The Amex Business Platinum Card: How To Use the $250 Adobe Credit [2025]

The Business Platinum Card^® from American Express is among the best elite cards for business owners. The Amex Business Platinum card, with its $695 annual fee (rates & fees), has an impressive lineup of benefits and perks that easily justify the hefty annual fee.

One such benefit is the Adobe credit, which offers up to $250 in statement credits every year on eligible purchases with the design software company. However, you have to spend $600 within a calendar year to get the credit.

Read this guide to learn how to use this credit for maximum value.

How To Enroll and Use the Amex $250 Adobe Credit

The Amex Business Platinum card‘s Adobe credit of $250 per year applies to Adobe purchases, which can include plans.

Enroll in the Amex Business Platinum Adobe benefit before making any purchases or setting up any subscriptions. To do so, log in to your Amex online account. Then click “Rewards & Benefits” on the top menu, followed by “Benefits.” After that, hover over the “Business Platinum Adobe Benefit” box and click “Learn More,” then “Get Started.”

Check off the box that says “I understand and agree to the terms and conditions” and click “Enroll Now.”

Any purchases made directly with Adobe or on adobe.com qualify, whether you’re purchasing an annual prepaid subscription or stock photos. You can use the Amex Business Platinum card Adobe credit on Creative Cloud, Photoshop, Acrobat, Illustrator, Adobe Stock, or other Adobe products.

After the Adobe credit is activated, use your Amex Business Platinum card to make Adobe purchases. Once you’ve spent $600 within a calendar year, you’ll see a statement credit of $250 per calendar year posted to your account within 8 weeks after the purchase is made. You don’t have to purchase a plan of $600 or more in a single transaction to get the credit. Cumulative spending counts as long as you hit $600 within the calendar year.

If you don’t see the $250 credit, call the number on the back of your card to check on the status.

Hot Tip:

The Amex Business Platinum card Adobe credit was previously up to $150 per year and didn’t require meeting a minimum spending requirement. However, it was limited to eligible prepaid annual Adobe subscriptions. The $250 credit requires spending $600, but it offers flexibility because you can use it for any Adobe or adobe.com purchase.

Who Should Use the Adobe Credit?

The Adobe credit is great for businesses that rely on Adobe software for design, video, or AI generation. If you already spend $600 or more annually on Adobe, this benefit effectively gives you a $250 rebate. However, the out-of-pocket cost might not be worth it if you only use a single lower-tier subscription that’s less than $600 annually.

Popular Adobe Subscriptions

Using your credit for Adobe software subscriptions is a great way to get value from your credit. Let’s look at some of Adobe’s subscriptions on which you can use your credit.

Adobe Creative Cloud Pro for Teams

Adobe Creative Cloud Pro is a suite of over 20 software applications that include:

Adobe Creative Cloud Pro is sold in these plans:

• Individuals
• Students and teachers
• Teams

Prepaid, annual plans start at $1,199.88 per year per license for teams or $839.88 for individuals.

Some features exclusive to teams subscriptions include:

• Admin Console for managing licenses
• Advanced 24/7 tech support
• 2 1:1 expert sessions per user per year
• Unlimited job posts using Adobe Talent
• Slack and Microsoft Teams app integration
• 1TB of cloud storage, Adobe Portfolio, Adobe Fonts, and access to the latest features and updates as soon as they’re released

If you purchased either a team or individual license, you’d hit the $600 spending requirement to get a $250 statement credit.

Adobe Creative Cloud Single Apps

If you don’t need the complete suite of products in Adobe Creative Cloud Pro, you can purchase a team or individual subscription for specific apps.

Here’s the annual price for popular Adobe subscriptions:

• Acrobat Pro: $359.88 (teams), $239.88 (individual) per year per license
• Adobe Firefly Pro: $359.88 (teams or individual) per year per license
• Adobe Stock: $359.88 (teams or individual) per year per license
• After Effects: $455.88 (teams), $275.88 (individual) per year per license
• AI Assistant for Acrobat: $59.88 (teams or individual) per year per license
• Animate: $455.88 (teams), $275.88 (individual) per year per license
• Audition: $455.88 (teams), $275.88 (individual) per year per license
• Dreamweaver: $455.88 (teams), $275.88 (individual) per year per license
• Illustrator: $455.88 (teams), $275.88 (individual) per year per license
• InCopy: $59.88 (teams or individual), per year per license
• InDesign: $455.88 (teams), $275.88 (individual) per year per license
• Lightroom (1TB): $455.88 (teams), $143.88 (individual) per year per license
• Photoshop: $455.88 (teams), $275.88 (individual) per year per license
• Premiere Pro: $455.88 (teams), $275.88 (individual) per year per license
• Substance 3D Collection: $1,439.88 (teams), $719.88 (individual) per year per license

Acrobat Pro makes creating, editing, signing, and managing PDFs easy.

