Chase Ultimate Rewards Transfer Partners & How To Use Them

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Chase Ultimate Rewards points are perhaps the most valuable points out there. There are plenty of great ways to earn Ultimate Rewards points, and even more fun ways to redeem them for award flights and hotel stays.

In this post, we’ll show you all of Chase’s transfer partners, how to transfer Ultimate Rewards to these partners, and much more. After reading this you’ll be ready to book that amazing getaway!

Chase Airline Transfer Partners

The Chase Ultimate Rewards program currently has 9 airline transfer partners — two new programs, Aer Lingus AerClub and Iberia Plus, were added in November 2017. Points transfer to all these airlines at a 1:1 ratio, which is one of the reasons Ultimate Rewards points are so valuable.

Chase Airline Transfer PartnerMin TransferTransfer RatioTransfer Time
Aer Lingus AerClub1,0001:1Almost Instant
British Airways Executive Club1,0001:1Almost Instant
1,0001:11-7 days
Iberia Plus1,0001:1Almost Instant
JetBlue1,0001:1Almost Instant
Singapore Airlines KrisFlyer
1,0001:1Up To 24 Hours
Southwest Airlines Rapid Rewards1,0001:1Almost Instant
United Airlines MileagePlus1,0001:1Almost Instant
Virgin Atlantic Flying Club1,0001:1Almost Instant

Chase Hotel Transfer Partners

Ultimate Rewards can also be transferred to 4 hotel rewards programs, though Marriott Rewards and Ritz-Carlton Rewards points are functionally the same. Like Chase’s airline partners, all transfers to hotel partners occur at a 1:1 ratio.

Chase Hotel Transfer PartnerMin TransferTransfer RatioTransfer Time
World of Hyatt
1,0001:1Almost Instant
IHG Rewards Club1,0001:11 day
Marriott Rewards1,0001:12 days

Hot Tip: Use our transfer partner tool to see how many points you’ll get when you transfer your Chase Ultimate Rewards to partner airlines and hotels!

Note: Unlike their competitors — Chase does not offer transfer bonuses to their airline and hotel partners so the 1:1 ratio is what to expect going forward.

How To Transfer Ultimate Rewards

Once you have some Ultimate Rewards points and are ready to transfer them to a partner to book your next big vacation, here are the simple steps to make the transfer process easy.

Here are the steps to make after logging into the Ultimate Rewards site.

Step 1: Select the appropriate card. If you want to transfer points, you will need to select an Ultimate Rewards card with an annual fee. You can combine Ultimate Rewards points under your chosen card from others that don’t have annual fees.

Ultimate Rewards Step 1

Step 2: Select “Transfer to Travel Partners” under the “Use Points” drop-down menu.

Chase-Ultimate Rewards Transfer Step 1

Step 3: Choose your desired airline or hotel partner and select “Transfer Points.”

Chase Airline Transfer Partners


Chase Hotel Transfer Partners

Step 4: If you haven’t already added your frequent flyer number or hotel rewards number, you will be prompted to do so.

Chase Ultimate Rewards Add Member Number

Step 5: Once you have linked your airline or hotel account to your Ultimate Rewards account, choose how many points you would like to transfer. Transfers must be done in increments of 1,000.

Chase Ultimate Rewards Transfer Amount

Step 6: Confirm the number of points you are transferring and complete to transfer.

Chase Ultimate Rewards Choose Airline Transfer Final

Step 7: Head over to the appropriate airline or hotel program’s website to book your award flight or award stay.

Booking Travel With the Chase Travel Portal

Sometimes it’s a better deal to use your points in the Chase travel portal to book hotels or flights. When booking flights, the travel portal is really only good for booking economy flights, but even then you may be better off transferring to an airline.

If you have the Chase Sapphire Reserve®, each Ultimate Rewards point is worth 1.5 cents when booking through the portal. If you have a Chase Sapphire Preferred® Card or Ink Business Preferred℠ Credit Card, each point is worth 1.25 cents when booking with the Chase travel portal.

Hot tip: Check out 10 valuable benefits of the Ink Business Preferred℠ Credit Card, there are bound to be a few that you’re not aware of!

Similar to the transfer process, you simply select “Explore & Book Travel” under the “Use Points” drop-down menu.

Check out an example of a travel portal booking below:

Chase Travel Portal Booking

This round-trip economy class booking is with Star Alliance airline Air Canada from Boston to Dublin (connecting in Toronto) and costs 35,717 Ultimate Rewards points.

Should You Transfer to a Partner or Book Through Chase?

Let’s think about the booking discussed above. If you were to book this same itinerary by transferring the points to Chase partner United Airlines, it would cost 60,000 points. In this case, booking through the portal would be a much better deal.

To ensure you get the most out of your points, it’s important to check both the portal and transfer options when booking economy class.

