What are Citi ThankYou Points worth?

If you’re using them in the travel center they are worth 1 cent each. However, points are most valuable when transferred to travel partners. An average point can be redeemed for 1.5 to 2 cents in this way, and sometimes you can get better deals.

What is Citi ThankYou Pay With Points?

After you’ve made a purchase, you’ll be notified in your Citi mobile app if your recent purchase is eligible to be covered by ThankYou Points. If so, you can redeem your points as a statement credit to offset that purchase.

How do you maximize Citi ThankYou Points?

To maximize the number of points you get, you should utilize welcome offers (when available), as well as utilizing the appropriate credit cards for all travel, dining, and entertainment expenses. To learn more, check out our article on earning Citi ThankYou Points.

How do you redeem Citi ThankYou Points?

You can redeem Citi ThankYou Points through ThankYou.com for: Travel transfer partners Citi Travel portal Gift cards Cash-back or statement credits Charitable donations

How do you transfer Citi ThankYou Points?

Points transfers are made from ThankYou.com. Log in to your account and you will see the partner transfer option, select how many points you want to transfer, and complete the transfer. Points transfer immediately or may take up to a couple of days or weeks.

How do you use Citi ThankYou Points on Amazon?

Go to Amazon.com/Citi to sign in and link your Citi account to your Amazon account. Whenever you make a payment, you can add your Citi ThankYou card as an eligible form of payment that will connect your points balance to your account. You can use as many points as you want to offset the balance of the order.

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Citi ThankYou Rewards Program Review: Earning, Redeeming, Transfer Partners, and More

Updated: October 9, 2025, 6:03am CDT

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Table of Contents

What Is Citi ThankYou Rewards?
How To Earn Citi ThankYou Points Using Credit Cards
How To Redeem Citi ThankYou Rewards
Final Thoughts

We may be compensated when you click on product links, such as credit cards, from one or more of our advertising partners. Terms apply to the offers below. See our Advertising Policy for more about our partners, how we make money, and our rating methodology. Opinions and recommendations are ours alone.

To round out our series of reviews on the best travel rewards programs, we’ve put together this review on Citi ThankYou Rewards.

We will review the various reward credit cards that will help you earn Citi ThankYou Points, as well as the travel partners you can use to redeem them. This should help you plan out any potential future trips if you need to know where to earn reward points!

What Is Citi ThankYou Rewards?

citi thank you 2025 — ThankYou Rewards is Citi’s loyalty program. Image Credit: Citi

Citi ThankYou Rewards is the bank loyalty program offered by Citi. You collect Citi ThankYou Points that can be used for a number of rewards, including on Amazon and Best Buy, for gift cards, a statement credit, or for travel rewards.

To sign up for the program, you must be approved for a credit card that earns Citi ThankYou points. As soon as you have your new card and make your first purchase, you begin earning points.

Depending on the category, you may earn bonus points, though cards always earn at least 1 point per $1.

You can manage your reward credit cards from the Citi online credit card portal, view your expenses, and pay your balance. To manage your rewards, you need to go through ThankYou.com.

How Much Is a Citi ThankYou Point Worth?

Citi ThankYou Points’ standard worth is 1 cent each. You get this value when you redeem for gift cards, shop with points, or redeem them toward a statement credit.

We value Citi ThankYou Points at 1.6 cents each because you can often get that level of value, or more, when redeeming through one of the ThankYou transfer partners.

When Do Citi ThankYou Points Expire?

Points will not expire as long as you keep your accounts open, though certain types of points, like shared points that you transfer from one person to another, come with an expiration date of 90 days.

If you close all of your ThankYou accounts, you have 30 days to use your reward points before they expire.

How To Earn Citi ThankYou Points Using Credit Cards

You can earn Citi ThankYou Points in many different ways. These include using credit cards, travel purchases, and banking relationship opportunities.

Citibank has numerous reward program cards that earn points. Each one has slightly different bonuses and a different earning style, so it’s best to choose the one that fits your spending habits. To open a ThankYou Rewards account, you need to apply and be approved for one of the ThankYou travel rewards credit cards:

There are 3 additional cards that earn ThankYou points — AT&T Access Card From Citi, Citi ThankYou^® Preferred Card, and the Citi Prestige^® Card — that are no longer available for new applicants.

The best way to earn the most points is by combining multiple cards so you hit all the available bonus categories. Citi has a unique earning category not available on many cards from other issuers: entertainment. If you’re a big movie-goer or spend frequently on other entertainment events, cards with this bonus category may be just right for you!

