Stephen Au
Stephen Au
Former Senior Content Contributor
474 Published Articles
Countries Visited: 24U.S. States Visited: 22
Stephen is an established voice in the credit card space, with over 70 to his name. His work has been in publications like The Washington Post, and his Au Points and Awards Consulting Services is used...
Edited by: Nick Ellis
Nick Ellis
Senior Editor & Content Contributor
333 Published Articles 1148 Edited Articles
Countries Visited: 35U.S. States Visited: 25
Nick’s passion for points began as a hobby and became a career. He worked for over 5 years at The Points Guy and has contributed to Business Insider and CNN. He has 14 credit cards and continues to le...
& Juan Ruiz
Juan Ruiz
Senior Editor & Content Contributor
501 Published Articles 1052 Edited Articles
Countries Visited: 49U.S. States Visited: 32
Juan Ruiz is a leading travel journalist and expert in credit cards and loyalty programs. For over a decade, he has turned complex rewards and travel strategies into clear, actionable insights. His wo...