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Amex Delta Platinum & Reserve Cards: How To Use the Monthly Ride-Share Credit [2025]

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Julian Kheel
Updated: 
Edited by: Nick Ellis
& Juan Ruiz
Amex Delta Platinum & Reserve Cards: How To Use the Monthly Ride-Share Credit [2025]
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When American Express recently added new benefits to its family of Delta credit cards, one of them was a new set of monthly credits that can be used with various ride-sharing services (upon enrollment). While not everyone uses ride-shares on a regular basis, it’s important to take advantage of as many of these new perks as possible, especially since the annual fees on Delta’s credit cards also recently increased.

But you can’t just start charging rides to your Delta credit card and expect to get them free. It’s a little more complicated than that. Let’s take a look at how to use these new credits so you can be sure you’re getting your money’s worth.

Which Delta Cards Have Monthly Ride-Share Credits?

This new ride-share perk doesn’t extend to the entire family of Delta co-branded credit cards — here’s the list of cards that now feature up to $10 in monthly ride-share credits:

Since all 4 of these cards have the identical ride-share benefit, you’ll want to explore the other differences across the cards if you’re trying to decide which may be right for you.

Delta Platinum Card and Delta Platinum Business Card

The Delta Platinum card and the Delta Platinum Business card are similar to each other, with 1 geared toward personal use and the other toward small businesses.

Delta SkyMiles® Platinum American Express CardTerms Apply / Rates & Fees
Delta SkyMiles® Platinum American Express Card
Star rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating icon
U.P. Rating 
The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

Frequent Delta travelers will enjoy this card's bonus categories, benefits, and ability to reach higher levels of elite status.

Apply Now(at Amex's secure site)

Apply With Confidence

Know if you're approved with no credit score impact

If you're approved and accept this Card, your credit score may be impacted.

Delta SkyMiles® Platinum American Express Card
Frequent Delta travelers will enjoy this card's bonus categories, benefits, and ability to reach higher levels of elite status.
Earn 60,000 Bonus Miles after you spend $3,000 in eligible purchases on your new Card in your first 6 months of Card Membership.
60,000 miles
Up to $720
$350
19.74%-28.74% Variable
Upgraded Points credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
Good to Excellent
Why We Like This Card

The Delta SkyMiles® Platinum American Express Card can be a great option for those seeking additional ways to obtain a higher level of status — or to maintain their current status — with the airline.

A key feature of this card is the ability to earn bonus Medallion Qualification Dollars (MQDs) that are essential for earning Delta status. This could help you get closer to earning a handful of valuable benefits with the airline.

Pros & Cons
Pros
  • 3x SkyMiles per $1 spent on Delta purchases
  • 3x SkyMiles per $1 spent on purchases made directly with hotels
  • 2x SkyMiles per $1 spent at restaurants (including takeout and delivery) and U.S. supermarkets
Cons
  • $350 annual fee (rates & fees)
  • Does not earn transferable rewards
Read Full Review
Card Highlights
  • Earn 60,000 Bonus Miles after you spend $3,000 in eligible purchases on your new Card in your first 6 months of Card Membership.
  • Receive a Companion Certificate on a Delta Main round-trip flight to select destinations each year after renewal of your Card. The Companion Certificate requires payment of government-imposed taxes and fees of between $22 and $250 (for itineraries with up to four flight segments). Baggage charges and other restrictions apply. Delta Basic experiences are not eligible for this benefit.
  • Receive $2,500 Medallion® Qualification Dollars with MQD Headstart each Medallion Qualification Year and earn $1 MQD for each $20 in purchases on your Delta SkyMiles® Platinum American Express Card with MQD Boost to get closer to Status next Medallion Year.
  • Delta SkyMiles® Platinum American Express Card Members get 15% off when using miles to book Award Travel on Delta flights through delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees.
  • Earn 3X Miles on Delta purchases and purchases made directly with hotels.
  • Earn 2X Miles at restaurants worldwide including takeout and delivery in the U.S., and at U.S. supermarkets.
  • Earn 1X Miles on all other eligible purchases.
  • $120 Resy Credit: Get up to $10 in statement credits each month after you pay with your enrolled Delta SkyMiles® Platinum American Express Card to dine at U.S. Resy restaurants or make other eligible Resy purchases.
  • $120 Rideshare Credit: earn up to $10 in statement credits each month after using your Delta SkyMiles® Platinum American Express Card on U.S. rideshare purchases with select providers. Enrollment required.
  • Enjoy your first checked bag free on Delta flights and save up to $70 per person on a round-trip Delta flight.
  • Receive either a $120 statement credit every 4 years for a Global Entry application fee or a statement credit up to $85 every 4.5 years for a TSA PreCheck® (through a TSA official enrollment provider) application fee, when charged to your Delta SkyMiles® Platinum American Express Card. Card Members approved for Global Entry will also receive access to TSA PreCheck at no additional cost.
  • Delta SkyMiles® Platinum American Express Card Members with an eligible ticket will be added to the Complimentary Upgrade list, after Delta SkyMiles Medallion Members and Reserve Card Members.
  • No Foreign Transaction Fees.
  • $350 Annual Fee.
  • Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.
  • Terms Apply.
Financial Snapshot
  • APR: 19.74%-28.74% Variable
  • Foreign Transaction Fees: None
Rewards Center

