Wyndham Rewards Transfer Partners and How To Use Them [2026]

Key Takeaways

• Wyndham Rewards points can be transferred to 9 airline partners, including Air Canada Aeroplan and United MileagePlus.
• Points transfer to partners at a 5:1 ratio, with a minimum transfer of 6,000 points, giving you 1,200 frequent flyer miles.
• Transfers usually take up to 6 to 8 weeks to process, which is pretty standard for hotel loyalty programs.

Wyndham Hotels & Resorts describes itself as the world’s largest hotel company. With about 9,000 properties in more than 100 countries across 25 brands, the New Jersey-based company is one of the most recognizable in the world. It has properties that span the price and branding spectrum, though most of its portfolio falls into the midscale customer segment.

But if you have lots of Wyndham Rewards points and no hotels you want to redeem them for, you can consider other ways to use them.

Enter Wyndham Rewards’s transfer partners.

Wyndham Airline Transfer Partners

Currently, Wyndham Rewards has 10 transfer partners, 9 of which are airline frequent flyer programs.

All of the airline transfer partners maintain a 5:1 transfer ratio and a minimum transfer amount of 6,000 Wyndham Rewards points. That means if you transfer 6,000 Wyndham Rewards points to these partners, you get 1,200 frequent flyer miles.

You can transfer 6,000 to 60,000 Wyndham Rewards points at a time to the airlines and Payback.

The transfer process takes up to 6 to 8 weeks, which is about average for hotel loyalty programs.

Check out the complete table of frequent flyer transfer partners below:

The India-based, multibrand loyalty program Payback Rewards offers a nonairline transfer partnership with Wyndham Rewards.

Earning Wyndham Rewards Points

Currently, there are 4 co-branded Wyndham Rewards credit cards: the Wyndham Rewards^® Earner℠ Business Card, Wyndham Rewards^® Earner℠ Card, Wyndham Rewards Earner^® Premier Card, and Wyndham Rewards^® Earner℠ Plus Card. All of them are issued by Barclays, and each has its own unique rewards structure, features, and benefits lists.

There is also the Wyndham Rewards Debit Card, which earns points but has a $6 monthly fee (waivable with an average monthly balance of at least $2,500).

The best ways to earn Wyndham Rewards points are to transfer them from Bilt Rewards, Citi ThankYou Rewards, Chase Ultimate Rewards, Capital One Miles, or Wells Fargo Rewards. Citi, Chase, and Capital One transfer almost instantly at a 1:1 ratio to Wyndham Rewards. With a nonpremium Citi card, the transfer ratio drops to 1:0.7. Wells Fargo Rewards transfers at a 1:2 ratio.

We don’t recommend proactively transferring Citi ThankYou Points, Chase Ultimate Rewards, or Capital One miles to Wyndham because you’d be instantly devaluing your points. You can get so much more value out of your points, whether you are redeeming Citi ThankYou Points or Capital One miles.

Recommended Capital One Cards

Capital One Venture Rewards Credit Card

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

Get 2x miles plus some of the most flexible redemptions offered by a travel credit card!

Capital One Venture Rewards Credit Card

Get 2x miles plus some of the most flexible redemptions offered by a travel credit card!

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Earn a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel.

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Credit Recommended

Upgraded Points credit ranges are a variation of FICO^® Score 8, one of many types of credit scores lenders may use when considering your credit card application.

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Frequent travelers with excellent credit may benefit from this credit card that offers a lot of bells and whistles. And it offers easy-to-understand rewards earning and redemption.

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Cons

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• Earn a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel
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Capital One Venture X Rewards Credit Card

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

The Capital One Venture X card is an excellent option for travelers looking for an all-in-one premium credit card.

Capital One Venture X Rewards Credit Card

The Capital One Venture X card is an excellent option for travelers looking for an all-in-one premium credit card.

Welcome Offer

Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel.