Citi Strata Elite Card

Citi Strata Elite℠ Card

U.P. Rating

The Citi Strata Elite card is Citi's most premium card built for frequent travelers and foodies.

Citi Strata Elite℠ Card

The Citi Strata Elite card is Citi's most premium card built for frequent travelers and foodies.

Welcome OfferEarn 100,000 bonus ThankYou Points after spending $6,000 within the first 3 months of account opening.
100,000 points

UP's Offer Valuation*:
Up to   $1,600

Annual Fee

$595

APR

20.99% to 28.99% Variable

Why We Like This Card

The Citi Strata Elite card is a great option for frequent travelers, foodies, and those who are fans of the Citi ThankYou Rewards ecosystem thanks to its combination of bonus categories, perks, and annual credits.

Pros & Cons

Pros

12x points on hotels, rental cars, and attractions booked through Citi Travel
6x points on airfare through Citi Travel
6x points on dining on Citi Nights (Friday and Saturday nights from 6 p.m. to 6 a.m.) and 3x points on dining at all other times

Cons

$595 annual fee
Boosted dining rewards are limited to 2 nights per week

Read Full Review

Card Highlights

Earn 100,000 bonus ThankYou Points after spending $6,000 within the first 3 months of account opening
12x points on hotels, car rentals, and attractions booked on cititravel.com
6x points on air travel booked on cititravel.com
6x points at restaurants, including restaurant delivery services, every Friday and Saturday from 6 p.m. to 6 a.m. ET, and 3x points any other time
1.5x points on all other purchases
Global Entry or TSA PreCheck credit
Up to $300 annual hotel benefit
Up to $200 annual splurge credit
Up to $200 annual Blacklane credit
4 American Airlines Admirals Club passes every calendar year
Transfer Citi ThankYou Points to partners like American Airlines
Complimentary Priority Pass membership
No foreign transaction fees

Financial Snapshot

APR: 20.99% to 28.99% Variable
Foreign Transaction Fees: None

The Citi Strata Elite card was introduced in 2025 and serves as Citi’s luxury credit card that earns ThankYou points. While it comes with a hefty annual fee, it also has a ton of benefits that may justify it.

With the Strata Elite card, you earn ThankYou points at the following rates:

12x points on hotels, car rentals, and attractions booked on cititravel.com
6x points on air travel booked on cititravel.com
6x points at restaurants, including restaurant delivery services, every Friday and Saturday from 6 p.m. to 6 a.m. Eastern time, and 3x points any other time
1.5x points on all other purchases

The Citi Strata Elite card also comes with several annual statement credits that you can earn, including a $300 annual hotel benefit, a $200 annual splurge credit, and a $200 annual Blacklane credit. You can also get up to a $120 statement credit every 4 years for Global Entry or TSA PreCheck. Prepare to travel in style, with access to The Reserve by Citi Travel, Priority Pass lounge access for you and up to 2 guests, and 4 American Airlines Admirals Club passes each year.

One of the biggest benefits of the Citi Strata Elite card is that you also have the ability to transfer your ThankYou points to all of Citi’s travel partners (including American Airlines AAdvantage), at the best rates. Some of the other credit cards that earn ThankYou points do not let you transfer to American Airlines. And for the partners that are available, you get fewer points when you transfer.

Citi Strata Premier Card

Citi Strata Premier℠ Card

U.P. Rating

Citi Strata Premier℠ Card

Welcome OfferEarn 60,000 bonus points after spending $4,000 in the first 3 months of account opening, redeemable for $600 in gift cards or travel rewards at thankyou.com
60,000 points

UP's Offer Valuation*:
$960

Annual Fee

$95

APR

19.99% to 27.99% Variable APR

Why We Like This Card

The Citi Strata Premier℠ Card is a great all-around travel rewards card that allows you to earn big rewards on a variety of purchases like air travel, at restaurants, supermarkets, gas stations, and more, along with flexible redemption options, all for a modest annual fee.

