Chase Ultimate Rewards Transfer Partners & How To Use Them

Chase Ultimate Rewards

Chase Ultimate Rewards points are perhaps the most valuable points out there. There are plenty of great ways to earn Ultimate Rewards points, and even more fun ways to redeem them for award flights and hotel stays.

In this post, we’ll show you all of Chase’s transfer partners, how to transfer Ultimate Rewards to these partners, and much more. After reading this you’ll be ready to book that amazing getaway!

Chase Airline Transfer Partners

The Chase Ultimate Rewards program has 9 airline transfer partners — two new programs, Aer Lingus AerClub and Iberia Plus, were added in November, 2017. Points transfer to all these airlines at a 1:1 ratio, which is one of the reasons Ultimate Rewards points are so valuable.

Chase Airline Transfer PartnerTransfer RatioTransfer Time
Aer Lingus AerClub1:1Almost Instant
British Airways Executive Club1:1Almost Instant
Flying Blue AirFrance / KLM
1:1Almost Instant
Iberia Plus1:1Almost Instant
Korean Air SKYPASS1:1Almost Instant
Singapore Airlines KrisFlyer
1:1Almost Instant
Southwest Airlines Rapid Rewards1:1Almost Instant
United Airlines MileagePlus1:1Almost Instant
Virgin Atlantic Flying Club1:1Almost Instant

Chase Hotel Transfer Partners

Ultimate Rewards can also be transferred to 4 hotel rewards programs, though Marriott Rewards and Ritz-Carlton Rewards points are functionally the same. Like Chase’s airline partners, all transfers to hotel partners occur at a 1:1 ratio.

Chase Hotel Transfer PartnerTransfer RatioTransfer Time
World of Hyatt
1:1Almost Instant
IHG Rewards Club1:11 day
Marriott Rewards1:12 days
The Ritz-Carlton Rewards
1:1
2 days

Hot Tip: Use our transfer partner tool to see how many points you’ll get when you transfer your Chase Ultimate Rewards to partner airlines and hotels!

How To Transfer Ultimate Rewards

Once you have some Ultimate Rewards points and are ready to transfer them to a partner to book your next big vacation, here are the simple steps to make the transfer process easy.

Step 1: Select “Transfer to Travel Partners” under the “Use Points” drop-down menu.

Chase-Ultimate Rewards Transfer Step 1

Step 2: Choose your desired airline or hotel partner and select “Transfer Points.”

Chase Ultimate Rewards Choose Airline Transfer Partner

Step 3: If you haven’t already added your frequent flyer number or hotel rewards number, you will be prompted to do so.

Chase Ultimate Rewards Add Member Number

Step 4: Once you have linked your airline or hotel account to your Ultimate Rewards account, choose how many points you would like to transfer. Transfers must be done in increments of 1,000.

Chase Ultimate Rewards Transfer Amount

Step 5: Confirm the number of points you are transferring and complete to transfer.

Chase Ultimate Rewards Choose Airline Transfer Final

Step 6: Head over to the appropriate airline or hotel program’s website to book your award flight or award stay.

Booking Travel With the Chase Travel Portal

Sometimes it’s a better deal to use your points in the Chase travel portal to book hotels or flights. When booking flights, the travel portal is really only good for booking economy flights, but even then you may be better off transferring to an airline.

If you have the Chase Sapphire Reserve, each Ultimate Rewards point is worth 1.5 cents when booking through the portal. If you have a Chase Sapphire Preferred or Chase Ink Business Preferred, each point is worth 1.25 cents when booking with the Chase travel portal.

Hot Tip: Check out 10 valuable benefits of the Ink Business Preferred℠ Credit Card.

Similar to the transfer process, you simply select “Explore & Book Travel” under the “Use Points” drop-down menu.

Check out an example of a travel portal booking below:

Chase Travel Portal Booking

This round-trip economy class booking is with Star Alliance airline Air Canada from Boston to Dublin (connecting in Toronto) and costs 35,717 Ultimate Rewards points.

Should You Transfer or Book Through Chase?

