How to Earn 100k+ Amex Membership Rewards Points [in 90 Days]

Earn 100k Amex Membership Rewards Points

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For American Express cardholders, the Membership Rewards program provides a fantastic opportunity to earn points and redeem them for travel.

Many American Express credit cards earn Membership Rewards at a minimum of 1X point per dollar spent with bonus categories offering up to 5X points per dollar. As a cardholder, you’re automatically enrolled in the program, so all you have to do is use your card to earn the points.

We’re confident that you can earn 100,000 American Express Membership Rewards points in just 90 days and we’re going to show you how to do it.

For additional strategies to earn tons of Membership Rewards, we also recommend reading our guide to earning Membership Rewards points.

Why Would You Want to Earn 100k Membership Rewards Points?

Amex Membership Rewards Airline Partners Europe
Visit London — and Big Ben — when you transfer Membership Rewards points to participating airline loyalty programs!

Earning 100,000 Membership Rewards points is easier than you might think. With just 1 or 2 American Express cards, you will be well on your way to 100,000 points!

You might be wondering why you would want to earn a ton of Membership Rewards. Well, take a look at some of the best ways to redeem Membership Rewards and you’ll see why.

You can redeem points for travel by transferring your points to Amex partners like Delta Air Lines, Air France/KLM, Singapore Airlines, and more!

Transferring Membership Rewards to airline partners is almost always the best way to get maximum value from your hard earned points. Don’t be fooled by attempts to get you to redeem them for gift cards, statement credits, and products.

1. Use Amex Membership Rewards Credit Cards

You can see from the table below that many American Express credit cards participate in Membership Rewards. Several of these cards offer 2X, 3X, and even 5 points per dollar on purchases made at supermarkets, gas stations, and directly with airlines or through AmexTravel.

Recommended Amex Cards (Personal)

💳 The Platinum Card® from American Express

Love Special Perks & Travel Benefits?

> This Card Gets You Access To 18 of Them!
  • Earn 60,000 Membership Rewards® points
  • 5X Membership Rewards® points on flights booked directly with airlines or with American Express Travel.
  • Up to $200 Uber Savings Annually.
  • $200 Airline Fee Credit. Terms Apply.
  • Annual Fee: $550
💳 Premier Rewards Gold Card from American Express
  • Earn 25,000 points.
  • 3x points for flights booked directly with airlines.
  • 2X points at US restaurants, US gas stations, and at US supermarkets. Terms Apply.
  • Annual Fee: $0 for the first year, then $195
💳 The Amex EveryDay® Credit Card from American Express
  • Earn 10,000 Membership Rewards® points. Terms Apply.
  • Annual Fee: $0

Recommended Amex Cards (Business)

💳 The Business Platinum Card® from American Express OPEN

Love Special Perks & Exclusive Benefits?
> Here's 41 Benefits You Get With This Card!
  • Earn up to 75,000 Membership Rewards® points.
  • Get 5X Membership Rewards® points on flights and prepaid hotels on
  • $200 Airline Fee Credit. Terms Apply.
  • Annual Fee: $450
💳 The Business Gold Rewards Card from American Express OPEN

More Info?
> Small Biz Owners Love These 11 Card Benefits
  • Earn 50,000 Membership Rewards® points
  • Get 3x points - Choose 1 out of 5 categories. Terms Apply.
  • $0 introductory annual fee for the first year, then $175
💳 The Blue Business℠ Plus Credit Card from American Express
  • Earn 2X points on everyday business purchases such as office supplies or client dinners. Terms Apply.
  • Annual Fee: $0

Click on a link in the tables above to find out how many points you can earn from the current sign-up bonus offers and see the bonus categories for each card.

Keep in mind that you are often required to reach a particular spending threshold to receive the sign-up bonus. These minimum spend requirements are usually between $1,000 and $5,000, but they can reach up to $20,000 for large sign-up bonuses on business cards. You can earn anywhere from 10,000 to 100,000 Membership Rewards points thanks to these sign-up bonuses.

It can take up to 8 weeks for the points to appear in your account, but the sign-up bonus often posts sooner than that.

Even better, the points you earn from the sign-up bonus are in addition to the standard points you will earn from spending on the card.

2. Book Flights Through American Express Travel

Book your flight through American Express Travel with any American Express card that earns Membership Rewards, and you’ll earn bonus points!

If you’d rather book your flight directly, you can still earn category bonuses with cards such as The Platinum Card® from American Express and the Premier Rewards Gold Card from American Express at 5X and 3X points per dollar, respectively.

The Business Platinum Card® from American Express OPEN earns 5X points per dollar when booking flights through American Express Travel.

Hot Tip: The Premier Rewards Gold Card from American Express earns 3X points per dollar for all airfare purchased directly from an airline.

3. Check Out Your Amex Offers

Most loyalty programs have shopping portals that award points for online purchases.