Adobe Firefly Pro uses generative AI to create images, video, and audio.

Adobe Stock enables you to access millions of high-quality, royalty-free assets for your next creative project.

After Effects creates motion graphics and visual effects for film, TV, video, and web.

AI Assistant for Acrobat adds AI functionality to PDFs, where you can get summaries, ask questions, and enhance your workflow.

Animate designs interactive vector and bitmap animations for games, apps, and the web and publishes content to reach viewers on desktop, mobile, and TV.

Audition allows you to create, mix, and design sound effects.

Dreamweaver is a tool to easily design, code, and publish websites and web applications for any screen.

Illustrator creates precise designs, illustrations, and vector graphics on desktop and iPad.

InCopy helps writers and editors style text, track changes, and make simple layout modifications while designers work on the same document in InDesign, all without disrupting workflows.

InDesign focuses on print and digital media, specifically for designing pages and layouts.

Lightroom is used to edit, organize, store, and share photos from anywhere

Photoshop is designed to help create graphics, photos, and art on desktop and iPad. This subscription comes with Adobe Fresco for drawing and painting.

Premiere Pro allows you to professionally edit videos and film.

Substance 3D is a collection of applications to create models, design materials, texture assets, and render scenes.

Hot Tip:

Your Amex Business Platinum card statement credit isn’t limited to annual subscriptions. You can subscribe to the full Creative Cloud Pro suite or pick and choose from subscriptions. You get a $250 statement credit as long as you spend $600 on Adobe or adobe.com within the calendar year.

Securing the Amex Business Platinum Card

Terms Apply / Rates & Fees

The Business Platinum Card^® from American Express

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

This card is ideal for business travelers who enjoy luxury travel and are looking for a card loaded with benefits!

Apply Now(at Amex's secure site)

The Business Platinum Card^® from American Express

This card is ideal for business travelers who enjoy luxury travel and are looking for a card loaded with benefits!

Welcome Offer

Earn 150,000 Membership Rewards^® points after you spend $20,000 in eligible purchases on the Card within the first 3 months of Card Membership.

150,000 points

UP's Offer Valuation*:

Up to $3,300

Annual Fee

$695

APR

18.49% - 29.24% Variable

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.

Good to Excellent

Why We Like This Card

The Business Platinum Card^® from American Express is a premium travel rewards card tailored toward business owners who are frequent travelers with a high number of annual expenses.

When you factor in the large number of perks that the card offers like the best airport lounge access at over 1,400 lounges, along with tons of annual credits, it’s easy to see why this card can is a top option for frequent traveling business owners.

Pros & Cons

Pros

• 5x Membership Rewards points per $1 on flights, prepaid hotels, and short-term rentals and prepaid flight and hotel packages booked through Amex Travel
• Access to over 1,400 worldwide airport lounges as part of the American Express Global Lounge Collection (as of 10/2024).
• Get 50% more Membership Rewards points (1.5 points per $1) on eligible purchases in key business categories, as well as on purchases of $5,000 or more (on up to $2 million per calendar year)

Cons

• High annual fee of $695 (rates & fees)
• Airline fee credit does not cover airfare, only incidentals like checked bags

