Select and up to $100 application fee credit every four years for Global Entry, NEXUS, or TSA PreCheck®
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more
  • Member FDIC

Financial Snapshot

  • APR: 22.49%-29.49% Variable
  • Foreign Transaction Fees: None

Card Categories

Rewards Center

Chase Ultimate Rewards

Bottom Line: Chase Ultimate Rewards points transfer directly to IHG One Rewards at a 1:1 ratio, but if you want to get the maximum value from your Chase points we recommend exploring other transfer partners. However, if you need to top off your IHG account for a specific redemption, transferring points from Chase can be a good option.

1. Holiday Inn Club Vacations Sunset Cove Resort (Marco Island, Florida)

Holiday Inn Club Vacations Sunset Cove Resort
Relax by the outdoor pool and hot tub at Holiday Inn Club Vacations Sunset Cove Resort. Image Credit: Holiday Inn Club Vacations

Holiday Inn Club Vacations Sunset Cove Resort is located on the Gulf side of Florida on beautiful Marco Island. While not located right on the beach, there are shuttles available to take guests to 2 local beaches — Marco Island South Beach and Tigertail Beach. At the beach, chairs and coolers are provided free of charge.

During the day, guests can relax at the outdoor pool and hot tub or reserve a bicycle to explore the island on 2 wheels. Back at the resort, there are also special activities like bingo, trivia, wine and cheese events, and even ice cream on the pool deck. There’s even a 24-hour fitness center available.

Accommodations at this resort are large and feature 3 bedrooms that can sleep up to 8 people. Rooms come with all the comforts of home, including a full-size kitchen, a washer and dryer, free Wi-Fi, TVs in all the bedrooms, and an outdoor patio.

Cash rates at this location are about $350 to $450 per night with little to no availability using IHG One Rewards points.

2. Holiday Inn Club Vacations Smoky Mountain Resort (Gatlinburg, Tennessee)

Splash Hollow at Smoky Mountain Resort
Families with kids will love Splash Hollow, the indoor splash area at Holiday Inn Club Vacations Smoky Mountain Resort. Image Credit: Holiday Inn Club Vacations

Gatlinburg is a popular family travel destination in Tennessee and the Holiday Inn Club Vacations Smoky Mountain Resort is located in the middle of the action. Guests here will have easy access to attractions like Great Smoky Mountains National Park, downtown Gatlinburg, Pigeon Forge, Dollywood, and Dollywood’s Splash Country (one of the most popular water parks in North America).

Families will love the on-site amenities offered by the resort, including indoor and outdoor swimming pools, indoor and outdoor hot tubs, and Splash Hollow, an indoor splash park. There’s also an on-site fitness center and a market in the lobby that sells groceries, toiletries, and even hiking equipment.

There are 1-, 2-, and 3-bedroom accommodations that can sleep up to 10 people. Rooms come with a full kitchen, laundry facilities, a fireplace, TVs in every room, free Wi-Fi, and private porches.

Rooms cost around $200 per night during the low season and $400+ per night during the peak summer season.

3. Holiday Inn Club Vacations Panama City Beach Resort (Florida)

Panama City Beach Resort balcony
Holiday Inn Club Vacations Panama City Beach Resort rooms have a private balcony or patio. Image Credit: Holiday Inn Club Vacations

Holiday Inn Club Vacations Panama City Beach Resort is a beachfront resort in the Florida panhandle. Known for its white-sand beaches (including some of the best beaches in Florida) and clear Gulf of Mexico waters, this area is popular among families traveling together.

The resort is located near local attractions like Ripley’s Believe It or Not and St. Andrews State Park. The resort itself boasts an oceanfront pool and hot tub plus a fitness center and game room. Throughout the day, there are also activities like trivia, bingo, arts and crafts, and lawn games.

1- and 2-bedroom units are available that sleep up to 6 people. Standard amenities include a full kitchen, free Wi-Fi, and a private balcony or patio. Daily housekeeping is not available and there’s a fee for towel changes.