Pros & Cons

Pros

10x points on hotels, car rentals, and attractions booked through CitiTravel.com
3x points on air travel, other hotel purchases, restaurants, supermarkets, gas stations, and EV charging stations
$100 annual hotel benefit

Cons

$95 annual fee

Read Full Review

Card Highlights

Earn 60,000 bonus points after spending $4,000 in the first 3 months of account opening, redeemable for $600 in gift cards or travel rewards at thankyou.com.
Earn 10X points per $1 spent on hotels, car rentals, and attractions booked on CitiTravel.com.
Earn 3X points per $1 on air travel and other hotel purchases, at restaurants, supermarkets, gas and EV charging stations.
Earn 1X point per $1 spent on all other purchases.
$100 Annual Hotel Benefit: Once per calendar year, enjoy $100 off a single hotel stay of $500 or more (excluding taxes and fees) when booked through CitiTravel.com. Benefit applied instantly at time of booking.
No expiration and no limit to the amount of points you can earn with this card.
No foreign transaction fees on purchases.

Financial Snapshot

APR: 19.99% to 27.99% Variable APR
Foreign Transaction Fees: None

The Citi Strata Premier card earns 10x points on hotels, car rentals, and attractions booked through Citi Travel; 3 points per $1 spent on air travel and hotels, restaurants, supermarkets, EV charging, and gas stations; and 1 points per $1 on all other purchases.

The card charges a $95 annual fee and offers benefits like $100 off a single hotel stay of $500 or more each cardmember year, no foreign transaction fees, and, like the Citi Strata Elite card, comes with access to the full suite of Citi ThankYou transfer partners at the best transfer ratios, including to American Airlines.

Citi Strata Card

Citi Strata℠ Card

U.P. Rating

Citi Strata℠ Card

Welcome OfferEarn 30,000 points after spending $1,000 on purchases in the first 3 months.
30,000 points

UP's Offer Valuation*:
$480

Annual Fee

APR

0% intro APR on purchases and balance transfers for 15 months, and then a variable APR 18.99% to 28.99%.

Credit Recommended

Good to Excellent

Why We Like This Card

The Citi Strata card offers a fresh way to earn Citi ThankYou Points with a $0 annual fee, allowing you to maximize your spend at gas stations, supermarkets, and more.

Pros & Cons

Pros

5x points on hotels, car rentals, and attractions booked on CitiTravel.com
3x points at supermarkets, select transit, gas and EV charging stations, and an eligible self-select category of your choice (fitness clubs, select streaming services, live entertainment, cosmetic stores/barber shops/hair salon or pet supply stores)
2x points at restaurants

Cons

Doesn’t offer the best transfer ratio to Citi’s airline and hotel partners
Charges foreign transaction fees

Read Full Review

Card Highlights

Earn 30,000 bonus points after spending $1,000 in the first 3 months of account opening.
Earn 5x points per $1 spent on hotels, car rentals, and attractions booked on CitiTravel.com.
Earn 3x points per $1 on supermarkets, select transit, gas, and EV charging stations, and an eligible self-select category of your choice every quarter (fitness clubs, select streaming services, live entertainment, cosmetic stores/barber shops/hair salons, or pet supply stores).
Earn 2x points per $1 at restaurants.
Earn 1x point per $1 spent on all other purchases.
No expiration and no limit to the amount of points you can earn with this card.

Financial Snapshot

APR: 0% intro APR on purchases and balance transfers for 15 months, and then a variable APR 18.99% to 28.99%.
Foreign Transaction Fees: 3% of the U.S. dollar amount of each purchase

Rewards Center

Citi ThankYou Rewards

The Citi Strata card is another recent introduction to the suite of cards that earn ThankYou points, replacing the Citi Rewards+^® Card. The Citi Strata card comes with basic benefits and a $0 annual fee. With the Strata card, you earn ThankYou points at the following rates:

5x points on hotels, car rentals, and attractions booked on CitiTravel.com.
3x points on supermarkets, select transit, gas, and EV charging stations, and an eligible self-select category of your choice every quarter (fitness clubs; select streaming services; live entertainment; cosmetic stores, barber shops and hair salons; or pet supply stores)
2x points at restaurants
1x on all other purchases

While the Citi Strata card does not come with a ton of additional perks and benefits, it can still be a great option for earning ThankYou points, thanks to its bonus rewards rate at popular categories like supermarkets and gas. You’re also able to choose 1 specific category (including streaming, entertainment, and pet supply stores) where you can earn 3x points on your purchases. That lets you customize your earnings on the card.

Note that unlike the Citi Strata Elite card and Citi Strata Premier card, ThankYou points earned with the Citi Strata card are not transferable to American Airlines.

Citi Double Cash Card

Citi Double Cash^® Card

U.P. Rating

Great card for the average spender with no specific focus category; worry-free cash-back earning on everything!

