Welcome newcomers to points-earning!
If you’ve made it to this page, then you’re interested in learning the basics of the points world so you can utilize the vast amount of travel benefits available through it.
Throughout this comprehensive guide, we’ll give you the information, tools, and strategies to begin your successful career as a points collector.
We recommend you start at Part 1 and work your way through in order to fully understand how the points world works. There is a lot to know before you even open your first new credit card!
If you’re already have some knowledge and are looking for specific tips, see the pages below to get exactly what you need. We highly recommend visiting the credit score page and the section on setting travel goals to become a well-versed points strategist.
Table of Contents
Beginner’s Guide to Points
- How Collecting Miles & Points Has Dramatically Affected Us
- So, What’s the Catch, Millers?
- Credit Cards & Credit Scores Explained
- How Loyalty Programs Work and Why You Should Have Already Joined
- Beginners Guide to Miles & Points
- Get Started by Setting Your Travel Goals
- Sign Up to a Loyalty Program
- Staying Organized Amongst the Madness
- Signing Up for Your First Credit Cards: Additional Tips
- Don’t Cancel Your Card Too Soon and Make Sure You’re Spending the Minimum Amount
- Upgrade Your Earnings: How to Earn the Most Miles
- Upgrade Your Redemptions: How to Redeem for the Best Value
- “Must See” Travel & Points Resources
A 30-Second Basic Lesson
Points are a currency earned when you utilize certain business services with a credit card or open a loyalty account open with them. The more you spend on goods or services, the more points you will earn.
Usually, earning points or simply owning a credit card will give you access to an increasing level of benefits that can be used to enhance your travel experience.
Once you’ve collected a certain number of points, you can use them to book travel, make shopping purchases, or pay off some of your statements if necessary.
Here at Upgraded Points, we focus on the travel aspect of points redemption, because in our opinion it’s the most exciting!
Note: We want to express that we promote good finances here at Upgraded Points. If you need help creating budgets or managing your money, please check out some popular personal finance blogs!
For the Busier Person: The Express Guide
We recognize that not everyone has the time to spend reading this extensive guide and researching everything there is to know about points. For those people, we put together an express guide to help you get started.
Hopefully, these guides will open up some opportunities for the busy business person or parent. They’ll save you hours of research and get you earning points immediately.
Check back soon to see what else we’ve created! We plan on adding some guides specifically for American Express cardholders, business owners, and more. If you have any ideas please let us know.
If You Don’t Know, Ask!
It’s sometimes hard to wrap your head around everything that’s possible to do in the points world. If you’re ever unsure, please feel free to contact us!
We’re happy to help answer any questions, and bringing us your questions will help us provide higher value content to you in the future.
Ultimately, we want you to learn about points so you can get out there and enjoy traveling the world!
Those who have traveled know that your first trip is always the most life-changing, but each new trip is just as exciting as the last…if not more!