Rooms at this resort cost $200 to $300 per night on average.

4. Holiday Inn Club Vacations Scottsdale Resort (Arizona)

Holiday Inn Club Vacations Scottsdale Resort
Kids will love the waterslides at the Holiday Inn Club Vacations Scottsdale Resort. Image Credit: IHG

Scottsdale, Arizona is nestled in the Sonoran Desert and a great place for vacationers interested in outdoor activities like hiking, golf, and laying by the pool.

This resort has not just 1 but 3 outdoor swimming pools complete with waterslides. The game room features ping-pong, billiards, and video games, and there are other activities like bingo and scavenger hunts scheduled throughout the day. Guests can pick up essentials like toiletries and groceries at the resort Marketplace and stop by the fitness center for a workout. There’s even an on-site restaurant that serves Southwestern favorites and signature cocktails.

Villas are available with 1 to 4 bedrooms, sleeping up to 10 people.

Cash costs for a room run about $150 to $250 per night but can get up to $350+ during peak travel season, and there’s an additional nightly $14 amenity fee. Alternatively, you can pay about 35,000 IHG One Rewards points per night.

5. Holiday Inn Club Vacations Orlando Breeze Resort (Florida)

Holiday Inn Club Vacations Orlando Breeze Resort Mini Golf
The Holiday Inn Club Vacations Orlando Breeze Resort has an activity center, arcade, and even a mini-golf course. Image Credit: Holiday Inn Club Vacations

If you’re visiting Orlando and looking for a family resort that’s away from the hustle and bustle, Holiday Inn Club Vacations Orlando Breeze Resort may be a good option. This resort is located within an easy drive to Walt Disney World, Universal Studios, SeaWorld, and Gatorland.

The resort itself is made for families. Guests will love the 2 outdoor pools, 2 hot tubs, and a shaded zero-entry kids’ pool. But the entertainment doesn’t stop there — there’s also an arcade, activity center, and movie theater. If that’s not enough, check out the mini-golf course, fitness center, or sports courts (basketball, volleyball, and tennis). If you don’t feel like cooking after a full day of fun, head over to the cafe (open seasonally March to August) for breakfast, lunch, or dinner.

Accommodations vary and range from a single room to a 3-bedroom villa that sleeps up to 10 people. The 1-, 2-, and 3-bedroom villas come with a full kitchen, TVs in the living room and bedrooms, a washer and dryer, and a private patio or balcony.

During peak travel season, you’ll pay about $140 to $200 or 35,000 IHG One Rewards points per night.

Hot Tip: If you’re planning a family trip to Orlando to visit the theme parks, be sure to check out our guide to a stress-free Disney vacation as well as our Disney vacation packing list.

6. Holiday Inn Club Vacations Galveston Seaside Resort (Texas)

Galveston Seaside Resort 2 bedroom signature collection
A 2-bedroom signature villa at Holiday Inn Club Vacations Galveston Seaside Resort. Image Credit: Holiday Inn Club Vacations

Galveston Seaside Resort in Texas offers families an alternative to Florida while still staying on the Gulf Coast. The resort has private beach access and is close to nearby attractions like Galveston Island State Park, Moody Gardens, and Schlitterbahn Galveston Waterpark (one of the best water parks in North America).

This resort has something for everyone. Families with young kids will love the kiddie pool that’s right next to the Seaside pool. The arcade has air hockey and pool in addition to traditional arcade games, and there’s also an on-site mini-golf course. Plus there are a variety of sports courts including shuffleboard, volleyball, tennis, basketball, and horseshoes.

The Seaside Snack Bar is available for snacks and quick meals, with grills and grilling utensils available for those wanting to enjoy a good old-fashioned family cookout. Guests staying in the Signature Building have access to a separate oceanfront infinity pool, hot tub, and cafe.