Citi Double Cash^® Card

Great card for the average spender with no specific focus category; worry-free cash-back earning on everything!

Welcome OfferEarn $200 cash-back after spending $1,500 on purchases in the first 6 months of account opening.
$200 cash-back

Annual Fee

APR

17.99% - 27.99% Variable

Credit Recommended

Fair to Excellent (580-850)

Why We Like This Card

The Citi Double Cash^® Card has long been one of the top cash-back credit cards on the market, and the card now has the ability to earn Citi ThankYou Points!

This means that cardholders of the Double Cash card will now earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. Cash back is earned in the form of ThankYou Points. This means each billing cycle, you will earn 1 ThankYou point per $1 spent on purchases and an additional ThankYou point for every $1 paid on your purchase balance as long as there is a corresponding balance in your Purchase Tracker.

Citi has turned the Double Cash card into a top choice for those who are looking for an everyday, no-fuss credit card.

Pros & Cons

Pros

Uncapped 2% for every $1 spent (1% when you buy and another 1% when you pay)
Flexible redemption options
No annual fee

Cons

No bonus categories
3% foreign transaction fees

Read Full Review

Card Highlights

Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This offer will be fulfilled as 20,000 ThankYou^® Points, which can be redeemed for $200 cash back.
Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
Earn a total of 5 ThankYou^® Points per $1 spent on hotel, car rental, and attractions, excluding air travel, when booked through the Citi Travel^® portal.
To earn cash back, pay at least the minimum due on time.
Balance Transfer Only Offer: 0% Intro APR for 18 months on balance transfers; after that, the variable APR will be 17.99% – 27.99%, based on your creditworthiness. Balance Transfers do not earn cash back. Intro APR does not apply to purchases.
If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.
There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).

Financial Snapshot

APR: 17.99% - 27.99% Variable
Foreign Transaction Fees: 3% of the U.S. dollar amount of each purchase

Rewards Center

Citi ThankYou Rewards

A popular option is the $0-annual-fee Citi Double Cash card, which earns 2% cash-back per $1 spent (1% when you buy, 1% when you pay, earned as ThankYou Points).

On its own, cardholders have access to all Citi transfer partners. However, the transfer ratio for Citi Double Cash cardholders is lower than for premium cardholders.

If you also have a premium ThankYou card (like the Citi Strata Premier card or Citi Strata Elite card), you can pool your points from both cards and access the better transfer partner redemption ratios.

Citi Custom Cash Card

Citi Custom Cash^® Card

U.P. Rating

Earn big on purchases in your top eligible spend category, up to the first $500 each billing cycle, without an annual fee!

Citi Custom Cash^® Card

Earn big on purchases in your top eligible spend category, up to the first $500 each billing cycle, without an annual fee!

Welcome OfferEarn $200 cash-back after you spend $1,500 on purchases in the first 6 months of account opening. This offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash-back.
$200

Annual Fee

APR

0% Intro APR on balance transfers and purchases for 15 months. After that, the variable APR will be 17.99% - 27.99%.

Credit Recommended

Fair to Excellent (580-850)

Why We Like This Card

The Citi Custom Cash^® Card is inventive when it comes to cash-back credit cards. Instead of earning a set amount of cash-back on predetermined bonus categories, the Citi Custom Cash card earns 5% cash-back on your highest eligible spend category each billing cycle, with a $0 annual fee.

Thanks to that unique perk, you’ll never need to worry about whether you’re using the right card for the right purchase, as your Citi Custom Cash card will always pay you 5% back on whichever category you end up spending the most on each month.

Pros & Cons

Pros

5% cash-back (on up to $500 each billing cycle) from your largest purchase category, including restaurants, gas stations, grocery stores, select travel, select transit, select streaming services, drugstores, home improvement stores, fitness clubs, and live entertainment
$0 annual fee
Multiple redemption options

Cons

Your 5% category is limited to $500 in spend ($25 in cash-back) each month
Not particularly rewarding for any purchases outside of your top 5% cash-back category

Read Full Review

Card Highlights

Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This offer will be fulfilled as 20,000 ThankYou^® Points, which can be redeemed for $200 cash back.
Get 0% Intro APR on balance transfers and purchases for 15 months. After that, the variable APR will be 17.99% - 27.99%, based on your creditworthiness.
Earn 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter. Earn unlimited 1% cash back on all other purchases.
Earn an additional 4% cash back on hotels, car rentals, and attractions booked with Citi Travel.
No rotating bonus categories to sign up for – as your spending changes each billing cycle, your earn adjusts automatically when you spend in any of the eligible categories.
$0 annual fee.
Citi will only issue one Citi Custom Cash^® Card account per person.