Delta Air Lines SkyMiles

Delta SkyMiles® Platinum Business American Express CardTerms Apply / Rates & Fees
Delta SkyMiles® Platinum Business American Express Card
Star rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating icon
U.P. Rating 
The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

Between great perks and the potential to earn plenty of SkyMiles, this card is a must-have for frequent Delta travelers.

Apply Now(at Amex's secure site)
Delta SkyMiles® Platinum Business American Express Card
Between great perks and the potential to earn plenty of SkyMiles, this card is a must-have for frequent Delta travelers.
  • Earn 70,000 Bonus Miles after spending $6,000 in purchases on your new Card in your first 6 months of Card Membership.
70,000 miles
Up to $840
$350
19.74% - 28.74% Variable
Upgraded Points credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
Good to Excellent
Why We Like This Card

Small business owners and frequent Delta flyers can make the Delta SkyMiles® Platinum Business American Express Card your go-to credit card.

Cardholders earn 3x SkyMiles per dollar for purchases with Delta and access benefits, including no foreign transaction fees, priority boarding, and a free checked bag for each flight (rates & fees).

Plus, you can redeem your SkyMiles for travel on Delta and its partner airlines, saving you money. It’s a no-brainer!

Pros & Cons
Pros
  • Save 15% on award travel With TakeOff 15. Not applicable to partner-operated flights or to taxes and fees
  • 3x SkyMiles per $1 spent on Delta and hotel purchases
  • 1.5x SkyMiles per $1 spent on purchases of $5,000 or more, up to $100,000 per year
Cons
  • $350 annual fee
  • Does not earn transferable rewards
Read Full Review
Card Highlights
  • Welcome Offer: Earn 70,000 Bonus Miles after spending $6,000 in purchases on your new Card in your first 6 months of Card Membership.
  • Enjoy a Companion Certificate each year after renewal of your Delta Platinum Business Card. The Companion Certificate requires payment of government-imposed taxes and fees of between $22 and $250 (for itineraries with up to four flight segments). Baggage charges and other restrictions apply. Delta Basic experiences are not eligible for this benefit.
  • Earn 1.5X miles* on eligible transit and U.S. shipping purchases, plus single eligible purchases of $5,000 or more. Terms and miles cap apply. *If your purchase qualifies for a category that has a higher mileage accelerator, only the higher accelerator will apply.
  • Get closer to elevated Status next Medallion® Year with MQD Headstart and MQD Boost: receive $2,500 Medallion® Qualification Dollars each Medallion Qualification Year and earn $1 MQD for each $20 of purchases with your Delta SkyMiles® Platinum Business American Express Card.
  • Delta SkyMiles® Platinum Business American Express Card Members save 15% when using miles to book Award Travel on Delta flights through delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees.
  • With the $120 Resy Credit, earn up to $10 per month in statement credits on eligible Resy purchases using your enrolled Card.
  • Earn up to $10 back each month after using your enrolled Delta SkyMiles® Platinum Business American Express Card for U.S. rideshare purchases with select providers.
  • Not a Medallion Member? Card Members with an eligible ticket will be added to the Complimentary Upgrade list, after Delta SkyMiles Medallion Members and Reserve Card Members.
  • Receive Zone 5 Priority Boarding on Delta flights; board early, stow your carry-on bag and settle in sooner.
  • Elevate your travel experience with an annual statement credit of up to $200 after using your Delta SkyMiles® Platinum Business American Express Card to book prepaid hotels or vacation rentals through Delta Stays on delta.com.
  • Terms and limitations apply.
Financial Snapshot
  • APR: 19.74% - 28.74% Variable
  • Foreign Transaction Fees: None
Rewards Center