Read Full Review

Card Highlights

• Welcome Offer: Earn 150,000 Membership Rewards^® points after you spend $20,000 in eligible purchases on the Card within the first 3 months of Card Membership.
• The American Express Global Lounge Collection^® can provide an escape at the airport. With complimentary access to more than 1,400 airport lounges across 140 countries and counting, you have more airport lounge options than any other credit card issuer on the market as of 10/2024.
• Unlock over $2,000 in statement credits with business and travel benefits annually* on the Business Platinum Card. Terms apply. Learn more. *After meeting qualifying spend thresholds
• New! Enroll and get up to $150 in statement credits on U.S purchases directly with Dell Technologies on the Business Platinum Card and an additional $1,000 statement credit after you spend $5,000 or more on that same Card per calendar year.
• New! Enroll and get a $250 statement credit after you spend $600 or more on U.S. purchases directly with Adobe per calendar year on the Business Platinum Card.
• Fly like a pro with a $200 Airline Fee Credit. Select one qualifying airline to receive up to $200 back per year on baggage fees and other incidentals.
• Make the Business Platinum Card^® work even harder for you. Hilton For Business members get up to $200 back per calendar year when you make an eligible purchase at Hilton properties across the globe. Benefit enrollment required.
• 5X points on flights and prepaid hotels booked on AmexTravel.com
• 1.5X points (that’s an extra half point per dollar) on purchases at US construction material & hardware suppliers, electronic goods retailers and software & cloud system providers, and shipping providers, as well as on each eligible purchase of $5,000 or more, up to $2 million of these purchases per calendar year. Purchases eligible for multiple additional point bonuses will only receive the highest eligible bonus.
• 1X points on other eligible purchases
• Use the Business Platinum Card^® and get up to $209 back per calendar year on your CLEAR^® Plus Membership (subject to auto-renewal).
• $695 Annual Fee.
• Terms Apply.

Financial Snapshot

• APR: 18.49% - 29.24% Variable
• Foreign Transaction Fees: None

Rewards Center

American Express Membership Rewards

The Amex Business Platinum card offers so many incredible benefits that the valuable $250 Adobe credit is actually near the bottom of the list of reasons why you should get this card.

To start, this card has a generous welcome bonus offer and the ability to earn up to 5x Amex points:

• Earn 5x Membership Rewards points for flights, prepaid hotels, and short-term rentals, and prepaid flight and hotel packages booked through AmexTravel.com.
• Earn 1.5x Membership Rewards points on eligible purchases in key business categories, as well as on purchases of $5,000 or more everywhere else (up to $2 million in these purchases per calendar year).
• Earn 1x Membership Rewards points on other purchases.

Hot Tip: Check to see if you’re eligible for a welcome bonus offer of up to 250,000 points with the Amex Business Platinum card. The current public offer is 150,000 points. (This targeted offer was independently researched and may not be available to all applicants.)

Additionally, the Amex Business Platinum card has some of the best luxury travel benefits. Note that some of these benefits require enrollment through your American Express account, so be sure to get the most out of your card.

• Access to the American Express Global Lounge Collection, which includes Centurion Lounges in the U.S. and abroad, Delta Sky Clubs (when flying Delta on the same day), Escape Lounges – The Centurion Studio Partner, select Lufthansa Lounges, Plaza Premium Lounges, Priority Pass lounges upon enrollment, and select Virgin Clubhouse lounges
• Complimentary Hilton Honors Gold and Marriott Bonvoy Gold Elite status upon enrollment
• Access to Fine Hotels & Resorts and The Hotel Collection
• Rental car privileges with Avis, Hertz, and National Car Rental
• 35% airline bonus on eligible flights booked with AmexTravel.com via Pay with Points (up to 1 million points back every calendar year)
• Up to $200 annual airline fee credit
• Up to $209 CLEAR Plus credit
• Up to $200 Hilton statement credit
• Up to $120 Global Entry fee credit every 4 years or an up to $85 TSA PreCheck fee credit every 4.5 years
• Fantastic travel insurance
• No foreign transaction fees (rates & fees)

Beyond travel perks, there are some fantastic business benefits, too:

• Up to $1,150 in Dell credits
• Up to $250 in Adobe credits
• Up to $360 in Indeed credits
• Up to $120 in wireless credits
• No preset spending limit

The Amex Business Platinum card is a fantastic choice if you’re looking for a card that offers luxury travel and business benefits with thousands of dollars in value per year. With no preset spending limit, you have flexibility, as the amount you can spend depends on your purchase, payment, and credit history.

Final Thoughts

The Amex Business Platinum card’s $250 Adobe credit is a valuable perk that can help offset the card’s $695 annual fee, especially if your business uses Adobe products. Though you need to spend at least $600 per calendar year to receive the $250 credit, it can be used flexibly for Adobe and adobe.com purchases, whether subscribing to a Creative Cloud Pro plan or individual tools such as Acrobat Pro or Photoshop.