Advertiser Disclosure

Many of the credit card offers that appear on this site are from credit card companies from which we receive financial compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). However, the credit card information that we publish has been written and evaluated by experts who know these products inside out. We only recommend products we either use ourselves or endorse. This site does not include all credit card companies or all available credit card offers that are on the market. See our advertising policy here where we list advertisers that we work with, and how we make money. You can also review our credit card rating methodology.

Citi ThankYou Rewards Adds Choice Privileges As First Hotel Transfer Partner

Carissa Rawson's image
Carissa Rawson
Carissa Rawson's image

Carissa Rawson

Senior Content Contributor

269 Published Articles

Countries Visited: 51U.S. States Visited: 36

Carissa served in the U.S. Air Force where she developed her love for travel and new cultures. She started her own blog and eventually joined The Points Guy. Since then, she’s contributed to Business ...

We may be compensated when you click on product links, such as credit cards, from one or more of our advertising partners. Terms apply to the offers below. See our Advertising Policy for more about our partners, how we make money, and our rating methodology. Opinions and recommendations are ours alone.

Where are our Citi enthusiasts? Citi ThankYou Rewards has had a tough time in recent years with the gutting and then demise of the Citi Prestige® Card, Citi’s answer to other top-tier travel cards.

Since then, however, Citi has been working to bring back members with the launch of its Citi Custom Cash® Card and its temporary inclusion of American Airlines AAdvantage as a transfer partner. Now, Citi has taken another step in the battle for your loyalty with the addition of its very first hotel transfer partner.

Let’s take a look at Citi’s new partnership with Choice Privileges and why we’re excited by the news.

Citi ThankYou Rewards and Choice Privileges

Citi to Choice
Image Credit: Citi ThankYou

Citi already features 16 airline transfer partners representing each of the world’s major airline alliances. Unfortunately, however, it has not had — until now — any hotel transfer partners. That’s now changed with Citi’s addition of Choice Privileges as its newest transfer partner.

The most exciting part of this announcement, aside from another use of your Citi ThankYou Points, is the transfer ratio that Citi is offering. It’s also slightly confusing, given the ratios Choice Privileges has with other transfer partners.

  • For Citi Premier® Card and Citi Prestige® Card holders, Citi ThankYou Points transfer to Choice Privileges at a 1:2 ratio, meaning that 1 Citi ThankYou Point becomes 2 Choice Privileges points
  • For Citi Double Cash® Card and Citi ThankYou® Preferred Card, Citi ThankYou Points transfer to Choice Privileges at a 1:1.5 ratio, meaning that 1 Citi ThankYou Point becomes 1.5 Choice Privileges points
  • Choice Privileges is an American Express transfer partner at a 1:1 ratio
  • Capital One miles will — later this year — transfer to Choice Privileges at a 1:1 ratio

As you can see, Citi has doubled the value of its points in relation to Amex and Capital One. This is intriguing considering our valuation of Amex Membership Rewards points is 2.2 cents compared to Citi ThankYou Points at 1.6 cents. Capital One miles, meanwhile, are valued at just 1.4 cents.

Is It Worth It?

Choice Privileges points aren’t talked about all that much in the world of award travel, but they should be. Choice Hotels has thousands of hotels around the world, with especially good redemptions in both Scandinavia and Japan.

Consider the Nordic Light Hotel, Ascend Hotel Collection in Stockholm. You can reserve a 1-bedroom suite here for 4 people for just 20,000 points per night in November. The cash rate of that room? $389, including tax. Even better, the hotel includes a free full breakfast, which can save you a bundle when traveling in Sweden.

Nordice Choice Hotel Sweden
Image Credit: Choice Hotels

If you hold one of Citi’s better cards, you’ll need to transfer over just 10,000 Citi ThankYou Points to make this booking. At this rate, you’ll be redeeming your Citi points for 3.89 cents each, which is more than double our valuation.

Hot Tip: Choice Privileges doesn’t put a cap on the room types for which you can redeem points. This means you can redeem suites for the same cost as a standard room!

Final Thoughts

Choice Privileges can be a very valuable rewards program when you’re redeeming points. Although you’re limited to a booking window of 100 days in advance, redeeming points is both easy and worthwhile in many circumstances. Citi ThankYou Rewards’ addition of a hotel transfer partner is exciting — but even more exciting is the ratio at which Citi ThankYou Points will be transferring over to Choice Privileges. At a 1:2 ratio, Citi has handily beat out its competition and created a very alluring opportunity for its cardholders.


The information for the Citi Prestige® Card has been collected independently by Upgraded Points and not provided nor reviewed by the issuer.

Carissa Rawson's image

About Carissa Rawson

Carissa served in the U.S. Air Force where she developed her love for travel and new cultures. She started her own blog and eventually joined The Points Guy. Since then, she’s contributed to Business Insider, Forbes, and more.

INSIDERS ONLY: UP PULSE

Deluxe Travel Provided by UP Pulse

Get the latest travel tips, crucial news, flight & hotel deal alerts...

Plus — expert strategies to maximize your points & miles by joining our (free) newsletter.

We respect your privacy. This site is protected by reCAPTCHA. Google's privacy policy  and terms of service  apply.

Deluxe Travel Provided by UP Pulse
DMCA.com Protection Status