Delta Air Lines SkyMiles Frequent Flyer Program

The 2 cards each feature a free checked bag when flying Delta, priority boarding, up to $120 in Resy credits each year, up to $150 in annual Delta Stays credits (up to $200 for the Delta Platinum Business card), cell phone protection, a Global Entry/TSA PreCheck application fee credit, and the ability to earn Medallion Qualification Dollars (MQDs) just by spending on the card.

The Delta Platinum card has a $350 annual fee (rates & fees), and the Delta Platinum Business card also has a $350 annual fee (rates & fees).

Delta Reserve Card and Delta Reserve Business Card

If you’re looking for a Delta credit card with all the VIP features you could ever want, the Delta Reserve card and the Delta Reserve Business card are built with high-end perks.

Delta SkyMiles® Reserve American Express CardTerms Apply / Rates & Fees
Delta SkyMiles® Reserve American Express Card
Star rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating icon
U.P. Rating 
The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

Delta loyalists will love the fast track to Delta elite status, lounge access, baggage benefits, and upgrade priority with the Delta Reserve card.

Apply Now(at Amex's secure site)

Apply With Confidence

Know if you're approved with no credit score impact

If you're approved and accept this Card, your credit score may be impacted.

Delta SkyMiles® Reserve American Express Card
Delta loyalists will love the fast track to Delta elite status, lounge access, baggage benefits, and upgrade priority with the Delta Reserve card.
Earn 70,000 Bonus Miles after you spend $5,000 in eligible purchases on your new Card in your first 6 months of Card Membership.
70,000 miles
Up to $840
$650
19.74%-28.74% Variable
Upgraded Points credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
Good to Excellent
Why We Like This Card

The Delta SkyMiles® Reserve American Express Card is a stellar option for frequent travelers who always fly with Delta thanks to its MQD Headstart towards status boost, lounge access, annual companion certificate, and many other great benefits.

Here is a full look at everything the Delta Reserve card can offer to you to help you decide whether the card deserves a place in your wallet.

Pros & Cons
Pros
  • 3x SkyMiles per $1 on Delta purchases.
  • 1x SkyMile per $1 on all other eligible purchases.
  • Card Members get 15% off when using miles to book Award Travel on Delta flights.
Cons
  • $650 annual fee (rates & fees)
  • No bonus categories other than Delta purchases
Read Full Review
Card Highlights
  • Earn 70,000 Bonus Miles after you spend $5,000 in eligible purchases on your new Card in your first 6 months of Card Membership.
  • Delta SkyMiles® Reserve American Express Card Members receive 15 Visits per Medallion® Year to the Delta Sky Club® when flying Delta and can unlock an unlimited number of Visits after spending $75,000 in purchases on your Card in a calendar year. Plus, you’ll receive four One-Time Guest Passes each Medallion Year so you can share the experience with family and friends when traveling Delta together.
  • Enjoy complimentary access to The Centurion® Lounge when you book a Delta flight with your Reserve Card.
  • Receive $2,500 Medallion® Qualification Dollars with MQD Headstart each Medallion Qualification Year and earn $1 MQD for each $10 in purchases on your Delta SkyMiles® Reserve American Express Card with MQD Boost to get closer to Status next Medallion Year.
  • Enjoy a Companion Certificate on a Delta First, Delta Comfort, or Delta Main round-trip flight to select destinations each year after renewal of your Card. The Companion Certificate requires payment of government-imposed taxes and fees of between $22 and $250 (for itineraries with up to four flight segments). Baggage charges and other restrictions apply. Delta Basic experiences are not eligible for this benefit.
  • $240 Resy Credit: When you use your Delta SkyMiles® Reserve American Express Card for eligible purchases with U.S. Resy restaurants, you can earn up to $20 each month in statement credits. Enrollment required.
  • $120 Rideshare Credit: Earn up to $10 back in statement credits each month after you use your Delta SkyMiles® Reserve American Express Card to pay for U.S. rideshare purchases with select providers. Enrollment required.
  • Delta SkyMiles® Reserve American Express Card Members get 15% off when using miles to book Award Travel on Delta flights through delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees.
  • With your Delta SkyMiles® Reserve American Express Card, receive upgrade priority over others with the same Medallion tier, product and fare experience purchased, and Million Miler milestone when you fly with Delta.
  • Earn 3X Miles on Delta purchases and earn 1X Miles on all other eligible purchases.
  • No Foreign Transaction Fees. Enjoy international travel without additional fees on purchases made abroad.
  • $650 Annual Fee.
  • Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.
  • Terms Apply.
Financial Snapshot
  • APR: 19.74%-28.74% Variable
  • Foreign Transaction Fees: None
Rewards Center