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UP's Offer Valuation*:

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Upgraded Points credit ranges are a variation of FICO^® Score 8, one of many types of credit scores lenders may use when considering your credit card application.

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Points and miles fans will be surprised to see that the Capital One Venture X card packs quite the punch when it comes to bookings made through Capital One, all while offering the lowest annual fee among premium credit cards.

Depending on your travel goals and preferences, the Capital One Venture X card could very well end up being your go-to card in your wallet.

Pros & Cons

Pros

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Cons

• $395 annual fee
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Card Highlights

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• Receive up to a $120 credit for Global Entry or TSA PreCheck^®
• Top rated mobile app

Financial Snapshot

• APR: Purchases: 19.49% - 28.49% (Variable)
• Foreign Transaction Fees: None

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U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

A fantastic travel card with a great welcome offer, good benefits, and perks for a moderate annual fee.

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A fantastic travel card with a great welcome offer, good benefits, and perks for a moderate annual fee.

Welcome Offer

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Pros

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Cons

• $95 annual fee
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Card Highlights

• Earn 100,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
• Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, 3x on vacation homes, 3x on gas & EV charging, 3x on top streaming services and online groceries (excluding Walmart, Target, and wholesale clubs), 2x on all other travel purchases, 1x on all other purchases
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• Get a year of complimentary Apple TV when activated by December 31, 2026 - a value of $156.
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• Receive one statement credit of up to $120 every four years as reimbursement for the application fee charged to your card for a Global Entry, TSA Precheck^® or NEXUS application.
• Transfer points to leading airline and hotel loyalty programs
• Member FDIC

Financial Snapshot

• APR: 19.24% - 27.49% Variable
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U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

A top player in the high-end premium travel credit card space that earns points on travel and dining while offering top luxury perks.

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A top player in the high-end premium travel credit card space that earns points on travel and dining while offering top luxury perks.

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Upgraded Points credit ranges are a variation of FICO^® Score 8, one of many types of credit scores lenders may use when considering your credit card application.

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The card combines elite travel benefits and perks like worldwide airport lounge access, with excellent point earning and redemption options. Plus, it offers top-notch travel insurance protections to cover you at home or on the road.

Don’t forget the more than $2,000 in annual credits, which can offset the annual fee!

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Cons

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Card Highlights

• Earn 100,000 bonus points after you spend $6,000 on purchases in the first 3 months from account opening.
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• Earn 8x points on all purchases through Chase Travel℠, including The Edit℠ and 4x points on flights and hotels booked direct. Plus, earn 3x points on dining worldwide & 1x points on all other purchases
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• Member FDIC

Financial Snapshot

• APR: 19.49% - 27.99% Variable
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U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

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Citi Strata Premier^® Card

Welcome Offer

Earn 60,000 bonus ThankYou^® Points after spending $4,000 in the first 3 months of account opening, redeemable for $600 in gift cards or travel rewards at thankyou.com.

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Cons

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Card Highlights

• Earn 60,000 bonus ThankYou^® Points after spending $4,000 in the first 3 months of account opening, redeemable for $600 in gift cards or travel rewards at thankyou.com.
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Citi Strata Elite℠ Card

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

The Citi Strata Elite card is Citi's most premium card built for frequent travelers and foodies.

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Citi Strata Elite℠ Card

The Citi Strata Elite card is Citi's most premium card built for frequent travelers and foodies.

Welcome Offer

Earn 75,000 bonus Points after spending $6,000 in the first 3 months of account opening.

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Card Highlights

• Earn 75,000 bonus Points after spending $6,000 in the first 3 months of account opening.
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Financial Snapshot

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Citi Strata℠ Card

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

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Welcome Offer

Earn 20,000 bonus Points after spending $1,000 in the first 3 months of account opening.

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UP's Offer Valuation*:

$320

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APR

0% intro APR on purchases and balance transfers for 15 months, and then a variable APR 18.49% to 28.49%.

