The Amex Platinum Card — How To Maximize the Monthly Uber Cash and Uber One Credits [2025]

The Platinum Card^® from American Express is one of the best and most sought-after travel rewards cards on the market. Likewise, Uber is a leader in ride-sharing and food delivery services, so the fact that all Amex Platinum cardholders receive monthly Uber Cash and credits toward an Uber One membership is a perfect match.

Each month, Amex Platinum cardholders receive $15 in Uber Cash, plus $35 in the month of December, for a total of $200 Uber Cash each year. Cardholders also receive up to $120 in statement credits for Uber One membership. But how exactly do these credits work, and what sort of purchases can they be used for? This guide covers all of that and more!

Overview of the Amex Platinum Card

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Platinum Card^® from American Express

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The Amex Platinum reigns supreme for luxury travel, offering the best airport lounge access plus generous statement credits, and complimentary elite status.

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Platinum Card^® from American Express

The Amex Platinum reigns supreme for luxury travel, offering the best airport lounge access plus generous statement credits, and complimentary elite status.

Welcome Offer

You may be eligible for as high as 175,000 Membership Rewards^® Points after spending $8,000 in eligible purchases on your new Card in your first 6 months of Membership. Welcome offers vary and you may not be eligible for an offer.

As High As 175,000 Points. Find Out Your Offer.

UP's Offer Valuation*:

Up to $3,850

Annual Fee

$895

APR

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Credit Recommended

Upgraded Points credit ranges are a variation of FICO^®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.

Good to Excellent

Why We Like This Card

When it comes to cards that offer top-notch benefits, you’d be hard-pressed to find a better card out there than the Platinum Card^® from American Express.

Make no mistake — the Amex Platinum card is a premium card with a premium price tag. With amazing benefits like best-in-class airport lounge access, hotel elite status, and tremendous value in annual statement credits, it can easily prove to be one of the most lucrative cards in your wallet year after year.

Pros & Cons

Pros

• The best airport lounge access out of any card (by far) — enjoy access to over 1,550 worldwide lounges, including the luxurious Amex Centurion Lounges, Priority Pass lounges (enrollment required), Plaza Premium Lounges, and many more!
• 5x points per dollar spent on flights purchased directly with the airline or with AmexTravel.com (up to $500,000 per year)
• 5x points per dollar spent on prepaid hotels booked with AmexTravel.com

Cons

• $895 annual fee (rates and fees)
• Airline credit does not cover airfare (only incidentals like checked bags)