Delta SkyMiles Airline Loyalty Program

Delta SkyMiles® Reserve Business American Express CardTerms Apply / Rates & Fees
Delta SkyMiles® Reserve Business American Express Card
Star rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating icon
U.P. Rating 
The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

Receive priority boarding, complimentary access to Delta Sky Club and Centurion Lounges, concierge support, and an annual companion certificate.

Apply Now(at Amex's secure site)
Delta SkyMiles® Reserve Business American Express Card
Receive priority boarding, complimentary access to Delta Sky Club and Centurion Lounges, concierge support, and an annual companion certificate.
Welcome Offer: Earn 80,000 Bonus Miles after spending $12,000 in purchases on your new Card in your first 6 months of Card Membership.
80,000 miles
Up to $960
$650
19.74% - 28.74% Variable
Upgraded Points credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
Good to Excellent
Why We Like This Card

The Delta SkyMiles® Reserve Business American Express Card is a premium card option for small business owners who are both frequent travelers and Delta loyalists.

While the annual fee may be steep, the card comes loaded with perks and benefits that all frequent Delta flyers are sure to love. Let’s take a look at what makes the card unique, and why it may be a great fit for your wallet.

Pros & Cons
Pros
  • 3x miles per dollar on Delta purchases
  • 1.5x miles per dollar on eligible transit, U.S. shipping and office supply stores, plus all eligible purchases after you spend $150,000 in a year
  • Save 15% On Award Travel With TakeOff 15. Not applicable to partner-operated flights or to taxes and fees.
Cons
  • High annual fee
  • Does not earn many miles for purchases outside of Delta spend
Read Full Review
Card Highlights
  • Welcome Offer: Earn 80,000 Bonus Miles after spending $12,000 in purchases on your new Card in your first 6 months of Card Membership.
  • Delta SkyMiles® Reserve Business Members receive 15 Visits each Medallion® Year to the Delta Sky Club® and can unlock Unlimited Delta Sky Club Access after spending $75,000 in purchases on your Card in a calendar year.
  • Earn 3 miles per dollar on eligible Delta purchases.
  • Get closer to elevated Status next Medallion® Year with MQD Headstart and MQD Boost: receive $2,500 Medallion® Qualification Dollars each Medallion Qualification Year and earn $1 MQD for each $10 on purchases with your Delta SkyMiles® Reserve Business American Express Card.
  • Enjoy a Companion Certificate on a Delta First, Delta Comfort, or Delta Main domestic, Caribbean, or Central American round-trip flight each year after renewal of your Card. The Companion Certificate requires payment of government-imposed taxes and fees of between $22 and $250 (for itineraries with up to four flight segments). Baggage charges and other restrictions apply. Delta Basic experiences are not eligible for this benefit.
  • With the $240 Resy Credit, earn up to $20 per month in statement credits on eligible Resy purchases using your enrolled Card.
  • Earn up to $10 back each month after using your enrolled Delta SkyMiles® Reserve Business American Express Card for U.S. rideshare purchases with select providers.
  • Save 15% when booking Award Travel on Delta flights. Not applicable to partner-operated flights or to taxes and fees.
  • Not a Medallion Member? Card Members with an eligible ticket will be added to the Complimentary Upgrade list, after Delta SkyMiles Medallion Members.
  • As a benefit of Card Membership, you can check your first bag free on Delta flights, saving up to $70 on a round-trip Delta flight per person. For a group of four that’s a potential savings of up to $280 per round-trip flight.
  • When you purchase a Delta flight with your Delta SkyMiles® Reserve Business Card, you will receive complimentary access to The Centurion® Lounge or Escape Lounge.
  • Receive Zone 5 Priority Boarding on Delta flights; board early, stow your carry-on bag and settle in sooner.
  • Elevate your travel experience with an annual statement credit of up to $250 after using your Delta SkyMiles® Reserve Business American Express Card to book prepaid hotels or vacation rentals through Delta Stays on delta.com.
  • Enjoy travel without foreign transaction fees from American Express with your Delta SkyMiles® Reserve Business American Express Card.
  • Terms and limitations apply.
Financial Snapshot
  • APR: 19.74% - 28.74% Variable
  • Foreign Transaction Fees: None
Rewards Center