Other Ways To Use Your Points

The Chase travel portal also allows you to book hotels at the same 1.5 cents per point for cardholders of the Chase Sapphire Reserve®, or 1.25 cents per point with the Chase Sapphire Preferred® Card or Ink Business Preferred℠ Credit Card.

You can also redeem your points for gift cards to merchants like Airbnb, Lowe’s, Home Depot, or Amazon. Additionally, you can redeem your points for statement credits. Unfortunately, these options are a very poor use of points in terms of value and we do not recommend them!

Combining Ultimate Rewards From Different Accounts

Combining Ultimate Rewards from your different Chase accounts is a simple process. In the menu bar, you will see the points you have earned on your selected card. If you hover over the points available, you will see a drop-down menu of your cards and the available points from each.

Select “combine points” to consolidate your points under a single card. If you have the Chase Sapphire Reserve®, make sure to hold your Ultimate Rewards points there since they’ll be worth a minimum of 1.5 cents each.

Combine Chase Ultimate Rewards

Hot Tip: You can also combine points with 1 other household member. When you select “combine points,” you will have the option to add the account of a household member with whom you can combine points.

This allows spouses and significant others to pool the Ultimate Rewards they have earned into a single account so they can easily book some amazing travel.

Earning Ultimate Rewards

With several Chase card options available to you, there are ample opportunities to earn Ultimate Rewards points that can help you book your next trip.

Recommended Chase Cards (Personal)

Recommended Chase Cards (Business)

You can also shop through the Chase shopping portal to earn extra Ultimate Rewards points when making purchases online. This is an easy way to boost your earnings on purchases you were going to make anyway.

Redeeming Ultimate Rewards

It’s clear that using your Ultimate Rewards points for travel is the best way for getting the most value out of them. With multiple transfer partners and countless ways to redeem points for travel, it can be overwhelming!

Fortunately, we’ve compiled multiple lists of the best ways to use your Chase Ultimate Rewards for some incredible travel experiences. See below:

Final Thoughts

The Chase Ultimate Rewards program should be a staple in your points-earning strategy. In fact, if you are just starting your miles and points journey, we recommend earning Ultimate Rewards initially. Check out our Express Guide to get started on the right track.

With Ultimate Rewards, you’ll have lots of ways to earn and redeem your points. Before you know it, you’ll be taking a trip of a lifetime…and then doing it again!


Chase Sapphire Preferred® Card

Disclaimer: Any comments listed below are not from the bank advertiser, nor have they been reviewed or approved by them. No responsibility will be taken by the bank advertiser for these comments.


  1. can i no longer transfer ultimate chase rewards to my southwest account???
    my drop down menu does not look like your photos

    great web page…
    thank you!

    • Hi Sean – when you login to your Chase account, on the right hand side you should see the number of Chase Ultimate Rewards that you have. Just click on it and you’ll get taken to the screenshot you see in the article!

  2. leah klein · May 23, 2018 · Reply

    Sorry i’m new to this – how do i find out the number of points from a partner airline to see if its worth transferring or not. Unless you have an account with them they only show the price in $ and not in points.

    • Michael McHugh · May 24, 2018 · Reply

      Hi Leah!

      I’d recommend using or google to search for the award chart that you want to use with the miles that you have. For example, if you’re wanting to use Chase Ultimate Rewards to fly Delta using Korean Air, I’d google “korean air partner award chart.” Please let us know if you have a specific redemption that you’re looking to book.

  3. Leah klein · May 24, 2018 · Reply

    Thanks so much !! So helpful

  4. John W · June 6, 2018 · Reply

    It looks things have changed and certain transfer are (the word is purposefully) not instant any longer. You may want to research this. At the minimum it applies to Flying Blue.

    • Hey, thank you for the info. In your experience, how long has Flying Blue taken? More like a couple hours vs instant or?

    • Awesome, thanks so much John. We’ve confirmed this and have adjusted the timeframe. Hopefully FlyingBlue can resolve this issue and get it reverted back to “near instant”.

  5. Hi,
    Thanks for the helpful info! I’m planning a trip to Italy and see a flight that is by KLM, but operated by Delta airlines. In this kind of situation, should I transfer my Chase Ultimate Reward Points to KLM or Delta? Thanks for the insight!

    • Christine Krzyszton · October 2, 2018 · Reply

      Hi Li! That’s awesome that you are going to Italy. You actually have a couple of options for using your points. First, check to see if the flight is available on the Ultimate Rewards Travel Portal and how many points it would cost. If you have a premium Chase credit card you’ll get the most value for your points, otherwise they’ll be worth 1 cent per point towards travel. If you are looking at a business class ticket, the cost may be prohibitive on the travel portal, however economy tickets on the Travel Portal can be excellent value. Since Delta is not an airline transfer partner of Ultimate Rewards, the other option would be to transfer points to KLM. You’ll need to compare the two options to see which is a better value.

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