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^® Score 8, one of many types of credit scores lenders may use when considering your credit card application.

Good to Excellent

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Pros

• 5x points on hotels, car rentals, and attractions booked on CitiTravel.com
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• 2x points at restaurants

Cons

• Doesn’t offer the best transfer ratio to Citi’s airline and hotel partners
• Charges foreign transaction fees

Read Full Review

Card Highlights

• Earn 20,000 bonus Points after spending $1,000 in the first 3 months of account opening.
• 0% Intro APR on balance transfers and purchases for 15 months; after that, the variable APR will be 18.49% – 28.49%, based on your creditworthiness. There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).
• Earn 3 ThankYou^® Points for each $1 spent in an eligible Self-Select Category of your choice (Fitness Clubs, Select Streaming Services, Live Entertainment, Cosmetic Stores/Barber Shops/Hair Salons, or Pet Supply Stores). Choose your eligible Self-Select Category on Citi Online or by calling customer service. The default Self-Select Category is Select Streaming Services.
• Earn 5 ThankYou^® Points for each $1 spent on Hotels, Car Rentals and Attractions booked on Citi Travel^® via cititravel.com; earn 3 ThankYou Points for each $1 spent at Supermarkets, on Select Transit purchases, and at Gas & EV Charging Stations.
• Earn 2 ThankYou^® Points for each $1 spent at Restaurants; earn 1 ThankYou^® Point for each $1 spent on All Other Purchases.
• No Annual Fee

Financial Snapshot

• APR: 0% intro APR on purchases and balance transfers for 15 months, and then a variable APR 18.49% to 28.49%.
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Citi Double Cash^® Card

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

Great card for the average spender with no specific focus category; worry-free cash-back earning on everything!

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Citi Double Cash^® Card

Great card for the average spender with no specific focus category; worry-free cash-back earning on everything!

Welcome Offer

Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou^® Points, which can be redeemed for $200 cash back.

$200 cash back

Annual Fee

$0

APR

17.49% to 27.49% Variable

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^® Score 8, one of many types of credit scores lenders may use when considering your credit card application.

Good to Excellent

Why We Like This Card

The Citi Double Cash^® Card has long been one of the top cash-back credit cards on the market, and the card now has the ability to earn Citi ThankYou Points!

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Citi has turned the Double Cash card into a top choice for those who are looking for an everyday, no-fuss credit card.

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Cons

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Read Full Review

Card Highlights

• Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou^® Points, which can be redeemed for $200 cash back.
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• Balance Transfer Only Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 17.49% – 27.49%, based on your creditworthiness.
• Balance Transfers do not earn cash back. Intro APR does not apply to purchases.
• If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.
• There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).

Financial Snapshot

• APR: 17.49% to 27.49% Variable
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How To Transfer Wyndham Rewards Points

Wyndham Rewards points can be transferred 100% online. Follow these steps:

Step 1: Visit Wyndham Rewards’ Airline Miles & Partner Points website. In the top-right corner, click “Sign In,” then enter your login credentials. You’ll be redirected to a page that looks something like this:

Step 2: Locate the transfer partner you want to use and click the button that says “Redeem.”

Step 3: A pop-up window will show up. Choose the number of points you’d like to transfer, and fill out the form by entering your name and frequent flyer number. Click “Submit.”

Miles should appear in your frequent flyer account within 6 to 8 weeks of submitting the transfer.

Should You Transfer to a Partner or Book Hotel Stays?

Wyndham Rewards points can be valuable — 0.9 cents apiece, according to our valuations.

In the past, Wyndham Rewards charged a flat redemption rate across all its properties, but the award chart has since been updated to 3 award pricing levels. Tier 1 properties are 7,500 points per night, while Tier 2 and Tier 3 properties are 15,000 and 30,000 points per night, respectively. Starting on September 15, 2026, there will be a fourth tier of 45,000 points per night for Wyndham’s most exclusive hotels.