Delta SkyMiles Frequent Flyer Program

With either card, you’ll get complimentary access to both Amex Centurion Lounges (when you book your same-day Delta flight with your Delta Reserve card or Delta Reserve Business card) and Delta Sky Clubs (when flying on Delta), up to $240 in annual Resy credits, eligibility for complimentary upgrades on Delta, a first checked bag free and priority boarding, and starting on your first cardmember anniversary and each year thereafter, a Companion Certificate for just the cost of taxes and fees.

The Delta Reserve card has a $650 annual fee (rates & fees), and the Delta Reserve Business card also has a $650 annual fee (rates & fees).

How To Enroll for the Ride-Share Credits

If you have one of the 4 Delta cards with these new monthly ride-share credits, it’s extremely important that you enroll your card in this benefit before attempting to use it. Any ride-share charges made to your Delta credit card won’t earn any credits if you haven’t first enrolled the card.

Fortunately, enrollment is relatively simple, and you only have to do it once. Log into your American Express account online and scroll to the Benefits Dashboard, where you’ll find the option to enroll in various features of your Delta credit card, including the ride-share credits.

Delta ride share enrollment
Don’t forget to enroll your card in the ride-share credits before using it. Image Credit: American Express

Or, if you prefer, you can also enroll by calling the number on the back of your card. Just keep in mind that regardless of which method you use, enrollment may take up to 24 hours to take effect, so plan accordingly.

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Which Ride-Share Services Count for the Credits?

The good news is you don’t have to guess whether a specific ride-share service will count toward earning the monthly credits. That’s because, according to the terms and conditions of this benefit, there are exactly 5 ride-share services that are eligible: Alto, Curb, Level, Revel, and Uber.

Most people are already familiar with Uber and Lyft, but the other services might be new to you.

Curb is an app that lets you request and pay for taxis — it’s available in over 30 cities, including Boston, Chicago, Los Angeles, Miami, New York City, Philadelphia, and Washington, D.C.

Revel is a company that owns and operates a fleet of all-electric vehicles in New York City and some of the surrounding area.

Alto features luxury vehicles with service in Dallas, Houston, Los Angeles, and Miami.

Ride-Sharing Overseas

Of the 5 eligible ride-share services, only Uber operates outside of the U.S. and Canada. However, the monthly credits can only be earned on rides in the U.S., so don’t plan to try and use them when you’re overseas or across the border.

Food Delivery and Other Ride-Share Services

In addition to ride-shares, some of these companies offer other services, such as Uber Eats for food delivery and Lyft’s scooters and bike rentals. However, the terms of the monthly credits specifically note that:

“Eligible purchases do not include delivery services (for example, food, packages, groceries, pet food, toys or retail clothing), bikeshare, scooter, car rental, transit, membership, or any other non-rideshare services offered by the rideshare providers.”

So you’ll likely be out of luck if you try to use these credits for anything but ride-shares. But if you’re able to take advantage of one of these ride-share services regularly, either in your home city or when you travel, these credits should save you some money.

Hot Tip:

There’s currently 1 other way to take advantage of these credits besides using them directly for a ride-share. As of this writing, adding Lyft Cash to your account in the Lyft app will trigger the credit. However, the minimum Lyft Cash amount is $25, so you’ll still end up paying for $15 of that after the $10 monthly credit is deducted. Also, you won’t find the option to add Lyft Cash in the Android app or online — it only works in the iOS app.

How To Use the Ride-Share Credits

Once you’ve enrolled your card in the ride-share benefit and chosen one of the eligible services from the list, using the credits is very easy. All you need to do is add your Delta credit card to the ride-share app and then pay for your ride with it. After the charge is posted to your account, you’ll automatically see a credit of up to $10 for it.