Let’s think about the booking discussed above. If you were to book this same itinerary by transferring the points to Chase partner United Airlines, it would cost 60,000 points. In this case, booking through the portal would be a much better deal.

To ensure you get the most out of your points, it’s important to check both the portal and transfer options when booking economy class.

Other Ways To Use Your Points

The Chase travel portal also allows you to book hotels at the same 1.5 cents per point for cardholders of the Chase Sapphire Reserve, or 1.25 cents per point with the Chase Sapphire Preferred or Chase Ink Preferred.

You can also redeem your points for gift cards to merchants like Airbnb, Lowe’s, Home Depot, or Amazon. Additionally, you can redeem your points for statement credits. Unfortunately, these options are a very poor use of points in terms of value.

Combining Ultimate Rewards From Different Accounts

Combining Ultimate Rewards from your different Chase accounts is a simple process. In the menu bar, you will see the points you have earned on your selected card. If you hover over the points available, you will see a drop-down menu of your cards and the available points from each.

Select “combine points” to consolidate your points under a single card. If you have the Chase Sapphire Reserve, make sure to hold your Ultimate Rewards points there since they’ll be worth a minimum of 1.5 cents each.

Combine Chase Ultimate Rewards

You can also combine points with 1 other household member. When you select “combine points,” you will have the option to add the account of a household member with whom you can combine points.

This allows spouses and significant others to pool the Ultimate Rewards they have earned into a single account so they can easily book some amazing travel.

Earning Ultimate Rewards

With several Chase card options available to you, there are ample opportunities to earn Ultimate Rewards points that can help you book your next trip.

Recommended Chase Cards (Personal)

CREDIT CARDCARD INFO
🌟 Chase Sapphire Preferred® Card

More Info?
> 9 Best Ways To Use Your Sign Up Bonus!
  • 50,000 bonus points.
  • That's $625 toward travel when you redeem through
    Chase Ultimate Rewards.
  • 2X points on travel and dining at restaurants worldwide.
  • $0 foreign transaction fees
  • Annual Fee: $0 the first year, then $95
  • Card Review
Chase Freedom Unlimited®

More Info?
> We Researched All The Benefits of This Card!
  • Earn $150 bonus
  • Unlimited 1.5% cash back on every purchase - it's automatic.
  • Annual Fee: $0
  • Convert your cash-back to points if you also have the
    Chase Sapphire Preferred® Card!
  • Card Review
Chase Sapphire Reserve℠ Card


  • 3X points on travel and dining at restaurants worldwide
  • Annual Fee: $450
  • Card Review
Chase Freedom
  • Unlimited 1% cash back on all purchases outside of rotating 5% bonus categories
  • No annual fee
  • Card Review

Recommended Chase Cards (Business)

CREDIT CARDCARD INFO
Ink Business Preferred℠ Credit Card
Chase Ink Business Cash℠ Credit Card
  • Earn 5% cash back in select business categories
  • Card Review

You can also shop through the Chase shopping portal to earn extra Ultimate Rewards points when shopping online. This is an easy way to boost your earnings on purchases you were going to make anyway.

Redeeming Ultimate Rewards

It’s clear that using your Ultimate Rewards points for travel is the method for getting the most value out of them. With multiple transfer partners and countless ways to redeem points for travel, it can be overwhelming! Fortunately, we’ve compiled a list of the best ways to redeem your Ulitmate Rewards for some amazing travel experiences.

Bottom Line

The Chase Ultimate Rewards program should be a staple in your points-earning strategy. In fact, if you are just starting your miles and points journey, we recommend beginning with Ultimate Rewards. Check out our Express Guide to get started on the right track.

With Ultimate Rewards, you’ll have tons of ways to earn and redeem your points. Before you know it, you’ll be taking a trip of a lifetime…and then doing it again!

Chase Sapphire Preferred® Card

Here are 9 best ways to use 60,000 Chase Ultimate Rewards points (including round-trip to Hawaii for 2 people!)

And – discover 10 of the most valuable benefits you’ll get access to as a cardholder