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Card Highlights

• You may be eligible for as high as 175,000 Membership Rewards^® points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
• Get more for your travels with 5X Membership Rewards^® points on all flights and prepaid hotel bookings through American Express Travel^®, including Fine Hotels + Resorts^® and The Hotel Collection bookings. You earn 5X points on flights purchased directly from airlines or through American Express Travel^® on up to $500,000 on these purchases per calendar year.
• More Value! With over 1,550 airport lounges - more than any other credit card company on the market* - enjoy the benefits of the Global Lounge Collection^®, over $850 of annual value, with access to Centurion Lounges, 10 complimentary Delta Sky Club^® visits when flying on an eligible Delta flight (subject to visit limitations), Priority Pass Select membership (enrollment required), and other select partner lounges. * As of 07/2025.
• More Value! $200 Uber Cash + $120 Uber One Credit: With the Platinum Card^® you can receive $15 in Uber Cash each month plus a bonus $20 in December when you add your Platinum Card^® to your Uber account to use on rides and orders in the U.S when you select an Amex Card for your transaction. Plus, when you use the Platinum Card^® to pay for an auto-renewing Uber One membership, you can get up to $120 in statement credits each calendar year. Terms apply.
• More Value! $300 Digital Entertainment Credit: Get up to $25 in statement credits each month after you pay for eligible purchases with the Platinum Card^® at participating partners. Enrollment required.
• More Value! $600 Hotel Credit: Get up to $300 in statement credits semi-annually on prepaid Fine Hotels + Resorts^® or The Hotel Collection* bookings through American Express Travel^® using the Platinum Card^®. *The Hotel Collection requires a minimum two-night stay.
• New! $400 Resy Credit + Platinum Nights by Resy: When you use the Platinum Card^® to pay at U.S. Resy restaurants and to make other eligible purchases through Resy, you can get up to $100 in statement credits each quarter with the $400 Resy Credit benefit. Plus, with Platinum Nights by Resy, you can get special access to reservations on select nights at participating in demand Resy restaurants with the Platinum Card^®. Simply add your eligible Card to your Resy profile to book and discover Platinum Nights reservations near you, enrollment required.
• More Value! $209 CLEAR^® Plus Credit: CLEAR^® Plus helps get you to your gate faster by using unique facial attributes to verify you are you at 50+ airports nationwide. You can cover the cost of a CLEAR Plus Membership* with up to $209 in statement credits per calendar year after you pay for CLEAR Plus with the Platinum Card^®. *Excluding any applicable taxes and fees. Subject to auto-renewal.
• $200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees, such as checked bags and in-flight refreshments, are charged by the airline to the Platinum Card^® Account*. American Express relies on airlines to submit the correct information on airline transactions to identify incidental fee purchases. If you do not see a credit for a qualifying incidental purchase on your eligible Card after 8 weeks, simply call the number on the back of your Card. Qualifying airlines are subject to change. See terms & conditions for more details.
• Start your vacation sooner, and keep it going longer. When you book Fine Hotels + Resorts^® through American Express Travel^®, enjoy noon check-in upon arrival, when available, and guaranteed 4PM check-out.
• New! $300 lululemon Credit: Enjoy up to $75 in statement credits each quarter when you use the Platinum Card^® for eligible purchases at U.S. lululemon retail stores (excluding outlets) and lululemon.com. That’s up to $300 in statement credits each calendar year. Enrollment required.
• $155 Walmart+ Credit: Receive a statement credit* for one monthly Walmart+ membership (subject to auto-renewal) after you pay for Walmart+ each month with the Platinum Card^®.*Up to $12.95 plus applicable local sales tax. Plus Ups not eligible.
• $100 Saks Credit: Get up to $100 in statement credits annually for purchases at Saks Fifth Avenue or saks.com on the Platinum Card^®. That’s up to $50 in statement credits from January through June and up to $50 in statement credits from July through December. No minimum purchase required. Enrollment required.
• Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
• $895 annual fee.
• Terms Apply.

Financial Snapshot

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• Foreign Transaction Fees: None

Rewards Center

American Express Membership Rewards

The Amex Platinum card is a crowd favorite in the points and miles community — and good reason. The Amex Platinum card comes jam-packed with lots of excellent travel and lifestyle benefits that make it extremely rewarding to be a cardmember. Here is a look at some of the best benefits of the Amex Platinum card.

Key Benefits of the Amex Platinum Card

• Up to $200 in annual Uber Cash
• Up to $120 in annual Uber One credit
• 5x points on flights purchased directly with the airline or at AmexTravel.com
• Up to $200 annual airline fee credit
• Up to $100 annual Saks Fifth Avenue credit
• Up to $600 prepaid hotel credit on eligible stays (up to $300 semi-annually) at Fine Hotels & Resorts and The Hotel Collection
• Up $209 in CLEAR credits
• Up to $400 in Resy credits
• Up to $300 in Equinox credits
• Up to $155 in Walmart+ credits
• Up to $300 in lululemon credits
• Up to $200 in Oura Ring credits
• Up to $300 in digital entertainment credits
• Best in class lounge access: Amex Centurion Lounges, Priority Pass lounges upon enrollment, Plaza Premium Lounges, Escape Lounges, and 10 visits a year to Delta Sky Clubs when flying Delta the same day (plus the ability to unlock unlimited visits)
• Hilton Honors Gold, Marriott Bonvoy Gold Elite, and Leaders Club Silver status upon enrollment
• TSA PreCheck or Global Entry credit

Up to $200 in Uber Cash Annually — How It Works

Setting up your Uber Cash isn’t as difficult as you might think. All you have to do is link your Amex Platinum card as a payment method on your Uber or Uber Eats account in the Wallet section of the Uber app and the funds will be deposited into your account automatically on the first of each month.