According to American Express, it may take up to 6 to 8 weeks after an eligible purchase is charged to the enrolled account for the statement credit to post. However, in reality, these credits usually appear on your account relatively quickly, within a few days or a week at most. But if the credit doesn’t appear, you’ll likely have to wait the full 8 weeks before you can file a complaint with Amex.

What if your ride costs less than $10? You’ll only get a credit up to the amount of your ride-share cost, but you’re able to use these credits over multiple purchases. So, if you take another ride-share in the same month, you can earn the rest of the credit that way. However, these monthly credits don’t “roll over” from month to month — you’ll need to use it or lose it.

Authorized Users

If you have an authorized user on your card, can they use the ride-share credit as well? Yes, they can, as long as the primary cardmember has enrolled their own account in the benefit.

However, you only get 1 set of credits per account — there aren’t any extra credits each month for having an authorized user. The credits are shared across all cards tied to a single account. So, if your authorized user takes a ride-share and uses up the $10 credit in a particular month, you won’t be able to use the credit that month on your own card.

Are the Ride-Share Credits Worth It?

Lyft passengers and driver
If you use ride-shares regularly, you’ll find it easy to earn the Delta monthly credits. Image Credit: Lyft

Since these credits are effectively restricted to actual rides and can’t be used on any of the other related ride-share services, whether you typically utilize ride-shares will determine if the credits are worth it.

Many people use ride-shares multiple times a month, while others rarely need them. It’s also not unusual nowadays to rely on ride-shares when traveling to easily get around a new area instead of renting a car.

If you already use ride-shares regularly, either at home or on the road, these credits will be easy to use each month and help offset your card’s annual fee. On the other hand, if you never use ride-shares, you’ll want to ensure you’re taking advantage of the other perks of your Delta credit card to get as much value from it as possible.

Hot Tip:

Set your Delta Platinum card, Delta Platinum Business card, Delta Reserve card, or Delta Reserve Business card as your default payment card in 1 or all of the qualifying ride-share apps. That way, you’ll automatically use the credit whenever you find yourself in a ride-share.

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Final Thoughts

While it’s never fun to have the annual fee on your credit card go up, at least Delta and American Express have added more benefits, like the new monthly ride-share credits, to help offset the extra cost. As with all credit cards, when changes happen, you should consider whether the new perks fit your lifestyle. If they don’t, it’s time to consider changing things up and looking at some new credit card options.

These Delta ride-share credits are relatively simple to use for those who take ride-shares even once or twice a month. They can easily earn you up to $120 a year in money that goes right back into your pocket, making them one of the easier new perks to take advantage of each month.

For the cell phone protection benefit of the Delta SkyMiles® Platinum American Express Card and Delta SkyMiles® Platinum Business American Express Card, eligibility and benefit level varies by card. Terms, conditions, and limitations apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by New Hampshire Insurance Company, an AIG Company.

Featured Image Credit: Prathankarnpap via Shutterstoc

Frequently Asked Questions

What are the Delta credit card ride-share credits?

The Delta ride-share credits are a new benefit available on specific Delta credit cards. They provide up to $10 each month in statement credits when you use qualifying ride-share services and charge the ride to your eligible Delta credit card.

Which Delta credit cards give ride-share credits?

The Delta ride-share credits are available on 4 credit cards: the Delta Platinum card, the Delta Platinum Business card, the Delta Reserve American Express card, and the Delta Reserve Business card.

Which ride-share services can I use my Delta credits on?

Eligible Delta credit card members can use their ride-share credits with 5 services: Alto, Curb, Level, Revel, and Uber. Only rides taken within the U.S. will qualify for the credits.

How do I use my Delta ride-share credits?

Before using your ride-share credits, you must first enroll your eligible Delta credit card either online at the American Express website or by calling the number on the back of your card. Then, once you’re enrolled, simply charge your ride (or several rides if each one is less than $10) to your credit card when using one of the qualifying ride-share services, and you’ll receive a credit of up to $10 each month.

Can you combine monthly Delta ride-share credits?

The up to $10 in monthly Delta ride-share credits do not roll over from month to month, so you cannot combine them. Essentially they’re “use them or lose them” since they’ll disappear if you don’t utilize them by the end of each month.

