Are you excited yet? Since you’re this far in, you’ve already learned about, planned, and implemented the beginning stages of your strategy to earn points and become an astute points traveler!
The next 2 stages are where the real excitement starts: earning and redeeming points.
Table of contents
Table of Contents
Where To Begin Earning Points and Miles
The best place to begin looking for information on how to earn miles would be to check out our guides. In these articles, we show you how to build points in whatever loyalty program you have chosen, whether it’s an airline, hotel, or card rewards center.
For example, if you’ve chosen to get the Citi / AAdvantage Platinum Select MasterCard, you can check out our guide on earning points for American Airlines. You may also find some additional tips in the credit card review.
As time goes on, we will continually add to these guides and write new ones where appropriate, so you can find the best ways to earn points with all your cards.
So…How Does It Actually Work?
Every time you swipe your card, you’ll earn points automatically. Credit card companies have an automated system that will detect each purchase category, apply the appropriate multiplier, and add points to your account.
Your account will accrue either under your credit card portal (where you sign in to manage your card) or your loyalty account where the points go. It’s not a bad idea to follow up and check that the points are depositing correctly each month.
We recommend reviewing each account once a month. The credit card companies have made it pretty easy to see where you are earning points nowadays.
For instance, the following report shows up on your monthly statement for Chase:
Check your card statements as well as your loyalty accounts. Most loyalty programs will send you a monthly summary.
For instance, you can see an example summary from AAdvantage here. It gives you your previous balance, newly posted miles, current balance, and an update on your elite status progress. Pretty useful!
Notes on Points and Miles Earned
As mentioned before, points can take a while to hit your account. Each credit card company is different, and each type of card is different.
For instance, bank rewards portal cards will deposit points quicker since they own the system and it is all in one. You can expect points to post within a couple weeks, or maybe at the end of each month.
For partnered cards, it can take longer. Your credit card company has to notify the other company’s loyalty account that you have earned points to ensure that they are transferred and deposited.
This simply takes longer because there are multiple parties involved.
Things like the sign-up bonus and other bonuses take a little longer in general, especially because you usually have to meet certain requirements to do so.
These requirements are likely confirmed in some way, and therefore take a while to be both verified and deposited.
Get yourself familiar with all the best ways to earn, and soon you’ll see your points accounts filling up! At that point, you’ll be able to start turning your points into redemptions.
Links to All Our Earnings Guides
- Earn Miles and Points!
- How To Earn Airline Miles
- How To Earn Hotel Points
- Earn Points With Your Specific Credit Card
- Chase Ultimate Rewards
- American Express Membership Rewards