Standard rooms, as well as 2- to 3-bedroom villas that sleep up to 6 people, are available. Cash rates for this resort run about $150 to $200 per night while the cost in IHG One Rewards points is 35,000 per night.

7. Holiday Inn Club Vacations Mount Ascutney Resort (Brownsville, Vermont)

Mount Ascutney Resort
Holiday Inn Club Vacations Mount Ascutney Resort is great for families. Image Credit: Holiday Inn Club Vacations

Whether you’re visiting to do some skiing or take in the beauty of the nearby Quechee Gorge, Holiday Inn Club Vacations Mount Ascutney Resort is a family-friendly place to unpack your bags.

This resort boasts both outdoor (seasonal) and indoor pools as well as basketball courts, tennis courts, and a movie theater. In addition, the arcade has air hockey, ping pong, and arcade games and the game room features foosball, pool, and darts.

For farm-to-table cuisine and maple-flavored everything head to The Maple Kitchen for dinner. This award-winning on-site restaurant serves up Vermont favorites like maple candied bacon and Maplewood smoked ribs. After dinner, finish off the night by the outdoor firepit.

1-, 2-, and 3-bedroom accommodations with a full kitchen, free Wi-Fi, and a fireplace are available. Base level rooms will cost around $150 to $200 per night or you can use 35,000 IHG One Rewards points per night.

8. Holiday Inn Club Vacations New Orleans Resort (Louisiana)

1 bedroom signature collection New Orleans resort
A 1-bedroom Signature Collection villa at Holiday Inn Club Vacations New Orleans Resort. Image Credit: Holiday Inn Club Vacations

If city vibes are more your style, you’ll love the Holiday Inn Club Vacations New Orleans Resort, located just 1 block from Bourbon Street.

After a day spent taking in all New Orleans has to offer, enjoy a signature NOLA cocktail at Maritime Bar & Lounge. Guests can also relax in the heated rooftop dipping pool and terrace or get in a workout in the gym.

1- and 2-bedroom options, sleeping up to 6 people, are available at this resort. Rooms are comfortable and modern and come with amenities like free Wi-Fi, a sleeper sofa, TVs in the living room and bedrooms, and a full kitchen. Laundry facilities are available near the pool and gym.

A base-level room at this resort costs between $150 to $250 per night depending on the time of year. You can also opt to pay between 43,000 to 47,000 IHG One Rewards points per night.

Hot Tip: Our guide takes a deep dive into the city’s seasons, festivals, and more to help you make a decision on the best times to visit New Orleans.

9. Holiday Inn Club Vacations at Orange Lake Resort (Kissimmee, Florida)

Orange Lake Resort
Guests can enjoy any of the 7 pools at Holiday Inn Club Vacations at Orange Lake Resort. Image Credit: Holiday Inn Club Vacations

Located in Kissimmee, Holiday Inn Club Vacations’ flagship resort, Holiday Inn Club Vacations at Orange Lake Resort, is another option for families who want to enjoy Orlando. The major theme parks like Disney World, Universal Studio, and SeaWorld are all within a 10- to 30-minute drive.

This huge 1,450-acre resort is divided into 4 separate villages — North Village, East Village, West Village, and River Island — with plenty to do to keep guests busy all day long:

  • 7 swimming pools
  • A lazy river
  • Water slides
  • 4 golf courses
  • 2 mini-golf courses
  • 3 arcades
  • Playground
  • Swampy’s Adventure Club
  • Rock climbing wall
  • Watersports
  • Basketball
  • Tennis
  • Racquetball
  • Pickleball
  • 3 fitness centers
  • Shopping
  • 9 dining locations

This large resort has accommodations to suit everyone, from studios for 4 people to 4-bedroom villas that sleep 16. Prices start between $120 to $220 per night for a base-level room. IHG One Rewards nights are available for 40,000 points per night.

Hot Tip: Need to rent a car for your trip to the Mouse? Learn how to book cheap car rentals in Orlando, with in-depth price comparisons.