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About Julian Kheel

Julian Kheel first learned the ins and outs of credit card rewards and travel loyalty programs while flying more than 200,000 miles a year as a TV producer and director for World Wrestling Entertainment. With over 15 years of professional experience studying travel loyalty programs, Julian has served as CNN’s Senior Editor covering travel and credit cards, as well as the Editorial Director of The Points Guy, and has worked as a consultant for the Big 3 U.S. airlines.

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Platinum Card® from American Express

Welcome Offer: As High As 175,000 Points. Find Out Your Offer.

  • You may be eligible for as high as 175,000 Membership Rewards® points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
  • Get more for your travels with 5X Membership Rewards® points on all flights and prepaid hotel bookings through American Express Travel®, including Fine Hotels + Resorts® and The Hotel Collection bookings. You earn 5X points on flights purchased directly from airlines or through American Express Travel® on up to $500,000 on these purchases per calendar year.
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  • More Value! With over 1,550 airport lounges - more than any other credit card company on the market* - enjoy the benefits of the Global Lounge Collection®, over $850 of annual value, with access to Centurion Lounges, 10 complimentary Delta Sky Club® visits when flying on an eligible Delta flight (subject to visit limitations), Priority Pass Select membership (enrollment required), and other select partner lounges. * As of 07/2025.
  • More Value! $200 Uber Cash + $120 Uber One Credit: With the Platinum Card® you can receive $15 in Uber Cash each month plus a bonus $20 in December when you add your Platinum Card® to your Uber account to use on rides and orders in the U.S when you select an Amex Card for your transaction. Plus, when you use the Platinum Card® to pay for an auto-renewing Uber One membership, you can get up to $120 in statement credits each calendar year. Terms apply.
  • More Value! $300 Digital Entertainment Credit: Get up to $25 in statement credits each month after you pay for eligible purchases with the Platinum Card® at participating partners. Enrollment required.
  • More Value! $600 Hotel Credit: Get up to $300 in statement credits semi-annually on prepaid Fine Hotels + Resorts® or The Hotel Collection* bookings through American Express Travel® using the Platinum Card®. *The Hotel Collection requires a minimum two-night stay.
  • New! $400 Resy Credit + Platinum Nights by Resy: When you use the Platinum Card® to pay at U.S. Resy restaurants and to make other eligible purchases through Resy, you can get up to $100 in statement credits each quarter with the $400 Resy Credit benefit. Plus, with Platinum Nights by Resy, you can get special access to reservations on select nights at participating in demand Resy restaurants with the Platinum Card®. Simply add your eligible Card to your Resy profile to book and discover Platinum Nights reservations near you, enrollment required.
  • More Value! $209 CLEAR® Plus Credit: CLEAR® Plus helps get you to your gate faster by using unique facial attributes to verify you are you at 50+ airports nationwide. You can cover the cost of a CLEAR Plus Membership* with up to $209 in statement credits per calendar year after you pay for CLEAR Plus with the Platinum Card®. *Excluding any applicable taxes and fees. Subject to auto-renewal.
  • $200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees, such as checked bags and in-flight refreshments, are charged by the airline to the Platinum Card® Account*. American Express relies on airlines to submit the correct information on airline transactions to identify incidental fee purchases. If you do not see a credit for a qualifying incidental purchase on your eligible Card after 8 weeks, simply call the number on the back of your Card. Qualifying airlines are subject to change. See terms & conditions for more details.
  • Start your vacation sooner, and keep it going longer. When you book Fine Hotels + Resorts® through American Express Travel®, enjoy noon check-in upon arrival, when available, and guaranteed 4PM check-out.
  • New! $300 lululemon Credit: Enjoy up to $75 in statement credits each quarter when you use the Platinum Card® for eligible purchases at U.S. lululemon retail stores (excluding outlets) and lululemon.com. That’s up to $300 in statement credits each calendar year. Enrollment required.
  • $155 Walmart+ Credit: Receive a statement credit* for one monthly Walmart+ membership (subject to auto-renewal) after you pay for Walmart+ each month with the Platinum Card®.*Up to $12.95 plus applicable local sales tax. Plus Ups not eligible.
  • $100 Saks Credit: Get up to $100 in statement credits annually for purchases at Saks Fifth Avenue or saks.com on the Platinum Card®. That’s up to $50 in statement credits from January through June and up to $50 in statement credits from July through December. No minimum purchase required. Enrollment required.
  • Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
  • $895 annual fee.
  • Terms Apply.

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