Financial Snapshot

APR: 0% Intro APR on balance transfers and purchases for 15 months. After that, the variable APR will be 17.99% - 27.99%.
Foreign Transaction Fees: 3%

While not traditionally a ThankYou Points-earning card, the cash-back you earn with the Citi Custom Cash card can be converted into ThankYou Points and transferred to travel partners at the lower transfer ratio, like the Citi Double Cash card.

With the card, you earn 5% back (or 5x points) on your highest spending category each billing cycle on up to $500, and 1% back thereafter. Which categories apply to the 5x category? Quite a lot, actually, including:

Drugstores
Fitness clubs
Gas stations
Grocery stores
Home improvement stores
Live entertainment
Restaurants
Select streaming services
Select transit
Select travel

Better yet, the card has a $0 annual fee, making it a great companion to a premium ThankYou Points-earning card.

How To Redeem Citi ThankYou Rewards

There are 2 main ways to redeem your Citi ThankYou Points for the best value:

Use the Citi Travel Portal
Transfer points to Citi airline and hotel travel partners

However, there are other options for redeeming points as well, including gift cards, shopping with points, cash redemptions, and more.

Hot Tip:

Citi ThankYou Points work like Chase Ultimate Rewards rather than Amex Membership Rewards. Your points do not pool together automatically and are not all worth the same amount. Instead, you must combine points within the Citi ThankYou portal or use points individually.

Using the Citi Travel Portal To Redeem Points

The Citi Travel portal works similarly to the Chase Travel portal: You can search for flights and book them using your Citi ThankYou Points for 1 cent per point.

ciit thank you travel portal flight results — Citi ThankYou Travel Portal flight results. Image Credit: Citi

Compare this to the 1-cent redemption rate for flights through the AmexTravel.com portal and up to 1.75 cents with Chase Ultimate Rewards (if you have the Chase Sapphire Preferred^® Card and take advantage of a Points Boost offer; otherwise, your value per point is 1 cent). Also, AmexTravel.com only offers 0.7 cents per point when used for anything not related to flights.

Citi ThankYou Airline and Hotel Transfer Partners

Travel transfer partners are where you can earn the most bang for your buck. Points transferred to partners can often be redeemed for at least 2 cents each (or more), making them quite a bit more powerful!

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Citi Transfer Partner (Minimum Transfer Is 1,000 Points)	Premium Card Transfer Ratio (Citi > Partner)	Non-Premium Card Transfer Ratio (Citi > Partner)	Transfer Time
Aeromexico Rewards	1:1	1:0.7	Almost Instantly
Air France-KLM Flying Blue	1:1	1:0.7	Almost Instantly
ALL – Accor Live Limitless	2:1	1:0.35	Almost Instantly
American Airlines AAdvantage	1:1	1:0.7	Almost Instantly
Avianca Lifemiles	1:1	1:0.7	Almost Instantly
Cathay Pacific Cathay	1:1	1:0.7	Almost Instantly
Choice Privileges	1:2	1:1.4	Almost Instantly
Emirates Skywards	1:0.8	1:0.56	Almost Instantly
Etihad Guest	1:1	1:0.7	Almost Instantly
EVA Air Infinity MileageLands	1:1	1:0.7	2 Days
JetBlue TrueBlue	1:1	1:0.7	Almost Instantly
Leading Hotels of the World Leaders Club	5:1	1:0.14	Almost Instantly
Preferred Hotels & Resorts I Prefer	1:4	1:2.8	Unknown
Qantas Frequent Flyer	1:1	1:0.7	Almost Instantly
Qatar Airways Privilege Club	1:1	1:0.7	2 Days
Singapore Airlines KrisFlyer	1:1	1:0.7	2 Days
Thai Airways Royal Orchid Plus	1:1	1:0.7	4 Days
Turkish Airlines Miles&Smiles	1:1	1:0.7	Almost Instantly
Virgin Atlantic Flying Club	1:1	1:0.7	Almost Instantly
Wyndham Rewards	1:1	1:0.7	Within 24 Hours

Keep in mind that these rates are for those who hold the Citi Strata Elite card, Citi Strata Premier card, or the Citi Prestige card.