For example, United has MileagePlus Shopping, Southwest has Rapid Rewards Shopping, and Chase Ultimate Rewards has the Chase Shopping Mall.

While American Express used to have a shopping mall, it has been replaced by Amex Offers. It’s located at the bottom of the page once you log into your account.

You will find select offers from various merchants that will provide statement credits or bonus Membership Rewards points for purchases. Make sure to use the specific card to which the offer is attached or you won’t earn the extra points or the statement credit.

Keep in mind that once you add an Amex Offer to a card, you won’t be able to add it to other cards. If you have separate logins, you will be able to add it to multiple cards. Make sure you check the terms and conditions of each offer to ensure your purchase is eligible for the statement credit or bonus points.

4. Book Rides With Uber

Amex Membership Rewards Uber Partnership
Pay for an Uber with your Amex Membership Rewards credit card to earn 2x points!

Need a ride? Don’t forget Uber! Pay for your Uber ride with any American Express Membership Rewards card, and you’ll earn 2X points per dollar! Make sure you add your credit card before taking your Uber ride.

Those who hold The Platinum Card® from American Express enjoy even more Uber benefits through July 31, 2018, including some free Uber credit and automatic Uber VIP status.

5. Refer a Friend to Membership Rewards Cards

Check your current referral offers to discover how many points you can earn for referring friends to specific American Express cards. Offers vary, but you can usually earn 5,000 to 15,000 Membership Rewards as a referral bonus.

Go to the “Amex Offers & Benefits” section at the bottom of your online account summary and click the “Refer Now” button to find current offers. You will have the option to share via email or to copy the link and share as you please.

How to Use 100k+ American Express Membership Rewards Points

Have we inspired you to begin earning tons of American Express Membership Rewards points? We hope so!

You’re probably wondering what to do with 100,000 Membership Rewards now that you’ve earned them. You’ll definitely want to read our guide to redeeming Amex Membership Rewards, which provides the best strategies available to you! Here are a few suggestions to give you an idea:

Grab a Lei and Head to Hawaii: Transfer points to Flying Blue and fly to Hawaii on Delta Air Lines from the continental U.S. with someone special for 30,000 miles per person for a round-trip booking in economy class.

Visit North Africa’s Greatest Cities: After transferring points to Singapore Airlines, you can fly to a country in North Africa (such as Morocco) from the U.S. in first class for 75,000 miles! Business class is only 57,500 miles one-way.

Walk the Fox Glacier in New Zealand: A round-trip economy flight from the U.S. to New Zealand on a Star Alliance partner airline is only 90,000 Air Canada Aeroplan miles. Plus, you can add 2 stopovers to get even more value out of your trip.

Transfer Bonus Promos: American Express often runs transfer bonus promotions to select airline partners. If there is a promo for an airline partner that you are planning to use to book an award flight, take advantage of 10%, 15%, 20%, or even 40% transfer bonuses.

Final Thoughts

Between using credit cards and making purchases from Amex partners, you’ll be well on your way to earning 100k+ Membership Rewards points. With so many points in your account, your next step is figuring out your next amazing vacation.

The Platinum Card® from American Express

Need More Info?
Here’s 5 of the main reasons that travelers sign up for this high-value rewards card.

Also, check out these 18 valuable benefits that you’ll have access to as a premium cardholder.


What are American Express Membership Rewards points?
Membership Rewards, the American Express loyalty program, gives you points for using Membership Rewards credit cards and making purchases from Membership Rewards partners. Those points can then be redeemed for free travel, gift cards, merchandise, and more.

Which Amex cards earn Membership Rewards points?
Not all American Express cards are eligible for the Membership Rewards program. Participating Amex business and personal credit cards include the following:

How much are Amex Membership Rewards points worth?
The value of Membership Rewards points will depend on the redemption chosen. You’ll get the most value out of your points by transferring them to an airline partner and booking an award flight. To really get everything out of your points, your best options will be international business class or first class flights.

When do Amex Membership Rewards points officially post to your account?
Although points will appear as “pending” at the end of the billing cycle during which they were earned, it can still take a couple of months for points to become available.

If you ask, an Amex representative might release pending points so you can transfer the points to an airline for a redemption.

Can you transfer American Express Membership Rewards points?
You can transfer Amex Membership Rewards points to participating airline and hotel loyalty programs as long as you have an eligible American Express credit card. You’ll know your card is eligible if the option to transfer points is listed on your account page under “Use Points” when you log in to your account.

A complete list of the Amex credit cards that do NOT offer the option to transfer Membership Rewards points to a loyalty program is available here.

What are Amex Offers?
If you have at least 1 Membership Rewards credit card, you will periodically receive targeted offers to earn additional bonus points. Previous offers have included bonus points for purchases made at Home Depot, Best Buy, and for shopping on Amazon.

Do Membership Rewards points expire?
American Express Membership Rewards points will not expire as long as your account is open and current.

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