10. Holiday Inn Club Vacations Oak n’ Spruce Resort (South Lee, Massachusettes)

Oak n Spruce Resort
Enjoy a New England getaway at Holiday Inn Club Vacations Oak n’ Spruce Resort: Image Credit: Holiday Inn Club Vacations

If an outdoor adventure in The Berkshires area of New England sounds good to you, then you’ll want to check out Oak n’ Spruce Resort. Nestled in wooded mountains, Oak n’ Spruce guests can spend their days in nature, hiking the Appalachian Trail, skiing, boating, or rafting.  The resort is also convenient to many local attractions including Six Flags New England, Mount Greylock State Reservation, Tanglewood, and the Norman Rockwell Museum.

At the resort, guests can relax at any of the 4 swimming pools (2 inside, 2 outside) or the hot tub. There’s also a fitness center, movie theater, mini-golf, and plenty of sports courts including basketball, volleyball, and tennis. Kids will love the game room that features arcade games as well as air hockey and ping-pong.

Accommodation options range from 1-bedroom options that sleep 4 people to 3-bedroom villas for up to 8 people. Rooms come with a private balcony or patio and a full kitchen.

Prices range from about $150 to $250 for a base-level room while award nights cost 35,000 IHG One Rewards points.

Final Thoughts

Vacation ownership with Holiday Inn Club Vacations is not for everyone.

While many families might love the large accommodations and condo-like feel of many Holiday Inn Club Vacations properties, others might prefer sticking to full-service hotels that offer luxury amenities.

Timeshare contracts are notoriously difficult to get out of, so before committing, do your research and price out different options to make sure you’re making the right long-term decision for your family. You can also try to redeem your IHG One Rewards points for a short-term stay to see if the properties and their rooms are a good match for your style of vacationing.

Frequently Asked Questions

Is Holiday Inn Club Vacations a timeshare?

Yes, Holiday Inn Club Vacations is a timeshare brand owned by IHG. It’s also referred to as “vacation ownership.”

Is Holiday Inn Club Vacations a good deal?

This question is hard to answer because exact costs aren’t published and the value can be subjective. However, here are a few things to consider. Holiday Inn Club Vacations could be a good deal if you need encouragement to schedule a yearly vacation, always need more space than a hotel room offers, and have a desire to stick with 1 brand every year. Holiday Inn Club Vacations won’t be a good deal if you travel using points and miles, enjoy full-service hotels and luxury accommodations, or enjoy vacationing in different locations and with different hotel brands.

What is the best Holiday Inn Club Vacations resort?

While the term “best” is subjective, the flagship Holiday Inn Club Vacations resort also happens to be one of the most popular — Holiday Inn Club Vacations at Orange Lake Resort in Florida. This huge property has 4 separate villages and enough activities to keep families busy all day long.

Are there yearly costs associated with Holiday Inn Club Vacations ownership?

Yes, in addition to the initial purchase price, Holiday Inn Club Vacations owners have to pay a yearly maintenance fee. The fee amount isn’t published but you can expect it to be around $880 per year. There is also an additional membership fee of $136 per year.

What is the Holiday Inn Club Vacations phone number?

To contact Holiday Inn Club Vacations, call 855-605-8458.

Katie Seemann's image

About Katie Seemann

Katie has been in the points and miles game since 2015 and started her own blog in 2016. She’s been freelance writing since then and her work has been featured in publications like Travel + Leisure, Forbes Advisor, and Fortune Recommends.

INSIDERS ONLY: UP PULSE

Deluxe Travel Provided by UP Pulse

Get the latest travel tips, crucial news, flight & hotel deal alerts...

Plus — expert strategies to maximize your points & miles by joining our (free) newsletter.

We respect your privacy. This site is protected by reCAPTCHA. Google's privacy policy and terms of service apply.

Deluxe Travel Provided by UP Pulse
DMCA.com Protection Status