Holders of the Citi Strata card, Citi Double Cash card, and Citi ThankYou Preferred card can transfer ThankYou Points to 20 airline and hotel partners at a slightly lower ratio than premium cardholders.

One thing to note is that the variety of travel partners covers all 3 major airline alliances: Oneworld, SkyTeam, and Star Alliance. What this means is that you can use your reward points on almost any airline in the world. As long as you have miles within an airline alliance, you can call and book your award travel in available space on any alliance member’s flights. More importantly, this means that even though some of the big U.S. carriers are not direct partners, you can still use your points on United Airlines, Delta Air Lines, and more by transferring points to travel partners.

Citi also has 5 hotel transfer partners:

ALL Accor Live Limitless: 1,000 Citi points = 500 Accor points (or 350 Accor points for select cardholders)
Choice Privileges: 1,000 Citi points = 2,000 Choice points (or 1,400 Choice points for select cardholders)
Leaders Club: 1,000 Citi points = 200 Leaders Club points (or 140 Leaders Club points for select cardholders)
Preferred Hotels & Resorts iPrefer Rewards: 1,000 Citi points = 4,000 iPrefer points (or 2,800 points for select cardholders)
Wyndham Rewards: 1,000 Citi points = 1,000 Wyndham points (or 700 Wyndham points for select cardholders)

Shop With Points

You can use your accumulated Citi ThankYou Points to shop with popular merchants like Amazon, Best Buy, and CVS or make payments through PayPal.

To use it, simply head to the Shop With Points section of the Citi ThankYou website. From there, select one of the eligible partners and shop online as you usually would. Afterward, you can use your points to cover the whole purchase, part of the purchase, or even as a statement credit after the fact at a rate of 1 cent per point.

Purchase Gift Cards

Similar to Shop With Points, you can use your Citi ThankYou Points to purchase gift cards with dozens of merchants on the platform. This includes popular merchants like Apple, Best Buy, Nike, and Starbucks.

You can purchase gift cards with your point balance in increments of $25, $50, or $100. However, if you are signed in to your account, you may see different options depending on your points balance.

Your ThankYou Points provide you 1 cent per point in value toward gift cards, but on occasion, Citi will run sales with certain merchants that will allow you to get a bit more value.

Use Points as a Cash Reward

If you’d prefer to directly use your points as a statement credit or redeem them as cash via a direct deposit to your checking account, or even a check by mail, you can do so from your Citi account. Log in, select Use Your Points Now, select your eligible purchases, then select Redeem.

Your points are worth 0.5 cents to 1 cent each this way. If looking for cash-back rewards, you get the most value through the Double Cash card.

While you can’t transfer Citi ThankYou Rewards points to someone else’s hotel or airline loyalty program account, you can share your Citi ThankYou Rewards points with any other ThankYou Rewards member through the program’s Points Sharing feature.

Here is how to do it:

First, visit log in to your account on the ThankYou website.
Select the ThankYou account you want to use.
Then click More Ways to Redeem from the menu bar and select Points Sharing.
From there, enter how many points to share, along with the first name, last name, and account number of the person you’re sharing with.
Lastly, click confirm and you’ll be all set! The recipient should receive the points nearly instantly.

There are a few rules to be aware of though, namely that you can only share a total of 100,000 ThankYou Points in a calendar year. Any points you share with another person are only valid for 90 days.

Other Ways To Use ThankYou Points

Lastly, there are a few other ways you can redeem Citi ThankYou Points, but we generally don’t recommend them if you’re looking to get as much value as possible.

If you’re feeling generous, you could redeem your points toward a charity from one of the charities listed on the Citi ThankYou website.

Donations start at 2,500 points for a $25 donation, giving you a value of 1 cent per point. However, if you’re looking to get as much value from your points as possible, you’d be better off donating cash and redeeming your points toward something else — not to mention that cash donations can be tax-deductible, while points donations usually are not.

Final Thoughts

Citi ThankYou Rewards is a very powerful program that allows you to earn points that can be redeemed on nearly any airline in the world.

Of course, you have multiple redemption options with your Citi ThankYou Rewards, but your best bet to receive the most value is usually transferring to a travel partner.

While ThankYou Rewards credit cards can be overlooked compared to others, they are excellent credit cards with unique bonus categories that allow you to fill in even more gaps in your points strategy.

The information regarding the AT&T Access Card From Citi was independently collected by Upgraded Points and not provided nor reviewed by the issuer.