Once you’ve linked your account and your credits have been deposited, these credits will automatically be applied to your next U.S. Uber Eats or U.S. ride purchase. Don’t have enough Uber Cash to cover the entire purchase? No problem! You can apply all of the credits you have in your account as 1 part of the payment method and cover the rest with a linked credit card.

An Amex Card must be selected as the payment method for your Uber or Uber Eats transaction to redeem the Amex Uber Cash benefit.

Up to $120 in Statement Credits for Uber One Membership

The Amex Platinum card also comes with up to $120 in Uber One statement credits each year. To take advantage of this perk, just pay for a monthly or annual auto-renewing Uber One membership using your card.

Uber One charges from both Basic and Additional cardholders are eligible to receive statement credits. However, there is a maximum of $120 in statement credits per year, per account. At the time of publishing, Uber One membership costs $9.99 per month or $96 per year, meaning the new credit should cover most, if not all, of your fees.

Uber One membership comes with benefits that will make your Uber Cash even more valuable:

• $0 delivery fee on food, grocery, and other orders that meet a minimum spending requirement
• Earn 6% back in Uber Cash on Uber rides
• Save 10% on delivery and pick-up orders that meet a minimum spending requirement
• Discounts on rides during surge periods
• Earn 10% Uber One credits when renting a car through Uber
• Members-only offers and promos

4 Ways To Use Your Uber Cash

If you thought you could only use Uber Cash for Uber rides, you thought wrong. Here are all of the ways you can put Uber Cash to good use.

1. U.S. Uber Rides

Unsurprisingly, the most obvious way to use your Uber Cash is for free, or discounted, rides with the ride-sharing platform. This includes every type of ride service that Uber offers. So whether you want a standard UberX, a shared Uber Pool, or a luxurious Uber Black ride, you can apply your Uber Cash to the purchase.

Hot Tip: Prefer a greener option? Uber also offers electric bikes and electric scooters in select cities, providing another option to the traditional ride-share model. And you guessed it — you can use your Uber Cash for these, too!

2. U.S. Uber Eats

Another great way to use your monthly Uber Cash is through Uber Eats. This is especially helpful for those who don’t take Ubers often because everyone has got to eat!

Your monthly Uber Cash can be applied to both pickup and delivery orders at every restaurant offered on the Uber Eats app in your location. Uber Eats doesn’t just deliver food, though — you can also get alcohol delivery, too, from participating restaurants.

3. U.S. Uber Groceries

Uber has recently launched a grocery delivery service, although it is currently only available in Dallas, Miami, and New York, along with select Canadian and Latin American cities, though they plan to roll out the service to more cities in the near future.

For those that have ever used a service like Instacart, Uber Groceries effectively operates in the exact same way, allowing you to do all of your grocery shopping at home from your phone with everything delivered straight to your door.

4. Gift Your Credits

Don’t plan to use your Uber Cash this month? You can make a kind gesture and gift it to someone else! While you’re not able to just transfer your Uber Cash to someone else’s account, you can just as easily place an order through your account for someone else, whether that be a ride through Uber or ordering them a meal through Uber Eats.

Final Thoughts

Whether you prefer a free meal each month or rides to the airport for your next trip, you have multiple solid options when it comes to how you redeem your Amex Platinum card’s Uber Cash each month. If you’re someone that already uses these services often and you don’t currently have the Amex Platinum card, we strongly suggest that you consider adding it to your wallet.