While writing about finance and insurance isn’t something that keeps most people awake at night, it is what Susan Wright has focused on for more than 25 years. As a financial copywriter, Susan has an eye for money-related details such as credit and savings, and she loves to pass along helpful information to consumers.
Susan is also in the process of compiling a book about the building of the Gateway Arch, where she plans to include several stories from one of the builders of this monument, her father. An avid Cardinals (baseball) and Blues (hockey) fan, Susan resides in St. Louis, Missouri.
There were more than 17.5 million identity theft victims in 2014 according to the United States Department of Justice, accounting for roughly 7% of the U.S. population. Over the past few years, the number of identity theft victims has grown significantly. What… read more
If you’ve filed for bankruptcy, it’s likely you’ve undergone substantial changes in your financial life. Although bankruptcy is often a last resort, you may feel you have no other options. Even though bankruptcy can be tough, it typically offers a… read more
Your credit history can be your ticket to qualifying for a mortgage and other types of loans at a great interest rate. But, it can signal to lenders and creditors that you might pay your bills late, or not at… read more
If you’ve ever applied for a loan, credit card, or other type of credit, you’ve likely been the subject of a credit inquiry. Typically, whenever you’re applying for credit or borrowing funds, the lender or creditor involved will want to… read more
Because your credit score can have a big impact on the interest rate you’re offered on loans and credit cards — as well as whether you’ll even qualify — it’s important to keep tabs on this figure regularly. Unfortunately, though,… read more
Because your credit report and your credit score are such important components in qualifying for loans and credit — and determining the interest rate you may be offered when borrowing — it can be beneficial to understand where your information… read more
Your credit report and credit score contain key information used by lenders, creditors, and other entities (such as utility companies and potential employers) in choosing whether to move forward with you in a wide range of transactions. This information is… read more
Your credit score plays a big role in your overall financial life, and it’s important to keep it as high as possible — especially if you’re planning to apply for a home loan or other type of credit in the… read more
Your credit score is a key indicator of how risky you are to lenders and creditors considering extending you a loan or line of credit. Because these entities don’t know you personally, all they have to go on is a… read more
If you’re planning to apply for a loan anytime soon — or even if you just want to establish good credit — it’s important to know exactly where you stand in terms of your credit score. Having a good or… read more