Notably, the award pricing is static, meaning that even if cash rates fluctuate, the points rates will not. As a result, it’s possible to get better or worse value than 0.9 cents per point.

For example, the Kunuku Resort All Inclusive Curacao, Trademark by Wyndham charges 15,000 points per night. It’s not unusual to see paid rates of $250 or more per night, netting an exceptional redemption value of 1.7 cents per point.

But if you aren’t planning any Wyndham hotel stays, you might be willing to accept worse value just to get something out of your points.

When It Makes Sense To Transfer Wyndham Rewards Points

As we mentioned before, we value Wyndham Rewards points at 0.9 cents each. Based on a transfer ratio of 5:1, we’d need to see a value of 4.5 cents per airline mile earned in order for the Wyndham Rewards transfer to make sense.

There aren’t a whole lot of situations where one can attain 4.5 cents per point. These situations are generally limited to business or first class award flights.

Another situation in which it makes sense to transfer Wyndham Rewards points to airlines is if you need a small number of extra miles to make a specific flight redemption you’re thinking about.

For example, if you want to book a flight for 25,000 Air Canada miles but only have 24,000 Aeroplan miles, you can top off your balance by transferring 6,000 Wyndham Rewards points to get 1,200 more Aeroplan miles. At that point, you’d have enough Aeroplan miles to book your desired flight.

Other Ways To Use Your Points

In addition to stays at Wyndham Hotels & Resorts, you can redeem points for Club Wyndham, Caesars Entertainment destinations, holiday rentals at Cottages.com, or redemptions at Landal GreenParks.

Ways to use Wyndham Rewards points besides accommodations include:

• Gift cards
• Charitable donations
• Wyndham owner maintenance fees
• Tours and activities

In general, gift card redemption value hovers around 0.30 to 0.37 cents per point, depending on the merchant you choose.

Charitable donations can be made in amounts as low as 500 points or as high as 45,000 points per donation. Choose from popular nonprofits such as the American Red Cross, YMCA, and National Parks Conservation Association.

You can also redeem 10,000 Wyndham Rewards points to offset $50 to $60 in timeshare or resort owner maintenance fees, which translates to a value of 0.5 to 0.6 cents per point.

Lastly, when booking experiences, tours, and activities with Wyndham Rewards points, you get a fixed value of 0.35 cents per point.

Bottom Line: Wyndham Rewards points can be worth as little as 0.3 cents per point or as much as 0.6 cents per point when used toward nonhotel redemptions such as charity and gift cards. If possible, stick to booking stays at Wyndham properties.

Hot Tip:

Wyndham shut down its shopping portal, one of the last in the business, in April 2026.

Redeeming Wyndham Rewards Points

Wyndham Rewards points are most valuable when used for free night stays at Wyndham Hotels & Resorts or Caesars Entertainment destinations.

Because Wyndham Rewards uses fixed award pricing, you get the most value from your points by booking a peak-season hotel stay. That’s because although cash prices can skyrocket during the high season, the points price remains the same, meaning you can get great value.

Behind hotel stays, you might be able to get some good value out of transferring Wyndham Rewards points to airline partners.

Hot Tip: For more creative ideas, check out the best ways to redeem Wyndham Rewards points for maximum value, as well as our guide to the best Wyndham luxury hotels to book with points.

Final Thoughts

Wyndham Rewards has several transfer partners, 9 of which are airlines. All transfer partners maintain a 5:1 ratio with transfer increments of 6,000, 16,000, and 30,000 points, and transfers take 6 to 8 weeks to complete.

If you can transfer your Wyndham Rewards points and get more than 4.5 cents per point in value from your frequent flyer redemptions, you’ll have broken even by our valuations (0.9 cents per Wyndham Rewards point).

However, getting 4.5 cents per point of value is likely only possible with high-end business or first-class award bookings.

But if you need a few thousand more miles for a specific redemption, it could make sense to transfer Wyndham Rewards points.